PODCAST · business
The Martin Lewis Podcast
by BBC Radio 5 Live
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Episodes
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Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I haven’t filled up my ISA from last year, can I add the remainder now? What rights do I have when I buy goods secondhand if they’re faulty? My bank has done a strange thing; can you work out…
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Should you invest or save for your children? Best funds, best buys, kids pensions and more
This episode is your complete guide to saving and investing for children. Martin Lewis is joined by an investment specialist to answer everything you've ever wanted to know about putting money aside for under-18s, including whether it's better to save or invest (spoiler: for many children with a...
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Question Time: Am I short-changing my kids’ savings? How to stop loans for gambling addict? Does Section 75 work with vouchers?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I get a PAC code when there's multiple numbers on my account? Will I be protected by Section 75 if I part-pay with vouchers? Should I move savings for my child into an ISA? Is there a…
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Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issues
In this week's The Martin Lewis Podcast, it's Back to Life, Back to Reality as Martin returns with a pot pourri of essential September savings and money tips. From a crucial warning for parents of senior school children about the true future cost of university, to how you could be entitled to...
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Best bits: Inheritance tax masterclass
This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered. Martin Lewis delves into one of the most talked-about financial topics in the UK: Inheritance Tax. From understanding who pays it and when, to the key…
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URGENT Energy price cap update: everything you need to know to beat the increase!
With Ofgem announcing the energy price cap will rise by 4% in October, Martin Lewis has recorded a special urgent podcast to tell you everything you need to know to beat the price hike and save on your energy bills.
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Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors
We have picked more of our favourite questions you’ve asked Martin for another special best-of episode of our Question Time podcast. In this edition: How do I escape a joint account? Save hard, or spend more on my family? Plus top tips for beginner investors and a success story on how to explain...
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Best bits: How to check if you’re paying too much council tax
This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered. Martin Lewis tackles one of the household bills causing confusion for millions: Council Tax. From discounts and exemptions to challenges, refunds and ways to…
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Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?
This is a special best-of episode of our Question Time podcast, where Matt has picked his favourite questions you’ve asked Martin, including: I’m 23 and saving 15% of my salary into my pension, is that enough? My 5-year-old TV’s faulty, can I get a refund? We’ve also hear from Robert, who’s…
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Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I use AI to improve my finances, and if so, what’s the best and safest way? We’re in our 60s, is it better to not pay off the remainder of our small mortgage? Will a bit of fiddling give us...
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What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more
Part two of our ‘I don’t get money’ podcasts. Martin explains your consumer rights when returning purchases, including what protection you have when goods are faulty, bought online, or simply not what you expected. He also guides listeners through the practicalities of starting to draw from a...
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Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: what are the financial benefits of marriage? We want to upsize to a bigger house; how do we know if we can we afford the bills? How do I deal with unfairness when investing for my children of...
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“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more
In this special I Don’t Get Money edition of The Martin Lewis Podcast, Martin goes right back to basics, tackling the financial concepts listeners have always found confusing but were perhaps too embarrassed to ask about. From understanding exactly how pensions work and what an energy ‘unit’...
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Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is it worth overpaying my mortgage, and when’s the perfect time to do so? I’m worried bank switching will kill my credit score, will it? I’ve got a Plan 2 and Plan 5 student loan; how do the...
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Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike
This week on The Martin Lewis Podcast, is a bank account bonanza. Eight current accounts are now paying £175 or more to switch, and in some cases the rewards don't stop there. A number of packaged bank accounts are effectively paying you to sign up too, meaning you could get travel insurance,...
