Financial Revelations

Welcome to Financial Revelations – Sin of Retirement™ with David Szafranski! If you or your church are interested in serving on a future mission trip to the Amazon, visit www.nativosusa.org to learn more about opportunities to help provide clean water, build churches, and share the Gospel with remote communities. David is also available to speak to churches, businesses, and organizations on topics including leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact [email protected]. David's book, The Sin of Retirement™, is available at www.sinofretirement.com, where you can also find official merchandise. The book is also available on Amazon and as an audiobook on Audible. In This Week's Financial Update David discusses the ongoing conflict involving Iran and why investors should remain patient rather than overly optimistic about a quick resolution. He shares his perspective on how geopolitical uncertainty continues to influence oil prices and explains why elevated energy costs have coincided with depressed stock prices. David also comments on recent actions by the Houthi rebels and what those events could mean for global markets. Listener Questions This week, David answers several questions submitted by listeners, including: What happened to the radio show you were on? What are your thoughts on the Trump Account for kids? Is artificial intelligence going to replace—or even threaten—us? What do you think about SpaceX as a company and investment? Have a financial question or would you like David and the team to review your portfolio? Email [email protected]. Follow David on X (formerly Twitter): @skibucks1 To learn more about the Amazon well drilling project or support the mission, visit: https://nativosusa.org You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – Sin of Retirement™ with David Szafranski!

Welcome to Financial Revelations – Sin of Retirement™ with David Szafranski Discover David Szafranski's book, The Sin of Retirement™, and browse official merchandise at www.sinofretirement.com. The book is available in paperback through Amazon and as an audiobook on Audible. The Sin of Retirement™ challenges the traditional view of retirement and encourages readers to live a life of purpose, stewardship, and lasting impact. If you would like David to speak at your church or organization about retirement, money management, or biblical stewardship, please contact [email protected] for more information. Our next Nativos mission trip to the Amazon is scheduled for April 2, 2027, and the trip is already full! If you would like to support the mission, please visit www.nativosusa.org. If you or your church would like more information about organizing a future mission trip, email [email protected]. In This Week's Financial Update David discusses the latest developments in the Middle East, noting that while military activity involving Iran continues, the oil markets have remained relatively stable. Instead of reacting to geopolitical headlines, the markets have been focused primarily on corporate earnings. David also shares his thoughts on SpaceX following its IPO. Although the stock is currently trading below its IPO price, he remains optimistic about the company's long-term outlook and continues to view it as an attractive opportunity for growth-oriented investors. As always, speak with your financial advisor to determine whether an investment is appropriate for your individual situation. Viewer Questions This Week David answers several questions submitted by listeners, including: Leasing versus buying a vehicle Electric vehicles (EV) versus internal combustion engine (ICE) vehicles Roth IRA versus Traditional IRA The Trump Account for children—and why David believes it's an absolute yes Trump Account versus a 529 college savings plan If you would like David and the team to review your portfolio or answer your financial questions, please contact [email protected]. Thank you for listening to Financial Revelations – Sin of Retirement™ with David Szafranski!    

Welcome to Financial Revelations–Sin of Retirement™ with David Szafranski 🎉 Book Giveaway! 🎉 We're giving away five autographed copies of David Szafranski's book, The Sin of Retirement! The first five people to email [email protected] will receive a signed copy. David is also hard at work on a companion workbook and mobile app designed to complement The Sin of Retirementand help readers put its principles into action. Stay tuned for more updates! 📘 Learn more or purchase merchandise: www.sinofretirement.com 📖 Get the book on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 If you're interested in supporting mission work in the Amazon, or would like to learn more about participating in a future mission trip, visit www.nativosusa.org. Opportunities include drilling fresh water wells, helping build churches, and sharing the Gospel with remote communities. For additional information, email [email protected]. In today's episode, David revisits one of his earlier predictions as tensions with Iran have resurfaced. He shares why he believes the current situation may have a more limited impact on the markets than many expect, pointing to available oil supplies, the nature of the conflict, and the potential political implications heading into the midterm elections. David also discusses what he views as modern forms of socialism and communism in the United States, explaining why he believes these ideas are rooted in envy and contrasting them with the principles of free-market capitalism. Thank you for your continued support of Financial Revelations–Sin of Retirement™. If you would like David and the team to review your portfolio or answer your financial questions, please email or call us for more information.    

Happy 4th of July  Welcome to Financial Revelations with David Szafranski! As we celebrate Independence Day weekend, David has two simple reminders: be safe with fireworks and take a moment to appreciate how blessed we are to live in the United States. It's a great time to reflect on the freedoms and opportunities we enjoy while spending time with family and friends. In this episode, David discusses the latest economic news. The recent jobs report came in a little weaker than expected, easing concerns about any potential interest rate hikes. He also shares encouraging news that fuel prices are continuing to trend downward. From all of us at Financial Revelations, we hope you have a safe, enjoyable, and memorable Fourth of July weekend! A special thank you goes out to Howard and Judy for their generous support of Nativos and the Amazon boat fuel ministry. Your partnership is making a real difference in reaching communities throughout the Amazon. If you would like David and the team to review your portfolio, email [email protected] for more information. We're also continuing to support mission work throughout the Amazon. To learn more or make a contribution, please visit www.nativosusa.org. David is the author of The Sin of Retirement, which explores how traditional retirement thinking may be preventing people from achieving true financial freedom and purpose. The book is available in paperback, ebook, and audiobook formats. 📘 Learn more or purchase merchandise: www.sinofretirement.com 📖 Get the book on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 Thank you for listening, and have a safe and Happy Fourth of July!  

Welcome to Financial Revelations with David Szafranski! It's been an exciting 10 days in the markets. SpaceX finally went public, generating significant excitement among investors. After an initial surge in price, the stock leveled off, reminding investors of an important principle David often emphasizes: think long term. Successful investing is built on patience, discipline, and maintaining a long-term perspective. In other news, we remember the life and legacy of Alan Greenspan, who passed away at the age of 100. Greenspan served as Chairman of the Federal Reserve from 1987 to 2006 and played a significant role in shaping monetary policy during a period of tremendous economic growth and change. David reflects on Greenspan's reputation as a solid economist who generally favored limited intervention and avoided political entanglements. If you would like David and the team to review your portfolio, email [email protected] for more information. We're also continuing to support mission work throughout the Amazon. To learn more about Nativos or contribute to their efforts, please visit www.nativosusa.org. We are currently seeking partners interested in helping provide ongoing monthly fuel donations to support mission activities and outreach in remote areas of the Amazon. David is the author of The Sin of Retirement, which explores how traditional retirement thinking may be preventing people from achieving true financial freedom and purpose. The book is available in paperback, ebook, and audiobook formats. 📘 Learn more or purchase merchandise: www.sinofretirement.com 📖 Get the book on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 Thank you for listening to Financial Revelations with David Szafranski!    

Welcome to Financial Revelations with David Szafranski! If you would like David and the team to review your portfolio, email [email protected] for more information. We're also continuing to support mission work throughout the Amazon. To learn more or contribute, please visit www.nativosusa.org. David is the author of The Sin of Retirement, which explores how traditional retirement thinking may be preventing people from achieving true financial freedom and purpose. The book is available in paperback, ebook, and audiobook formats. 📘 Learn more or purchase merchandise: www.sinofretirement.com 📖 Get the book on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 In this episode, David shares his thoughts on the first Federal Reserve meeting under new Chairman Kevin Warsh. While there was no interest rate change—as expected—David discusses why he believes Chairman Warsh represents a meaningful shift in direction for the Federal Reserve. Among the topics discussed are the role of money supply in inflation and the concept of a "terror premium"—the additional cost often built into oil prices when production is affected by conflict or instability in key regions around the world. 🎉 Contest Time! 🎉 We need a funny nickname for the new Fed Chairman! Send your best suggestion to [email protected] for a chance to win a copy of The Sin of Retirement and an official hat. Stay Connected Have financial questions? 📧 Email: [email protected] 🐦 Follow David on X (Twitter): @skibucks1 Thank you for listening to Financial Revelations with David Szafranski!

