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EPISODE · Dec 5, 2025 · 26 MIN

Why Health Insurance Is So Confusing

from CareTalk: Healthcare. Unfiltered. · host CareTalk: Healthcare. Unfiltered.

Send us Fan MailHealth insurance in the United States is incredibly complex, filled with deductibles, co-pays, co-insurance, narrow networks and more. Why is our system such a maze? Is it the unintended product of decades of patchwork policies, or is the complexity intentional?In this episode of CareTalk, hosts David E. Williams and John Driscoll break down the real reasons health insurance is so hard to navigate, exploring the structural fragmentation of the system, the role of intermediaries like PBMs and brokers, the impact of convoluted billing practices, and what meaningful simplification would actually look like.🎙️⚕️ABOUT CARETALKCareTalk is a weekly podcast that provides an incisive, no B.S. view of the US healthcare industry. Join co-hosts John Driscoll (Chairman, UConn Health) and David Williams (President, Health Business Group) as they debate the latest in US healthcare news, business and policy. GET IN TOUCHFollow CareTalk on LinkedInBecome a CareTalk sponsorGuest appearance requestsVisit us on the webSubscribe to the CareTalk NewsletterSupport the show⚙️CareTalk:  Healthcare. Unfiltered. is produced by Grippi Media Digital Marketing Consulting.

Episode metadata supplied by the publisher feed · Published Dec 5, 2025

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Send us Fan Mail Health insurance in the United States is incredibly complex, filled with deductibles, co-pays, co-insurance, narrow networks and more. Why is our system such a maze? Is it the unintended product of decades of patchwork policies, or is the complexity intentional? In this episode of CareTalk, hosts David E. Williams and John Driscoll break down the real reasons health insurance is so hard to navigate, exploring the structural fragmentation of the system, the role of intermedia...

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Why Health Insurance Is So Confusing

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This episode was published on December 5, 2025.

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