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All Episodes

The Martin Lewis Podcast — 208 episodes

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1

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

2

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

3

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

4

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

5

Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?

6

Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?

7

Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans

8

Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?

9

Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?

10

Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?

11

Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back

12

What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?

13

Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad

14

Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?

15

Can you make £500 switching bank?

16

Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?

17

The big mistake many make when saving or investing for their children…

18

Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?

19

Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change

20

URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?

21

Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?

22

Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips

23

Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?

24

Isa Isa Baby! Everything you need to know before the end of the tax year

25

Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?

26

Car finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs

27

Question Time: Can I back-claim Child Benefit? Change broadband before April? Why does my 7% regular saver only pay 4%?

28

Inheritance tax masterclass: how much is due & smart ways to reduce it! Energy price spike – what it really means

29

Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?

30

ALL energy bills to fall | Plan 2 student loans | Retirement tips

31

Question Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?

32

Free money, £100s free insurance and more - all from switching bank accounts!

33

Question Time: How to escape a joint account? When not to claim child benefit? Who is Martin’s successor?

34

Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs

35

Question Time: Best kids’ savings or investments? Pension at 50? Which mortgage to overpay? Snakes, or an angry gorilla?

36

Plan 2 Student Loans Pod Extra: Stop the repayment freeze – and should you overpay?

37

New first-time buyer ISA: what happens to the LISA & Help to Buy ISA? Is AI good for consumers?

38

Question Time: Help to Buy ISA v LISA? Sell shares each year to use Capital Gains allowance? Broken broadband compensation

39

Life lessons for all ages! A warning if you’ve booked a holiday, and no standing charge tariffs?

40

Question Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?

41

Everything you ever wanted to know about tax but were too afraid to ask!

42

Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back

43

Debt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more

44

Christmas Special: The best of Martin’s Money Mastermind!

45

Christmas Special: The best of Question Time!

46

Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner

47

It’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills?

48

Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

49

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

50

Question Time: Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax?

51

Are Credit Scores real or nonsense? How to make yourself more attractive to lenders

52

Question Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income?

53

Budget 2025: Instant reaction special!

54

Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?

55

Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?

56

Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs?

57

A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet

58

Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum?

59

Martin’s Savings Interest Masterclass: increase what you earn by up to 50%!

60

Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?

61

Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off?

62

Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?

63

Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut

64

Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus?

65

14 million to get mis-sold car finance compensation!

66

Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not?

67

Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!

68

Should you take a student loan? Martin’s five things you need to know about student finance

69

Question Time: Should you invest in gold? Student loan interest? How to get energy credit back?

70

Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney

71

Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more…

72

The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update

73

Beat the energy price hike, flight delay compo, and the £1 train!

74

A Savings and Investment Special!

75

A Bills Special!

76

An Energy Special!

77

A Holiday Special!

78

Car Finance Compensation Special

79

Car Finance Agreements Update & Ask Martin ANYTHING!

80

A beginner’s guide to savings & how to maximise your interest

81

A beginner’s guide to investing… who should, how much & where to do it

82

Testing your consumer rights and haggling skills

83

Free £1,000 a year for wannabe first time buyers | Will cash ISAs be cut | LISA v Pension

84

The cheapest way to spend abroad, stop paying to pay! And find old pensions worth £10,000s!

85

Council Tax Money Back Special **UPDATED 20/6, after Government consultation launched**

86

Four easy-speedy steps to slash your mobile bill

87

Winter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer

88

Mini-pod: Energy Price Cap drops 7%, but it’s still pants!

89

Free £310 bank switch | Winter Fuel Shenanigans | Energy Price Cap to fall but you should still fix

90

Childcare SPECIAL: Your questions & problems put to Sec of State for Education Bridget Phillipson

91

Interest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner.