Welcome to Financial Revelations with David Szafranski! Before we dive into today's discussion, we want to extend a sincere thank you to everyone who contributed to the Nativos boat fund. Thanks to the incredible generosity of our supporters, we reached our fundraising goal in just two days! Your support will help further important mission work throughout the Amazon region. If you would still like to contribute to Nativos or the organizations they support, please visit www.nativosusa.org. In this episode, David shares his thoughts on the incoming Federal Reserve Chair and what that leadership transition could mean for the economy and financial markets. While many investors are watching closely for policy changes, David explains why he believes the first Federal Reserve meeting under the new chair is unlikely to result in an interest rate adjustment. David also discusses an important principle for success in business and life: surrounding yourself with the right people. He identifies three key groups everyone should have in their corner: People you can learn from People you can learn with People you can teach Each group serves a unique purpose in helping individuals grow professionally, expand their knowledge, and develop leadership skills. The conversation then turns toward broader economic and societal issues. David explores what he sees as potential challenges to capitalism, including topics such as climate change initiatives and DEI (Diversity, Equity, and Inclusion) programs. This episode serves as an introduction to a larger discussion, with future episodes planned to examine additional viewpoints, concerns, and economic trends in greater detail. David is also the author of The Sin of Retirement, a thought-provoking book that challenges conventional retirement wisdom and encourages readers to pursue greater financial freedom, purpose, and fulfillment throughout their lives. The book is available in paperback, ebook, and audiobook formats. Learn More Visit www.sinofretirement.com to learn more about the book, explore resources, and purchase official merchandise. Purchase The Sin of Retirement on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 Have a financial question for David? Email: [email protected] Follow David on Twitter: @skibucks1 Support the Amazon Well Drilling Project To learn more about the Amazon well drilling initiative and other mission projects, visit: https://nativosusa.org

Welcome to Financial Revelations with David Szafranski If you would like David to review your portfolio or if you have general financial questions, we invite you to contact our office. We also want to share an important update regarding our mission work in the Brazilian Amazon. The boat we use to travel the Amazon River and reach indigenous communities is currently in need of repair. This boat is essential to the work being done, helping us deliver resources and continue ministry efforts in remote areas. If you would like to support this mission and help us get the boat repaired, please consider donating here: https://www.paypal.com/donate?campaign_id=7J7MJL6C7PKA4 Encouraging Signs in the Market There is a lot of green on the market screen today, and investors are responding positively to rumors of a proposed peace agreement with Iran. We are hopeful this news proves true. The latest inflation report came in at 3.8%, which remains higher than where it needs to be. Inflation at this level continues to put pressure on consumers, businesses, and overall economic growth. David explains that a peace agreement and the reopening of the Strait of Hormuz could have major economic benefits, including: Lower oil prices Reduced inflationary pressure Increased economic growth Higher wage potential for workers Energy remains one of the most important drivers of inflation and economic momentum, so developments in this region will continue to matter greatly. While uncertainty remains, positive movement toward peace could create meaningful opportunity for both the economy and the markets. Stay focused. Stay disciplined. Stay growth oriented. Contact Us Email financial questions: [email protected] Follow on X: @skibucks1 For more information on the Amazon well project, visit: https://nativosusa.org https://www.gofundme.com Search: David Szafranski

Welcome to Financial Revelations with David Szafranski! If you are interested in a financial review, please contact us: 📞 800.344.2534 David's book The Sin of Retirement is available at: 🌎 sinofretirement.com 📘 Amazon (paperback, ebook, and audiobook available) If you would like to learn more about our work helping indigenous communities in the Brazilian Amazon: 🌎 www.nativosusa.org Today David discusses the Federal Reserve and the changing economic landscape. Chair Powell is out, and the new Fed Chair is expected to be Kevin Warsh. David believes Powell struggled with one of the Fed's key responsibilities: maintaining price stability. Interest rates have started rising due to tensions involving Iran and instability in the Middle East. While some countries are reportedly willing to negotiate, there are still major questions: Who is actually in charge? Who is negotiating? What happens next? David also says to keep a close eye on the bond market. If the 10-year Treasury reaches and sustains 5%, it could create significant pressure on the markets. Stay focused. Stay disciplined. Stay growth oriented. 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1 🌎 Learn more about the Amazon well project: https://nativosusa.org https://www.gofundme.com Search: David Szafranski

Welcome to Financial Revelations with David Szafranski! Check out David's book The Sin of Retirement — available at www.sinofretirement.com and on Amazon (audiobook also available). Today, David talks about managing debt: Don't buy a car you don't need Don't take on unnecessary expenses Limit credit card debt — pay it off monthly or have a plan Create and stick to a budget — know your numbers David also connects what's happening in the markets with politics and inflation. His perspective: inflation isn't driven by consumers or producers alone, but by government overspending and restricted supply—like what we're seeing with Iran. The longer the crisis continues, the longer gas and oil prices may stay elevated. If tensions ease or Iran stabilizes, David believes: Markets could continue to rise Oil and gas prices could come down Stay focused. Stay disciplined. Stay growth oriented Email financial questions: [email protected] or [email protected] Follow on X: @skibucks1 Learn more about the Amazon well project: https://nativosusa.org https://www.gofundme.com Search: David Szafranski  

Welcome to Financial Revelations with David Szafranski! We're currently helping to build a church in the Amazon. If you'd like to support the mission or learn more: 🌎 www.nativosusa.org Global Update The situation with Iran continues to unfold. With reports that Middle Eastern countries are opening their airspace to the U.S., the question is: Are we preparing for more military action—or moving toward peace? David raises an important point: Who is really in control—Iran's parliament or the IRGC? And ultimately, can peace be achieved? Market Perspective Markets have been trading near highs, while oil and gas prices are slowly coming down. David's message remains consistent: Stay the course. Stay invested. Think long-term. We are growth-oriented investors. Culture & Economics David also discusses a growing trend—kids coming home from college with new economic viewpoints. He breaks down: The differences between capitalism and socialism Why understanding both systems matters How to think critically about economic ideas 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1 🌎 Learn more about the Amazon well project: https://nativosusa.org  

Welcome to Financial Revelations with David Szafranski. We're gearing up for our next Amazon mission trip in April 2027. If you're interested in going or supporting the trip, visit: 🌎 www.nativosusa.org David breaks down the current global situation, noting that Iran appears to be in a fractured state, with multiple groups competing for power. While their military has been weakened, tensions remain and the situation is still evolving. David's outlook: "In the next 17 days, we should have some closure" Market Perspective Markets remain high and global commerce is still moving, but there are pressures: Inflation remains elevated Gas prices are high Despite this, David's message is clear: Stay confident. Keep investing. Have a plan—and stick to it. This is about long-term, growth-oriented investing. 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1 🌎 Learn more about the Amazon well drill: https://nativosusa.org  

Welcome to Financial Revelations with David Szafranski There's a lot to talk about this week—and for the first time in a while, the tone is optimistic. David believes we may be seeing the end of the current conflict. If that's the case, the focus now shifts to what comes next—understanding where Iran allocates its resources and how future risks could be managed, including potential targeting of missile infrastructure if tensions rise again. Despite all the unrest, the market has shown surprising strength. In fact, the S&P 500 reached a record high this week—a sign that investors may already be pricing in stability ahead. Market Outlook If this truly marks the end of the conflict, David sees significant upside: Markets could rise 15–20% by year-end Oil prices could fall below $70 per barrel The combination of easing geopolitical tension and strong market momentum could create a powerful environment for growth. The Federal Reserve & Policy Outlook Attention is also turning to the Federal Reserve. David has been critical of Chair Jerome Powell, noting that the Fed has two primary responsibilities: Price stability Full employment In David's view, the Fed has struggled to maintain price stability in recent years. With one meeting potentially remaining before leadership changes, the direction of monetary policy will be something to watch closely. Amazon Mission Trip – April 2027 Looking ahead, we're planning our next mission trip to the Amazon: 📅 April 2, 2027 If you're interested in joining the trip—or supporting through prayer and giving—please visit: 👉 www.nativosusa.org Stay Connected 📧 Email financial questions: [email protected] 🐦 Follow on X (Twitter): @skibucks1 Thank you for being part of Financial Revelations—where we stay focused on opportunity, even in times of uncertainty.  

