Move iQ Podcast

Renting in today's market can feel overwhelming, especially with new legislation and rising costs making the process more competitive than ever, and even reliable renters are missing out. But with the right preparation and support, it doesn't have to be as stressful. In this episode, Lexie and Sara are joined by Bruce Evans from RentGuarantor to discuss everything UK renters need to know in 2026. This conversation is packed with practical, honest advice for anyone looking to rent. They explain what a guarantor actually does and share insider tips on preparing for viewings, spotting red flags, and how to make yourself stand out as a strong tenant in a competitive market. Whether you're a first time renter, moving to the UK from abroad, a student looking for accommodation, or simply navigating a tricky financial situation, this episode will help you feel more confident and prepared. RentGuarantor provides professional UK-based guarantor services, helping renters who may not have a suitable friend or family member able to support their tenancy. The company works with tenants, landlords and letting agents to help more people secure a home while offering greater financial reassurance throughout the tenancy. Check out their website, linked below. Are you currently renting or looking to rent soon? What's been your biggest challenge or surprise? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 02:01 Who Needs a Guarantor and Why 07:11 The Biggest Mistakes Renters Make 10:03 The Power of Personal Connection and Being Prepared 11:27 Getting Ready to Rent: Your Preparation Checklist 14:43 Affordability Checks Explained 19:05 What Does a Guarantor Actually Do? 24:48 The Hidden Costs of Renting 28:43 Viewing Properties Like a Pro: Red Flags and Top Tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@MoveiQ 👉 DOWNLOAD THE FREE NO NONSENSE GUIDE TO RENTING A HOME 📖 🔗 https://www.moveiq.co.uk/tools/renting/guide-renting-home/ 👉 VISIT RENTGUARANTOR’S WEBSITE 🔗https://www.rentguarantor.com/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

Just picked up the keys to your first home? Congratulations! But before you start unpacking, there are a few essentials people often forget about. Lexie and Sara are sharing their honest, real life experiences of moving day and those crucial first 24 hours in a new home. They discuss why you should pack a "move in bag" like you're going on holiday, the importance of cleaning empty rooms before you fill them, whether you should hire a removal company or go it alone, and why changing the locks and recording meter readings matter more than you think. Moving home is often listed as one of life's most stressful events, but it doesn't have to be. With a bit of planning, realistic expectations, and a sense of humour, your first night in your new home can actually be fun. What's the one thing you wish you'd known before moving into your first home? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 02:36 The Emergency Move-In Kit: What to Pack First 04:22 Food, Cleaning Supplies, and First Night Essentials 05:57 Community Tips and the Boring Things People Forget 07:55 Furniture Dilemmas: Sofas and Beds 10:35 Managing Expectations and Going With the Flow 13:09 Removal Companies vs DIY: What's Worth the Money? 14:22 Creating Your Sanctuary Space 16:12 Clean First, Then Organise 17:33 Kids, Pets, and Admin Tasks Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE FIRST HOME FOCUS YOUTUBE CHANNEL 🔗 @FirstHomeFocus (https://www.youtube.com/@FirstHomeFocus) 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 @MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM https://www.instagram.com/moveiq 📲 TIKTOK https://www.tiktok.com/@philspencertv 📲 FACEBOOK https://www.facebook.com/MoveiQ/ 📲 X https://x.com/MoveiQProperty

Property advice is rarely one size fits all, but that doesn’t stop the same old claims being repeated again and again. In this episode, Sara and Lexie put some of the most common property beliefs under the spotlight, from asking prices and online valuations to renovation, deposits and the so-called spring market. Do you really need to renovate before selling? Is the asking price a true reflection of value? Should buyers stretch their budget as far as possible? And are new builds really problem-free? They also share some of their own experiences, including viewings that went badly wrong, buyers who would not even step through the door and why Christmas can sometimes be a surprisingly good time to strike a deal. The key takeaway? Good property guidance depends on the property, the market and your own circumstances. Blanket statements should always be treated with caution. What piece of property advice do you hear all the time but completely disagree with? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:18 Who Should You Trust for Property Advice? 03:42 Social Media Influencers and Property Advice 05:58 Do You Need to Renovate Before Selling? 08:16 Is Asking Price the Real Value? 10:54 Smart Pre-Sale Spending: Layout, Staging, and Kerb Appeal 15:52 Off-Market Properties and the Damp Myth 17:44 Buyer Myths: Deposits and Mortgage Brokers 19:31 Online Valuations: How Accurate Are They? 20:47 Stretching Your Budget and Market Timing Myths 25:53 New Build Assumptions Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

Panelling, colour drenching, fake grass, and words on walls... which home trends have stood the test of time, and which ones have aged like milk? In this episode, Lexie and Sara discuss which home design trends seemed like a brilliant idea at the time but didn't quite work out in the long run. From the grey everything era to crushed velvet and open shelving, they give their opinion on what's hot, what's not, and what you should think twice about before jumping on the bandwagon. What's the biggest home trend you've regretted? Or have you nailed a trend that still looks amazing years later? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:13 The Paneling Trend: Love It or Hate It? 02:47 Colour-Drenching and Bold Paint Choices 08:12 The Pinterest Perfect Home: Reality vs Aspiration 11:22 Weird Things Found in Homes 15:13 Fake Grass and Open Shelving: Practical or Problematic? 19:18 Kitchen Trends: Dark Cabinets, Shakers, and Gloss 23:49 Final Thoughts: Finding Your Style Beyond Trends Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

