PODCAST · news
The Construction Lending Podcast
by Land Gorilla
We examine the challenging and complex topics lenders face with construction and renovation loan products. The Construction Lending Podcast will share strategies, insights, information, trends, and best practices around all things related to construction finance.
Episodes
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Keeping the Payment Chain Moving
Every construction loan depends on the people doing the work getting paid. Attorney Armando Montesino helps specialty trades in Florida understand and use their lien rights, and his plain-spoken videos have made lien law approachable for thousands of contractors. In this episode, he explains why…
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Manufactured Scarcity: How America got great at blocking construction
America has more land than almost any country on earth and a long history of building fast and cheap, so why can't we produce enough housing? This week, Harvard economist Edward Glaeser, author of Triumph of the City and Survival of the City, joins us to argue that the affordability crisis is...
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The Rules Starving Housing Supply
Home prices used to run 3 to 4 times household income. Much of the country is now at 5 times or higher, with California in the 10-to-12 range — and Dr. Jenny Schuetz argues the market isn't what failed. The Arnold Ventures Vice President of Infrastructure, Housing and author of Fixer Upper…
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The Lender’s AIA Guide
G702s, Modifications, and the Loan Gap The construction agreement between your borrower and their general contractor was negotiated and signed before your institution ever saw it — and the documents driving your draw process, like the G702 and G703 payment applications, trace back to a...
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The Remodeling Boom: NAHB's Mid-Year Housing Market Outlook
Remodeling is about to become more than half of all residential construction in America — and NAHB Chief Economist Dr. Robert Dietz has the data behind it. In this mid-year housing market outlook, Dr. Dietz breaks down the forces powering renovation's rise from a third of construction activity in...
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Red Tape, Real Costs
California has long been synonymous with housing impossibility — sky-high costs, entrenched red tape, and years-long permitting nightmares. But something is changing. In this episode, Sean Faries sits down with Assemblymember Buffy Wicks, District 14, one of Sacramento's most active housing...
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Austin’s AI Revolution and the Future of Urban Growth
As Austin has transformed from a mid-size city to a booming urban hub, it’s faced the growing pains of rapid migration, skyrocketing housing costs, and the challenge of balancing affordability with development. Our guest, Dr. Eric Johnson, Austin’s Assistant City Manager, shares perspectives on…
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Building Better Cities: Inside Connecticut’s Collaborative Urban Planning
This conversation with David Kooris, Executive Director of the Connecticut Municipal Development Authority (CMDA) explores the innovative "carrot-based" model that is currently supporting 43 member communities. Learn how the CMDA acts as an honest broker between developers and municipalities,...
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Building a Culture of Collaboration in Lending
Marcia Fisher, Director of Mortgage Operations at UVA Community Credit Union, details her transition from sales to operations and how she leveraged that experience to build a high-performing construction lending team. She digs into the operational realities of the product, explaining why...
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Women in Construction: Leadership, Safety, and Community
In this episode, we welcome Sheronda L. Carr, CEO of the National Association of Women in Construction (NAWIC). As the industry prepares for the 60th anniversary of Women in Construction (WIC) Week, Sheronda explores the critical role women play in stabilizing the "built environment". The...
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What Are the Forces Shaping the Future of Homebuilding?
Dr. Robert Dietz, Chief Economist for the National Association of Home Builders (NAHB), analyzes the housing market's 2025 performance and the outlook for 2026. The discussion examines the current structural housing deficit and the industry's path toward normalization by the 2030s. Dr. Dietz...
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Removing Barriers: MBA’s Policy Push to Make Construction Lending Easier
John McMullen, from the Mortgage Bankers Association, unpacks the recent policy shifts achieved through targeted industry advocacy. John details the MBA's direct influence on Fannie Mae and Freddie Mac, leading to immediate changes that will reshape the construction lending landscape. We cover…
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Unlocking the "Aha"
Mastering Builder Trust, Structuring Loans, and the Art of Saying 'No' Industry veteran Mitzi Hutchens joins the podcast to demystify construction lending. She shares the strategies for success, including the critical differences between fixed price and cost-plus contracts and the key to...
