Inside Out Money

Time travel may just be the ultimate behavioral finance hack. We explore the neuroscience of how our brains perceive our future selves and how we can leverage this understanding to our advantage. By utilizing psychology, we share actionable strategies to bridge the empathy gap, helping us make financial and lifestyle choices today that our future selves will genuinely appreciate.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/162-time-traveling-to-improve-our-lives-with-ginger-from-choosefi/

161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early RetirementThese are the four big lessons we’ve learned from four years of early retirement, and they are perhaps even more applicable to people still working. After spending 91% of our lives following the schedules of teachers, bosses, and corporate deadlines, we’ve finally completed four years of total autonomy—the exact duration of a high school or college experience. We break down the profound shifts that occur when you transition from 41 years of conditioning into a life of complete agency, revealing why it takes time to deprogram your brain. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/161-our-91-vs-9-of-life-4-lessons-from-4-years-of-early-retirement/

It’s hard to believe that a year has passed since Andrew walked away from his high-stress corporate job. He’s now living a life filled with purpose, time, and a passion for custom bike fitting. Andrew opens up about how his life has transformed. You’ll hear about his massive drop in anxiety, the joy of having full control over his schedule, and how having a financial buffer helps him sleep soundly at night. Listen for insights, inspiration, and practical advice for anyone looking to redefine success and prioritize a fulfilling life. It might just help you take the first steps toward your own transformative journey.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/160-time-wealth-and-second-chapters-the-ripple-effects-of-leaving-corporate-america/

We talk about friendship, money dates, pelotons, open tabs, expense tracking, and so much more in the first and highly requested no-agenda episode. We also answer some listener questions and discuss standard vs. itemized deductions on your taxes, rental income as an early-retirement strategy, spending levels in early retirement, when Liz is going to retire, how we track our expenses, and more. And we might just explain to you what waffling means. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/159-waffle-week-on-friendship-money-dates-choosefi-taxes-rental-income-expense-tracking-reclaiming-your-mornings-and-more/

We truly believe less is more, and so we’re challenging ourselves to focus more on subtraction and less on addition. The financial industry and broader world want us to believe that complexity is a necessary evil and will even improve our financial situation, but it’s just not true. We often say comparison is the thief of joy, but so is complexity! One of the most powerful financial moves we can make is focusing on subtracting, reducing our wants, and truly buying into the idea that less is more. By treating complexity as the thief of joy, you can stop running on the hedonic treadmill and start designing a simpler, higher-impact financial life. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/158-the-science-of-less-why-subtraction-is-the-ultimate-less-is-more-strategy/

Who are your financial role models? Who we choose to emulate matters, and it’s important to avoid falling into a prestige trap. We are biologically hardwired to want to copy high-status individuals, even when these people often make poor choices and don’t emulate how we want to be in the world. We’re discussing our financial role models and why we want to be more like them. We also share some cautions to keep in mind when choosing your own financial role models. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/157-audit-your-influences-why-your-financial-role-models-matter/

I used to consider sleeping in to be the ultimate flex, but I’ve learned the flex might actually be waking up. Creating a personal structure is a powerful gift you can give your future self. Greg and I discuss the surprising connection between your alarm clock and your bank account, exploring how getting your own routines in order naturally inspires your partner to do the same without sparking a defensive fight. By reframing waking up as a proactive commitment to yourself rather than a reactive, people-pleasing chore, you can reclaim your energy, overcome early retirement ennui, and build the daily scaffolding necessary for a truly wealthy life.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/156-treat-your-morning-like-your-money-the-power-of-compounding-habits/

We’ve been told all of our lives that willpower, discipline, and more inner fortitude are what we need to accomplish just about any goal, but what if it’s not? True financial freedom doesn't actually come from trying harder; it comes from situational agency and designing an environment where your money takes care of itself while you are busy living. We explore why willpower is the least effective tool in your kit and how high achievers simply experience fewer temptations because they have pushed away the distractions. By automating the path of least resistance and creating friction for your impulses, you can stop fighting your environment and start fixing your systems to fund the things you actually love.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/155-willpower-and-discipline-arent-the-answer-but-this-is/