What's really happening in the property market right now? And what do the experts on the ground actually think? In this episode, we’re at the Propertymark One Conference in London to speak with estate and letting agents from across the country. We heard real world insights on everything from the Renters' Rights Act to rental demand, seller expectations, and the first time buyer market. We’re covering all the hot topics and challenges facing the market in 2026- from offers falling through to energy efficiency. If you want to know what's happening with the gap between asking prices and sale prices, whether landlords are genuinely selling up and leaving the sector, or how agents are managing sellers with over optimistic price expectations, then this episode is for you! Are you buying, selling, or renting right now? What's your experience been in your local market? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:35 The Renters Rights Act: Early Impact and Landlord Caution 02:12 The Pricing Gap: What Sellers Want vs What Buyers Pay 03:25 Market Challenges: The Toughest Conditions Since 2008? 03:57 Are Landlords Really Selling Up? 05:22 Managing Seller Expectations on Price 07:58 The Rental Competition: How Many Tenants Per Property? 10:02 First-Time Buyers: Who's Getting on the Ladder? 11:26 Rental Prices and the Bidding Ban 12:43 Energy Efficiency: Does It Really Matter to Buyers? 14:58 Essential Advice for First-Time Renters Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

Thinking of tackling that home project yourself? Or should you get help from a professional? In this episode of the Move iQ Podcast, Lexie and Sara discuss the honest truth about DIY, laying out the skills needed to actually pull off home improvements, why people choose to DIY in the first place (spoiler: it's not only about saving money), and when it makes sense to roll up your sleeves versus when you should step back and call in the experts. Have you tried a DIY project that went brilliantly or hilariously wrong? What's the one thing you'd never attempt yourself? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:18 The Reality of DIY: Skills and Disasters 03:33 Why People DIY: Cost, Pride, and Motivation 04:44 When DIY Makes Sense: Cosmetic Projects 06:30 Time, Patience, and Hidden Problems 07:19 Where to Draw the Line: Structural, Plumbing, and Electrical 11:59 Finding Trustworthy Professionals 14:13 Creative DIY Success 16:52 Getting Help from Friends and Family Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE FIRST HOME FOCUS YOUTUBE CHANNEL 🔗 @FirstHomeFocus 👉 SUBSCRIBE TO THE MOVE IQ YOUTUBE CHANNEL 🔗 @MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM https://www.instagram.com/moveiq 📲 TIKTOK https://www.tiktok.com/@philspencertv 📲 FACEBOOK https://www.facebook.com/MoveiQ/ 📲 X https://x.com/MoveiQProperty

Feeling overwhelmed by retrofit? You're not alone. But what if confidence, not confusion, was the starting point? In this final episode of the retrofit series, Phil Spencer and Daniel Kittow from Vibrant Energy Matters bring everything together - showing how homeowners can move from uncertainty to clarity, one step at a time. They discuss the human side of home energy upgrades and how it's not just about the tech or the savings, it's about feeling confident enough to take action. They explore what holds homeowners back, why retrofit feels so overwhelming at first, and how getting the right support can completely shift your mindset from doubt to decision. Plus, they explain why starting small is absolutely fine, what low cost changes you can make yourself, and how investing time in research now can lead to zero bills and real financial freedom later. Have you started your retrofit journey, or are you still doing your research? What's your next step? We'd love to hear from you! Share your retrofit experiences, questions, and home upgrade stories in the comments below 💬 Brought to you in collaboration with Vibrant Energy Matters 👉 Find out more: https://www.vibrantenergymatters.co.uk/ 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:27 Why Homeowners Feel Confused and Overwhelmed 01:10 The One-on-One Support Approach 02:40 Building Confidence, Not Expertise 03:17 Overcoming the UK Mindset Shift 04:02 The Planning and Financing Process 05:02 Flexible Plans and Quick Wins 05:38 Final Thoughts: Invest Time in Your Home's Future Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #RetrofitUK #EnergyEfficiency #HomeUpgrades #ZeroBills

Does retrofit actually pay for itself, or is it just another expensive home upgrade? Is it possible to future-proof your home and save money? In this episode, Phil Spencer is joined once more by Daniel Kittow from Vibrant to tackle the money question: is retrofit worth it financially, and how do you make the numbers work in your favour? They explore the real returns on energy upgrades, why retrofit can outperform traditional investments, and the common financial mistakes homeowners make when planning improvements. Plus, Dan shares why jumping in with the big ticket items first might actually be the smartest move, what grants are still available, and how energy efficiency can help you pay off your mortgage years earlier. What motivates you most: lower bills, increased comfort, or protecting your home's value? We want this series to reflect real homeowners, so please do share your retrofit experiences, questions, and home upgrade stories in the comments 💬 Brought to you in collaboration with Vibrant Energy Matters 👉 Find out more: https://www.vibrantenergymatters.co.uk/ 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:28 Does Retrofit Really Pay Off? 02:44 Beyond Money: Energy Security and Comfort 03:09 Asset Protection and Property Value Increases 04:06 Quick Wins vs Long-Term Investment Strategy 05:12 Common Mistakes: Why Order Matters 05:57 Start Big, Not Small 06:50 Financial Mistakes Homeowners Make 07:36 The Boiler Upgrade Scheme Grant Explained Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #RetrofitUK #EnergyEfficiency #HomeUpgrades #ZeroBills

