PODCAST · business
The nestegg Podcast
by Momentum Media
The nestegg Podcast is your chance to hear from the experts, advisers and everyday Aussie investors about the biggest themes shaping the Australian investing, property, tax and retirement landscapes.
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90
Wrapping up an eventful 2021
In the final episode of The nestegg Podcast for 2021, host Maja Garaca Djurdjevic checks in with our three experts to hear their final thoughts on the year that's passed and their hopes for the next 12 months. Steve Waters, director of Right Property Group, talks Christmas selling season and opens up about the key lessons that he's learnt this year that he will gladly take forward with him into 2022. RMIT senior lecturer of finance Dr Angel Zhong covers meme stock ETFs as well as provides her thoughts on next year's economic outlook. Finally, tax and super guru Timothy Munro shares his end of year financial checklist and some handy tips that could help you keep your credit card in check over the gifting season.
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89
What Omicron means for property, and are units right for first-time buyers? What is equity crowdfunding? Are industry super funds tapping into member funds to save their skins?
In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts, digging into the biggest headlines in the world of superannuation, property, investing and wealth creation, as well as touching on the new Omicron scare. Steve Waters, director of Right Property Group, talks about investing in a unit and whether first-time investors should put their money into a well-located apartment over a house in a regional setting. He touches on new versus old units and what history tells us. RMIT senior lecturer of finance Dr Angel Zhong covers equity crowdfunding, what it is and how it's trending. Dr Zhong also talks about legalities as well as risks for retail investors. Finally, tax and super guru Timothy Munro chats about industry super funds turning to courts to amend their trust deeds and why this needs to stop. Mr Munro also chats about investing your super in crypto and the implications. Have a question for our experts? Get in touch at [email protected], and you might get featured on the next episode.
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88
Will housing affordability improve in 2022? Will buy now, pay later become the norm? Why are Aussies staying in failing super products?
In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts, digging into the biggest headlines of what's happening when it comes to the world of superannuation, property, investing and wealth creation. Steve Waters, director of Right Property Group, talks about affordability, inflation and his expectations for property in 2022. RMIT senior lecturer of finance Dr Angel Zhong covers the interesting topic of buy now, pay later and what its introduction to the hospitality industry could mean for consumers. She also relays her thoughts on CBA's entry into crypto and how other banks may react. Finally, tax and super guru Timothy Munro tackles the likely return of a popular tax-saving measure in 2022. He also delves into super's stellar performance and why Aussies aren't leaving failing MySuper products.
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87
Who really benefits from crypto ETFs? How will the RBA respond to rising inflation? Could a mandate help address unpaid super?
In this episode of The nestegg Podcast, guest host Fergus Halliday checks in with our three experts, digging into the biggest headlines of what's happening when it comes to the world of superannuation, property, investing and wealth creation. Steve Waters, director of Right Property Group, takes stock of spring selling season, takes note of rising rental prices and examines whether inflation may cause the Reserve Bank of Australia to act sooner rather than later when it comes to rate rises. Then, RMIT senior lecturer of finance Dr Angel Zhong introduces us to crypto asset exchange traded funds, why they're as significant as they are controversial, and what investors should consider before buying into one. Finally, tax and super guru Timothy Munro tackles the question of whether the government's Future Fund should act as a default super fund for Australians. We also take a closer look at how poor readability can shape the way that consumers think about their super, and evaluate what can be done to address the loophole that Industry Super Australia says is costing workers $5 billion a year.
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86
How the post-lockdown period will influence property, what the soaring NFT market means, and defining financial wellness
In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts to talk through the biggest stories regarding property, financial wellness and investing. Steve Waters, director of Right Property Group, chats about the end of lockdowns in Sydney and Melbourne and the impact on property. Steve admits to being pleasantly surprised by Victoria's recent record-breaking house price growth and gives his thoughts on possible tax changes ahead of the federal election. Meanwhile, RMIT's senior lecturer of finance, Dr Angel Zhong, chats about the soaring NFT market and what measures might be required in the future to create a robust and efficient system for NFTs. Lastly, our regular tax and super expert, Timothy Munro, discusses the meaning and importance of financial wellness and why young people in particular may need to alter their financial behaviours.
