The Nerdy Agent Podcast

Is the housing market crashing, or is Minnesota playing by its own rules?In this week's Nerdy Agent Podcast, we break down the latest Minnesota real estate market trends, including a Plymouth home that sold nearly $100,000 over asking price and why bidding wars are still happening across the Twin Cities despite higher mortgage rates.We discuss the growing gap between national housing market data and what's actually happening in Minnesota, where inventory remains tight and sellers continue to have the upper hand in many neighborhoods. We also dive into Federal Reserve policy, mortgage rate forecasts, inflation, oil prices, and how global events could impact home buyers and sellers throughout the rest of 2026.Plus, we talk about the rapid rise of AI tools like Claude and ChatGPT, and how they're changing business, technology, and everyday work.

The brothers reunite to break down the realities of Minnesota’s new construction market, comparing the structural integrity of modern builds to the "hardwood" homes of the past. Beyond the framing, they tackle how geopolitical tensions and rising oil prices are complicating the Fed’s plan for interest rate cuts. From the science of timber to the wealth of the new Fed Chair nominee, the crew explores why your mortgage payment is increasingly tied to global stability.

After a brief hiatus—and a major team merger—Josh breaks down what’s really been driving the market lately. From global conflict impacting oil supply to rising inflation and stubborn interest rates, this episode connects the dots between world events and your local housing market.They unpack why affordability has taken such a hit, what could actually bring relief, and where rates may be headed next. Plus, a bigger conversation on AI, the workforce, and what it could all mean for the economy moving forward.Despite the noise, one thing remains true: real estate is still moving—you just need to know how to navigate it.

This week on the Nerdy Agent Podcast, the guys lean all the way into the nerd lane. Luke, Josh, and AJ break down quantitative easing. What it actually is, why the Fed uses it, and why real estate agents should care even if the term sounds intimidating. They unpack how QE impacts mortgage rates, spreads, affordability, and liquidity in the banking system, and why you’re likely to hear a lot more about it in the next 3–6 months. If you want to understand what’s really happening behind rate cuts, Fed headlines, and market predictions and sound like the smartest person in the room when clients ask “what’s going on?” this episode is for you.#TheAdvisoryMN #MNRealEstate #TheNerdyAgentPodcast

This week, Josh hosts and welcomes KaLynn Okerstrom, who’s just wrapped her third—and strongest—year in real estate. KaLynn shares how she’s grown her business across move-up buyers, downsizers, investors, and relocations, with her volume rising significantly.She breaks down how her background in contracting and interior design gives clients a real advantage, from evaluating remodel options to mapping floor plans and spotting value others miss. She also talks through her favorite win of the year: helping a young buyer purchase his first duplex.We close with KaLynn’s approach to winter planning—refining systems, tightening structure, and preparing for a bigger 2026. A great look at how intentional growth pays off.

In this episode of the Nerdy Agent Podcast, the guys dive into two of the hottest and most controversial ideas in real estate right now: 50-year mortgages and portable mortgages. They break down what these products actually are, why they’re being discussed, and who truly benefits if they ever become reality. The conversation goes beyond headlines into the real drivers of the housing market, including supply shortages, new construction, investor-owned homes, and why affordability can’t be fixed with longer loan terms alone. Along the way, they also explore the rapid rise of AI, vibe coding, and how emerging tech is already reshaping how business gets built behind the scenes. A must-listen for agents, buyers, and anyone trying to understand where housing is really headed.

Luke and AJ dive into the latest economic trends, breaking down recent layoffs, the missing October jobs report, and what it all means for agents navigating today’s market. The conversation expands to cover stagflation, oil’s hidden impact on inflation, and how global events ripple through everyday life. The brothers also touch on the explosion of AI, the challenges of credit and debt, and why even old Y2K fears still have lessons for the modern economy. A grounded yet forward-looking episode that connects data, real estate, and the bigger picture of what’s next.#TheAdvisoryMN #MNRealEstate #TheNerdyAgentPodcast

In this episode of The Nerdy Agent Podcast, the team opens with a lighthearted discussion on the Timberwolves’ hot start, Anthony Edwards’ MVP potential, and the viral idea of Rudy Gobert wearing football gloves to improve his game. From there, the conversation shifts to the housing market, focusing on the recent slowdown in single-family rental growth—the lowest year-over-year increase in 15 years. We analyze why rental rates are stabilizing, how rising insurance, taxes, and interest rates are impacting investor returns, and what this means for both mom-and-pop landlords and large institutional owners. We also explore multifamily trends, including rising vacancy rates and declining rents, and discuss whether current market conditions could present new opportunities for buyers. #TheNerdyAgentPodcast #TheAdvisoryMN #MNRealEstate

