The Finance Things in Life

What happens when you're ready to retire from your business—but you're not sure what it's actually worth? For many business owners, their company represents one of their largest assets. Yet, as Dean Lobrutto explains in this episode of The Finance Things in Life, surprisingly few owners have a professional understanding of the value of their business or have started planning for what comes next. In Episode 9, Matt and Anthony sit down with Dean Lobrutto of ValueCap, Inc. to talk about business valuation, succession planning, mergers and acquisitions, preparing a business for sale, due diligence, deal structure, taxes, key employees, and what it really takes to create transferable business value. Dean brings nearly two decades of experience helping business owners navigate buying, selling and transitioning businesses. And one of the biggest takeaways from the conversation? You shouldn't wait until you're ready to sell to start preparing your business for an exit. In this episode, we discuss: When a business owner should begin talking with an M&A advisor  Why business valuation should happen years before a potential sale  How M&A advisors work alongside CPAs, attorneys, bankers and financial planners  The difference between selling to a third party and an internal transition  What buyers look for during due diligence  Why financial records can make or break a deal  The difference between asset sales and stock sales  How deal structure can affect taxes  Why key employees can be critical to a successful transition  The risks associated with seller financing  Why selling isn't always the only option  How reducing an owner's involvement can potentially increase transferable value  Why business owners should know what their company is worth before they need to know  How taxes can affect what a business owner actually keeps from a sale  Why assembling the right professional team years in advance can make a major difference  About The Finance Things in Life The Finance Things in Life is brought to you by The Pitti Group Wealth Management, where we believe financial planning is about more than investments—it's about preparing for the transitions, opportunities and decisions that shape your life. If you're a business owner thinking about retirement, succession or the future of your company, this conversation is one you'll want to hear. Like, comment and subscribe for more conversations about the financial things that happen in real life. Disclosure: The information provided in this podcast is for educational and informational purposes only and should not be construed as individualized investment, financial, tax, legal, accounting, or business valuation advice. Dean and ValueCap Inc are not employees or affiliated with The Pitti Group Wealth Management, and the views expressed in the podcast are his own. Tax, legal, and transactional considerations vary based on individual circumstances. Listeners should consult with their own qualified tax, legal, accounting, and other professionals regarding specific circumstances. Any examples discussed are provided for illustrative purposes only, and no particular transaction or financial outcome is guaranteed.   

When should you start taking Social Security?  At 62?  Full retirement age?  70?  And how could your decision affect your spouse, your retirement income, or even your long-term financial plan? In Episode 8 of The Finance Things in Life, Matt and Anthony sit down with Jim Pashalidis, a Registered Social Security Analyst and Medicare professional, for a candid conversation about some of the biggest questions people have when it comes to Social Security and retirement planning. They cover the basics of claiming Social Security, while also diving into the areas that can make the decision much more complicated—including spousal benefits, divorced-spouse benefits, working while collecting Social Security, your 35-year earnings history, longevity, break-even considerations, Medicare enrollment, and concerns about the future of Social Security. Most importantly, this episode emphasizes one major lesson: there isn't one Social Security strategy that works for everyone. Your age, earnings history, marital status, retirement assets, health and longevity considerations, and overall financial plan can all influence what makes sense for you. In this episode, you'll learn about: Why claiming Social Security at 62 isn't automatically the right choice  How waiting until full retirement age or 70 can affect your benefit  How working while collecting Social Security can affect benefits before full retirement age  How Social Security spousal benefits work  How one spouse's claiming decision can affect the other spouse  What divorced individuals should know about Social Security benefits  The importance of your 35-year earnings history  Why creating your Social Security account early can be valuable  Whether Social Security will still be there in the future  How retirement planning can reduce your dependence on Social Security  Why getting a second opinion or professional guidance can be valuable   Disclosure: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.   The guest featured in this podcast is not an employee or investment adviser representative of The Pitti Group. The guest's comments regarding Social Security and Medicare reflect the guest's own views and expertise. This podcast is provided for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered as individualized investment, financial, tax, legal, Social Security, or Medicare advice. Social Security and Medicare rules are complex, subject to change, and may vary based on individual circumstances. Information regarding Social Security and Medicare should be verified with the applicable government agency or a qualified professional before making any decisions. Any examples, projections, or illustrations discussed are hypothetical and based on assumptions that may not reflect actual results. There is no guarantee that any particular strategy or planning outcome will be achieved.  If you enjoyed this episode, like, subscribe, and follow The Finance Things in Life on YouTube, Spotify, and Apple Podcast so you don't miss future episodes.  The Pitti Group Wealth Management | Headquartered in Victor, NY | Serving you across the globe | thepittigroup.com 