Heat pumps, solar panels, and smart tech – are they the future of home energy, or just an expensive headache? In this episode, Phil Spencer is joined again by David Sanders from Vibrant Energy Matters to discuss what upgrades are available to make your home more energy efficient. They explore whether heat pumps and solar panels are right for every home, how the technology has evolved, and why getting the order right matters just as much as the tech itself. They discuss how heat pumps actually work, the impact of combining solar panels with battery storage, and the role of smart tech in making your home more efficient without needing to be a tech expert. Plus, David shares what he's installed in his own Victorian terrace and the common mistakes homeowners make when going it alone. If you’ve installed a heat pump or solar panels, what's your experience been? We want this series to reflect real homeowners, so please do share your retrofit experiences, questions, and home upgrade stories in the comments below 💬 Brought to you in collaboration with Vibrant Energy Matters 👉 Find out more: https://www.vibrantenergymatters.co.uk/ 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:25 Heat Pumps and Solar: Are They Right for Every Home? 02:28 How Heat Pumps Work and Their Efficiency 04:17 Heat Pump Myths: Noise, Cost, and Installation 06:22 Solar Panels: Still Worth It? 07:56 Battery Storage: The Game Changer for Solar 09:41 Smart Tech: Making Energy Management Simple 11:56 Common Mistakes and the Need for a Long-Term Plan Next time, we're looking at the money question – how to make retrofit pay off in the long run, and which upgrades actually deliver savings. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #HeatPumps #SolarPanels #RetrofitUK #EnergyEfficiency

In this latest episode of our retrofit series, Phil and David from Vibrant Energy Matters look at why millions of UK homes need improving, what “smarter” retrofit guidance could look like for homeowners, and why a one-size-fits-all approach doesn’t work. They discuss the VESA Report that Vibrant provides and how better, whole-home advice can help people move forward with confidence. What would make you feel confident enough to start - clear costs, trusted guidance, or knowing what comes first? Let us know! Share your retrofit experiences, questions, and home upgrade stories in the comments- your input will help shape future episodes and support others on the same journey💬 Retrofit isn’t just about technology - it’s about trusted advice. Brought to you in collaboration with Vibrant Energy Matters 👉 Find out more: https://www.vibrantenergymatters.co.uk/ 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:48 The Information Overload Problem in Retrofit 01:57 What is the VESA Report? 02:41 How VESA Goes Beyond EPCs 04:12 The Importance of Doing Things in the Right Order 05:08 Understanding Different Retrofit Motivations 05:33 Vibrant Energy's End-to-End Approach 06:12 The Critical Optimization Stage 07:08 How Landlords Can Benefit from the VESA Report Keep an eye out for our next episode all about heat pumps, solar panels and smart tech - making modern upgrades make sense. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #EPC #RetrofitUK #UKHomeowners #EnergyBills

Worried about what global uncertainty means for your mortgage? You're not alone. In this episode, Phil Spencer sits down virtually with Charlotte from Skipton Building Society to talk through what's really driving mortgage rates right now, how global events are affecting the UK housing market, and what it all means for anyone trying to buy or remortgage in 2026. They discuss the impact of oil prices and inflation on interest rates, why mortgage rates are moving more than usual, and what first time buyers need to know about affordability in today's market. Plus, they offer practical advice for anyone feeling overwhelmed by the headlines and explainswhat to do if you're coming off a low fixed rate this year. Are you a first time buyer, or are you remortgaging soon? What's your biggest concern right now? Let us know in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:26 How Global Conflicts Are Affecting UK Mortgage Rates 02:50 The Changing Face of Home Affordability 03:56 First Time Buyer Demographics: The New Reality 05:25 Innovative Mortgage Products: Track Record 06:53 Delayed Start Mortgages and Zero Deposit Options 08:14 Essential Advice for Aspiring First Time Buyers 10:57 Market Outlook and Remortgage Considerations Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE FIRST HOME FOCUS YOUTUBE CHANNEL 🔗 @FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM https://www.instagram.com/moveiq 📲TIKTOK https://www.tiktok.com/@philspencertv 📲FACEBOOK https://www.facebook.com/MoveiQ/ 📲X https://x.com/MoveiQProperty @sbsintermediaries

Energy Performance Certificates (EPCs) are everywhere - but do they actually help homeowners make decisions? Alongside expert insight from David Sanders from Vibrant Energy Matters, Phil Spencer breaks down what EPC ratings are meant to do, why they often fall short, and why so many homeowners find them confusing or frustrating. They explore how EPCs fit into the retrofit conversation, what factors actually affect the rating and why better guidance is needed. Do you know your home’s EPC rating, and has it ever been useful? We want this series to reflect real homeowners so please do share your retrofit experiences, questions, and home upgrade stories in the comments. Your input will help shape future episodes and support others on the same journey! 💬 Brought to you in collaboration with Vibrant Energy Matters 👉Find out more: https://www.vibrantenergymatters.co.uk/  👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:33 What is an EPC and What Should It Do? 01:24 Why EPCs Come Under So Much Criticism 02:53 How EPCs Affect Landlords and Rental Properties 03:50 Understanding Your EPC Rating as a Homeowner 04:58 EPCs in Mortgage Applications and the Lending Industry 06:05 Why EPCs Have Outgrown Their Original Purpose 07:23 What Homeowners Should Look For Beyond EPCs 08:02 How to Use Your EPC Wisely Our next episode takes a look as smarter retrofit advice - inside the VESA Report. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #EPC #RetrofitUK #Homeowners #EnergyBills