In this episode of the Nerdy Agent Podcast, Josh steps in as host while Luke is out in New York, and we dive into one of the most important and fast-moving topics in the industry right now: artificial intelligence.We explore how AI tools like ChatGPT are already being used by real estate professionals to improve efficiency, streamline workflows, and elevate the client experience. From writing listing descriptions and analyzing HOA documents to generating curated property searches based on design styles, the capabilities are evolving quickly.We also talk about what it means to be more valuable than AI, where this technology is headed, and why agents who ignore it risk being left behind. This episode is a practical and forward-looking conversation about how to adapt, stay competitive, and ultimately serve clients better in an AI-powered world.If you're a real estate agent, team leader, or industry pro looking to future-proof your business, this one is for you.#TheAdvisoryMN #MNRealEstate

In this episode of the Nerdy Agent Podcast, Luke, Josh, and AJ dive into the recent government shutdown and its ripple effects on the real estate market. They break down what a shutdown actually is, why it happened, and how it affects everything from mortgage rates to housing vouchers, loan approvals, and rental assistance programs. The guys discuss the uncertainty it creates in the market, especially around FHA and VA loans, and what it means for buyers, sellers, and agents trying to navigate transactions during this time. Whether you’re a first-time buyer, a real estate professional, or an investor in multifamily housing, this episode offers timely insight into what’s happening and what to watch for.

In this episode of the Nerdy Agent Podcast, we unpack why mortgage rates actually moved up following the Fed’s 25 basis point rate cut and what that means for the housing market going into the end of the year. We discuss the disconnect between Fed policy and mortgage pricing, the role of future expectations in the secondary market, and why the Fed's long-term outlook is causing uncertainty.We also cover current housing demand, what buyers and agents should consider heading into Q4, and how economic signals like inflation, unemployment, and interest rate projections are shaping the real estate landscape. If you're navigating today’s market—or advising someone who is—this episode breaks down what you really need to know.Subscribe for weekly insights into the intersection of real estate, the economy, and market strategy.#TheAdvisoryMN #TheNerdyAgentPodcast

Luke, Josh, and AJ dive into everything from Fed policy and job reports to a little tech nostalgia. They unpack why mortgage rates have dipped in the last 10 days, how job data revisions are affecting economic outlooks, and what might be coming next from the Fed.The guys also discuss how quickly technology is evolving and reflect on how past innovations help us anticipate what’s coming—both in tech and real estate. With Q4 on the horizon, they break down what buyers and sellers should expect and how to position yourself for success in a changing market.#TheNerdyAgentPodcast #MNRealEstate #TheAdvisoryMN

Are you a new real estate agent or thinking about making a change? In this episode of The Nerdy Agent Podcast, the brothers break down the pros and cons of joining a real estate team, going solo, or working at a traditional brokerage.With years of combined experience on teams, as solo agents, and even running brokerages, they share real-life stories, valuable insights, and what they wish they knew starting out.Whether you’re just starting out or considering your next move, this episode will give you the clarity you need to choose the right real estate path.#TheNerdyAgentPodcast #MNRealEstate #TheAdvisorMN

Luke and Josh tackle one of the most important (and sometimes stressful) parts of a real estate transaction—the inspection. From setting expectations at the buyer meeting to pointing out potential issues during showings, they share scripts, strategies, and real-world examples that help clients feel prepared and confident. Plus, they break down how to review inspection reports, identify leverage points, and negotiate repairs or credits without derailing a deal.

The brothers dive into the latest from the Federal Reserve—why rates stayed steady, the political pressure behind the scenes, and what it could mean for mortgages and the housing market. From inflation data quirks to GDP surprises, they break down the economic signals driving the Fed’s decisions and share how real estate agents can prepare clients for potential swings in interest rates.

Josh steps in as host while Luke celebrates his 30th, diving into the recently passed tax bill making waves in the real estate world. From higher standard deductions and restored mortgage insurance write-offs to expanded SALT deductions and new incentives for affordable housing, we unpack how these changes could affect homeowners, investors, and renters alike. Plus, why 1031 exchanges survived, the push for rural development, and the potential ripple effects for commercial real estate.

In this episode of the Nerdy Agent Podcast, Luke, Josh, and AJ dive into one of the most critical yet overlooked skills in real estate—setting expectations. Whether you're working with buyers or sellers, how you frame the process can make or break the client experience. We break down the top expectations every agent should cover, from the initial buyer consultation to preparing a home for market. You'll hear stories from the field, real-world strategies for minimizing client stress, and why anchoring and proactive communication are key to five-star reviews and repeat business. If you're looking to level up your client relationships and outcomes, this one's for you.

