PODCAST · business
Freedonomix
by Independent Wealth Partners
Freedonomix is a podcast about more than just money—it's about people, purpose, and the stories that shape our lives. Powered by Independent Wealth Partners, this show is for anyone who believes that true financial freedom is about living the life you want, not just the returns you get.At Freedonomix, we dive into two key areas, Practical Financial Wisdom (tax, investing, wealth strategies etc.) as well as Inspiring Life Stories from friends and clients . Whether you're here for the financial insights, the personal stories, or a bit of both, we're glad you've joined us.Lets get started.
Episodes
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IWP Market Update October 2026
This month Chris Haggart sits down with Shane Nicholas - Partner and Independent financial adviser at IWP to discuss all things economics and markets over the course of the last month. DISCLAIMER: This videocast contains general advice which does not consider your particular circumstances. You...
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So someone passed away, do I call the bank?
This week, Cameron sits down with Brigitta, an independent financial adviser at IWP, to talk through what to do when someone passes away. Losing someone comes with grief, and then it comes with paperwork. Bank accounts. Wills. Super. Bills that were never in your name. In this episode, we cover…
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The Real Value of Financial Advice: Less Stress, More Confidence, Better Life Decisions
We looked at our own client data on the IWP Life Survey. Clients who've been with us for a few years score higher across every area of life we measure, not just the financial one. Spiritual wellbeing showed the biggest jump. That sent us looking at what other researchers have found. Vanguard says...
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IWP Market Update September 2026
Rates on hold, inflation still sticky, and the housing correction keeps spreading. In this month's update, we cover the RBA and Fed both holding steady, Australia's headline inflation easing while underlying inflation stays stubborn, a softening US labour market, and dwelling values falling…
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Navigating Life and Finances After Separation
In this podcast episode Cameron sits down with Tim Dawe - Independent Financial Adviser and partner at IWP to talk through the impact of separation through a finance lens. Separation doesn't just hit your finances. It hits everything — emotionally, physically, mentally. We break down what…
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You can't out invest poor spending habits
In this weeks episode, Cameron sits down with independent financial adviser at IWP - Brigitta Nadya - to talk through the impact of poor spending habits. Everyone wants to talk about returns. Almost nobody wants to talk about cashflow — but it's usually the bigger lever. This episode looks at why…
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IWP Market Update - July 2026
This month, Cameron sits down with Chris Haggart - Independent Financial Adviser and Partner at IWP to discuss all things economics and markets. The RBA and the Fed stayed on hold — 4.35% and 3.50–3.75% — as each waits for clearer signals before their next move. Inflation cooling but unevenly...
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You're About to Sell Your Business. What Happens Next? | A $20 million business exit case study
Les and Angela are looking at $15.9M — an $8M business sale on the table, a testamentary trust, an SMSF holding the company premises. On paper, they've made it. Cam and Chris sit down with a case study built around a couple in that exact spot: Les is 67, Angela's 63, three adult kids, a parent…
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When only one partner manages the finances - Planning for the unexpected
In this episode, Cameron is joined by Williza Demirel - Independent Financial Adviser at Independent Wealth Partners. We look at what happens when only one partner manages the household finances — and what happens when that person is suddenly gone. It's a common setup in a lot of relationships…
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You've Built the Wealth. Now How Do You Retire? - A case study with John and Julia
John is 58. Julia is 57. Together they've built $5.63 million in net worth — a family home, two investment properties, super, cash in the bank. On paper, they've made it. But 76% of their wealth is locked in property, and over half of it sits in a home that earns them nothing. One investment...
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IWP Market Update - June 2026
Global growth holds, house prices don't — the July market update Nvidia alone is worth more than twice the entire ASX combined. Melbourne house prices just posted their worst quarterly fall in years. And Australia is on track for its weakest decade of living standards growth since the 1910s. Cam...
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Are young people really better off Jim?
Joining Cameron today is Tim Dawe - Partner and Independent Financial Adviser at IWP. Join us as we chat through the selling proposition for the May 2026 Federal Budget. The government has tried to sell it as a win for young Australians trying to get into the housing market. Tim Dawe isn't...
