Financial Issues

Semiconductors took a beating earlier this week, with major stocks like Nvidia facing the biggest pressure. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to look at the rotation in the tech sector as investors begin to give software stocks a second look. Mark also shares his thoughts on tech CEOs calling for more regulation of AI. Is there good reason for it, or is regulation a "Trojan horse," as JD Vance says? If you've been blessed by Financial Issues, please prayerfully consider giving to our year-end campaign before September 30. Visit financialissues.org/the-ripple-effect to learn more and give today. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! Today's show is sponsored by Crossroads Kids Club. Visit reachourschools.com to learn more about you can reach children in public schools with the gospel.

Donor-advised funds may seem like a complicated way to give, but in reality, they can make charitable giving much easier in the long run. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to break down how donor-advised funds work, how they can simplify giving, and how they may even enhance the tax benefits of your donations. Also joining the program are FISM Board Member Mike Hamilton and John Webb, leader of the FISM Pastoral Advisory Council. They share what Financial Issues means to them and why they believe in its mission of Biblically Responsible Investing. If you've been blessed by Financial Issues, please prayerfully consider giving to our year-end campaign before September 30. Visit financialissues.org/the-ripple-effect to learn more and give today. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

Join Financial Issues as we kick off our year-end giving campaign, The Ripple Effect. Host Mark Minnella, along with co-hosts Seth Udinski and Sam Case, celebrates the ministry's impact over the past year and shares a vision for where Financial Issues is headed in 2027. If you've been blessed by Financial Issues, please prayerfully consider giving before September 30. Visit financialissues.org/the-ripple-effect to learn more and give today. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

In this episode of Stewardship Today, we examine how to choose the right type of investment account based on the purpose God has given you for your money. The discussion explores Roth and traditional IRAs, taxable brokerage accounts, employer retirement plans, and health savings accounts, including their benefits, restrictions, tax treatment, and investment options. We also consider how factors such as flexibility, employer matching, tax advantages, and biblical investment choices should influence these decisions. Rather than applying the same financial rule to everyone, the conversation emphasizes understanding how each account works and choosing the tools that best fit your stewardship goals. Learn how to evaluate different investment accounts and choose the tools that best fit your stewardship goals.

If the government is going to own stakes in American companies, who is going to keep politics out of the boardroom? On today's show, host Mark Minella and co-host Sam Case take a look at the United States' growing investment portfolio and ask whether this will actually be a good move in the long run — especially under future administrations. The team also takes time to remember the 25th anniversary of 9/11, reflecting on the tragedy and evil of that day while honoring the heroism, courage, and best of the American spirit that emerged in its aftermath. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

The mainstream media is sounding the alarm over oil crossing $100 a barrel. But what does the data actually tell us about the state of the economy? On today's show, Mark Minnella joins co-hosts Seth Udinski and Sam Case to examine current oil prices and how they compare with historical levels. The team also reflects on the assassination of Charlie Kirk one year after his death, considering his legacy and the lasting impact of his life and work. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church. Visit reachourschools.com for more.

Is the economy being held up by data centers? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to examine the Fed's latest Beige Book report and its focus on data centers. What is the Fed's Beige Book, and does it have any real relevance to the broader economy? The team discusses these questions and more. Later, for Winning Wednesday, the guys celebrate another victory for religious freedom as the DOJ rolls out new guidelines giving religious organizations greater access to federal funds. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

Some politicians believe the U.S. can grow its way out of its mounting debt—but is that really true? On today's show, host Mark Minnella, along with co-hosts Seth Udinski and Sam Case, tackles the issue of the growing national debt and explores what the possible solutions might be. Later, the team looks at the latest jobs numbers, addresses questions about potential threats to the economy, and considers whether Sandisk is still a good buy. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

How do we develop and maintain a strong work ethic, and how can we view our work as an act of worship for God's glory? In this special Labor Day edition of Financial Issues, host Mark Minnella joins co-hosts Seth Udinski and Sam Case to explore the biblical view of work, Christian work ethic, and what it means to honor and glorify God through our daily work. Discover how our approach to work can reflect our faith, shape our character, and serve God and others. Download the FISM app today by searching for "FISM" or "FISM TV" in the Google Play Store or the Apple App Store to stay up to date with our latest content and listen to Financial Issues wherever you go. Note: We do not endorse any user-submitted comments. All verified information will be published by our official channels only.