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85
APRA's mortgage crackdown, the power of DeFi and last-minute tax tips
In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts to talk through the biggest stories regarding property, superannuation and investing. Steve Waters, director of Right Property Group, chats about APRA's latest move which will see the borrowing capacity of millions of Aussies decrease. He shares if and how the regulator's decision could impact the market. Meanwhile, RMIT's senior lecturer of finance, Dr Angel Zhong, chats about decentralised finance and how it compares to bitcoin. Lastly, our regular tax and super expert Timothy Munro discusses the importance of a financial adviser amid a raft of changes to super and gives his last-minute tips to Aussies yet to lodge their tax returns.
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84
What to expect as the end of lockdown looms? Will the stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?
On this episode of The nestegg Podcast, guest host Fergus Halliday checks in with our three experts to talk through the biggest conversations happening around when it comes to the world of superannuation, property, investing and wealth creation. Steve Waters, director of Right Property Group, talked to us about how Sydney and Melbourne's property sectors are faring as the light at the end of the lockdown tunnel begins to come into sight. Meanwhile, RMIT's senior lecturer of finance, Dr Angel Zhong guided us through how investors should approach taking advantage of the economy as re-opens. How do you spot a company with strong fundamentals? Lastly, tax and super guru Timothy Munro told us why consumers should expect a better tax return than usual in 2021. We also talked through whether the government should lead by example when it comes to paid parental leave and superannuation, and touched on recent suggestions by Australian lawmakers that the super sector is affected by cartel-like behaviour. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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83
Could property prices inflate by another 20 per cent? What's happening in recent dividend announcements? Did your fund fail the YFYS test?
In this episode of The nestegg Podcast, host Maja checks in with our three experts to discuss this week's biggest conversations about super, property and investment. Steve Waters, director of Right Property Group, talks about the current market and its growth prospects, hinting at a "revenge spend" period post-lockdown. Could property prices really inflate by a further 20 per cent? Meanwhile, RMIT's senior lecturer of finance, Dr Angel Zhong, talks about the earning season and dividends, delving into how companies decide distribution policy. Find out what is happening in the recent dividend announcements. Last but not least, tax and super guru Timothy Munro talks us through the results of APRA's inaugural super test and how engaged members should really be with their super. Timothy also touches on the super splitting law and what it means for relationship breakdowns. Have a question for our experts? Get in touch at [email protected] and you might get featured in the next episode.
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82
What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?
On this episode of The nestegg Podcast, guest host Fergus Halliday checks in with our three experts to discuss this week's biggest conversations about super, property and investment. Steve Waters, director of Right Property Group, unpacks the implications of the NSW government's new regional permit system and what it means for the near term within the state's property market. What should potential buyers and sellers expect from Sydney's spring selling season, given the ongoing lockdown restrictions? Meanwhile, RMIT's senior lecturer of finance, Dr Angel Zhong, breaks down what the BHP-Woodside merger deal means for both parties, plus investors. Could the move make it easier for ESG investors to get a foot in the door on one of the biggest oil and gas giants? Last but not least, tax and super guru Timothy Munro talks us through whether the Future Fund can cut it in the superannuation space, and what the rise in calls to Australia's biggest debt hotlines can tell us about the ongoing impacts of the pandemic on everyday consumers. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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81
The sea and tree-change norm; Square's acquisition of Afterpay; Why you should think twice before turning to TikTok for advice
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss property price movements, Square's Afterpay acquisition and the soaring price of advice. Steve Waters, director of Right Property Group, chats about the ongoing lockdowns and how they're shaping property. The property expert also dives into the sea and tree-change trend, and whether it's becoming a new norm, especially among residents of Sydney and Melbourne. RMIT's senior lecturer of finance, Dr Angel Zhong, delves into Square's Afterpay acquisition and what it means for investors. And lastly, tax and super guru Timothy Munro talks about the soaring price of advice and why young Aussies should think twice before turning to TikTok for their financial tips.