Hot Ones: Financial Advisors Answer Tough Questions While Eating Extremely Hot Wings 🌶️ | The Pitti Group In this special Hot Ones-inspired episode of The Finance Things in Life, Matt and Anthony Pitti put their taste buds on the line while discussing financial myths, retirement planning, investing mistakes, credit card debt, financial habits, market timing, retirement savings, and more. Along the way, they share their hottest financial takes, common money mistakes they see clients make, and the financial advice they believe everyone should hear; while trying not to melt down from increasingly spicy hot sauces. Topics include: 🌶️ Financial myths that need to disappear 🌶️ Why diversification matters 🌶️ The dangers of credit card debt 🌶️ Market timing mistakes investors make 🌶️ Retirement planning misconceptions 🌶️ Why people spend money to "look successful" 🌶️ Financial decisions driven by emotion Description:What happens when financial advisors answer tough money questions while eating increasingly hotter wings? The truth about living within your means Whether you're building wealth, planning for retirement, or simply looking for financial advice that's a little more entertaining than usual, this episode is for you. Ready to build a financial plan that can handle the heat? Contact The Pitti Group to learn more. thepittigroup.com/contact#FinancialPlanning #RetirementPlanning #Investing #HotOnes #FinancialAdvisor #PersonalFinance #WealthManagement Chapters:00:00 Introduction & Hot Ones Challenge 02:15 What Financial Topic Sounds Boring but Matters Most? 05:10 Financial Myths That Need to Retire 08:45 Tax Planning & Retirement Planning Mistakes 11:30 Fear vs. Smart Financial Decisions 15:00 Rochester Hot Sauce Review 🌶️ 17:30 Who Panics First When Technology Breaks? 21:45 Credit Card Debt & Financial Red Flags 25:40 Why People Spend Money to Look Successful 29:15 The Truth About Market Timing 33:30 Wealth Habits That Actually Work 37:15 Financial TikTok: Helpful or Harmful? 42:00 Money Trends That Drive Advisors Crazy 46:20 Why Retirement Planning Is More Complicated Than People Think 51:15 Emotional Financial Decisions People Make 56:30 The Spiciest Financial Opinions 1:01:20 Money Truths People Don't Want to Hear 1:05:30 Financial Behaviors We Somehow Normalize 1:10:00 Final Hot Sauce Challenge & Wrap-Up Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.

Episode 6 with Zach Courier:7 Things No One Tells You About Retirement | Retirement Planning Beyond Money What does a happy retirement actually look like? Most people spend decades planning the financial side of retirement, but very few prepare for the emotional, psychological, and lifestyle changes that come with leaving their career behind. Retirement isn't just about having enough money saved; it's about navigating an entirely new chapter of life. In this episode (#6) of The Finance Things in Life podcast, The Pitti Group brothers are joined by not just one, but TWO special guests: Zach Courier arrived at the studio to discuss the 7 Things No One Tells You About Retirement, while The Pitti Group's own President and Founder, Sal Pitti, sits in to join the conversation! We explore the financial, emotional, and lifestyle challenges many retirees don't anticipate, along with practical ways to prepare for what's ahead. Why retirement can be one of life's most stressful transitions The hidden risks of losing your sense of purpose How loneliness, isolation, and depression impact retirees Why having money isn't enough for a successful retirement The importance of hobbies, routines, and social connections How longevity is changing retirement planning Why retirement doesn't eliminate work… it simply changes it Whether you're 35 or 65, these lessons can help you build a retirement that's not only financially secure but personally fulfilling. Chapters 00:00 Introduction 02:40 The 7 Things No One Tells You About Retirement 04:35 Retirement History Reveals a Lot 08:15 Why Most Americans Don't Understand Their Retirement Plans 12:00 Retirement Is One of Life's Most Stressful Events 17:45 Planning for the Unexpected in Retirement 23:10 The Dark Side of Retirement: Isolation, Depression & Purpose 29:30 Why Having a Bucket List Matters 34:45 The Major Retirement Miscalculation 40:10 Losing Identity After Leaving Work 45:20 Where Traditional Retirement Advice Goes Wrong 49:45 What Professional Athletes and Lottery Winners Teach Us About Money 56:30 The Broken Record of Longevity 1:02:00 How to Stay Young in Retirement 1:08:15 Retirement's Greatest Paradox 1:13:45 Final Thoughts & Advice for Every Generation If you enjoy this episode, please Like, Subscribe, and Share. Comment to start a conversation: What are your biggest questions about retirement? For more retirement planning insights, and to get a copy of your checklist and the presentation, visit: thepittigroup.com/education The Pitti Group Wealth Management | Victor, NY | Financial Planning | Wealth Management Strategies | Retirement Planning Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.The views expressed in this commentary are subject to change based on market and other conditions. These documents may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.