92

Credit & Debit Card Q&A special: How credit scoring works, best 0% deals, stoozing, top cards abroad

93

The Shrinkflation Nation | Why now is the time to check if you’re owed £100s of energy credit

94

Is the £20,000 cash ISA going to be killed? What savers should be doing NOW

95

Q&A Special: Beat the bill rises, ISAs, Car financing, Pension tax, Premium Bonds, Child Trust Funds and more

96

Martin Lewis speaks to Britain's biggest energy boss about prices, smart meters and more

97

Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing

98

Last Chance! Boost State Pension by £10,000s: a must listen if age 40 to 73

99

Savings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide

100

Energy Price Cap Rise: what to do… and why we pay more than the rest of Europe

101

Pensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more

102

Car Insurance Prices DROPPING… a perverse warning | Base rate cut help

103

Holiday hacks: cheapest way to spend abroad, car hire, insurance, 18 days off for 9 days leave, passports, GHIC…

104

Banned: Mobile & broadband mid-contract inflation price hikes, yet many’ll still pay more!

105

Urgent: beat the energy bills rip off! Are joint accounts worth it, and what’s the best?

106

Get travel insurance ASAP or it can be disastrous: when to get it, how to choose, pre-existing conditions & more

107

A festive special showcasing some of the best advice of 2024

108

A Tell-Us your to need knows special: Inheritance tax, Pension savings, debt pecking order, life insurance, compound interest.

109

Ofgem special: Why are UK energy prices so high? We ask the regulator’s boss that and more!

110

Top Children's Savings | Urgent free cash bank switching | Best ever blags

111

Are you missing out on £1,000s? If you’re married OR got kids OR low income OR pensioner you may well be!

112

The Scams Epidemic: A Martin Lewis Podcast Special

113

Bonus Mini-Pod: Energy Price Cap rise

114

Savings Q&A – boost what you get | Is Black Friday a dud? | Acts of Financial Kindness | Energy Price Cap news

115

Can you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update

116

Student finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings)

117

Instant Budget reaction and analysis

118

Marriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more

119

6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years.

120

Unpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more

121

Beat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap”

122

Mortgage Special: Time To Fix? Will Rates drop further? How to find top deals

123

Free cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled

124

Fix energy before 10% rise hits? | Council tax warning! | Free £175 bank switch is back

125

Best Bits: Student Finance tips | Tell Us your budget wedding stories

126

Best Bits: Martin’s “Money-festo” Tell Us Special.

127

Best Bits: Holiday money plus passport, car hire and EHIC tips.

128

Best Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.

129

Childcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)

130

Car Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills

131

Are you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers

132

How to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more

133

Can shops ban returns? | Student loans, how they really work

134

Pension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?

135

5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind

136

How tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.

137

Lower energy standing charges | Urgent Holiday Checks (Passports, Insurance, Currency, Car Hire & more)

138

Inheritance Tax & Probate: What you pay, what you needn’t pay, how to find the cash, trusts, probate, gifts & more.

139

Credit Cards back2basics | How credit scoring really works | Insider flight tips | Top Savings & More

140

Can you challenge rent rises? And more renter's rights, from repairs, damp to pets & disputes…

141

Pre-Election FREE cash bank giveaways | Do you pay tax on state pension | Cheap Weddings

142

Bonus Mini-Pod: Energy Price Cap 7% fall – the good, the bad, the ugly

143

Cheapest way to spend abroad | How inflation cut will hit mortgages & savings | Time to fix energy

144

The Money-Festo: How to improve Britain including shrinkflation, term-time holidays, tax-cuts for downsizers and more…

145

Under 73? Turn £800 or less into £5,400 or more. The clock’s ticking… it’s all about National Insurance

146

Finally, energy fixes that save you cash | Your grandparents’ financial wisdom | Mental health & benefits

147

Big warning for Barclaycard customers | Beat broadband & mobile rip offs | Zara trick

148

Shop-staff insider tips | Save v overpay mortgage | Child Benefit changes

149

Meter Reading Week | Finally, cheaper energy fixes | Smart meters, good or evil?

