Faith & Finance on American Family Radio

The first Christians practiced a remarkable kind of generosity—freely sharing what God had entrusted to them so that needs were met among them. What can their example teach us about living generously today? On this Faith & Finance on AFR, Rob West and Dr. Darrell Bock explain. Then, it’s on to calls.

A business closes. A home is lost. An investment collapses. A scammer wipes out savings that took decades to build. When money disappears, the loss can reach far beyond the balance sheet. But, in Scripture, we are reminded that while wealth can be lost, our true treasure cannot. On this Faith & Finance on AFR, Rob West explores three stories that can help us respond faithfully when financial loss comes. Then, it’s on to calls.

Money stress doesn’t just affect your budget—it can shape the atmosphere of your home and the lessons your kids carry into adulthood. When parents feel overwhelmed financially, it’s easy to assume the only answer is more income. But relief often begins with small, intentional choices that create healthy money habits over time. On this Faith & Finance on AFR, Crystal Paine joins Rob West to talk about managing money while raising kids. Then it’s on to calls.

Women have played a vital role in advancing the gospel from the very beginning. In Romans 16, Paul introduces us to Phoebe—a trusted partner and gospel patron whose generosity, influence, and service helped further his ministry. On this Faith & Finance on AFR, John Rinehart joins Rob West to explore Phoebe’s example and what it can teach us about using our work, relationships, and resources for gospel impact. Then it’s on to calls.

For millions of vulnerable children around the world, shoes can mean the difference between going to school—and staying home. For most families, a new pair of shoes is simply part of getting ready for another school year. But not everywhere. On this Faith & Finance on AFR, Shawn Spurrier joins Rob West to share how Buckner Shoes for Orphan Souls is helping children step into the classroom with health, dignity, and hope. Then it’s on to calls.

Zechariah 4:10 reminds us, “Do not despise these small beginnings, for the Lord rejoices to see the work begin.” When money is tight, giving more, saving more, or paying down debt can feel out of reach. But financial progress doesn’t always begin with a giant leap. Sometimes, faithfulness starts with one small step at a time. On this Faith & Finance on AFR, Brian Holtz joins Rob West with four practical ways to begin creating margin. Then it’s on to calls.

What if the companies in your portfolio are working against the values you’re trying to live by? Faith-based investing gives Christians a way to consider not only financial returns, but also what their investment dollars are supporting. On this Faith & Finance on AFR, Brian Mumbert joins Rob West to explain how it works, what the research says about performance, and how investors can get started. Then it’s on to calls.

In the First Century B.C., Roman historian Sallust said, “Prosperity tries the souls, even of the wise.” Most people would choose financial prosperity despite its temptations. But what if you’re living with financial adversity? On this Faith & Finance on AFR, Rob West will talk about how to be wise in good times and bad. Then, it's on to calls.

Money touches our fears, our desires, our relationships, and our sense of security. That’s why Jesus said in Matthew 6:21: “For where your treasure is, there your heart will be also.” He knew something we often miss--money issues are heart issues. On this Faith & Finance on AFR, Rob West explores how our financial lives reveal what’s happening inside us—and how God invites us into freedom and trust. Then, it’s on to calls.

As Christians, every financial decision is an opportunity to manage God’s resources faithfully. On this Faith & Finance on AFR, Rob West and Aaron Caid discuss financial discipleship and Christian banking. They also describe how our everyday financial choices can support Kingdom work. Then, it’s on to calls.

From enrollment deadlines and late penalties to Medigap, Medicare Advantage, and income-based premiums, the choices for Medicare can feel overwhelming. On this Faith & Finance on AFR, Rob West and Eddie Holland explain our options so we can make wise, faithful stewardship decisions. Then, it’s on to calls.

Every parent hopes to leave an inheritance for their children, but doing so wisely takes careful thought and prayer. On this Faith & Finance on AFR, Rob West welcomes Ron Blue to discuss the Uniqueness Principle. Discover how it can be used to guide parents in passing down wealth effectively. Then, it’s on to calls.

Over the coming decades, $124 trillion of wealth will change hands, placing women at the center of one of the largest wealth transfers in history. On this Faith & Finance on AFR, Rob West and Sharon Epps discuss what that means. They also explain how women can prepare to steward these assets well. Then, it’s on to calls.

