All Episodes
Inside Out Money — 179 episodes
177. The Ultimate FIRE Bridge - The Truth About Deferred Compensation Plans vs. Brokerage Accounts
176. Outsmarting Your Brain - The Financial Psychology of Behavioral Biases and Mental Traps
175. The High Cost of Staying Comfortable: The Comfort Crisis, Stoicism, and Misogis
174. The Friendship Dividend - Why Community Is Your Best Financial Asset - Live from CampFI
173. Frugal vs. Cheap - How to Build Your Personal Spending Philosophy
172. Mid-Year 2026 Expense Review - Broken bones, new roofs, and $130 airport meals
171. I Spent $9,000 on a Mindset Coach So You Don't Have To - How to Build an Unbreakable Relationship with Yourself
170. Waffle Week - On Walking Pads, Dupes, Telehealth, Whole Foods, HSAs, Sleepy Ties, and more
169. The choices we make and the ripple effects they have - Compounding your life and finances
168. The Weird, Irrational Psychology of How We Spend - From $25 Airport Muffins to $12 Underwear
167. How We Automate and Track Our Expenses - Our Favorite Monarch Tips & Tricks
166. The Complicated Path to Wealth - Why the "Simple Path" Isn't Easy
165. The 529 Dilemma: How Much Do You Actually Need to Save for College?
164. The Math of "Worth It" - Is Comparison Shopping Worth the Time and Money?
163. Billionaires Aren’t Better Than Us - The Wealth Ceiling
162. Time Traveling to Improve Our Lives With Ginger From ChooseFI
161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early Retirement
160. Time Wealth and Second Chapters – The Ripple Effects of Leaving Corporate America
159. Waffle Week - On Friendship, Money Dates, ChooseFI, Taxes, Rental Income, Expense Tracking, Reclaiming Your Mornings, and More
158. The Science of Less - Why Subtraction Is the Ultimate "Less Is More" Strategy
157. Audit Your Influences - Why Your Financial Role Models Matter
156. Treat Your Morning Like Your Money - The Power of Compounding Habits
155. Willpower and Discipline Aren't the Answer, but This Is
154. Buying Back Your Brain - Tactics to Exit the Overwhelm Loop
153. Return on Hassle - Escaping the Complexity Trap
152. Be Rich, Don’t Look Rich - The importance of Stealth Wealth
151. Listener Q&A with Andrew - Surviving Market Downturns, Pensions, Tax Savings, Timing the Market, Dollar Cost Averaging, Net Worth Calculations, 401k Rollovers, and more!
150. How to Save Thousands on Your Bills - Scripts, Whips, & Tips
149. Voting With Your Dollars - Practical Ways to Align Your Spending With Your Values
148. 2025 Expense Review Part 2 - The real cost of food, fitness, phones, and more!
147. 2025 Expense Review Part 1 - From $93K to $192K, A Tale of Four Households
146. The Boring Middle - Stop Waiting for Retirement to Start Living
145. Generational Wealth: Give While You Live or Leave a Lump Sum?
144. Financial goals that don’t suck - 7 traps to avoid
143. End of Year Pod Party - Layoffs, Corporate America, Downsizing, Simplicity, Time, Lesson Learned, and more!
142. The One Choice that can save you millions
141. The lazy genius way to improve your finances
140. Financial Favorites: Our top accounts, hacks, purchases, index funds, and more!
139. Can I afford to take time off? Financial considerations for a sabbatical or career break
138. Want what you already have - Tactics to rewire your brain to want less
137. The 80/20 rule of money - Don’t let perfect be the enemy of the good
136. The Art of Spending Money: Morgan Housel Book Review
135. The get rich quick trap - Why slow and boring wins the money race
134. Finding happiness through ancient wisdom, the Epicurus way
133. Five ways to reset holiday expectations
132. The Art of the Return - Get your money back!
131. What is rebalancing and should I be doing it?
130. The Chimp Paradox: Why you spend when you know you shouldn’t
129. Are you a HENRY? Escaping the traps so you can build wealth
128. What is the good life? And how expensive is it?
127. Home warranties - A safety net or a money pit?
126. The Real L-Word - Why Limits are your new best friend
125. The psychology of debt - How to stay motivated while paying off debt
124. Listener Q&A with Andrew - US vs. international investing, 457b plans, roth conversion ladders, when to stop contributing to your 401k, tracking HSAs expenses, and more!
