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All Episodes

The Martin Lewis Podcast — 220 episodes

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1

Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors

2

Best bits: How to check if you’re paying too much council tax

3

Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?

4

Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!

5

What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more

6

Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?

7

“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more

8

Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?

9

Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike

10

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

11

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

12

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

13

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

14

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

15

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

16

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

17

Car finance payouts! Will it happen? Have you unknowingly signed up to a claims firm?

18

Question Time: Get life insurance young, as its cheaper? Keep my bank account but get switchers’ bonus? When to STOP investing?

19

Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans

20

Big Energy Bill Hikes Coming: Should You Fix Now, Even If You’re Already Fixed?

21

Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?

22

Question Time: Beginner investor: explain the risk? Faulty kitchen: getting money back? Self-employed: how to start a pension?

23

Council Tax Cost Cutting Special: 5 ways to try to cut your bill & possibly get £1,000s back

24

What’s the best way to stooze (pervert 0% cards to make money)? | Top savings for 17yr-old | Will I lose Child Benefit?

25

Energy firms sitting on £3bn of our credit – how to get it back | Cheapest way to spend abroad

26

Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?

27

Can you make £500 switching bank?

28

Question Time: I got £5k back after calling the pod! Can I move a loan to a 0% card? Claim car finance comp for dead relative?

29

The big mistake many make when saving or investing for their children…

30

Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?

31

Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change

32

URGENT MINI POD: Car finance mis-selling confirmed: Will you get your money back?

33

Question Time: 5 year old TV’s faulty, can I get a refund? Your caller helped me sort my debt! When shouldn't I pay IN FULL?

34

Lifetime ISA, is the free £1,000/yr still worth it? | Your insider MoneySaving tips

35

Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?

36

Isa Isa Baby! Everything you need to know before the end of the tax year

37

Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?

38

Car finance Mis-selling: what you need do | Top joint bank accounts | Economic Abuse the signs

39

Question Time: Can I back-claim Child Benefit? Change broadband before April? Why does my 7% regular saver only pay 4%?

40

Inheritance tax masterclass: how much is due & smart ways to reduce it! Energy price spike – what it really means

41

Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?

42

ALL energy bills to fall | Plan 2 student loans | Retirement tips

43

Question Time: Is my energy bill wrong? Do credit cards repay 0% debt first? Is your AI investment a scam?

44

Free money, £100s free insurance and more - all from switching bank accounts!

45

Question Time: How to escape a joint account? When not to claim child benefit? Who is Martin’s successor?

46

Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs

47

Question Time: Best kids’ savings or investments? Pension at 50? Which mortgage to overpay? Snakes, or an angry gorilla?

48

Plan 2 Student Loans Pod Extra: Stop the repayment freeze – and should you overpay?

49

New first-time buyer ISA: what happens to the LISA & Help to Buy ISA? Is AI good for consumers?

50

Question Time: Help to Buy ISA v LISA? Sell shares each year to use Capital Gains allowance? Broken broadband compensation

51

Life lessons for all ages! A warning if you’ve booked a holiday, and no standing charge tariffs?

52

Question Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?

53

Everything you ever wanted to know about tax but were too afraid to ask!

54

Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back

55

Debt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more

56

Christmas Special: The best of Martin’s Money Mastermind!

57

Christmas Special: The best of Question Time!

58

Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner

59

It’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills?

60

Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

61

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

62

Question Time: Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax?

63

Are Credit Scores real or nonsense? How to make yourself more attractive to lenders

64

Question Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income?

65

Budget 2025: Instant reaction special!

66

Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?

67

Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?

68

Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs?

69

A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet

70

Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum?

71

Martin’s Savings Interest Masterclass: increase what you earn by up to 50%!

72

Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?

73

Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off?

74

Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?

75

Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut

76

Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus?

77

14 million to get mis-sold car finance compensation!

78

Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not?

79

Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!

80

Should you take a student loan? Martin’s five things you need to know about student finance

81

Question Time: Should you invest in gold? Student loan interest? How to get energy credit back?

82

Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney

83

Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more…

84

The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update

85

Beat the energy price hike, flight delay compo, and the £1 train!

86

A Savings and Investment Special!

87

A Bills Special!

88

An Energy Special!

89

A Holiday Special!

90

Car Finance Compensation Special

91

Car Finance Agreements Update & Ask Martin ANYTHING!

