Beyond Money by Alpha Wealth

In this episode of Beyond Money, David Looney sits downwith Alan Purcell, founder of Cloud Accounts,to discuss the realities of modern accounting, tax planning and building abusiness in Ireland.A Chartered Accountant and Chartered Tax Adviser, Alanfounded Cloud Accounts in 2019 with the aim of simplifying tax and accountingfor individuals, employees and business owners through practical,easy-to-understand advice. In this conversation, Alan shares his journey fromtraditional accounting into entrepreneurship, the biggest financial mistakespeople make, and why understanding tax can have a major impact on long-termwealth. David and Alan also discuss entrepreneurship, financial education,pensions, investing and the importance of making finance more accessible foreveryone.An insightful episode packed with practical advice,real-world examples and straightforward financial guidance.

In this episode of Beyond Money, Clíona sits down with Max Kahn and Robbie O’Flynn, co-founders of Crush Coffee, to explore how they built one of Cork’s most recognisable coffee brands.What started as a simple idea during lockdown, serving coffee from a converted horsebox, quickly evolved into a thriving business, with locations including the ever-popular Marina Market. Max and Robbie share the journey behind scaling Crush Coffee, the realities of starting a business in uncertain times, and how community, consistency and quality helped them grow a loyal customer base. They also discuss the challenges of expansion, building a brand in a competitive market, and what’s next for the business.A conversation full of honest insights on entrepreneurship, resilience and turning a small idea into a standout success story.

In this episode of Beyond Money, Clíona sits down with Fiona Parfrey, co-founder of the Irish women’s health startup Riley, to discuss building a purpose-driven business and tackling taboo topics in entrepreneurship.Fiona shares how a simple conversation sparked the idea for Riley and how the company launched in 2021 to provide more sustainable and accessible period care products. The brand has since grown rapidly, expanding across Ireland and Europe while working to break the stigma around menstrual health. The conversation explores Fiona’s entrepreneurial journey, from her early ventures to scaling a mission-led company, the challenges of growing a startup, and why listening to customers and launching early played a crucial role in their success. This episode offers valuable insights on purpose-led entrepreneurship, building a brand with impact, and turning an idea into a growing international business.

In this episode of Beyond Money, we’re joined by Caitriona McGettigan, co-founder of Luxury Exchange, alongside her partner and co-founder Cillian Moloney, to discuss the story behind their fast-growing designer resale platform.After a career working with luxury retailers, Caitriona noticed how many customers had unworn designer pieces sitting in their wardrobes. Together with Cillian, she launched Luxury Exchange in 2022 to create a trusted marketplace for pre-loved luxury items. Within two years, the business recorded €1 million in sales and is now on track to exceed €4 million.They share how they built the business from the ground up, the importance of trust and authentication in the resale market, and why pre-loved designer bags can hold both style and long-term value. The conversation also explores entrepreneurship as a partnership, scaling quickly, and the mindset required to turn a simple idea into a thriving brand.An inspiring episode about spotting opportunity, building trust, and growing a modern luxury business together.

In this episode of Beyond Money, the team looks ahead to the investment landscape in 2026 and what it could mean for investors. With global markets evolving, interest rates shifting and new opportunities emerging, understanding where to focus your attention has never been more important.Cliona, Josh and Nick discuss key trends shaping the year ahead, from market volatility and long term investing strategies to the importance of diversification and staying disciplined during uncertain times.Whether you are a seasoned investor or just starting out, this episode offers practical insights to help you navigate the markets and make informed investment decisions in 2026.

In this episode of Beyond Money, David and Josh explore the smartest ways to save money in 2026 and why more people are beginning to look beyond local banks for better options.They discuss current savings trends, interest rate opportunities, and the potential benefits and risks of using overseas banks. From understanding higher deposit rates to navigating regulation, security and accessibility, the conversation breaks down what you need to know before moving your money abroad.If you’re looking to maximise your savings, make informed decisions, and understand your options in a changing financial landscape, this episode offers practical guidance to help you save with confidence in the year ahead.

In this episode of Beyond Money, the team takes a practical look at financial resolutions and why so many of them fall away before the year is out.From setting realistic goals and building better money habits to avoiding common pitfalls like over-restricting or aiming too high, they share simple, actionable advice to help you start the year with clarity and confidence. The conversation focuses on progress over perfection and how small, consistent changes can have a lasting impact on your financial wellbeing.Whether you’re planning to save more, spend smarter, or finally get organised with your finances, this episode will help you turn good intentions into habits that last all year.

