PODCAST · business
Portfolio Talks
by Vishal Gill, Michael Lloyd and Tyson Nagasaka
Get behind the scenes talk about money with Vishal Gill, Michael Lloyd and Tyson Nagasaka. We talk about current finance events, investing, building wealth and pitfalls that everyone encounters
Episodes
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Ep 15 : Reality Check For Retiring Doctors
In this episode of Portfolio Talks, Vishal Gill and Tyson Nagasaka discuss the complexities of retirement planning for doctors, emphasizing that oversimplified approaches can lead to significant financial stress. Join our Facebook group for Doctors in Canada :...
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Ep 14 :Own Occ Disability Insurance Canada: What Physicians, Dentists, and Optometrists Need to Know
You spent years building the skills to earn a physician-level income. But what happens to your financial plan if that income suddenly stops? In this episode of Portfolio Talks, Vishal Gill, CFP, and Tyson Nagasaka break down one of the most important—and often misunderstood—pieces of financial...
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The OD Equipment Trap!
The episode features a discussion with Dr. Harbir Sian about equipment procurement in the optometry space. The conversation covers the process of vetting and purchasing new equipment, the importance of trade shows, and the utilization rate of new equipment in a practice. The implementation of new...
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Ep 13 : Small Business Deduction Clawback, What Incorporated Doctors Need to Know
In this episode of Portfolio Talks, Vishal Gill and Tyson Nagasaka discuss the philosophy behind passive income, the issues and challenges associated with it, and the quant side of the numbers. They delve into the passive income problem faced by Canadian doctors, the sources of passive income...
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Lawyers Opinion On Buying Your Dental Practice (Alliance Lawyers LLP)
In this episode, Vishal, Tyson, and Amrit discuss the specifics of buying a dental practice, including due diligence, the acquisition timeline, and surprising numbers in the process. The conversation provides valuable insights for dentists looking to purchase a clinic, equipping them with the...
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Ep 12: Buying a Dental Practice in Canada: Asset Purchase vs. Share Purchase Tax Breakdown
In this episode of Portfolio Talks, Vishal Gill, CFP, and Tyson Nagasaka discuss the process of buying a dental clinic, covering topics such as clinic ownership, valuations, asset sales, share sales, and tax considerations. They provide insights into the nuances of clinic ownership and the...
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Ep 11 : The $31,000 Salary-Dividend Mistake Most Incorporated Canadian Doctors Make
Join our closed Facebook Group! https://www.facebook.com/share/g/1BqQ5vg2np/ If you are an incorporated Canadian physician, dentist, or optometrist, the salary vs. dividend decision is not a one-time choice — it is an annual calculation that most healthcare professionals never revisit. In this...
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Ep 10 : Should You Incorporate in 2026? The Real Answer
Join our closed Facebook Group! https://www.facebook.com/share/g/1BqQ5vg2np/ The conversation delves into the strategic decision-making process of incorporation for doctors, emphasizing the importance of individual circumstances and the impact on personal finances. It also explores the…
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Ep 9: Whole Life Insurance: Smart Strategy or Expensive Mistake?
Is whole life insurance really a scam… or is it one of the most powerful planning tools available to incorporated doctors? If you've spent any time on YouTube, LinkedIn, or talking to colleagues, you've probably heard both extremes: ❌ "Whole life insurance is a complete waste of money." ✅ "Every...
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Space X went Public, What this means for early investors?
The conversation delves into the SpaceX IPO and its impact on private wealth investments, emphasizing the importance of diversification and long-term growth. It covers private equity, capital distributions, institutional grade investments, upcoming IPOs, responsible investing, co-investing, and...
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Ep 8: Case Study: 38-Year-Old Incorporated Surgeon with $1.2M in Corp Cash
The conversation covers recent activities, understanding corporate wealth, myth busters, asset allocation, diversification, tax treatment, compensation, and retirement planning. It delves into the complexities of corporate wealth, tax efficiency, and the importance of financial literacy in making...
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Ep 7: Is your Corporation becoming a tax trap?
Canadian doctors, is your corporation helping you build wealth… or quietly becoming a tax trap? For years, incorporated professionals were told “Just leave the money in your corporation and invest it.” But what happens when your investments become too successful? What happens when the CRA starts...
