PODCAST · business
Fine Answers
by Burke Britton Financial Partners
Your home for all things financial, Investment, money and lifestyle. Hosted and curated by the talented team of Certified Financial Planners at Burke Britton Financial Partners. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected] or visit our website at www.bbfp.com.au PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Repr
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Quarterly Portfolio Update: Inflation, Rates & Where We're Positioned - with Ben Kemp & Jonathan Tolub | Episode #174
Ben catches up with JT from Invest Sense on what's been driving markets and how our portfolios are positioned going forward. They start with inflation, which has crept back up to 3-4% in Australia thanks to a mix of global pressures (like the conflict in Iran) and local ones (rents, wages), with the RBA expected to raise rates once or twice more this year. They also look at the US, where a new Fed chairman and rising government debt are pushing bond yields higher. The message throughout: building steady, reliable portfolios that can handle whatever markets throw at them. Questions about your portfolio? Get in touch If you'd like to check us out: Facebook: / / burkebrittonfp Instagram: / / burkebrittonfp TikTok: / / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU?si=e0d5e597d57b4f79 ... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://app.acuityscheduling.com/sche... You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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Death Tax in Australia: What's Really Being Taxed When You Inherit? | Episode #174
"Death tax" doesn't officially exist in Australia, but plenty of hidden taxes hit estates and beneficiaries anyway. In this episode, we break down where these costs actually come from and how to plan around them before it's too late. We break down: Why super proceeds paid to non-dependent adult children can trigger tax (and what happened to the old anti-detriment offset) How capital gains tax quietly eats into estates during the asset liquidation process The stamp duty trap when one sibling takes over a shared property Upcoming testamentary trust changes (flat 30% tax on distributions) and the "tax by stealth" headlines behind them Why losing capacity (for example via power of attorney) can lock families out of better planning options The importance of record keeping, including the story of the forgotten Commonwealth Bank shares now worth $350K Why early, personalised estate planning is the real solution, not one size fits all trust structures If you're inheriting assets, acting as an executor, or just want to protect your family's wealth for the next generation, this conversation is worth your time. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/w... Instagram: https://www.gstatic.com/youtube/img/w... TikTok: https://www.gstatic.com/youtube/img/w... Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at BbfpHome - Burke Britton Financial Partners or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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How to Build a Leadership Team Without Burning People Out - with Aimee Lucas | Episode #173
In this episode of Fine Answers, Jay sits down with Aimee Lucas, Practice Manager at Burke Britton, for a raw and honest conversation about what it really takes to build a team — and build leaders — inside a growing small business. Aimee shares her 15-year journey from receptionist to PA to running the operational side of the business, and the mindset shifts that came with it. She and Jay dig into the real lessons learned along the way: why relationships are the foundation of everything, how transparency about business goals changes the way a team shows up, why "hire slow, fire fast" became a guiding principle, and how self-reflection turned out to be the hardest — and most valuable — skill to develop as a leader. They also talk about the challenge of stepping back from "doing" to "leading," how to support a team member who says they're overwhelmed, why personality differences matter more than people think, and how technology and AI are being used as a force multiplier for relationships — not a replacement for them. This is an unscripted, behind-the-scenes look at what it actually looks like to grow a business and grow people at the same time. In this episode: Aimee's journey from reception to Practice Manager Why relationships are the #1 lever in leadership Building transparency and trust with your team The "hire slow, fire fast" philosophy Supporting team members through overwhelm Letting go of "doing" to focus on leading Using AI as a force multiplier, not a replacement If you enjoyed this episode, subscribe for more honest conversations about leadership, business growth, and building great teams. If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at www.bbfp.com.au or book a 15min call to see how we can help you via https://bookings.cloud.microsoft/book/[email protected]/s/Mch8gUZK6U2W9Lmg86-jmg2?ismsaljsauthenabled=true PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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Navigating Dementia & Aged Care as a Family | Fine Answers Podcast Episode 172
Watching a parent navigate dementia brings challenges that no family can fully prepare for. In this episode of the Fine Answers Podcast, Jay is joined by his wife, Kari Burke, for a personal conversation about their family's experience supporting Kari's dad through frontotemporal dementia and his eventual transition into aged care. They discuss the early changes they began noticing, including increased anxiety, social withdrawal, changes in driving and everyday behaviour, and the difficulty of getting someone assessed when they don't necessarily recognise those changes themselves. Jay and Kari also share what they learned while navigating My Aged Care, respite and permanent care, the financial considerations involved, and the importance of having family members who are prepared to advocate and make difficult decisions when needed. Key takeaways: ✔️ Dementia can present differently from person to person, and the early signs may not always be obvious. ✔️ Seeking an assessment can be difficult when a loved one doesn't recognise that something has changed. ✔️ Moving from independent living into respite or permanent aged care can involve both emotional and practical challenges. ✔️ Understanding the aged care system and the financial implications early can help families make more informed decisions. ✔️ Having someone willing to advocate for an ageing parent can make a significant difference throughout the process. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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Why Australians Are Rethinking Their Super Funds | Fine Answers Podcast Episode 171
