EPISODE · Mar 20, 2026 · 6 MIN

Your Guide to Porting a Mortgage

from Move iQ Podcast · host Move iQ

This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice. Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not automatic and approval is still required. Planning ahead and understanding your lender’s requirements can make the process far less stressful. From understanding lender criteria to knowing what checks are involved, this episode is designed to help you decide whether porting your mortgage is the right move for your next home. 👉 VIDEO TIMESTAMPS Chapters 00:00:00 Introduction 00:00:18 What is porting a mortgage? 00:03:38 Tips to make sure the process is smooth 00:04:24 When should you consider porting a mortgage? Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w