Want to lower your energy bills but don't know where to start? In this first episode of our new retrofit series, Phil Spencer sits down with Daniel from Vibrant Energy Matters to answer the question everyone's asking: what actually is retrofit, and why does it matter to you as a homeowner? They break down what it really means to make your home energy efficient (spoiler: it's not about ripping your whole house apart), why it's become such a hot topic in 2026, and what's holding so many homeowners back from making improvements. They also look at why UK homes are such big contributors to carbon emissions, the financial benefits of investing in your property's energy efficiency, and the single most important step you should take before making any changes. What's been holding you back from making your home more energy efficient? Let us know in the comments! We want this series to reflect real homeowners so please do share your retrofit experiences, questions, and home upgrade stories in the comments. Your input will help shape future episodes and support others on the same journey! 💬 Brought to you in collaboration with Vibrant Energy Matters 👉Find out more: https://www.vibrantenergymatters.co.uk/  👉 VIDEO TIMESTAMPS ⏱️ Chapters 00:00 Introduction 00:42 What is Retrofit? 03:13 The Confusion Around Getting Started 04:47 Investment Returns and Financial Concerns 05:34 First Steps 06:16 What's Coming Next in the Series Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en #EnergyEfficientHome #EPC #PropertyPodcast

Looking for a new home? Don't let emotion cloud your judgment! In this episode, Sara and Lexie discuss the most common mistakes home movers make, from falling head over heels at first viewing to overlooking the practical details that really matter. Whether you're a first time buyer or a seasoned mover, this episode is packed with honest insights and real life stories to help you avoid costly errors and make smarter decisions. They discuss the emotional pull of property viewings, the importance of future proofing your purchase, why you need to view more than one property, and the hidden costs that can catch you off guard. Plus, they share personal mistakes they've made along the way and what they wish they'd known before buying. What's the biggest mistake you've made when buying a home? Let us know in the comments! 👉 VIDEO TIMESTAMPS ⏱️ Chapters 00:00:00 Introduction 00:00:41 Head vs Heart: The Emotional Pull of Property 00:02:22 Falling in Love with Properties: The Viewing Trap 00:03:26 Lifestyle Considerations 00:04:48 Future Proofing Your Home Purchase 00:07:21 Not Viewing Enough Properties 00:10:29 The Danger of Staging and Beautiful Aesthetics 00:12:22 Using AI and Technology for Property Planning 00:13:56 Living in a Property Before Making Changes 00:16:35 Red Flags to Watch For During Viewings 00:17:43 Seeing Potential in Properties 00:20:09 The Hidden Costs 00:22:33 Listed Properties and Heating Costs 00:23:24 White Goods, Fixtures, and What Stays 00:24:33 Essential Questions to Ask and Final Tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