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Scaling Construction Lending: Luminate Bank’s Leap from Regional to National
Navigating today's lending landscape is challenging, but what if you could take your construction program from regional to national? In this episode, we're joined by Cory Bearden, SVP of the construction division at Luminate Bank, who shares his journey and insights on scaling a construction...
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Inside the Housing Supply Act: How Federal Policy Could Reshape ADU Financing
In this can't-miss episode of The Construction Lending Podcast, we sit down with Congressman Sam Liccardo—a policymaker who's no stranger to the frontlines of America's housing crisis. Representing California's 16th district, Liccardo gets right to the heart of the matter: the persistent lack of...
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A CLO's Guide to Future-Ready Lending
Join this insightful conversation with Robert Turbeville, Chief Lending Officer at First Federal Bank. Robert shares his journey from his first job doing roofs in Florida to overseeing a vast portfolio of lending divisions, including commercial, residential, SBA, and specialty banking. Discover…
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Perfecting the Process
Get a behind-the-scenes look at the challenges and rewards of building and scaling a construction lending program—from the days of paper files to launching innovative programs at Churchill Mortgage that span multiple states and product types. Dana Solberg discusses everything from builder...
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Blueprint for Construction Lending Growth
Join us in this episode as Sarah Bender, Builder Relationship Manager of Mortgage Sales at BECU Home Loans, reveals her unique career path into construction lending. Discover her expert perspectives on what drives success in this sector, including key growth factors, building robust relationships...
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USDA Construction Loans: The Best-Kept Secret in Housing?
This podcast episode features Ed Peace and Joaquin Tremols discussing the USDA Single-Close Construction-to-Permanent Loan Program. Ed and Joaquin detail the program's unique features, such as its one-time close, locked-in rates, and the ability for qualifying borrowers to roll in reserves and...
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The Weight of Regulation: Impacts on Banks and the Housing Market
Tim Roy and Ron Haynie from the Independent Community Bankers of America (ICBA) join this episode to share their unique perspectives on the regulatory and legislative challenges shaping today’s banking landscape, from navigating 5,000+ pages of new regulations to grappling with industry changes...
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Inside Fannie Mae's Manufactured Housing Initiatives
Gain insights from Fannie Mae's Affordable Lending Manager, Zach Ragland, on the MH Advantage program and the potential of manufactured housing to meet affordable housing needs. Discover the efficiencies of off-site construction, learn how Fannie Mae is addressing zoning and titling issues, and...
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Impacts of Rising Homeowners Insurance
Homeowner’s insurance rates have seen a near 20% increase from 2021 to 2023, impacting home affordability and construction lending. Don’t miss our in-depth conversation with Deborah Kearns, a veteran freelance editor and writer covering real estate, mortgages, and personal finance. Deborah’s work...
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Strategies for a Changing Market
Our guest, Jonathan Lawless, Head of Homeownership at Built Rewards and co-host of the "Housing Insiders" podcast, brings over 20 years of housing industry experience to our discussion. From his pioneering work at Fannie Mae to his current role, Jonathan brings his perspective on innovative...
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ADU Financing Obstacles and Opportunities
The Planning Collaborative joins this episode for an insightful discussion on the challenges and potential solutions in financing accessory dwelling units (ADUs). As ADUs now make up 21% of new housing permits in states like California, they are becoming part of the housing shortage solution in...
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Breaking the Manufactured Homes Stigma
We’re exploring the evolution, significance, and future potential of manufactured homes with Chris Nicely , an expert with over 30 years in factory-built housing. We'll challenge some outdated perceptions, review landmark HUD standards, and uncover how manufactured homes stand up to traditional...
