Enriched Wealth Podcast

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Andrew Pearce, Director at Tweed Sutherland First National, for a heartfelt and deeply honest conversation about career, resilience, and the moments that change your perspective on what really matters. With more than 25 years in Bendigo’s real estate industry, Andrew shares insights from his professional journey — but also opens up about his recent cancer diagnosis, how it reshaped his mindset, and what he’s learned about life, family, and leadership along the way. They talk about: ✅ Building a long-term career in real estate — and staying passionate ✅ Mentorship, mindset, and the importance of leading by example ✅ The day-to-day rhythms that support consistency and clarity ✅ Facing a life-changing diagnosis — and finding purpose in the process ✅ Why contribution, connection, and community are the real measures of success This episode is about more than business. It’s a moving reminder that wealth isn’t just financial — it’s found in the way we live, the people we impact, and the legacy we leave behind.

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Angie O’Rourke, Senior Account Broker at Bendigo Insurance Brokers, to unpack the often-overlooked role of insurance in protecting the wealth, assets, and livelihoods of everyday Australians. With deep experience across commercial, industrial, and personal insurance lines, Angie shares why building strong relationships and taking the time to understand each client’s risks is at the heart of what she does. They discuss: ✅ What a good insurance broker actually does behind the scenes ✅ Common gaps in business insurance (and how to avoid them) ✅ Why personalised advice beats online quotes every time ✅ The growing demand for tools, trades, and professional indemnity cover ✅ What business owners should review in their policies each year Whether you’re running a business, managing property, or just want to feel confident your assets are protected, this episode will give you practical insights into getting your insurance right — without the overwhelm.

In this episode of the Enriched Wealth Podcast, Kris Tatt chats with Rick Townsend — founder of Prime Life Health & Wellbeing — about the mindset, habits, and daily choices that drive high performance in both life and business. A coach, entrepreneur, and advocate for whole-of-life wellbeing, Rick shares how years in elite sports, leadership, and health education led to the creation of Prime Life: a business designed to help people live, move, and perform better at every stage of life. They explore: ✅ The link between physical wellbeing and sustainable business performance ✅ How business owners can embed better habits into their busy lives ✅ Why burnout is a real risk (and how to get ahead of it) ✅ The science behind longevity and high performance ✅ How Prime Life is helping people across Australia take ownership of their health Whether you're leading a team, running a business, or just ready to live better — this episode will inspire you to think about success beyond just the bottom line.

In this episode of the Enriched Wealth Podcast, Kris Tatt is joined by Aishleen O’Sullivan, People and Culture Manager at Strategem, for an open and insightful conversation about building strong workplace cultures, creating career pathways, and supporting people beyond the job title. With a passion for recruitment, retention, and real conversations, Aishleen shares how Strategem’s people-first approach has evolved  and why investing in your team is one of the smartest business moves you can make. They chat about: The link between culture and performance Creating supportive pathways for early-career professionals How to build trust with your team and why it matters What jobseekers are really looking for today The importance of flexibility, autonomy, and accountability in modern workplaces Whether you’re growing a team or looking to join one, this episode is packed with valuable perspective on what it means to lead  and live with purpose at work.

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Chris Harrington, Managing Partner at Strategem, to explore what it really takes to run, grow, and ultimately exit a business. Chris shares his journey from working in small local firms to leading one of regional Victoria’s most respected accounting practices, offering a candid perspective on leadership, business strategy, and the importance of relationships. They unpack: Why your business structure matters from day one (and how it shapes your exit options) What succession planning actually involves — and why it’s never too early to start How to prepare your business to be less dependent on you as the owner The value of understanding goodwill and realistic valuations before it’s time to sell Lessons learned from decades advising family businesses, farms, and professional firms Whether you’re just getting started or you’ve been running your business for decades, this conversation is packed with practical insights to help you protect what you’ve built — and plan for what comes next.

In this episode of the Enriched Wealth Podcast, Kris Tatt chats with Lachlan Edwards, Director and Commercial Lawyer at OFRM Lawyers, about the critical legal foundations every business owner needs — from startup through to succession. ⁠ Lachlan shares his unique journey from journalism to law, and why helping businesses succeed (and avoid preventable headaches) is at the heart of what he does. ⁠ They dive into: Setting up your business structure the right way Why business owner agreements are essential, even among friends Managing risk as your business scales How to approach succession planning and selling your business Common legal mistakes businesses make — and how to avoid them If you're starting, growing, or thinking about your exit strategy, Lachlan’s insights are packed with practical advice to help you protect and future-proof your business.