Overwhelm is more than a feeling; it is a hidden financial variable that makes sound long-term decision-making biologically impossible. We explore the reality of overwhelm and how reactive spending and convenience taxes can cost us. We discuss tactical ways to downshift your nervous system, fight overwhelm, and regain control of your money and financial decisions. Get the full show notes, show references, and more information here:  https://www.insideoutmoney.org/154-buying-back-your-brain-tactics-to-exit-the-overwhelm-loop/

People profit from complexity, but some of the most successful investors prioritize their return on hassle (ROH), even over their ROI. We dig into the age-old debate of trading our time for our money and explore how complexity can make us become an employee of our own wealth. By shifting our focus from complex optimization to intentional simplicity, we can stop paying a "hassle tax" with our lives. Let’s look at why the best-performing portfolios are often the most invisible ones and how you can audit your own financial and personal decisions to reclaim your mental bandwidth.Get the full show notes, show references, and more information here:  https://www.insideoutmoney.org/153-return-on-hassle-escaping-the-complexity-trap/

We explore the art of stealth wealth, avoiding lifestyle inflation and living below your means. Stealth wealth is the practice of maintaining a modest lifestyle despite significant financial assets; it’s the original millionaire-next-door concept. Before we dive into the stealthy stuff, we riff on everything on our minds lately, from financial to general life updates.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/152-be-rich-dont-look-rich-the-importance-of-stealth-wealth/

This week, Andrew and I answer your money questions, starting with Andrew's own real-time question: should he invest a lump sum all at once, dollar-cost average, or hold onto it in an attempt to time the market? We also answer other listener questions, including how to calculate your net worth, how to account for a pension in your retirement calculations, how to roll over a 401k from a previous job, thoughts on accessing retirement funds during a market downturn, tips for lowering bills, and tax and savings recommendations as you start to reach higher incomes.  Get the full show notes, show references, and more information here:  ⁠https://www.insideoutmoney.org/151-listener-qa-with-andrew-surviving-market-downturns-pensions-tax-savings-timing-the-market-dollar-cost-averaging-net-worth-calculations-401k-rollovers-and-more/⁠

Maintaining your lifestyle doesn't have to come with a "Loyalty Tax" that rewards your silence with creeping costs. We explore how a few hours of "polite friction" each year can claw back thousands of dollars from service providers who spend a fortune to acquire you but very little to keep you. By applying the "Return on Hassle" framework, we show you exactly which bills are worth the fight and provide the literal scripts you need to win. Stop treating your monthly statements as fixed costs and start viewing them as suggestions—your future vacation fund might be hiding right inside your internet bill.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/150-how-to-save-thousands-on-your-bills-scripts-whips-tips/

In a world that feels increasingly polarized, we explore how to use your capital as a tool for change without losing your mind or your net worth in the process. We dive into the practicalities of "voting with your dollars," acknowledging that while consumer spending drives nearly 70% of the U.S. GDP, achieving total moral purity in a global economy is nearly impossible. We share our personal guardrails for boycotting, the "one more place" rule, and why we prioritize progress over perfection when it comes to where we bank, shop, and invest. Whether you are navigating the nuances of ESG funds or just trying to find a local alternative for household essentials, we help you align your outflows with your values while keeping your financial goals on track.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/149-voting-with-your-dollars-practical-ways-to-align-your-spending-with-your-values/

We are continuing our annual expense review tradition by digging even deeper into our 2025 spending. In part two, we move beyond the totals to examine the specific categories that often make or break a budget—from rising insurance premiums to the actual cost of our cell phone plans. We also explore how we’re investing intentionally in our health and fitness to ensure our wealth includes wellness. Plus, we’re serving up the delicious details of what we ate and drank in 2025, comparing our grocery hauls and restaurant tabs—including exactly how much sushi and snacks it takes to fuel our growing kids.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/148-2025-expense-review-part-2-the-real-cost-of-food-fitness-phones-and-more/

Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we’re pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break down the total expenses for all four co-host households. We explore how intentionality often trumps deprivation, whether that means slashing Amazon spending by 90% or investing in quality athletic gear. Join us for an honest look at what it actually costs to live life on your own terms in today's economy—and find out who spent the lowest and highest this year (it might not be who you’d guess!).Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/147-2025-expense-review-from-93k-to-192k-a-tale-of-four-households/

