PODCAST · business
Inside Out Money
by Maggie Tucker
A personal finance podcast redefining wealth from the inside out. Weekly podcasts with host Maggie and a rotating set of co-hosts: Liz, Andrew, Ginger, Mel, and Greg.
Episodes
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186. The Frugality Paradox - Why Paying More for Less is the Ultimate Boundary
Navigating the frugality paradox means realizing that chasing the lowest unit price at Costco often backfires into clutter, waste, and mindless overconsumption. We explore why true intentional spending sometimes requires "micro-buying" and paying more to get less—starting with a tiny pack of just...
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185. The Best Retirement Planning Software - Stress-Test Your Future & Optimize Taxes
We review our favorite and what we think is the best retirement planning software out there: Projection Lab. Ditch the duct-taped or maybe even fancy spreadsheets and explore why Projection Lab is an absolute game-changer for the FIRE community and more general retirement planning. By...
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184. Teaching Teens About Money - Co-Learning, Setting The Example, and the Power of Psychological Safety - Part 3 of 3
Teaching teens about money requires us to look past the spreadsheets and tackle the exhausting real-world money traps happening right inside our homes. We are wrapping up our special three-part series with my 17-year-old stepdaughter, Maddie, by flipping the script to focus entirely on actionable...
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183. Teen Money Basics - 4 Hacks for Shifting From Anxiety to Agency - Part 2 of 3
Mastering teen money basics is the ultimate key to transforming Gen Z's financial anxiety into agency and empowerment. In part two of our special series with my 17-year-old stepdaughter, Maddie, we are moving past the psychological traps of spending guilt and laying down highly actionable advice...
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182. The Psychology of Teen Money - Fake Money, Future Anxiety, & The Death of the Allowance - Part 1 of 3
Raising financially confident teens requires us to look past simple budgeting and understand the psychology they face every single day. We are kicking off an actionable three-part series with my 17-year-old stepdaughter, Maddie, to unpack the reality of teen financial anxiety, the death of the...
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181. Avoiding Deathbed Regrets - How to Reverse-Engineer Your Money and Life
Examining our deathbed regrets is the ultimate framework for reverse-engineering how we spend our time and money today. We unpack the difference between resume virtues and eulogy virtues, challenging the common instinct to hoard resources for a distant retirement when our peak energy and time…
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180. Social Comparison Theory and 7 Ways to Cure Aspirational Fatigue
Social comparison theory explains why our brains constantly compare our lives to everything we see on social media, leaving us with a heavy dose of aspirational fatigue. We unpack how measuring ourselves against algorithmic facades quietly drains both our mental well-being and our wallets. We…
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179. Mindset Shifts - Changing Our Minds About Money and Life Choices
We’ve certainly had some mindset shifts about our financial and life choices over the years, and according to Sahil Bloom, adapting your beliefs is the ultimate sign of intelligence. We get incredibly honest about the things we’ve changed our stance on over the years, and why. We unpack how our...
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178. Leaving It All Behind - When Burnout Screams for a Boundary
We are experiencing burnout, so we fantasize about leaving it all behind. What does this mean, and how can we find the middle way to achieve balance, boundaries, and ultimately a happy and content life? It turns out it’s normal to fantasize about packing it all in, ditching the corporate grind…
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177. The Ultimate FIRE Bridge - The Truth About Deferred Compensation Plans vs. Brokerage Accounts
Are Deferred Compensation Plans (DCPs) the strategic and supercharged path to FIRE, or can a taxable brokerage account get you to the exact same place? We break down exactly how DCPs work, their risks, their realities, and how they've worked for each of us personally. The forced-savings approach…
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176. Outsmarting Your Brain - The Financial Psychology of Behavioral Biases and Mental Traps
We dive into the psychology of money and discuss behavioral biases that explain why we make the financial decisions we do, even when we know better. In breaking down some of these common behavioral finance traps and mental biases, we share actionable tips to help us outsmart our own brains and...
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175. The High Cost of Staying Comfortable: The Comfort Crisis, Stoicism, and Misogis
Is our obsession with comfort quietly draining our wealth and resilience? Our modern lives have engineered almost all of the friction and discomfort away. We explore the mental and financial traps of modern convenience, and why leaning into voluntary discomfort builds a more resilient mind and...