Everyone says “just do the kitchen”… but is that really what adds value to your home? In this episode, we’re cutting through the home renovation myths to look at what actually makes a difference - and what could end up being a waste of money. Lexie and Sara walk you through understanding the difference between adding value to your life vs your sale price, look at where different budgets work hardest, and break down what buyers really care about. If someone gave you £25k to spend on your house tomorrow, where would you spend it? And what home upgrade do you think is overrated? Let us know in the comments! 👉VIDEO TIMESTAMPS ⏱️ Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series with Napthens Solicitors, we’re answering your questions about the whole legal process, finding out about issues listeners have faced, and sharing practical advice on how buyers and sellers can protect their move to keep things progressing smoothly. By understanding the warning signs early and knowing how to respond, you can help reduce stress and avoid unnecessary delays during your property journey. There are ways to be prepared for different circumstances and we hope this series has helped you understand the legal process better. Check out our channel for the previous episodes and other informative videos so you can buy and sell with confidence! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:31 Handling survey issues and renegotiating price 01:43 The future of blockchain technology in property 03:09 What to do if your solicitor isn't performing 04:16 Choosing the right solicitor from the start 05:06 Timing your solicitor instruction with mortgage offers 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains. Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey. Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:26 Why property deals fall through 01:34 The importance of momentum and speed 02:37 Gazumping explained 03:39 Gazundering and how it affects sellers 04:19 Protecting yourself from gazumping and gazundering 05:42 Managing property chain issues 07:26 Common holdups and delays in transactions 07:53 How to handle survey results 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next. If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:21 What to do if you’re struggling with mortgage payments 03:38 How to remain financially resilient 05:30 What support is available? Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home. Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:28 The exchange of contracts and how it works 00:02:20 When to transfer your deposit 00:04:04 What happens between exchange and completion 00:05:18 Insurance responsibilities for buyers 00:05:43 Common completion day hiccups 00:06:58 Managing delays in property chains 00:07:59 Practical tips for a smooth completion day 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:30 How to understand our mortgage payments 01:19 What can overpaying do? 03:02 Understanding your annual statement 03:40 Loan to Value 04:45 Tips for understanding your mortgage Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move. 00:00 Introduction 00:43 How competitive is the Rental Market today compared to years ago? 02:15 Common seller mistakes in 2026 03:33 Common misundersatings in renting in 2026 05:12 Whats Selling? Ready to move in or renovation projects? 07:53 Are Landlords more selective of tenants? 09:25 Tips to maximise property value in 2026 10:43 Advice to help tenants stand out and secure a property 12:14 Are buyers more cautious or more informed? 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises. In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process. Whether you're a first-time buyer or preparing to sell your home, this episode will help you understand where your money goes and how to stay in control of your moving budget. To find out more about the legal process of buying a house, check out our recent videos on the channel. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:32 What are you actually paying for? 00:01:47 How solicitor fees are structured 00:03:10 The difference between fees and disbursements explained 00:03:50 Getting and comparing quotes 00:04:35 Typical costs for an average property 00:05:37 How stamp duty is calculated 00:06:29 Payment timeline and cash flow planning 00:07:23 What happens if the deal falls through? 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender. When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher repayments and make a more informed choice. If your fixed rate is nearing its expiry date, this episode will help you understand your options and decide whether a product transfer could be the right fit. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:25 What happens when fixed rate deals end? 02:11 Staying with the same lender 03:26 Avoiding the reversionary rate 04:14 How product transfers could save you money 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process. Whether you’re a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property. Keep an eye out for more episodes in this conveyancing series every Wednesday. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:46 Recap of the conveyancing process 00:02:03 Understanding property titles 00:02:55 Leasehold properties explained 00:04:30 What are property searches? 00:05:08 What local authority searches reveal 00:05:43 When searches need renewing 00:06:13 The draft contract explained 00:08:33 Reviewing the draft contract 00:09:20 Common red flags and how to handle them 00:12:15 The role of indemnity insurance 00:13:37 Communication and timing expectations 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/property finders in the UK and how they support people through the property buying process. They discuss how buying agents help buyers identify the right properties, access opportunities that may never reach the open market, and provide guidance and negotiation expertise during what can often be a complex and competitive process. If you’re planning to buy a home and have wondered whether a buying agent could help, this conversation explains how the service works and when it might be worth considering. 👉VIDEO TIMESTAMPS ⏱️ Chapters 00:00:00 Introduction 00:01:13 What does a buying agent do? 00:06:13 How buyers can best position themselves 00:09:03 Understanding vendor motivation and situation 00:11:37 What to look for during property viewings 00:13:15 Negotiation tips and research strategies 00:15:01 Regional hotspots and value opportunities 00:21:09 How AI and technology are changing property buying 00:23:36 Managing the conveyancing process and avoiding delays 00:24:41 Common buyer mistakes and myths to avoid Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT GARRINGTON’S WEBSITE 💻 🔗https://www.garrington.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice. Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not automatic and approval is still required. Planning ahead and understanding your lender’s requirements can make the process far less stressful. From understanding lender criteria to knowing what checks are involved, this episode is designed to help you decide whether porting your mortgage is the right move for your next home. 👉 VIDEO TIMESTAMPS Chapters 00:00:00 Introduction 00:00:18 What is porting a mortgage? 00:03:38 Tips to make sure the process is smooth 00:04:24 When should you consider porting a mortgage? Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors are here to explain what’s actually going on during that time. If you’re buying or selling soon, follow along this series as we guide you through the conveyancing process. We have podcast episodes on all-things property every week- subscribe so you don’t miss out! 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:49 Getting started with your conveyancer 01:41 Reviewing the draft contract and property pack 02:15 Raising inquiries and checking property details 05:12 Property searches explained 06:35 The mortgage offer and lender panels 07:53 Preparing for exchange of contracts 09:12 Exchange of contracts process 10:28 Insurance and risk after exchange 11:33 Completion day and key collection 14:06 Land Registry registration 15:58 Recap and next steps Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026. They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country. If you’re planning to buy, sell, rent, let out property, or move home, this episode will help you understand what’s happening in the market and what it could mean for you. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:27 The state of the property market in the past year 02:56 Regional variations and market sentiment 04:01 The rise of first-time buyers & is it more difficult to buy/sell flats? 05:23 How AI and technology are transforming property 10:23 The importance of communication in property transactions 13:49 Choosing the right estate agent 16:36 Long-term challenges facing the housing market 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

In this episode, Phil sits down with Emma from Skipton Building Society to discuss how easy switching mortgage lenders can be. If you’re wondering whether moving away from your current lender is worth it, this conversation covers why homeowners choose to switch, how long the process can take, and what costs you might need to factor in. Phil and Emma also explore how to compare mortgage deals properly and what support is available along the way, so you’re not navigating the process alone. If your current deal is ending or you’re simply looking for a better option, this episode will help you understand what switching lenders really involves and how to approach it with confidence. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:21 Why do people choose to change lender? 02:03 How long does it take? 03:05 What costs may be involved? 04:02 What to look out for when comparing deals 05:44 The support available 06:46 How to compare deals Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