In this episode of Stewardship Today, we examine the biblical and practical principles of investment diversification. The discussion explores how spreading investments across different companies, sectors, and asset types can help manage risk and protect a portfolio from a single company or economic event. We also look at how diversification works alongside asset allocation, why too much diversification can weaken a portfolio, and how a rule-based approach can help stewards avoid emotional investment decisions. Through a practical example involving an inherited concentrated stock position, the conversation highlights the importance of balancing tax considerations with the responsibility to manage God's resources wisely. Explore how biblical wisdom and thoughtful diversification can help stewards manage investment risk.

It's Focus Friday, where listener calls and questions take center stage on faith, finance, and current events. On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to examine record-breaking corporate profits in the second quarter. Mark breaks down what the data reveals about the state of the economy and the factors driving these recent blowout results. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

They say cash is king—but how much should it rule over your portfolio? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss cash as an asset class and its proper role in an investment strategy. Mark explains what factors you should consider when determining how large your cash allocation should be at any given time and breaks down the difference between moving to cash out of fear and holding cash as part of a wise investment strategy. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to break down the risks associated with cryptocurrency and explore whether it can ever be a good fit for a Biblically Responsible portfolio. Later, for Winning Wednesday, the team celebrates the tens of thousands of young people who came to Christ during Forrest Frank's latest tour. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church. Visit reachourschools.com for more.

Is freezing your credit enough to safeguard your personal information? On today's show, host Mark Minnella is joined by Financial Issues IT expert Elijah Kelley to answer questions about cybersecurity, identity theft, and the rise of new scams with the advent of AI. Later, Financial Issues Ag Reporter Craig Haugaard joins the show to discuss President Trump's plan to import ground beef from Argentina and whether the move will harm American ranchers and meatpackers. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

In this episode of Stewardship Today, we examine what it means to take a long-term approach to investing and why patience, discipline, and wisdom are important to faithful stewardship. The discussion explores the benefits of allowing quality investments and compounding to work over time while avoiding emotional decisions, speculation, and the temptation to get rich quickly. We also explain why long-term investing does not mean buying and forgetting, but instead requires continually evaluating a company's fundamentals, investment thesis, and biblical responsibility. The conversation emphasizes that the goal is not to hold an investment forever, but to faithfully manage God's resources for as long as an investment remains worthy of being held. Learn why long-term investing requires patience, discipline, and ongoing evaluation rather than emotional decision-making.

Will Scott Bessent's move to double government debt buybacks have negative consequences for the bond market? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss the 30-year bond yield and the potential effects of these buybacks. Mark also discusses whether growth investors should even be concerned about bonds, or whether bonds are more relevant to income-focused investors. Later, Mark answers your questions about ranking stocks by relative strength, determining good entry points, and how to begin investing in individual stocks at a young age. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

  Do the personal beliefs and opinions of a company's owner affect whether a business is considered biblically responsible? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to explore the connection between business owners, corporate practices, and biblically responsible investing (BRI). Together they explain how investors can distinguish between the personal actions and beliefs of a company's owners and the actions of the companies they own. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

Do you have to own every sector to be properly diversified? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss what to do with weak sectors and whether investors need to be invested in sectors that are out of favor to maintain proper diversification. Later, for Winning Wednesday, the team celebrates the latest victory in the fight for life as Oklahoma criminalizes the abortion pill. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

With kids heading back to school, future education costs are on the minds of many parents. On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to explore the most common education savings plans. Mark explains how he would approach investing for a child's education if he were starting today. Later, the team tackles questions about rental properties, home repairs, and do-it-yourself investment strategies. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church. Visit reachourschools.com for more.

