The Financial Freedom Podcast

In this episode of The Financial Freedom Podcast, we sit down with Nisha Patel, founder of Care Property Hub, to explore the world of supported accommodation, complex care and children’s homes.Nisha’s journey into property started with a clear goal: replace her income and gain more control over her time. Rent-to-rent HMOs helped her achieve that initial financial freedom, but her journey eventually developed into something with a much bigger purpose.Her message is clear:Don’t just chase the rent. Understand who your property is actually serving.We unpack the different areas of social and supported housing, why landlords need to understand the care provider behind the lease, and why a so-called “guaranteed rent” means very little if the operator, property and local demand don’t align.Nisha also shares why investors should fall in love with the numbers, not the property, the lessons she learned from burnout, and why financial freedom can evolve from simply replacing an income into building assets, creating flexibility and finding purpose in what you do.For UK property investors considering supported accommodation or looking for the next stage in their property journey, this episode offers a fascinating look at the realities behind the strategy.This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon)https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

UK Property is still one of the best assets for investment. But the world has changed. This episode discusses how the smart investors are learning to play the game and taking the market opportunity where many are worried about the risks and / or have a problem already (they may not even know about yet). Inflation, Interest Rates, Yield Compression, Renters Rights Act, Building Regs, Planning restrictions, Loan to value. The amateurs are leaving, the professionals are taking advantage. It's a huge transfer of wealth.Whether you are seasoned or new. This ones for you.This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon)https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

The Property Strategy Everyone’s Talking About… But Few UnderstandWhy UK Property Investors Are Looking at Specialist Care HousingFREE BLUEPRINT BOOK FOR ALL SUBSCRIBERSIn this episode of The Financial Freedom Podcast, we sit down with Kristian Sparrow to explore the growing world of specialist care and social housing.In our property careers we hear people all the time talk about wanting to buy housing and use leases for social and supported housing. If done well it creates the most passive type of cashflow. If done badly you either don't get going or its your most expensive mistake. Kris is a rare person in that he has won and lost in his past but now found his way into this space, absolutely smashing it and is happy to share his secrets and the Blueprint to make it work. Podcast Subscribers can get a free copy of his new book "Building for the Care Sector" see the code in the links or show notes.It’s about understanding the end user, building relationships with the right care providers, and making sure the property actually meets their requirements.We discuss how the model works, the role of Agreements for Lease, and why long-term fully repairing and insuring leases can make specialist housing attractive to property investors.Kristian also shares the lessons from his own journey and why investors need to understand both the opportunity and the risks before jumping into this growing sector.If you’re a UK property investor looking beyond traditional HMOs and buy-to-let, this episode offers a fascinating look at a very different side of the property market.🎧 Listen now on Spotify, Apple Podcasts, YouTube, or wherever you get your podcasts. Links in commentThis episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon)https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with John Howard for a straight-talking conversation about what really matters after decades in property.John has survived multiple property cycles, traded, developed, invested, mentored others, and seen just about every mistake investors can make.His message is simple:Property is not about chasing the latest strategy.It’s about buying right, managing risk, protecting cash flow, and knowing when to walk away.We discuss why investors need to think long term, why sensible leverage matters, and how underestimating build costs, finance, and timescales can quickly destroy a deal.John also shares the simple rules he uses to de-risk property purchases and why relationships, experience, and judgement often matter more than the deal pack itself.This is one of those episodes packed with practical lessons that only come from years of actually doing deals.🎧 Listen now on Spotify, Apple Podcasts, YouTube, or wherever you get your podcasts.This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon) Link in comments. https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

In this special episode of The Financial Freedom Podcast Rewind, we're bringing back one of our favourite guests, Adam Lawrence, for some of the most valuable insights from his original conversation.With nearly 900 property deals under his belt many through joint ventures. Adam brings a wealth of experience alongside his deep understanding of economics and the UK property market.We revisit some of the biggest issues facing property investors today, including:🔹The economic challenges affecting UK property investors🔹Productivity, taxation and why government policy matters to investment🔹What the Renters' Rights changes could actually mean for landlords🔹Lessons from nearly 900 deals and extensive JV experienceMarkets change. Governments change. Regulations change.But understanding the fundamentals of property, economics and wealth creation never goes out of date.Rewind with us and catch some of the best insights from our conversation with Adam Lawrence.This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon) Link in comments. https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