123. A dopamine menu - 20 ways to feel good without spending money
122. This is your brain on debt - Let’s stop normalizing debt
121. Mid-year spend review with Liz, Andrew, Erica, and Greg
120. The humility hack - how less ego can lead to more money
119. The intersection of mental health and financial wealth
118. Is more expensive better? When it pays to pay more.
117. How to make more money - career advice, asking for a raise, side hustles, and more
116. Our favorite financial books and podcasts, with a few surprising gems!
115. Mind over money: How Stoicism can transform your finances with Kathleen from Minimalish Mom
114. The inside out approach to financial freedom
113. The real reasons you’re not improving your finances, and how to fix them
112. Withdrawal strategies in early retirement - A flexible strategy and account playbook to fund your retirement
111. How to handle a windfall - protect your future fortune
110. Raising financially responsible kids - Setting money expectations at every age
109. Andrew's Big News - What's next and why it's not early retirement
108. Reclaim your time (and money) - Actionable strategies for the overwhelmed
107. Finfluencers - Yuck! Wait!? Is that what we are?
106. Find your FIRE - Lean FI, Fat FI, Coast FI, Barista FI, and more! Which FIRE is right for you?
105. Why we keep buying stuff we don't need and how to do better
*APRIL FOOLS* 104. Wealth Whispers - ASMR your way thru this financial checklist
103. Borrowing boundaries - Financial etiquette for borrowing stuff, from money to mascara
102. Beyond the Headlines: Making Sense of Inflation, Tariffs, and Your Investment Strategy
101. 8 things to do to improve your finances, while you hurkle durkle
100. 💯 never felt so good, except for when you get laid off and other news, but still…yay!
099. Well this is awkward - Financial etiquette for sticky situations
098. How to use AI to improve your finances and life
097. Our favorite FREE stuff, that’s not a scam
XOXO. A financial love letter
096. Tax Time Tips: Pay Less, Save More
095. WTF is the dark web!? And how do I protect my identity and credit
094. Money tips you should ignore and what to do instead
093. Teen Talk: Social Media Ads and Smarter Spending Habits with a Special Teenage Co-host
092. Annual Spend Recap with Greg, Liz, Andrew, & Erica
091. How to build awesome habits and improve your financial wellness
090. End-of-year podcast party with all the co-hosts
089. The Gift Card Debate: Safe choice or worst gift ever?
088. Listener Q&A with Greg - managing difficult financial convos, FI feels unattainable, raising kids to spend intentionally, stress levels post-retirement, and more!
087. Case Studies: Where to focus when you’re feeling behind? Investing, life insurance, and paying off your mortgage in your 70s?
086. End-of-year money moves to finish the year strong
085. Trick yourself into spending less money
084. Trump 2.0 and its impact on your finances
083. Live for today or save for tomorrow?
082. Case Studies: How to get started when you’re stuck? Burnt out and how do I know when I have enough to retire?
081. Listener Q&A - 401(k) vs. roth 401(k), Budgeting, Automation, Decluttering, Early Retirement, and more!
080. We’re all going to die, so let’s talk about life insurance
079. The new American Dream - Is it misunderstood or evolving?
078. Take back the holidays - 8 ways to spend less this holiday season
077. Listener Q&A - Debt, Savings, Windfalls, Deferred Compensation, Withdrawal Strategies, and more!
076. Investing terms you should know - ETFs vs. mutual funds, target date funds, expense ratios, dividends, market vs. limit orders, and more!