150

Are you due £1000s back on car finance? Your next steps | Cheap energy fix

151

Savers: should you urgently get money in a cash ISA?

152

Hidden car finance commission scandal: are you one of millions owed £1,000s?

153

"Sorry, go to manufacturer, not us" | Budget | Myrie's money mastermind

154

What the Budget really means for you & Clive Myrie plays Martin’s Mastermind

155

Energy prices DOWN 12.3% - why are standing charges rising? Should you fix? And a car finance complaining update

156

Can you beat the energy price cut? Trains crisis

157

In the wrong council tax band? 100,000 are and are due £1,000s back

158

Don’t pay over £7/month for your mobile, and salespeople’s secret tips

159

Car finance reclaim £1,000s? Married MoneySaving & haggling stories

160

Chats with the Chancellor & how to cut credit card debt

161

Money Mastermind Special 2023

162

The terrible human cost of scams, and finally, a cheap energy deal

163

Call centre staff secret tips & unpleasant issues: wills, power of attorney & more

164

Beat the 5% energy price hike? Autumn Statement practicals & Richard Osman!

165

How to get a free flight upgrade and how to cut credit card costs even if rejected for 0%

166

How £1 could make 1st time buyers £1,000s…

167

Wallet workout, admin anxiety and acts of financial kindness

168

Can you reclaim PPI again & 1m+ owed money back on student loans

169

Car insurance up 41% on average, home insurance too, how to beat the hikes

170

Free Wills and a Brown Trouser phone in…

171

Cut energy bills, fix savings and free Greggs

172

Teen money special: Lessons for everyone

173

Make £100s in time for Christmas, and state pension boosting

174

Huge best buy savings, and are you due flight compo?

175

Are cash ISA’s ni-sa? & will lower inflation mean cheaper mortgages?

176

Top 10 holiday tips & energy switches are back

177

Uni costs to increase 50% – Everything you need to know

178

Are you missing out on £100,000+? Meter reading week and Dead Ringers....

179

My mortgage meet with the Chancellor, should you overpay? – and travel tips

180

Pay up to £800 get £6,000 – HUGE boost to your state pension.

181

Mortgage mayhem, energy fixes, car insurance & Tesco tips

182

The Energy Price Cap Decoded (& new 4.25% savings)

183

Are you due new energy compensation? Plus renters rights (& wrongs)…

184

How to check if you’re owed £100s of energy credit and are 100% mortgages good?

185

Scam-busters, the best debit card and is cash king?

186

Are your savings safe in the bank? (and paying to squeeze blackheads)

187

10 ways to pimp your pension (& warranty schmarranty)

188

Finally you can fix your energy bill - but should you? And more…

189

Budget special: energy, tax, childcare, pension and Help to Save

190

ISAs, ISAs, baby... cheap flights and pensions boost

191

Energy bill help, free wills and super service

192

Council tax, £1000s back? Money-piphany, energy bills

193

How to turn £800 into £5,500 - Part Two

194

Beat water bill increases, student finance & biggest ever savings

195

Uni costs doubling, holiday must-dos and money fails

196

Haggling help, LISAs, free cash for teens? And more…

197

Underpaid cash ISAs, broadband hike, WHAT-ER saving

198

24,630 steps to sorting your debts, kid finance gurus and more

199

Will energy prices rise or fall? 1p challenge and cash ISAs

200

Money Mastermind Special

201

Consumer right & wrongs, dictionary corner, advice to 18yr old self…

202

Energy cost cutters, Mortgages, 7% and Will he or won’t he?

203

How to turn £800 into £5,500

204

Black Friday ‘best’ deals – are they worth it?

205

Budget Analysis, Credit, Christmas and Jeremy Hunt’s Fiscal Drag Show

206

Savings boost, Christmas pre-NUPPs & baboon bums

207

Preparing for death, divorce & dementia

208

Mortgages: Stick or Twist?