What does it really take to succeed in property?In this episode of The Financial Freedom Podcast, we're joined by Hayley Andrews, property developer, entrepreneur, founder of Hard Hats to Heels, and one of the UK's leading advocates for women in property.Hayley is one of the most successful property investors in the UK and a role model on how to do it well. She has been there and got the T-Shirt. Hayley breaks down the key strategies she used to get herself financially free and can now focus on the type of projects that really help shape towns and cities.We discuss what truly separates successful investors from those who never get started, why action beats knowledge, how the right network can accelerate your journey, and why financial freedom is ultimately about having the freedom to choose the life and projects you want.We cover:• Why more women are making their mark in UK property• How Hard Hats to Heels is building confidence and visibility• The mindset that separates successful investors from everyone else• Why networking and mentorship accelerate success• Lessons from Property Elevator and what investors get wrong when pitching deals• Why resilience, relationships, and taking action matter more than perfectionWhether you're new to property or an experienced investor, this episode is packed with practical insights on building a successful property business and creating a lasting legacyThis episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon) Link in comments. https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

Is UK property still the best place to build long-term wealth?In this episode of The Financial Freedom Podcast, we sit down with Max Scott Property Investor of the Year, author of Why Property, and one of the UK's leading voices on property investment.Drawing on more than a decade of experience and over £120 million worth of property transactions across the UK and Ireland, Max explains why property continues to outperform other asset classes, even in today's challenging market. We discuss:* How AI is transforming the future of property investing* Why leverage gives property a unique advantage over other investments* The hidden opportunities created by today's market conditions* The importance of purpose, time, and financial freedomWhether you're just starting your property journey or already building a portfolio, this episode offers practical insights to help you think differently about wealth, investing, and financial freedom.🎧 Listen now on Spotify, Apple Podcasts, YouTube, or wherever you get your podcasts. This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comWatch the full episode on YouTube: Link belowBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon) Link in comments. https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

Steve McCarthy has over 20 years of experience in direct to vendor property sales. In this episode you hear how he builds relationship with seller to achieve both the best price but also a win win for both parties.These are the skills every property investor should have.In this episode, we discuss: • Finding motivated sellers by solving problems, not chasing discounts. • Why investors should master multiple strategies instead of relying on one. • The importance of resilience when deals don't go to plan. • Why surrounding yourself with the right people changes everything.The best investment you can make isn't always into property.Sometimes it's into your mindset, your network, and your time.Why the one-size strategy is the most dangerous thing in property and what it means to have every tool in the toolbox.What Steve would tell himself at 18 and why the network around you is worth more than any single deal.This is not a highlights reel. It is an honest, experienced voice on what this industry actually looks like across three and a half decades.This episode is sponsored by Simple Fast Morgage: https://simplefastmortgage.comhttps://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

Rent control is back in the headlines, but would it actually solve the UK's housing crisis?In this technical episode of The Financial Freedom Podcast, we explore the real impact of rent controls, the lessons the UK can learn from countries around the world, and why increasing housing supply is the key to long-term affordability.We discuss:• The difference between Rent control and Rent stabilisation• Why some countries have succeeded while others have seen rental supply fall• How policy changes influence landlords, tenants, and investors• The unintended consequences of freezing rents• What needs to change to create a healthier, more sustainable rental marketWhether you're a landlord, property investor, developer, or simply interested in the future of UK housing, this episode offers a balanced discussion on one of the biggest debates in property today.Watch now on YouTube or listen wherever you get your podcastsBuy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon)https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