This week on the Nerdy Agent Podcast, the brothers break down two big topics rattling the financial markets—Moody’s U.S. credit downgrade and the new proposed tax bill. What does a downgrade from AAA to AA1 actually mean, and why did it cause Treasury yields (and mortgage rates) to spike?They also dive into how potential tax cuts, rising debt, and global investor reactions could impact your clients’ mortgage rates—and why understanding this stuff matters for agents.

In this week's episode of The Nerdy Agent Podcast, Luke, Josh, and AJ dive into the world of flipped houses—how to spot them, when to steer clear, and how to guide your clients past the pretty finishes to the real bones of the home. Learn the tricks (and the traps) behind quick renos, what poor tile work says about a flipper, and how to use your knowledge to build serious client trust.

In this episode of The Nerdy Agent Podcast, Luke, AJ, and Josh break down the striking contrast in the latest Consumer Confidence Index—people feel solid about today, but deeply uneasy about the future. They explore what this means for buyer and seller behavior, how agents should respond to fear-based hesitation, and why real estate success in uncertain times comes down to empathy, education, and long-term thinking. Plus, a youth baseball story, a grapefruit sparkling water endorsement, and a dive into the surprising power of herd mentality.

In this episode of The Nerdy Agent Podcast, we blend timely sports commentary with practical real estate training. After a quick discussion on NBA matchups and playoff narratives, we dive into a detailed breakdown of loan options every real estate professional should understand. From conventional financing and jumbo loans to FHA and VA programs, we cover the essentials—credit score considerations, debt-to-income ratios, and key misconceptions agents often encounter. Whether you're a new agent or a seasoned pro, this episode will sharpen your financing knowledge and help you better serve your clients.#TheNerdyAgentPodcast

Minnesota sports are winning, but is the housing market? 🏡💸 In this episode of The Nerdy Agent Podcast, we break down the latest affordability index, compare renting vs. buying, and share real-world strategies for first-time homebuyers navigating today’s tough market. Should you buy now, wait, or get creative with house hacking? We’ve got thoughts—and they might surprise you.

In this episode of The Nerdy Agent Podcast, Josh and AJ welcome new team member Ben D., a former climbing buddy turned real estate agent. They dive into Ben’s transition into the industry, the communal spirit of their team, and how mentorship is helping him thrive early on. The crew also unpacks recent economic volatility, shifting tariffs, and how it’s impacting mortgage rates. It’s part market insight, part agent spotlight—and fully nerdy.

Luke, Josh, and AJ break down the latest Fed meeting, including interest rate updates, inflation outlook, and the renewed use of the word “transitory.” They also discuss major leadership changes at Freddie Mac and HUD, the potential privatization of Fannie and Freddie, and what it could mean for mortgage rates and housing policy.

In this episode of The Nerdy Agent Podcast, Josh and AJ dive into the latest Home Builder Confidence Index and its implications for the real estate market. With builder sentiment dropping and new tariffs on softwood lumber, steel, and aluminum taking effect, what does this mean for homebuyers and new construction costs? We break down: Why builder confidence is declining How new tariffs on lumber, sheetrock, and steel will impact pricesWhat buyers and agents should consider when navigating the shifting new construction landscapePlus, we discuss whether builders will start pulling back on production or rushing to build before costs rise further. Don’t miss this deep dive into the economic forces shaping the housing market.

In this episode of The Nerdy Agent Podcast, Luke, Josh, and AJ dive into one of the biggest challenges agents face in 2025—winning multiple offers. With competition ramping up post-Super Bowl, they break down the key strategies to help buyers stand out, from setting the right expectations to asking the right questions. They also cover negotiation tactics, inspection and appraisal considerations, and why clear communication is the key to success. Plus, a little basketball talk, a new office space, and some classic real estate humor. Tune in to sharpen your skills and stay ahead in a competitive market.

