Why Our Money System Rewards the Wrong Things — and What That Does to Us episode artwork

EPISODE · Dec 22, 2025 · 20 MIN

Why Our Money System Rewards the Wrong Things — and What That Does to Us

from Morgan Giddings Podcast · host Morgan Giddings

I used to think my money struggles were about discipline, mindset, or not trying hard enough. Then I actually looked at how the US dollar works — and realized the problem isn’t individual behavior. It’s structural. Every dollar is created as debt, which means the system only functions if debt keeps expanding. In this video, I lay out why personal financial stress is often baked into the architecture of the economy itself, why common “solutions” like gold or Bitcoin don’t fix the underlying incentives, and what a healthier system would need to reward instead. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit innerways.substack.com/subscribe

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Why Our Money System Rewards the Wrong Things — and What That Does to Us

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How long is this episode of Morgan Giddings Podcast?

This episode is 20 minutes long.

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This episode was published on December 22, 2025.

What is this episode about?

I used to think my money struggles were about discipline, mindset, or not trying hard enough. Then I actually looked at how the US dollar works — and realized the problem isn’t individual behavior. It’s structural. Every dollar is created as debt,...

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