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Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I claim Marriage Allowance, will I have to do a tax return? My dad’s on a prepayment meter, is there anything he can do to cut the rate? If you have no National Insurance contributions, do you…
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The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more
Martin is in full holiday mode – revealing everything you need to know right now to cut the cost of getting away. From the cheapest ways to spend overseas and avoiding costly currency conversion traps, to finding the right travel insurance, beating roaming charges and the single-person…
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Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I’m 23 and saving 15% of my salary into my pension, is that enough? I’m starting to see my credit card debt grow, what should I do? How long should I keep my financial documents for? What happens…
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The huge new ISA and Lifetime ISA changes explained | Flight crew secrets
In this week’s episode, there’s a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs through the pros, pitfalls, and key differences between the schemes, including bonuses and…
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Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime ISA reform, or should I just take the hit and buy my first home? How does the Nationwide Fairer…
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How it pays to be nice! The top ten big firms to haggle with and their call centre secrets
Martin Lewis gives you his top ten list of big firms you can haggle with to get the best price on things like satellite TV, phone bills, breakdown cover, insurance, and loads more. He also reveals call centre secrets, including tips from their actual staff, and from listeners who’ve managed to...
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Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’
In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way. Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the maths, and who should and shouldn’t be looking to pay off their student loan early. Energy is in...
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Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?
The Big Topic in this week’s episode, Martin Lewis explains the latest on Car Finance Mis-selling – what’s going on and why the wait? Martin unpacks it all, with up to 11 million motorists potentially owed a share of £9 billion due to mis-sold car finance deals. So why haven’t payouts started...
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Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?
This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query. Martin answers a question from a 25-year-old wondering whether to lock in life insurance...
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Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans
In this episode, Martin Lewis unpacks what’s really happening with energy prices and the energy price cap—what it means for your bills right now, what’s likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is…
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Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?
Martin Lewis brings you everything you need to know about your future energy bills. Martin offers a live reaction to the Chancellor Rachel Reeves’ statement in the Commons on the cost of living. Tell Us this week is all about what’s the most bizarre way you’ve secured a discount? Fancy dress,...
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Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?
In this episode of The Martin Lewis Question Time Podcast, Martin takes on your consumer rights questions including to cancel or not to cancel old credit cards, higher paycheck or higher pension contributions, and if Martin were King for a day, what three laws would he introduce? There's a…
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Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?
In this episode of The Martin Lewis Question Time Podcast, Martin tackles a packed agenda of your real-life money dilemmas, bringing practical advice to your most pressing financial questions. For those new to investing, there’s a question from a beginner worried about risk. Martin unpacks what...
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Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back
Martin Lewis dives into council tax. Are you overpaying? Martin breaks down practical, often overlooked ways you could cut your bill—potentially saving hundreds each year. From checking your property band to claiming discounts for single occupancy, students, or disabilities. We also explore what…
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What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: an explainer on what the best way is to stooze - in other words, how to I get money from a 0% credit card to save it and maximise the gain. Martin answers a question about the best saving account...
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Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad
Martin Lewis brings you everything you need to know about the energy direct debit cycle. Explaining why this is perfect time of year to check your direct debits, how much you should be in credit or debt with your energy provider and what do you do if you’re too much in credit. Martin explains the...
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Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I switch my energy fix to a new provider during the 14-day cooling off period? Where should I keep a big lump sum I’ve got from my house sale? I’ve had a financial lightbulb moment, but my...
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Can you make £500 switching bank?
Martin Lewis brings you everything you need to know about bank account switching, including which banks are willing to pay you money to do so. Martin also takes you through the need-to-knows about Pension Credits, whether you can claim them and how to claim. The Mastermind question this week is...
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Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I shift a £15,000 loan to a 0% credit card to cut costs? How do I find any car finance agreements my deceased father had so we can reclaim them for my step-mum? Can I trick the bank into…
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The big mistake many make when saving or investing for their children…
Martin Lewis brings you everything you need to know about saving or investing for your children’s future, including: Junior ISAs, children’s savings, regular savings - and reveals the biggest mistake most parents make, so you don’t do the same! Plus, there’s car finance compensation news, as a...
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Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I claim car finance mis-selling if I had an interest-free deal? Should I continue to save hard, overpay my mortgage and invest, or spend a bit more enjoying life with my young family? What do I...
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Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change
Energy bills are in the news and this may be a crucial moment. In this podcast Martin explains the Energy Price Cap, and the firms offering fixes cheaper than the Price Cap. It’s a new tax year, and that means all UK adults have a new £20,000 tax-free ISA allowance to use. Martin runs through…
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URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?