In this episode of The Nerdy Agent Podcast, Josh and AJ dive into the latest market shifts, breaking down key economic updates, the impact of recent political changes, and what it all means for real estate. They discuss how mortgage rates, bond yields, and even unexpected global events—like China's AI launch—are shaping the market. Plus, they reflect on the early-year surge in buyers and the importance of staying informed to guide clients effectively. Is the market really shifting? Will interest rates drop? And what should agents be telling their clients right now? Tune in for insights, predictions, and some grounded reality checks. #RealEstate #MarketUpdate #MortgageRates #TheNerdyAgentPodcast

In this episode of The Nerdy Agent Podcast, Luke, Josh, & AJ dive into the big question: where is the real estate market headed in 2025? We break down the latest jobs report, interest rate trends, and what it all means for buyers, sellers, and agents navigating the market. We also share insights on the current housing market, including the spread between Treasury yields and mortgage rates, strategies for succeeding as an agent, and predictions on sales growth. Wondering if rates could clip 8% or what the future holds for inventory and pricing? Tune in for our candid take on what’s next—and why 2025 could be a pivotal year.

In this episode of The Nerdy Agent Podcast, we analyze the latest CPI and PPI numbers, discussing their impact on inflation, the Fed's decisions, and the real estate market. Topics include the relationship between inflation and housing affordability, the stabilization of mortgage rates, and how economic trends are shaping 2025 projections. Stay tuned for an in-depth look at these critical economic indicators and their implications for real estate.

Welcome back to The Nerdy Agent Podcast! This week, hosts Luke, Josh, and AJ break down tariffs—what they are, why they matter, and their potential impact on real estate. Learn how tariffs can influence inflation, mortgage rates, and local markets as policy changes unfold under a new administration.

In this episode of the Nerdy Agent Podcast, Luke, Josh, and AJ discuss homebuilder confidence and its impact on today’s real estate market. They dive into the National Association of Home Builders (NAHB) Confidence Index, explaining its importance for agents and how it sheds light on market trends, inventory, and negotiation in new construction. Learn how tracking this data can benefit buyers, sellers, and agents alike in a competitive market. As always, remember: Be Better! Go Wolves!

In the latest episode of The Nerdy Agent Podcast, AJ, Josh, & Luke dive into the success of a variety of strategies agents utilize in our ever-changing market. They each draw from their own experiences as agents within The Advisory Realty Group.

In our newest episode of The Nerdy Agent Podcast, AJ, Josh, & Luke dive into the recent rate cut the Federal Reserve enacted and discuss the ways in which the market has shifted in response.

In our newest episode of The Nerdy Agent Podcast, AJ, Luke, & Josh dive into CPI and PPI post-NAR settlement, as well as the FED's initiatives in cutting interest rates in the coming week. Follow us on Instagram! The Nerdy Agent Podcast - ⁠⁠@thenerdyagent⁠⁠ The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen

3 weeks into the NAR settlement, AJ, Josh, & Luke tackle a myriad of questions arising as contracts and processes change. The team discusses ways in which The Advisory Group have been handling the last few weeks with script reads, team meetings, and open discussions. Follow us on Instagram! The Nerdy Agent Podcast - ⁠@thenerdyagent⁠ The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! ⁠https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

In this special episode, Josh & Luke discuss the do's and don'ts of sand rock sewer systems -- a common headache during inspections in the Twin Cities and surrounding metro area. Follow us on Instagram! The Nerdy Agent Podcast - ⁠⁠@thenerdyagent⁠⁠ The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! ⁠⁠https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw⁠

Welcome back to The Nerdy Agent Podcast with AJ, Luke, & Josh! On August 15th, new marketplace changes will be taking effect. We dive into the key elements and shifts in approach that these contracts will cover. The team provides their insights into the changing market, and what agents and buyers can be on the look out for when it comes to these new documents and regulations. The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

On today's podcast we're going to be providing our experience and insights into how you can start down a path of building out your own real estate team. We'll walk you through how The Advisory started, how we think about team building, and different things you can consider whether you're brand new to building a team or trying to get your team to the next level! Follow us on Instagram! The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

On today's podcast we're going to be doing an update on the commission lawsuit and provide an update on how things have progressed with the rollout of the new commission structure in the coming months. We'll also talk about ways agents, brokerages, and key industry players have started making adjustments to adapt to the coming changes and give our perspective on how we see things playing out. Follow us on Instagram! The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

On today's podcast we're going to be doing an audio showing surrounding all things water and how to ensure it doesn't come into your home. We'll talk about how to effectively look at gutters while walking the exterior of the property, how to highlight any issues with grading, and what interior water mitigation components look like. We'll also provide you with insights into how each of the key things utilized to prevent water intrusion work and how you can best explain them to prospective clients! Follow us on Instagram! The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

In today’s business segment we'll walk through the recent interest rate shifts and highlight the key components causing them. We'll discuss the jobs report, inflation data, and key economic factors that resulted in rate movement and provide our insights into how we think those things will continue to play out in the coming month. Lastly, we'll provide an overview of our real estate team and give you the reasons why we feel we are built to help agents have successful careers in real estate. Follow us on Instagram! The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