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Ep 6: Salary or Dividends for Doctors? The decision thats costing your thousands!
Most Doctors overlook a crucial financial decision that could cost them hundreds of thousands over their career How they pay themselves through salary versus dividends. If you're a doctor in Canada, understanding whether to maximize dividends or blend in salary is more than just a tax strategy;...
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Ep 5: Doctors don't tax plan..
Why does tax season always feel like a surprise hit? Because the truth is: Most doctors don’t have tax planning… they have tax filing. In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC break down what’s really happening behind the scenes and why…
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Ep 4: FHSA for early career Doc's
Early career doctors, what if buying your first home and saving on taxes and enjoying your life was actually possible? In this episode, Vishal Gill, CFP and Tyson Nagasaka, MFA-P, CEA from Portfolio Planning INC break down one of the most powerful (and misunderstood) tools available to you: The...
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Ep 3: RESP's for Doctors, Smart strategy or emotional trap?
Doctors, are you building your child’s future… at the expense of your own? In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC unpack a question we hear all the time RESPs..smart strategy… or emotional trap? Because while every parent wants to fully fund...
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Ep 2: Use your TFSA or just invest inside of your CORP?
Canadian doctors! Are you making the most of your money, or leaving tax efficiency on the table? In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC break down one of the most common (and costly) questions we see: Should you invest through your TFSA… or...
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Ep 1: Are RRSP's holding Doctors back?
Vishal & Tyson are back on Portfolio Talks, diving into RRSPs for doctors—when they make sense, when they don’t, and the costly mistake we see incorporated professionals make all the time. If you’ve ever been told to “just max your RRSP,” this episode might change how you think about your entire...
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Investment Chats - Kinsted Wealth January 2026
🎙️ January 2026 Investment Chats with Kinsted Wealth I’m joined by the Chief Investment Officer Brent Smith of Kinsted Wealth to explore the evolving investment landscape. We discuss public equities, private assets, private equity, and how diversification plays a critical role in long-term...
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Investment Chats - Bridgeport Asset Management January 2026
In this episode, I sit down with John Fisher (CIO) and Ian Hardacre (Head of Publicly Traded Equities) from Bridgeport Asset Management. We discuss portfolio management, lessons from market success in 2025, and how portfolios can be structured to protect capital while still achieving strong...
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🌞 Get Summer Finance Fit! 💸☀️
Mike Lloyd and Tyson Nagasaka dive into how to get your money ready for summer — and the common financial mistakes people make every year. Don’t let your wallet melt! 🔥💳 Watch now and start summer strong! 🏖️📊 #SummerFinance #MoneyTips #FinancialFitness
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🏡 Is Your House REALLY an Investment? 🤔
Mike Lloyd and Tyson Nagasaka break down 5 surprising reasons why your home might be more than just a place to live — it could be your smartest investment yet! 💰📈 Don’t miss this eye-opening conversation! 🔍✨ Have questions? www.portfolioplanning.ca www.homehappy.ca #RealEstate #Investing...
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5 Reasons Your Home Is Not An Investment!
Mike Lloyd and Tyson Nagasaka discuss why you shouldn't think of your home as an Investment! Many clients are constantly told to view their home as an investment but don't apply investment behaviour Have questions? Leave a comment or reach out to us directly. www.portfolioplanning.ca...
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Independent Broker vs Captive Agent
Who you work for usually sways the advice that you give! In today’s episode Vishal is missing so it’s Mike and Tyson talking about: Independent Broker versus Captive or Bank representative & how they would issue advice and how that affects clients
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Spring Clean Your Finances: Why You're Richer Than You Think💰🤔
In this episode of Portfolio Talks, we help you get your financial house in order.💡 What You’ll Learn:Why your first $100K saved changes everythingThe problem with HELOCs and how they’re marketedHow refinancing can be a secret weapon (if used right)The power of simplifying your debt into one...
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The Dark Side of Investing Exposed! Celebrity Scammers
In this episode of Portfolio Talks, we break down the shocking reality of fraud in the financial world.💰 Key Takeaways:🚨 How scammers walk away with millions—legally🔎 The hidden risks in real estate, crypto, and mortgages📉 Why “boring” investments are the real key to long-term wealth🛡️ How…
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Why Your Wealth Isn’t as Protected as You Think! 😲
In this episode of Portfolio Talks, we dive into the critical gaps in financial and estate planning that most people overlook.💡 Key Topics Covered:✅ The 3 must-have insurances: Life, Critical Illness, and Disability✅ Why bank insurance might leave your family vulnerable✅ The estate planning...
