On The House

Owning a home in Israel while living abroad doesn’t have to be stressful. In this episode, Debbie sits down with Avi Goldberg, CEO of City of Gold Apartments, to unpack what property management really looks like—weekly inspections with dynamic checklists, clear workflows, bill payments, and a 24/7 on-call system staffed by a 35-person team. We dig into the practical differences between setting up a personal vacation home versus a pure investment, why long-term rentals are often simpler, and how leases, rent collection, and tenant screening are handled. It’s not only homeowners who benefit. Tenants renting a professionally managed apartment also gain peace of mind, knowing that when something breaks, repairs are handled quickly by vetted professionals—reducing stress and avoiding long waits for help. Avi also shares neighborhood insights around Jerusalem and explains how smart property management ensures smooth communication and proactive maintenance, minimizing turnover and keeping both landlords and tenants happy. If you’d like to reach Avi Goldberg and learn more about City of Gold’s property management services in Jerusalem, you can visit cogapartments.com. And for those seeking trusted referrals to management companies and real estate professionals across the country, the team at Buyitinisrael is always happy to help—just drop us a line at [email protected]. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this second part of our conversation with Israeli real estate attorney Avi Unterman, we dive deeper into the legal aspects of renting in Israel, focusing on deposits, guarantees, tenant responsibilities, and landlord protections. Avi breaks down the complexities of security deposits — from cash and bank checks to guarantees and promissory notes — and explains what each means for both tenants and landlords. He also shares insights on common practices like guarantors, post-dated checks, and the unique challenges faced by Olim who may not have local guarantors or bank accounts yet. We also cover tenants’ legal responsibilities for payments such as Arnona, utilities, and building fees, as well as the limits on what landlords can charge. Avi clarifies the crucial distinction between normal wear and tear versus unreasonable usage when it comes to repairs and maintenance, and offers practical guidance for documenting the condition of a property at move-in and move-out to avoid disputes. From Airbnb restrictions to the importance of clear contracts, this episode equips both landlords and tenants with the knowledge they need to navigate Israel’s rental market with confidence. For legal questions, representation, or guidance on renting in Israel, you can reach Avi Unterman by email at [email protected] or visit his website at www.untermanlaw.com. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On The House, we continue our season dedicated to renting property in Israel with a deep dive into the legal side of leases. Debbie sits down with Advocate Avi Unterman, a seasoned Israeli real estate lawyer who has advised countless landlords and tenants. Together, they unpack everything from the necessity of a written lease to common clauses, misconceptions, and negotiations. Listeners will also gain insight into early termination rights, replacement tenants, and how Israel’s rental law is designed to protect both parties. Avi shares why post-dated checks are still common, how enforcement really works, and the importance of documenting extensions in writing. Whether you’re a landlord looking to structure a fair contract or a tenant trying to understand your rights, this conversation offers practical knowledge to help you navigate the Israeli rental market with confidence. For legal questions, representation, or guidance on renting in Israel, you can reach Avi Unterman by email at [email protected] or visit his website at www.untermanlaw.com. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this opening episode of Season 8, we tackle one of the most common and important questions for foreign buyers and Olim: Should I buy or should I rent? To guide us through the financial realities and emotional considerations, we’re joined by Rifka Lebowitz, certified financial planner, author of Smarter Israeli Banking, and founder of Living Financially Smarter in Israel. With over 25 years of experience, Rifka has helped thousands of families plan for financial stability and success in Israel. In this episode, you’ll discover what it costs to rent in Israel, from deposits and municipal taxes to insurance and agent fees. We explore how much of your income should reasonably go toward rent and why that number shifts depending on your stage of life. Together with Rifka, we unpack the cultural and financial reasons that homeownership is such a priority in Israel, as well as the creative strategies Israelis and Olim use to save for a down payment and finally get on the property ladder. We also dive into the pros and cons of buying a smaller “starter” apartment in the periphery or through government-subsidized programs, and look at how exchange rates, inflation, and retirement planning can all influence the rent-versus-buy decision. Finally, we discuss why emotional security is just as important as financial security when it comes to having a home in Israel. Resources and links: Join the Living Financially Smarter in Israel Facebook group For more information or to contact Rifka, visit rifkalebowitz.com The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed. Stay updated with Buyitinsrael! Receive WhatsApp alerts on real estate news, market updates, special offers, and more!