The Future of Car Buying: Family Business, EVs, AI & Auto Industry Trends | Johnny Gabrielle, Marina Auto GroupIn this episode of The Finance Things in Life podcast, The Pitti Group brothers, Matt and Anthony Pitti, sit down with Johnny Gabrielle, General Manager of Marina Auto Group, to discuss what it's like leading a multi-generational family business, the future of the automotive industry, EV adoption, AI in car sales, dealership consolidation, and what consumers should know before buying their next vehicle.Johnny shares the story behind Marina Auto Group, lessons learned from working alongside family, how technology is changing car buying, and why customer experience remains the ultimate competitive advantage.Whether you're a business owner, car buyer, entrepreneur, or someone interested in family business succession planning, this episode offers valuable insights into one of America's most competitive industries.Topics Covered✔ Family business succession planning✔ Building a multi-generational company✔ The future of car dealerships✔ AI and online car buying✔ Electric vehicles (EVs) and charging infrastructure✔ Interest rates and vehicle affordability✔ Customer experience and sales psychology✔ Leadership and entrepreneurship✔ Wealth-building lessons from business ownersChapters00:00 Introduction & Meet Johnny Gabrielle02:15 Working in a Family Business07:40 Earning Respect in a Family Company11:30 How the Auto Industry Has Changed16:00 COVID's Impact on Car Dealerships20:20 Dealership Consolidation & Competition24:15 AI, Online Car Buying & Negotiation Bots29:00 Why Customer Experience Matters33:20 Interest Rates, Leasing vs. Buying37:30 The EV Boom, Challenges & Future Outlook45:15 Succession Planning for Family Businesses50:20 Financial Advice & Building Wealth54:15 Bonus QuestionConnect With UsSubscribe for more conversations about wealth, business, entrepreneurship, and the financial decisions that shape everyday life.The Finance Things in Life podcast is available on Apple Podcast and Spotify as well so you can download full length episodes without using data!thepittigroup.comThe Pitti Group Wealth Management | Victor, NY#FinanceThingsInLife #FamilyBusiness #CarBuying #EVs #AutomotiveIndustry #Entrepreneurship #WealthManagement #AI #BusinessPodcast #FinancialPlanningDisclosures: The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.

$84 trillion is expected to change hands over the next 20 years. The question is: Is your family prepared?Season 2, Episode 4: The largest transfer of wealth in history is already underway.Over the next two decades, an estimated $84 trillion is expected to pass from Baby Boomers to younger generations. Yet many families have never discussed how those assets will be transferred, who will inherit them, or the tax and planning considerations that come with them.In this episode of The Finance Things in Life, Matt and Anthony Pitti explore the realities of The Great Wealth Transfer and discuss practical steps families can take now to prepare.Topics include:• Why estate planning conversations should happen sooner rather than later• Updating wills, trusts, and beneficiary designations• Tax considerations for inherited IRAs and retirement accounts• Strategies for charitable giving and legacy planning• Common mistakes families make when transferring wealth• How trusts can help protect and manage inherited assets• What heirs should know before receiving an inheritance• The importance of involving financial, legal, and tax professionals in the planning processWhether you're planning to leave a legacy or expect to inherit assets in the future, this conversation offers valuable insights to help you navigate one of the most significant financial events of your lifetime.For more information and resources, visit The Pitti Group.#TheGreatWealthTransfer #EstatePlanning #InheritancePlanning #FinancialPlanning #RetirementPlanning #WealthManagement #ThePittiGroup #PersonalFinance #LegacyPlanning #financialeducation Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.

