Why Down Payment Assistance Can Cost You More episode artwork

EPISODE · May 28, 2026 · 22 MIN

Why Down Payment Assistance Can Cost You More

from Mortgage on My Mind · host Natalie Salins

🚀 In this episode of Mortgage on My Mind, Natalie Salins sits down with award-winning mortgage broker Amanda Lea Rawls to uncover the truth behind down payment assistance programs like CalHFA and GSFA. They discuss the myths buyers believe about first-time homebuyer programs, the hidden costs of assistance loans, why “free money” isn’t always free, and smarter alternatives for buyers looking to purchase a home in today’s market. From FHA 100% financing to bridge loans and family gifting strategies, this conversation is packed with insider mortgage knowledge every buyer should hear.🎧 Hosted by: Natalie Salins👤 Guest:🏡 Amanda Lea Rawls – Founder & Mortgage Broker at Expert Home Lending Inc.💡 What You’ll Learn:✔️ What CalHFA and GSFA programs actually offer✔️ The hidden costs of down payment assistance loans✔️ Why “first-time homebuyer” means more than most people think✔️ Alternatives to down payment assistance programs✔️ How bridge loans, HELOCs, and family gifts can help buyers🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!💼 Connect with Amanda Lea Rawls:🌐 Website → https://amandarawls.com/📘 Facebook → https://www.facebook.com/Amanda.Lea.Rawls/🎙 Follow Natalie Salins – Mortgage On My Mind:🌎 Website → https://movement.com/lo/natalie-salins📘 Facebook → https://www.facebook.com/natalie.salins/📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

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Why Down Payment Assistance Can Cost You More

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This episode was published on May 28, 2026.

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