Are we teetering on the edge of hyperinflation? On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to answer listener questions about diversification strategies that could help protect against a falling U.S. dollar. Later, the team discusses the importance of starting to invest early and explores the psychological types of spending money. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

In this episode of Stewardship Today, we examine the steps involved in building an investment portfolio from a biblical stewardship perspective. The discussion explores how purpose, time horizon, risk tolerance, and cash flow needs help determine an appropriate investment style and portfolio structure. We also look at the different types of investment accounts, asset allocation models, and investment vehicles, including mutual funds, ETFs, and individual securities. The conversation emphasizes the importance of having a plan before investing and regularly reviewing your financial goals and personal circumstances as they change. Throughout the episode, the focus remains on making informed investment decisions while maintaining biblical integrity and honoring God with the resources He has entrusted to you.

In today's show, Mark Minnella is joined by Elijah Kelley for Focus Friday and overtime, discussing national debt, citizen stewardship, market pullbacks, sector rotation, and the rise in millennial and Gen Z wealth. They explore financial education, mentoring younger generations, compounding, entrepreneurship, and using stewardship principles to manage money with purpose. Listener questions highlight income ETFs, dividends, crypto versus blockchain, GoodRx's BRI concerns, tax-loss harvesting, energy stock position sizing, Oklo, and finding value during market weakness. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will.

The U.S. government is doubling its debt buybacks as the national debt reaches a staggering $40 trillion. On today's show, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to explain what government debt buybacks are, how they work, and why the government is buying back debt. Mark, Seth, and Sam also discuss the growing national debt, government spending, the federal budget deficit, and the challenges of reducing America's debt. Later, Mark answers listener questions about whether the national debt can be brought under control. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

Is the September swoon upon us? Host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to examine the claim that September is historically a bad month for the markets and how investors should respond. For Winning Wednesday, the team celebrates the display of the Ten Commandments in Louisiana public schools. Later, Mark discusses his latest article in the Daily Caller, highlighting the decline of young men in the workforce and what it says about the state of American culture. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church. Visit reachourschools.com for more.

In this month's sector breakdown, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to take a closer look at the healthcare sector. The team explores how artificial intelligence is transforming healthcare and what these changes could mean for investors.  Later, they discuss a new survey showing that Gen Z is contributing "disproportionately" to the rise in entrepreneurship and what this trend may reveal about the next generation of American business owners. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

How do we plan for the future if Jesus could return at any moment? How should Christians think about saving, investing, and financial stewardship in light of Christ's return? Today, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to answer a listener's question about Christian investing and preparing for the future. Together, they explore how the return of Jesus should shape the way Christians think about wealth, investing, financial planning, and preparing for tomorrow while faithfully living for Christ today. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

In this episode of Stewardship Today, we examine why faithful stewards should set financial and investment goals while ultimately trusting God to direct their steps. The discussion explores how clear goals help determine the right investment approach, while understanding personal investment style and time horizons can help stewards make more disciplined decisions. We also examine the importance of investing with biblical integrity and avoiding emotional decisions driven by fear or market volatility. From retirement and college savings to giving, legacy, and other financial purposes, the conversation shows how knowing what you are working toward can help you develop a plan to faithfully manage the resources God has entrusted to you. Stewardship Today is presented by Financial Issues Stewardship Ministries. Want to go deeper? Join us for Financial Issues LIVE every weekday at 9:00am ET / 8:00am CT at www.financialIssues.org for biblical financial guidance, market insights, and practical stewardship resources. Or become a Financial Issues partner to gain access to a library of tools and resources that will help you become a biblically responsible investor. Check out Mark's book, The Wall Street Awakening   Please support our sponsors, each of whom we have personally vetted and believe in the work and mission of: Timothy Plan: a family of award-winning, faith-based mutual funds and ETFs screened for biblically responsible integrity. PreBorn!: a nonprofit pro-life ministry dedicated to saving babies and saving souls by offering free ultrasounds, support, and resources to Pregnancy Clinics. Crossroads Kids Club: a nonprofit ministry providing afterschool clubs in the public schools to connect children with the life-giving hope of the gospel and a local church body. Samaritan Ministries: providing a Biblical solution to health care by uniting and enabling members to provide for one another's medical needs.

