Solving America's Problems

Diesel and gas prices are 45% higher than nine months ago — the highest August prices on record. Jerremy Alexander Newsome and Dave Conley call AI CapEx spending the only thing propping up an economy strained by that energy squeeze. Dave argues the pain is landing hardest on consumers trading down from Home Depot and Whole Foods to Aldi's and dollar stores, and points out Congress works three-day weeks for five months a year while Mitch McConnell once took six weeks of paid sick leave with no return date. Jerremy tracks Reddit's addition to the S&P 500, a potential breakout in Home Depot above $360, and a make-or-break $62,000 support level for Bitcoin. Timestamps (00:00) Home Depot's breakout level – a gap above $360 signals more strength ahead (03:53) AI CapEx props up the economy – Dave's blunt read on growth (07:07) Reddit joins the S&P 500 – replacing AvalonBay after a 56% run higher (09:47) Record gas and diesel prices – 45% higher than nine months ago (14:20) Congress works three-day weeks – McConnell took six weeks of paid sick leave (17:15) Bitcoin's make-or-break level – $62,000 support decides which way it breaks 🌍 Connect with us: Instagram | YouTube | X

22.6 million U.S. households now pay more for housing than they can afford, and the average home costs five times the average salary. Sam Froerer, who co-owns thousands of apartment units through Compass Capital, has never owned his own home himself. He tells hosts Jerremy Alexander Newsome and Dave Conley that the industry treats tenants like a commodity, and the top 50 owners control under 11% of it. He's building a model where a slice of every rent check turns residents into fractional owners of the building itself. Timestamps: (00:00) 22.6 million households – can't actually afford their own rent (01:33) Never owned a home – this landlord explains exactly why (10:14) Same fries, different profits – Chick-fil-A earns 3x more than McDonald's (16:24) Can't pay on the 5th? – here's what happens to that resident (21:39) "Value-add," defined – and exactly where it crosses a line (26:33) What gets you rejected – the real bar for renting an apartment (32:05) Tax tricks renters never see – the leverage investors quietly get (36:37) Insurance tripled – how it quietly rewrote real estate deals (39:50) Rent that turns into equity – the blockchain idea behind it (49:19) $50 million, first check – what he'd fix in housing first (51:35) Lightning round – is homeownership already dead under 35? (55:09) The identity shift – what could replace the homeownership dream 🌍 Connect with us: Instagram | YouTube | X

A $100,000 investment can show $60,000 of paper losses in year one — a tax benefit ordinary renters never get access to. Sam Froerer tells Jerremy Alexander Newsome and Dave Conley that Trump-era policy restored 100% bonus depreciation after Biden had cut it to 40%. He argues the top 1% pulling away from everyone else is the same pattern behind every collapsed civilization in history. Asked what he'd do with $50 million to fix housing, Sam says he'd buy three more properties to prove his model works before pitching it to private equity and pension funds. In the lightning round, he says homeownership under 35 is, as of now, functionally over. Timestamps: (00:14) A politician can't beat this – what would actually help residents more (00:40) A policy shift underway – reshaping who's allowed to own homes (01:36) $100K becomes $60K in losses – the tax trick investors use (03:33) The wealth gap's pattern – the same one behind every collapsed empire (05:40) $50 million, first move – what he'd do first to fix housing (07:55) Lightning round – is homeownership already dead under 35? (11:30) The identity shift – what could replace the homeownership dream 🌍 Connect with us: Instagram | YouTube | X

Landlords call it "value-add," and raising rent $100 to $200 a month after new cabinets and a dog park is the same move the industry has run for decades. Sam Froerer calls his own company "experience-add" instead, telling Jerremy Alexander Newsome and Dave Conley that renters need income at two-and-a-half times rent just to qualify. Insurance per unit in Florida and Texas tripled from $600 to $3,000 a year, reshaping where he invests. A fire that started on one resident's porch burned down twenty units in a single night. Sam also floats a REIT-style model where part of every rent payment buys residents fractional ownership of the building itself. Timestamps: (00:20) "Value-add" defined – the term landlords use to justify hikes (02:20) "Experience-add," not "value-add" – why he renamed his own company (05:14) The income bar – exactly what you need to earn to qualify (10:46) Tax perks you don't get – the leverage investors have and you don't (15:17) Insurance tripled – how it reshaped where he chooses to invest (17:56) Twenty units, one night – the porch fire that could've ended everything (18:30) Rent that buys equity – the plan to make rent buy the building 🌍 Connect with us: Instagram | YouTube | X

22.6 million U.S. households now pay more for housing than they can afford, and the average home costs five times what the average family makes. Sam Froerer co-owns thousands of apartment units through Compass Capital — and has never owned his own home. He tells Jerremy Alexander Newsome and Dave Conley that the industry's top 50 owners control less than 11% of it, and most landlords treat tenants as a commodity to evict and replace rather than serve. Chick-fil-A makes three times the revenue of the average McDonald's despite longer wait times, and Sam argues that gap is exactly what his industry ignores: the experience, not the price. Timestamps: (00:00) 22.6 million households – now pay more rent than they can afford (00:28) Every complex, same rating – two stars, no matter where you look (03:34) Never owned a home – the multifamily owner who still rents (10:14) Tenants as a commodity – why the industry treats renters this way (16:24) Can't make rent? – here's what actually happens on the fifth 🌍 Connect with us: Instagram | YouTube | X

The top 400 richest families in America pay about 2% in taxes while everyone else pays 20 to 26%. Jerremy Alexander Newsome and Dave Conley kick off a new series on housing, laying out why the American dream of homeownership is structurally rigged — flat wages, boomers holding 70% of property, and a tax code built as welfare for the top 20%. They trace housing booms back to the 1920s and post-WWII Levittowns, then debate renting versus owning, closing with international fixes from Tokyo, Vienna, and Austin.Timestamps:(00:00) The thesis – wages never caught up to housing costs(10:02) The new housing law – bans corporate landlords, completely unfunded(17:37) The tax code confession – secretly a welfare program for owners(30:36) Zoning's ugly origin story – the real reason those laws exist(41:34) The case for renting – Dave makes it, no hedging(51:20) Tokyo vs. Vienna vs. us – how other countries solved housing🌍 Connect with us: Instagram | YouTube | X

Real estate investor Grant Cardone says never buy a home — rent instead, and put your money in the market. Jerremy Alexander Newsome and Dave Conley debate the case for renting versus owning. Dave, who's rented for over a decade, lays out the freedom of renting against the nonstop chores of ownership. They find zero libertarian voices anywhere in their research — everyone agrees housing is broken. Internationally, Vienna's rents run roughly a third of market rate, Tokyo's the cheapest big city on Earth, and one city's rent control crushed new construction by 48%.Timestamps:(00:00) The case against buying – a top investor says rent, don't own(04:48) Being a landlord right now – what happens when nobody's renting(09:59) Tokyo vs. Vienna vs. us – how other countries solved housing(16:08) The closing thesis – two things guaranteed to affect every voter🌍 Connect with us: Instagram | YouTube | X

The top 400 richest families in America pay about 2% in taxes — while everyone else pays 20 to 26%. Jerremy Alexander Newsome and Dave Conley dig into what surprised them most in their research. Dave says the tax code was quite literally built for people not to pay taxes, funneling mortgage and college-savings deductions mostly to the top 20%. He found 30 million American children living in poverty — more than any country in Europe, Korea, or Japan. Economist Assar Lindbeck's line comes up: rent control is the fastest way to destroy a city besides bombing it.Timestamps:(00:16) The tax code confession – Dave calls it a welfare program in disguise(07:33) Housing booms, then and now – what the 1920s got right(13:14) Zoning's ugly origin story – the real reason those laws exist(15:53) An economist's brutal verdict – rent control compared to bombing a city🌍 Connect with us: Instagram | YouTube | X