92

A beginner’s guide to savings & how to maximise your interest

93

A beginner’s guide to investing… who should, how much & where to do it

94

Testing your consumer rights and haggling skills

95

Free £1,000 a year for wannabe first time buyers | Will cash ISAs be cut | LISA v Pension

96

The cheapest way to spend abroad, stop paying to pay! And find old pensions worth £10,000s!

97

Council Tax Money Back Special **UPDATED 20/6, after Government consultation launched**

98

Four easy-speedy steps to slash your mobile bill

99

Winter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer

100

Mini-pod: Energy Price Cap drops 7%, but it’s still pants!

101

Free £310 bank switch | Winter Fuel Shenanigans | Energy Price Cap to fall but you should still fix

102

Childcare SPECIAL: Your questions & problems put to Sec of State for Education Bridget Phillipson

103

Interest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner.

104

Credit & Debit Card Q&A special: How credit scoring works, best 0% deals, stoozing, top cards abroad

105

The Shrinkflation Nation | Why now is the time to check if you’re owed £100s of energy credit

106

Is the £20,000 cash ISA going to be killed? What savers should be doing NOW

107

Q&A Special: Beat the bill rises, ISAs, Car financing, Pension tax, Premium Bonds, Child Trust Funds and more

108

Martin Lewis speaks to Britain's biggest energy boss about prices, smart meters and more

109

Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing

110

Last Chance! Boost State Pension by £10,000s: a must listen if age 40 to 73

111

Savings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide

112

Energy Price Cap Rise: what to do… and why we pay more than the rest of Europe

113

Pensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more

114

Car Insurance Prices DROPPING… a perverse warning | Base rate cut help

115

Holiday hacks: cheapest way to spend abroad, car hire, insurance, 18 days off for 9 days leave, passports, GHIC…

116

Banned: Mobile & broadband mid-contract inflation price hikes, yet many’ll still pay more!

117

Urgent: beat the energy bills rip off! Are joint accounts worth it, and what’s the best?

118

Get travel insurance ASAP or it can be disastrous: when to get it, how to choose, pre-existing conditions & more

119

A festive special showcasing some of the best advice of 2024

120

A Tell-Us your to need knows special: Inheritance tax, Pension savings, debt pecking order, life insurance, compound interest.

121

Ofgem special: Why are UK energy prices so high? We ask the regulator’s boss that and more!

122

Top Children's Savings | Urgent free cash bank switching | Best ever blags

123

Are you missing out on £1,000s? If you’re married OR got kids OR low income OR pensioner you may well be!

124

The Scams Epidemic: A Martin Lewis Podcast Special

125

Bonus Mini-Pod: Energy Price Cap rise

126

Savings Q&A – boost what you get | Is Black Friday a dud? | Acts of Financial Kindness | Energy Price Cap news

127

Can you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update

128

Student finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings)

129

Instant Budget reaction and analysis

130

Marriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more

131

6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years.

132

Unpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more

133

Beat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap”

134

Mortgage Special: Time To Fix? Will Rates drop further? How to find top deals

135

Free cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled

136

Fix energy before 10% rise hits? | Council tax warning! | Free £175 bank switch is back

137

Best Bits: Student Finance tips | Tell Us your budget wedding stories

138

Best Bits: Martin’s “Money-festo” Tell Us Special.

139

Best Bits: Holiday money plus passport, car hire and EHIC tips.

140

Best Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.

141

Childcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)

142

Car Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills

143

Are you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers

144

How to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more

145

Can shops ban returns? | Student loans, how they really work

146

Pension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?

147

5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind

148

How tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.

149

Lower energy standing charges | Urgent Holiday Checks (Passports, Insurance, Currency, Car Hire & more)

150

Inheritance Tax & Probate: What you pay, what you needn’t pay, how to find the cash, trusts, probate, gifts & more.

151

Credit Cards back2basics | How credit scoring really works | Insider flight tips | Top Savings & More

152

Can you challenge rent rises? And more renter's rights, from repairs, damp to pets & disputes…

153

Pre-Election FREE cash bank giveaways | Do you pay tax on state pension | Cheap Weddings

154

Bonus Mini-Pod: Energy Price Cap 7% fall – the good, the bad, the ugly

155

Cheapest way to spend abroad | How inflation cut will hit mortgages & savings | Time to fix energy

156

The Money-Festo: How to improve Britain including shrinkflation, term-time holidays, tax-cuts for downsizers and more…

157

Under 73? Turn £800 or less into £5,400 or more. The clock’s ticking… it’s all about National Insurance

158

Finally, energy fixes that save you cash | Your grandparents’ financial wisdom | Mental health & benefits

159

Big warning for Barclaycard customers | Beat broadband & mobile rip offs | Zara trick

160

Shop-staff insider tips | Save v overpay mortgage | Child Benefit changes

161

Meter Reading Week | Finally, cheaper energy fixes | Smart meters, good or evil?