Can We Actually Solve the UK Housing Crisis?Everyone talks about building 300,000 homes a yearBut what if the real solution isn't simply building more?In this technical episode, we explore why the UK continues to fall behind on housing targets and discuss practical ideas that could unlock thousands of new homes.We cover:• Why so many developments no longer stack financially• The untapped potential of converting vacant buildings• How planning, taxation and regulation affect housing supply• Why supporting smaller developers could make a bigger impact than many realise• The changes that could encourage investment and raise housing standardsIf you're a property investor, developer, or simply interested in the future of UK housing, this episode offers a thought-provoking perspective on one of the country's biggest challenges.Listen now on Spotify, Apple Podcasts, YouTube, or wherever you get your podcasts.Buy The Amazon Best Selling (Search Financial Freedom BDRR on Amazon)https://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrFor all enquiries, please contact us at: ⁠[email protected]

Spot a Cowboy Builder Before They Cost You Everything.As the property developer everything is your fault, set your project up for success because poor systems can turn a good builder into a cowboy builder.They paid £80,000. The builder had done £30,000 of work.No contract. No agreed payment terms. No valuation schedule.And they had absolutely no idea until it was far too late.In this episode, Phil sits down with Tim, 20 years in project management and estimation, for a straight-talking, no-nonsense guide to protecting your UK property development from the ground up.Whether you're converting a commercial unit, running an HMO refurb or managing your first development project, this one could save you thousands.Here's what we cover:Why anyone in the UK can call themselves a builder, and what that means for your projectThe red flags that reveal a cowboy builder before they even startThe steps to take if a builder is already on site and it's going wrongThe real difference between good, poor and cowboy performanceThis isn't theory. This is 20 years of hard-won experience, condensed into one episode.Buy The Amazon Best Selling (Search Financial Freedom BDRR on Amazonhttps://www.amazon.co.uk/Financial-Freedom-Property-Evolution-Refinance/dp/B0G1K9DKR1/ref=tmm_pap_swatch_0Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrCOME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Deal-Making, Lending & What Really Makes a Project FundableIn this episode of The Financial Freedom Podcast, we sit down with Scott Marshall, CEO and founder of Roma Finance.Because when it comes to property finance, the interest rate is only part of the story.A strong deal isn’t just about the numbers.It’s about the borrower, the story, the asset, and the exit.Scott shares what lenders are really looking for, why trust and transparency matter, and how property investors can structure deals that actually get backed.If you’re building a portfolio, raising finance, or developing property in today’s market, this is an episode you don’t want to miss.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrCOME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

New episode of The Financial Freedom Podcast is live , and this one's different.No guest. No script. No pre-planned questions.Just I and Tim getting asked questions we've never talked before,live and answering them honestly.We go into:The one skill that drives every successful businessWhy a high performer with the wrong values is the worst person to have in your teamWhat's the biggest positive change has been since leaving employmentIf you're thinking about making a move from job to business, from investor to full-time developer, this episode is for you.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrCOME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Properties especially HMOs and serviced accomodation only get capital appreciation and increase in value with proper property management. So much focus goes on the renovation but it’s what happened next over the longer period that sustains the investment.In this technical episode, we are joined by Amber Chadwick, co-director of inVest Multilet Property Management, to talk about what it really takes to maintain your financial freedom after the project is complete.We discuss why the right property management team, strong systems, tenant quality, void avoidance and responsive maintenance can make the difference between a profitable asset and a stressful burden.Because financial freedom is not just about owning property.It’s about owning property that gives you back your time, protects your cash flow and does not take over your life.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfrInstagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qrCOME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Can you really build financial freedom… without sacrificing the life you actually want?In this episode, we sit down with pharmacist, property investor, and world traveller Sachin Govind to talk about building wealth, travelling the world, navigating health challenges, and creating a life on your own terms.From travelling solo across 38 countries to growing a property portfolio alongside a demanding career, Sachin shares the mindset shifts, lessons, and tough realities that shaped his journey.We dive into:Why financial freedom looks different for everyoneBuilding a property portfolio while working full-timeThe danger of following the “noise” in property investingHow health challenges changed his entire outlook on lifeWhy purpose matters more than motivationA powerful conversation about property, freedom, health, and building a life you genuinely enjoy.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Building a property team is a lot like building a business… get the wrong people in place, and things can quickly become expensive.In this technical episode, we break down how to build the right BDRR professional team and why a successful project is about far more than just finding a builder.From project managers and planning consultants to architects, EPC assessors and builders, they unpack who you actually need on your team and how the right professionals can help de-risk your project, protect your budget and avoid costly mistakes.Because great developments are never built alone.If you’re planning a HMO, conversion or development project, this episode is packed with practical insights you’ll want to know before you start.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

