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Why your credit score could be wrong episode artwork

Sep 26, 2024 28 min

Why your credit score could be wrong

from Which?

This week we’re decoding your credit score - and credit report. We explain what happens when credit reference agencies have wrong information about you, how often this can happen and what you can do to protect yourself. Which? Researcher Megan Thomas and Adam French, Senior Editor at NerdWallet have all the answers to a topic that could be more complex than you might first imagine. Read more on how to improve your credit score & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

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Why your credit score could be wrong

0:00 28:14

Chapters

  1. 2:15 The difference between your credit score and credit report
  2. 4:35 How is your score generated
  3. 5:11 The differences between each credit reference agency
  4. 8:32 What is a good credit score?
  5. 9:43 What is open banking?
  6. 12:32 Can you hide any info on your credit report?
  7. 13:39 What is included in your report?
  8. 17:51 What to do if you spot a mistake on your report?
  9. 25:21 Our final pieces of advice

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This episode is 28 minutes long.

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This episode was published on September 26, 2024.

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