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Travis Breheny, Director of Genesis Wealth, to unpack the real power of strategic property investing. ⁠ Travis shares his journey from banking to real estate to helping clients build wealth through smart property purchases — with a focus on long-term outcomes, portfolio planning, and understanding market cycles. ⁠ They dive into: What a buyer’s agent really does (and why it matters) How different states and markets across Australia are behaving Common property investment mistakes — and how to avoid them The importance of building a property portfolio that fuels your next purchase, not holds you back Why understanding vacancy rates, land tax, finance structures, and timing is crucial ⁠ If you’re looking to take a strategic, well-informed approach to property investing and avoid costly mistakes, this is an episode you won't want to miss.

In this episode of the Enriched Wealth Podcast, host Kris Tatt is joined by Partner and Senior Financial Advisor at Strategem, Brett Marchant, for a candid and insightful conversation spanning almost three decades of experience in the financial services industry. From early days in super administration and paraplanning, to asset management roles in London and now leading advice at Strategem, Brett shares his journey and the evolving landscape of financial planning. More importantly, he dives deep into what truly matters when it comes to building wealth—long-term consistency, transparency, and trusted relationships. Together, Kris and Brett explore: The difference between product knowledge and people-first advice The rise of managed accounts and why they matter How emotional decisions impact investing (and how to avoid them) Real client success stories that highlight the impact of strategic advice The critical importance of understanding your risk profile and super structure Why estate planning and aged care are just as important as your investments Whether you're just starting your financial journey or preparing for retirement, this episode will leave you with practical insights and a greater appreciation for the power of personalised, human advice in an increasingly complex world.

In this episode of the Enriched Wealth Podcast, host Kris Tatt sits down with commercial finance expert Pip Stork to break down the key strategies business owners need to access funding, scale their operations, and make smarter financial decisions. With over 15 years in the banking industry and now a commercial broker at Millennial Finance Group, Pip has seen firsthand what it takes to secure the right finance solutions for business success. She shares insights into how businesses can leverage commercial loans, structure debt effectively, and navigate the finance world with confidence. Key topics include: In this episode, we discuss: The biggest mistakes business owners make when seeking finance How to secure funding for expansion, property investment, and business growth The role of a commercial broker and why having one on your side can be a game-changer How to structure debt for maximum flexibility and efficiency Pip’s transition from banking to broking and what she’s learned along the way   If you’re a business owner looking to scale or just want a better understanding of commercial finance, this episode is packed with valuable insights to help you make informed decisions. Tune in now and start unlocking smarter financial strategies for your business! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-***** MORE ABOUT MILLENIAL FINANCE & PIP STORK | https://millennialfinancegroup.com.au/meetourteam/pip-stork/ ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide  - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet  - DIY Business Audit | www.strategem.com.au/strategem-business-audit

In this episode of the Enriched Wealth Podcast, host Kris Tatt breaks down why superannuation isn’t really an investment, but rather a retirement savings structure that holds various investments. Kris challenges common misconceptions about superannuation, explains its tax benefits, and discusses how to optimise this powerful savings vehicle for your financial future. Key topics include: The history and purpose of superannuation as a retirement savings system How the media often portrays super in a negative light Understanding the difference between super as a structure and the investments within it Why knowing where your super is invested is crucial Tips for maximising superannuation benefits and navigating the complexities of retirement planning If you’ve ever felt uncertain about your superannuation or wondered how to make the most of it, this episode will empower you with the knowledge you need. Tune in to learn how to leverage superannuation’s tax advantages and investment options to secure your retirement. Listen now and start making informed decisions about your financial future! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-8 ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit  

In this special New Year’s Eve episode of Enrich Wealth, brought to you Strategem and hosted by Kris Tatt, unpack actionable strategies to set you up for financial success in 2025. From reflecting on 2024’s wins and lessons to identifying key opportunities for growth in the coming year, this episode is your guide to building wealth with intention. Discover practical tools, mindset shifts, and tips for creating momentum that lasts. Whether you're an entrepreneur, investor, or simply focused on improving your finances, this conversation will inspire you to make 2025 your wealthiest year yet.

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Adam Middlemis, Financial Advisor and Insurance Specialist, to break down why personal insurance is a game-changer in protecting your financial future. Adam dives deep into Life Insurance, Trauma Insurance, and Income Protection, explaining how these essential tools can provide peace of mind and financial stability when life takes unexpected turns. Whether you're navigating the complexities of superannuation or figuring out if income protection is right for you, this episode will arm you with the knowledge to make informed decisions for yourself and your family. Tune in for practical advice and real-world examples on how personal insurance is not just a safety net—it's a cornerstone of a strong financial plan. You won't want to miss these must-know tips for securing your wealth and well-being! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-6 ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