Elon Musk's net worth is down to "only" $600 billion after SpaceX lost $500 billion in value over the past month. Jerremy Alexander Newsome and Dave Conley open on the US-Iran conflict — Iran's health ministry says 50 civilians are dead and hundreds are hospitalized, and there's still no diplomacy on the table. Micron is down 34% since June 24, Intel's off 35%, and Dell has doubled since March while chopping sideways at resistance. Jerremy expects SpaceX to keep falling before a relief rally, and thinks Tesla will "ping-pong" through earnings the same way it did last summer. Dave breaks down the local political fights erupting over AI data centers' water and power use, plus the case for a rout in the midterms if the economy stays weak — his outside bet is that the president won't finish his term. Timestamps: (00:28) No diplomacy – Iran conflict grinds on with servicemen lost, still no endgame (01:48) Micron, Dell, Intel diverge – one's down 34%, one's up 200% (04:35) SpaceX cut in half – Musk's net worth drops to "only" $600B (05:33) Tesla's earnings script – Jerremy bets on chop, not a breakout, again (06:44) Alphabet's real test – does AI actually make businesses any money (09:20) Data centers spark local revolt – water, power, and noise fights heat up (13:41) Dave's outside bet – the president won't finish his term 🌍 Connect with us: Instagram | YouTube | X

Baby boomers now own roughly 70% of American homes and property — and politicians are too scared to touch it. Jerremy Alexander Newsome and Dave Conley lay out the thesis for a new series on housing: wages stayed flat while prices and interest rates exploded. Dave says the newest housing law just passed the Senate 85-5 and became law without a presidential signature. It bars investors who own 350+ single-family homes from buying more, but carves out purpose-built rentals — and comes with $200 billion in completely unfunded grants.Timestamps:(00:00) Wages vs. housing costs – the stat that shows they never caught up(03:45) Nashville's housing boom – why prices tripled there in six years(07:23) The boomer wealth transfer – politicians are too scared to touch it(10:02) The new housing law – bans corporate landlords, but $200 billion unfunded🌍 Connect with us: Instagram | YouTube | X

The best U.S. cash experiments still can't prove money durably improves health or child outcomes. Jerremy Alexander Newsome and Dave Conley spend five episodes chasing why, hearing from Ron Lynch that free cash is a chain, not a check, and from Chris Rimbal that money itself may vanish within 20 years. Dr. Conley and Dr. Rhodes weigh in last: cash helps, but isn't the answer either host hoped for. Jerremy pitches a Citizen Capital share system instead of a handout, and Dave argues the AI disruption they keep circling has already arrived. Timestamps: (00:00) Five episodes, one chase – hosts hunt free money's real cost (05:10) The American dream's break point – traced to one decade (11:19) "A chain, not a check" – Ron Lynch's warning on free cash (18:36) Shares in America – Dave's pitch instead of handouts (25:20) Money itself may vanish – Chris Rimbal's 20-year prediction (31:42) Two PhDs weigh in – the cash data doesn't back the hype (36:25) The AI bomb already went off – Dave's blunt argument (45:00) Next three topics revealed – then dice decide the winner (53:39) Every fix needs more thinking – not more cash, hosts conclude 🌍 Connect with us: Instagram | YouTube | X

Jerremy Alexander Newsome and Dave Conley close the series on the loudest disagreement yet: has the AI revolution already hit, or is it still coming? Dave says he now runs this entire podcast alone — work that used to require four or five staffers — because of AI. Jerremy pushes back, insisting today's AI still isn't truly intelligent, just a sharper search engine stitching articles together. Dave counters that the United States only ever fixes disasters after they detonate, and argues this one already has. They close on a lighter note, narrowing their next topic to housing, fentanyl, or the baby bust, then let a game of craps make the final call. Timestamps: (00:00) Just a smarter search engine – Jerremy's read on today's AI (01:11) Dave runs the show alone – thanks entirely to AI (03:05) No wall in sight – every AI expert agrees it won't stop (09:46) Next three topics revealed – housing, fentanyl, or the baby bust (18:16) A game of craps decides – the next big topic 🌍 Connect with us: Instagram | YouTube | X

The best U.S. cash experiments still can't prove giving people money durably improves health or child outcomes. Jerremy Alexander Newsome and Dave Conley pick up their UBI rebrand mid-series: Dave proposes literal shares in America, dividends tied to the AI and data economy already built on public information. Jerremy renames the whole concept the Citizen Capital program, hoping shared ownership sells better than a handout ever could. Chris Rimbal predicted money itself might not exist within 20 years. Then two doctors arrive with the actual data: cash helps, but it isn't the single answer either host hoped to find. Timestamps: (00:00) Shares in America, not handouts – Dave's opening pitch (04:12) The Citizen Capital rebrand – a new name for an old idea (06:56) Money itself may vanish – Chris Rimbal's 20-year prediction (13:19) Real data finally arrives – two PhDs weigh in on cash (16:16) Cash helps, but isn't the answer – the hosts' hardest admission 🌍 Connect with us: Instagram | YouTube | X

The US-Iran ceasefire effectively collapsed over the weekend, and crude jumped back above $74 on the news. Jerremy Alexander Newsome and Dave Conley walk through the tech market's gap-down open and the case for a pullback toward the 50-day moving average on the Nasdaq-100, plus why Jerremy is aggressively short SpaceX — targeting $70–100 a share against its near-$3 trillion peak valuation. They break down the real mechanism behind Fed rate policy: the federal government competing with everyday borrowers for debt buyers, which keeps rates elevated regardless of what the Fed does with its own target. Grocery prices, tariffs, and the politics of the Middle East round out the conversation, along with a preview of Tesla, Meta, and NVIDIA earnings.Timestamps:(00:31) Ceasefire collapses – Iran deal unravels over the weekend, crude spikes past $74(00:56) Tech gap-down – Nasdaq-100 gap likely fills lower before buyers step back in(02:56) Short SpaceX – Jerremy targets $70–100 a share versus its near-$3T peak(04:57) Fed testimony collides with CPI – markets price 60–64% odds of a September move(07:50) Who really sets rates – government competes with everyday borrowers for debt buyers(09:27) Earnings season ahead – Tesla, Meta, and NVIDIA's next moves into late July🌍 Connect with us: Instagram | YouTube | X

Free cash isn't a check — it's a chain, according to Ron Lynch, who argues handouts push society toward technocratic feudalism. Jerremy Alexander Newsome and Dave Conley open this series admitting the American dream started fracturing sometime in the 1990s, once information itself became the real currency. Lynch's claim: money given for nothing quietly erodes purpose, feeding the "trust fund baby" stigma. Dave pushes back, splitting purpose from income entirely. Jerremy admits his own family still struggles with the victim mindset Lynch describes. They close still disagreeing on one point: who actually controls the money once it's handed out. Timestamps: (00:00) Five episodes, one question – hosts ask if free money actually works (05:10) The American dream's exact break point – pinned to one decade (11:19) "It's not a check, it's a chain" – Ron Lynch's core warning (12:30) The trust fund baby stigma – why it reveals a deeper fear (16:45) Who controls the money – controls the person, Lynch argues 🌍 Connect with us: Instagram | YouTube | X

The Federal Reserve can legally buy any publicly traded company outright — no permission required. Jerremy Alexander Newsome and Dave Conley open with the Dow hitting a record 53,058, though Jerremy flags SanDisk and Micron as stretched after their runs. Dave counters that AI now makes up roughly 40% of the Nasdaq, a concentration risk the Fed has no playbook to unwind. They dig into SpaceX's 45% three-day round trip as a sign speculative money is moving fast with no fundamentals attached. The back half turns to politics: progressive challengers beating corporate-backed Democrats in primaries across Maine, New York, Michigan, and Colorado.Timestamps:(00:00) Pigs and donkeys – crash the Fourth of July pet parade(01:35) Fed's hidden power – it can legally buy any public company(07:52) Zero-revenue stock – trading like it's a legitimate business(11:25) Primary upsets – progressives are quietly reshaping both parties🌍 Connect with us: Instagram | YouTube | X