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174. The Friendship Dividend - Why Community Is Your Best Financial Asset - Live from CampFI
They say FI is better with friends, and we definitely think that’s true. Recorded live from CampFI Rocky Mountain week 2.0 with Liz from the Liz Gets Loaded podcast and Kathleen from The Reframe podcast, we tackle the critical role of friendship within our financial independence journey and life…
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173. Frugal vs. Cheap - How to Build Your Personal Spending Philosophy
There can be a fine line between frugal and cheap, but taking the time to define your own spending philosophy can help to sharpen that line. We tackle our own frugal versus cheap identity crises and define what it truly means to spend intentionally. We share specific examples of what we have...
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172. Mid-Year 2026 Expense Review - Broken bones, new roofs, and $130 airport meals
I can’t believe what we spent during the first half of 2026!? Our expenses have definitely added up and even surprised us, which is why we think tracking them is so important. We lay out all of our mid-year expenses and discuss unexpected life events, house repairs, and intentional shifts in…
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171. I Spent $9,000 on a Mindset Coach So You Don't Have To - How to Build an Unbreakable Relationship with Yourself
We often focus on the tactical side of wealth, but true financial independence requires mastering your mindset and building an unbreakable relationship with yourself. I recently made a massive investment in myself—dropping $9,000 for three months of coaching with mindset and lifestyle coach Cru...
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170. Waffle Week - On Walking Pads, Dupes, Telehealth, Whole Foods, HSAs, Sleepy Ties, and more
Welcome to another Waffle Week, where we ditch the agenda and just see where the financial conversation takes us. We cover the entire spending spectrum, from spending to saving and from pedicures to standing desks. Grab your favorite protein waffle and join us as we go on an n agenda-less...
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169. The choices we make and the ripple effects they have - Compounding your life and finances
Every day we make decisions that seem isolated, but they actually send massive ripples through our long-term financial lives and overall well-being. From the friends we hang out with and the city we live in, to the partner we choose to navigate money with, your environment drastically shapes your...
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168. The Weird, Irrational Psychology of How We Spend - From $25 Airport Muffins to $12 Underwear
We like to think we make rational financial decisions, but the reality is our spending habits are heavily driven by weird, internal cognitive biases. Today, we unpack the completely subjective psychology of how we value money, from price anchoring to mental accounting. By exploring our own...
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167. How We Automate and Track Our Expenses - Our Favorite Monarch Tips & Tricks
We share our best tips for using Monarch Money to track expenses, manage separate accounts, and keep our financial lives completely organized. We discuss how to remove the friction from budgeting and expense tracking and why a consistent approach beats perfection every time. Whether you are…
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166. The Complicated Path to Wealth - Why the "Simple Path" Isn't Easy
In today’s complex world, society often complicates matters and exploits our desire for quick fixes. We must confront the truth: while the "simple path" to wealth may seem straightforward, it is anything but easy. Understanding the mathematics of wealth-building is simple, but mastering the...
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165. The 529 Dilemma: How Much Do You Actually Need to Save for College?
College is expensive, and I think we’re all wondering if we’re saving enough and what’s the “right” amount to save? We are influenced by what our parents did, what we feel we can afford, and a slew of other factors. Ultimately, we need to make a decision, have a plan, and start saving. We break...
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164. The Math of "Worth It" - Is Comparison Shopping Worth the Time and Money?
We break down the mechanics of comparison shopping to determine if it’s a high-value move or if you’re instead trading your limited life energy for pennies. We explore how to consider convenience and value without falling into the trap of decision fatigue. We share the tactical math behind the...
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163. Billionaires Aren’t Better Than Us - The Wealth Ceiling
This episode promises to remind you what really matters in life. Billionaires might fly private, but they’re drinking the same Coke and scrolling the same iPhone as the rest of us. We explore the "wealth equalizers" that hit a quality ceiling regardless of your net worth, from the crunch of a...
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162. Time Traveling to Improve Our Lives With Ginger From ChooseFI
Time travel may just be the ultimate behavioral finance hack. We explore the neuroscience of how our brains perceive our future selves and how we can leverage this understanding to our advantage. By utilizing psychology, we share actionable strategies to bridge the empathy gap, helping us make...