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80
The Olympic effect on property and equity investors; COVID-19 Disaster Payments and super
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the ongoing NSW lockdown, the ins and outs of the COVID-19 Disaster Payments, and how Brisbane's successful Olympics bid could impact equities and property. Steve Waters, director of Right Property Group, chats about the impact of the lockdowns on the property market, what the 2032 Olympics could mean for Brisbane's market, and whether APRA might need to pull the handbrake to cool house price growth. RMIT's senior lecturer of finance, Dr Angel Zhong, delves into how the Olympics and other major events affect stock returns and what the implications are for investors. And lastly, tax and super guru Timothy Munro talks about the near-record super returns, the COVID-19 Disaster Payments and what they mean for your super.
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79
Do lockdowns boost property prices? Are short-sellers levelling the playing field? Did you lodge your tax returns early?
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the ups and downs of online auctions, the power of activist short-sellers, and tax time 2021. Steve Waters, director of Right Property Group, chats about online auctions and why they resemble "a bad Zoom meeting", the growing resilience of the property market, and how Sydney's lengthy lockdown could shake things up. RMIT's senior lecturer of finance, Dr Angel Zhong, delves into short selling – the original trade that sent GameStop stock soaring – and how activist short-sellers are impacting markets. And lastly, tax and super guru Timothy Munro talks about those early tax lodgers and possible ramifications, as well as detailing the temporary shortcut method, which you may be able to use this tax time.
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78
Will lockdowns halt the housing boom? Is the metaverse taking over? And the cons of lodging your tax returns early
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss whether the latest round of COVID lockdowns will impact property prices, the ins and outs of the metaverse, and why you shouldn't lodge your tax just yet. Steve Waters, director of Right Property Group, chats about the latest auction data and whether the recent lockdowns could impact property prices, especially in Australia's most populous state – NSW. RMIT's senior lecturer of finance, Dr Angel Zhong, delves into the metaverse and how a new virtual reality is becoming a lucrative digital space for well-known brands. And lastly, tax and super guru Timothy Munro talks about the COVID-19 Disaster Payment and why you shouldn't lodge your taxes in July. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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77
Are you being priced out of the market? Have you got the Tuesday blues? And are you ready for the upcoming super changes?
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss whether owner-occupiers should withdraw from the property market, the effects of Tuesday blues on the ASX, upcoming super changes and more. Steve Waters, director of Right Property Group, chats about current property price movements and whether owner-occupiers are being priced out of the market. RMIT's senior lecturer of finance, Dr Angel Zhong, delves into the Tuesday blues effect and the implications for Aussie investors. And lastly, tax and super guru Timothy Munro talks about upcoming super changes and shares his handy checklist ahead of tax time. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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76
Are property prices set to crash? Should you jump on board the fintok craze? And how to prepare for this tax time
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the property price movements, fintok and finfluencers, and tax time. Steve Waters, director of Right Property Group, chats about the resilience of the property market in Victoria, where another lockdown is currently in place, as well as Westpac's latest surprising predictions for property price movements. RMIT's senior lecturer of finance, Dr Angel Zhong, reveals the rise of fintok and finfluencers and the dangers social media presents to financial markets. And lastly, tax and super guru Timothy Munro talks about tax time. He reveals what Aussies need to be mindful of as we head towards 30 June, and why some should look at engaging a professional this tax time.
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75
Dissecting the budget and what it means for your equities, property and super
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the federal budget and its impact on equities, property investing and super. Steve Waters, director of Right Property Group, chats about the budget's focus on first home buyers, but points to potential problems with some of the government's schemes. RMIT's senior lecturer of finance, Dr Angel Zhong, reveals the budget's winners and losers and the implications some of the more controversial proposals could have on the sharemarket. She also gives her thoughts on the budget's slant on women. And lastly, tax and super guru Timothy Munro talks about budget and super, dissecting the $450 threshold abolishment, the expanded access to downsizer contributions and more. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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74
Has the property market reached its peak; Biden's climate summit and our sharemarket, and the upcoming budget
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, chats about the subdued April price growth and how prices are predicted to move for the remainder of the year. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about the Biden climate summit and impacts on the Australian sharemarket, as well as the possibility of a carbon border tax and what it means. And lastly, tax and super guru Timothy Munro gives his thoughts on the overhaul of the superannuation performance test and the upcoming budget.