In this season finale of On The House, recorded in honor of Yom Yerushalayim, Debbie Goldfischer is joined by Fleur Hassan-Nahoum — former Deputy Mayor of Jerusalem, Special Envoy for Innovation, and one of the city’s most passionate and knowledgeable voices on its future. Together, they explore the unprecedented transformation taking place in Israel’s capital: massive new housing developments, high-rise construction, urban renewal in old neighborhoods, expanded transportation infrastructure, and a vision for a thriving, inclusive, and united city. Fleur offers a behind-the-scenes look at what’s driving this growth, who it’s meant for, how Jerusalem is managing tension between heritage and development, and why she believes we’re living through a truly historic time — the spiritual and physical rebuilding of Yerushalayim. To learn more or connect with Fleur Hassan-Nahoum, follow her on Facebook or LinkedIn. Looking to buy a home in Jerusalem? Visit Buyitinisrael.com to explore new homes, access expert guidance, and stay up to date on the latest real estate news. For personalized support, contact Debbie Goldfischer at [email protected]. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this thought-provoking episode of On The House, Rabbi Daniel Rowe tackles a question that has crossed the mind of almost every Jew: Should I move to Israel? With rare clarity, depth, and balance, he explores the topic through the lenses of halacha, hashkafa, and practical reality—touching on everything from Torah sources and Jewish identity to family dynamics, education, and lifestyle shifts. Together, we examine what it truly means to live in Israel—not just as a personal move, but as a halachic responsibility, a spiritual opportunity, and a practical decision. Rabbi Rowe speaks candidly about the factors that influence people’s choices—family, community, finances, and religious life—while offering deep insight into what our tradition says about the centrality of Eretz Yisrael. Drawing from his own recent Aliyah, decades of leadership in the UK, and his new role at Aish Global in Jerusalem, he helps us rethink common assumptions and begin to formulate not just opinions, but meaningful plans. Whether Aliyah feels imminent, impossible, or simply close to your heart, this episode offers clarity, honesty, and inspiration for wherever you are on the journey. To learn more or connect with Rabbi Rowe, visit rabbidanielrowe.com. Looking to buy a home in Israel? Visit Buyitinisrael.com to explore new homes, access expert guidance, and stay up to date on the latest real estate news. For personalized support, contact Debbie Goldfischer at [email protected]. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this special season of On The House, focused on Making Israel Your Home, we’re honored to welcome a rabbinic leader who didn’t just preach about Aliyah — he did it. Rabbi Steven Pruzansky, who served for over 25 years as the spiritual leader of Congregation Bnai Yeshurun in Teaneck, New Jersey, made Aliyah in 2020. Since then, he has remained deeply engaged in teaching, writing, and shaping Jewish public policy. In this moving and thought-provoking conversation, Rabbi Pruzansky shares what Religious Zionism truly means and how it can be lived each day. He reflects on whether Aliyah is a personal choice or a national mission, explores the shifting landscape of American Jewry, and offers insight into the spiritual and practical challenges facing rabbis and educators who consider making the move. We also discuss the significance of buying real estate in Israel as a modern foothold in Jewish destiny, and why now may be one of the most pivotal moments in our history to take what he calls a “leap of virtue” toward life in Israel. Whether you’re actively planning your Aliyah or still weighing the decision, this episode offers a blend of Torah wisdom, lived experience, and timeless encouragement to guide your next steps. To learn more or connect with Rabbi Pruzansky, visit rabbipruzansky.com. Looking to buy a home in Israel? Visit Buyitinisrael.com to explore new projects, access expert guidance, and stay up to date on the latest real estate news. For personalized support, contact Debbie Goldfischer at [email protected]. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this bold and deeply personal episode of On The House, Debbie Goldfischer sits down with tech entrepreneur and unapologetic Zionist Hillel Fuld for a conversation that cuts to the heart of Jewish identity, belonging, and destiny. Continuing in the spirit of Making Israel Your Home, Debbie explores Aliyah not just as a dream — but as a calling — with one of Israel’s most passionate and outspoken advocates. From his influential career in tech and storytelling to the tragic loss of his brother, Hillel offers a raw and unfiltered perspective on what it means to live — and fight — for the Jewish people today. He challenges long-standing excuses like career, comfort, and community, arguing they no longer hold up in the face of what’s at stake. With passion and clarity, he speaks about Israel as a modern-day miracle — a hub of technology, security, creativity, and Jewish purpose — and draws on Torah insights to highlight themes of leadership, courage, and coming home. He shares the enduring legacy of his brother Ari and examines the role of rabbis, parents, and educators in shaping our communal priorities. From identity and destiny to the power of naming, Hillel doesn’t shy away from hard truths — including honest talk about Haredi enlistment, demographic shifts, and what we owe our children in this critical moment of Jewish history. This isn’t just a conversation — it’s a wake-up call. If you’re not already following Hillel, you should be! Connect with him on Twitter/X, Facebook, and LinkedIn, or reach out directly at [email protected]. Looking to buy a home in Israel? Visit Buyitinisrael.com to explore new projects, access expert guidance, and stay up to date on the latest real estate news. For personalized support, contact Debbie Goldfischer at [email protected]. The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