In a special, urgent edition of the podcast, Martin explains what you need to know right now - as the financial regulator sets out its redress scheme for millions of motorists who were mis-sold finance deals. The scheme will apply to more than 12 million deals - and will cost lenders 9.1 BILLION...
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Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if my holiday’s cancelled due to the Middle East conflict, can I get a refund on the travel insurance? Vodafone promised me a 50% discount but now they’re chipping away at it, what can I do? When…
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Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips
The big topic in this pod is Lifetime ISAs, LISAs give up to £1,000 a year bonus for first time buyers, but there are pitfalls to watch too. With the ISA year about to end, Martin Lewis runs through how they work and how best to use them in detail. Martin also explains the LISA's predecessor the...
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Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?
In our Question Time podcast, Martin Lewis answers your questions including: is my car finance agreement covered by the mis-selling redress scheme? Can my partner and I couple up to maximise cashback offers? I’ve told Monzo its overpaid me but it’s done nothing, can I keep the money? What can I…
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Isa Isa Baby! Everything you need to know before the end of the tax year
In this podcast Martin explains everything you’ve ever wanted to know about ISAs but were afraid to ask. Cash ISAs, shares ISAs, how to transfer, how much you can put in, best buys for cash, and top picks for investments. Chartered Financial Planner Ed Marshall also joins Martin to help with…
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Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?
In our Question Time podcast, Martin Lewis answers your questions including: which travel insurance policy do I make a claim to? When you say ‘pay off all debts’ does that include your mortgage? Can I open an ISA for my niece or nephew? Why is cancelling a subscription so hard? Plus, how your...
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Car finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs
In this week’s podcast Martin Lewis gives an update on the car finance mis-selling story. He questions such as: ‘what counts as mis-selling?’ ‘How do you know if you were mis-sold?’ ‘How much will be paid out?’ ‘How can you find old agreements?’, ‘What if you’ve complained and not contacted?’ And...
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Question Time: Can I back-claim Child Benefit? Change broadband before April? Why does my 7% regular saver only pay 4%?
It's a geek edition of our Question Time podcast! This week Martin Lewis gives you answers on your questions asking him anything and everything, including: should I wait until April to change my broadband to avoid the price hikes? Can I back-claim child benefit, now I know I’m eligible? Why did…
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Inheritance tax masterclass: how much is due & smart ways to reduce it! Energy price spike – what it really means
The big topic for Martin this week is inheritance tax, he explains how inheritance tax works and goes through all the practicals on how much you can leave before its taxed.... Why marriage is the biggest way to reduce inheritance tax... The change that means pensions will soon have inheritance…
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Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?
Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health. We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next...
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ALL energy bills to fall | Plan 2 student loans | Retirement tips
The main topic this week is all about your energy bills. It’s the biggest shakeup to energy bills for a few years. All bills are coming down on 1 April, not just the price cap, fixes & others too. So whether you’re on prepay, direct debit, with an EV or more then Martin explains how you make the...
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Question Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it’s right? If I’ve got 0% debt and normal debt on a credit card, which do they clear first? I’ve just seen you advertising ‘Quantum AI’ with a...
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Free money, £100s free insurance and more - all from switching bank accounts!
Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free...
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ABOUT THIS SHOW
Martin Lewis answers your financial questions, offering valuable money-saving tips.
HOSTED BY
BBC Radio 5 Live
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Frequently Asked Questions
How many episodes does The Martin Lewis Podcast have?
The Martin Lewis Podcast currently has 231 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Martin Lewis Podcast about?
Martin Lewis answers your financial questions, offering valuable money-saving tips.
How often does The Martin Lewis Podcast release new episodes?
The Martin Lewis Podcast publishes regularly with 231 episodes available. Check the episode list for the typical release schedule.
Where can I listen to The Martin Lewis Podcast?
You can listen to The Martin Lewis Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Martin Lewis Podcast?
The Martin Lewis Podcast is created and hosted by BBC Radio 5 Live.
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