Recipients were two percentage points less likely to work — and critics called that proof people quit when you pay them. Dr. Elizabeth Rhodes ran the longest unconditional cash study in U.S. history: 1,000 people, $1,000 a month, three years. Below the poverty line, nobody worked less. People spent the money on rent, food, and kids, but the financial boost faded to nearly nothing by year three. Rhodes says cash can't fix broken healthcare, childcare, or housing markets — and proposes a $12,000 lump sum upfront plus monthly payments. Jerremy Alexander Newsome and Dave Conley land on \"Social Security for all ages\" as the rebrand that might actually move the needle.Timestamps:(00:00) A thousand people, a thousand dollars, three years – what actually happened(01:13) What a social worker catches – the gap economists walk right past(04:03) A blog post became a decade-long study – Sam Altman's role and limits(05:34) NIH, NSF, and full independence – keeping the science clean(10:51) 14,000 screened, 3,000 enrolled – Facebook ads, SNAP apps, random mailers(12:04) Two percentage points less employed – why critics grabbed the wrong headline(16:00) Housing, food, kids – where every dollar actually went(17:17) The ordinariness that matters – driving, social time, stuff around the house(19:07) Everyone wanted a business, nobody started one – what that really means(20:46) The boost that faded by year three – and why year-three worry kicked in(22:37) What she'd tell a senator tomorrow – the one design choice(31:52) Steel-manning her own study – three years and $1,000 proves nothing about national UBI(35:55) What if the jobs don't come back – her data gets uncomfortable(47:19) \"Scarcity makes people responsible\" — false – lightning round(50:12) Social Security for all ages – Dave and Jerremy close the knowledge gapConnect:Dr. Elizabeth Rhodes – Website{{social-links

Rhodes admits her study was never designed for a world where income decouples from labor — but it's the closest data anyone has for what's coming. People are stitching together patchworks of gig work that standard labor surveys can't even capture. Dave Conley went from \"UBI is a terrible idea\" to \"how are we not doing this\" after weeks of research. Jerremy Alexander Newsome and Dave land on Social Security for all ages as the rebranding that might actually work — paired with a continuing-education requirement to close the knowledge gap.Timestamps:(00:00) Her study wasn't built for this – but it's the best data we've got(00:13) What happens when jobs don't come back – her data gets uncomfortable(01:41) Gig patchworks surveys can't measure – the labor market nobody's tracking(03:06) \"Cash is not the panacea\" – three years of evidence behind that line(04:16) From anti-UBI to \"how aren't we doing this\" – Dave's shift in weeks(06:24) A $12,000 lump sum first – what monthly cash alone can't fix(08:13) Targeted groups over universal referendums – where testing actually works(11:37) \"You can't pay rent with food stamps\" – lightning round drops(14:32) A weekend class and community credit – Dave's unlock for entrepreneurs(19:23) \"Social Security for all, damn it\" – and why the branding mattersConnect:Dr. Elizabeth Rhodes – Website{{social-links

People spent the money on housing, food, and their kids — every global cash study shows this, yet the stereotype persists. The financial wellbeing boost was strong in year one, weaker by year two, and nearly gone by year three. Nobody started a business, but entrepreneurial interest surged because the labor market doesn't work for people who need flexibility. Rhodes says cash hits a wall when healthcare costs $5,000 and there's no quality childcare in your ZIP code. Jerremy Alexander Newsome and Dave Conley press her on what a senator should actually do with this data.Timestamps:(00:00) What critics assume about free money – and what people actually bought(01:30) The most expensive stereotype – conditions on benefits cost taxpayers more(03:22) Parents skipped extra shifts – investing in their kid's confidence instead(06:37) Entrepreneurship interest surged – but almost nobody launched anything(08:23) The boost that vanished – financial wellbeing fading by year three(11:31) What she'd tell a senator – the one design choice that matters most(14:32) Cash can't climb these walls – no childcare, no insurance, no credit score(16:04) The Rise study – why she stopped asking \"does cash work?\"(18:25) Steel-manning her own study – the strongest critique she'd make herselfConnect:Dr. Elizabeth Rhodes – Website{{social-links

Recipients were two percentage points less likely to work — and critics called that the whole story. Dr. Elizabeth Rhodes ran the longest three-year unconditional cash experiment in U.S. history, gave 1,000 people $1,000 a month, and found something economists missed: below the poverty line, nobody worked less. Sam Altman helped fund it, but Rhodes had NIH and NSF backing with full scientific independence. Jerremy Alexander Newsome and Dave Conley dig into why it takes a social worker to see what labor data hides.Timestamps:(00:00) A thousand strangers, a thousand dollars – the experiment that changed the debate(01:13) Economists got the mic – here's what they stopped hearing(04:03) A blog post from Sam Altman – how it launched a decade-long study(05:35) Keeping Silicon Valley money honest – NIH, NSF, and full independence(07:28) Richard Nixon backed this idea – fifty years nobody talks about(10:51) 14,000 screened, 3,000 enrolled – randomized to $1,000 or $50(12:05) Two percentage points less employed – what that number actually means(14:52) Below poverty, zero effect – the poorest participants kept workingConnect:Dr. Elizabeth Rhodes – Website{{social-links

Microsoft is down 31% in two years and its own CEO sounds like he's waving the white flag on AI. Jerremy Alexander Newsome and Dave Conley break down why the Mag Seven is getting smoked — Netflix down 46%, Salesforce down 60%, Adobe down 70% — while 1998 relics like Nokia, Intel, and SanDisk are surging on chip demand. South Korea's ETF is up 128% year to date as Pan-Asian nations quietly build out chip infrastructure without the US. The US dollar is strengthening on a technical double bottom, which historically pulls equities and gold lower. Europe can't govern itself — Germany's economy is stumbling, France can't pass a budget, and the UK just ousted its PM. Summer should be quiet until earnings season hits mid-July.(00:00) 1998 called — Nokia, Intel, and SanDisk are crushing it again(02:09) Microsoft down 31% — CEO sounds like he's giving up on AI(05:35) ETFs over stock picks — broader baskets are the safer play right now(06:40) AI eating its parents — Salesforce down 60%, Adobe down 70%(08:46) Stock picker's paradise — wild swings every direction, sector irrelevant(09:47) Summer slowdown loading — earnings season hits mid-July(11:44) Europe's dumpster fire — Germany stumbling, France stuck, UK leaderless(15:09) Korea up 128% YTD — chip demand is printing money in Seoul(18:49) Dollar double bottom — stronger greenback means everything else cools🌍 Connect with us: Instagram | YouTube | X

The biggest US cash experiment returned a big fat zero on measurable child outcomes. Dalton Conley tells Jerremy Alexander Newsome and Dave that poverty rewires the body at the DNA level, but cash alone can't undo it. The 1960s negative income tax kept people unemployed longer and increased divorce. AI leaders dropped the jobs apocalypse once it scared people. Alaska's Permanent Fund is the closest thing America has to UBI — bigger checks mean more dentist visits. Conley's lab now uses epigenetic age clocks to measure whether any of this actually moves the needle.(00:00) One missed paycheck – one in three Americans can't survive it(01:11) The 1950s dream – only worked because WWII destroyed the competition(06:11) The biggest cash study – years of brain scans returned zero results(09:28) 1960s UBI test – more unemployment, more divorce than before(11:48) AI leaders pushed UBI – then quietly walked the jobs apocalypse back(12:51) Kennedy's 1963 commission – what do we do when work disappears?(15:38) Why UBI can't pass – eleven percent controls the Senate(22:52) Nobody trusts the system – who actually runs the check?(28:31) Alaska's Permanent Fund – the closest thing America has to UBI(28:54) Bigger checks, more dentist visits – the data nobody's using(31:53) Same house, opposite outcomes – inequality lives inside families(41:58) Ten thousand school boards – zero national health standards(44:35) Would you take the check? – a Princeton professor says yes(49:27) Social Security is untouchable – UBI needs that same armor to survive(54:16) Lightning round – they don't get lazy, they get free🌍 Connect with us: Instagram | YouTube | X