Welcome to Financial Revelations with David Szafranski Good morning and welcome back to Financial Revelations with David Szafranski—where we break down markets, global events, and practical financial strategies. If you would like to meet with David, talk through your financial situation, or have your portfolio reviewed, contact our office and we'll send you a Fact Finder to get started. If you'd like to support our next mission well drill, please visit: 👉 www.nativosusa.org Markets React to Middle East Developments Hostility has paused—and the markets responded. With a peace deal in the Middle East, we saw markets rise and optimism return. The big question now is: will the ceasefire last? David's view is cautious. While the short-term reaction has been positive—with oil prices falling and markets rebounding—there's still uncertainty about how long this stability will hold. Why the Strait of Hormuz Matters A key issue remains the Strait of Hormuz, one of the most critical oil transit routes in the world. Keeping it open is essential for: Stable energy prices Reliable global trade Continued economic growth At the same time, there's increasing importance in developing alternative routes, such as pipelines, to reduce dependence on any single chokepoint. Inflation Update The latest inflation report came in weaker than expected. There was a temporary—or "transitory"—increase tied to the recent conflict. These kinds of bumps are something investors need to be prepared for during periods of geopolitical tension. David believes leadership is aware of these pressures and watching closely as policy decisions evolve. 🎁 Free Giveaway Want some Financial Revelations gear? 📧 Email [email protected] with: "BUY THE CHAOS!" Stay Connected 📧 Send financial questions to: [email protected] 🐦 Follow on X (Twitter): @skibucks1 Support the Mission To learn more or support the Amazon well drill project: 👉 https://nativosusa.org Thank you for being part of Financial Revelations—where we stay focused, prepared, and ready to find opportunity in every market.  

Welcome to Financial Revelations with David Szafranski We're back from the Amazon—and what an incredible trip it was. From the work on the ground to the relationships built, it was a powerful experience all around. And we're not stopping there. We're already planning next year's mission trip, focused on building a well to bring clean water to local communities. 📅 March 3–14, 2027 If you're interested in supporting the mission or getting involved, visit: 👉 www.nativosusa.org Markets, Energy, and Global Focus This week, President Donald Trump addressed the nation. While there wasn't much new information, the markets initially pulled back overnight before rebounding quickly. David would like to see more consistent and formal press conferences moving forward, as clarity and communication are key drivers of market confidence. A major point of focus right now is the Strait of Hormuz—one of the most critical energy shipping routes in the world. David's perspective is clear: A growing economy depends on stable and affordable energy It's not just oil and gas—helium, used in microchip production, is also a critical resource Global trade relies on keeping key routes open Ensuring the Strait remains open is essential for maintaining economic momentum and preventing supply disruptions. Political Developments With Pam Bondi stepping down as Attorney General, attention now turns to who might step into the role next. David has expressed interest in Lee Zeldin, noting he believes Zeldin would strongly defend the President's agenda. 🎁 Free Shirt Giveaway Want some Financial Revelations gear? 📧 Email [email protected] with the subject line: "Open the Straits of Hormuz" Stay Connected 📧 Send financial questions to: [email protected] 🐦 Follow on X (Twitter): @skibucks1 📘 The Sin of Retirement Don't forget to check out David's book, The Sin of Retirement, where he challenges traditional thinking around retirement and wealth. 👉 www.sinofretirement.com 👉 Available now on Amazon Thank you for being part of Financial Revelations—where we stay focused on opportunity, even in uncertain times.    

🌎 Amazon Mission Trip Edition | Financial Revelations with David Szafranski Welcome to Financial Revelations with David Szafranski! After months of planning and prayer, we've officially made it to Brazil for our Amazon Mission Trip. On this trip, we're helping build sewage trenches and floors for a schoolhouse that will serve indigenous communities for years to come. 🎙 Special Guest: Samantha Pearson Joining us on this episode is Samantha Pearson, a journalist based in São Paulo and correspondent for the The Wall Street Journal. We talk with Samantha about her experience on the mission trip and what she's seeing across South America politically and economically. According to Samantha, there are three major drivers behind the political shifts happening across the region: Crime & Cartels – Growing frustration with crime and cartel influence Migration – Nearly a quarter of Venezuela's population has left, creating pressure and unrest Economic Struggles – Lack of production and a growing desire for opportunity With elections coming up in Brazil, the big question is: Will a new conservative leader emerge? 🙏 Special Thanks A huge thank you to Samantha, and also to Melissa Martins, who played a major role in planning the trip, helping lead the projects, and serving as an interpreter—bridging the language gap and making meaningful connection possible. 📈 Markets & Mindset David also shares a quick update on global tensions, including Iran, and reminds listeners of a core principle: Buy the chaos. Even during uncertainty, opportunity is still there for disciplined investors. 🌎 Get Involved If you'd like to support the mission or learn more: 👉 www.nativosusa.org 📩 Stay Connected 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1

Welcome to Financial Revelations with David Szafranski Welcome back to Financial Revelations with David Szafranski, where we talk markets, global events, and financial strategies that help you build long-term wealth. David is the author of The Sin of Retirement, which explores how traditional retirement thinking may be holding people back from building true financial freedom. The book is available in paperback, ebook, and audiobook. 📘 Learn more or purchase merchandise: www.sinofretirement.com 📖 Get the book on Amazon: https://www.amazon.com/dp/B0FPBQ1TQ2 Supporting the Amazon Mission We are also preparing for our upcoming trip to the Amazon Rainforest. If you would like to support the mission and help bring resources to communities in need, please visit: 🌎 www.nativosusa.org Your support helps make these trips possible. Upcoming Podcast Guest We will soon be recording a podcast with Samantha Pearson from the The Wall Street Journal, where we'll discuss politics and economic developments across South America. Global Events and the Markets One of the big questions right now is whether the current situation in the Middle East will turn into a broader war or remain a limited military action. David has expressed support for the United States' efforts in the region and believes the key issue for global markets is energy. The Strait of Hormuz is one of the most important oil shipping routes in the world. The U.S. is positioning aircraft carriers to help keep the route open. If the strait remains open and oil continues to flow, energy prices could stabilize and markets may rebound quickly. The big question is whether this becomes a prolonged regional conflict—or whether it resolves in the coming weeks. Stay Connected Have financial questions? 📧 Email: [email protected] 🐦 Follow David on X (Twitter): @skibucks1

Welcome to Financial Revelations with David Szafranski! 📘 Check out my book The Sin of Retirement — available at sinofretirement.com and on Amazon. Merchandise is also available on the website. This week we originally planned to go deep into stepped-up basis, but with war breaking out over the weekend, there are bigger immediate issues to discuss. What Is Stepped-Up Basis? Stepped-up basis is a tax provision that resets the value of an inherited asset — like stocks, real estate, or a business — to its fair market value at the time of the original owner's death. That means heirs may avoid paying capital gains taxes on appreciation that happened during the original owner's lifetime. It's a powerful strategy for building and transferring generational wealth. We'll cover this in much more detail in the next episode. Global Events & Market Impact Several major global developments are shaping the markets right now: Rising tensions in the Middle East Shifts in leadership and power in South America Ongoing positioning from Russia Strategic moves from China Britain losing out on financial gain David believes these events are connected and will impact energy, alliances, and global markets in the near term. David's Predictions Major military fighting could wind down within 4–6 weeks Energy prices may be 20% lower within two months March could be positive for the stock market Long term outlook for America remains strong Have financial questions? 📧 Email: [email protected] 🐦 Follow on X: @skibucks1 🌎 For more information on the Amazon well drill and mission work: https://nativosusa.org https://www.gofundme.com Search: David Szafranski