Is your super fund still the right fit for you? Industry super funds have long been a popular, low-cost option for Australians, but recent outflows suggest more people are beginning to reconsider where and how their retirement savings are managed. In this episode of the Fine Answers Podcast, Jay Burke and Ben Kemp discuss what may be driving this shift and why Australians are taking a greater interest in their super as balances continue to grow. They explore: ✔️ Why service, accessibility and transparency are becoming increasingly important ✔️ How retail funds, wrap platforms and self-managed super funds differ from traditional industry funds ✔️ Why low fees should not be the only factor considered when comparing super options ✔️ The importance of understanding how your money is invested and whether it reflects your risk profile ✔️ Why the right fund depends on your individual circumstances, goals and stage of life An industry fund may still be an appropriate option for many people. The important question is whether you understand what you have and why it suits you. Your super could become one of your largest financial assets, so it is worth taking an active interest in how it is managed. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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What Every Family Should Know About Funeral Planning | Fine Answers Podcast Episode 170
Some of the hardest conversations are also the ones that matter most. In this episode of the Fine Answers Podcast, Jay Burke and Delta sits down with Beth King, General Manager of Kings Funerals, to discuss what families need to know about planning ahead, navigating loss, and making difficult decisions during one of life's most emotional moments. Key Takeaways: ✔️ Why talking about death early can make the process easier for everyone. ✔️ What funeral pre-planning can involve, from personal wishes to important family information. ✔️ What happens in the first 24 to 48 hours after someone passes away. ✔️ Who has the authority to make funeral arrangements. ✔️ The importance of having a current will and making sure your family knows where key documents are stored. ✔️ Why grief is not linear and how remembering someone can take many different forms. Planning ahead does not remove the grief, but it can reduce confusion, financial pressure, and difficult decisions for the people you love. It may be an uncomfortable conversation, but starting it while everyone is healthy can make all the difference later. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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What Makes a Great Real Estate Agent? | Fine Answers Podcast Episode 168
What separates a good real estate agent from a great one? It's not just market knowledge or negotiation skills, it's the way you treat people. In this episode of the Fine Answers Podcast, Benj Kemp sits down with Seb Pellegrino from Oslo Property to discuss his journey into real estate, the habits that drive long-term success, and why trust, communication, and consistency are the foundations of a great agent. Key takeaways: ✔️Success in real estate is built on consistency. The daily habits, prospecting, and discipline you commit to today are what create results months down the track. ✔️ Great agents put people before the commission. Understanding your clients' circumstances and communicating every step of the way builds trust and creates lasting relationships. ✔️ Your reputation is one of your biggest assets. Acting with honesty, integrity, and empathy doesn't just benefit your clients, it strengthens the entire industry. ✔️ High performance starts outside the office. Looking after your health, building solid routines, and staying disciplined can have a huge impact on your results. ✔️ Market uncertainty is part of investing. Focus on what you can control, seek quality advice, and make decisions based on your long-term strategy, not short-term headlines. Whether you're buying, selling, or building a career in real estate, this episode is packed with practical insights on creating lasting success through trust, hard work, and doing the fundamentals well. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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How to Beat Self-Doubt and Start Showing Up | Young Minds Podcast | Episode 12
Ever feel like you're not experienced enough to put yourself out there? Whether it's posting on social media, starting a career in marketing, or speaking up in front of clients, self-doubt is something almost everyone faces. The difference is learning not to let it stop you. In this episode of the Young Minds Podcast, Laura shares her journey from nursing to content creation, the lessons she's learnt working with businesses, and why confidence isn't something you're born with, it's something you build through action. Key takeaways: ✔️ Personal branding isn't about oversharing your life—it's about building trust by showing people who you genuinely are. ✔️ A strong marketing strategy starts with understanding your goals and audience, not simply creating content for the sake of posting. ✔️ Hands-on experience is one of the fastest ways to grow. Say yes to opportunities, stay curious, and be willing to learn. ✔️ Imposter syndrome is normal, especially early in your career. Back your knowledge, keep showing up, and remember that experience comes with repetition. ✔️ Don't let fear of judgement stop you from creating. People will always have opinions, but the opportunities you miss by staying silent are far greater. If you've been waiting until you feel "ready", this conversation is the reminder that growth starts by taking the first step. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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What Every Property Investor Needs to Know | Fine Answers Podcast Episode 167