The Fed's new chair wants to strip "outlier" prices from the CPI calculation — right when prices are the highest they've been in years. 4.2% inflation is additive: it stacks on last year's, and Jerremy Alexander Newsome and Dave Conley say rewriting the formula isn't the same as fixing it. Gold and silver just printed a weekly double top after running from $1,700 to near $5,000 an ounce — Jerremy called the reversal in April. The SpaceX IPO at $1.7 trillion — the largest in human history — already pulled 8% out of the QQQ as institutional funds liquidate positions to buy in. In a K-shape economy, the sleeper play isn't chips: it's TJ Maxx, Dollar General, and Five Below.Timestamps:(00:00) Fed's redefining inflation math — not fixing the actual prices(03:20) "Transitory" is back — Dave explains why it's still a lie(05:07) Gold and silver double top Jerremy flagged back in April(06:18) Energy ETF compressed since March — big directional move loading(07:19) SpaceX IPO pulling 8% out of QQQ as funds liquidate(08:52) $1.7 trillion — the largest IPO in human history, visualized(10:59) Lock-up vesting and brain drain — Dave's AOL experience applied to SpaceX(13:09) Sam Altman's sovereign wealth pitch on Capitol Hill for AI stocks(14:45) K-shape economy plays — why TJ Maxx and Five Below are scorching🌍 Connect with us: Instagram | YouTube | X

Dalton Conley tells Jerremy Alexander Newsome and Dave: yes, he'd take the UBI check — because you don't have a choice. A thousand dollars a month transforms life in rural Mississippi and barely registers in New York City. Jerremy says he'd opt out; Conley says almost nobody thinks that way. Social Security is untouchable because it's near-universal and tied to work — UBI needs that same armor. Conley's lab found that a kid genetically predisposed to insomnia raises parents' drinking and smoking for decades after they leave the house.(00:14) Yes, Conley takes the check – because universal means no opt-out(00:40) $1,000 transforms Mississippi – barely registers in New York City(01:25) Poverty measurement – debated since Molly Orshansky drew the line in 1963(02:32) Jerremy would opt out – Conley says he's a tiny, wonderful minority(04:24) Give it to Bezos too – that's what makes UBI politically bulletproof(05:06) Global UBI – world government territory, but Europe might get there first(05:21) Social Security is untouchable – UBI needs to build that same armor(07:54) Your kid's genes change you – ADHD raises parental drinking for decades(09:50) Lightning round – they don't get lazy, they get free(11:30) The blind spot – trillions in debt, nobody asks where it comes from(12:47) Hosts debrief – is free dental care the actual linchpin?🌍 Connect with us: Instagram | YouTube | X

Nobody trusts the institutions that would run the check. Dalton Conley tells Jerremy Alexander Newsome and Dave a sovereign wealth fund modeled on Alaska's Permanent Fund — structured like the Federal Reserve — might be the only design that survives politics. When Alaskans get bigger checks, they go to the dentist more, and missing teeth is one of the most stigmatizing outcomes in American life. Two siblings raised in the same house can have wildly different health outcomes based entirely on which genetic hand they drew.(00:00) Who runs the check – when every institution's credibility is already gone(00:12) The military – might be the last institution Americans actually trust(02:51) Sovereign wealth fund – structured like the Fed, owned by every citizen(05:51) Alaska's Permanent Fund – everyone gets one share, no means testing(05:55) Bigger checks, more dentist visits – that's actually what the data shows(07:20) Going to the doctor – notoriously hard to link to better health(09:14) Genes aren't destiny – but only if the environment cooperates(09:45) Mexico's PROGRESA – cash with strings outperforms no-conditions transfers(12:00) Epigenetic age clocks – measuring exactly how fast you're aging(15:31) Same house, different outcomes – inequality lives inside families, not between them(19:18) Education policy – 10,000 local boards and zero national standards🌍 Connect with us: Instagram | YouTube | X

The largest US cash experiment returned a big fat zero on measurable child outcomes. Dalton Conley tells Jerremy Alexander Newsome and Dave the American dream only worked because WWII obliterated every competitor. The 1960s negative income tax kept people unemployed longer and increased divorce. AI leaders dropped the jobs apocalypse narrative once it scared people. A MAGA-Bernie coalition might be the only path left — but 11% of the US population can theoretically block it in the Senate.(00:00) One missed paycheck – one in three Americans can't survive it(01:11) The 1950s dream – only worked because WWII destroyed the competition(06:11) Biggest US cash study – years of brain scans came back zero(09:11) 1960s negative income tax – unemployment went up, so did divorce(10:06) The records were lost in a flood – and with them the answer(11:14) AI CEOs pushed UBI – then quietly walked back the jobs apocalypse(12:51) Kennedy's 1963 commission – what do we do when work disappears?(15:38) Why UBI can't pass – eleven percent of people control the Senate(18:43) Chinese imports, opioids – the communities that lost both at once(21:00) Chess got more popular – even after computers made humans irrelevant🌍 Connect with us: Instagram | YouTube | X

Forty percent of Americans are one paycheck from crisis — and Chris Remboldt says that's shareholder capitalism deliberately optimizing stock price over human welfare. Post-money means real wealth is time, energy, and atoms. He tells Jerremy Alexander Newsome and Dave Conley that UBI is a dead end, ad-supported free housing and food arrive in 10-15 years, and a self-replicating Von Neumann fleet lands in four years. Dave pushes back on who actually owns the AI making all of this possible.Timestamps:(00:00) The old deal is cracking – what AI does to the American social contract(02:14) Built their own house – what Chris's family learned about real agency(08:14) Shareholder capitalism broke it – quarterly earnings vs. human welfare(13:24) Time, energy, atoms – why money becomes the wrong unit of account(18:06) The zero-start problem – why just using AI doesn't work(25:41) Calibration first – why you have to rescue yourself before anyone can help(30:33) Labor is a terrible foundation – why dignity can't live in a job title(35:07) UBI is a horseshoe – on a horse we're about to stop riding(36:50) Free housing, free food — with ads – the 10-15 year window(41:36) Identity crisis incoming – mind-virus architects will win elections(44:22) Two hours beats eight – Alpha School's gamified curriculum(47:17) Superintelligence is already here – and the robot fleet lands in four years(53:14) Dave's thesis – AI belongs to humanity, not billionaires(60:25) AI stays garbage for a decade – Jerremy's contrarian hot take(65:48) Guardrails nobody is building – who watches the watchers(69:24) Bring us your people – politicians, librarians, anyone with bold ideasConnect:Chris Remboldt – LinkedIn | X🌍 Connect with us: Instagram | YouTube | X

The Fed's new chair wants to strip "outlier" prices from the CPI calculation — right when prices are the highest they've been in years. 4.2% inflation is additive: it stacks on last year's, and Jerremy Alexander Newsome and Dave Conley say rewriting the formula isn't the same as fixing it. Gold and silver just printed a weekly double top after running from $1,700 to near $5,000 an ounce — Jerremy called the reversal in April. The SpaceX IPO at $1.7 trillion — the largest in human history — already pulled 8% out of the QQQ as institutional funds liquidate positions to buy in. In a K-shape economy, the sleeper play isn't chips: it's TJ Maxx, Dollar General, and Five Below.(00:00) Fed's redefining inflation math — not fixing the actual prices(03:20) "Transitory" is back — Dave explains why it's still a lie(05:07) Gold and silver double top Jerremy flagged back in April(06:18) Energy ETF compressed since March — big directional move loading(07:19) SpaceX IPO pulling 8% out of QQQ as funds liquidate(08:52) $1.7 trillion — the largest IPO in human history, visualized(10:59) Lock-up vesting and brain drain — Dave's AOL experience applied to SpaceX(13:09) Sam Altman's sovereign wealth pitch on Capitol Hill for AI stocks(14:45) K-shape economy plays — why TJ Maxx and Five Below are scorching🌍 Connect with us: Instagram | YouTube | X