Welcome back to Financial Revelations with David Szafranski—where we break down markets, policy, and long-term wealth strategy with clarity and conviction. This week, we're tackling some of the most important questions in finance right now. Why Is the Market Getting Beat Up? Investors are asking: What changed structurally in the market? According to David — nothing. There has been no major structural shift. Tax policy remains positive. Corporate fundamentals haven't suddenly collapsed. What we're seeing is more about sentiment than substance. Some investors may simply be tiring of the AI trade after a strong run. But David's perspective is clear: In times of uncertainty — buy the chaos. Volatility creates opportunity. When markets swing, disciplined investors stay growth-oriented instead of reacting emotionally. What's Happening With Tariffs? Last Friday, the Supreme Court of the United States ruled that President Donald Trump overstepped in his recent tariff action. President Trump has stated he will follow the law, and the administration is now looking at other legal mechanisms to implement tariffs if necessary. Policy headlines can move markets quickly, but David reminds listeners: political noise often creates short-term volatility — not long-term destruction. Economists Worth Listening To If you want to understand markets and economic philosophy more deeply, David recommends studying: Milton Friedman Thomas Sowell Both economists emphasize free markets, limited government intervention, and the power of capitalism to lift people out of poverty. Partner With the Mission If you would like to become a partner and support our mission trips, visit: 👉 www.nativosusa.org Learn how you can help make a real impact. Special Offer Want some Financial Revelations gear? Email Kory with the subject line: "I want a hat" Stay Connected 📧 Email financial questions: [email protected] 🐦 Follow on X (Twitter): @skibucks1

Welcome to Financial Revelations with David Szafranski. If you'd like us to review and evaluate your portfolio, contact our office today. You don't have to be a client for us to have a conversation—we're happy to take a look and offer insight. Our Amazon mission trips in March and May are full, but you can still be part of the mission. Visit www.nativosusa.org to learn how to get involved. On these trips, we'll be building a church and bringing both a dentist and a doctor to serve the community. Last week was a rough one for the markets, with headlines suggesting the AI trade is cooling off. David disagrees. He believes the AI and chip trade is just getting started. Demand for chips remains strong, and supply continues to lag behind. In his view, this is long-term growth—not a short-term fade. When markets get hit, you buy the chaos. Don't get shaken out by volatility. Stay growth-oriented. Want a surprise? Email [email protected] with the subject line: "I want the surprise" for your chance to receive a shirt. In the next podcast, David will break down Stepped-Up Basis—what it is, how to get it, where it applies, and how to implement a strategy that helps you pass more wealth on to the next generation. 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1 🌎 Learn more about the Amazon well drill and mission work: https://nativosusa.org      

Welcome to Financial Revelations with David Szafranski. In this episode, David discusses the upcoming mission trip to Brazil and how listeners can support the work by donating at nativosusa.org. David also breaks down the current market environment, explaining why inflation is moving in the right direction—and why it's much easier to drop from 9% to 4% than it is to push inflation lower without slipping into deflation, something currently affecting China and seen in Japan for decades. He shares his outlook on interest rates, noting that while there may not be a rate change this month, the incoming Fed chair is expected to begin cutting rates. The conversation wraps with insights on Minnesota politics and how political news impacts markets, reinforcing David's long-held principle: buy on bad news. 📧 Email financial questions: [email protected] 🐦 Follow on X: @skibucks1 🌎 Support the Amazon well-drilling project: https://nativosusa.org https://www.gofundme.com Search: David Szafranski

  Welcome to Financial Revelations with David Szafranski. In this episode, David breaks down the major global forces currently impacting the markets, including Venezuela, Greenland, and tariffs. The conversation highlights the growing right-wing shift in South America, with David emphasizing that capitalism remains the only system proven to lift people out of poverty. Greenland remains a mystery, with signs that more may be happening behind the scenes. Meanwhile, upcoming Supreme Court decisions on tariffs could have near-term market implications. David shares what he knows for sure: when energy is cheap, economies expand. With markets taking a slight hit, he believes this may be a buying opportunity. While the March mission trip is now full, listeners can still support the work—or learn about future mission opportunities—by visiting nativosusa.org. Listeners can email financial questions to [email protected], follow David on X at @skibucks1, support the Amazon well-drilling project at nativosusa.org or GoFundMe, and find David's book, The Sin of Retirement, on Amazon or SinOfRetirement.com.

Welcome to Financial Revelations with David Szafranski Welcome back to Financial Revelations with David Szafranski—the show where we talk about money, markets, faith, and real-world financial wisdom you can actually use. If you haven't already, be sure to check out David's book, The Sin of Retirement, available now on Amazon.com and at SinOfRetirement.com. You can get it in paperback, ebook, or audiobook, so however you like to learn, there's an option for you. Amazon Mission Trip – March We're also excited to share that we're heading out on an Amazon mission trip this March. This trip is focused on making a real impact, including clean water initiatives like Amazon well drilling. If you'd like to support the mission, please visit: 👉 nativosusa.org 👉 GoFundMe.com (search David Szafranski) Every bit of support helps bring hope and resources to communities that truly need it. A Big Start to the New Year What a way to start the new year. President Trump, along with the U.S. military, entered Venezuela and arrested President Nicolas Maduro and his wife. So far, this news has had a positive impact on the markets. Venezuela was once a very wealthy nation—before communism and collectivism took hold. Now we'll have to wait and see what happens next. There is a tremendous amount of leverage on the table, and it appears the Vice President may be willing to come to the negotiating table. Market Outlook: Why David Is Optimistic David believes this is shaping up to be a great year, and here's why: Lower interest rates Higher corporate profit margins AI continues to boom Consumers are still spending Despite the noise, there are strong fundamentals underneath the economy that point toward continued opportunity. Simple Financial Wisdom That Still Works David always comes back to the basics—and they matter now more than ever. Run a budget. Pay your bills Invest consistently Save regularly Pay off your credit cards every month Do not run up debt These habits may not sound flashy, but they build real financial freedom over time. Stay Connected Have financial questions? 📧 Email: [email protected] Follow David on X (Twitter): 🐦 @skibucks1 For more information on the Amazon well drill project, visit: 👉 https://nativosusa.org 👉 https://www.gofundme.com And don't forget to search: David Szafranski for more content, updates, and insights.

🎁 Holiday Giveaway The first 5 people to email [email protected] with the subject line "I want to grow wages!" will receive a tchotchke from the Sin of Retirement merchandise catalog. 💬 This Episode's Key Topics Affordability is everywhere—but not all prices should fall 🏠 Prices we don't want going down: Housing ⚡🥦 Prices we do want coming down: Energy and groceries How do we get there? Continued reductions in energy costs Strong income growth driven by rising productivity Federal Reserve Outlook A new Fed Chair is expected to be announced in the coming weeks David believes Chair Powell may have one more rate cut left Even if not, David expects the next Chair to lower rates 🎄 From David Wishing you and your family a very Merry Christmas and a prosperous New Year! 📩 Have a financial question? Email: [email protected] 🐦 Follow David on X (Twitter): @skibucks1 🌍 Learn more about the Amazon well drill project: https://nativosusa.org https://www.gofundme.com (Search: David Szafranski)

Financial Revelations with David Szafranski – Latest Episode Welcome to another episode of Financial Revelations with David Szafranski! We've got giveaways, mission updates, market commentary, and David's outlook for the year ahead. 🎉 Merch Giveaway! We're giving away more Financial Revelations merch! To enter, email: [email protected] With the subject line: 👉 "Chair Foul, I want lower rates!" Winners will be selected from the early responses—good luck! 🌍 Mission Trip Update Our March mission trip to the Amazon is officially full, but the work continues year-round. To support ongoing projects, visit: 🌐 nativosusa.org Your help makes a meaningful impact. 📉 Federal Reserve Update During the most recent Federal Reserve press conference, Chair Powell lowered rates by a quarter point. David—who jokingly refers to him as "Chair Foul"—shared several observations about the current environment: The housing market has slowed due to high interest rates, low supply, and strong demand. Chair Powell commented that tariffs are not inflationary and acknowledged what he called a vibrant economyunder the Trump administration. David believes the U.S. could use tariff revenue to help pay down national debt and support farmers. (These reflect David's analysis and commentary.) 📈 Looking Ahead to 2026 David sees 2026 as a risk-on, growth-oriented year. His message: be confident and unafraid to participate in investments as opportunities arise. 📬 Send Your Financial Questions Have something you want David to address? Email: [email protected] 🐦 Follow David on X (Twitter) @skibucks1 🌍 Support the Amazon Well Drill Project More information and donation links: 🌐 nativosusa.org 🌐 gofundme.com → Search: David Szafranski