The housing standards nobody wants to talk aboutIn this technical episode, we uncover the uncomfortable reality behind planning policies, EPC targets, HMO standards and government intervention across the UK property market.What happens when developments become too expensive to build?Investors walk away. Projects stop. Housing supply slows down.From conflicting council requirements to policies that no longer stack financially, this episode breaks down why many developers are now calling the system unsustainable.A thought-provoking conversation for anyone involved in property development, HMOs or investing.If you're serious about building momentum in property, this is one you don’t skip.Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Everyone talks about strategy…But very few talk about what actually moves the needle.In this episode, we break down the real drivers behind wealth creation in today’s property market:✅ Why visibility and positioning now matter more than ever✅ The shift from passive investing to active deal-making✅ How consistency and systems separate serious investors from the rest✅ And what most people are getting completely wrong right nowThis isn’t theory.This is what’s working right now in the real world.If you're serious about building momentum in property, this is one you don’t skipThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

A Technical breakdown of Global Conflict and its impact on propertyIn this technical episode, we break down what’s really happening behind the headlines and how global conflict affects the property market and wider economy.From rising energy costs to inflation, interest rates, and market confidence… everything is connected.One thing is clear—when uncertainty rises, confidence drops.And when confidence drops:– Buyers pause– Sellers hold– Markets slowBut at the same time, opportunities are created.Because while some sectors contract… others expand.And for property investors, understanding these shifts is key. Because markets don’t disappear…they adjust.And those who understand the cycle are the ones who stay ahead.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

This episode breaks down one of the biggest mistakes investors make…confusing purpose with strategy.Your purpose is your why. Your strategy is how you execute. And if you don’t separate the two…you stay stuck.Because the reality is:If you don’t know what you’re building for,you won’t know what to build.The investors who move forward fastest are the ones who:– Get clear on their purpose first– Align it with where they are financially– Then choose the right strategy to matchBecause when your purpose is clear… your decisions become easier, faster, and more focused.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Social Media Tips and Tricks for the modern Property ProfessionalIn this episode, we sit down with Chris Tremlett, founder of UK Homes Network.One thing is clear property success today is no longer just about finding deals.It’s about how visible you are on social media.If you're not showing up consistently online, you're simply not in the conversation.The investors building momentum right now are: – Sharing insights regularly – Staying visible to their network – Positioning themselves as the go-toBecause visibility gets you seen…but consistency builds trust.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Joint ventures are one of the most powerful ways to scale in property, but only when structured correctly.In this episode, we break down what a JV really is, when it makes sense to partner, and the key principles that underpin successful long-term relationships.Drawing from over 30 projects, the majority completed through joint ventures, we share practical insights on structuring agreements, aligning interests, and avoiding the common pitfalls that undermine partnerships.Because in property, the right joint venture can accelerate growth.The wrong one can do the opposite.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Gareth and Halima, a driven couple building their route to financial freedom through property, business, and a shared long-term vision.From Gareth’s background as an electrician and property investor, to Halima’s journey through the Royal Navy and into fitness and entrepreneurship, this is a real conversation about what it takes to build a better life together. They share the mindset shifts, sacrifices, and defining moments that pushed them to move beyond buy-to-lets and focus on a strategy that could genuinely bring freedom faster.This episode is honest, grounded, and packed with the kind of perspective that will resonate with investors, builders, and portfolio builders who know this journey is about far more than just the numbers.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we break down the recently passed Renters’ Rights Bill and what it means in real terms for landlords, HMO operators, and portfolio builders across the UK.Joining us is Amber Chadwick, who manages nearly 400 tenancies across Greater Manchester. Between lettings, compliance, and tenant management, she’s on the frontline of these changes.This isn’t scaremongering. It’s a practical conversation about adapting your systems, protecting cashflow, and raising standards in a tightening rental market.If you’re building or managing a portfolio, this episode matters.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, Phil shares that since 2021, we’ve completed 38 planning applications, with a strong success rate, but still a few refusals along the way. And that’s the key message: you can be excellent, have experience, work with professionals… and still get a “no” sometimes.This is the big one for most small developers, moving between use classes (e.g. Class E to C3) which often needs planning or prior approval. He also flags how Article 4 Directions can remove PD rights, especially around HMOs.If you’ve not liked, subscribed, and turned on notifications on your platform of choice, please do it nowThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