Chris Remboldt says superintelligence is already here and a self-replicating Von Neumann robot fleet arrives in four years. He predicts AI companies will quietly replace broken institutions because regulated industries can never reform themselves from inside. Dave pushes back hard: Big AI strip-mined decades of collective intellectual capital for free, and the robots should hit Liberia before the Tesla factory. Jerremy Alexander Newsome and Dave Conley close out with a final verdict — AI is a dumpster fire for another decade, and MrBeast already proved it.Timestamps:(00:00) Lightning round opens – All right, Chris, let's go(00:23) Superintelligence is already here – Chris answers without hesitation(00:28) Robots over UBI – why robotic abundance is the real GDP multiplier(01:44) Pilot licenses and broken regulation – what breaks first under AI pressure(03:12) Von Neumann fleet in four years – the self-replicating robot prediction(04:35) WALL-E wins – most prophetic dystopian movie pick(05:15) Light Cone Systems – Chris's drone compliance and insurance startup(06:16) Dave unloads on Big AI – who actually owns the intellectual capital(09:06) Robots to Liberia first – not the Tesla factory(13:26) AI stays garbage for a decade – Jerremy's contrarian bet explained(14:59) MrBeast's humans-vs-robots – the robots got smoked(16:46) Stop outsourcing thinking – outsource speed instead(18:48) Guardrails nobody is building – who watches the watchers when governments won'tConnect:Chris Remboldt – LinkedIn | X🌍 Connect with us: Instagram | YouTube | X

Most people aren't starting at zero — they're at negative 100, and Chris Remboldt says the first move is giving up the belief that help is coming. He tells Jerremy Alexander Newsome and Dave Conley that UBI "makes him think of the DMV" and that in 10-15 years food and housing are free — ad-supported. Labor is a terrible foundation for human dignity. The best mind-virus architect wins every election.Timestamps:(00:00) Negative 100 – people starting in the hole don't have the luxury of optimism(01:28) The calibration problem – why nobody is coming to save you first(02:49) The floor has never been higher – but addiction is the real modern crisis(04:43) Short-form video is the addiction – more pervasive than anything else(06:20) Labor and dignity – why your job title is a terrible identity foundation(07:29) Your hero's journey – where are you in your own mythology(08:38) The infinite money glitch – Elon's robot thesis and when the fleet arrives(10:54) UBI is a horseshoe – on a horse we're about to stop riding(12:37) Free housing, free food — with ads – the 10-15 year window(15:21) Human-made becomes luxury – once machines make everything else(17:23) Mind-virus architect wins – the real power dynamic in every election(20:09) Two hours beats eight – Alpha School's gamified curriculum explainedConnect:Chris Remboldt – LinkedIn | X🌍 Connect with us: Instagram | YouTube | X

Shareholder charters legally force companies to prioritize quarterly stock prices over mission — and Chris Remboldt says that's the engine behind a generation priced out of owning anything. Post-money isn't a utopia pitch: it's a recognition that real wealth is time, energy, and atoms. Chris tells Jerremy Alexander Newsome and Dave Conley that a stay-at-home mom can now ship a product with AI that used to require a 10-person tech company. The old deal isn't dead. It's sick.Timestamps:(00:00) The old American deal is cracking – AI is repricing work faster than policy can follow(01:57) Ripped out the plumber's work – what building a house taught Chris about real agency(04:29) Who goes post-money first – homeschool families vs. the credential system(08:15) "Millennials are like people.zip" – apartments, shrinkflation, and the shareholder trap(10:53) Lawsuits force companies backward – why charters legally prevent long-term thinking(13:25) Real wealth is atoms – why money becomes the wrong unit of account(15:08) The nanotech nobody's talking about – the breakthrough that makes things weird(18:07) The zero-start problem – why "make money with AI" is the one strategy that doesn't work(20:30) Meal prep to app to TikTok – how one stay-at-home mom built a product(23:05) The tools are ready – but the one-paycheck crowd didn't get the memoConnect:Chris Remboldt – LinkedIn | X🌍 Connect with us: Instagram | YouTube | X

Ron Lynch moved $6 billion in consumer sales, made four films, and called Spielberg from a grocery store basement at 23. He says UBI doesn't hand out income — it hands out outcome, and outcome without effort is a cage. Alaska's $1,700 annual checks prove nothing; the realistic number is $30K, and at that level you buy complacency — and when a neighbor dies, their check redistributes. Plantations ran on UBI. The surveillance stack to enforce it — Palantir, IDEMIA, Allied Universal — is already built and waiting. Jerremy Alexander Newsome and Dave Conley pull every thread for an hour.Timestamps:(00:00) $15K monthly government check – free money or slow ownership?(01:25) Grocery clerk at 23 – calls Spielberg from the basement, gets in(04:59) $150 in art supplies – the path to a million-dollar painting(07:07) Purpose destroyed – Ron's one-sentence verdict on UBI's real cost(09:16) Rice, not Lunchables – why TeleHelp chose limitation over comfort(10:52) Alaska's $1,700 check – why it proves nothing about real UBI(14:28) $30K and complacency – the real number and what it actually buys(16:47) Tribal math – your death doubles someone else's UBI payment(19:16) Palantir, IDEMIA, Allied Universal – the stack already watching you(22:11) No middle class – feudalism returns, and it comes with Wi-Fi(24:38) Tiny homes, shared kitchens – Ron's word for them is cages(27:45) Manifesto for a Modern Millennium – Ron's update to Common Sense(28:54) Three to five hours – the only time humans ever needed to survive(31:55) Not the check, the chain – Ron's one-line verdict on UBI(32:08) Photo albums hit the table – every phone disappeared instantly(33:28) Freedom vs liberty – ability to choose versus actually doing it(43:24) Netflix disrupted at $5K – what happens when anyone makes films(46:32) $1 movies, blockchain – the creator studio with no corporations(47:44) One film funds the dynasty – some kid's future built on one story(48:58) Make the case for UBI – Dave asks, Ron's answer lands hard(49:28) Plantations ran on UBI – if you love slavery, love this policy(50:08) Which dystopia are we – lightning round picks the film we're in(50:35) Bible outside of time – not predictive, told from a different vantage(55:30) Last thing to trust – not the government with your income(56:03) UBI vs communism – Ron's verdict is worse, not equal(56:48) AI won't create jobs – Ron says that's a human responsibility(59:10) Is purpose chained to a paycheck – Dave's final pushback on RonConnect:Ron Lynch – Website | Trust Me | The Prismic | Substack🌍 Connect with us: Instagram | YouTube | X

UBI isn't communism — it's worse, and the strongest case for it ends with one word: slavery. Ron Lynch says in five years you'll produce a feature film for $5,000 using AI tools and four photos — blockchain kills the studio middleman, $1 admissions split 50/50 with creators, and some random kid funds his family's entire dynasty off one film. Jerremy Alexander Newsome and Dave Conley run the lightning round: which dystopian film we're already in, whether the Bible is predictive or retrospective, and why AI won't create jobs — that's a human responsibility. Dave pushes back on whether purpose is really chained to a paycheck. Ron's final word is a story about one person who proved it isn't.Timestamps:(00:12) Netflix disrupted at $5K – what happens when anyone makes films(03:10) $1 movies, no corporations – Ron's blockchain creator studio model(04:38) One film funds the dynasty – some kid pays for his family's future(05:30) Make the case for UBI – Dave asks, Ron's answer surprises(06:10) Plantations ran on UBI – if you love slavery, love this(07:00) Which dystopia are we building – lightning round picks the film(07:30) Bible isn't predictive – Ron says it's told from outside time(12:18) Last thing to trust – not the government with your income(12:59) UBI vs communism – Ron says UBI is worse, not equal(13:42) AI won't create jobs – Ron says that's a human responsibility(16:03) Purpose chained to a paycheck – Dave's pushback on Ron's core claim(19:09) Ron's final word – one story that proves any of us canConnect:Ron Lynch – Website | Trust Me | The Prismic | Substack🌍 Connect with us: Instagram | YouTube | X