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Transforming Housing Policies
We welcome Denise Pinkston and Katherine Peoples of Casita Coalition in this episode. Denise and Katherine are champions of equitable lending and housing solutions, bringing decades of expertise in real estate, policy, and lending practices. We'll explore their efforts to ease housing…
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A Lender’s Automation Journey
Keith Stracensky, VP of Construction Lending at Cross Country Mortgage joins us to discuss the state of the construction lending industry and automation’s role in streamlining loan processes and improving efficiency. Tune in to learn how tech is transforming construction lending and discover new...
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HUD's Multifamily Initiatives for Affordable and Sustainable Housing
In this episode, we sit down with Ethan Handelman, the Deputy Assistant Secretary of Multifamily at HUD. Ethan discusses HUD's role in providing safe and affordable multifamily rental housing, highlighting recent updates to increase housing supply and address the climate crisis. The episode also...
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Warehouse Lending for Construction
Ford Williams, Vice President & Relationship Manager, Warehouse Lending. at First Horizon Bank, joins us to discuss the opportunity for mortgage lenders to benefit from construction loan programs, especially given the current housing shortage. We cover the profit potential these programs…
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Forging a More Equitable Housing Future
Critical issues face the current housing market, including the shortage of millions of housing units, high interest rates, and the disparity in home ownership and accessibility. Vice President of Housing Finance Policy at the Urban Institute, Janneke Ratcliffe, joins us to break down these...
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Building a Niche in Construction Lending
Guest, David Willoughby, Vice President and Director of Construction Lending at Stockton Mortgage discusses their successful foray into the niche market of construction-to-permanent (C2P) lending for manufactured housing. Willoughby explains the benefits of C2P loans for builders, borrowers, and...
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California Dreamin': Unpacking the State's Housing Puzzle with Senator Josh Newman
With a population of over 39 million, California has experienced a sharp rise in housing prices, making homeownership increasingly unaffordable. Senator Newman, representing California’s 29th District, shares insights on the regulations, market forces, and political obstacles that have fueled the...
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Selling Construction: Strategies for Construction Loan Origination
Loan originator, John Marshall, shares over four decades of experience in originating custom construction loans. Gain valuable insights on building strong relationships, navigating the draw process, working effectively with title companies, and understanding the nuances of various lender options....
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Building the Future: ACUMA on Credit Unions, Tech, and Construction Lending
Peter Benjamin, President of ACUMA, joins this episode's discussion on credit unions and their role in the mortgage industry, tackling hot topics like liquidity concerns, employee morale, and the ever-evolving landscape of purchase business. Peter shares insights into the challenges and...
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Protecting Property: Attorney Opinion Letters and Title Insurance
We’re shedding light on the nuances of title insurance and attorney opinion letters, including understanding when to choose each option to balance coverage and drive down closing costs for borrowers.
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Managing Mortgage Insurance for Construction Loans
Join us as mortgage insurance expert Kevin Hearden from MGIC breaks down the intricacies of MI in construction loans. We delve into activating and canceling MI, special considerations for the construction phase, and strategies for managing MI throughout the loan lifecycle. This is an essential...
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Off-Site Construction: Tackling the Housing Attainability Crisis
With affordable housing out of reach for many Americans, off-site construction is helping many finally attain home ownership. Ramsey Cohen, Director of Industry and Community Affairs from Clayton Homes, joins this episode to discuss how off-site construction tackles the housing attainability…
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Construction Lender’s Guide to Builder’s Risk Insurance
This episode will guide construction lenders through the critical world of builder’s risk insurance with expert Daniel Gilman from Morris and Garritano Insurance. Our comprehensive discussion covers everything from the essential coverage builder’s risk insurance offers for materials and property...
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Foundational Excellence | TVFCU’s Strategic Approach to Construction Lending
In this conversation, we're joined by Andy Woodman, Director of Mortgage Lending at Tennessee Valley Federal Credit Union (TVFCU). TVFCU has recently made waves in the construction lending arena with the roll-out of its new program. Andy brings us inside the journey of implementing this service,...
