PODCAST · news
Financial Testimony
by Hayden Reynoso and Alyssa Yoder
Financial Testimony brings a multi-dimensional perspective to recent events in business and broader society. By analyzing news headlines through a financial and legal approach, we strive to build a knowledgeable, opinionated community of leaders.
Episodes
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The Elizabeth Holmes Trial
The long awaited trial of Elizabeth Holmes and her blood testing startup Theranos is here. Alyssa and Hayden give their take on what is going to make or break this case for Elizabeth. On trial for defrauding investors and patients, Elizabeth Holmes was once a huge name in Silicon Valley for her a...
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Citadel and Robinhood GameStop Drama
Back in January of 2021 when GameStop was all the buzz, trading platform Robinhood disabled the buying of GameStop and many other companies that frequented the WallStreetBets subreddit. This led to dramatic decreases in the stock because the many buyers of those stocks could not purchase them and...
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Bill SPACkman and Pershing Square
Bill Ackman is an interesting hedge fund manager on Wall Street currently under some scrutiny, well that never changes just the reasons do, for his SPAC that he has yet to use for its "Special Purpose". Ackman is known by many on Wall Street, and very few in the realm where he shines the most,...
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Lost SPACtacular Episode
SPACs or Special Purpose Acquisition Companies were a hot trend in the start of 2021. It became a trend so popular that "celebrities" became big time investors in the scene more than they previously were, personally Hayden is not a fan of the celebrities who abuse their personal life and monetize...
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Making Decisions About the Future of One's Career
Pressure to decide what you want to do in life career wise starts so early, and that means you have to make your first decision early on in life and of course many more as you continue. We talk about the decisions we made to either continue education or not to continue education after our...
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The Future of Facebook and Instagram
Facebook the social media behemoth, is still changing its platforms to keep its user base engaged, as all companies should, but what does that look like moving forward? We talk about our ideas of what that may look like for Facebook and Instagram, the two platforms that derive just about all of...
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An Uber Issue
California's Proposition 22 was recently ruled unconstitutional in a Superior Court a few days ago, it previously allowed Uber and other app based work companies to have people who work on their app be treated as contractors rather than employees. Now that this proposition is facing some…
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Handling Feedback and Criticism
People love feedback on what they are doing, it guides them to continue, pivot, or completely stop what they are doing. On the other hand, criticism can be beneficial when both parties understand the sentiment around it but a detriment when the perception of the criticism is misunderstood....
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Legalities of Health Disclosures and Hot Topic Sentiments
It is a hot *legal* topic to discuss vaccination records lately and our resident law student has some words for the matter. The other host, with no aspirations to study law, has a much more simple approach, be honest and move on. While we both talk a bit about Covid we get down to another…
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EV Maker Nikola's Trevor Shillton
Trevor Milton was the founder and former chairman of Nikola Corporation, a direct EV competitor to Tesla only in name. It used to be thought that Nikola was going to create insanely powerful and green cars with their hydrogen fuel cell vehicles, however after General Motors spotlighted the truth...
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Burnout, Stress, and Pressure
We took many tangents recording this one, from work life balance, to pressures through out life, to pivoting careers in life. It is hard when you are work from home to separate work from home, life has become so fast paced that we have begun to fill every waking moment with stimulation and take…
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Consumer Data Privacy
In exchange for free services such as Google, Facebook, Twitter, and much much more, we give up privacy to use said services with no barrier. As consumers we love that, but it sparks concerns about how much is too much. What types of information do you consider too much and how aware are we of…
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Regulating Social Media Market Manipulation
Today anyone can announce their position and why, while also being able to trade securities from their phone, making it incredibly easy to trade from anywhere for any reason. This has led to insane trading volumes on securities and cryptocurrencies, which has led to impressive gains on trades for...
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NCAA Ruling on Name, Image, and Likeness
Hot off the press, NCAA changed one of their rules last week that would prohibit college athletes from being compensated on their Name, Image, and Likeness. Now colleges can compensate students in the name of education and corporations can get in on paying athletes without the restriction of...
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Space, the Industry of the Future
Space is an interesting one because we are barely beginning our exploration of it in the grand scheme of humanity. Billionaires are racing to go to space, a branch of the US military has been created for this domain, a new marketplace for precious metals is in sight, and a goal for many futurists...