Financial Revelations with David Szafranski – Christmas Edition Welcome to the Christmas edition of Financial Revelations with David Szafranski! We're wrapping up the year with mission updates, a market recap, giveaways, and David's outlook for the months ahead. 🎄 Amazon Mission Trip Update Our upcoming mission trip to the Amazon is officially full—thank you to everyone who stepped up! But the work doesn't end there. You can still support ongoing projects: 🌐 nativosusa.org Your donations help continue essential work, and prayer is always welcomed and encouraged. If you missed this trip, plan to join the next one! 📊 Year-End Market Recap It's been a year of turmoil—Liberation Day, the AI trade, volatility—but the markets have rewarded those who stayed the course. Here's where things stand year-to-date: S&P 500: +16.7% Nasdaq: +21.96% Dow Jones: +12.67% It's been a great year for long-term investors. For those who panicked and exited the market, it likely didn't feel so great. But those who stayed in? We BOUGHT THE CHAOS! 🎁 Giveaway: Shirts & Hats We still have a few "Buy the Chaos" shirts and hats left! To enter, email: 📩 [email protected] Subject line: 👉 "I WANT TO BUY THE CHAOS!" Winners chosen from the first emails received—good luck! 🎅 December Outlook: The Santa Claus Rally David expects December to bring a Santa Claus Rally, meaning markets move upward into year-end. The only potential obstacle? Next week's Federal Reserve meeting. If Chair Powell does not announce a rate cut, David believes President Trump may announce his next Federal Reserve Chair earlier than expected. A leading possibility: Kevin Hassett, a traditionalist known for focusing on: Full employment Lower inflation Reducing the size of the Federal Reserve Changes in Fed leadership can have meaningful effects on interest rates and broader markets. 📈 Predictions for Next Year David's outlook for 2026: Markets will go up Interest rates will move lower Inflation will continue to decline Gas prices will decrease He also notes that the Big Beautiful Bill will need a full tax cycle before the economy reflects its long-term effects. 📬 Send Your Questions Have a financial question for a future episode? Email: [email protected] 🐦 Follow David on X (Twitter) @skibucks1 🌍 Support the Amazon Well Drill Project Learn more or donate: 🌐 nativosusa.org 🌐 gofundme.com → Search: David Szafranski

Welcome to another episode of Financial Revelations with David Szafranski! We've got two giveaways this week, market and economic thoughts, and ways you can stay connected. 🎉 Giveaway #1 – "I WANT A SHIRT!" The first 4 people to email [email protected] with the subject line: 👉 I WANT A SHIRT! will receive a size L T-shirt from The Sin of Retirement merchandise collection. Limited to the first four—so move fast! 🎉 Giveaway #2 – "I WANT A BOOK!" The first 4 people to email [email protected] with: 👉 I WANT A BOOK! will receive a signed copy of David's book, The Sin of Retirement. Same rules—first four win! 📈 Economic Commentary: Inflation & the Midterms David shares an important observation this week: If Republicans want to perform well in the upcoming midterm elections, they will need to pay close attention to inflation and rising prices—a top concern for many voters. Food prices in particular have jumped due to a combination of factors, including: Inflationary pressure Tariffs Avian flu impacts Lower production levels These forces together are pushing grocery costs higher and shaping how households view the economy. 📬 Have a Financial Question? Send your questions anytime to: [email protected] 🐦 Follow David on X (Twitter) @skibucks1 🌍 Support the Amazon Well Drill Project Learn more or donate: nativosusa.org gofundme.com → Search: David Szafranski

Financial Revelations with David Szafranski – Latest Update Welcome to Financial Revelations with David Szafranski! We've got exciting news, a special giveaway, and of course—some market insights and financial wisdom you can use right now. 📘 Big News: The Sin of Retirement Is Out Now! David's brand-new book, The Sin of Retirement, has officially launched! You can grab your copy—along with branded merchandise—at sinofretirement.com. Prefer digital? The ebook and audiobook versions are also available on Amazon. 🎉 Giveaway Time! Want some free merch? The first 5 people to email [email protected] with the subject line: "I WANT THE SHIRT!" will receive a large "Communism Sucks" sweatshirt/T-shirt. First come, first served—so don't wait! 📉 Market Update: Tech Takes a Hit Tech stocks have been under pressure in recent weeks, but David isn't flinching. He's nowhere near trading them off. David's philosophy remains the same: look to buy great companies when the headlines look grim. Market dips often create opportunities—and he's always ready to act when quality goes on sale. 🎓 Listener Question: What If There's Money Left in a 529 Plan? A great question came in: "What do you do if there's leftover or unused money in a 529 plan?" David breaks down six options available to families who find themselves with extra funds. Whether plans changed, college cost less than expected, or your child received scholarships, there are smart ways to use those remaining dollars. (Be sure to tune in to hear all six!) 📬 Have a Question? Send your financial questions anytime to: [email protected] David may cover your topic in an upcoming episode. 🐦 Follow David on Twitter/X Stay up to date between episodes: @skibucks1 🌍 Learn More About the Amazon Well Drill To learn more or support the mission, visit: nativosusa.org gofundme.com → Search: David Szafranski

🎙️ Welcome to Financial Revelations with David Szafranski! 🎙️ I wrote a book! 📘 The Sin of Retirement is available now at sinofretirement.com and on Amazon. You can also grab the audiobook or eBook version, and while you're there, check out the new merchandise at sinofretirement.com. 🌎 March 2026 Mission Trip — Full! Our upcoming March 2026 mission trip to the Amazon is officially full! Thank you to everyone who reached out and signed up. We're already exploring the possibility of a second trip in July 2026, so stay tuned for updates. 💻 AI Trade Still Gaining Momentum Despite some predictions that it might roll over, the AI trade is still very much alive. We're still in the early stages, and the technology continues to improve daily. Expect to see more innovation, more adoption, and continued strength across AI-driven sectors. 📈 Risk Assets Are Still On Markets remain favorable for risk assets, and I'm staying invested. The growth environment continues to reward those with a long-term, disciplined strategy. 🏦 Fed Talk: Powell's Final Chapter? It looks like Chair Powell will not get another term. President Trump even weighed in this week — calling him a "nincompoop." There's still debate over whether the Fed will cut rates in December, but either way, the transition to a new Fed Chair next year could bring a fresh approach to monetary policy. 💰 Crypto Corner: What's Happening Now? Many of you have asked about what's going on in cryptocurrency. The big story right now is banks moving toward stablecoins — a digital asset designed to hold a steady value. This could be part of a broader shift toward transferring value without intermediaries, a key principle that crypto has championed from the start. 📩 Questions for the show? Email: [email protected] 🐦 Follow on X (Twitter): @skibucks1 💧 Support the Amazon Well Project: 🌐 https://nativosusa.org 💧 https://www.gofundme.com — Search: David Szafranski

🎙️ Welcome to Financial Revelations with David Szafranski! 🎙️ Tonight marks our first meeting for the March 2026 mission trip to the Amazon! Space is limited, so if you're interested, let us know soon. Our mission is to build fresh water wells for indigenous tribes in the Amazon, provide medical assistance, and continue building bathrooms for local communities. We're also working toward an exciting new goal — building a church. It's incredible to see how these trips are changing lives and bringing hope to people who need it most. 📘 The Sin of Retirement — Out Now! If you haven't picked up a copy yet, visit sinofretirement.com or find it on Amazon. It's available in softcover, audiobook, and eBook formats. The message remains the same — retirement isn't the end of your calling; it's a new beginning for purpose and impact. 📉 Fed Update: A Mixed Message The Federal Reserve met this week and, as expected, announced a 0.25% rate cut. Chair Powell came close to going out in style, but his comment that a December rate cut isn't guaranteed took some air out of the markets. Still, this isn't bad news. A new Fed Chair will take office early next year, and I expect further rate cuts soon after. That means we could see additional opportunities for growth as rates adjust. 🏦 A Quick Refresher: The Fed's Two Jobs 1️⃣ Price Stability — keeping inflation low and steady. 2️⃣ Full Employment — maintaining low unemployment, ideally around 3%. It's a delicate balance — and how they manage it will shape both the economy and the markets in the months ahead. 📩 Send your questions: [email protected] 🐦 Follow on X (Twitter): @skibucks1 💧 Support the Amazon Well Project: 🌐 https://nativosusa.org 💧 https://www.gofundme.com — Search: David Szafranski