We’re thrilled to premiere Season 7 of On The House! In previous seasons, we explored how to buy a home in Israel — the process, the taxes, the legalities, and the risks. But this season, we’re going deeper. It’s not just about buying a home — it’s about making Israel your home. And there’s no better way to begin than with Rabbi Yehoshua Fass, a visionary who turned personal tragedy into a historic movement that has helped nearly 100,000 Jews not just make Aliyah — but stay, grow, and thrive in Israel. In this inspiring and wide-ranging conversation, Rabbi Fass shares: His personal journey from a prestigious pulpit in Florida to founding Nefesh B’Nefesh. How Nefesh B’Nefesh transformed Aliyah into a journey of hope, not fear. The four pillars of Nefesh B’Nefesh today. How the events of October 7th have fueled a renewed surge in Aliyah interest around the world. Honest insights into the sacrifices, mindset shifts, and values needed to build a real life in Israel. How NBN is addressing the housing crisis with bold initiatives to create more affordable options for Olim and Israelis alike. The vision for the next decade — and the bold new directions Nefesh B’Nefesh is heading. This episode is heartfelt, visionary, and packed with practical wisdom for anyone dreaming about Aliyah or passionate about the future of the Jewish people. Discover how Nefesh B’Nefesh is helping thousands build new lives in Israel — and find resources, support, and inspiration for your own journey at nbn.org.il. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at [email protected] The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the season finale of On The House, we tackle listeners’ top questions about mortgages in Israel with Aaron Krasner, a British-born mortgage broker and owner of Anglo Mortgages. With over 14 years of experience, Aaron offers expert insights into financing renovations, consolidating multiple mortgages, leveraging property equity, and navigating special programs like the Aliyah mortgage. He also breaks down essential concepts such as loan-to-value ratios, guarantor requirements, and balloon loans, providing a thorough overview of the tools available to Israeli homebuyers. Whether you're a first-time buyer or dealing with complex mortgage scenarios, Aaron’s practical advice simplifies the process and empowers you to make informed decisions. Don’t miss this episode, packed with valuable insights for anyone exploring the Israeli mortgage landscape. For more information, you can contact Aaron Krasner at [email protected] If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at [email protected]  The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On The House, we sit down with Marc Reiss, Deputy Managing Director of Private Banking and International Activities at United Mizrahi Tefahot Bank, to uncover the intricacies of Israel’s banking system. With decades of experience in global finance, Marc shares his deep understanding of how Israeli banks cater to foreign residents and new immigrants. From the importance of opening an Israeli bank account to the customer-focused nature of local financial institutions, Marc explains how Israel's banks provide a level of intimacy and personalized service that sets them apart from their international counterparts. Marc also dives into key mortgage considerations, including loan-to-value ratios, the role of global income in determining eligibility, and the steady demand driving Israel's housing market. Highlighting the emotional and ideological motivations behind many property purchases, he paints a hopeful picture of the opportunities available to buyers despite current market challenges. Whether you're a first-time buyer or a seasoned investor, this episode provides valuable insights into navigating the financial landscape of Israeli real estate. For more information, you can contact Marc Reiss at [email protected]. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to the Buyitinisrael Team at [email protected]    The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On The House, we delve into the complexities of managing mortgages in Israel with special guest Moises Zach, a renowned mortgage broker. The discussion covers various aspects, such as refinancing, prepayment penalties, and the options available to borrowers facing financial challenges. Moises shares his journey from the diamond industry to becoming a leading mortgage expert and provides practical advice on optimizing mortgage terms for long-term savings. Listeners will also learn about the impact of life events on mortgage payments, the distinctions between different mortgage products, and the specifics of handling unexpected financial changes. Additionally, the episode highlights the importance of maintaining a clean payment history and offers a sneak peek into an upcoming Q&A session on mortgages in Israel. For more information, you can contact Moises Zack at [email protected].  