When studying Scripture, we learn that God owns everything, gives us the ability to earn, and calls us to work with integrity because, ultimately, we serve Christ. On this Faith & Finance on AFR, Rob West and Howard Dayton talk about earning money God’s way. They explain how biblical wisdom can shape our work, our businesses, and our generosity. Then, it’s on to calls.

For a woman facing an unexpected pregnancy, an ultrasound can turn fear and uncertainty into a moment of clarity, compassion, and hope. On this Faith & Finance on AFR, Rob West and Dan Steiner share how PreBorn!’s national network of partner clinics reaches women at critical moments. Discover how you can come alongside this life-saving work. Then, it’s on to calls.

New research shows that when financial counsel aligns with our faith, trust deepens, anxiety decreases, and success begins to mean more than investment performance. On this Faith & Finance on AFR, Rob West and Sharon Epps unpack what these findings mean for faithful stewardship. Then, it’s on to calls.

Reverse mortgages continue to carry a negative reputation, but faithful stewardship means evaluating financial tools based on how they work today. On this Faith & Finance on AFR, Rob West and Harlan Accola explain why many Christians remain hesitant. They also discuss how a modern, FHA-insured reverse mortgage could fit into a thoughtful retirement plan. Then, it’s on to calls.

Our financial lives stand or fall on the foundation we choose. Jesus said the wise man built his house on the rock; when the storm came, the house stood (Luke 6:48). The same is true of our financial lives. On this Faith & Finance on AFR, Rob West and John Cortines describe how to build a financial house on the wisdom of God’s Word. Then, it’s on to calls.

Environmental, Social, and Governance (ESG) ratings are often presented as neutral measures of corporate responsibility. But they can reflect a moral framework that conflicts with biblical convictions. On this Faith & Finance on AFR, Rob West and Nick Schmitz explain how ESG investing can differ from faith-based investing—and why Christians should pay attention to how their shares are voted. Then, it's on to calls.

It’s usually smarter to weigh consequences rather than chase probabilities. Whether you’re building a portfolio or mulling over a new job prospect, checking the odds of success matters. But what if even a low‑odds failure could wipe you out financially? On this Faith & Finance on AFR, Rob West and Mark Biller talk through how to guard against events that can ruin a financial plan and more. Then, it’s on to calls.

Long-term care isn’t just a health issue—it can become a major financial and family decision. Most of us hope we’ll never need extended care, but wise stewardship means planning for possibilities. On this Faith & Finance on AFR, Rob West and Nathan Sanow explain long-term care, what insurance can and can’t do, and how to build a plan that protects both your finances and your family. Then, it’s on to calls.

Stewardship is a continuous cycle that progresses from gratitude to growth to generosity. When we are grateful, we can recognize what God entrusts to us. Through our faithful actions, we further develop our life of stewardship. Finally, we bless others when we give. On this Faith & Finance on AFR, Rob West and Tim Tassopoulos describe how that cycle applies to both time and money. Then, it’s on to calls.

Credit card fees rarely wreck a budget all at once. From interest and late charges to annual fees and cash advances, the cost of using credit can add up quickly. On this Faith & Finance on AFR, Rob West looks at how to avoid those costs—and make sure the cards you use truly boost your financial plan, rather than work against it. Then, it’s on to calls.

These days, too many of us are physically, emotionally, mentally, and financially overloaded. In fact, with such demanding lifestyles, we might be tempted to feel like rest is a bad thing. But what does God say about rest? On this Faith & Finance on AFR, Rob West looks at rest from a biblical perspective. Then, it’s on to calls.

Debt carries a cost beyond dollars—it can steal your sleep, strain your relationships, and cloud your view of the future. If debt has taken over your thoughts as well as your budget, this conversation can help lighten the burden. On this Faith & Finance on AFR, Rob West and Neile Simon discuss the emotional cost of debt. Explore how clarity, wise counsel, and a practical plan can provide a path forward. Then, it’s on to calls.

Bob Goff once said, “We won’t be distracted by comparison if we are captivated by purpose.” Comparison tempts us to measure our success against someone else’s life. But when we understand who we are in Christ and why God has entrusted us with resources, money becomes a tool for our purpose rather than a scorecard. On this Faith & Finance on AFR, Rob West is joined by Jim Rasmussen to help us escape the comparison trap. Then it’s on to calls.

