Why Fed Rate Cuts Don’t Always Mean Lower Mortgage Rates in 2025

Are you confused about how Fed rate cuts affect mortgage rates? It’s common to think that a rate cut will automatically lower your mortgage rate, but that’s not always the case. Today, we’ll break down how Fed rate cuts and mortgage rates aren’t always in sync, and what factors really determine your mortgage rates. You’ll learn how Treasury yields, market expectations, and timing play a bigger role in shaping your mortgage. Check out our latest video to learn more.

Episode metadata supplied by the publisher feed · Published Sep 29, 2025

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Mortgage rates follow Treasury yields, not Fed cuts. They don’t always move together, and knowing why helps you make smarter financial moves.

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This episode was published on September 29, 2025.

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