If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this second episode of the sixth season of On The House, host Debbie Goldfisher is joined by Yehudit Margalit, founder of Margalit Finance and Mortgages, to delve into the intricacies of applying for a mortgage in Israel. The discussion covers key topics, including eligibility requirements, the role and value of mortgage brokers, and the steps involved in the mortgage application process. Yehudit shares insights from her extensive experience, offering practical advice on structuring optimal mortgage plans, navigating regulatory requirements, and understanding the impact of current market conditions on mortgage rates. This episode is essential for anyone looking to finance a home in Israel, whether they are residents or living abroad. For more information, you can contact Yehudit Margalit at [email protected].  If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the Season 6 premiere of On The House, host Debbie Goldfisher explores the complexities of Israel's mortgage system with Yoni Hyman, a seasoned mortgage specialist and real estate investor. Yoni shares invaluable insights into fixed and variable mortgage tracks, inflation and currency-linked options, and strategies for structuring loans to match individual needs. He emphasizes the importance of balancing stability and flexibility, regular refinancing, and building a strong team of advisors to navigate Israel's unique mortgage landscape. This episode also highlights tips for managing financial challenges, such as negotiating grace periods or balloon payments, and offers investment advice for high-demand areas like Jerusalem, Modiin, and Tel Aviv. Whether you're buying your first home, investing in real estate, or planning your Aliyah, this episode provides essential guidance to make informed decisions in the Israeli housing market. For more information, you can contact Yoni Hyman at [email protected].  If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, we explore the critical importance of Property Valuation Before Purchasing Pre-Owned properties in Israel. Certified real estate appraiser Amichai Lewis joins the discussion to highlight the essential role of land appraisers, or 'shamaim,' in ensuring accurate property valuations, legal compliance, and assessing development or resale potential. The episode delves into Amichai’s background, the rigorous training required to become an appraiser in Israel, and the detailed appraisal process, including evaluating legal rights, building permits, and market comparables. The conversation also addresses the importance of appraisals for securing mortgages, overcoming current market challenges, and choosing a qualified appraiser. Whether you're planning to purchase a pre-owned property, invest, or simply want to learn more about the Israeli real estate market, this episode provides valuable insights and practical advice. For more information, you can contact Amichai Lewis at [email protected].  If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On The House, we delve into the importance of engineer inspections before buying pre-owned homes in Israel. Featuring Robert Ferris, founder of FSE, a renowned structural engineering practice, the episode offers an in-depth look at inspecting properties for structural integrity, safety standards, and renovation potential. Robert shares invaluable tips for buyers, explores common issues uncovered during inspections, and highlights the importance of understanding local building codes. The discussion also touches on seismic design, addressing the unique challenges posed by seismic activity in Israel. Whether you’re a first-time buyer or a seasoned investor, this episode is packed with insights to help you navigate the complexities of purchasing a home in Israel. For more information, you can contact Robert Ferris at [email protected]. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this insightful episode of On the House, host Debbie Goldfischer sits down with Tsippy Bluth, a distinguished Jerusalem-born architect with over 20 years of experience, to explore the essential factors to consider when purchasing pre-owned homes in Israel. The discussion covers key topics like property rights, building permits, zoning regulations, and evaluating a home's potential. Tsippy shares her expertise, assessing structural and design considerations, and understanding the impact of municipal regulations. Listeners will also gain valuable tips on legalizing home modifications, understanding architectural trends, and the importance of local knowledge to maximize property investments. For more information, you can contact Tsippy Bluth at [email protected].  If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, the Israel Real Estate Podcast, we dive into the complexities of purchasing pre-owned homes in Israel with expert legal advice from real estate lawyer Jane Olman. With over 20 years of experience helping English-speaking clients, Jane shares invaluable insights on the importance of early legal involvement, due diligence, and assembling a reliable team of professionals. Topics include the payment schedule, navigating legal and registration procedures, conducting thorough inspections, understanding contracts, and handling the final steps of property transactions. This episode provides essential guidance for anyone looking to buy property in Israel while ensuring all legalities and protections are in place. For more information, you can contact Jane Olman at [email protected]. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this special bonus episode of 'On the House', host Debbie Goldfischer concludes the fourth season with a lively and informative Q&A session focused on Mas Rechisha (Purchase Tax). Joined once again by Israeli real estate attorney Yair Givati, the episode tackles an array of listener-submitted questions, clarifying some of the most intricate aspects of Israeli real estate taxation. The conversation dives into complex scenarios such as purchasing property under a minor child's name, navigating tax implications within prenuptial financial agreements, and determining eligibility for reduced tax rates across various unique circumstances. Debbie and Yair break down these complicated topics, providing clear, practical advice on how tax laws impact individuals and families, particularly in cross-border or mixed residency situations, as well as those with specific personal conditions like disability or victimhood due to terrorism. For further inquiries, you can reach Yair at [email protected]. If you’re interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, host Debbie explores the complexities of rental property taxes in Israel with CPA Chana Engel, a specialist in Israeli taxation. Together, they offer valuable insights for property investors, discussing topics like non-taxable rental income limits, the 10% flat tax option, and deductible expenses under the marginal tax rate. They also address tax considerations for foreign residents, the risks of not reporting rental income, and how short-term rentals like Airbnb may be classified as business income. The episode touches on recent legislative changes and tax reporting options and emphasizes the importance of consulting a professional for guidance. For more information, you can contact Chana Engel at [email protected]. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In Season 4, Episode 3 of On the House, host Debbie Goldfischer explores the complexities of inheriting real estate in Israel. Joining her is Amira Solow, a renowned attorney specializing in real estate and inheritance law, who provides expert insights on wills, estate planning, and the tax implications of inheriting property in Israel.  Together, they discuss key topics such as how to structure and execute a valid will, the importance of estate planning for property owners, considerations for minors, the impact of parental status on inheritance taxes, and the process of probating a will. They also address unique scenarios, including second marriages, the potential need for mutual wills, and inheritance situations involving charitable organizations.  Throughout the episode, they emphasize the benefits of proactive planning to avoid bureaucratic delays and ensure a smooth transfer of assets. For more information, you can contact Amira Solow at [email protected]. If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects across the country. Stay updated on the latest real estate news, access expert advice, and gain valuable insights to guide your decision-making. We’re here to assist you in your journey toward property ownership in Israel. For help finding your home or any inquiries, feel free to contact Debbie Goldfischer at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

In this episode of "On the House," we dive into the taxes related to selling real estate in Israel with guest expert Josh Portman. The discussion covers critical aspects of capital gains tax, including when it applies, its calculation, including the Linear Tax Rate, and the various available exemptions. We examine the threshold for capital gains tax exemption, explore the differences between residential and non-residential real estate, and highlight the additional expenses that can be deducted when calculating the tax, such as legal fees, depreciation, interest, and property improvements. Further, we break down the often misunderstood Betterment Levy (Hetel Hashbacha), which applies when property value increases due to zoning or construction improvements, and discuss how it impacts property transactions. For further inquiries, you can reach Josh at [email protected]. Interested in buying property in Israel? Visit Buyitinisrael.com to explore a variety of new projects across the country. Stay informed with the latest Israeli real estate news, access expert advice, and discover valuable insights to guide your decisions. We’re here to support your journey to owning property in Israel. For help finding your home or any inquiries, please contact Debbie Goldfischer at [email protected].    The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, Yair Givati, a seasoned legal expert, explores Mas Rechisha, the Israeli purchase tax, and recent amendments affecting Olim (new immigrants). Key topics include purchase tax calculations, when the tax is due, how residency status impacts taxation, single vs. additional home ownership, the impact of VAT (Value Added Tax), and special cases and exemptions. Specifically, the episode highlights new legislative changes designed to benefit new immigrants and provides practical examples and calculations to help maximize tax benefits. Listeners receive valuable advice on tax planning and learn why consulting a lawyer early in the real estate purchase process is crucial. For further inquiries, you can reach Yair at [email protected]. Interested in buying property in Israel? Visit Buyitinisrael.com to explore a variety of new projects across the country. Stay informed with the latest Israeli real estate news, access expert advice, and discover valuable insights to guide your decisions. We’re here to support your journey to owning property in Israel. For help finding your home or any inquiries, please contact Debbie Goldfischer at [email protected].    