In this episode of our conveyancing series, Phil and Sarah explore how to choose the right conveyancer and get your property sale off to the best possible start. From finding a solicitor to understanding what happens once you’ve instructed one, they break down the key steps and what you should be thinking about early in the process. Choosing the right conveyancer can make a real difference, helping to avoid delays and unnecessary stress later on. This series, sponsored by Napthens Solicitors, focuses on the legal side of moving home. Across the episodes, we guide you through the conveyancing process step by step, helping you understand what to expect so you can move forward with confidence. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:36 Why Your Choice of Conveyancer Matters 01:12 Key Questions to Ask Your Conveyancer 02:22 Communication and Technology 03:35 Understanding Source of Funds Requirements 05:44 Local vs Online Conveyancers 06:55 The Importance of Continuity 08:24 How Buyers Can Speed Up the Process 09:20 Solicitor vs Licensed Conveyancer 10:52 Final Advice Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what remortgaging means, how to get ready for your current deal coming to an end, and how to compare mortgage options with confidence. If your product is nearing its expiry date, this episode will help you understand your choices and take your next step with clarity. Remortgaging is simply switching to a new mortgage deal, either with your current lender or a new one. Preparing early can help you avoid higher rates, and comparing deals properly means looking beyond just the headline interest rate. 👉 VIDEO TIMESTAMPS 00:00 - Introduction 01:22 - Defining remortgaging 02:52 - How to prepare for your current product coming to an end 04:32 - How to compare deals Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:42 What is Conveyancing and Why Does it Matter? 00:01:13 Does it Matter Who Does Your Conveyancing? 00:02:03 Solicitors vs Licensed Conveyancers 00:03:29 Can You DIY Your Own Conveyancing? 00:05:24 Common Misconceptions About Conveyancing 00:07:51 Real-World Examples: Good vs Poor Conveyancing 00:09:45 When Should You Instruct a Solicitor? 00:11:08 Understanding Proof of Funds and Identification 00:12:34 What's Covered in the Conveyancing Process Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Mortgages made simple- if you’re a first-time buyer, this one’s for you! In this special compilation episode we’re bringing together the most valuable mortgage and interest rate guidance from recent conversations with Phil Spencer and Skipton’s experts from our First Home Focus channel. This is a dedicated channel, in association with Skipton Building Society, where we share tips for navigating buying your first property. If you’re trying to make sense of rising rates, fixed vs tracker deals, or how much you can realistically borrow, this episode cuts through the jargon and explains what actually matters. Whether you’re saving for a deposit or ready to speak to a lender, this is essential listening to help you move forward with clarity and confidence! Let us know in the comments: what do you find most confusing about mortgages right now? Make sure to subscribe to the First Home Focus channel so you don’t miss future episodes! 👉 VIDEO TIMESTAMPS  Chapters 00:00 Introduction 00:45 How are interest rates calculated? 01:43 Mortgage In Principle 03:19 What criteria do lenders take into consideration? 04:53 Fixed vs Variable Rates- How to Decide 07:40 How to secure the best rate 09:07 Where to get mortgage advice Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO OUR CHANNELS 🔗 @MoveiQ 🔗 @FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM @moveiq 📲TIKTOK @philspencertv 📲FACEBOOK MoveiQ 📲YOUTUBE @MoveiQ @FirstHomeFocus @SkiptonBuildingSociety @sbsintermediaries 📲LINKEDIN / Move iQ Skipton Building Society and Skipton Building Society for Intermediaries

In this special on-the-road edition of the Move iQ Podcast, recorded live at the Propertymark Conference in Liverpool, we bring you a genuine housing market update for 2026 from the people working in it every single day. We speak directly to agents about what they’re seeing across their local area in Liverpool and the surrounding areas. From buyer demand and seller confidence to rental pressures and pricing trends. Rather than relying on national headlines, this episode focuses on the reality of what’s happening on the ground right now and how local market conditions are shaping decisions for buyers, sellers and renters. As we travel across the UK throughout 2026, we’ll continue sharing insights from agents in different regions, giving you a clearer picture of how the housing market is performing in each reigon. If you want trusted insight from professionals who understand their local patch inside out, you’re in the right place. 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:29 Buyer demand 01:06 Tenant demand 02:01 Insight into pricing 03:55 Rental availability 04:57 Why Propertymark matters 05:47 Sales availability 07:02 Are rental prices rising? 08:18 Transaction times in 2026 09:34 Renters affordability in 2026 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

What happens when you buy a property expecting to sell a few years down the line… and it just doesn’t?😫 In this episode, Phil Spencer sits down with Alex, Move iQ’s Head of Partnerships, to talk candidly about going from a homeowner to a landlord. This wasn’t his plan but when selling wasn’t an option, renting out the property instead made the most sense. Alex shares what it’s like to become a landlord almost overnight, the lessons learned during the process and the advice he has for others in a similar situation. Together, Phil and Alex break down the real-world risks, responsibilities, and decisions that come with renting out an unsold property; from finances and legal obligations to managing tenants and stress levels 🏡 📑 👉TIMESTAMPS ⏱️ Chapters 00:00 Introduction 01:07 Alex’s story about becoming an accidental landlord 05:19 Pros and cons of renting out your property 07:20 Advice for other accidental landlords Enjoyed this episode? Want to see more? Subscribe to the YouTube channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