Palantir tracks every digital transaction, IDEMIA harvests biometrics, and Allied Universal has cameras on every corner — the compliance infrastructure isn't coming, it's already here. Ron Lynch says UBI is the carrot that locks you into that stack. Without a middle class, you get feudalism with Wi-Fi; tiny homes with shared kitchens are cages with better branding. Jerremy Alexander Newsome and Dave Conley walk through what a 38-year-old's daily life looks like in twenty years under this model. The quote that sticks: "The problem with UBI is not the check, it's the chain." Ron draws the line between freedom — the ability to choose — and liberty — actually doing it.Timestamps:(00:20) Surveillance stack already running – Palantir, IDEMIA, Allied Universal(02:31) No middle class left – feudalism returns, just with Wi-Fi(04:58) Tiny homes, shared kitchens – Ron calls them cages, not communities(08:49) Buy back meth towns – Ron's pitch for cultural villages instead(10:30) Three to five hours – all humans ever needed to survive daily(13:05) Not the check, the chain – Ron's one-line verdict on UBI(17:00) 38-year-old in twenty years – what daily life actually looks like(19:37) No collective human experience – technology breaks the last shared moment(20:07) Photo albums hit the table – every phone disappeared immediately(21:30) Freedom vs liberty – ability to choose versus actually doing itConnect:Ron Lynch – Website | Trust Me | The Prismic | Substack🌍 Connect with us: Instagram | YouTube | X

IBM ripped 43% in two weeks — Nokia, Dell, Intel, Qualcomm all running like it's 1999 again. Jerremy Alexander Newsome calls it a straight-up dot-com simulation. Meanwhile, 20% of global oil supply is offline, inflation is hammering every continent, and the market just doesn't care. Dave Conley says the State Department got decapitated mid-negotiation — we're passing notes to Iran through Pakistan like middle schoolers. Both say buy dips and trade the chaos, but keep collars on — one bad headline changes everything.Timestamps:(00:00) New monthly candles – why traders reset their whole outlook on Mondays(00:40) SpaceX IPO is a trap – Airbnb already proved exactly why(03:05) DC looks unbelievable – and Japan just shamed us into cleaning up(05:48) Passing notes through Pakistan – State Dept cut mid-Iran negotiation(10:12) IBM up 43% in two weeks – dot-com simulation, buy the dips(16:43) Spencer Pratt running for office – and Texas is becoming a mess(19:12) Triple macro drop Wednesday – and meet the brand-new Fed chair(21:46) Play the gaps – wild setups running both directions right now🌍 Connect with us: Instagram | YouTube | X

Alaska's $1,700 annual dividend proves exactly nothing — Ron Lynch says the real number is $30K, and that's precisely where complacency sets in. Ron moved $6 billion in consumer sales, called Spielberg from a grocery store basement at 23, and made four films — and his read is that UBI doesn't hand out income, it hands out outcome. Outcome without effort kills purpose. His charity TeleHelp gave rice and beans, never Lunchables, because limitation is where creativity lives. When a neighbor dies their UBI redistributes — that's tribal math, and it means your death is someone else's windfall. Jerremy Alexander Newsome and Dave Conley take him through all of it.Timestamps:(00:00) $15K monthly government check – free income or a trap?(01:25) Spielberg call at 23 – grocery clerk, basement, gets the meeting(04:59) $150 in art supplies – the path to a million-dollar painting(07:07) Purpose destroyed – Ron's one-sentence verdict on UBI's real cost(09:16) TeleHelp gave rice, not Lunchables – why limitation beats comfort(10:52) Alaska's $1,700 check – why it proves nothing about real UBI(14:28) The $30K number – where complacency lives, not freedom(16:47) Tribal math – your death doubles someone else's UBI checkConnect:Ron Lynch – Website | Trust Me | The Prismic | Substack🌍 Connect with us: Instagram | YouTube | X

A third of American workers are one missed paycheck from crisis, and AI is repricing the assumption that human labor has permanent value faster than any safety net can respond. Jerremy Alexander Newsome and Dave Conley open their UBI series by naming what dissolved the American Dream contract — and pointing to three real experiments that prove giving people a floor doesn't produce laziness: the Alaska Permanent Fund, the Cherokee Nation dividend, and the 2021 Child Tax Credit. The conversation runs the full length — what $1,500 and $15,000 a month actually change in a person's life, why crime data makes the case nearly unarguable, and why Jerremy calls Social Security outright fraud while both agree it should be replaced with UBI for anyone under fifty-five. Dave argues the program has to be constitutionally locked in as Amendment 28 or it gets captured, while Jerremy nominates Vitalik Buterin, pitches a working solar coin concept, and draws a direct line between Bitcoin's 2008 origin and the thesis of universal basic currency. The failure scenario isn't a policy dispute — it's WALL-E and Idiocracy, and both agree shame still has a role to play.Timestamps:(00:00) Free lunch or global socialism – which one does UBI actually deliver?(00:02:37) The dissolving deal – AI reprices the American labor contract, fast(00:08:14) Trust at historic lows – one-third of workers one paycheck from collapse(00:12:06) Funding the floor – loopholes, tax reform, and the negative income tax(00:16:12) $1,500 hits your account tomorrow – what changes and what doesn't(00:19:00) The $15,000 threshold – where financial freedom starts feeling real(00:25:19) Lazy or motivated – where people land when the pressure actually lifts(00:30:27) Crime tied directly to poverty – inject money and watch what happens(00:38:53) Social Security is fraud – Jerremy makes the case, Dave agrees it's toast(00:44:59) Amendment 28 or nobody – no institution can be trusted without guardrails(00:48:04) Vitalik and solar coin – Ethereum, energy credits, and a live vision(00:52:07) Bitcoin as universal basic currency – borderless, ungoverned, and the template(00:57:13) Fewer wage hours – why that trade-off is actually the success metric(01:03:19) The WALL-E scenario – complacency, base desires, and the role of shame🌍 Connect with us: Instagram | YouTube | X

If guaranteed income demonstrably cut violent crime, lowered healthcare costs, and boosted entrepreneurship — and the only documented trade-off was recipients working one hour less per week — Jerremy Alexander Newsome says the answer is obviously yes. Dave Conley argues no institution can be trusted to administer it, so it needs to be constitutionally locked in as Amendment 28 — or it becomes a control lever, and someone will eventually threaten to withhold your check for something you said online. Jerremy's hot take: Vitalik Buterin runs it, and he's actively developing a concept he calls solar coin — a blockchain token that converts residential solar energy into universal energy credits transferable across borders. Bitcoin's original design — borderless, ungoverned, no approval required — gets reframed as a proof-of-concept for universal basic currency, built in 2008 specifically because the financial system looked like it wasn't getting out. The failure mode is WALL-E and Idiocracy, and both agree shame still has a role to play in preventing it.Timestamps:(00:00) The system no one can touch – building the tamper-proof UBI architecture(03:19) Vitalik and solar coin – Ethereum, energy credits, and a live vision(07:23) Bitcoin as universal basic currency – borderless, ungoverned, and the template(12:28) Fewer wage hours – why that trade-off is actually the success metric(18:34) The WALL-E scenario – complacency, base desires, and the role of shame🌍 Connect with us: Instagram | YouTube | X

Crime drops exponentially when money enters poverty — Jerremy Alexander Newsome calls the data nearly unarguable. Dave Conley and Jerremy work through the laziness question and land in the same place: most people aren't lazy, they're searching for purpose, and what looks like disengagement is distraction from a deeper problem. The conversation sharpens into a direct comparison between Alaska's oil profit-sharing model and AI companies — which pocket gains while socializing losses onto displaced workers, as hundreds of OpenAI employees averaged $11 million each in cash-outs while the people they displaced go on unemployment. Jerremy calls Social Security outright fraud: you pay in, politicians borrow it, and if that same money had gone into the broader market the returns would be astronomical. Both are on record: replace it with UBI for anyone under fifty-five and don't look back.Timestamps:(00:00) Lazy or motivated – the question the data already answers cold(05:23) Crime tied directly to poverty – inject money, crime drops exponentially(13:49) Social Security is fraud – Jerremy makes the case and Dave agrees🌍 Connect with us: Instagram | YouTube | X

