Why Health Insurance Keeps Going Up While Share HealthCare Remains Reasonable by Mike Sharman on Feb. 5, 2026

In this episode, Doug Apple interviews Mike Sharman of Share HealthCare to discuss the systemic failures of the Affordable Care Act and the rising costs of traditional health insurance. They explore how government mandates force healthy individuals to subsidize lifestyle choices that contradict biblical values and why a "one-size-fits-all" approach is destined to fail. Sharman presents a compelling alternative through healthcare sharing, focusing on stewardship, personal responsibility, and the blessings that follow obedience to God’s design. -- A foundational problem with the Affordable Care Act is its "one-size-fits-all" design, which prevents insurers from pricing based on individual lifestyle choices, leading to higher costs for everyone. -- Traditional insurance pools often force members to subsidize treatments that conflict with Christian values. -- Share HealthCare operates as a nonprofit Christian ministry, allowing members to avoid "subsidizing bad lifestyles" while maintaining significantly lower monthly costs. -- Unlike traditional networks that restrict care to specific regions, Share HealthCare members have the freedom to choose doctors worldwide, where care may be more affordable and efficient. -- The ultimate benefit of healthcare sharing is not just the financial savings, but the spiritual peace that comes from practicing biblical stewardship and walking in obedience. Scriptures for Further Study -- 1 Corinthians 6:19-20 -- Luke 5:4-6 -- Galatians 6:2 -- Ephesians 5:18 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/