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The Shifting Terrain of Construction Lending Legislation
In this installment, we are joined by Matt Jones, Associate Vice President of Government Housing Finance with the Mortgage Bankers Association (MBA). We'll navigate the industry's pressing priorities and intricate policy landscapes. Our conversation highlights the MBA's role in shaping housing...
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Renovation Realities With ‘The Reno Gal’
Join us for an insightful discussion with Jennifer ‘The Reno Gal’ Goldsby, a seasoned professional in the mortgage industry and the VP of Renovation Lending at Diamond Residential Mortgage Company. In this episode, we will explore the intricacies of renovation lending, focusing on effective...
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Tech-Driven Path to Real Estate Investor Success
Ready to sharpen your knowledge of the current and future state of real estate entrepreneurship? In this informative episode, we’re sitting down with Josh Ernst from Backflip, a proptech and fintech company. We discuss the role played by real estate entrepreneurs in rejuvenating communities, and...
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Title Research And Lien Impact
Get ready for an insightful episode that will take you through the world of title research. Join us as we chat with Dave Mitchell from AFX Research – a leading title research company. Together, we’ll discuss the layers of property liens and the impact of historical recording processes. Dave’s...
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Construction Lending and Community Banks: A Conversation with ICBA
In this episode, we welcome Ron Haynie from the ICBA to discuss the role of community banks in construction lending and the broader economy. We explore the importance of consistency, the impacts of political influences, and the regulatory environment on community banks. We also discuss the...
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HUD Consultant Insights: Unpacking the 203(k) Loan and Home Renovations
In this episode, we're joined by HUD consultant, Bob Canty, to unpack 203(k) loans. With a growing inventory of aging homes, Bob will explain why the 203(k) loan program isn't just necessary, but vital for home repairs and alterations. He'll discuss the importance of full home inspections and the...
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The Evolving Landscape of Renovation Lending
Get ready for an enlightening discussion as we're joined by William Brown, a seasoned expert in the renovation lending industry, who's here to shed light on pivotal changes and challenges within the industry. In this episode, we dissect recent proposed adjustments to the FHA 203(k) program and…
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The Power of Specialization
Thrive Mortgage's Focus on Construction Loans We are joined by Mitzi Hutchens, Director of Special Programs at Thrive Mortgage. We'll be exploring their operational domains and their diverse construction loan programs which include FHA, VA, and conventional renovation programs. We'll speak about...
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Top 5 Must-Know Housing Headlines
Welcome to "The Top 5", our regular segment where we delve into recent housing headlines and explore the potential impact on construction lending. In this discussion, we will explore the factors that are keeping homeowners rooted in their current properties, exacerbating the affordability issue…
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Navigating the World of Construction Inspections
Welcome back to another episode of The Construction Lending Podcast. Are you ready to understand the nuts and bolts of construction inspections? In today's episode, we chat with Blake Walter from Walter Residential in Atlanta, Georgia. Blake gives us a clear vision of the challenges in new...
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The Role of Construction Loans in Today's Housing Market
In this episode of The Construction Lending Podcast, we explore Waterstone Mortgage's one-time close construction loan program with its Vice President of Construction, Nicole Wolfgram. We cover the program's significant impact on the market, its importance to loan officers and the community, and...
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ABOUT THIS SHOW
We examine the challenging and complex topics lenders face with construction and renovation loan products. The Construction Lending Podcast will share strategies, insights, information, trends, and best practices around all things related to construction finance.
HOSTED BY
Land Gorilla
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Frequently Asked Questions
How many episodes does The Construction Lending Podcast have?
The Construction Lending Podcast currently has 55 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Construction Lending Podcast about?
We examine the challenging and complex topics lenders face with construction and renovation loan products. The Construction Lending Podcast will share strategies, insights, information, trends, and best practices around all things related to construction finance.
How often does The Construction Lending Podcast release new episodes?
The Construction Lending Podcast has 55 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to The Construction Lending Podcast?
You can listen to The Construction Lending Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Construction Lending Podcast?
The Construction Lending Podcast is created and hosted by Land Gorilla.
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