The initial thrill of optimizing your budget and automating your investments eventually fades into a long, quiet stretch known as the "Boring Middle." We dive into why this phase is actually the ultimate sign that you are doing everything right, even when the lack of dopamine makes you want to tinker with your portfolio. By shifting your focus from the spreadsheets to life design, you can stop waiting for a future "number" and start living the life you want today. We explore the math of compounding interest and share strategies to help you stay the course while your money finally starts doing more work than your labor.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/146-the-boring-middle-stop-waiting-for-retirement-to-start-living/

We tackle the complex and often controversial topic of generational wealth, shifting the focus from simply leaving an inheritance to actively preparing the next generation to handle it. Whether you are building wealth from scratch or navigating the nuances of being a "trust fund kid," we explore how to foster open communication, set healthy boundaries, and ensure your financial legacy is a gift of opportunity rather than a burden of entitlement. Along the way, we revisit core concepts from Die With Zero as we reconsider our previous views and challenge the stigmas surrounding generational wealth.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/145-generational-wealth-give-while-you-live-or-leave-a-lump-sum/

We often fall into the trap of setting financial goals that are destined to fail, so we’re exploring why some goal-setting attempts fail and how to pivot away from the common mistakes that turn well-intentioned plans into forgotten wishes. By shifting our focus, we can find the traction needed to make real progress. We dive into the psychology of "fresh starts," the power of accepting mediocrity to overcome perfectionism, and why your most successful financial year might actually involve a plan to spend more on the things you love.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/144-financial-goals-that-dont-suck-7-traps-to-avoid/

We’re wrapping up 2025 with a "pod party," the whole co-host crew gathers to recap a year of peaks, pits, and lessons learned. We pull back the curtain on our personal balance sheets to share what happened in our lives this year beyond the numbers.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/143-end-of-year-pod-party-layoffs-corporate-america-downsizing-simplicity-time-lesson-learned-and-more/

Forget the complex spreadsheets and the endless debate over index funds; there is a single, overlooked choice that quietly dictates whether you will save thousands or millions over the course of your life. This invisible force shapes your spending habits, your stress levels, and your perception of "enough" without you ever realizing it. While most people focus on the tactical side of money, we explore the environmental factors that either trap you in a cycle of scarcity or propel you toward true abundance. We dive into why your current surroundings might be the biggest hurdle to your financial independence and how one strategic shift can change your trajectory forever.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/142-the-one-choice-that-can-save-you-millions/

We explore how to improve your financial mindset and tactics by adopting the "Lazy Genius" approach from author Kendra Adachi. The core philosophy is to be a genius about the things that matter and lazy about the things that don't. Learn how to apply the Lazy Genius principles—which focus on embracing what matters, ditching the unnecessary, and reducing decision fatigue—directly to your personal finances. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/141-the-lazy-genius-way-to-improve-your-finances/

We share our favorite financial apps, surprising life hacks, money mantras and quotes we live by, and life-changing purchases. Also discover the credit cards we use daily, our preferred High-Yield Savings Accounts (HYSAs) and index funds, and the one trick that finally helped us quit impulse spending. And in what you’ve come to expect from us, we discuss a million other things along the way. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/140-financial-favorites-our-top-accounts-hacks-purchases-index-funds-and-more/

We dive into a common listener question: Can I afford a career break or sabbatical? Career breaks for family, travel, burnout, or realignment are becoming increasingly common, and we wholeheartedly support the idea. However, the financial and mental preparation required for taking time off extends far beyond just checking your savings account balance. We provide essential, step-by-step guidance on all the considerations to thoughtfully answer this question, including your emergency fund, medical insurance, rehireability, planning for the worst-case scenario, navigating debt, and more. Learn how to create a financial plan that ensures you enter your break from a position of financial strength and confidence.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/139-can-i-afford-to-take-time-off-financial-considerations-for-a-sabbatical-or-career-break/

Stop scrolling and start appreciating. This episode is a powerful flip-the-script moment on consumer culture, exploring how a mindset of wanting what you already have is one of the most transformative financial tools you might be overlooking. It’s not about giving up everything; it’s about gaining perspective on the abundance already in your life—from a secure home to a full pantry. Discover how shifting your focus to gratitude can quiet the cycle of wanting more, reduce financial anxiety and debt, and even rewire your brain for greater happiness and contentment. You'll get actionable steps to embrace this mindset and free yourself from the never-ending treadmill of buying the next "thing".Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/138-want-what-you-already-have-tactics-to-rewire-your-brain-to-want-less/