In this special end-of-year episode of Beyond Money, Nick Charalambous, David Looney and Clíona O’Donoghue look back on the financial year just gone.From market movements and interest rates to pensions, property and everyday money habits, the team reflect on the biggest lessons of the year, what surprised them most, and the financial decisions that mattered. They also share practical takeaways for listeners heading into the year ahead, including what they’d do differently and what they’d carry forward.An honest, thoughtful review of the year in money, designed to help you reflect, reset and plan with confidence for what comes next

In this episode of Beyond Money Cliona O'Donoghue is joined by, Jen Bryan, performance marketer, global speaker and change-management expert to unpack what it takes to navigate change in business and in life.Jen draws on years of experience helping organisations adapt to disruption and uncertainty. She talks about why change isn’t just a challenge to overcome, but a chance to grow, evolve and come out stronger. Expect honest conversation around leadership, mindset, resilience, and knowing when to adapt or pivot.Whether you’re running a company, thinking of a career shift, or simply trying to future-proof your finances, this episode is packed with actionable guidance and real-world wisdom on thriving through change.

In this episode of Beyond Money, Cliona and Nick dive into the rising trend of cash stuffing — the budgeting method that’s making a big comeback despite our increasingly cashless world.They break down how the system works, why so many people swear by it, and whether physically dividing your money into envelopes can genuinely transform your spending habits. From building discipline to avoiding impulse purchases, they explore the real benefits as well as the limitations, and who this method is best suited for.If you’re looking for a simple, tangible way to take control of your finances, this episode offers practical insights to help you decide whether cash stuffing earns a place in your budgeting toolkit.Available on all major streaming platforms.

This week on Beyond Money, Clíona O’Donoghue and David Looney explore an important but often overlooked topic: the gender pension gap.Despite living longer on average, women in Ireland retire with significantly smaller pension pots than men. From career breaks and part-time work to the gender pay gap and financial confidence, Clíona and David discuss the key factors that contribute to this inequality and what can be done to change it.They share practical insights on how women can take control of their financial future, start building long-term security, and close the gap for good.This is a must-listen episode for anyone who wants to understand why financial planning isn’t one-size-fits-all and how small steps today can make a big difference tomorrow.

In this spooky edition of Beyond Money, Cliona, Nick,and David sit down to share some of the most shocking, unforgettable, anddownright terrifying financial horror stories they’ve encountered. Frominvestment slip-ups to budgeting blunders, these real-life tales highlight justhow easily money decisions can go wrong and what you can do to avoid the samefate.It’s not all doom and gloom though the team also breaks downthe key lessons behind each story, offering practical advice on how to makesmarter, safer financial moves.Whether you’re a seasoned saver or just starting yourfinancial journey, this episode is your reminder that everyone makes mistakes it’swhat you learn from them that counts.

In this episode of Beyond Money, Alpha Wealth’s David Looney sits down with Adrianna Hegarty, founder and Managing Director of Hegarty Properties, to discuss the ever-evolving Irish property market and what really makes a home stand out.With years of experience helping clients buy and sell homes across the world, Adrianna shares her expert advice on everything from staging and presentation to understanding market trends and maximising your property’s value.Whether you’re thinking of selling, investing, or simply curious about what makes a property appealing in today’s market, this conversation offers valuable insights for homeowners and buyers alike.

In this episode of Beyond Money, Nick Charalambous and Cliona O'Donoghue dig into what’s expected in Budget 2026 and what it could mean for your wallet, family, and future. With rising costs for groceries, energy, and childcare putting pressure on households, the big question is: will this budget deliver meaningful relief or merely tread water?Join us for a practical and honest discussion about navigating fiscal policy, inflation, and your personal finances in uncertain times.Now available on Spotify and all major platforms.