From scaffolding to site sourcing, Sam Bastow’s journey is anything but typical.In this episode of The Financial Freedom Podcast, we sit down with Sam Bastow to explore how he transitioned from a hands-on construction career to running his own property development business , all while navigating the challenges of raising a young family and growing a new venture.It’s a grounded and inspiring conversation for anyone beginning their journey to financial freedom.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

If only we all had a Crystal Ball,Do the current market trends and changes tell us anything about what will happen in the future?In this episode, Phil and Tim discuss the current market outlook, what's happened in the past, and put their best guestimates forward.Will they be right or will they have egg on their face 12 months from now? This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbEpisode 56 is live on Youtube: https://youtu.be/UGtS2CETh88Stay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Why do some people seem to move forwards while some people get stuck in the mud. Phil and Tim sit with Guillame Black the CEO of Property Filter who’s system Property Filter has seen more than 3000 property deals since 2022.Guillame breaks down the behaviours and habits that the most successful investors have and why some people fall away and don’t end up doing any deals.Theres nothing new in property, it’s the habits and behaviours. With thousands of deals flowing through his community and platform, Guillaume shares what separates the people who talk about property… from the people who consistently do deals. From mindset and habits, to the reality of momentum, follow-up, and why “deals are made, not found”. This episode is a behind-the-scenes look at what top performers do differentlyThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

This is one of our technical episodes, where we strip back the hype and talk honestly about what no money down and no money left in deals really mean in today’s market.From where the phrase actually came from, to why many of the old tactics no longer work, this episode breaks down the practical realities of creative finance, refinancing, vendor finance, and the risks most people don’t talk about.No sales talk. No shortcuts. Just a clear, grounded explanation of what’s possibleand what isn’t, for UK property investors right now.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this Six Rounds episode, we sit down with Steve Hammond, builder, developer, landlord, and co-host of the Developers Network in Birmingham.Steve never planned to work in construction. One unexpected project led to another, and before he knew it, he’d built a career spanning extensions, developments, and a growing property portfolio. In this conversation, he shares the real turning points: scaling challenges, mindset shifts, and why learning to step back was just as important as learning to build.It’s an honest look at what happens when hard work alone isn’t enough, and how the right systems, team, and thinking unlock the next level.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Vicky Sherwood, a pharmaceutical professional and driven property investor building a serious portfolio alongside a full-time career and family life.Vicky is an example of how to expertly play the property game to achieve Financial Freedom. Haste not Speed, Laser Focus not Shiny Penny.Vicky shares what it really looks like to chase financial freedom when you’ve got kids, a demanding job, and limited hours, and why she’s chosen cash-flow strategies like HMOs and serviced accommodation to create long-term control (without betting the house).This one’s practical, relatable, and packed with real-world honesty. From early-morning graft to building a portfolio with the right people around you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down to unpack Article 4 directions and what they really mean for property investors and developers.We break down, in straightforward terms, how Article 4 works, why so many councils across Greater Manchester are adopting it, and the impact it has on C3–C4 HMO conversions. From tighter planning controls to protected asset values, changing supply, and rising barriers to entry. This episode explores both sides of the debate.Is Article 4 a problem… or an opportunity in disguise?No jargon. Just a clear look at what’s happening and how investors can navigate it.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.#FinancialFreedomPodcast #Article4 #HMO #PropertyInvestment #UKProperty #Planning #SmallScaleDevelopment #WealthBuildingThis podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we sit down with Adam Lawrence, one of the UK’s most experienced property entrepreneurs, with close to 900 property deals under his belt.Adam’s story is far from typical. From bar work and fruit machines… to Oxford University… to now running one of the largest JV-based portfolios in the country, he shares a refreshingly honest look at the realities of building long-term wealth in the UK.We dive into:What nearly 900 deals actually teaches youWhy the UK economy isn’t as doomed as people thinkThe truth about HMOs, leases, and the future of rentingHow compounding really plays out over 10–15 yearsAnd the biggest mistakes he’s made — including the ones that cost moneyThis is one of our most in-depth episodes yet, practical, grounded, and full of insights you simply won’t get anywhere else.🎧 Watch the full episode now on Youtube: Link in comments#FinancialFreedomPodcast #AdamLawrence #PropertyInvestment This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected] Episode 50 now on YouTube: https://youtu.be/b8_Thg56w38🎧 Listen now on Spotify: https://open.spotify.com/episode/6qhnXflNRFTBT1Ve2cYoe0?si=iZwt6MiUSPyKPowVXxqlhw&pi=BWeTFpaeQw2UR&t=6🎧 Listen now on Apple Podcast: https://podcasts.apple.com/ph/podcast/the-financial-freedom-podcast/id1753228761?i=1000738752860Hope you enjoy!