Thinking about investing in property? The property itself is only one piece of the puzzle. In this special Fine Answers Podcast Episode, financial advisers, property strategists, mortgage brokers and property managers come together to unpack what actually drives long-term success as a property investor. From choosing the right ownership structure and finance strategy to understanding rental risks and ongoing costs, the conversation is a reminder that building wealth starts with having a plan, not just buying a property. Key takeaways: • Strategy comes before property. The most successful investors start with clear goals and a long-term plan rather than asking, "What can I buy?" • Finance isn't one-size-fits-all. Borrowing capacity, lender policies and loan structures vary significantly depending on your personal circumstances. • The structure you buy in matters. The right ownership structure can improve tax outcomes and protect your wealth over the long term. • Property ownership comes with more than just mortgage repayments. Vacancy periods, maintenance, insurance claims and legislative changes all need to be factored into your investment plan. • A strong team can help you make better decisions and avoid emotional investing, especially when market noise starts to take over. Whether you're buying your first investment property or growing a portfolio, this episode is packed with practical insights to help you make informed decisions with confidence. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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Don't Panic About Trust Changes Just Yet | Fine Answers Podcast Episode 166
With all the noise around proposed trust tax changes, it's understandable that plenty of Australians are wondering what it could mean for their estate planning and wealth structures. In this episode of the podcast, Ben Kemp sits down with Tristan Burke to unpack the proposed changes to discretionary and testamentary trusts, why it's too early to panic, and the practical steps people should be considering while we wait for legislation. The conversation also dives into common estate planning pitfalls, the importance of understanding who controls your trusts, how superannuation death benefits work, and why having an up-to-date will is still one of the most important things you can do. Key takeaways: Proposed trust tax changes are not yet law — avoid making rushed decisions until the legislation is released. Testamentary trusts offer benefits beyond tax planning, including asset protection, flexibility, and intergenerational wealth transfer. Many business owners and investors don't fully understand who controls their trust structures or what happens if they lose capacity or pass away. Superannuation doesn't automatically form part of your estate — binding nominations and estate planning need to work together. Even a simple will is better than none, helping avoid unnecessary costs, delays, and uncertainty for your loved ones. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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The economic threat no one is talking about | Fine Answers Podcast Episode 165
What's really driving markets right now? In this episode of the Fine Answers Podcast, the Ben and Jonathan dives into the impact of US policy shifts, interest rates, AI investment, healthcare, energy, and long-term investing strategies. More importantly, they unpack how market cycles work, why emotions can derail decision-making, and what disciplined investing looks like during uncertain times. Key Takeaways: • How global events influence Australian markets • The opportunities and risks surrounding AI investment • Why "fundamentals over headlines" still matters • The future role of healthcare, uranium, and data infrastructure • Loss aversion and how emotions affect financial decisions • Why staying invested through market volatility matters over the long term If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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Federal Budget Breakdown: CGT, Trusts & Property | Fine Answers Podcast Episode 164
In this episode of Fine Answers Podcast, the Burke Britton team breaks down the proposed Federal Budget changes, including the overhaul of Capital Gains Tax (CGT), negative gearing reforms, discretionary trust changes, and what it could mean for investors, business owners, and everyday Australians. More importantly, they unpack the practical implications, what's changing, what's not, and why reacting too quickly may be the wrong move. Key Takeaways: • Proposed changes to Capital Gains Tax (CGT) explained • What negative gearing restrictions could mean for investors • How discretionary trust changes may impact wealth-building strategies • Why younger Australians may be impacted the most • What's not changing: superannuation, small business concessions & more • Why strategic planning matters more than emotional reactions If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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160
What's Driving Markets Right Now? | Fine Answers Podcast Episode 163
In this episode, we sit down with Mark for another market update to unpack what's really driving the global economy, from US politics and interest rates to AI investing, healthcare, uranium, and navigating market volatility. We discuss why headlines often distract investors from what actually matters: fundamentals, long-term thinking, and disciplined investing. Key Takeaways: • Why the US market still shapes global investing • Trump, tariffs, and how uncertainty impacts markets • Interest rates, inflation & what could happen next • Is AI overhyped, or just getting started? • Why healthcare and humanoid robotics could be major opportunities • The "picks and shovels" approach to AI investing • Uranium, energy demand & the future of nuclear • Market cycles, loss aversion & avoiding emotional decisions • Why consistency and compounding matter in long-term investing If markets feel uncertain right now, this episode is a reminder to zoom out, focus on fundamentals, and stay disciplined. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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159