We tackle one of the biggest mental roadblocks to wealth: the search for perfection that leads to over-optimization and analysis paralysis. If you’ve ever frozen up while trying to find the absolute best investment or budgeting tool, you're not alone. We break down the 80/20 rule of money, arguing that the simple, boring choices are the real secrets to financial progress, not chasing tiny advantages. Stop letting the fear of imperfection cost you years of compounding growth; simplicity is often better than perfection.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/137-the-80-20-rule-of-money-dont-let-perfect-be-the-enemy-of-the-good/

We are discussing Morgan Housel's new book, The Art of Spending Money, and exploring the psychological and practical challenges of how we spend money to maximize happiness and utility. We dive into the core concepts of the book, contrasting the typical financial focus on accumulation with the crucial art of mindful spending. We discuss how our individual life experiences deeply influence our money stories, leading to the insight that "all behavior makes sense with enough information." The discussion includes a debate on whether spending is driven by genuine utility or simply the desire to impress others, and the powerful role of managing expectations as a key to increasing contentment and wealth. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/136-the-art-of-spending-money-morgan-housel-book-review/

People confuse luck for skill when it comes to investments. Your path to wealth isn’t a sprint; it’s a patient, consistent marathon. We tear down the seductive fantasy of getting rich quickly, and reveal why those instant-success pitches are almost always traps preying on your fears of missing out and your desire to get rich quickly. We share why we embrace the boring basics and how, when it comes to money, the simplest, most consistent strategy is truly the best one. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/135-the-get-rich-quick-trap-why-slow-and-boring-wins-the-money-race/

Stop chasing the next big purchase and start finding genuine contentment. The world tells us that more money, more stuff, and a higher status equal happiness, yet we only feel more anxious and unfulfilled. Enter the ancient philosopher Epicurus, who flips the script on modern consumerism. We discuss how the Epicurean pursuit of tranquility and freedom from pain is the shortest, most reliable path to happiness and financial independence. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/134-finding-happiness-through-ancient-wisdom-the-epicurus-way/

The holidays are meant to be about joy, but somewhere along the way, we've let them become a source of stress, guilt, and financial and emotional strain. We’ve all felt the pressure to overspend, over-commit, and keep up with picture-perfect social media feeds. We offer a practical antidote to the madness, with five actionable ways to reset your holiday expectations using an "inside out" approach that prioritizes your peace and financial well-being. Learn how to identify your true core values and use them as a simple filter to cut back on time, money, and emotional spending that doesn't align with your goals. We also provide clear, direct scripts for navigating the awkward "gift-free" conversation, setting necessary boundaries with family.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/133-five-ways-to-reset-holiday-expectations/

This is your masterclass in returns and reclaiming your money with grace and strategy. We reveal why returns matter and how to turn a common headache into a financial win. We go beyond the simple act of taking something back and share how to approach shopping with an "exit strategy" and that things are often negotiable. Listen to some of our craziest return stories and discover the creative ways you can advocate for yourself and your money.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/132-the-art-of-the-return-get-your-money-back/

Sometimes, your investment portfolio needs a course correction to stay safe and on track with your personal allocation strategy. We tackle the essential, yet often ignored, financial tune-up known as rebalancing. Learn exactly what rebalancing is, why this simple process is about managing risk (not chasing returns), and the practical steps to implement it, including smart tax strategies for your 401(k) and brokerage accounts. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/131-what-is-rebalancing-and-should-i-be-doing-it/

Ever wonder why you make financial decisions that go against your better judgment? This episode delves into The Chimp Paradox, a powerful psychological model by Dr. Steve Peters that explains the constant tug-of-war between your emotional "chimp" brain and your rational "human" brain. We'll explore how this internal conflict often leads to impulsive spending and financial anxiety, and, more importantly, equip you with actionable strategies to "box your chimp" and make logical, confident choices with your money. Get ready to understand the unseen forces shaping your financial habits and learn how to take control of your financial future!Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/130-the-chimp-paradox-why-you-spend-when-you-know-you-shouldnt/