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161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early Retirement
161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early Retirement These are the four big lessons we’ve learned from four years of early retirement, and they are perhaps even more applicable to people still working. After spending 91% of our lives following the schedules of teachers, bosses,...
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160. Time Wealth and Second Chapters – The Ripple Effects of Leaving Corporate America
It’s hard to believe that a year has passed since Andrew walked away from his high-stress corporate job. He’s now living a life filled with purpose, time, and a passion for custom bike fitting. Andrew opens up about how his life has transformed. You’ll hear about his massive drop in anxiety, the...
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159. Waffle Week - On Friendship, Money Dates, ChooseFI, Taxes, Rental Income, Expense Tracking, Reclaiming Your Mornings, and More
We talk about friendship, money dates, pelotons, open tabs, expense tracking, and so much more in the first and highly requested no-agenda episode. We also answer some listener questions and discuss standard vs. itemized deductions on your taxes, rental income as an early-retirement strategy,...
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158. The Science of Less - Why Subtraction Is the Ultimate "Less Is More" Strategy
We truly believe less is more, and so we’re challenging ourselves to focus more on subtraction and less on addition. The financial industry and broader world want us to believe that complexity is a necessary evil and will even improve our financial situation, but it’s just not true. We often say...
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157. Audit Your Influences - Why Your Financial Role Models Matter
Who are your financial role models? Who we choose to emulate matters, and it’s important to avoid falling into a prestige trap. We are biologically hardwired to want to copy high-status individuals, even when these people often make poor choices and don’t emulate how we want to be in the world....
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156. Treat Your Morning Like Your Money - The Power of Compounding Habits
I used to consider sleeping in to be the ultimate flex, but I’ve learned the flex might actually be waking up. Creating a personal structure is a powerful gift you can give your future self. Greg and I discuss the surprising connection between your alarm clock and your bank account, exploring how...
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155. Willpower and Discipline Aren't the Answer, but This Is
We’ve been told all of our lives that willpower, discipline, and more inner fortitude are what we need to accomplish just about any goal, but what if it’s not? True financial freedom doesn't actually come from trying harder; it comes from situational agency and designing an environment where your...
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154. Buying Back Your Brain - Tactics to Exit the Overwhelm Loop
Overwhelm is more than a feeling; it is a hidden financial variable that makes sound long-term decision-making biologically impossible. We explore the reality of overwhelm and how reactive spending and convenience taxes can cost us. We discuss tactical ways to downshift your nervous system, fight...
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153. Return on Hassle - Escaping the Complexity Trap
People profit from complexity, but some of the most successful investors prioritize their return on hassle (ROH), even over their ROI. We dig into the age-old debate of trading our time for our money and explore how complexity can make us become an employee of our own wealth. By shifting our…
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152. Be Rich, Don’t Look Rich - The importance of Stealth Wealth
We explore the art of stealth wealth, avoiding lifestyle inflation and living below your means. Stealth wealth is the practice of maintaining a modest lifestyle despite significant financial assets; it’s the original millionaire-next-door concept. Before we dive into the stealthy stuff, we riff…
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151. Listener Q&A with Andrew - Surviving Market Downturns, Pensions, Tax Savings, Timing the Market, Dollar Cost Averaging, Net Worth Calculations, 401k Rollovers, and more!
This week, Andrew and I answer your money questions, starting with Andrew's own real-time question: should he invest a lump sum all at once, dollar-cost average, or hold onto it in an attempt to time the market? We also answer other listener questions, including how to calculate your net worth…
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150. How to Save Thousands on Your Bills - Scripts, Whips, & Tips
Maintaining your lifestyle doesn't have to come with a "Loyalty Tax" that rewards your silence with creeping costs. We explore how a few hours of "polite friction" each year can claw back thousands of dollars from service providers who spend a fortune to acquire you but very little to keep you.…
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149. Voting With Your Dollars - Practical Ways to Align Your Spending With Your Values
In a world that feels increasingly polarized, we explore how to use your capital as a tool for change without losing your mind or your net worth in the process. We dive into the practicalities of "voting with your dollars," acknowledging that while consumer spending drives nearly 70% of the U.S....