075. The cost of convenience - Is it worth it?
074. An investing discussion: how to get started, are ESGs worth it, what to do when the market’s down, automating your investments, and more
073. Grocery Savings Hacks: Where to shop, freezing food, and more!
072. The best financial advice no one wants to take: Move your money to a high-yield savings account already!
071. Listener Q&A - Boring middles, making FI friends, investment strategies, kids, and more
070. Save money by using what you already have
069. Avoid these money mishaps and win long-term
068. Is life more expensive in early retirement?
067. Two investment metrics you should understand - CAPE ratio and SORR
066. Mid-year spend review with Liz, Andrew, and Greg
065. Save money and the planet - Shopping secondhand for the win
064. Packing light and spending light while traveling
063. Number one early retirement metric: your savings rate
062. Our favorite savings hacks that will save you thousands a year
061. Transform intentions into action - Navigating the execution gap
060. Progress over perfection - Understanding perfectionism to improve our finances
059. Splitting Finances with Your Partner - Practical Approaches for Financial Transparency
058. Breaking up with your financial planner - Why and how to do it
057. Comparison is the thief of joy - Stop comparing yourself to others
056. 8 lessons learned two years into early retirement
055. Our formula for how much to keep in your emergency fund
054. 15 things we don't spend money on
053. Why we’re more exhausted than ever and how it’s impacting our finances
052. Simplifying our finances - How we’re saving $20K by ditching robo-investing
051. Taming Target and Amazon: We pull up our order history for you to judge
050. From Cubicles to CampFI - An interview with two early-retiree couples
049. Is it Deprivation or Discipline? And Will It Improve My Finances?
048. 5 cell phone hacks to save you thousands
047. The economics of happiness - Will a bigger house or shorter commute make me happier?
046. Smash or Pass? Common financial rules
045. The one metric you likely don’t track: Lifetime gross savings rate
044. Love don’t cost a thing - Our love and money story
043. Burning bridges or building boats? How to leave a job the right way!
042. 6 ways to be a more conscious consumer
041. What we spent in 2023 - Part 2: Food, Utilities, Internet, and Cell phones
040. What we spent in 2023 - Part 1
039. What’s in our wallet? Our index funds, accounts, and more!
038. The inside job of improving your finances
037. Best and worst purchases of 2023, superlatives, OnlyFans, and so much more
036. From canceling Netflix to selling our homes - What we’d do in a recession
034. Predatory marketing tactics and scams - How to spot and avoid them
033. Step-by-step path to grow wealth - The investment walk to financial freedom
031. End-of-year financial sh*t you need to do!!
035. Does anyone actually pay sticker price for college? Expert Dr. Rebecca Sandidge answers that and more
032. RIP Mint - Expense + Budgeting Tracking Software Review
030. Simple joys and the art of saving money
029. The great mortgage debate: payoff or invest?
028. Love and money - navigating finances in a relationship
027. Happy Sexy Millionaire Book Review - Two thumbs up, one thumb down
026. How to raise a millionaire, according to Maggie’s mom
025. Our biggest financial regrets and what we’d have done differently
024. The surprising truth of early retirement - 500 days early retired
023. 4 reasons HSAs are awesome and how to maximize the benefits of Health Savings Accounts
022. How much do you need to retire? Flaws in the 4% rule
021. What is Enough?
020. Meditation will fix that - Sit with us September
019. Rental property management - why and how we self-manage
018. 9 ways to manage money anxiety
017. Three Superpowers to financial success
016. What's your why, and does it matter?
015. All the financial hacks with Chris Hutchins
014. Mid-year expense review with Andrew, Liz, & Greg
013. Are we quitting travel hacking?
012. Setting up your kids for financial success
011. Die with Zero: 5 takeaways from the anti-frugal book
010. Out of sight, out of mind spending
009. We bought a 2023 Tesla for $10K!? Yes, there's a little more to the story
008. Save or splurge!? Being intentional with your spending
007. Do $118 yoga pants make you happier? Lifestyle creep and lifestyle satisfaction
006. 10 Foundations of personal finance
005. Reflections on one year of early retirement
004. The easiest way to be rich and thin
003. How and why to invest in index funds
002. Why we spend the way we spend
001. The fresh start effect
000. Welcome to Inside Out Money!