2026 is off to a great start for Phil 🎬✨ In this special sit-down, Managing Director Amanda joins Phil to reflect on an incredible 2025 - from being awarded an MBE to taking home a Scottish BAFTA. They also look ahead to what’s next, including the exciting TV projects on the horizon and what’s coming up at Move iQ. If you want a behind-the-scenes look at the milestones, momentum, and what’s still to come, this is one you won’t want to miss! 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:14 Phil reflects on his 2025 achievements 01:20 Phil discusses his MBE 03:30 A look at the charities supported by Phil 04:45 A look ahead to 2026 06:35 Plans with Move iQ this year 08:32 Move iQ Mortgages 👉 CHARITIES SUPPORTED BY PHIL 🔗 https://www.mungos.org/ 🔗 https://www.thecountryfoodtrust.org/ 🔗 https://www.justspringersrescue.co.uk/ 🔗 https://www.ellenor.org/ 🔗 https://agentsgiving.org/ Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

In this special compilation episode of the Move iQ Podcast, Phil Spencer and leading property experts share their top tips to help you make smarter decisions when buying or selling a home. We take a closer look at why choosing a Propertymark-accredited estate agent helps protect you, your sale, and your peace of mind, we discuss what questions to ask a seller during a viewing, and we look back on what’s been happening in the UK property market over the past year. Whether you’re thinking about selling, buying, or just want trusted property advice, this episode brings together practical insights you can rely on. To watch the full episodes the clips are from, head over to our YouTube channel. Chapters 00:00:00 Introduction 00:00:27 Louise & Phil chat about industry regulations 00:03:27 Phil & Toby Leek discuss challenges for first-time buyers 00:06:46 Phil & Nathan Emerson talk about when is good to sell 00:12:31 Find Your Local Propertymark Agent 00:13:21 Phil & Nathan talk about how best to prep as a seller 00:15:57 Nick & Lexie discuss what buyers should ask during a viewing 00:17:50 Phil & Toby answer a listener question 00:18:56 Outro Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VISIT PROPERTYMARK TO FIND YOUR LOCAL AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

In this episode, Nic and Lexie break down the real costs of home renovation, discussing what different renovation budgets can achieve whether you’ve got £10k, £20k or £50k to play with. They explore the real-world costs behind kitchens, bathrooms, flooring, major layout changes and easier cosmetic upgrades, giving you a clear picture of what’s truly possible at each price point. From clever ways to stretch a smaller budget to the transformative impact of a larger one, Nic and Lexie share expert insights, common pitfalls to avoid, and the upgrades that deliver the best value for your money. If you’re planning a renovation and want a no-nonsense guide to what your budget really buys, this is the episode you need before you pick up a paintbrush or call a contractor. For an in-depth look into renovation costs, get specific advice from our website-link below. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 03:25 Why People Are Choosing to Renovate Instead of Move 04:23 DIY Tips and Cost-Saving Strategies 10:13 What You Can Get for £10k 12:37 Kitchen Renovation Hacks and Second-Hand Finds 16:14 What You Can Get for £20k 21:35 What You Can Get for £50k 26:05 The Importance of Contingency Planning 30:59 Finding Good Trades and Builders 31:41 Return on Investment and Smart Spending Tips 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗    / moveiq   👉 READ THE RELATED ARTICLE HERE💻 🔗 https://www.moveiq.co.uk/advice/home-renovation/how-much-renovate-house/ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-s... 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram:   / moveiq   Facebook:   / moveiq   TikTok: https://www.tiktok.com/@philspencertv...

This week Nic and Lexie are discussing 10 questions that buyers should be asking the seller and estate agent to find out the truth about a property. Discover which key questions reveal a home’s history, its hidden issues, and what you need to know before making an offer, so that you can buy smarter and avoid costly mistakes! Chapters 00:00:00 Introduction 00:00:20 How long has the property been on the market? 00:00:56 Has the property had any offers? 00:01:57 What was the asking price based on? 00:03:06 Has it been relisted or had price reductions? 00:04:02 Why are they selling and how long have they lived here? 00:05:34 What's included in the sale? 00:06:44 Have there been any major renovations or building work? 00:08:21 Are there any restricted covenants or planning issues? 00:09:58 What are the annual running costs? 00:11:16 What are the pros and cons of living here? 00:12:47 Final tips and resources 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

Thinking about downsizing? 🏘️ In this episode, Phil Spencer chats with Nick Sanderson from Audley Group about what it really means to downsize and why it’s not just about a big house being too much to manage in later years. Nick shares insight about how downsizing can free up equity, give you more time and freedom, and how retirement villages can provide a whole new lease of life 🏌🏽🏊🏻‍♀️🍷☕️ 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 00:00 Introduction 00:00:00 00:57 When to start thinking about downsizing 00:00:00 03:40 Is there a stigma surrounding downsizing? 00:00:00 What happens to your community if you move? 00:00:00 Bringing up downsizing as an option with your older family members 00:00:00 How to successfully downsize 00:00 Introduction 00:57 When to start thinking about downsizing 03:40 Is there a stigma surrounding downsizing? 07:11 What happens to your community if you move? 12:30 Bringing up downsizing as an option with your older family members 16:18 How to successfully downsize Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT AUDLEY VILLAGE'S WEBSITE 🔗 https://www.audleyvillages.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 X: https://twitter.com/MoveiQProperty Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area. Chapters 00:00:00 Introduction 00:00:39 Current state of the mortgage market 00:02:00 Are interest rates historically normal? 00:02:47 The real cost of homeownership today 00:03:45 Skipton's Affordability Index explained 00:05:29 98% can't afford to buy in their local area 00:07:14 Innovative mortgage solutions from Skipton 00:09:11 Partnership with Move iQ for first-time buyers 00:10:29 How building societies differ from banks 00:13:14 Top tips for getting a mortgage today 00:14:28 Advice for existing mortgage holders 00:16:26 Future of interest rates and mortgage innovation 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