In this special holiday episode of the Enrich Wealth Podcast, Kris Tatt shares practical strategies to make your Christmas season less stressful and more meaningful. From pre-planning to avoid the holiday rush, embracing the joy of giving, to taking time for self-reflection, Kris offers insights to help you celebrate the season with purpose and balance. Whether it’s budgeting for gifts, creating memorable family traditions, or setting the stage for a successful New Year, this episode is packed with wisdom to enrich your holidays. Join us for this heartwarming conversation and discover how small changes can lead to a more intentional, joyful, and enriching Christmas season. 🎄

In this episode of The Enriched Wealth Podcast, host Kris Tatt sits down with Emmy Mulholland, Partner and General Manager of Tax and Accounting at Strategem. Emmy shares her inspiring journey from an unconventional path to becoming a trusted advisor for small businesses, and how she turns numbers into meaningful stories for her clients. With over a decade of experience, Emmy reflects on the rewarding aspects of working closely with business owners, helping them navigate their financial challenges, and empowering them to achieve long-term success. She discusses the unique blend of strategic planning, tax compliance, and people skills needed to build and sustain strong client relationships. Whether you’re a business owner, budding entrepreneur, or simply curious about the behind-the-scenes of accounting, this episode offers valuable insights into how accountants play a pivotal role in shaping the future of businesses. Tune in for Emmy’s expert advice on everything from cash flow management to succession planning, and learn why building relationships with your accountant can be one of the most enriching aspects of your business journey. Don't miss out on this engaging conversation! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-4 ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

In this episode of the Enriched Wealth Podcast, we’re excited to continue empowering you on your financial journey. This time, we’re tackling crucial topics that can shape your financial future: investments, retirement, and aged care planning. Join host Kris Tatt as he chats with Daniel Nalder, Senior Associate at Strategem, to explore: Building a balanced investment strategy that aligns with your goals The benefits and challenges of managed accounts in today’s market Key considerations for retirement planning and maximising your superannuation Navigating the complexities of aged care financial decisions Practical advice for protecting and growing your wealth over the long term Whether you’re planning for retirement, looking to optimise your investment portfolio, or supporting an ageing loved one, this episode provides valuable insights and strategies to help you take control of your financial future. Tune in now, and take the next step towards enriched wealth! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-3 ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

Welcome to another episode of the Enriched Wealth Podcast with Kris Tatt. In this episode, we tackle a topic on everyone’s mind: the cost of living. As prices rise and economic conditions shift, it’s essential to understand the dynamics at play and how they affect our daily lives. In this episode, we cover: The factors contributing to the current cost of living crisis How inflation and interest rates impact everyday expenses Strategies to combat rising costs and regain control over your finances The importance of defining your values and aligning your spending with what truly matters to you Practical examples of re-evaluating major expenses like car ownership and housing Creative approaches to managing your budget and making informed financial decisions Exploring ways to increase your income, whether through upskilling, job changes, or business strategies Kris shares personal stories and quotes from thought leaders like Simon Sinek to illustrate how rethinking our values and spending habits can lead to a more fulfilling and financially stable life. By focusing on what truly matters and taking proactive steps, you can navigate the challenges of rising costs and build a resilient financial future. Join us for this insightful discussion and equip yourself with the tools and mindset needed to thrive despite the economic pressures. Listen now and take the first steps towards financial resilience and well-being.

We're thrilled to kick off our journey with you by diving into a fundamental topic that can make all the difference in your financial journey: goal setting. In this episode, we explore how consistency in goal setting and habit formation can distinguish successful individuals in the financial realm from those who struggle. We delve into the importance of having clear, specific goals and the actions necessary to achieve them. Drawing analogies from fitness and personal anecdotes, we illustrate how setting measurable goals can lead to significant progress and long-term success. Join us as we discuss: The role of consistency in achieving financial success The significance of setting clear and specific financial goals Practical examples of goal setting and the actions required to meet those goals The power of compounding interest and how it can work to your advantage Tips for reviewing and adjusting your financial plans to stay on track Whether you're aiming to pay off debt, save for retirement, or improve your overall financial health, this episode provides valuable insights and actionable advice to help you stay focused and achieve your goals. Grab a notepad, write down your goals, and start taking consistent steps towards financial success with us. Tune in now and begin your journey to enriched wealth! TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-1 ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit  

Welcome to the Enriched Wealth Podcast, brought to you by Stratagem and hosted by myself, Kris Tatt. We are a group of financial planners and accountants who want to bring new value knowledge, tools, strategies and techniques to help you on your financial journey to freedom. We believe that we have the knowledge and the experts. We want to introduce you to stories. We want you to hear from people within our industry and other industries that we believe can help you and your journey. Financial freedom. We want to go on this with you and we want you to come and listen and learn and and be inspired. Let's get into it.