A third of American workers are one missed paycheck from crisis, and AI is repricing the assumption that human labor has permanent value faster than any safety net can respond. Jerremy Alexander Newsome and Dave Conley open their UBI series by naming what dissolved the American Dream contract — work hard, buy a house, build something — and argue it was always built on the premise that time and effort would hold their worth. Three real-world experiments — the Alaska Permanent Fund, the Cherokee Nation dividend, and the 2021 Child Tax Credit — all point the same direction: give people a floor and they don't get lazy, they get free. The harder question isn't whether it works — it's who runs it, what they want in return, and what it costs either way.Timestamps:(00:00) Free lunch or global socialism – which one does UBI actually deliver?(02:37) The dissolving deal – AI reprices the American labor contract, fast(08:14) Trust at historic lows – one-third of workers one paycheck from collapse(12:06) Funding the floor – loopholes, tax reform, and the negative income tax(16:12) $1,500 hits your account tomorrow – what changes and what doesn't(19:00) The $15,000 threshold – where financial freedom starts feeling real🌍 Connect with us: Instagram | YouTube | X

One guest puts the odds of a US recession by end of 2026 at 95%. Jerremy Alexander Newsome and Dave Conley close out one of their longest series by walking through every guest and claim: Spencer Conley on college debt as a geographic trap and AI already cutting headcount, James Klein on that recession call, Cruise Gamboa on identity tied to achievement, Catherine on ghost jobs and work not being life-centered, Pam Jordan arguing the income gap is individually solvable without government, and Ryan and Sarah saying use AI daily — build with it. The overarching premise: the American Dream contract is broken, AI will accelerate the fallout, and nothing is replacing it yet. Jerremy goes after institutions for operating consequence-free, rants about boomers and Congress, and makes the case that the new dream is owning equity — not a 30-year mortgage where the house has to triple before you break even. They close with a UBI preview and an open call for guests and political disagreement.Timestamps:(00:00) Series wrapped – Hope, the cadence, what made this run different(04:28) Spencer Conley – college debt as a geographic trap, AI already cutting jobs(05:11) 95% recession odds – James Klein's call for end of 2026(06:15) Identity as a trap – Cruise Gamboa on achievement and its cost(07:36) Ghost jobs – Catherine on fake listings, work not being your life(09:19) Pam Jordan – income gaps solvable individually, don't wait on government(11:09) Consequence-free institutions – Dave's rant on who faces zero accountability(13:46) Build with AI now – Ryan and Sarah's daily practice message(17:39) AI will build AI – Justin's warning, most industries aren't ready(21:25) No public philosophy – government unprepared, conversation hasn't started(22:10) Where Dave landed – individual optionality versus systemic accountability(26:06) Spencer Pratt – trailer life, viral campaign, targeting political corruption(28:04) Boomer accountability – decades of power, housing, who picks up the tab(34:08) Generational wealth gap – home values up, wages flat, the math exposed(38:29) Own equity, not a house – why the 30-year mortgage loses at 6%(51:20) UBI is next – open call for guests, political disagreement welcome🌍 Connect with us: Instagram | YouTube | X

A home that cost $213,000 in 1988 costs $5 million today — and Jerremy argues the math doesn't work anymore. Jerremy Alexander Newsome and Dave Conley make the case that at a 6% loan rate, a house has to triple in value over 30 years before any real appreciation shows up. The new American dream, Jerremy says, is owning equity — not a mortgage. They walk through renting as emotionally unstable but financially flexible, and argue longer rental contracts could solve the security problem, especially for families. Congress leaders who haven't checked a gas price in decades get implicated too. The episode ends with a UBI preview and an open invitation for guests and political disagreement.Timestamps:(00:00) Contract's broken – the homeownership pitch doesn't math out anymore(00:38) Own equity, not a house – why the 30-year mortgage loses at 6%(13:29) UBI is next – open call for guests, political disagreement welcome🌍 Connect with us: Instagram | YouTube | X

Markets haven't priced in reality yet — and when they do, most people won't have options. Jerremy Alexander Newsome and Dave Conley argue that individual action only matters when it builds optionality, and that the harder problem is systemic: institutions, governments, and businesses operating with zero consequences for the damage they cause. A viral campaign they attribute to Spencer Pratt — living in a trailer after losing his home — becomes their model for targeting corruption and inequality head-on. They spend the back half laying the generational wealth gap at boomers' feet: decades of accumulated power, rising housing and healthcare costs, and a compounding future bill that younger generations didn't vote for. Technology, they say, is both the cause and the only plausible exit.Timestamps:(00:00) Individual action – only matters when it expands your options(03:56) Spencer Pratt – trailer life, viral campaign, targeting political corruption(05:53) Boomer accountability – decades of power, housing costs, who picks up the tab(11:57) Generational wealth gap – home values up, wages flat, math doesn't lie🌍 Connect with us: Instagram | YouTube | X

One guest puts the odds of a US recession by end of 2026 at 95%. Jerremy Alexander Newsome and Dave Conley spend this episode running through six guests and their core claims: college debt trapping people geographically, ghost jobs flooding hiring platforms, identity tied to achievement as a psychological trap, and AI already cutting headcount in real companies. Pam Jordan argued the income gap is individually solvable and government won't fix it. Ryan and Sarah's message was direct: use AI daily — build with it before it builds around you. Justin said AI will build AI, and most industries haven't processed what that means. Institutions, Jerremy argues, keep operating with zero consequences — and that's the part nobody's addressing.Timestamps:(00:00) Series done – what it took to finally finish this one(04:28) Spencer Conley – college debt as a geographic trap, AI already cutting jobs(05:11) 95% recession odds – James Klein's call for end of 2026(06:15) Identity as a trap – Cruise Gamboa on achievement and its cost(07:36) Ghost jobs – Catherine on fake listings, work not being your life(09:19) Pam Jordan – income gaps solvable individually, don't wait on government(11:09) Consequence-free institutions – Dave's rant on who faces zero accountability(13:46) Build with AI now – Ryan and Sarah's daily practice message(17:39) AI will build AI – Justin's warning, most industries aren't ready(21:25) No public philosophy – government unprepared, conversation hasn't started🌍 Connect with us: Instagram | YouTube | X

A fast great displacement is already underway — AI, robots, drones, and autonomous vehicles repricing jobs while many new grads work roles that don't require their degrees. Jerremy Alexander Newsome and Dave Conley sit down with Justin Meyers and Jason Sipple to map what's actually happening. Justin argues businesses will replace humans for ROI, predicts most work becomes supervising AI, and warns non-adapters end up dependent on government through UBI and CBDC. Jason rejects hustle culture, says entrepreneurs must integrate AI or get replaced, and unpacks why he walked away from a corporate leadership role that took a division from zero to $30M. They debate trusting institutions versus radical self-reliance, get into data sovereignty as controlling and potentially monetizing your own data, and run a lightning round on parents, the gig economy, and quiet AI-driven layoffs.Timestamps:(00:00) The wave already hit – AI, jobs, and the hustle that stopped working(01:05) Meet the guests – Justin Meyers and Jason Sipple introduced(01:31) Every industry, no exceptions – where AI is already reshaping work(03:17) The owner reaction split – who's adapting and who's frozen(05:29) Your day in 2030 – talking to AI, reviewing AI, repeat(08:00) Robots in the kitchen – why Justin wants a humanoid at home(10:41) Zero to $30M, then out – Jason's corporate exit story(12:53) Training your replacement – engineers who saw it coming(24:47) Purposelessness to violence – the dynamic already starting(26:24) Bob the lawyer breaks – identity collapse when AI outperforms you(39:14) Your data, your balance sheet – what owning it could actually mean(48:04) Government and institutions on trial – who actually has your back(55:38) Lightning round begins – 60 seconds to parents, gig economy verdict(01:02:57) Hosts' reflections – what landed and what's still unresolved(01:12:45) Outro and sign-off – where to find Justin and JasonConnect:Justin Meyers – Instagram | Facebook | LinkedInJason Sipple – Website | LinkedIn | YouTube | Facebook | Instagram | Spotify Podcast | Apple Podcast | Rethinking Banking🌍 Connect with us: Instagram | YouTube | X