Rate Cuts, Risk Assets, and Real Purpose 🎙️ Welcome to Financial Revelations with David Szafranski 🎙️ Big news — my book, The Sin of Retirement, is officially out! You can pick up a copy on Amazon in softcover, audiobook, or eBook format, or by visiting sinofretirement.com. It's a message about living with purpose, legacy, and calling — not just coasting through retirement. 🌎 Missions in Motion We're excited to announce two trips to the Amazon in 2026! If you're interested in joining us, please reach out or visit nativosusa.org for more information. These trips are life-changing opportunities to serve others and bring clean water to communities in need. 💵 Now, onto the business of business. A rate cut is coming next week, with another likely before the end of the year — and possibly two more early next year. Mortgage rates could even dip below 5% by buying season. Why now? It looks like Chairman Powell wants to go out with a bang, and these moves are creating strong momentum in risk assets. Meanwhile, the U.S. has sanctioned Russian oil and is considering secondary sanctions for countries that buy from them. That will cause some market adjustments, and we may also see increased pressure on China, whose economy remains weak due to tariffs, declining production, and a population crunch. 💬 Listener Q&A Three great questions came in this week: What do I think of cryptocurrency? What is a QCD (Qualified Charitable Distribution)? Should we invest in Beyond Meat? Tune in to hear my take on each of these topics — and as always, send your financial questions to [email protected]. 🐦 Follow me on X (Twitter): @skibucks1 💧 Support the Amazon Well Project: 🌐 https://nativosusa.org 💧 https://www.gofundme.com — Search: David Szafranski

🎙️ Today on Financial Revelations with David Szafranski 🎙️ What an extraordinary 30, 60, and 90 days it has been! The world is shifting before our eyes, and America's power and might are on full display. Our enemies are taking notice—and it's about time. 💥 A Moment of Strength In a move few believed would ever happen, the U.S. successfully carried out a surprise attack that took out Iran's nuclear site using a decoy operation. The result? A dramatic turn of events across the Middle East. Hamas has lost its support network, Iran's proxy system has been dismantled, and Israeli hostages have been released in powerful reunions that have touched hearts around the world. Could this be the beginning of peace in the Middle East? With rebuilding already underway in the Gaza Strip, hope is on the horizon. 🇺🇸 America on Display President Trump has accomplished more in this term than many leaders do in four or eight years—but there's no time to relax. The U.S. remains the greatest superpower, and maintaining that strength requires vigilance, leadership, and purpose. 📊 Market Outlook Back home, I still believe we'll see two more rate cuts before the end of the year. I'm focused on risk assets and staying fully invested. It's a time for strategic growth, not fear. 📘 The Sin of Retirement — Out Now! My new book, The Sin of Retirement, is available now at sinofretirement.com and on Amazon in softcover, eBook, and audiobook formats. It's a message about purpose, legacy, and redefining what it means to "retire." 🌎 Missions in Motion Our next missions trip to the Brazilian Rainforest is set for March 2026. If you're interested in learning more or joining us, visit nativosusa.org. You can also support our Amazon Well Project through GoFundMe — just search David Szafranski. 📩 Questions for the show? Email: [email protected] 🐦 Follow David on X (Twitter): @skibucks1

🎙️ Today on Financial Revelations with David Szafranski 🎙️ 🔥 The Sin of Retirement is OUT NOW! David's new book The Sin of Retirement is available at sinofretirement.com and on Amazon in softcover, eBook, and audiobook formats. Don't miss this powerful message about purpose, legacy, and redefining retirement. 🌍 Next Missions Trip: March 2026 Join us on our next journey! A missions trip is scheduled for March 2026 — if you're interested in going or learning more about the kind of work we do, visit nativosusa.org. 📉 Fed Talk & Market Outlook October rate cut? It's practically in the bag. David is buying risk assets and staying fully invested, keeping very little in cash. While the government shutdown has caused a minor market drag, there's no significant concern at this time. 📈 Year-End Strategy David's approach going into the end of 2025: Put all the money to work. Many advisors manage money to avoid losses, but that often limits gains. David is managing with a growth mindset — focusing on building wealth, not just protecting it. 💬 Listener Q&A: Why is it so hard to get inflation back to 2%? David breaks it down and offers some insight into why this target remains elusive despite ongoing efforts. 📩 Have a question for the show? Email Kory: [email protected] 🐦 Follow David on Twitter: @skibucks1 💧 Support the Amazon Well Project Learn more and donate to help bring clean water to communities in need: 🌐 nativosusa.org 🔍 GoFundMe – Search: David Szafranski

I'm Back! Welcome to Financial Revelations! A huge thank-you to everyone who came out to the signing for The Sin of Retirement! If you couldn't make it, don't worry—you can still order your copy. The book is now available in hardcover, ebook, and Audible. Visit www.sinofretirement.com for details. Market Update Wednesday marked a big shift in Federal Reserve policy—the start of rate cuts. Chair Powell announced a 25 basis point reduction, and I expect cuts to continue until his term ends in May. My take? The Fed was late. They should have begun cutting back in April. Unfortunately, politics have crept into monetary policy, and Powell doesn't want to leave office remembered as the next Arthur Burns. Looking ahead, I believe we'll see 30-year mortgage rates drop to 5% or below by April/May 2026. That will spark refinancing activity and push markets upward. Listener Questions This week, a listener asked: When should I contribute to a Roth versus a tax-deferred account? What's the best strategy for retiring early? Great questions! Keep them coming. Stay Connected 💬 Email your financial questions to [email protected] 🐦 Twitter (X): @skibucks1 🌍 Learn more about the Amazon well drill project here: Nativos USA GoFundMe – Search: David Szafranski

Welcome to Financial Revelations with David Szafranski! You're Invited! After decades of guiding clients toward a life of purpose and impact, Dave Szafranski—Founder & President of Edgewater Investment Group—has distilled his life's work into a bold new book: The Sin of Retirement. This is not just another financial guide. It's a wake-up call to rethink what "retirement" means and how to live your later years with passion, contribution, and purpose. 📖 Book Launch Party Date: September 4, 2025 at 6:30pm Location: The Grind Coffee Bar, 124 N Court St, Medina, OH 44256 RSVP: https://www.eventbrite.com/e/sin-of-retirement-launch-party-tickets-1591593792879?aff=oddtdtcreator Meet the author, enjoy light refreshments, and discover why stepping away from meaningful work might be the biggest mistake you can make. Space is limited—reserve today! Economic News The Jackson Hole Economic Summit kicks off this week with top policymakers in attendance—including Fed Chair Jerome Powell. All eyes will be on his Friday press conference to see if he sends shockwaves through the markets. Keys to Financial Success Create and stick to a budget Avoid piling up credit card debt—use credit wisely Build a financial plan with clear goals Always think long term 💬 Have a financial question? Email [email protected] 🐦 Follow Dave on Twitter: @skibucks1 🌎 Want to support the Amazon well drill project? Learn more here: Nativos USA GoFundMe – Search: David Szafranski

  Today David and his wife celebrate 33 years of marriage—how she's managed it, we may never know! 🎉 On the book front, The Sin of Retirement is available now at www.sinofretirement.com. You can grab the ebook, check out some merchandise, and keep an eye out—it will be on Amazon soon. An audiobook is also in the works. Financially speaking, the PPI inflation numbers came in a bit hot, cooling off the idea of aggressive rate cuts. A .50% cut was never really in the cards, but a .25% cut is still likely. Looking ahead, we're preparing for a weak September. David doesn't want to be fully uninvested but does plan to raise a little more cash in portfolios—around 10–12%. Got financial questions? Send them to [email protected]. Follow along on Twitter(X): @skibucks1. Finally, if you'd like to support the Amazon well drill project, you can learn more or contribute here: nativosusa.org GoFundMe – Search: David Szafranski