In this episode of Beyond Money, we sit down with Alison Mac Sweeney, founder of BrandHive, to explore her inspiring journey from corporate retail and brand management to launching one of Ireland’s most exciting brand consultancies.Alison shares how she transitioned from working with major Irish and UK retailers to starting BrandHive in 2020, helping nearly 40 Irish fashion and beauty brands go from concept to market in just three years. She talks about the do’s and don’ts of building a successful business, why product and customer experience are at the heart of everything she does, and how BrandHive is expanding into the UK market.Whether you’re an aspiring entrepreneur, a fashion enthusiast, or simply curious about what it takes to bring a brand to life, this episode is packed with insight, inspiration, and practical advice.

In this episode of Beyond Money, host ClionaO’Donoghue sits down with Lucy Kenefick, founder of Obodo in Cork, to explorehow she made a powerful career pivot from corporate finance to building one ofthe most inclusive and coach led fitness communities in the region.Lucy opens up about the moment she left behind herstructured corporate life to embrace her passion for health and fitness foundedon authentic connection and empowerment. She shares how Obodo delivers tailoredworkouts for all fitness levels, from their high-tech Revelate classes andconditioning sessions to CrossFit-style strength and mobility training, alldelivered through a supportive and encouraging community atmosphere. Join us for an insightful episode filled with lessons onresilience, building belonging, and pursuing purpose driven change. Whetheryou're leading a creative venture or rethinking your career path, Lucy’sjourney will inspire you to lean into your values and craft a community centredapproach to success.Tune in now on Spotify and all major platforms.

In this episode of Beyond Money, join Nick Charalambous and Cliona O’Donoghue as they speak with Dr Darya Yegorina, a globally recognised futurist, digital transformation strategist, and advocate for agile, future-ready leadership.With over two decades at the intersection of technology, innovation, and business leadership, Darya brings a wealth of experience as a C-level executive, mentor, and keynote speaker. She has earned accolades such as Global Female Leader in Entrepreneurship, Young European Leader, and recognition as a Top Thought Leader in AI and digital transformation.In this conversation, Darya explores:How AI, AR/VR, and future technologies are reshaping leadership and workforce dynamicsBuilding a mindset of continuous learning and resilience in times of disruptionIntegrating innovation with inclusivity—especially in education and DEI (diversity, equity, inclusion) initiativesThe mindset needed to turn bold visions into real impactWhether you're a leader curious about digital transformation or someone looking to anticipate future trends, this episode offers rich, forward-looking insights from one of the industry’s most visionary voices.Tune in now on Spotify and all major platforms.

In this episode of Beyond Money, host Cliona O'Donoghuewelcome the creative team behind Cork’s premier content hub, Take Nine Studios.Listen in as we go behind the scenes with co-founders Leah Barbour and Kilian Brennan to explore their journey and unique approach to video, photo, and podcast production. Leah brings over eight years of content creation experienceand a passion for translating client vision into high-quality storytelling. Kilian contributes a wealth of industry expertise, crafting immersive visual narratives that elevate brands and talent. Together, they’ve built one of Munster’s most versatile and state-of-the-art studios, including a 1,200 sq ft space with the region’s only rentable cyclorama/infinity wall. Whether you’re a creative professional, entrepreneur, or aspiring content creator, this episode offers valuable insights into building a creative business from studio setup and storytelling to cultivating collaboration and innovation. Tune in now on Spotify and all major platforms to discover how Take Nine Studio brings imagination to life.

In this episode of the Beyond Money Podcast, hosts Nick Charalambous and Cliona O'Donoghue are joined by Louise Stokes, founder of the luxury Irish jewellery brand Loulerie. Louise shares her journey from working in New York’s fast-paced jewellery world to returning home and launching her own boutique business in Dublin.She talks about what inspired her to start Loulerie, how she balances creativity with the demands of running a business, and the lessons she’s learned along the way. From staying true to your brand vision to navigating the challenges of entrepreneurship, Louise offers honest and thoughtful insights into building a purpose-led brand.Whether you’re a designer, business owner, or simply curious about what it takes to bring a creative idea to life, this episode is packed with inspiration.

In this episode of Beyond Money, join Nick Charalambous and Cliona O'Donoghue as they speak with Carrie McDermott, Principal Solicitor at MDM Solicitors. With a stellar legal career including leadership roles at major Irish firms, Carrie offers expert guidance on how to navigate complex legal areas impacting both life and business.Carrie specialises in commercial litigation and defence personal injury cases, working with insurers, lenders, professionals, and corporate clients. She brings clarity to topics like breach of contract, property disputes, debt recovery, professional indemnity, and navigating High Court and Commercial Court proceedings In a practical, client-focused chat, Carrie shares legal strategies that can protect your business, ensure personal compliance, and save you from costly mistakes. Whether you’re running a company or making big financial decisions, her insights offer peace of mind and informed planning.Tune in now on Spotify and all major platforms to get legal clarity for your financial journey.

