Why Smart Retirees Never Pay Cash For a Car

At a dealership, announcing cash can make you the least profitable customer in the room, which means less movement on the price. This episode breaks down where dealers actually make their money, the finance-then-prepay move that captures the discount without the debt, and the real opportunity cost of draining your capital to pay cash once you're retired.Why the finance office, not the showroom floor, is where the dealer makes the most moneyHow to use dealer financing to capture a better price, then pay the loan off in week oneThe simple rate spread that tells you when to pay cash and when to keep your money workingTake the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/mapWatch this episode on YouTube: https://www.youtube.com/watch?v=AlI_WCvBFkQThis episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.