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I just won tattslotto!
Today Im joined by Chris Haggart - Partner and Independent Financial Adviser at IWP where we sit down and discuss the latest article Cameron wrote on what to do when you win Tattslotto! Winning the lottery sounds simple. It isn't. Sudden wealth brings a wave of decisions most people have never…
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What our clients have told us about the real value of financial advice!
This week Cameron is joined by Chris Haggart - Partner and Independent Financial Adviser at IWP. For years we have known that the value of advice is in the intangible benefits of the advice, which goes well beyond the tax savings, the strategic advice that brings financial benefit. About 2 years...
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IWP - Market Update - June 2026
Link to IWP's June 2026 Update (PDF) https://tinyurl.com/muzzukne Global markets have remained remarkably resilient over the past month, with strong AI-driven earnings continuing to support US markets despite ongoing geopolitical tensions, inflation concerns, and growing uncertainty surrounding...
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Selling your home after 55? How downsizer contributions can supercharge your retirement!
For most Australians approaching retirement, the family home is their biggest asset. The problem has always been that it's also the hardest one to access. But there's a strategy that changes that — and a surprising number of people over 55 have no idea it exists. In this episode of Freedonomix,...
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The most expensive invoice you will never pay
You see the fee. You do the mental maths. You think: if I don't pay this, I keep that money. It's a completely rational thought — and it might be the most expensive decision you ever make. In this episode of Freedonomix, Cameron sits down with Chris Haggart - Partner and Independent Financial...
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300,000 years of behaviour traits - the Human side of Investing
We've been wired for survival for 300,000 years. The problem? Those same instincts that kept our ancestors alive are the ones quietly sabotaging your investment decisions today. In this episode of Freedonomix, Cameron sits down with Shane Nicholas - Partner and Independent Financial Adviser at…
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IWP - Market Update - May 2026
Link to IWP's May 2026 Update (PDF) Market Update Markets have rebounded sharply following April's volatility, despite ongoing uncertainty surrounding the Iran conflict, inflation pressures, and rising oil prices. While headlines remain concerning, market performance has again highlighted the...
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2026 Budget Update - The Budget that punishes getting ahead
Following the Budget last night, Cameron sits down with Shane Nicholas (Partner and Adviser) at IWP and Luke Axton (Partner and Chartered Accountant) at IWP to work through what the signficant changes mean for our clients. Some of the proposed changes to tax rules around negative gearing, trust...
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Is now the right time to invest?
In this episode of Freedonomix, Cameron speaks with IWP Senior Financial Adviser Lynn Zhao to unpack one of the most common questions investors ask: Is now the right time to invest? Rather than focusing on market predictions, this conversation explores what really matters — your goals, your time...
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The Psychology of Money with Cameron and Chris
In this episode of Freedomonix, Cameron speaks with Chris Haggart - Partner and Financial Adviser about the psychology of wealth and the search for meaning beyond a paycheck. Drawing on themes from Chris's articles, they explore why financial decisions are rarely just about money, how people…
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Death Tax by Stealth
In the latest episode of our video podcast, Cameron and Shane unpack Shane's recent blog article, "Death Tax by Stealth." Unfortunately, in Australia if you die with money in your super and you want to pass this through to your adult children, then the taxable component of your super fund is…
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Retirement Planning Series - John Hurley - My experience of the retirement transition
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements…
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Retirement Planning Series - David and Narelle Harvey - Our Retirement Experience
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements…
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Retirement Planning Series - What Retirement Really Feels Like - Ian Horn's experience
In the next few episodes of Freedonomix we are sitting down with our clients to chat through their personal lived experience of Retirement. We have thoroughly enjoyed these genuine conversations about our clients journey's through both the financial and lifestyle experience of their retirements…
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IWP - Market Update - April 2026
Link to IWP's April 2026 Update (PDF) Monthly Market and Economic Chart Pack Markets have experienced a volatile and challenging period over the past month, with both equity and bond markets declining as geopolitical developments—particularly escalating conflict involving Iran—drive renewed...