Season 2: Episode 3 with Special Guest, Jesse TothIn this episode of The Finance Things in Life, The Pitti Group Wealth Management brothers sit down with Jesse Toth, President of Leaders Inspire, for a powerful conversation on leadership, financial health, business growth, personal fulfillment, and the challenges facing today’s leaders. From succession planning and developing emerging leaders to balancing business success with family, health, and purpose, this episode explores what truly makes a leader worth following. Jesse shares his journey from financial advising and physical therapy into executive leadership coaching, while Matt and Anthony connect these lessons directly to business owners, financial professionals, and families. Whether you're a business owner, entrepreneur, financial advisor, or someone striving for personal growth, this episode delivers practical wisdom on: - Leadership development - Succession planning - Financial wellness - Personal reflection - Screen time and technology’s impact on leadership & family At The Pitti Group Wealth Management, we believe financial planning is about more than money; it’s about building a life and legacy with purpose. 📍 Based in Victor, New York, The Pitti Group helps individuals, families, and business owners pursue financial confidence through personalized wealth management strategies. Connect with The Pitti Group Wealth Management: Retirement Planning | Wealth Management | Business Financial Planning thepittigroup.com Participants: - Jesse Toth, President, Leaders Inspire:https://www.linkedin.com/in/jesse-toth-8769bb97/- Matt Pitti, AIF® Senior Vice President, Wealth Advisor:https://www.linkedin.com/in/matthewpitti/- Anthony Pitti, CDFA®, CRPS™ Vice President, Wealth Advisor https://www.linkedin.com/in/anthonypitti/ #WealthManagement #LeadershipDevelopment #VictorNY #FinancialPlanning #BusinessLeadership #SuccessionPlanning #ThePittiGroup #RochesterNY #Entrepreneurship #PersonalGrowth #FinanceThingsAndLife The Pitti Group Wealth Management | Victor, NY Disclosure: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such.

Season 2: Episode 2 -- Special Guest Greg Cullen Former pro baseball player Greg Cullen joins The Finance Things in Life podcast to share his journey from Penfield Little League standout to being drafted by the  @braves , navigating the realities of major league baseball, and building a new career in the booming sports card world with  @wethehobby .In this episode, Greg opens up with Matt and Anthony about: ⚾ His path through college baseball and professional baseball 💰 The financial realities of life in the minor leagues 🏠 Homeownership, weddings, and smart money moves 📈 Roth IRA, investing, and financial literacy for athletes 🎴 Sports cards, collectibles, and the explosive growth of the hobby market 🔥 Why passion, adaptability, and perspective matter after sports Whether you're a baseball fan, athlete, investor, collector, or just love hearing real stories about career pivots and success, this episode is packed with insight, humor, and practical advice. Be sure to like, comment, and subscribe for more conversations about wealth, life, sports, and the financial decisions that shape our futures. If you’ve found this information useful and have any questions, don’t hesitate to reach out to us at [email protected] and visit thepittigroup.com Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. #Baseball #Finance #SportsCards #Investing #GregCullen #TheFinanceThingsInLife #AtlantaBraves #RothIRA #WeTheHobby #Podcast

Season 2: Episode 1: Biggest 401(k) MistakesMost people change jobs and never think twice about their old 401(k)… until it’s too late.In this episode of The Finance Things in Life, Matt Pitti and Sean Hantes break down what really happens to your retirement accounts when you switch jobs, and the costly mistakes they see all the time.From forgotten accounts and poor investment allocations to outdated beneficiaries and real-life horror stories, this conversation covers the small details that can make a massive difference in your financial future.👉 You’ll learn:- What your options are when leaving a job (leave it, roll it over, or transfer it)- Why “set it and forget it” can quietly hurt your retirement- How outdated beneficiaries can override your will- Real client stories where small oversights led to big consequences- Why reviewing your accounts annually matters more than you thinkIf you’ve ever changed jobs, been laid off, or plan to retire someday (so… everyone), this is a must-watch.📩 Have questions about your 401(k) or old accounts? Reach out to us at The Pitti Group Wealth Management, we’re happy to help. ThePittiGroup.com👍 Be sure like, subscribe, and share if this helped you.Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group’s strategies are disclosed in the publicly available Form ADV Part 2A