Buying Your First Home? Cindy Higgins Breaks Down the Property Market | Young Minds Ep 11
Thinking about buying your first home but feeling overwhelmed by the market? In this episode of the Young Minds Podcast, Cindy Higgins from Hayes Winkle joins us for an honest conversation about real estate, first-home buying, market trends, and the biggest mistakes young buyers make. Cindy breaks down what's happening in the current market, how agents actually assess campaigns, and why clarity — not timing — is the key to making smart property decisions. Key takeaways: • The biggest misconceptions about working in real estate • What first-home buyers should do before looking at properties • Current property market trends and what they mean for buyers • First-home buyer schemes and stamp duty concessions explained • How agents price and market homes for sale • What influences whether a property sells or sits on the market • Strategies to strengthen your offer as a buyer A valuable listen for first-home buyers, young professionals, and anyone wanting a clearer picture of the property market. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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158
First Home Buyer Tips, Refinancing & Interest Rates | Fine Answers Podcast Episode 162
In this episode of the Fine Answers Podcast, Ben is joined by mortgage broker Dylan O'Leary from Aussie Wide to discuss the current lending and property landscape, from rising interest rates to first-home buyer opportunities and refinancing strategies. Key takeaways: • How first-home buyers can enter the market with a 5% deposit • The difference between fixed and variable interest rates • Why cash flow matters more than borrowing capacity • How family guarantees can help buyers get started sooner • The importance of reviewing your home loan regularly • Why property should be viewed as a long-term strategy Whether you're buying your first home, refinancing, or considering an investment property, this episode offers practical insights to help you make informed financial decisions. If you'd like to get in touch with us: Facebook: https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png/burkebrittonfp Instagram: https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png/burkebrittonfp TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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157
Aged Care Fees, Small Business Cash Flow & Market Volatility | Fine Answers Podcast Episode 161
Aged care confusion. Cash flow stress. Market volatility. Small business overwhelm. In this week's roundtable, the team breaks down the biggest financial conversations clients are having right now and why more Australians are realising they need a trusted "financial committee" around them. 🎙️ In this episode: • The biggest misconceptions around aged care costs • Why families often feel rushed into poor financial decisions • The growing number of 35 to 45 year olds seeking financial advice • Cash flow challenges for small business owners • Why your accountant, broker and adviser should actually work together • How to think about volatile markets without panicking • The danger of "tidying things up" before getting advice One of the biggest takeaways? You don't need to have everything sorted before speaking to a financial adviser. Often, the earlier the conversation happens, the better the outcome. If you've been feeling overwhelmed by financial decisions, this episode is packed with practical insights and real world examples to help you focus on what actually matters. If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazlSUzhfQ0Q3LXdXRklpZ2JpV1NzWS1FT3JRUXxBQ3Jtc0trNzU2NThZRllWLXJoYm1wMW5EcDV4NVRJTjNMS24zSkdkQ0NhNUFvbEpwcjJxUU84cmJielZXRTlVekRfMmkxVExPQW9jZXZWWnF3M3JDdnk0ZGFNakIxRHprdFM4dUthcjdEcnQ2dkRIdF9CMUl2VQ&q=https%3A%2F%2Fwww.bbfp.com.au%2F&v=RJsl_vWfop0 or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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156
Cash Flow Secrets Every Business Owner Must Know w. Ryan Gollan | Fine Answers Podcast | Episode 160
In this episode of the Fine Answers Podcast, Jay Burke sits down with Ryan Gollan, Founder & Director of CFM Bookkeeping, to break down one of the most critical parts of running a business - cash flow management. Ryan shares his journey from studying commerce at Deakin University, working at Ernst & Young, and performing in Melbourne's music scene, through to building CFM after learning firsthand how quickly cash flow mistakes can derail a business. 💡 We cover: • Why most business owners struggle with cash flow • The biggest tax and spending mistake new businesses make • Why strong revenue doesn't always mean strong profit • Simple ways to understand your business numbers • Strategy vs financial reality in growing a business • Payday Super changes and what they mean for cash flow • How AI is changing bookkeeping (but not replacing it) 📊 Key takeaway: Cash flow clarity is the foundation of business success—without it, growth becomes risky and unpredictable. 📩 Connect with Ryan Gollan: LinkedIn: http://au.linkedin.com/in/rgollan Website: https://www.cfmbookkeeping.com.au/about-bookkeeper/ Facebook: https://www.facebook.com/CFMBookkeeping/ If you'd like to get in touch with us: Facebook: / burkebrittonfp Instagram: / burkebrittonfp TikTok: / burkebrittonfp Spotify: https://open.spotify.com/show/5k17gfi... If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected], visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.
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ABOUT THIS SHOW
Your home for all things financial, Investment, money and lifestyle. Hosted and curated by the talented team of Certified Financial Planners at Burke Britton Financial Partners. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, [email protected] or visit our website at www.bbfp.com.au PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Repr
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