In this episode of Beyond Money, Cliona O'Donoghue and David Looney are joined by Cliona O’Halloran, Programme Director at Agent4Change, to explore how sustainability isn’t just about the environment - it’s also about people, communities, and long-term inclusion.With a deep background in education and equity, Cliona shares how she supports schools in creating sustainable, values-driven cultures that foster belonging and social justice. From empowering school leaders to challenging systemic inequality, her work highlights the role of sustainable thinking in shaping a more inclusive and resilient future.This conversation goes beyond financial wealth, it's about sustaining change that truly matters.

This week on Beyond Money, Cliona O’Donoghue and David Looney delve into the FIRE movement—Financial Independence, Retire Early—and what it means for your financial future. Inspired by a recent RTE feature, we unpack how savers are aiming to retire in their 30s or 40s through aggressive saving and smart investing. Cliona and David key discuss strategies including saving 50–70% (or more) of your income, eliminating debt and living frugally to supercharge savings.Cliona and David explore the mindset required to pursue FIRE, how to safely structure withdrawal rates, and the potential downsides—like the high demands on lifestyle and discarding flexibility. Whether you’re intrigued or sceptical, this episode offers clear-eyed insights into this radical approach to wealth and retirement.Tune in now on Spotify and all major streaming platforms

In this episode of Beyond Money, we’re joined by Shane Connole, Director at MMF Chartered Financial Planners and experienced financial advisor, to unpack the realities of buying property in Ireland today.Shane shares expert insights on everything from securing a mortgage and managing rising interest rates to common mistakes first-time buyers should avoid. He also explores how your financial mindset can impact major decisions like homeownership—and why good planning is key to making confident, informed moves.Whether you're thinking about getting on the property ladder or looking to refinance, this episode offers practical advice and clarity in a challenging market.Now available on Spotify and all major platforms.

In this episode of Beyond Money, we sit down with Hazel Buckley, founder of The Yoga Tree Community, to explore her journey from yoga instructor to wellness entrepreneur. Hazel shares how she transformed her passion for yoga into a thriving online and in-studio community, offering over 500 themed yoga classes, meditation sessions, healthy recipes, and self-care workshops. theyogatree.ieHazel discusses the challenges and rewards of building a wellness brand, the importance of adaptability in business, and how she leveraged technology to expand her reach. She also delves into the inspiration behind her exclusive range of designer yoga mats, a project that combines functionality with artistic expression.Whether you're a budding entrepreneur or someone seeking inspiration to follow your passion, Hazel's story offers valuable insights into building a purpose-driven business.Now streaming on Spotify and all major platforms

n this episode of Beyond Money, we sit down with Kieran Guckian, a Dublin-born artist who transitioned from a career in tech to become a full-time landscape painter. Kieran shares how his early passion for ornithology and drawing birds led him to study Fine Art Painting at Crawford College of Art and Design. After years in the tech industry, a layoff in early 2023 became the catalyst for him to pursue his true calling in art.Kieran discusses his approach to plein air painting, capturing the essence of the Irish landscape, and how his connection to nature influences his work. He also talks about reaching the finals in the 2025 series of Landscape Artist of the Year, where he painted iconic sites like Stonehenge.Tune in to hear Kieran's inspiring story of resilience, creativity, and the pursuit of passion.Now streaming on Spotify and all major platforms.

In this episode of Beyond Money, Cliona and Josh are joined by Ashling Bourke—columnist, investor, and self-confessed market enthusiast—to chat about her personal journey from total beginner to confident investor.Ashling opens up about how she first dipped her toe into the world of investing with zero experience, what she’s learned along the way, and the mistakes and wins that shaped her growing passion for the markets. From getting over the fear of jargon to understanding the emotional ups and downs of investing, this episode is full of honest, relatable insights.Whether you're new to investing or looking for a fresh perspective, Ashling’s story proves you don’t need a finance background to take control of your financial future—you just need to get started.Available on Spotify and all major streaming platforms.