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Financial Testimony Intro
Welcome to Financial Testimony, a bit of a pivot from Tech Talk. Same goals, new name to find easier, formatted in a simpler manner, and much more focused on finance and law. Expect new episodes every Monday 10 AM PST.
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Elon hosts SNL, F*** You Money, and Communities on Reddit
In our favorite episode to make thus far, we lightly touch pretty interesting topics behind our main topic of Elon hosting SNL and how this is a man that defies all expectations of himself, getting to show off his comedic side when it comes to his role in current events. We go over some history…
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FinTech versus Traditional Banking, Coinbase IPO, Experiencing Burnout
In this month’s regularly scheduled episode, we discuss comments from JP Morgan Chase CEO, Jamie Dimon, on FinTech taking over traditional banking. We get into the now seemingly annoying conversation of cryptocurrencies with Coinbase’s IPO, which was a metaphorical proclamation that FinTech…
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RobinDaHood's Confidential IPO, NFTs are Weird, and Impacts of Last Year's Covid-19 Deferrals
In this week's quick and easily digestible episode, we discuss Robinhood's plans to IPO coming back in full swing and why they are still trying to IPO. We talk about digital art or what the common current use of NFTs are, Alyssa thinks this new digital art is vaguely similar to past art mediums,...
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Audio Licensing, Covid Anniversary, and Storytime about Job Searching
On this month's super delayed episode, we briefly discuss audio licensing and how strict copyright is. A little late from when we recorded this but Covid-19 had its anniversary in the United States and we have changed a lot because of it, how fast vaccines were rolled out, how they work, and a…
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Vaccine Conspiracy Theories, the next Great Depression, and Life Post-Pandemic
In this week’s regularly scheduled episode, we discuss conspiracy theories that have gained traction around the Covid vaccine and the one sided thinking that tends to follow them. At (10:40) we give our hot takes on when the economy changes cycles and goes into a recession, arguing over…
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Why Hayden is bearish on Bitcoin Investors, Google Vs Australia, and the GameStop Hearing
In this week’s poorly produced and painfully postponed episode, you get to listen to Alyssa’s microphone pick up the noise from her dragging her laptop and Hayden’s decibels rapidly change due to poor internet connection. Hayden backs up his comments from last week about 90% of Bitcoin…
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Free Speech versus the Medium, Investment Behaviors and Happiness, and Our Personal thought Processes about Investing
In this week’s great episode, we discuss the protection of Free Speech, how the medium has completely changed since the inception of the First Amendment, and how governing the medium has become the norm. At (12:42) we bring up the age old question about the correlation to money and a person’s...
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WallStreetBets Values GameStop, Robinhood Robbing the Hood, and Thoughts on Hedge Funds’ Involvement with the Market
In this week’s highly anticipated episode of Tech Talk, Hayden breaks down the value play that was GameStop before mass media spoke about a short squeeze, we discuss how Robinhood has not made friends this week as lawsuit after lawsuit is forming against them as well as a potential SEC...
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Investing in Social Impact, Building Diverse Teams, and our Personal Experiences
In this week’s structurally challenged and lately posted episode we briefly discuss Jeff Bezos and Bill Gates’ philanthropic goals and how they give back to their local community or internationally, we go over the clear change that has taken place over the past 30 sum years in start up funding…
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The Power of Section 230, Cool Advancements in Medicine, Hayden's Obsession with GameStop
In this week's poorly recorded conversation we call a podcast, we discuss the relevance of Section 230, how it protects companies from what users say on their platform, and different ways we thought about how it could change. At (8:31) we begin to talk about how medicine is advancing in what…
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FOMO Investing, Amazon and Twitter into Podcasts, the Direction of Tech Talk
In this week’s on time episode, we give our hot takes on why everything is valued outrageously high, a combination of Market Manipulation, FOMO, and Supply and Demand. (13:32) Next up we talk about Amazon and Twitter’s popular acquisitions the week of recording (January 8th) into podcast related...
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2021 Predictions in Tech Infrastructure, the Start of a Major Shift, Financial Schemes and Online Entrepreneurs
In this weeks' regularly scheduled podcast, we discuss our outlook heading into 2021 and how Voice of Consumer and Cloud Computing are going to be making the largest impacts in business. Another thing we noted was the massive shift from California and New York to Texas and Florida to restructure...