In this technical episode, we sit down with Louise Wynn, founder of WildKind Interiors, an interior designer who specialises in small-scale developments, HMOs, flat conversions and staging for developers.Louise shares how she went from an HR career she hated to discovering her passion for interiors, and how 20 years of hands-on experience shaped the work she does today.we dive into: Why interior design is more than picking colours How good design de-risks projects and saves money The impact of colour, layout, and psychology on buyer emotion The real value of staging and why most developers underestimate itIf you’re a developer or investor, this episode is packed with practical tips that will genuinely change how you look at design, specification, and your power team.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Dan Norman, property investor, mentor, and the man known across the UK property scene as “the nice guy in property.”With nearly three decades of experience, Dan has seen it all, from the highs of successful developments to the lessons learned during the tough times.He shares how his journey went from DJ decks to property deals, why community and connection matter, and how his work with Get Up Give Back and supported accommodation is changing lives.💬 Expect honesty, humour, and decades of wisdom, no fluff, just real stories from someone who’s lived it.🎧 Tune in now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Refurb is dead, long live the Development king!In this episode of The Financial Freedom Podcast, we dive into why the BDRR strategy (Buy, Develop, Rent, Refinance) is now more relevant than the traditional BRRR method in 2025.Once refurb was the way, now with increased costs, increased regulation and increased compliance to have the same impact you need to have development level systems to ensure you make money. BRRR is now BDRR.In this episode of the Financial Freedom Podcast we dive into how BDRR (Buy, Develop, Rent, Refinance) has evolved to make the modern investor need better systems.This episode discusses the evolution and prepares you for our technical and systems book launch on 26th November. This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode, we’re joined by Mark Fitzgerald, a hands-on property investor, mentor, and host of The Property Unleashed Podcast, who swapped the tools of the trade for the keys to financial freedom.From a start in carpentry to building a thriving property business, Mark shares the real story behind his leap from the 9-to-5 to financial freedom. He opens up about mistakes, mindset shifts, and why real change starts with you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, Tim and I dive into one of the most talked-about topics in the property world, training and mentorship. Is it really worth the investment, or just clever marketing?We open up about our own journeys through mastermind programmes, mentorships, and self-development courses, what worked, what didn’t, and the lessons we wish we’d known before spending a penny. From spotting red flags to knowing when to invest in yourself, this episode is about separating hype from genuine growth.If you’ve ever wondered whether property training is a shortcut to success or just another shiny distraction, this one’s for you.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we're joined by John Howard a property developer, investor, mentor, and one of the stars of Property Elevator.From standing for mayor to mentoring developers, John’s journey is anything but ordinary. He opens up about his time in politics, the madness of today’s systems, and what led him to switch gears and focus on what he knows best, building and protecting wealth through property. 🏗️Here’s what you’ll take away:💬 Why business experience trumps politics when it comes to leadership🏠 His 3 golden rules for de-risking property deals💷 The truth about financial freedom (and why too much wealth can actually take it away)🔑 Real-world insights from 40+ years in the property game. From recessions to smart investing strategiesJohn doesn’t sugarcoat it. He talks deals, risk, purpose, and why luck, timing, and guts still play a huge part in success.🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this technical episode of The Financial Freedom Podcast, Tim and I tackle one of the most debated questions in property and personal finance is your home an asset or a liability? 🏠💭We break down both sides of the argument and share real-life examples that reveal how owning your home can either help or hinder your journey to financial freedom.Here’s what we cover: 💡 When your home becomes an investment,not just a roof over your head 💷 Why renting can make financial sense (in the short term) 🏠 How to leverage home equity to build real wealth 📈 A real 14-year case study comparing property vs. the stock marketWhether you’re a first-time buyer, an investor, or just figuring out your next move, this episode will give you the clarity you need to make smarter property decisions.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we dive into our PPB Director’s personal journey, leaving a high‑pressure corporate sales role to build a life centred on freedom, family, and purpose.It’s an honest look at what happens when success on paper no longer matches success in life, and how property became the bridge to balance.This isn’t just another success story—it’s a wake-up call about why we choose to build wealthIn this episode, we dive into:💡 What a family medical emergency taught him about freedom🔑 How a single rental sparked a career change🏠 Why small-scale property development won over rent-to-rent⚒️ The real challenges of transitioning into property from scratchWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.This podcast is sponsored by Property Filter register.property-filter.co.uk/ppbStay connected with us through our social media channels:Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!