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The Smart Way to Handle Your Mortgage & Investments
Welcome back to Portfolio Talks! In this episode, Vishal, Tyson, and Mike tackle some of the most important money conversations you should be having—but probably aren’t. 🔹 What You’ll Learn: ✅ The real cost of buying a new home—hidden fees, taxes & financing traps ✅ Why pre-approval matters…
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Protecting Your Wealth with Smart Insurance Planning
Welcome back to Portfolio Talks! In this episode, Vishal, Tyson, and Mike discuss essential insurance strategies that safeguard your financial future. 🔹 What You’ll Learn: ✅ The 3 must-have insurances: life, chronic illness, and disability ✅ Why early insurance planning saves you money in the…
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📌 Understanding Capital Gains, Compounding Interest & Mortgage Hacks
Welcome back to Portfolio Talks! In this episode, we break down key financial topics that impact your wealth-building strategy. 🔹 What You’ll Learn: ✅ Why Canada’s capital gains tax increase has been paused—what it means for you ✅ How compounding interest works and how to make it work for you ✅...
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📢 Teaching Kids About Money & Generational Wealth 📢
In this episode of Portfolio Talks, Vishal and Tyson are joined by Kalynka from The Home Happy Team, to tackle two critical topics: 1) How to teach kids about money2) Understanding intergenerational wealth transfer 💰 🔹 Key Takeaways: ✅ How to instill smart money habits in kids ✅ The importance…
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📌Understanding Capital Gains, Compounding Interest & Mortgage Hacks
Welcome back to Portfolio Talks! In this episode, we break down key financial topics that impact your wealth-building strategy. 🔹 What You’ll Learn: ✅ Why Canada’s capital gains tax increase has been paused—what it means for you ✅ How compounding interest works and how to make it work for you ✅...
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📢 RRSP Season: What You Need to Know! 📢
📢 RRSP Season: What You Need to Know! 📢In this episode of Portfolio Talks, Vishal Gill, Tyson Nagasaka and Michael Lloyd sit down to break down RRSP season, why it’s so critical, and how to maximize your tax refund while building wealth. 💰🔹 Key Takeaways:✅ Why NOW is the best time to invest…
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Special Edition!! Optometrist must knows for your career. Dr Janice Luk shares her advice
Understanding Dry Eye Treatment Dr. Luk elaborates on the evolution of dry eye treatment, noting that traditional methods have progressed into more advanced in-office therapies. She outlines how increased screen time has caused a rise in dry eye cases, particularly among younger individuals, and...
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Learn the truth about Canada's Progressive Tax System, Debunk the Myths, and Discover Smart Strategies
Canadian Tax System Overview Vishal Gill and Michael Lloyd introduce Canada's progressive tax system, emphasizing that it's designed to be fair by not taxing all income at a flat rate. Instead, it functions on a tiered basis, where individuals pay different rates based on their income levels.…
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Season 2 Episode 1
Welcome to 2025! Vishal, Mike, and Tyson kick off Season 2 with an engaging discussion about navigating financial chaos, opportunities amidst market uncertainty, and the power of automation in achieving financial goals. They share actionable tips for sticking to plans, taking advantage of market...
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Ep 21 - 2024 Wrapped!
In the final episode of 2024 from Portfolio Planning Inc, Vishal, Tyson, and Mike reflect on the financial landscape over the past year, discussing trends in interest rates, mortgage strategies, and tips for navigating the upcoming year. The hosts emphasize the importance of planning and...
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Ep 20 Portfolio Talks - Special Ep - CEO of ModernAdvisor Navid Boostani
*** Disclaimer below*** In this special episode, Navid Boostani, co-founder of ModernAdvisor, discusses key insights into the investment market for 2024. He reflects on the unpredictable nature of market predictions, highlights the importance of diversification, and explains the growing trend of...
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Ep 19 Portfolio Talks - Diversifying beyond the stock market
In episode 19 of Portfolio Talks, the Vishal , Mike & Tyson discuss the recent decline of the Canadian dollar and explore investment alternatives beyond the stock market. We emphasize the importance of personal finance education and the need for tailored investment strategies that consider...