The Move iQ Podcast hit the road again and this time we were at the Surrey Propertymark Conference in Epsom where we had a great day chatting to local sales and lettings agents. We found out how current trends are shaping the South East property market this winter, straight from the agents working in it daily as they revealed challenges and changes they’re noticing both locally and nationally. Listen now for their expert outlook on what could be coming in the months ahead. For more property insights and top tips to help guide home movers, renters, buyers, and sellers alike, tune into our regular episodes with Phil Spencer, Nicola Hume and Lexie Carducci. Chapters 00:00:00 Introduction 00:40:00 Number of properties on the market 01:50:00 Are sellers having to make compromises? 03:59:00 Are landlords more open to lower offers? 05:22:00 Insights into the local South East markets 07:04:00 Which properties are most in demand? 08:28:00 Is buyers' behaviour changing? 10:10:00 Which property segments are performing strongest and weakest?

Not all property listings tell the full story. Some might look too good to be true… and sometimes, unfortunately, they are 😫 In this video, we highlight the biggest red flags to watch out for when browsing property listings, so you can spot potential problems early and avoid costly mistakes. Do your due diligence and remember: always trust your gut! 🚩 Chapters 00:00:00 Introduction 00:00:49 Start by looking at photos carefully 00:05:52 Is the property listed on an official site? 00:06:36 Does the price make sense? 00:08:45 Rental property red flags 00:15:21 Tips for checking if a property is legit 00:19:48 Experiences with estate agents 00:24:53 What to look out for when viewing? 00:28:43 Speak to neighbours about the area 00:30:37 Questions to ask and top tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Twitter: https://twitter.com/MoveiQProperty Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

Are the Government's housing plans working? 🏠 Phil sits down with Timothy Douglas from Propertymark to unpack how current government policies are shaping the UK housing market. Tune in for: Is the 1.5 million new homes target realistic? How will the Renters' Reform Bill affect tenants and landlords? What is leasehold reform doing to the market? To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

It's our Halloween special! 👻 In this bonus episode, we're sharing real-life property nightmares, from renting mishaps to estate agent horror stories. Expect tales of unexpected surprises and lessons every mover can learn from! 🎃 🏡 Whether you've had your own moving disaster or just love hearing others', this one's for you. Share your own horror stories in the comments! 🎧 Tune in for: Bizarre tenant experience Terrible Taxidermy Mystery tenant Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

The UK housing market can feel like a maze right now. In this housing market update, Phil Spencer talks with Nathan Emerson, CEO of Propertymark, about what's really happening. Discussing buyer behaviour and affordability to rising rents, landlord pressures, and potential Budget changes. Tune in for insight on the latest market trends and learn clear, practical advice for anyone thinking of buying, selling, renting, or investing. If you're trying to make sense of the market, this episode helps you find your way through the maze. Tune in for: Market summary & trends Renters rights bill Potential impacts from the Budget To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

We chat to Property Finder Gemma Dawe about what it's really like to work with a Buying Agent in the UK, and how much it can improve your property-searching journey. While hiring a Buying Agent is common in countries like the US, it's still unusual in the UK. Gemma shares insider knowledge on the buying process in general, how a Buying Agent can give you the edge, and practical advice every homebuyer should know. Watch now to get expert guidance on navigating the property market 🏡 Tune in for: What's the difference between an estate agent and a buying agent? Advantages of a buying agent Red flags to look out for as a buyer Looking for Property in the Lakes? Find out more from Gemma here Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

If you're thinking of moving this Autumn, you need to listen to this first. The Move iQ Podcast was on the road once more as we visited the East Midlands Propertymark Conference at the King Power Stadium in Leicester.  Tune in as we chat with local estate and letting agents. They're the ones on the ground every day so we were interested to find out some insight and get some top tips to share with you. Tune in for: Common challenges for sellers and renters Tips to sell before Christmas Advice for tenants trying to secure a property To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected].

Just moved in? Whether you're renting or have just bought your first place, making a new home feel like yours takes more than just unpacking boxes! In this episode, Nicola and Lexie are chatting all about the small things that can help you put your personal stamp on your space. From affordable decor ideas to changing locks, they explore how to feel at home once you move. Tune in for: Putting your own stamp on the property Changing your outside space Adding accessories If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

From smart doorbells to thermostats that learn your habits, home tech is changing the way we live- but is it all worth it? Nicola and Lexie unpack the real-life pros and cons of adding tech to your home. Whether you're just starting out with a few gadgets or thinking about going full smart-home, they share what's useful, what's overhyped, and what they'd never live without Tune in for: Where to start with new tech Building a smart home Security tech  If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.