Big news—The Sin of Retirement is now live! You can now purchase the softcover or ebook through our website: www.sinofretirement.com. This book has been a long time in the making, and it's rooted in a simple truth: there is a greater purpose than leisure in retirement. Retirement shouldn't be about slowing down to do nothing. In Genesis 2, we're reminded that work is a gift from God—and that truth doesn't end when your career does. Whether it's mentoring, serving, or using your time for eternal purpose, The Sin of Retirement is a call to action. On Mission Our next mission trip to Brazil is set for March 2026. If you're interested in joining, please let us know. You don't have to travel with us, but we encourage you to find a way to live with greater purpose—right where you are. Fed Meeting Recap Last week's Fed meeting held no surprises—Chairman Powell kept rates unchanged. That said, I still believe we'll see three rate cuts before the end of the year. To Powell's credit, the data he had was questionable. The Bureau of Labor Statistics revised previous jobless claims and economic data, which changed the outlook considerably. The updated numbers show a weakening economy, declining inflation, and falling energy costs. And as I always say—everything starts with energy prices. The Fed, as usual, is late to the game. 📩 Got questions? Email your financial questions to: [email protected] Follow on Twitter (X): @skibucks1 💧 Support the Amazon Well Project To learn more or contribute: 🌐 nativosusa.org 🔍 GoFundMe - Search: David Szafranski

Big News, Rate Rants, and Powell's Final Stretch Financial Revelations with David Szafranski Great news! My new book The Sin of Retirement is officially live! You can grab your copy today at sinofretirement.com or Lulu.com. It's a deep dive into retiring with mission, calling, and purpose—not just coasting to the finish line. Now onto the hot topic of the week... Did I Miss on Rates? A sharp listener called me out recently: "You said interest rates would be down by now!" You're right—I did. And they're not. So what happened? Two words: Chairman Powell. He's playing it safe, likely trying to protect the Fed from accusations of election interference. Is it a smart move? Maybe. Is it a political stunt? Maybe that too. But the truth is, inflation data is cooling, and I still believe we'll see rates move down—likely to around 4.75%. Should Powell Be Fired? He only has a few months left on his term. So should he be replaced now? It's a fair question. At this stage, the damage is likely already done (or baked in), and replacing him could inject more chaos than confidence into the markets. But it's worth having the conversation. Got a financial question for the show? Email me at [email protected] Follow along on Twitter(X): @skibucks1 One More Thing – Help Dig a Well in the Amazon We're supporting a clean water mission in the Amazon. Two ways to learn more and support: NativosUSA.org GoFundMe – Search "David Szafranski" Clean water changes lives. Let's make it happen.

🎙️ The July 4th Edition is LIVE! 🇺🇸 Happy 249th Birthday, America! In this explosive Independence Day episode of Financial Revelations, I address a listener question: "Is your name Nostradamski? Because you've been absurdly right about everything lately." How does that happen? It's not magic—it's research, the right people, economic training, and yes... intuition. 🔥 This episode includes: 🔮 Behind-the-scenes on forecasting and intuition 💥 Independence Day reflections 📘 Sin of Retirement will be out end of July – preorders are open at www.sinofretirement.com 💡 Have a financial question? 📩 Email Us at [email protected] 📍 Follow on X (Twitter): @skibucks1 🌎 Help fund clean water in the Amazon: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

We're glad you're here! Got questions? I'd love to hear from you—reach out anytime at [email protected]. 🚨 Book Announcement: The Sin of Retirement My book, The Sin of Retirement, will officially release at the end of July! This project has been years in the making, and it's more than just a book—it's a calling. The Sin of Retirement challenges the conventional mindset of "retire and relax," and instead explores how to retire with mission, calling, and purpose. You can preorder now or check out the latest merch at: www.sinofretirement.com   🌍 Geopolitics: Israel, Iran, and the Market Response Since our last update, Israel dropped a bomb on Iran, effectively taking out key nuclear facilities. In response, Iran came to the table for talks—an unexpected turn, depending on your perspective. There are a few theories circulating: (My view): Israel fully destroyed the facilities, leaving Iran unable to refine more uranium. The strike was mostly successful, and Iran is negotiating to preserve what uranium remains. While the facilities were destroyed, Iran managed to relocate the uranium before intelligence picked it up. So, what did this do to the U.S. markets? Surprisingly—nothing major. In fact, oil prices dropped, and as of today, we're flirting with an all-time market high. Why? Because when significant events happen overseas and don't directly involve the U.S., Wall Street often shrugs them off. It's a good reminder that not every global shock translates into market panic. 📉 Fed Watch: Powell Holds the Line Again Once again, Chair Jerome Powell left interest rates unchanged, and I have to say—he's proving to be an economic disappointment. His continued inaction raises the question: what exactly is he waiting for? Despite this pause, I'm still calling it: two rate cuts are coming before year-end. The data will eventually force his hand. ✈️ Join Our Mission to Brazil – March 2026 We're gearing up for an exciting missions trip to Brazil in March 2026, and we'd love for you to be a part of it. If you're interested in joining us or just want to learn more, visit www.nativosusa.org.  

Today on Financial Revelations – June 12, 2025 First off, style check: my shirt today is from Collar & Co. I'm not affiliated with them—I just really like their stuff. If you're into comfortable, dressy polo-style shirts, check them out: collarsandco.com. Heading Back to the Amazon 🌎 We're planning another missions trip to the Amazon in March 2026. Our goal: support the ongoing well restoration projects and offer help wherever it's needed. This work truly changes lives, and we'd love for you to be a part of it—either by joining us or donating. Learn more and support the mission at: nativosusa.org GoFundMe – David Szafranski (search: David Szafranski) Economic Updates A few financial headlines worth your attention this week: 📊 Inflation – Still No Tariff Effect Inflation reports are in, and once again, economists missed the mark. There's still no meaningful evidence that tariffs are driving up inflation. I don't expect that to change. We may even see rate cuts later this year, as hinted by Fed Chair Jerome Powell. 📉 Markets React to Tragedy in India The markets are down this week following the catastrophic crash of a Boeing 787 in India. Tragically, there were no survivors. Please keep the victims and their families in your prayers during this heartbreaking time. Global Flashpoints 🇺🇦 Ukraine + 🇮🇷 Iran = Global Market Risk Ukraine continues to destabilize the region. This week, they successfully used drones to destroy Russian bombs—impressive, but it also highlights how close we are to broader conflict. Markets could react violently if the situation escalates. Iran remains a major wildcard. Diplomatic efforts to halt their nuclear program are likely to fall short. If the U.S. or Israel takes military action, expect energy prices to spike and markets to get rocky. Let's pray for the diplomats trying to hold the line—but also prepare for potential conflict. In uncertain times, both vigilance and readiness are key. Stay Connected Have a financial question? Reach out directly: [email protected] Follow along on Twitter (X): @skibucks1

Welcome back to Financial Revelations, where we break down what's happening in the world of money, markets, and meaningful impact. I'm always eager to hear from you—your financial questions help shape the show. If you've got something on your mind, don't hesitate to email us directly at [email protected]. I'd love to feature your questions on the podcast. 🎉 Big News: The Sin of Retirement Website is Live! I'm thrilled to announce that the official website for The Sin of Retirement is now live! You can preorder the book today at www.sinofretirement.com. This book is the culmination of years of financial insight and personal philosophy on retirement, purpose, and staying in the game. 🌍 Tariff Talk Nears the End We're nearing the finish line on tariffs. Talks are progressing well, and I still believe we'll see resolution by mid-June. The U.S. has already finalized a deal with England, and the agreement with the EU is very close. The high-tariff strategy worked—everyone is coming to the table. But Who Pays the Tariffs? That's a fair question. Sometimes it's you, the consumer, but other times it's the producer or sender of goods. Interestingly, many Fortune 500 companies are saying they won't be passing those costs on to consumers. That's a big win for your wallet—at least for now. 📈 Markets Holding Strong… For Now Markets are responding positively to the developments, but my top concern remains the war between Ukraine and Russia. If the conflict escalates and draws in more countries, expect increased volatility in the markets. Will there be peace? I honestly don't know. But here's my advice: buy into the chaos. Uncertainty often creates opportunity. And remember—if there ever is a time to get out of the market, I'll tell you. 💧 Do Some Good: Help Fund the Amazon Well Drill Looking to make a difference? I urge you to support the Amazon well drilling project led by David Szafranski. This mission is bringing clean water to remote villages in the Amazon. You can learn more and donate here: nativosusa.org GoFundMe – Search "David Szafranski"