With over 70 property deals in the last five years this episodes shares the really keys elements to doing a good one. 55 of their deals have been through Property Filter who have also been sponsoring The Financial Freedom Podcast for 1 Year. It is a really key tool in the business but most people don’t get the best out of it so it’s time to share some secrets. This session deep dives into Deal Making across multiple strategies. Comm to Resi, PLO, HMO, BMV they break it down to the simple building blocks.Subscribe now 👇🎧 Listen now and level up your property strategy.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

How do you build a UK property business while living in the Middle East and holding down a full-time corporate career?In this episode of The Financial Freedom Podcast, we sit down with Jason Dowling, a facilities management professional based in Oman, who shares how he went from watching others invest to becoming an HMO investor himself, and how mindset, planning, and the right support made it all possible.We discuss:✅ Managing UK refurb projects from abroad✅ Raising funds through a UK Ltd company as a new investor✅ Switching from corporate mindset to action-takerWhether you're an expat, working full-time, or just getting started, this one proves there’s no such thing as “too busy” when your goals are clear.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In our latest podcast, we're cutting through the noise and answering the question we get asked most: what does Property Portfolio Building actually do?This episode is a deep dive into our end-to-end service, from sourcing to building and managing your assets. We lay down our unique approach, why it works in our local market, and how it’s designed to tackle the real challenges landlords and investors face today, from new regulations to rising costs.In this episode we cover: ✅ The Mission: Our core purpose is to help clients achieve financial freedom through our end-to-end "Source, Build, and Manage" program.✅ Targeted Investment: We specialise in HMOs and commercial-to-residential projects, explaining why these strategies are so effective in the Greater Manchester market.✅ Your Goals, Not Our Deals: We walk you through our unique onboarding process, which is all about understanding your personal financial goals before we ever find a property.If you’ve ever wondered about our turnkey Source, Build, and Manage program or are looking for a clear path to build a high-performing portfolio in Greater Manchester, this one's for youHit the link to watch it now.🎧 Watch it now on Youtube: [Link to podcast episode]#PropertyInvestment #GreaterManchester #FinancialFreedom #PropertyPortfolio #LandlordLife #ManchesterProperty #PropertyPodcast #RealEstateInvesting #BuyToLetThis podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Most people talk about financial freedom.But very few actually define it, or live it.Is it flying first class? Quitting your job?Or is it something deeper… like not having to trade your time for money?In this week’s episode of The Financial Freedom Podcast, we’re joined by Simon Zutshi, seasoned investor, educator, and founder of property investors network (pin).We cover what financial freedom really means in 2025, including: • The key difference between financial independence and financial freedom • How to build income streams not tied to your time• The risks of relying on single-lets in today’s market • How to simplify your investing strategy and avoid common traps • Why mindset and education are just as important as your cashflowThis episode is packed with insights from someone who’s been through multiple market cycles, and it’s a must-listen if you want to grow your portfolio and your freedom.This podcast is sponsored by Property Filterregister.property-filter.co.uk/ppbFacebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Small-scale development isn’t just about numbers on a spreadsheet , it’s a real test of planning, resilience, and problem-solving under pressure.In this episode of The Financial Freedom Podcast, we explore the most common issues developers face on the ground, from time delays that push everything back to cost overruns that can wipe out your profit.More importantly, we share exactly how to keep your project moving when things don’t go to plan.✅ Real-world examples✅ Practical tips you can implement now✅ Proven strategies to stay on time and on budgetThis podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