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148. 2025 Expense Review Part 2 - The real cost of food, fitness, phones, and more!
We are continuing our annual expense review tradition by digging even deeper into our 2025 spending. In part two, we move beyond the totals to examine the specific categories that often make or break a budget—from rising insurance premiums to the actual cost of our cell phone plans. We also…
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147. 2025 Expense Review Part 1 - From $93K to $192K, A Tale of Four Households
Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we’re pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break down the total expenses for…
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146. The Boring Middle - Stop Waiting for Retirement to Start Living
The initial thrill of optimizing your budget and automating your investments eventually fades into a long, quiet stretch known as the "Boring Middle." We dive into why this phase is actually the ultimate sign that you are doing everything right, even when the lack of dopamine makes you want to...
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145. Generational Wealth: Give While You Live or Leave a Lump Sum?
We tackle the complex and often controversial topic of generational wealth, shifting the focus from simply leaving an inheritance to actively preparing the next generation to handle it. Whether you are building wealth from scratch or navigating the nuances of being a "trust fund kid," we explore...
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144. Financial goals that don’t suck - 7 traps to avoid
We often fall into the trap of setting financial goals that are destined to fail, so we’re exploring why some goal-setting attempts fail and how to pivot away from the common mistakes that turn well-intentioned plans into forgotten wishes. By shifting our focus, we can find the traction needed to...
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143. End of Year Pod Party - Layoffs, Corporate America, Downsizing, Simplicity, Time, Lesson Learned, and more!
We’re wrapping up 2025 with a "pod party," the whole co-host crew gathers to recap a year of peaks, pits, and lessons learned. We pull back the curtain on our personal balance sheets to share what happened in our lives this year beyond the numbers. Get the full show notes, show references, and…
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142. The One Choice that can save you millions
Forget the complex spreadsheets and the endless debate over index funds; there is a single, overlooked choice that quietly dictates whether you will save thousands or millions over the course of your life. This invisible force shapes your spending habits, your stress levels, and your perception…
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141. The lazy genius way to improve your finances
We explore how to improve your financial mindset and tactics by adopting the "Lazy Genius" approach from author Kendra Adachi. The core philosophy is to be a genius about the things that matter and lazy about the things that don't. Learn how to apply the Lazy Genius principles—which focus on...
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140. Financial Favorites: Our top accounts, hacks, purchases, index funds, and more!
We share our favorite financial apps, surprising life hacks, money mantras and quotes we live by, and life-changing purchases. Also discover the credit cards we use daily, our preferred High-Yield Savings Accounts (HYSAs) and index funds, and the one trick that finally helped us quit impulse...
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139. Can I afford to take time off? Financial considerations for a sabbatical or career break
We dive into a common listener question: Can I afford a career break or sabbatical? Career breaks for family, travel, burnout, or realignment are becoming increasingly common, and we wholeheartedly support the idea. However, the financial and mental preparation required for taking time off…
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138. Want what you already have - Tactics to rewire your brain to want less
Stop scrolling and start appreciating. This episode is a powerful flip-the-script moment on consumer culture, exploring how a mindset of wanting what you already have is one of the most transformative financial tools you might be overlooking. It’s not about giving up everything; it’s about…
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137. The 80/20 rule of money - Don’t let perfect be the enemy of the good
We tackle one of the biggest mental roadblocks to wealth: the search for perfection that leads to over-optimization and analysis paralysis. If you’ve ever frozen up while trying to find the absolute best investment or budgeting tool, you're not alone. We break down the 80/20 rule of money…
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Frequently Asked Questions
How many episodes does Inside Out Money have?
Inside Out Money currently has 187 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Inside Out Money about?
A personal finance podcast redefining wealth from the inside out. Weekly podcasts with host Maggie and a rotating set of co-hosts: Liz, Andrew, Ginger, Mel, and Greg.
How often does Inside Out Money release new episodes?
Inside Out Money publishes regularly with 187 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Inside Out Money?
You can listen to Inside Out Money on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Inside Out Money?
Inside Out Money is created and hosted by Maggie Tucker.
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