Proverbs 22:7 says, “The borrower is the slave of the lender.” Debt is difficult at any stage of life, but it can be especially burdensome in retirement, when income is often fixed and financial flexibility is more limited. On this Faith & Finance on AFR, Rob West is joined by Brandon Sieben to talk about the rise of debt among older Americans—and how biblical wisdom can help us move toward freedom. Then Rob answers listener questions.

If you’ve ever wished your giving could be both simpler and more strategic, there’s a powerful tool worth noting: the donor-advised fund, or “DAF,” for short. On today's Faith & Finance on AFR, Rob West unpacks what a donor-advised fund is, how it works, and how it can be used to help you practice wise, intentional generosity. Then, Rob answers financial questions.

It's often said that wisdom may create wealth, but wealth rarely creates wisdom. What's more valuable: wisdom or wealth? Before you respond, consider that wealth is fleeting, but wisdom is enduring. On this Faith & Finance on AFR, Rob West and John Cortines talk about why wisdom over wealth is always the right choice. Then, it’s on to calls.

Psychologist and educator Fitzhugh Dodson wrote, “Without goals, and plans to reach them, you are like a ship that has set sail with no destination.” Of course, goals are only helpful if you have a plan to achieve them. On this Faith & Finance on AFR, Rob West and Ron Anderson discuss life planning. Learn what it is, how to do it, and why it’s important to every aspect of life, including your finances. Then, it’s on to calls.

Proverbs 27:23 says, “Know well the condition of your flocks, and give attention to your herds.” We may not be in an agrarian society, but that Proverb still applies: faithful stewardship requires attention. To manage our resources biblically, we must know what we have and how we spend. On this Faith & Finance on AFR, Rob West explores budgeting best practices. Discover why planning is about more than numbers. Then, it’s on to calls.

Trafficking thrives in the shadows—but even Wall Street can shine a light. Nearly 50 million people around the world are trapped in modern slavery, including forced labor and human trafficking. But Christian investors can use their influence to confront exploitation and encourage companies to protect the vulnerable. On this Faith & Finance on AFR, Rob West and Will Lofland provide an encouraging update. Then, it’s on to calls.

You can’t serve God and money (Matthew 6:24), but you can serve God with money. Most of us don’t wake up with the intent to serve money—but it’s easy for financial pressure and financial goals to quietly shape our lives. On this Faith & Finance on AFR, Rob West explains how, through Scripture, we are freed to see money, not as something to chase, but as a tool God gives us to accomplish His purposes. Then, it’s on to calls.

How well do you know your IRA? An Individual Retirement Account can be a helpful tool for long-term saving; however, like any financial tool, it needs to be understood and used wisely. On this Faith & Finance on AFR, Rob West walks through a few common misunderstandings, and he may even clear up some uncertainty along the way. Then, it’s on to calls.

Your house could be one of the most tax-efficient assets you own. For many retirees, taxes can take a significant bite out of their income. But what if the roof over your head could help you manage that tax burden more efficiently? On this Faith & Finance on AFR, Rob West and Harlan Accola explain how a reverse mortgage may fit into a thoughtful retirement strategy. Then, it’s on to calls.

Generosity can begin with a simple gift—but when it becomes a family rhythm, the impact can last for generations. We want our children to experience the joy of giving, but benevolence rarely develops by accident. On this Faith & Finance on AFR, Rob West and Sharon Epps present practical ways to cultivate a spirit of altruism in the family—from the early years through adulthood. Then, it’s on to calls.

In Joshua 1:9, the Lord told Joshua, “Be strong and courageous.” Biblical courage is not bravado or self-confidence. Instead, it’s faithfulness rooted in God’s presence and promises. When it comes to money, we often need that courage—to give, to resist pressure, and to obey God when it costs us. On this Faith & Finance on AFR, Rob West and Dr. Craig Bartholomew discuss the virtue of fortitude. Then, it’s on to calls.

The right financial advisor can help us plan. But the right kind of counsel can also help us stay anchored to what matters most. When we seek financial guidance, we pursue both information and direction. For believers, that direction should be shaped by God’s Word and not merely by the market. On this Faith & Finance on AFR, Rob West examines why values-aligned counsel makes such a difference. Then, it’s on to calls.