"No one's gonna come save us" — that's the working assumption the whole segment runs on. Jerremy Alexander Newsome and Dave Conley press Justin Meyers and Jason Sipple on whether too much weight for surviving 2030 gets dumped on individuals while government, academia, corporations, family, and community get a pass. Jason doesn't trust government or big corporations to act in people's interests, rejects handouts, and says people have to create value and lead locally — he shares his own burnout story from trusting the system. Justin points to YouTube University, AI-driven learning, and multiple income streams as the real path. The lightning round forces 60-second messages to parents, the gig economy as liberation or trap, and a flat prediction that employers will quietly cut headcount with AI while saying nothing publicly.Timestamps:(00:00) Save yourself – the trust collapse driving this segment(00:40) Government and institutions on trial – who actually has your back(08:14) Lightning round begins – 60 seconds to parents, gig economy verdict(15:32) Hosts' reflections – what landed and what's still unresolved(25:20) Outro and sign-off – where to find Justin and JasonConnect:Justin Meyers – Instagram | Facebook | LinkedInJason Sipple – Website | LinkedIn | YouTube | Facebook | Instagram | Spotify Podcast | Apple Podcast | Rethinking Banking🌍 Connect with us: Instagram | YouTube | X

Purposelessness leads to violence — and the panel thinks America is at the front edge of that curve. Jerremy Alexander Newsome and Dave Conley dig into widening wealth inequality, a shrinking middle class, two-tier justice, inflation, and AI displacement with Justin Meyers and Jason Sipple. They borrow Joe Rogan's "Bob the lawyer" thought experiment to explain what happens to identity when AI outperforms a 30-year career and UBI pays the bills anyway. Coaching work, mentorship, and acting before pain forces you to keep coming up as the practical counter. Then the conversation turns to data sovereignty — frontier AI APIs absorbing everything you type, social platforms profiling behavior, and what it would mean to actually own and monetize your own data through tokenized, immutable records.Timestamps:(00:00) Purpose, identity, and data sovereignty – what this segment unpacks(00:02) From purposelessness to violence – the dynamic already starting(01:39) Bob the lawyer breaks – identity collapse when AI outperforms you(14:29) Your data, your balance sheet – what owning it could actually meanConnect:Justin Meyers – Instagram | Facebook | LinkedInJason Sipple – Website | LinkedIn | YouTube | Facebook | Instagram | Spotify Podcast | Apple Podcast | Rethinking Banking🌍 Connect with us: Instagram | YouTube | X

The S&P 500 is up roughly 17% since April 1 and mega-caps are sitting at all-time highs — while South Florida gas clears $5 and diesel runs above $6. Jerremy Alexander Newsome and Dave Conley argue the gap between reported numbers and lived costs isn't noise; it's the whole story. Wednesday's CPI print carries a 3.7% year-over-year consensus, but both hosts question whether that figure has any real connection to what people pay at the pump, the grocery store, or the airport. The Fed chair conversation goes deeper than a personnel swap — Jerremy and Dave examine what the chair actually controls and whether administration pressure to cut rates is quietly hollowing out institutional independence. With Trump sitting down with China this week, they're expecting volatility and flag specific trades in data and AI names — IREN, WULF, INOD — plus GoDaddy and Tesla as a direct gas-cost hedge.Timestamps:(00:00) Fed chair swap incoming – what the administration wants and why it matters(02:14) What the chair actually does – rate authority, independence, and real limits(04:59) CPI at 3.7% – consensus print vs. what inflation actually feels like(08:44) $5 gas, $6 diesel – South Florida prices and the consumer squeeze(11:16) Trump meets China – market outlook heading into a volatile week(12:24) Mega-caps at all-time highs – Apple, Google, Amazon, and the pullback case(15:04) Disconnected from reality – when market charts and paychecks don't match(18:20) Politics is your portfolio – China trade tension and what's already priced in(19:42) Stock picks of the week – IREN, WULF, INOD, GoDaddy, Tesla as gas hedge(23:46) Final read – what to watch before Wednesday's print drops🌍 Connect with us: Instagram | YouTube | X

Businesses will replace humans for better ROI — and the timeline is shorter than most people think. Jerremy Alexander Newsome and Dave Conley sit down with Justin Meyers and Jason Sipple on what AI, robots, and automation actually do to work. Justin predicts that by 2030 most people will spend their day talking to a personal AI model and reviewing what it produced. Jason left a corporate leadership role after building a division from zero to $30M under crushing hours, and now says entrepreneurs either integrate AI or get replaced. Justin shares the story of engineers who refused to use AI tools because they knew they were training their own replacements. The conversation cuts through the "AI is just a tool" line and asks who's actually adapting and who's pretending it isn't happening.Timestamps:(00:00) The wave already hit – AI, jobs, and the hustle that stopped working(01:05) Meet the guests – Justin Meyers and Jason Sipple introduced(01:31) Every industry, no exceptions – where AI is already reshaping work(03:17) The owner reaction split – who's adapting and who's frozen(05:29) Your day in 2030 – talking to AI, reviewing AI, repeat(08:00) Robots in the kitchen – why Justin wants a humanoid at home(10:41) Zero to $30M, then out – Jason's corporate exit story(12:53) Training your replacement – engineers who saw it comingConnect:Justin Meyers – Instagram | Facebook | LinkedInJason Sipple – Website | LinkedIn | YouTube | Facebook | Instagram | Spotify Podcast | Apple Podcast | Rethinking Banking🌍 Connect with us: Instagram | YouTube | X

Most job postings aren't real hiring signals — they're unprioritized requisitions in a labor-arbitrage economy, and the school-degree-job pipeline behind them is already broken. Jerremy Alexander Newsome and Dave Conley spend the full episode with Ryan Kohler, who built applicant tracking software and watched hiring fracture through multiple recessions, and Sarah Montana, a wellness CEO who describes raising six kids total while work and home fully blurred. Referrals outperform job boards because credibility is gone from the postings themselves; the system was designed for authority-compliance, not placement. Every U.S. job will be changed by AI — the dividing line isn't technical fluency, it's whether you're creating with it or just consuming it — and they cover vibe coding, micro-SaaS dashboards, fractional work, cooperatives, and nervous-system habits for staying functional under sustained volatility. The episode closes on the one question nobody's answered yet: will employers own the AI agents, or will workers.Timestamps:(00:00) Hiring is broken – why the school-degree-job pipeline already failed(01:57) Requisitions, not jobs – how job boards became a credibility vacuum(06:38) Six kids, one question – parents navigating post-high-school choices with AI arriving(17:32) Lean in now – why waiting for perfect AI tools is the wrong call(23:34) Reps beat theory – practicing with AI matters more than understanding it(27:28) More jobs or fewer – Ryan steelmans the Industrial Revolution analogy(33:12) Cooperatives and guilds – grassroots ownership structures as the counterweight(37:11) 58 and laid off – proximity, fractional work, and micro-SaaS as the path(45:34) Buyer before builder – validate the market before writing any code(50:37) Nervous system first – breathwork, morning light, hydration for volatility(54:00) You hold the pen – personal agency as the new American contract(01:00:57) Lightning round – career lies, payroll as a tax, PE buying trades(01:08:06) Who owns the agents – the question that closes the episodeConnect:Sarah Montana – WebsiteRyan Kohler – Website🌍 Connect with us: Instagram | YouTube | X