Taxes don’t have to be confusing. In this episode of Beyond Money, we’re joined by Mairéad O’Driscoll—better known as The Tax Nerd—to break down tax in a way that’s clear, practical, and even a little bit fun.With her expertise as a Chartered Tax Adviser and Chartered Accountant, Mairéad shares essential tax tips for individuals and business owners, covering everything from smart tax-saving strategies to common mistakes to avoid. Whether you're self-employed, running a business, or just want to keep more of your hard-earned money, this episode is packed with valuable insights.Join hosts Nick Charalambous and Cliona O'Donoghue as they chat with Mairéad about making tax less daunting and more manageable.Tune in now on Spotify and all major streaming platforms.

In this episode of Beyond Money, we’re joined by Peigín Crowley, founder of Ground Wellbeing, to explore the intersection of business, wellness, and sustainable success. With over 20 years in the spa and wellness industry, Peigín has built a brand rooted in natural self-care, proving that true wealth goes beyond finances—it’s about wellbeing, balance, and purpose.Join Cliona O'Donoghue as they dive into Peigín’s journey, from launching a purpose-driven business to redefining success through holistic living. She shares insights on entrepreneurship, resilience, and the power of prioritising wellness in both life and business.Whether you're a business owner, wellness enthusiast, or simply looking for inspiration to bring more balance into your life, this episode is packed with wisdom and motivation.

In this inspiring episode of Beyond Money, the Alpha Wealth team is joined by Peter Ryan, a former inter-county hurler turned elite Paralympian. After being diagnosed with a rare genetic disorder that led to significant vision loss at just 19, Peter refused to let adversity define him. Instead, he channelled his resilience into a remarkable sporting career, representing Ireland at the highest level in para-cycling.Join hosts Nick Charalambous and Cliona O'Donoghue as they delve into Peter’s journey—from the heartbreak of losing his sight to the determination that drove him to compete on the world stage. Peter shares powerful insights on overcoming obstacles, adapting to change, and setting ambitious goals—lessons that apply far beyond sport and into business, finance, and everyday life.Tune in for a conversation that will leave you inspired to push past limits, embrace challenges, and take control of your future.Beyond Money is the official podcast of Alpha Wealth, exploring financial freedom and personal success beyond the numbers. Now streaming on Spotify and all major platforms!

In this edition of Beyond Money, our hosts Nick Charalambous and Cliona O'Donoghue sit down with Bernard Jackman, the acclaimed Irish film and television producer, to explore the powerful connection between leadership and rugby. Bernard shares how the core values of the sport—teamwork, resilience, and strategic thinking—have shaped his approach to leading in both sport and business realms.Drawing parallels between the discipline and camaraderie of the rugby pitch and the challenges of the boardroom, Bernard offers practical insights into building strong teams, managing risks, and leading with passion and authenticity. Whether you're a rugby enthusiast or a leader seeking inspiration, this episode delivers a unique blend of sporting wisdom and business acumen.Tune in to discover how the lessons of rugby can transform your leadership style and drive success in all areas of life.

In this episode of Beyond Money, the Alpha Wealth team is delighted to welcome Mark O'Reilly, CEO of FitVision and Leaders Connect. A dynamic force in the health and fitness industry and a proud DCU alumnus, Mark has been instrumental in blending cutting-edge technology with a passion for wellness, transforming FitVision from a start-up into a leader in its field. Mark’s innovative approach and entrepreneurial spirit have earned him a prominent place among Ireland’s leading business minds. As an active contributor to Leaders Connect—the go-to community for Irish leaders passionate about growth, innovation, and organisational transformation—Mark embodies the spirit of collaboration and forward-thinking that the platform champions. Leaders Connect offers a wealth of insights, inspiration, and networking opportunities through events, podcasts, training programmes, and curated content, making it an essential resource for anyone looking to drive change and succeed in today’s competitive landscape. Join host Cliona O'Donoghue as they explore Mark’s journey, discussing the challenges he’s overcome, the innovative strategies he’s employed, and his vision for the future of health and business. Whether you’re an aspiring entrepreneur or a seasoned leader, this conversation will equip you with valuable insights to inspire your own path to success. Beyond Money is the official podcast of Alpha Wealth, where each episode goes beyond traditional financial advice to offer fresh perspectives and expert guidance on building lasting wealth and achieving true financial freedom.

