Willoughby Surgery: Speeding Tickets, DSARs and Debt Challenges episode artwork

EPISODE · Jul 24, 2026 · 1H 56M

Willoughby Surgery: Speeding Tickets, DSARs and Debt Challenges

from Charles Fernandez · host Charles Fernandez

In this week’s Willoughby Surgery, I took live questions from listeners on how to use Willoughby Genius and the wider Willoughby toolset more effectively. We covered practical issues including whether the platform can be used internationally and in multiple languages, how to upload and challenge a speeding notice, and how the training inside the Discord community is intended to help people deal with parking tickets, congestion charges and other paperwork. I also explained how the different products fit together, from Willoughby Genius to Pix Busters, Data Busters and Challenger, and how DSARs, reminders and escalation steps are meant to work when listeners are trying to force responses from companies and public bodies.I also answered questions on ongoing disputes with energy and water companies, debt collection, vehicle paperwork, ID verification, and the relationship between the training courses and the software. We talked through examples involving Affinity Water, DVLA requests, Money Claim Online, and the practical differences between keeper and owner arrangements for vehicles. I finished by sharing an update on the all-in-one platform build and previewing the upcoming Tuesday series, where I’ll be joined by Suk Singh to break down trial by jury and other complex areas of law into plain English.Food For Thought Radio: https://www.fftradio.com/Willoughby Radio: https://www.willoughbyradio.uk/Willoughby Genius: https://www.willoughbygenius.com/Willoughby Data Busters: https://www.willoughbydatabusters.uk/Willoughby Pix Busters: https://www.willoughbypixbusters.uk/Willoughby Challenger: https://www.willoughbychallenger.uk/Willoughby GDPR Institute: https://www.willoughby-gdpr.institute/Charles-edward Fernandez / Willoughby Trinity: https://www.willoughbytrinity.com/Driver and Vehicle Licensing Agency (DVLA): https://www.gov.uk/dvlaInformation Commissioner's Office (ICO): https://ico.org.uk/Companies House: https://www.gov.uk/government/organisations/companies-houseFinancial Conduct Authority (FCA): https://www.fca.org.uk/Money Claim Online (MCOL): https://www.moneyclaim.gov.uk/web/mcol/welcomeNational Grid UK: https://www.nationalgrid.co.uk/OVO Energy: https://www.ovoenergy.com/British Gas: https://www.britishgas.co.uk/E.ON Next: https://www.eonnext.com/Affinity Water: https://www.affinitywater.co.uk/Compare the Market: https://www.comparethemarket.com/Toyota UK: https://www.toyota.co.uk/Amazon UK: https://www.amazon.co.uk/Revolut: https://www.revolut.com/Nationwide: https://www.nationwide.co.uk/NatWest: https://www.natwest.com/thinkmoney: https://www.thinkmoney.co.uk/

Episode metadata supplied by the publisher feed · Published Jul 24, 2026

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Willoughby Surgery: Speeding Tickets, DSARs and Debt Challenges

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