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Overhyped IPOs, Making Hospitality Personal, California's Favorite Governor
In this week's regularly delayed podcast episode, we throw stats at each other left and right to back up our differing views on tech's most recent controversy (their IPOs), we discuss the struggles of the hospitality industry and suggest that it make a more personal experience for consumers going...
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The Legal Status of Marijuanna, Black Friday sales data, Beef with Forbes
In this week's regularly delayed episode, we discuss the House passing a bill that would decriminalize weed, our brief take on the matter, and how we believe it will turn out when it goes to the Senate, we bring up some insight on Black Friday and the first bits of analytics that come out on the...
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Losing Elon Hype, Covid Vaccine entering the public, and Consumer Spending Thoughts
In this week's delayed episode, Hayden admits Alyssa is right about a Tesla bubble after Elon becomes the 2nd richest person in the world, Covid Vaccines are starting to be used and we discuss about the data surrounding Covid cases in the US, lastly we briefly talk about consumer spending habits...
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Covid Vaccine Race, Fortnite creating Change, and the Platform Business Model.
In this episode of Tech Talk, we discuss the battle between Pfizer and Moderna for 1-upping one another over vaccine data results, we bring up the ever so fun topic of video games and business with the reason behind Apple changing their revenue cut on developers and Fortnite being the reason for...
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Counting Ballots, Election outcomes on Finances, and Self Proclaimed Entrepreneurs
This week we discuss the previously ongoing election in the US and how it takes eons to count votes, the aftermath of the results and what financial gains or losses may arise from the current incoming president elect and the senate, and lastly Hayden brings up his gripe with buzzwords to spark...
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Google V. US, Quibi Belly Flops, Investing in Stocks
Today we discuss the first company to receive legal action from the big anti-trust tech hearing this year, Google, and how they truly make a barrier for companies they want to compete with, Hayden explains why he wants to reward Quibi with an Olympic Gold Medal equivalent for the start up with…
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Facebook's Policies, Palantir's Debut, and the Direction of Big Data
On this week's episode, we discuss Facebook's Big Data policies and who is cracking down on them to protect the general public's information, Palantir's quiet debut on Wall Street and their strong aptitude for losing money and Hayden forgets to complete his thoughts on how he sees Peter Thiel...
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Death of Cable TV, California's Prop 22, and 'Fake News'
On this week's regularly scheduled podcast, we discuss the growing subscriber bases of streaming services and the decline of cable television watchers, we get political talking about the ads that everyone in California are seeing lately on Prop 22 and its implications with Uber and Lyft drivers,...
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Cloud Kitchens, Disney, and LinkedIn
On this week's podcast, we discuss the emerging business model of a cloud kitchen and how you may not even know they are growing but still use them, Disney's recent layoffs and how they can reach their old potential as the media giant they once were while briefly mentioning the state of cable...
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Economic Bubbles, Amazon/Bezos, Read and Watch List
On this week's podcast we discuss comments we made last week on economic bubbles and how they started, we begin to go over Amazon and their acquisition of Whole Foods but get side tracked to debate how the most wealthy use their money for good or bad, and lastly we talk about the latest books we...
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Engaging Retail, Electric Vehicles, and Testing in College
This week we discussed how retail can use brick and mortar effectively going forward in 4th quarter 2020, a brief commentary on Nikola and Tesla's battle for electric vehicle superiority and other further developments of the automobile industry, and lastly how are colleges assuring that students...
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Apple Milestone, TikTok Deal, and Internal Networking
We originally recorded this episode on August 23rd, we delayed posting it for awhile due to the poor production quality we felt it had then decided that posting it would be better for the future to show what progress we have developed in quality and content in the future. Since recording of…
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Introduction from Hosts (Previously Tech Talk)
Here is just a little background about Alyssa and I, plus our intentions with developing a professional commentary on finance, tech, and business governance news. We hope with our podcast we are able to spark more conversations with younger audiences that connect them with professionals further...
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ABOUT THIS SHOW
Financial Testimony brings a multi-dimensional perspective to recent events in business and broader society. By analyzing news headlines through a financial and legal approach, we strive to build a knowledgeable, opinionated community of leaders.
HOSTED BY
Hayden Reynoso and Alyssa Yoder
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