162

Are you due £1000s back on car finance? Your next steps | Cheap energy fix

163

Savers: should you urgently get money in a cash ISA?

164

Hidden car finance commission scandal: are you one of millions owed £1,000s?

165

"Sorry, go to manufacturer, not us" | Budget | Myrie's money mastermind

166

What the Budget really means for you & Clive Myrie plays Martin’s Mastermind

167

Energy prices DOWN 12.3% - why are standing charges rising? Should you fix? And a car finance complaining update

168

Can you beat the energy price cut? Trains crisis

169

In the wrong council tax band? 100,000 are and are due £1,000s back

170

Don’t pay over £7/month for your mobile, and salespeople’s secret tips

171

Car finance reclaim £1,000s? Married MoneySaving & haggling stories

172

Chats with the Chancellor & how to cut credit card debt

173

Money Mastermind Special 2023

174

The terrible human cost of scams, and finally, a cheap energy deal

175

Call centre staff secret tips & unpleasant issues: wills, power of attorney & more

176

Beat the 5% energy price hike? Autumn Statement practicals & Richard Osman!

177

How to get a free flight upgrade and how to cut credit card costs even if rejected for 0%

178

How £1 could make 1st time buyers £1,000s…

179

Wallet workout, admin anxiety and acts of financial kindness

180

Can you reclaim PPI again & 1m+ owed money back on student loans

181

Car insurance up 41% on average, home insurance too, how to beat the hikes

182

Free Wills and a Brown Trouser phone in…

183

Cut energy bills, fix savings and free Greggs

184

Teen money special: Lessons for everyone

185

Make £100s in time for Christmas, and state pension boosting

186

Huge best buy savings, and are you due flight compo?

187

Are cash ISA’s ni-sa? & will lower inflation mean cheaper mortgages?

188

Top 10 holiday tips & energy switches are back

189

Uni costs to increase 50% – Everything you need to know

190

Are you missing out on £100,000+? Meter reading week and Dead Ringers....

191

My mortgage meet with the Chancellor, should you overpay? – and travel tips

192

Pay up to £800 get £6,000 – HUGE boost to your state pension.

193

Mortgage mayhem, energy fixes, car insurance & Tesco tips

194

The Energy Price Cap Decoded (& new 4.25% savings)

195

Are you due new energy compensation? Plus renters rights (& wrongs)…

196

How to check if you’re owed £100s of energy credit and are 100% mortgages good?

197

Scam-busters, the best debit card and is cash king?

198

Are your savings safe in the bank? (and paying to squeeze blackheads)

199

10 ways to pimp your pension (& warranty schmarranty)

200

Finally you can fix your energy bill - but should you? And more…

201

Budget special: energy, tax, childcare, pension and Help to Save

202

ISAs, ISAs, baby... cheap flights and pensions boost

203

Energy bill help, free wills and super service

204

Council tax, £1000s back? Money-piphany, energy bills

205

How to turn £800 into £5,500 - Part Two

206

Beat water bill increases, student finance & biggest ever savings

207

Uni costs doubling, holiday must-dos and money fails

208

Haggling help, LISAs, free cash for teens? And more…

209

Underpaid cash ISAs, broadband hike, WHAT-ER saving

210

24,630 steps to sorting your debts, kid finance gurus and more

211

Will energy prices rise or fall? 1p challenge and cash ISAs

212

Money Mastermind Special

213

Consumer right & wrongs, dictionary corner, advice to 18yr old self…

214

Energy cost cutters, Mortgages, 7% and Will he or won’t he?

215

How to turn £800 into £5,500

216

Black Friday ‘best’ deals – are they worth it?

217

Budget Analysis, Credit, Christmas and Jeremy Hunt’s Fiscal Drag Show

218

Savings boost, Christmas pre-NUPPs & baboon bums

219

Preparing for death, divorce & dementia

220

Mortgages: Stick or Twist?