Beyond the Buzzwords: with Lindsay Connelly In this episode of The Finance Things in Life, Anthony Pitti sits down with Lindsay Connelly, founder of Linden Digital, to discuss what truly sets successful marketing agencies apart in a crowded marketplace. Key topics covered: ✅ Why culture and retention matter more than ever in service businesses ✅ The "media calculator" approach: Using actual math to predict marketing ROI ✅ How to determine if Google Ads, social media, or other channels make sense for YOUR budget ✅ Scaling from $0 to $2M through authentic relationships and word-of-mouth ✅ The power of cross-training teams and proactive client strategy ✅ Building a workplace where employees actually want to stay (and bring pie) Lindsay shares real client examples, including when she told a prospect NOT to hire her agency, and why radical honesty wins more business than overselling ever could. Whether you're a small business owner trying to navigate digital marketing or an entrepreneur building a team, this conversation delivers actionable insights on culture, client service, and sustainable growth. #Marketing #BusinessGrowth #AgencyLife #ROI #CompanyCulture #Entrepreneurship #DigitalMarketingThe Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.​​​​​​​This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Peter Glennon from the Glennon Law Firm PC to discuss the complex challenges facing family business owners. From starting as a solo entrepreneur to bringing on partners and family members, Peter shares invaluable legal insights on entity formation, succession planning, and protecting your business assets. Learn about the importance of governing documents, navigating family dynamics in the workplace, prenuptial agreements for business owners, and why communication is absolutely critical at every stage of business growth. Whether you're just starting out or managing a multi-generational family business, this episode is packed with practical advice to help you avoid costly legal pitfalls.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

Now that the year has come to a close, we are reminded of some of the smart tax planning that can make a big difference. In this episode of Finance Things in Life, Matt and Anthony break down tax loss harvesting—what it is, how it works, and when it actually makes sense to use it. They walk through real-world examples of realized gains and losses, explain the $3,000 annual loss limit and carryforwards, and clarify common misconceptions around the wash sale rule, ETFs vs. individual stocks, and why this strategy only applies to taxable brokerage accounts—not IRAs. You’ll also hear how tax loss harvesting can be especially powerful in volatile markets or years with large income events, like selling a property, and why communication between your advisor and CPA is critical to making it work effectively.If you’ve had gains this year—or want to be more proactive about reducing your tax burden—this episode gives you practical insights to help you stay invested while keeping more money in your pocket. 🎧 Tune in to learn how small moves today can lead to meaningful tax savings tomorrow.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management are joined by special guest Candace Messner of True Agent Real Estate for a candid, wide-ranging conversation that goes far beyond Real Estate 101.Together, they explore how real estate fits into a bigger financial picture; touching on investing strategies, retirement planning, tax considerations, and what “retirement” really means in today’s world. From staying active and generating income later in life to aligning real estate decisions with long-term financial goals, this episode blends practical insight with real-world experience.Whether you’re just getting started or thinking at a more advanced level, this discussion offers valuable takeaways on planning smarter, asking better questions, and building a strategy that works for your life.  The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down the often-overlooked process of reviewing your company’s 401(k) plan. As the new year begins, many business owners and HR professionals revisit different areas of their business, but the 401(k) is one area that’s frequently ignored or feels too overwhelming to tackle. The brothers walk through what a 401(k) review actually looks like, debunk common myths about how time-consuming or complicated it is, and explain how an RFP (request for proposal) can help you evaluate your plan without committing to changes. They cover key considerations like provider comparisons, plan documents, employer match options, auto-enrollment, employee tools, and fiduciary responsibility. Whether you discover opportunities for improvement or confirm that your plan is already in great shape, this episode shows why a 401(k) review can benefit both business owners and employees, and why it’s easier than you think.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony return for another crowd-favorite confession session. Turns out, the things people admit about work, money, and daily habits are more universal than you’d expect. From the temptations of working from home to the surge of silent quitting, the brothers reflect on what these habits reveal about our financial priorities. Real stories, real talk, all wrapped in insight and humor. Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. 