The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the final episode of season three of On the House, the focus shifts to understanding the tax implications for UK citizens dealing with real estate in Israel. The guest for this episode is Geoffrey Hollander, a renowned UK chartered accountant and managing partner at Cameron Baum Hollander. The discussion delves into various aspects of owning, renting, and selling property in Israel for UK residents, highlighting the intricacies of double tax treaties and capital gains tax. The conversation further broadens to cover inheritance tax and the impact of changing political landscapes on tax policies, offering insights for those planning to make Aliyah. The episode provides practical advice and long-term financial planning strategies for managing real estate transactions and investments between the UK and Israel. For further inquiries, Geoffrey can be reached by email at [email protected]. Interested in buying property in Israel? Visit Buyitinisrael.com to explore a diverse range of new projects across the country. Stay updated with the latest Israeli real estate market news, access expert advice, and find valuable insights to guide your real estate decisions. For any inquiries, assistance finding your home, or to share comments, contact us at [email protected]. We're here to support you on your journey to owning property in Israel.   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of "On the House", Debbie is joined by Larry Stern, a CPA with extensive expertise in U.S. and international taxation, to delve into the complex financial and tax aspects of purchasing, owning, selling, and inheriting real estate in Israel as a U.S. citizen*. Larry provides valuable insights on real estate taxes, mortgage interest deductions, rental income tax reporting, and the nuances of the U.S.-Israel double tax treaty.  Larry answers questions about capital gains, estate planning, and inheritance and addresses important issues that many buyers are unaware of, such as exchange rate issues, tax planning for mixed nationality couples,  Foreign Bank Account Reporting (FBAR) when transferring funds for a real estate transaction, and using IRA funds for Israeli-based real estate purchases.  Larry Stern is a Partner in the U.S. Tax Department at Aboulafia, Avital, Shrensky & Co. For further inquiries, you can reach him at [email protected]. *Israeli tax implications will be covered by experts in Israeli taxation in a future season of "On The House." Interested in Buying Property in Israel? Visit Buyitinisrael.com to explore a diverse range of new projects across the country. Stay updated with the latest Israeli real estate market news, access expert advice, and find valuable insights to guide your real estate decisions. Contact Us: For any inquiries, assistance in finding your home, or to share comments, contact us at [email protected]. We're here to support you on your journey to owning property in Israel.   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of "On The House," Debbie is joined by Dan Eisenberg, Chief Commercial Officer at IsraTransfer, who shares insights on the growing interest in Israeli property, especially among international buyers, and discusses the complexities of transferring money for property purchases. Dan provides an in-depth look at the intricacies of transferring funds for real estate transactions, covering compliance, currency conversion, payment logistics, and the unique challenges foreign buyers face. He offers a step-by-step guide to transferring money, including navigating fees and exchange rates, and explains how clients can maintain control over currency conversion, address security and cyber issues, and manage considerations such as holding funds. To reach Dan Eisenberg at IsraTransfer, email [email protected]. Are you interested in buying property in Israel? Visit Buyitinisrael.com to explore a diverse range of projects throughout the country. Stay informed with the latest news on the Israeli real estate market, gain access to expert advice, and find valuable insights to help guide your real estate decisions. For any inquiries, assistance finding your home, or to share comments, contact us at [email protected]. We're here to support you in your journey to owning property in Israel.   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

In this episode, Dani Schecter from First Israel Mortgages joins us to explore the ins and outs of securing a mortgage in Israel. We dive into the complexities of Israeli mortgage regulations, particularly for foreign residents, and break down the factors determining how much you can borrow. Key topics include: Eligibility Criteria: We discuss how age, income (both active and passive), residency status, and property value influence borrowing limits. Role of Appraisals and Property Valuations: Learn the importance of property appraisals, purchase price considerations, and strategies to navigate financing hurdles. Bank Requirements: Understand why Israeli banks prioritize early funding by the buyer and require life insurance policies to mitigate risks. Mortgages for Foreign Residents and Olim: Discover the unique challenges and requirements for applying for a mortgage from abroad and what special considerations apply to new immigrants (Olim). Key Mortgage Terms and Processes: We cover essential mortgage jargon, how interest rates are determined, and the typical timeline for securing a mortgage in Israel. Join us for an in-depth look at the Israeli mortgage landscape and practical advice on navigating the process, whether you’re a local resident, a foreign investor, or a new immigrant. You can contact Dani Schecter at First Israel Mortgages by email at [email protected] or by telephone at +972 (0) 54-332-5370. Are you interested in buying property in Israel? Visit Buyitinisrael.com to explore a diverse range of projects throughout the country. Stay informed with the latest news on the Israeli real estate market, gain access to expert advice, and find valuable insights to help guide your real estate decisions. For any inquiries, assistance with finding your new home, or to share comments, contact us at [email protected]. We're here to support you in your journey to owning property in Israel.   