Yann Barbarroux: Scaling Otonomi episode artwork

EPISODE · Dec 1, 2022 · 47 MIN

Yann Barbarroux: Scaling Otonomi

from Scouting for Growth · host Sabine VdL

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Yann Barbarroux, CEO and co-founder of OTONOMI, an InsurTech startup dedicated to mitigating supply chain risk. Yann shares insights into himself, his successes, and the recent USD $3.4 million fundraising round he and his team finalized during very uncertain times. KEY TAKEAWAYS Around 2003 – the onset of the internet bubble in the tech industry – I redirected myself toward financial services. I moved to the US and got a job on Wall Street in New York, and I never left. I’ve spent my entire career in the capital market, risk management, and technology at several financial institutions and brokerage firms. From 2013-2020, I joined CitiGroup in downtown Manhattan doing risk management for structured credits and emerging markets, but more interestingly, in 2017, with the ramp-up of the digital asset era that we encountered, I got involved with emerging tech, deep tech, and blockchain within Citi Ventures' innovation arm and I got incubated as a startup within their innovation lab. I’m not the earliest adopter of blockchain, but 5-6 years of experience in this space feels like decades compared to other industries. Transitioning into entrepreneurship, what became very visible is that a lot of the operations, pricing models, and pricing procedures and processes within financial services became very obsolete and very heavy-handed in terms of regulation, and there was a need for new, fresh products in the space. I was working on those items while I was in the innovation lab at Citigroup Ventures. While I was working there, I also came across deals in InsurTech and FinTech, which were very exciting for me. That’s where I came across the fascinating space of parametric insurance – the equivalent of financial derivatives or other binary products in financial markets, but in the insurance space. What we bring with OTONOMI is a binary event contract for the supply chain space. We fundraised in 2021 for our pre-seed or the first tranche of our seed round. This raise was pre-product, pre-revenue. This year, we expected to struggle tremendously given the market circumstances: rampant inflation, the political climate between Ukraine and Russia, and the East side of the globe. You would expect an early-stage startup to be struggling to raise funding, but our fundraising campaign turned out to be more productive this year, and we managed to close it in 3-4 months. £3.4million raised, and we’re very, very grateful for it. The starting point for us in 2021 was the rippling effect of the global supply chain breaking down. But for us, a few months beforehand, there were two events that were very critical and instrumental. The first was the snowstorm in Texas, a 1-in-100-year event with many climate and weather components that ripple down into transportation. That created such traumatic volatility in the market that it became clear that cargo players, freight, and logistics, while at the forefront of trying to operate as quickly as possible, were constrained by huge financial liabilities they couldn’t recoup under traditional insurance contracts. The second event was a few weeks later in the Suez Canal. Everybody saw it and talked about it. Again, the supply chain couldn’t function properly, and insurance and financial contracts weren't transparent enough to serve those players in a timely manner. What was interesting for us was not just the parametric aspects but also the binary delay of potential supply chain interruptions (which we cover) and the facilitation of operations and payments.  BEST MOMENTS ‘I’m a nerd at heart but a financial engineer by trade.’ ‘The turning point for us was when we actually visited Austin, Texas, in person. We were in touch with several VC teams virtually, but the mere fact that we actually went to this conference, handshaking, having coffee, and having in-person chemistry actually created much more interest for our raise, and the VCs sent us a terms sheet two weeks after. This was a tremendous difference from the previous two years during the pandemic.’ ‘The Insurance sector wants to take the leap of faith now with several projects in the space, us included.’ ‘We believe that if we have the right infrastructure to collect premiums, manage collateral, and settle compensation payments within this very much ring-fenced and consistent infrastructure for digital payments, then essentially we can be creating very streamlined processes.’ ABOUT THE GUEST Yann Barbarroux is CEO and co-founder of OTONOMI, an InsurTech focused on transforming the transportation and cargo insurance industry. He was born and raised in Marseille (France), went to grad school (graduated with an MS in Computer Engineering) in Paris, found his first job on Wall Street back in 2003, and never left NY.  He wants OTONOMI to become the one-stop shop for the operating layer of parametric insurance policies (data-activated insurance smart contracts), with applications in air freight, marine, trucking, weather, and device coverage. First and foremost, alleviating the customer’s pain points of going through the lengthy claim adjudication process: OTONOMI compresses resolution time from 45 days to 45 minutes. OTONOMI aims to be the de facto “detect, active, and pay” infrastructure InsurTech for all data sources that can be used to create parametric products: database server APIs, logistics analytics, and IoT sensors. For that, it works with data partners such as Chainlink, which provides security and integrity to its event triggers. Website: https://www.otonomi.ai/  Email: [email protected]  ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you’re interested in sponsoring the podcast, reach out to the team at [email protected]

When global supply chains break, traditional insurance doesn’t just slow down — it fails. And that failure has become impossible to ignore. In this episode of the Scouting for Growth Podcast, Sabine VanderLinden speaks with Yann Barbarroux, CEO and co-founder of OTONOMI, an InsurTech redefining how supply-chain risk is insured, triggered, and paid. At a time when volatility is the new normal, Yann shares how his team successfully closed a USD $3.4 million fundraising round — during one of the most uncertain market environments in recent memory. Yann’s path to entrepreneurship is forged in financial markets, not startup folklore. Beginning his career on Wall Street in 2003, he spent nearly two decades in capital markets, risk management, and technology, including senior roles at CitiGroup, where he worked on structured credit and emerging markets. In 2017, as digital assets began reshaping finance, Yann joined Citi Ventures’ innovation arm, incubating what would eventually become OTONOMI inside the bank’s lab. Five years in blockchain, he notes, feels like decades elsewhere. That experience exposed a hard truth: insurance and financial operating models haven’t kept pace with real-world risk. Outdated pricing, heavy processes, and slow claims simply can’t handle today’s supply-chain shocks. Yann found the breakthrough in parametric insurance — the insurance equivalent of financial derivatives — and pushed it further. OTONOMI delivers binary, data-triggered contracts that respond instantly to supply-chain disruption, rather than months later. The urgency became undeniable in 2021. First, a once-in-a-century Texas snowstorm froze logistics networks and left cargo players exposed to massive, unrecoverable losses. Weeks later, the Suez Canal blockage brought global trade to a standstill. In both cases, insurance contracts were too slow, too opaque, and too disconnected from operations to help when it mattered most. OTONOMI’s response? A “detect, activate, and pay” infrastructure that compresses claims resolution from 45 days to 45 minutes — using secure data sources, digital payments, and smart-contract logic. It’s not just faster insurance; it’s operational resilience embedded into the supply chain itself. Against all expectations, Yann and his team didn’t struggle to fundraise in this climate — they thrived. Despite inflation, geopolitical instability, and tightening capital, OTONOMI closed its round in just 3–4 months. One unexpected lesson stood out: in-person connection matters. After two years of virtual meetings, a handshake in Austin proved more powerful than a pitch deck — and term sheets followed within weeks. This episode is essential listening for: Insurance leaders rethinking risk in a volatile world Supply-chain and logistics executives facing systemic disruption InsurTech founders navigating fundraising in tough markets Investors focused on infrastructure-level innovation As Yann makes clear, the future of insurance isn’t about paying claims faster — it’s about making resilience programmable. And in a world of constant disruption, that may be the most valuable protection of all.

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This episode was published on December 1, 2022.

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On this episode of the Scouting For Growth podcast, Sabine VdL talks to Yann Barbarroux, CEO and co-founder of OTONOMI, an InsurTech startup dedicated to mitigating supply chain risk. Yann shares insights into himself, his successes, and the recent...

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