Are you earning big but feeling broke? You're not alone. Welcome to the world of the H.E.N.R.Y.—High Earner, Not Rich Yet. This growing demographic of six-figure earners finds themselves in a financial paradox, with significant income but little to show for it in savings or investments. This episode dives into the two primary culprits behind the HENRY trap: the combination of lifestyle creep and a lack of a clear financial plan. We’ll show you how to hit pause, realign your spending with your values, and stop comparing your life to everyone else's.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/129-are-you-a-henry-escaping-the-traps-so-you-can-build-wealth/Monarch Referall Link: Monarch Expense Tracking - Get 50% off you first year

Is the good life about luxury goods and expensive travel, or is it something much simpler yet profound? We dissect what a "good life" truly is, from the dictionary definition to Morgan Housel's core elements of happiness, and we'll reveal the simple, actionable steps you can take to start funding a life rich in more than just dollars. We explore why true wealth isn't what you see, it's what you don't see. We'll show you how to build a life of purpose, independence, and strong relationships—the true ingredients of a life well-lived.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/128-what-is-the-good-life-and-how-expensive-is-it/

Are home warranties worth it? We answer this question and more. We break down how home warranties work, their pros and cons, and considerations for your primary home versus a rental property. We share personal experiences with home warranties and offer our tips on how to shop for and maximize the benefits of a home warranty if you decide to purchase one.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/127-home-warranties-a-safety-net-or-a-money-pit/

Setting limits can get a bad rap, but limits are actually the key to a more joyful and abundant financial life. We redefine budgeting and setting limits not as a thing of deprivation, but as a path to peace, and share how setting healthy financial limits can reduce decision fatigue, build powerful discipline, and surprisingly, create more freedom and joy with your money.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/126-the-real-l-word-why-limits-are-your-new-best-friend/

Let's make paying off debt a little more fun and a little less of a slog. We deep dive into the psychology of debt repayment and offer some of the more enjoyable ways to stay motivated and on top of your debt payoff journey. We’re moving beyond standard budgets and interest rates to discuss the power of “hacking” your brain, leveraging the principles of behavioral science to stay motivated, celebrate your wins, and finally break free from the burden of debt. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/125-the-psychology-of-debt-how-to-stay-motivated-while-paying-off-debt/

This week, Andrew and I answer your money questions about the nitty-gritty of retirement planning, complexities of early retirement strategies, roth conversion ladders, what to do with your cash, common investing misconceptions, US vs. international stock investing, and more.Get the full show notes, show references, and more information here:  https://www.insideoutmoney.org/124-listener-qa-with-andrew-us-vs-international-investing-457b-plans-roth-conversion-ladders-when-to-stop-contributing-to-your-401k-tracking-hsas-expenses-and-more/

Next time you get the urge to make a purchase, try one of these things to get a free or low-cost dopamine hit. We’re exploring the science of dopamine and how our brains are hooked on the thrill of a new purchase. Instead of letting the impulse to shop take over, we share ideas to create your own dopamine menu that will deliver the same feel-good chemicals without the financial hangover. Get ready to hack your brain’s reward system and find true satisfaction that’s more lasting than a new purchase. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/123-a-dopamine-menu-20-ways-to-feel-good-without-spending-money/

Debt has become a quiet, accepted part of our lives, but what if we stopped seeing it as normal? We challenge the narrative that debt is an inevitable part of modern life. We dissect how societal pressures, easy access to credit, and a culture of instant gratification lead us down a path of unintentional debt. This isn't just about the numbers; it's about the hidden costs of debt—the stress, the limited choices, and the dreams that get put on hold. We hope this is a call to action to shift your mindset and minimize the amount of debt you’re willing to take on.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/122-this-is-your-brain-on-debt-lets-stop-normalizing-debt/

Four families share what they spent in the first half of 2025. We’ve had renovations, vacations, celebrations, donations, and more! Listen to find out who’s spent the lowest and highest this time, it is not who you’d guess. We are still big fans of intentional spending and not spending more than you earn, and we’re all still following those best practices. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/121-mid-year-spend-review-with-liz-andrew-erica-and-greg/