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of 'On the House, ' we kick off the third season, focusing on the financial aspects of buying a home in Israel. The aim is to equip listeners with comprehensive knowledge to make informed decisions in their property-buying journey. With guest Nadav Ellison, co-founder of Blue & White Finance, Debbie tackles the frequently asked question, 'How much money is needed to buy a home in Israel?' Nadav provides a detailed overview of home prices associated with different regions in Israel and offers key insights, including understanding how to calculate your down payment, additional costs such as purchase tax and legal fees, and strategic mortgage planning. Nadav also discusses the feasibility of owning versus renting property given current market conditions and offers practical steps for financial planning when saving for or investing in Israeli real estate. Nadav can be reached through the Blue & White Finance website or by WhatsApp on 052-8118925. Looking to buy property in Israel? Discover a wide range of projects across the country at BuyItInIsrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the final episode of our season on purchasing new construction in Israel, the focus shifts to taking possession of your new apartment. Host Debbie Goldfischer welcomes Ira Braverman, a registered engineer and certified construction expert, who shares his professional journey from Los Angeles to Israel. Braverman details the crucial steps and considerations for new apartment buyers at the handover stage, including conducting thorough inspections, understanding warranties, and ensuring all contractual obligations are met. The episode covers potential pitfalls, the importance of professional inspections, and practical advice for ensuring a smooth transition into new homeownership. Ira Braverman can be reached by email at [email protected]. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

This episode focuses on the post-purchase process of new construction in Israel, featuring Gabi Hammer, a project manager who specializes in assisting buyers, particularly those abroad. Gabi and Debbie delve into the intricacies of purchasing off-plan and what happens post-purchase, including selecting suppliers, making structural changes, and managing the process. Gabi shares her experience and expertise in coordinating with contractors, ensuring selections are met, and offering property management services. The conversation also touches upon the challenges and solutions for buyers living overseas, the importance of early purchases for customization, and the role of a project manager in making the process less daunting. Gabi emphasizes that buying a home in Israel can be an exciting and enjoyable experience with the right support. Gabi Hammer can be reached by WhatsApp at +972-508815450 or at [email protected]. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

This episode focuses on the legal intricacies of purchasing new construction in Israel, emphasizing the importance of hiring a local real estate attorney specializing in real estate law to protect buyers' interests, especially foreign clients.  Special guest Gil Efrati is a partner at the E.S. Shimron, I. Molho, Persky & Co. law firm.  With corporate, insolvency, and real estate law expertise, Gil has a notable track record in managing legal proceedings for urban renewal projects and insolvency cases, including the Hefzibah Group. In the episode, we discuss the crucial early engagement with a lawyer, the significance of the Tofes Harshamah registration form, due diligence, securing buyer funds through Israel's voucher system and bank guarantees, and deposit refundability.   We also explore the time frame for closing a deal, the importance of involving an architect, and the final registration of ownership rights. Gil Ephrati can be reached by email at [email protected]. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

This third episode of the second season of On The House, which focuses on buying new construction in Israel, emphasizes the importance of understanding what you are purchasing before proceeding with the legal processes and the transaction. The episode features experienced interior designer Tamar Harow, who specializes in assisting clients, particularly those from abroad, in understanding the nuances of their purchases, from evaluating apartment plans to ensuring that the property meets their expectations. Discussions include the significance of verifying unit sizes and specifications, understanding technical documents, and the importance of planning for additional costs such as air conditioning, smart home capabilities, and customizations. Tamar shares insights on working with builders, choosing the right finishes, and the cost-saving benefits of making changes early. The episode also touches on coordinating purchases and changes for clients living abroad and emphasizes the value of professional guidance through the buying process.  To contact Tamar Harow or learn more about her professional services, please visit her website. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