From scraping through school and barely passing uni… to leading a major recruitment business as CEO.We talk:The moment that changed his work ethic foreverBuilding through the 2008 recessionSwapping the CEO chair for family life after becoming a dad to twinsHis approach to investing, advising, and mentoring across multiple businessesWhat real financial freedom means to him (and why it’s not about the flashy stuff)If you want straight-talking lessons on resilience, business growth, and building a lifestyle on your terms. This one’s for you.#FinancialFreedomPodcast #SixRoundsWith #Entrepreneurship #BusinessGrowth #FinancialFreedom #UKBusinessWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels:This podcast is sponsored by Property Filterhttps://property-filter.co.uk/Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

Ever wondered how it all began? In this episode, we’re lifting the lid on Tim Witt’s journey, from renting a room in Cheadle to building a successful property business and achieving financial freedom. He shares the early challenges, mindset shifts, and what it really takes to scale in the UK property world.In this episode expect real talk on:✅ Running 10 projects while working full-time (and surviving it)✅ Mindset shifts, raising private finance, and the power of JV partnerships✅ Why systemising, outsourcing, and learning to say no are critical✅ How the business helps investors build wealth through done-for-you BDRR projects⚖ Real stories of loss, resilience, and the emotional cost of not being preparedWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this episode of The Financial Freedom Podcast, we sit down with Akash, co-founder of On Point Mortgages and creator of The Black Box, a simple but powerful tool that combines life insurance, wills, and power of attorney into one clear, actionable solution for families and business owners.As property investors how well protected are your assets when you die? Will they become an family asset or a difficult liability?But this isn’t just about paperwork. It’s about legacy, peace of mind, and building a life that protects your loved ones even when you’re not there.You’ll hear:🔒 Why every family and business owner needs a “Black Box”🛡 How life insurance in trust can save your estate from massive tax bills⚖ Real stories of loss, resilience, and the emotional cost of not being preparedWhether you're a parent, a property investor, or a business owner, this episode is a must-listen.Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]

In this technical episode of The Financial Freedom Podcast, Tim and Phil break down the biggest life lessons that were never taught in the classroom, but absolutely should’ve been.From mastering good vs. bad debt, building personal cashflow, and learning to block out the noise of other people’s opinions, to embracing health, purpose, and the power of doing things differently—this episode is a goldmine of real-world knowledge. It’s practical, honest, and packed with mindset shifts that can change the trajectory of your life.💥 Here’s what we cover:Why not all debt is bad, and how to leverage the good kindHow personal cashflow management is the real secret to building wealthWhy playing the game of life beats fighting the systemStay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠Connect with our hosts:Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/Facebook: ⁠https://www.facebook.com/phil.y.bygraveGet in touch with Tim here:LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free!For all enquiries, please contact us at: ⁠[email protected]