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Capital Gains Tax Changes: What They Could Mean for Property Investors
In this episode of Freedonomix, Cameron Howlett sits down with Tim Dawe, our newest partner at IWP to unpack the growing conversation around potential capital gains tax changes and what they could mean for the Australian property market. Together, they explore how the current CGT discount works,...
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Support, Risk and the Courage to step forward - The Tim Dettmann Story.
In this episode of Freedonomix, Cameron and Shane sit down with physiotherapist, business leader and former Kieser Australia director Tim Dettmann. Tim shares the story behind his journey from a young physio to helping grow Kieser Australia from a single clinic into a national network of more…
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IWP - Global Investment Outlook 2026
Link to IWP's Global Investment Outlook (PDF) Global markets have delivered strong returns over the past year, supported by resilient economic growth and continued momentum in AI-driven investment, while policy uncertainty and inflation risks remain key watchpoints heading into 2026. In this...
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IWP - Market Update - January 2026
Link to IWP's January 2026 Update (PDF) Market Update Markets have started the year on a steadier footing, with equity markets rebounding after a softer end to last year, while geopolitical developments add a layer of uncertainty without materially disrupting markets so far. In this month's...
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IWP - Market Update - November 2025
Link to IWP's October 2025 Update (PDF) Monthly Market Update Markets have experienced a modest pullback this month as uncertainty rises across global economies, though underlying fundamentals remain resilient. In this month's discussion, Chris and Brigitta explore the key themes shaping markets...
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From Numbers to Purpose: The Andrew Brown Story
In this episode of Freedonomix, we sit down with Andrew Brown — Senior Financial Adviser at Independent Wealth Partners, CPA, CFP®, and someone whose career has been shaped by a simple idea: numbers matter, but people matter more. Andrew shares the story behind his journey — from his early life…
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Building the Business You Actually Want — Insights from Luke Axton
In this episode, Luke Axton - Partner and Chartered Accountant at IWP breaks down the key moments when SME owners should bring in a business consultant and why timing matters. We dive into how to plan for sustainable growth, the foundations of preparing a business for eventual sale, and how...
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The Gold Standard — Understanding the Role of Gold in Today's Economy
In this episode, Cameron and Lynn talk about gold — its history, volatility, and the role it plays in diversified portfolios. They explore why gold continues to capture investor attention, how it performs over the long term, and whether it truly offers protection in uncertain times. It's a...
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IWP Market update - October 2025
Link to IWP's October 2025 Update (PDF) https://tinyurl.com/3njbkdx2 Markets remain steady as both Australian and U.S. economies show resilience amid cautious central bank policy and ongoing global uncertainty. In this month's discussion, Andrew and Lynn explore the latest economic data and what…
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Inside the Collapse: First Guardian & Shield Master Trust Explained
In this episode, we unpack the collapse of the First Guardian and Shield Master Trust funds — two high-profile failures that left more than twelve thousand Australians and over $1.2 billion of retirement savings in jeopardy. We break down what went wrong — from poor governance and related-party...
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Proposed changes to the Division 296 Tax to Super
In this episode, we dive into the major revisions recently announced for the proposed Division 296 tax — the government's plan to impose extra tax on earnings from very large superannuation balances. Under the revamped proposal: Unrealised gains are out: only realised earnings (interest…
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Living Independently for Longer: Understanding the Support at Home Changes
Aged Care update - Helping You Stay at Home for Longer: The New Support at Home Program Explained Big changes are coming to in-home aged care. The Support at Home program aims to simplify funding, improve flexibility, and put your rights first. Our Aged Care and Retirement Planning Specialist -...
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The Power in Resilience, Risk Taking and Leadership - Steve Kelly - Managing Director - MBL Maintenance
Steve Kelly, Managing Director of MBL Maintenance is the guest on this episode of Freeedonomix. We explore Steve's journey from a rural childhood in Central Victoria to leading a fast-growing civil construction business in the rail industry. Stephen shares candid reflections on early influences,...