When changing jobs, it’s easy to lose track of old retirement plans, but what happens to that money, and what should you do next? In this episode, Matt and Anthony break down the real-life decisions behind retirement account rollovers, including whether to keep your plan where it is, move funds into a new employer plan, roll into an IRA, or cash out entirely. They discuss the pros and cons of each option, the importance of understanding your investment choices, and why being informed is the key to long-term success. Whether you’re switching careers, dealing with a layoff, retiring, or just playing catch-up on past accounts, this episode will help you understand your options and make confident decisions with your retirement savings.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony sit down with longtime friend and real estate investor Marty Grizzanti, owner of Suplex Properties. Together, they dive into the realities of real estate investing, from commercial opportunities to residential flips, and the mindset needed to build long-term wealth. The conversation also explores the shifting landscape of the trades, the decline of traditional college pathways, and why blue-collar skills may become some of the most valuable assets in the coming decade. Marty also shares updates on available commercial space in Victor/Farmington and offers insight for anyone looking to remodel a professional office. Whether you're new to real estate or looking to level up your investing game, this episode is loaded with practical advice, honest stories, and laughs from old friends reconnecting.Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony from The Pitti Group Wealth Management break down the Top 5 Financial Mistakes people are still making, according to Finance Time. In this fun and insightful episode, Anthony tries to guess each mistake while Matt reveals the real list, sparking honest conversations about emotional investing, the power of a solid financial plan, and why having an advisor can feel a lot like therapy (minus the bar tab). Whether you’re planning for retirement or just trying to get your money right this year, this episode will help you steer clear of costly missteps.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down the six key ages you need to know for effective retirement planning. From your pre-50s contribution years to post-70 estate updates, they walk through each milestone and what actions to take at every stage, including catch-up contributions, penalty-free withdrawals, Social Security timing, Medicare enrollment, and RMDs.Whether you’re planning your own retirement or helping loved ones prepare, this episode offers a clear, practical roadmap to help you stay organized and make the most of every opportunity along the way. The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed.  There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such.

Matt and Anthony from The Pitti Group are back with the second edition of Money Confessions! From unused gym memberships to surprise streaming charges, they unpack the little financial habits that quietly drain our wallets. Tune in for real stories, relatable laughs, and practical tips to keep your finances in check, no judgment, just honest conversation. The Pitti Group Wealth Management, LLC  (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at https://www.thepittigroup.com/ The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

Matt and Anthony from The Pitti Group Wealth Management are spilling the tea on real-life money confessions, from secret savings accounts to luxury cars bought for the wrong reasons. In this fun and honest episode, they break down the emotions behind our financial choices, what we can learn from them, and why it’s okay to laugh (and cringe) along the way.The Pitti Group Wealth Management, LLC  (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at https://www.thepittigroup.com/

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management explore one of the most important yet often delayed conversations families need to have: preparing children to handle finances, caregiving, and long-term planning.From introducing your kids to your trusted advisors, to updating wills, beneficiaries, and powers of attorney, Matt and Anthony share practical steps for creating smoother transitions and stronger financial literacy for the next generation. They also highlight the importance of organizing accounts, planning for long-term care, and even writing a “family love letter” to reduce stress and uncertainty later on.Whether you’re a parent looking to prepare your children, or an adult child hoping to support your parents, this conversation will give you tools to start early, communicate clearly, and build a team that ensures your family is ready for the future.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or anoffer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management shift gears, tackling a deeply important topic: caring for aging parents.They break down the conversations every family should be having before it’s too late. From organizing legal documents and setting up powers of attorney, to holding family meetings and making homes safer, Matt and Anthony share practical steps to ensure clarity and reduce stress down the road.They also touch on:How to start sensitive conversations without creating defensivenessThe importance of family love letters and document organizationLong-term care options and the financial planning behind themFraud prevention and monitoring for elderly loved onesTax benefits and financial considerations when caring for parentsWhether you’re already helping your parents or just starting to think about what the future might look like, this episode provides guidance, perspective, and actionable steps to bring peace of mind.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitationto buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor. No investment strategy or risk management technique can guarantee returns oreliminate risk in any market environment.  All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

