Why the 4% Rule Might Be Failing You

Is the 4% rule outdated—or just misunderstood? In this episode of The Right Path to Retirement, certified financial planner Jimmy Lin unpack the heated debate between financial gurus Dave Ramsey and Suze Orman over retirement withdrawal strategies. Jimmy explains why rigid rules don’t work and how personalized planning is key. Plus, they dive into the hidden risks of long-term care costs and why Medicare won’t save you. If you’re nearing retirement, this episode is a must-listen for building a plan that truly fits your life. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.