In today’s business segment we'll break down the data compiled by a local transaction coordination partner outlining key offer components by month and compare how offers are looking in May vs how they've looked throughout 2024. We'll dive into the data to provide insights on what is happening in the market and give our thoughts on what you need to be doing as an agent at the moment to help your client have success! Follow us on Instagram The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

In today’s business segment we'll walk through the key causes of the inventory shortage we're seeing in the marketplace and ideas on how they can be addresses. We'll walk through an overview of how long each homeowner is staying in their current home vs historic levels, discuss the impact to supply of investors (both individual and corporate investors), and break down how new construction levels have contributed to the lack of supply we have in the market. We'll also provide our thoughts on different programs that have been proposed to improve the situation and ideas we have to make it better! Follow us on Instagram The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

📈 In today’s business segment, we'll walk through the recent jump in interest rates and what the key drivers were of it. We'll talk through the recent CPI data, how that impacted rate activity, and what we anticipate the next 6-12 months to look like. We'll also break down how geopolitical uncertainty flows through to interest rates locally. Lastly, we'll give our thoughts on how interest rates will move in the future and advise you on how to have the right conversations with clients through the process! 💼 Follow us on Instagram: -The Nerdy Agent - @thenerdyagent - The Advisory Realty Group - @theadvisorymn -Luke Pettersen - @pettyhomes -Josh Pettersen - @joshpettersen Check out our YouTube channel! 🎥👇 ⁠https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw⁠

In today’s segment, we'll do a refresher on the key points of the NAR settlement and potential changes to the commission structure of the industry. 📊 We'll also be walking you through how we approach conversations with our buyers and sellers and giving you scripts you can use to be the expert on everything that is happening! 🗣️✨ Follow us on Instagram: -The Nerdy Agent - @thenerdyagent - The Advisory Realty Group - @theadvisorymn -Luke Pettersen - @pettyhomes -Josh Pettersen - @joshpettersen Check out our YouTube channel! 🎥👇 https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw Visit our website to learn more about us! 🌟 www.theadvisorymn.com

In today's business segment 📊, we'll break down the recently announced buyer commission lawsuit 📝 and the changes that were agreed to for buyer's agent commissions moving forward. We'll provide an overview of the details of the settlement 🤝, go through some of the key questions that we are asking right now, and talk about how we think this will impact agents in the future 🔮. We'll also provide our thoughts 💭 on how best you can address this with your clients, friends, and family to ensure you set yourself up for success 🚀 in the transition. Follow us on Instagram ⬇️ ⬇️ The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen   Check out our YouTube channel! https://www.youtube.com/channel/UC_ZBGkGELoPz7-O8Sk-uIBw

✨ Key Takeaways: 1️⃣ Market Analysis Update: An in-depth look at the latest offer stats and what they reveal about the current market. 2️⃣ Comparative Insights: Examining February's offer data against January's to spot trends and shifts. 3️⃣ Agent Action Plans: Strategies for agents to empower their clients towards success in this evolving market. 4️⃣ Expert Opinions: Our soapbox speeches on crucial moves for agents right now. Join us for a crucial discussion on "What February Offer Stats Are Telling Us About The Market" and gain actionable insights for navigating today's real estate landscape!

✨ Key Takeaways: 1️⃣ Sitzer-Burnett Verdict: An overview of the recent developments following the Sitzer-Burnett verdict. 2️⃣ Real Estate Associations Reactions: Exploring how real estate associations are responding to the changes. 3️⃣ Future of Association Structure: Discussing potential impacts on the structure of real estate associations. 4️⃣ Commission Structure Changes: Insights into how the commission structures might evolve in both the near and distant future. Join us to delve into the ongoing changes in the real estate world post the Sitzer-Burnett verdict and what it means for the industry! Follow us on Instagram! The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen

✨ Key Takeaways: 1️⃣ Age Assessment: Techniques for accurately determining the age of a water heater and understanding its lifecycle. 2️⃣ Quality Evaluation: Tips on evaluating the quality of a water heater, including brand and model considerations. 3️⃣ Replacement Indicators: Identifying signs that a water heater is nearing the end of its useful life and needs replacement. 4️⃣ Change Timing and Costs: Advice on the best time to replace a water heater and an overview of the associated costs for clients. Follow us on Instagram The Nerdy Agent Podcast - @thenerdyagent The Advisory Realty Group - @theadvisorymn Luke Pettersen - @pettyhomes Josh Pettersen - @joshpettersen