College students may be pros at pulling off last-minute study sessions, but when it comes to finances, cramming just doesn’t cut it. We often say that everyone needs a budget, and for college students, that might be even more crucial. On this Faith & Finance on AFR, Rob West and Dr. Kelly Rush share practical budgeting advice every college student should hear. Then, it’s on to financial questions.

For a woman facing an unplanned pregnancy, fear and uncertainty can overwhelm. But through the ministry of Preborn!, individuals at pregnancy centers across the country meet women with compassion, practical help, and the hope of Christ. On this Faith & Finance on AFR, Rob West and Dan Steiner share how God uses this ministry to save babies and souls. Then, it’s on to calls.

The late Larry Burkett once said, “Money is either the best or the worst area of communication in our marriages.” Few things reveal the strength of a couple’s unity quite like money. But what if your finances are rooted in oneness and Kingdom impact? On this Faith & Finance on AFR, Rob West and Dr. Art Rainer discuss how to become a truly “rich couple.” Then, it’s on to calls.

Justice and money are intricately related. In Scripture, God calls His people to practice justice as a way of life, shaped by righteousness, mercy, and love. On this Faith & Finance on AFR, Rob West and Justin Lonas explore justice and explain how everyday financial decisions can reflect God’s heart for restoration and flourishing. Then, it’s on to calls.

What if the greatest shift you could make in your financial life didn’t start with budgeting, investing, or earning more . . . but with surrender? We don’t usually think about surrender as a financial word, but Jesus does. God owns everything. On this Faith & Finance on AFR, Rob West explains how yielding can transform the way we live, give, and steward our resources. Then, it’s on to calls.

Stewarding a surplus isn’t about clever spreadsheets— it’s about hearts aligned with God’s purposes. When the Lord entrusts us with more than we need, it can quietly become a spiritual and relational challenge just as much as a financial one. On this Faith & Finance on AFR, Rob West and Rachel McDonough explain. Then, it’s on to calls.

In Amos 3:3, readers are reminded that two people cannot walk together unless they’re headed in the same direction. On this Faith & Finance on AFR, Rob West and Matt Bell help couples think about money in ways that strengthen unity, rather than create division. Then it’s on to calls.

What if self-control isn’t mainly about saying, “no,” but about keeping Christ at the center of what we desire? Money reveals our heart. But biblical temperance is more than willpower—it’s a gift of the Spirit that enables us to enjoy God’s gifts without letting them take God’s place. On this Faith & Finance on AFR, Rob West and Pierce Taylor Hibbs talk about how temperance shapes how we handle money. Then, it’s on to calls.

The birds don’t gather into barns, and the lilies don’t spin their own clothing. Yet Jesus says both of them have something to teach us about trust. Financial fear often begins when we realize how much we cannot control. We can plan wisely, save diligently, and prepare carefully—but tomorrow still belongs to God. On this Faith & Finance on AFR, Rob West will look at Jesus’ words in Matthew 6 and the deep comfort they offer for anxious hearts. Then it’s on to calls.

We are constantly bombarded by the message, “You just need a little more.” But what if real peace isn’t found in having more, but in learning to need less? For some, the word, “wealth” means freedom. For others, it brings anxiety and pressure. On this Faith & Finance on AFR, Rob West and Jeff Manion explore how we can cultivate contentment in a culture where more is often sought and desired. Then, it’s on to calls.

Well, it's hard to believe, but soon the kids will be headed back to school. Are you ready to get the new school year started on the right foot? On this Faith & Finance on AFR, Rob West and Crystal Payne share some great advice to make your back-to-school experience easier. Then, Rob answers listener questions on a variety of financial topics.

Corrie ten Boom once said, “If you look at the world, you’ll be distressed. If you look within, you’ll be depressed. But if you look at Christ, you’ll be at rest.” When money becomes the place we look for peace, security, or identity, financial unrest is never far behind. On this Faith & Finance on AFR, Rob West is joined by Elizabeth Brickman to talk about why more money won’t solve that unrest and how biblical wisdom can move us toward true peace. Then it’s on to calls.