It's Focus Friday, where listener calls and questions take center stage at the intersection of Christian finance, biblical stewardship, faith-based investing, and today's top current events. Today, Mark Minnella, Seth Udinski, and Sam Case examine AppLovin, a software stock down nearly 50% this year. Are warning lights flashing, or is this a buying opportunity? Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

What are the differences between public and private companies? Why do private companies go public in the first place? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss what motivates companies to go public. They also break down how shares are issued and how the number of shares affects stock value. Later, the team examines the latest inflation data and explains the difference between core and headline inflation. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

Afraid of making mistakes in your investment strategy? What do you do if you've already made one? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss one of the most common fears new investors face and how to overcome it. Later, for Winning Wednesday, Crossroads Kids Club CEO Matt Armstrong joins the show to celebrate the outstanding results of last month's giving campaign. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church. Visit reachourschools.com for more.

On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to break down the latest developments in gold and silver. Why hasn't the war with Iran driven up precious metals prices, and what does the future hold for gold and silver? Later, the team examines the state of oil and American energy as the nation's oil reserves hit decades-low levels. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join at financialissues.org! If you believe in and want to support the work of FISM, donate securely today at financialissues.org/donate. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

Earnings continue to come in hot for the second quarter. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to examine the latest earnings data and offer listeners practical tips for breaking down quarterly reports. Meanwhile, July's jobs report came in weaker than expected, but there's more to the story. The team breaks down the numbers and explains what they really say about the economy.  Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

In this episode of Stewardship Today, we examine debt through the lens of biblical stewardship, discussing why Scripture repeatedly warns against the dangers of borrowing. The conversation explores how debt can limit a steward's ability to faithfully manage God's resources, distinguish between different types of debt, and explain why avoiding unnecessary debt should be a long-term financial goal. It also introduces a practical framework for escaping debt by addressing its root causes, building a financial safety net, and developing a personalized plan for creating lasting financial stability. Throughout the episode, stewards are encouraged to pursue financial decisions that reflect wisdom, discipline, and faithfulness. Stewardship Today is presented by Financial Issues Stewardship Ministries. Want to go deeper? Join us for Financial Issues LIVE every weekday at 9:00am ET / 8:00am CT at www.financialIssues.org for biblical financial guidance, market insights, and practical stewardship resources. Or become a Financial Issues partner to gain access to a library of tools and resources that will help you become a biblically responsible investor. Check out Mark's book, The Wall Street Awakening   Please support our sponsors, each of whom we have personally vetted and believe in the work and mission of: Timothy Plan: a family of award-winning, faith-based mutual funds and ETFs screened for biblically responsible integrity. PreBorn!: a nonprofit pro-life ministry dedicated to saving babies and saving souls by offering free ultrasounds, support, and resources to Pregnancy Clinics. Crossroads Kids Club: a nonprofit ministry providing afterschool clubs in the public schools to connect children with the life-giving hope of the gospel and a local church body. Samaritan Ministries: providing a Biblical solution to health care by uniting and enabling members to provide for one another's medical needs.

A recent survey shows that investors are becoming more optimistic despite ongoing global tensions and persistent inflation. On today's episode, host Mark Minnella is joined by co-host Sam Case to discuss how investors are feeling about the current market environment. Later, they break down the latest jobs report and answer questions from Financial Issues partners. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

Are nuclear and space stocks poised to power up and soar, or should investors brace for crashes and meltdowns? On today's episode, host Mark Minnella is joined by co-host Sam Case to examine the state of nuclear and space stocks as investor interest in both sectors continues to grow. Later, Financial Issues agriculture reporter Craig Haugaard joins the show to discuss the latest developments in the Texas screwworm outbreak, how officials have responded so far, and the impact it has had on the cattle industry. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church.

Sometimes understanding why we do something is just as important as doing it. On today's episode, host Mark Minnella is joined by co-host Sam Case to discuss the importance of creating a Stewardship Constitution, a foundational document that helps guide how a Christian family manages its finances in a God-honoring way. Mark shares ideas for what this document should include and explains how families can incorporate it into their estate plans and wills to help preserve their biblical financial values for future generations. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Visit financialissues.org. If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

On today's episode, host Mark Minnella is joined by co-host Sam Case to continue their discussion on estate planning. Together, they explore the often-complicated world of reverse mortgages and consider whether they can ever be a wise financial option. Later, radio host and economist Kevin Freeman joins the show to discuss Texas' move to recognize gold as legal tender and what the future may hold for precious metals in the American economy. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church partners. Your generosity helps make this ministry possible. Visit reachourschools.com for more information and to see how you can make a difference today.