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Ep 18 Portfolio Talks - Keeping your wealth by using insurance correctly!
The episode Vishal, Tyson & Kalynka discuss wealth preservation for high-income earners through effective use of insurance. We emphasizes the importance of obtaining insurance early to protect income and wealth. We explore various types of insurance including life, disability, and critical…
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Ep 17 - Retirement for high income earners, TFSA, RRSP, Pension Plans, FHSA + More!
This episode discusses retirement planning strategies specifically for high-income earners, including the use of RRSPs, TFSAs, pension plans, and real estate for retirement savings. The hosts emphasize the importance of early planning and the need for tailored financial advice to optimize...
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Ep 16 - Understanding Debt Dynamics 😱
In this episode of Portfolio Talks, Tyson and Vishal provide insights into the complexities of debt, categorizing it into good and bad forms, discussing strategies for managing and leveraging debt effectively, especially in a climate of rising interest rates. We emphasize the importance of...
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Ep 15 - Real Estate Investment Insights
In this episode, Tyson, Vishal & Mike discusses the nuances of real estate as an investment tool in Canada, especially in high-demand areas like British Columbia and Ontario. The conversation focuses on the strategies, challenges, and benefits of incorporating real estate into an overall…
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Ep 14 - Tax Tips for high income earning professionals
In this episode of Portfolio Talks, Vishal , Mike & Tyson discuss tax planning strategies specifically for high-income earning professionals like doctors and business owners. We cover various tactics to reduce tax bills as year-end approaches, the importance of strategic selling of investments,...
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Ep 13 - The UNAIRED episode with Kalynka Ciejek and Dan Kyte
*** This episode was never posted to our YouTube!*** We had two special guests! Kalynka Ciejek of the Home Happy Team and Dan Kyte of GiveWise Canada, one of Canada's best online Donor Advised Fund platforms! Want to continue the conversation? Portfolio Planning & Home Happy Team Want to open…
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Ep 12 - Life after Grad!! Dentists talk about their first year!
In this episode of Portfolio Talks, Dr. Joslyn Dosanjh and Dr. Annika Koonar discuss their experiences transitioning from dental school at UBC to practicing dentists. They share insights about adulting, job searching, financial challenges, and the importance of workplace culture. Both dentists...
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Ep 11 - From Middle Class to High Net Worth
In Episode 11 of Portfolio Talks, Vishal, Tyson & Mike discuss the journey from middle class to high net worth, emphasizing the importance of financial literacy and disciplined planning. We review strategies for achieving financial success, touching on GICs and recent real estate policy changes…
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Ep 10 Portfolio Talks LIVE
In this LIVE episode of Portfolio Talks, hosts Tyson Nagasaka, Vishal Gill and Mike Llyod discuss various financial topics, including the importance of planning, managing debt wisely, and understanding personal finances. They emphasize how often individuals get sidetracked by consumerism and...
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Ep 9 Portfolio Talks - Day trading & Career Selection
In this episode of Portfolio Talks, we join Mike and Tyson (they are mid discussion because Tyson forgot to hit record) as they delve into the world of career selection, the importance of mentorship, and the experiences of DIY investors. They discuss the emotional dynamics of day trading, the…
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Ep 8 Portfolio Talks special guest, Lawyer Aman Oberoy
In Episode 8 of Portfolio Talks, hosted by Portfolio Planning Inc, Aman Oberoy from Alliance Lawyers discusses essential legal topics for professionals, including the importance of prenups, the necessity of maintaining a minute book, the benefits of incorporating, and the protection against...
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Frequently Asked Questions
How many episodes does Portfolio Talks have?
Portfolio Talks currently has 50 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Portfolio Talks about?
Get behind the scenes talk about money with Vishal Gill, Michael Lloyd and Tyson Nagasaka. We talk about current finance events, investing, building wealth and pitfalls that everyone encounters
How often does Portfolio Talks release new episodes?
Portfolio Talks has 50 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Portfolio Talks?
You can listen to Portfolio Talks on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Portfolio Talks?
Portfolio Talks is created and hosted by Vishal Gill, Michael Lloyd and Tyson Nagasaka.
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