In this episode of Beyond Money, the Alpha Wealth team tackles the challenges and opportunities that come with redundancy. Join hosts Cliona O'Donoghue and David Looney as they discuss practical strategies to navigate the financial and emotional impact of job loss, offering guidance on how to turn a difficult situation into a fresh start. From managing redundancy payments and protecting your savings to planning your next career move, this episode is packed with insights to help you take control and build a brighter financial future. Whether redundancy is a current challenge or a concern for the future, this episode provides invaluable advice to help you bounce back stronger. Beyond Money is the official podcast of Alpha Wealth, hosted by Nick Charalambous, Cliona O'Donoghue, and David Looney. Each episode explores financial freedom beyond the numbers, offering expert advice to help you achieve lasting wealth and success

In this episode of Beyond Money, the Alpha Wealth team dives into the ever-evolving world of cryptocurrency. From understanding the basics of Bitcoin and blockchain technology to exploring the political and economic implications of digital currencies, this episode covers it all. Join hosts Cliona O'Donoghue and David Looney as they unpack the opportunities and risks of investing in crypto, including its growing influence in global markets and the surprising views of public figures like Donald Trump on the future of digital money. Whether you're curious about starting your crypto journey or looking to deepen your knowledge, this episode provides insights to help you navigate the complexities of the crypto landscape. Beyond Money is the official podcast of Alpha Wealth, hosted by Nick Charalambous, Cliona O'Donoghue, and David Looney. Each episode explores financial freedom beyond the numbers, offering expert advice to help you build lasting wealth and success.

In this empowering episode of Beyond Money, the Alpha Wealth team explores the crucial link between health and wealth with special guest Nicola Flood, a leading health and wellness coach. Nicola shares her expertise on how physical and mental well-being directly impact financial success, offering practical tips on how to integrate wellness practices into a busy lifestyle. Join host Cliona O'Donoghue as they discuss Nicola’s top strategies for building daily habits that support both health and financial goals. From managing stress to boosting productivity, this episode provides listeners with actionable advice to thrive in all aspects of life. Tune in to learn how prioritising your health can be a powerful investment in your financial future. Beyond Money is the official podcast of Alpha Wealth, hosted by Nick Charalambous, Cliona O'Donoghue, and David Looney. Each episode delves into financial freedom beyond the numbers, providing expert insights to help you build lasting wealth and well-being

In this special episode of Beyond Money, the Alpha Wealth team welcomes entrepreneur and project management expert Pat Lucey to share his insights on building and scaling successful businesses. Pat, co-founder and former CEO of Aspira, led the company from a small, six-person Irish consultancy to an international firm with over 280 employees. With decades of experience in project management, technology, and business advisory services, Pat brings a wealth of knowledge to this episode. Join hosts Nick Charalambous and Cliona O'Donoghue as they explore Pat’s entrepreneurial journey, his leadership experience, and the strategies he used to grow Aspira into a global business. Pat also shares valuable advice for aspiring entrepreneurs and professionals looking to achieve success in their own fields. Tune in for an inspiring conversation on entrepreneurship, leadership, and making strategic decisions for long-term growth. Beyond Money is the official podcast of Alpha Wealth, hosted by Nick Charalambous, Cliona O'Donoghue, and David Looney. Each episode goes beyond traditional financial advice, offering expert guidance to help you achieve lasting wealth and success.

In this episode of Beyond Money, the Alpha Wealth team tackles one of the most important financial topics—how to effectively save for your future. Join hosts Nick Charalambous and Cliona O'Donoghue as they share practical strategies to help you build a solid financial foundation for the years ahead. From understanding the basics of savings plans to navigating investment options and retirement funds, this episode provides insights tailored to your unique financial goals. Whether you're just starting out or looking to refine your approach, you’ll discover actionable tips to ensure your savings work harder for you. Tune in to rethink how you save and take the next step towards financial independence and long-term security. Beyond Money is the official podcast of Alpha Wealth, hosted by Nick Charalambous, Cliona O'Donoghue, and David Looney. Each episode goes beyond traditional financial advice, offering expert guidance to help you achieve lasting wealth and success