August is National Make-A-Will Month, an annual reminder to create or update your estate plan, protect your loved ones, and thoughtfully steward the resources God has entrusted to you. On today's episode, host Mark Minnella is joined by co-host Sam Case to discuss the importance of estate planning and how the process differs for Christians seeking to leave a legacy of faithful stewardship. Later in the program, Twila Brase of Citizens Council for Health Freedom joins the show to discuss Dr. Anthony Fauci's recent appearance before Congress and new revelations from his diary. Financial Issues has partnered with FreeWill to provide estate planning resources completely free of charge. Steward your legacy by visiting financialissues.org/will. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

In this episode of Stewardship Today, Mark Minnella and Seth Udinski explain why building an emergency savings fund, or the "moat around your castle," is a foundational step in faithful stewardship. They discuss how preparing for expected expenses and unexpected emergencies can help stewards avoid unnecessary debt, protect long-term investments, and make wiser financial decisions. Throughout the conversation, they emphasize that money is a tool entrusted by God and that wise preparation brings greater confidence and peace. Stewardship Today is presented by Financial Issues Stewardship Ministries. Want to go deeper? Join us for Financial Issues LIVE every weekday at 9:00am ET / 8:00am CT at www.financialIssues.org for biblical financial guidance, market insights, and practical stewardship resources. Or become a Financial Issues partner to gain access to a library of tools and resources that will help you become a biblically responsible investor. Check out Mark's book, The Wall Street Awakening   Please support our sponsors, each of whom we have personally vetted and believe in the work and mission of: Timothy Plan: a family of award-winning, faith-based mutual funds and ETFs screened for biblically responsible integrity. PreBorn!: a nonprofit pro-life ministry dedicated to saving babies and saving souls by offering free ultrasounds, support, and resources to Pregnancy Clinics. Crossroads Kids Club: a nonprofit ministry providing afterschool clubs in the public schools to connect children with the life-giving hope of the gospel and a local church body. Samaritan Ministries: providing a Biblical solution to health care by uniting and enabling members to provide for one another's medical needs.

On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss the latest GDP numbers, what they reveal about the state of the economy, and how they compare to previous data. Mark also explains how the media presents economic data in ways that can make conditions appear worse than they actually are. The team also breaks down the latest earnings reports from Apple and Amazon. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

Treasury Secretary Scott Bessent says the Trump administration has stopped $99 million in government payments from going to deceased individuals. But that's only the tip of the fraud iceberg. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss the Trump administration's latest efforts to crack down on government fraud and whether those efforts go far enough. Later, Mark reacts to the Federal Reserve's latest interest rate decision and shares his latest analysis of Federal Reserve Chairman Kevin Warsh. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

It's a major week for the markets, with key quarterly earnings reports set to help shape the outlook for the rest of the year, alongside the Federal Reserve's latest interest rate decision. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss what they'll be watching in the latest round of corporate earnings and what those reports could signal about the current state—and future direction—of the stock market. Later, Crossroads Kids Club board member Nate Frank joins the show to share how the ministry has transformed lives over the years and the lasting impact it continues to have on children and families. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church partners. Your generosity helps make this ministry possible. Visit reachourschools.com for more information and to see how you can make a difference today.

Should you ALLOW your children to receive an allowance? Or could that allowance ALLOW entitlement to take root. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss whether giving kids an allowance is a wise idea. If parents choose to give one, what are the best strategies for using it to teach discipline, a strong work ethic, and faithful stewardship instead of encouraging laziness and entitlement? At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

Continuing last week's discussion on the importance of a mid-year financial checkup, the team turns to everyone's favorite planning topic—taxes. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss practical year-end tax planning strategies, including maximizing charitable giving, setting aside a portion of investment gains for taxes, and taking proactive steps before the end of the year. Later, Stefan Padfield of The Heritage Foundation joins the show to break down his latest article in The Daily Signal on "corporate red flags." He explains what these warning signs are, why they matter, and how investors can identify them when evaluating companies. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church partners. Your generosity helps make this ministry possible. Visit reachourschools.com for more information and to see how you can make a difference today.