This episode of On The House features an in-depth discussion with Meir and Chanan Sand from the Sand Real Estate Group, focusing on the intricacies of buying a new home in Israel, particularly for foreign resident buyers.  They outline a comprehensive guide for potential buyers in selecting the right property, from choosing a developer to understanding the significance of the location, neighborhood, and various amenities. Additionally, the Sand brothers emphasize the negotiation process for better prices, terms, and improved tech specs. The conversation highlights the Sands' specialized approach to forming communities of overseas buyers to enhance negotiating power and secure better deals from developers. For more information on Berger Towers: https://www.buyitinisrael.com/projects/berger-towers/ Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

This episode kicks off the second season of On The House with a deep dive into purchasing new construction or 'off-plan' in Israel. Special guest Ellie Gertel, a Boston-born entrepreneur and founder of the Barav Real Estate Development company, shares his journey into the real estate industry in Israel, his company's approach to development, and his insights on buying off-plan. This episode covers the role of the developer and the contractor, the benefits of new construction, payment terms, the significance of the madad (inflation index), and security measures to protect buyers. It also addresses potential risks, including developer bankruptcy or delayed projects, and offers advice on financing and choosing the right developer and contractor. The discussion touches on the broader context of increased interest in Israeli real estate from Jews worldwide amidst rising anti-Semitism globally. Gertel reflects on the emotional and historical appeal of owning property in Israel and the unique aspects of the Israeli real estate market. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.  

In the fourth and final episode of our opening season, Introduction to Real Estate in Israel, we give a bird’s eye view of Israel and provide an overview of the various regions in the country, including Judea and Samaria. Our guest, Gila Specter, certified land appraiser, shares insights into the regions, discussing urban and rural residential options, the implications of buying in a town or city, as well as the complexities of buying in a Moshav or Kibbutz, and weather considerations in different parts of the country.  Finally, we address land ownership in Israel and the potential challenges that may arise when a lease expires. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help! To contact Gila Engel, please email her at [email protected].   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the third episode of our opening season, Debbie Goldfischer hosts veteran agent and founding member of the Real Estate Association in Modi’in, Zev Schumacher to address the question “How can I buy real estate in Israel?”. Together we talk about working with agents, a topic that is especially important for those unfamiliar with the local market and business conduct in Israel. Zev highlights the benefits of working with an agent and discusses the agent's role, from a buyer's and seller's perspective. He advises buyers on what to look for in an agent and discusses the issue of real estate agents’ commissions in Israel. He also shares insights on the structure of real estate offices in Israel and he stresses the importance of gaining professional guidance, especially for new construction projects. To contact Zev Shumacher or see the properties he is marketing in Modi’in, please visit his website at https://shumacher.net. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

As we continue our overview of the real estate industry in Israel, we answer the important question: “What can I buy in Israel?” In this episode, Debbie Goldfischer and Gedaliah Borvick, Principal of My Israel Home, discuss the different housing options and purchasing tracks that are available to buyers. They cover topics such as existing homes, buying new construction, urban renewal, building your own house, and government-subsidized programs. They also explore the various types of homes in Israel, including apartments, duplexes, garden apartments, penthouses, and private houses. The conversation provides valuable insights and considerations for all listeners who are considering purchasing a home in Israel. To contact Gedaliah Borvick or learn more about the new projects he is marketing in Israel, please visit his website at www.myisraelhome.com. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

The first season of our podcast provides an overview of the real estate industry in Israel. Before you think about what to buy or where to buy, it’s important to understand the background and key aspects of the housing market. In our opening episode, Shay Pauzner, Deputy Director of the Israel Builders Association, delves into the macroeconomic perspective of supply and demand in the housing market, highlighting the severe shortage of homes that Israel is facing, as well as the impact of war and security concerns on the housing market. The need for new cities and infrastructure and the government's plans to address the housing crisis are emphasized. The fascinating analysis concludes with insights into the risks of buying in the current market and expectations for the industry's future. Looking to buy property in Israel? Discover a wide range of projects across the country at Buyitinisrael.com. Stay updated on the Israeli real estate market with the latest market news, expert guidance, and valuable insights to help you navigate your real estate journey. Have questions, comments, or need assistance finding your home in Israel? Reach out to us at [email protected]. We're here to help!   The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.