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Will mortgages become more affordable? episode artwork

Aug 21, 2025 29 min

Will mortgages become more affordable?

from Which?

The Bank of England base rate has fallen. Again. But with house prices still on the rise, is it harder than ever to get on the property ladder? This week, we’re joined by our mortgages expert Sam Wilson and David Hollingworth from L&C Mortgages to discuss what another base rate cut means for mortgage rates, what’s happened to the property market since stamp duty rules were amended earlier in the year, and how the market claims it is trying to make it more affordable to get on the housing ladder. Read more about the new affordability rules & sign up to our free weekly Money newsletter Read all of our latest mortgages and property news Click here to send us an email Get 50% off an annual Which? membership Become a Which? Money member

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Will mortgages become more affordable?

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