In today's episode, Mark Minnella and Seth Udinski explore the Christian view of money and stewardship by contrasting the world's approach to finances with God's design for managing His resources. They examine the biblical principles that should shape every financial decision and explain why faithful stewardship requires both practical financial wisdom and unwavering commitment to God's truth. Throughout the conversation, they encourage believers to view money not as a possession to accumulate, but as a resource entrusted to them for God's purposes. Stewardship Today is presented by Financial Issues Stewardship Ministries. Want to go deeper? Join us for Financial Issues LIVE every weekday at 9:00am ET / 8:00am CT at www.financialIssues.org for biblical financial guidance, market insights, and practical stewardship resources. Or become a Financial Issues partner to gain access to a library of tools and resources that will help you become a biblically responsible investor. Check out Mark's book, The Wall Street Awakening   Please support our sponsors, each of whom we have personally vetted and believe in the work and mission of: Timothy Plan: a family of award-winning, faith-based mutual funds and ETFs screened for biblically responsible integrity. PreBorn!: a nonprofit pro-life ministry dedicated to saving babies and saving souls by offering free ultrasounds, support, and resources to Pregnancy Clinics. Crossroads Kids Club: a nonprofit ministry providing afterschool clubs in the public schools to connect children with the life-giving hope of the gospel and a local church body. Samaritan Ministries: providing a Biblical solution to health care by uniting and enabling members to provide for one another's medical needs.

We check in on our health with doctor visits and on our cars with periodic inspections, but what about our finances? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case for a mid-year financial checkup. They discuss the most important aspects of a mid-year financial review, including what to evaluate now and how to plan for the rest of the year. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Samaritan Ministries. Discover a Biblical solution to health care that empowers believers to care for each other's medical bills. Visit samaritanministries.org for more.

Is investing a rich man's game? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss a new survey showing that many Americans believe the stock market is only for the wealthy and that they'd be better off gambling than investing. Mark breaks down what's behind this way of thinking, where it goes wrong, and how Christian stewards should think about investing. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church partners. Your generosity helps make this ministry possible. Visit reachourschools.com for more information and to see how you can make a difference today.

What does recent stock market volatility reveal about the market's underlying strength? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss the latest market swings, the major indexes, and the stock market's surprising resilience despite political uncertainty and global tensions. Later, Mark answers listener questions about portfolio diversification, sector allocation, and avoiding unnecessary overlap in your investments. At Financial Issues, we're in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit FinancialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/fism

What is the best way to build long-term wealth as a teenager? On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to discuss the benefits of opening a Roth IRA for teenagers and how young Americans can take advantage of their long-term investment horizon. Later in the episode, Mark answers listener questions about investing on behalf of newborns and explains the options available to parents and grandparents. At Financial Issues we are in the middle of our Crossroads Kids Club Back-to-School Giving Campaign. Visit financialIssues.org and click the banner to help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Timothy Plan. Learn how you can invest in a God-honoring way through biblically responsible ETFs, mutual funds, and retirement plans. Visit Timothyplan.com for more.

One of President Donald Trump's most important speeches of the year was largely ignored by most mainstream media networks last week. On today's episode, host Mark Minnella is joined by co-hosts Seth Udinski and Sam Case to examine President Trump's bombshell claims of Chinese interference in the 2020 election and discuss what they believe the appropriate response should be. Later in the program, Matt Armstrong, CEO of Crossroads Kids Club, joins the show to launch Crossroads' Back-to-School Giving Campaign and share their mission to establish Gospel-centered clubs in public schools for life. Visit FinancialIssues.org and click the banner to support the mission and help bring the message of Jesus to students in public schools. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here! If you believe in and want to support the work of FISM, donate securely today. Today's show is sponsored by Crossroads Kids Club. Discover how you can support children, families, and churches with a no-cost club structure, curriculum, training, and coaching for local church partners. Your generosity helps make this ministry possible. Visit reachourschools.com for more information and to see how you can make a difference today.