What does it take to carry on the legacy of a family business? In this episode, Matt and Anthony from the Pitti Group Wealth Management sit down with Ted Messner of Messner Flooring, a third-generation business leader whose grandfather started the company out of the family station wagon over 60 years ago.Ted shares the challenges and rewards of succession planning, from growing up surrounded by the business, to learning the ropes of leadership, to honoring the legacy his father built while putting his own mark on the company. The conversation dives into the realities of running a family-owned business: the weight of responsibility, the importance of employee culture, lessons learned through transition, and why community connections are the heartbeat of sustainability.Whether you’re part of a family business yourself, considering a succession plan, or simply curious about how generational businesses thrive, this episode offers candid insights and timeless wisdom.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Brian, Vice President at JD Chapman Insurance, to dive deep into the world of insurance and asset protection. From homeowners and auto coverage to business exposures and policy renewals, Brian explains why keeping your insurance updated is critical, and how small oversights can lead to costly mistakes.They discuss real-life examples (including a shocking one involving an undisclosed kitchen renovation), the importance of building a strong relationship with your insurance agent, and why proactive communication can save you from financial disaster.Whether you’re a homeowner, business owner, or just someone trying to protect your assets, this episode will give you insights you didn’t know you needed. General Risk Disclosure: “No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.”Informational Purposes: “The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.”Not Tax Advice: “This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.”General Firm Disclosure: “The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.”

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Kaleb Wilson, a standout golfer from West Virginia, to explore the evolving landscape of college sports, NIL (Name, Image, and Likeness) deals, and the financial realities young athletes face today.Kaleb shares his experiences traveling the country, competing at a high level, and navigating the pressures that come with opportunities both on and off the field. The conversation covers everything from revenue sharing and athlete branding to the importance of staying grounded, investing in your future, and making smart choices with money at a young age.Whether you’re an athlete, a parent, or just a sports fan curious about how NIL is reshaping the game, this episode offers valuable insights into balancing passion, performance, and personal finance.Informational Purposes: “The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.”General Firm Disclosure: “The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.”

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with retirement plan specialist Phil McCord to unpack the evolving world of retirement planning. From 401(k) updates to innovative digital tools that simplify employee education and plan access, they explore how employers can elevate their benefits offering and reduce administrative headaches in the process. Whether you're a business owner, HR leader, or just retirement-curious, this episode offers valuable insights into making retirement plans more efficient, accessible, and engaging for your team.Tune in for smart strategies, practical tools, and why simplicity is the new superpower in retirement planning.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, host Anthony Pitti from The Pitti Group Wealth Management sits down with serial entrepreneur Randy Spurling, founder of On the Spot Cleaners and The Spurling Group. Randy shares the real journey behind his business success, from hustling to pay bills in stage one to building systems that allowed him to scale, step back, and thrive.They dive deep into the highs, lows, and lessons of entrepreneurship, discuss the importance of mentorship, business planning, and staffing, and talk about what it really takes to transition from working in your business to working on your business.It’s not all spreadsheets and scaling , the episode ends with laughs, cereal talk, and some surprisingly cold milk wisdom.They Cover:How Randy scaled from solopreneur to multi-business ownerThe importance of knowing your stage in businessWhy working less can mean earning moreHow lost leads affect your bottom line beyond just dollarsWhen it’s time to step in, or step out, of your businessHave any questions or topic suggestions? Drop them in the comments or message us directly!The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such.It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode, Matt and Anthony from The Pitti Group Wealth Management dive into the world of investing for children. Whether you're a parent or grandparent, choosing the right type of account, like a 529 plan, custodial account, or something else, can be confusing. They share personal experiences, walk through the pros and cons of each option, and even discuss entrepreneurial lessons from lemonade stands, Venmo for kids, and childhood pizza ventures. Tune in for practical tips, laughs, and guidance on building a strong financial foundation for the next generation.  The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into the often-overlooked world of 403(b) plans — a key retirement tool for educators, healthcare workers, and nonprofit employees.They cover: - Common 403(b) mistakes and how to avoid them - The hidden fees quietly draining your account - Why your pension and 403(b) must be part of the same retirement conversation - The forgotten importance of updating beneficiaries - Actionable steps to take this summer to clean up and optimize your planWhether you're a veteran teacher or just starting in the nonprofit sector, this episode delivers practical tips to help you make smarter retirement decisions, minus the jargon.Have a question or want us to cover a specific topic? Drop a comment or reach out,  we’re here to help!The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only anddoes not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The PittiGroup strategies are disclosed in the publicly available Form ADV Part 2A.