Humility can be your most powerful financial tool, so learn how to check your ego and enhance your financial well-being. Cultivating and improving your humility can be transformative in building lasting wealth and a truly fulfilling life. Get ready to ditch the "keeping up with the Kardashians" effect and embrace actionable strategies that redefine success on your terms.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/120-the-humility-hack-how-less-ego-can-lead-to-more-money/

We unpack the powerful, often perplexing, and always present link between your mental health and your personal finances. In a world of economic uncertainty and rising costs, it's more crucial than ever to understand that financial wellness isn't just about what's in your wallet; it's about what's in your head. Join us as we explore how financial worries trigger stress, impact sleep, strain relationships, and even lead to impulsive spending. Discover actionable strategies to improve both your mental and financial well-being, transforming your relationship with money from the inside out.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/119-the-intersection-of-mental-health-and-financial-wealth/

We explore the complex relationship between cost and quality, debating whether "more expensive is always better." We deep dive into the fascinating psychology, sneaky marketing tactics, and real-world financial implications behind our purchasing decisions. We discuss a range of products, including mattresses, groceries, clothing, and cosmetics. We explore why we're often convinced to pay more and when it makes sense. Get ready to embrace your inner discerning customer and rethink your shopping cart, from your sheets to your sneakers, and maybe even your vasectomy choices!Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/118-is-more-expensive-better-when-it-pays-to-pay-more/

Cutting expenses and being frugal can significantly boost your financial future, but it’s only one part of the wealth-building equation. Sometimes, the best defense is a good offense—in this case, earning more money. In this episode, we tackle the often intimidating topic of how to increase your income, covering everything from being an outstanding employee to asking for a raise. We provide our best career advice and discuss side hustles and earning additional income outside your primary job. Plus, stay tuned for a special update from Andrew about his experiences since leaving Corporate America two months ago—you might be surprised by what he’s discovered regarding money and mindset. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/117-how-to-make-more-money-career-advice-asking-for-a-raise-side-hustles-and-more/

The sheer volume of free and high-quality financial content accessible to us is truly impressive, yet it can also be incredibly overwhelming. That's why we're sharing our absolute favorites with you in this episode, cutting through the noise to bring you the books and podcasts that have genuinely transformed our financial thinking. Discover why classics like The Simple Path to Wealth are perennial favorites, unpack the genius of Morgan Housel's The Psychology of Money, and explore unique perspectives that challenge conventional wisdom. We also delve into the audio landscape, revealing our go-to podcasts that keep us informed, motivated, and even entertained on our financial journeys. Prepare to fill your intellectual toolkit with actionable insights, a good laugh, and perhaps a few surprising anti-recommendations too. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/116-our-favorite-financial-books-and-podcasts-with-a-few-surprising-gems/

Think ancient philosophy has nothing to do with your bank account? Think again! This episode brings a powerful dose of Stoic wisdom to your modern financial world. Joined by special guest co-host Kathleen from the Minimalish Mom podcast, we're uncovering how the timeless principles of Stoicism, like focusing on what you can control and accepting what you can't, can transform your money mindset and lead to genuine financial peace. Prepare to learn how a philosophy often misunderstood as emotionless is actually your secret weapon for navigating market volatility, managing debt, and finding true wealth beyond the numbers.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/115-mind-over-money-how-stoicism-can-transform-your-finances-with-kathleen-from-minimalish-mom/

Ever felt like you're climbing someone else's ladder, or that your financial decisions are driven by what everyone else is doing? This episode introduces the powerful concept of "Inside Out" living, a philosophy that inspired the very name of this podcast. We'll explore why shedding societal expectations and reconnecting with your true desires is the ultimate path to financial freedom and genuine contentment. Get ready to challenge the "Keeping Up with the Joneses" mentality and discover how aligning your money with your deepest values can dramatically improve your financial well-being and bring a profound sense of peace.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/114-the-inside-out-approach-to-financial-freedom/

Ready to finally take control of your finances? We dive into the common roadblocks that hold us back from reaching our financial goals. Discover why your mindset might be your biggest obstacle, the power of knowing your numbers, and how to navigate the crucial relationship dynamics that impact your money. It's time to stop making excuses and start making progress – we'll show you how.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/113-the-real-reasons-youre-not-improving-your-finances-and-how-to-fix-them/