This Week on Financial Revelations: Big news this week on Financial Revelations! David Szafranski shares an exciting announcement—his upcoming book, The Sin of Retirement, will be available at the end of July. It's a must-read for anyone thinking about retirement, financial independence, or how to approach the later years of life with purpose and strategy. Stay tuned for release updates! Inflation News: Headed in the Right Direction This morning's inflation report brought a welcome surprise: 2.1%, down from 2.8%. That's a solid move in the right direction and suggests that the economy is stabilizing. While the ideal target is often sub-2%, a little inflation isn't necessarily a bad thing. In fact, David explains why moderate inflation is healthy for a growing economy—tune in to this week's episode to understand why. Rate Cuts on the Horizon? With inflation cooling, David predicts we'll see at least three interest rate cuts this year. That could bring relief for borrowers and give the markets an added boost—great news if you're investing for the long haul. Market Chaos… Again Woke up to more headlines involving China allegedly violating trade agreements. The global stage is rarely calm, but chaos often creates opportunity. As David reminds us: Buy into the chaos. Long-term investors who stay the course often come out ahead. Got Financial Questions? Reach out to [email protected] with your financial questions—we might cover them on the next episode. Follow David on Twitter (X): @skibucks1 Stay informed. Stay intentional. Stay invested. Support the Amazon Well Project David is actively supporting a well drilling initiative in the Amazon. Learn more and get involved here: Nativos USA GoFundMe – Search: David Szafranski

Exciting news! My new book, Sin of Retirement, is set to be released at the end of July 2025. This isn't just another book on retirement—it's a God-centered roadmap for how to finish strong, live with purpose, and honor God in the next chapter of your life. You can learn more at www.sinofretirement.com. This message has been burning on my heart for a while, and I can't wait to share it with you. Retirement is not the end—it's a beginning. Let's make it count. Moody Radio Update As Moody Radio moves to a national format, tomorrow marks my last regular Thursday morning appearance. It's been a joy and a blessing to be part of your Thursday mornings. But don't worry—we're not done yet. You can still reach me by: Phone   (800)344-2534 Email: [email protected] Twitter/X: @skibucks1 Podcast (stay tuned for more episodes!) I love hearing your questions, so please keep them coming. Your trust means the world to me. The Economy: What's Going On? Let's talk about what's happening in the economy: Interest rates are rising—and that's not good news. The bond market is back in play. We need a tax bill that lowers rates, stimulates growth, and encourages lending and entrepreneurship. Here's the real question: If the Department of Government Expenditures (DOGE) has cut the money supply, why is debt still increasing? Where is the fiscal responsibility we've been promised? It's time for action, not just words. Get the fiscal house in order, and the economy will grow. Recommended Economic Voices If you're looking to expand your understanding, check out the work of: Thomas Sowell Arthur Laffer Larry Kudlow These are great minds who have shaped economic policy and theory in powerful ways. Support a Cause: Amazon Well Drill Let's not forget to care for those in need. I'm proud to support the Amazon well drill project through Nativos USA. To learn more or donate: 🌐 nativosusa.org 💧 GoFundMe – Search "David Szafranski"   Let's finish strong—financially, spiritually, and purposefully.      

  Big News: The Sin of Retirement is Almost Here! We're almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn't be more excited to share this with you. It's been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected. The Market Outlook: Still Bullish Despite that hiccup, the outlook remains very strong. Here's what we're seeing: New lower budget: That's breathing room for both businesses and individuals. Tax bill updates: More favorable conditions could be ahead. Inflation? Finally showing signs of a slow and steady retreat. Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity. Listener Spotlight: Who Should Buy Long-Term Care Insurance? One of our top listener questions this week: Who really needs long-term care insurance? David dives into the history of long-term care coverage and how it's evolved over the years. He breaks down: What long-term care actually covers Who benefits most from it Key factors to consider when deciding whether it's right for you If you've ever wondered whether LTC is worth it—or just another insurance upsell—this week's discussion is for you. 📻 Tune In & Stay Connected You can always catch David live on WCRF Cleveland 103.3 Every Thursday, 8AM–9AM Or stream anytime on the Moody Radio App 💬 Got a financial question? Email Kory directly at [email protected] 📱 Follow on Twitter (X): @skibucks1 🌍 Support Clean Water in the Amazon Want to make a tangible difference? Learn more about our Amazon well drill project: 🔗 nativosusa.org 🔗 gofundme.com — Search: David Szafranski Clean water changes lives. Thank you for your support. Until next time—stay sharp, stay invested, and keep your ears open for the launch of The Sin of Retirement. It's coming soon.  

Let's call it what it is: the market is in recovery mode. You probably wouldn't guess that from the doomscrolling headlines or the hand-wringing on cable news, but underneath all that noise, momentum is quietly building. Why? A few key reasons: 1. Trade Deals Are Actually Happening We're past the saber-rattling and into real negotiations. Whether it's Asia, Europe, or domestic rebalancing, the gears are turning. For markets, that's less uncertainty and more runway. 2. Powell Can Breathe Again For once, Fed Chair Jerome Powell isn't the main character. The political heat has cooled off, inflation's not spiking, and he's got room to let the data guide the ship. That's good for everyone. 3. A June Rate Cut Is Looking Real It's not a done deal, but markets are pricing it in—and that anticipation alone is easing pressure. When money gets cheaper, growth stocks (and risk-on thinking) come back into fashion. 4. The White House Has Hit Cruising Altitude The early sprint of policy pushes, appointments, and executive orders is behind us. The initial chaos has settled into routine. Predictable doesn't make headlines—but it does steady markets. 5. The Media Has Lost Its Grip This might sound blunt, but it's true: fewer people are trading on headlines. Investors are tuning out the panic and looking under the hood. That skepticism has actually made the market less reactive and more disciplined. So What Now? This isn't the time to sit on your hands. If you've been waiting for a signal to get more aggressive, this might be it. ✅ Be growth oriented. Fundamentals are improving, and with rate cuts on deck, growth names have room to run. ✅ Buy the chaos. Dislocation creates opportunity. While others are chasing safety, look where the value is hiding. ✅ Stick to domestic. U.S. companies are in a strong position—better visibility, more liquidity, and less geopolitical baggage. The storm is passing. Now it's about positioning for what comes next. Listener Question: "We're newly married—should we combine finances?" Short answer? Yes. Here's why: combining finances isn't just about efficiency—it's about accountability, compromise, and submission. Not submission in a negative way, but in the mutual "we're in this together" kind of way. It's how trust is built. It's how you learn to plan as one, not two. And it will absolutely change how you both see money—and each other. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to [email protected] Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski    

We are planning another Amazon trip for March 2026. If you are interested please let us know. Let's talk about the market! We are still buying in the chaos. China is trying to push Trump to the brink, but they are at the disadvantage. China would go into a depression if they stopped supplying goods to the US. Looks like Trump is in the drivers seat.  What can we buy that is insulated from tariffs?  David talks about Uber, Netflix, Palantir, IBM, Tesla  *This is not a recommendation to buy or sell, please speak with your financial advisor and do your research* Listener question of the week: Precious metals; how much should I own and where should I store it? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to [email protected] Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

We've been telling you to buy into the chaos and it looks like it is about to pay off! President Trump gave a 90 day reprieve on reciprocal tariffs and that is huge! It was a way to bring big countries to the table and negotiate. Expect some big things this quarter: tariffs coming off, negotiation coming on, more 0% tariff deals, the Fed will play ball, and a tax package that lowers corporate tax rates. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to [email protected] Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

This week on Financial Revelations: David talks about the chaos and what it means in the market and answers a listener question. What David means by "The Chaos" Wild market swings Tariff talks Attacks on the Houthi terrorists DOGE fallout Immigration crackdown Fed not playing ball Davids predicts that tariff talks will be mainly over June and the Fed will cut rates. He feels there will be strong second half and the markets will respond positively. Listener question: How do I decide to take an investment out of my portfolio? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to [email protected] Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski

Just back from a missions trip to the Brazilian Rainforest, David shares about one of the best Amazon experiences he has ever had. The Fed had a meeting recently and rates are holding steady. There were no talks about a rate cut regime but David feels like there will cuts in June, around the time he thinks tariff talks will be over. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to [email protected] Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com        Search: David Szafranski