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The power of a ripple: Chris Haggart's journey from self-doubt to purpose-driven
Chris Haggart, one of the partners at IWP is the guest on this episode of Freeedonomix. The conversation explores Chris's upbringing in the Macedon Ranges and the fear of being "average" that shaped his early life. He shares a pivotal, life-changing moment: pushing through a severe Achilles…
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IWP - Market Update - September 2025
Link to IWP's September 2025 Update (PDF) https://tinyurl.com/2nxfa5d3 Markets remain resilient, with inflation moderating and interest rate cuts beginning to shape the outlook — despite ongoing global uncertainty. In this month's discussion, Andrew and Shane explore what's driving performance…
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IWP - Market Update - August 2025
Link to IWP's August 2025 Update (PDF) Market Update Markets remain at record highs, despite negative media headlines. In this month's discussion, Chris and Williza explore what's driving performance and the key issues investors are watching: US–China trade tensions and Trump's tariff truce The...
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IWP - Market Update - July 2025
Link to IWP's July 2025 Update (PDF) https://tinyurl.run/PHjq3Z With geopolitical tensions easing, where are the markets turning their attention now? Our July Market and Economic Update breaks down the key shifts we're seeing. This month's key points: A Calmer Global Outlook: Easing geopolitical...
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IWP Strategic Update - Div 296 Tax ($3M Super Tax)
IWP Strategic Update (PDF) - https://tinyurl.com/22qgo83x The proposed Division 296 tax introduces a significant change for superannuation balances over $3 million. With a proposed start date of 1 July 2025, this legislation will apply an additional 15% tax on earnings related to balances above…
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IWP - Market Update - June 2025
Link to IWP's May 2025 Update (PDF) - https://tinyurl.com/24r9ga3a This month Cam and Chris revisited the full economic data pack for the first time in 6 months. Globally, the US Federal Reserve's preferred inflation measure, core PCE, slowed to 2.6% annually, with a minimal 0.1% monthly increase...
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IWP - Market Update - May 2025
Link to IWP's May 2025 Update (PDF) - IWP Market Update Cameron and Lynn recently discussed several key economic and market developments in our latest YouTube video, and we have highlighted the main points for you: US Trade and Policy Uncertainty: Ongoing trade tensions and political developments...
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IWP - Market Update - April 2025
Link to IWP's April 2025 Update (PDF) - https://tinyurl.com/26j66dkp This month Andrew and Chris walk through the continued volatility that the markets have been seeing during March. Outcomes continue to be driven by US trade policy, expectations of inflation (primarily in the US) and potential...
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IWP Market Update - February 2025
Welcome to the first IWP Market update for 2025. This month Shane and Chris walk through what has been a turbulent start to the year after the inauguration of Donald Trump. We spoke through his policy platform to date, and why it has been so impactful on markets to date.
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IWP - Strategic Update - The New Aged Care Act
Link to IWP's Aged Care Act Changes (PDF) - https://tinyurl.com/2b7yq7q6 In this strategic update Williza Demirel, IWPs Aged Care Specialist walks through the new Aged Care Act changes in detail - and what they might mean for families that have a loved one considering entering aged care over the...
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ABOUT THIS SHOW
Freedonomix is a podcast about more than just money—it's about people, purpose, and the stories that shape our lives. Powered by Independent Wealth Partners, this show is for anyone who believes that true financial freedom is about living the life you want, not just the returns you get.At Freedonomix, we dive into two key areas, Practical Financial Wisdom (tax, investing, wealth strategies etc.) as well as Inspiring Life Stories from friends and clients . Whether you're here for the financial insights, the personal stories, or a bit of both, we're glad you've joined us.Lets get started.
HOSTED BY
Independent Wealth Partners
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Frequently Asked Questions
How many episodes does Freedonomix have?
Freedonomix currently has 61 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Freedonomix about?
Freedonomix is a podcast about more than just money—it's about people, purpose, and the stories that shape our lives. Powered by Independent Wealth Partners, this show is for anyone who believes that true financial freedom is about living the life you want, not just the returns you get.At...
How often does Freedonomix release new episodes?
Freedonomix has 61 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Freedonomix?
You can listen to Freedonomix on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Freedonomix?
Freedonomix is created and hosted by Independent Wealth Partners.
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