In this special episode of The Finance Things in Life, Matt and Anthony welcome their very first guest: Eric from The Eveland Group. Together, they dive into the human side of business—why great client relationships start with a happy, empowered internal team. Eric shares insights from the frontlines of employee benefits, how his team supports their clients through challenges, and why alignment between sales and service is crucial. From high-energy pitches to the importance of follow-through, this episode is full of honest takes, relatable moments, and even a nod to Tommy Boy. Don’t miss this one—it's the kind of conversation that sets the bar high for every episode to come.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into 401(k) plans and what employers need to understand about their fiduciary responsibilities. From plan design and cost comparisons to compliance and risk mitigation, they share insights to help business owners make informed decisions and avoid common pitfalls. Whether you're offering a retirement plan for the first time or reviewing an existing one, this is essential listening.NY small business retirement mandate Fiduciary duties explainedHow to audit and compare your planTailoring plans to your business and employeesTax benefits and long-term strategiesHave questions about your specific situation? Reach out, we're here to help.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor. Diversification does not ensure a profit or guarantee against loss.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management explore how to protect your financial assets from cyber threats and scams. From strong passwords and two-factor authentication to real-world stories of elder financial abuse, they cover the growing risks in today’s digital landscape, and how to guard against them. They discuss:Best practices for online financial securityThe dangers of social engineering scamsHow cognitive decline can increase vulnerabilityThe importance of trusted contacts and power of attorneyTools and tips to stay protectedWhether you’re managing your own finances or looking out for aging loved ones, this episode is full of practical guidance to help you stay one step ahead of cybercriminals.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment.All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony dig into the "Financial Inbox," a collection of real listener questions. From retirement planning for young professionals to the importance of rebalancing your portfolio and managing market volatility, they break down practical advice you can apply today. Whether you're just starting your career or looking to fine-tune your investment strategy, there's something in here for everyone (yes, even a nod to fantasy football).Have a financial question? Send it in, we might feature it next time!The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied onas such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.Diversification does not ensure a profit or guarantee againstloss.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down everything you need to know about IRAs. What’s the difference between a Traditional and a Roth IRA? How do income limits and tax strategies play into your decision? Whether you're just starting out or nearing retirement, this conversation offers practical insight into how IRAs fit into your overall retirement strategy.  The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

Life happens, marriage, divorce, kids, loss, and each event can shake up your financial world. In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive into how major life events can impact your financial plan and what steps you can take to stay ahead.From making sure your spouse knows where the accounts are to discovering bonds in a shoebox in the freezer (yes, really), this episode is packed with real stories, practical tools like the Life Folio Checklist, and advice on preparing for the unexpected. Whether you're newly married or navigating a loss, don't miss these essential tips to keep your financial life organized and your loved ones protected.The Pitti Group Wealth Management LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied onas such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group break down what it takes to prepare for retirement, long before you start investing. From identifying your ideal retirement age to factoring in life events like weddings, college, and even grandkids, they walk you through how to build a clear, flexible, and realistic financial plan. They also dive into how tools like the Envision plan can help measure the probability of success in retirement and guide smarter decisions along the way. Whether you're decades out or nearing the finish line, this episode helps you start thinking like a planner, not just a saver.Note: Diversification does not ensure profit or guarantee against lossThe information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In the very first episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management dive deep into what it really means to create a retirement plan that fits your life—not just a vague notion of saving money. Whether you're in your 20s or approaching retirement, they explain why having a personalized financial plan is essential, what key questions to ask yourself, and how to factor in everything from travel and education goals to inflation and liabilities.They also share real-life planning scenarios, bust common retirement myths, and stress the importance of communication—especially with your spouse. Learn how the Envision tool helps build adaptable plans and why starting early, staying flexible, and revisiting your plan regularly can be the key to future financial peace of mind.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.

In this introduction episode of The Finance Things in Life, brothers Matt and Anthony Pitti introduce you to their wealth management podcast, brought to you by The Pitti Group Wealth Management. With over 30 years of experience, they break down financial topics that matter most to you—whether it's retirement planning, taxes, estate strategies, or investing. Tune in for practical, easy-to-understand advice, helpful tools, and a personalized approach to managing your financial future. Whether you're just starting your financial journey or looking for advanced strategies, Matt and Anthony are here to guide you every step of the way. Subscribe now for insights and tips to help you achieve your life’s ambitions!