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73
Is the market overheating; should ETFs take your fancy, and what's happening to the low and middle income tax offset?
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, chats about the latest in property, including the much talked about use of macro-prudential measures to cool the rapidly expanding market. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms. And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison's choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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72
Home values up 30% (or are they); NFTs taking the world by storm, and why Keating thinks Aussies will be 'poor' in retirement
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, chats about the latest in property, including CoreLogic's latest findings, which suggest national home values have increased at the fastest pace in over 30 years, and why he isn't quite sure this is the case. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about soaring travel stocks, the rising popularity of NFTs and what they are, as well as the sudden meltdown of Archegos Capital Management. And lastly, tax and super guru Timothy Munro gives his thoughts on Paul Keating's early release of super verdict, as well as an overview of life after JobKeeper.
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71
Raging floods, the tech stock bubble and the ongoing SG debate
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, chats about the latest in property, the end of the rental moratorium, the raging NSW floods and how to minimise the risk when purchasing a property. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about Commonwealth Bank's BNPL entry, the tech stock bubble and recent drop in tech stock prices around the world, and why 450,000 additional Aussies joined the stock market for the first time in the last 12 months. And lastly, tax and super guru Timothy Munro gives his thoughts on the ongoing SG increase debate and the need for fundamental tax change.
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70
Meet the Manager with Trilogy's Philip Ryan: RBA rates and property price growth
In this episode of the nestegg Meet the Manager series, we're joined by Trilogy Funds managing director, Philip Ryan, to reflect on the low interest rates and what they mean for those looking to borrow. Tune in to learn more about the thought process behind the RBA's decision to maintain the record-low 0.1 per cent rate until at least 2024, and what this means for the housing market. Philip also talks about residential construction and expectations of further price boosts.
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69
The continued property boom, ethical investing and engaging with your super fund
On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, chats about the booming property market, including the low supply and high demand, and why this is the most dynamic market he has seen for years. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about ethical investing, what it is, whether it delivers superior returns, and how to implement ethical investing as a retail investor. And lastly, tax and super guru Timothy Munro gives his thoughts on why upping engagement with your super fund is key for your future wealth. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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68
Property spike, bitcoin rally, Musk's Twitter power and the super debate
On this episode of The nestegg Podcast, host Maja and three experts discuss the latest in equities, property investing and super. Steve Waters, director of Right Property Group, addresses the booming property market and why he believes stock is due to increase over the next couple of weeks. Steve gives his thoughts on the most buoyant markets and offers tips to those looking to enter the property game. RMIT's senior lecturer of finance, Dr Angel Zhong, talks about Musk's incredible market influence and what's happening to bitcoin. She also offers up her predictions for bitcoin's future and touches on the GameStop saga, which has seen US lawmakers interrogate key players. And lastly, tax and super guru Timothy Munro gives his thoughts on Your Future, Your Super reforms and whether the government should consider enabling Aussies to access their super savings to purchase a house. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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67
Our expert panel addresses top concerns in personal wealth creation
The nestegg Podcast is back in a new format, bringing together a panel of experts to help you boost your personal wealth. Our show will feature three experts in three different branches of wealth building – equities, property investing and super. Joining us every fortnight are Steve Waters, director of Right Property Group; RMIT's senior lecturer of finance, Dr Angel Zhong; and tax and super guru Timothy Munro. On this week's episode, our host Maja Garaca Djurdjevic and our experts chat about GameStop, the property boom and the latest SG increase dispute. Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.
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66
Capitalising on the COVID-19 pandemic
More time at home means many Australians now have the opportunity to re-assess their lifestyle and spending habits and set some serious saving goals. So how can you actually go about it? In this episode of The nestegg Podcast, host Grace Ormsby is joined by Melbourne-based Reventon's Billie Christofi to talk all things finance and the impact of isolation on our hip pockets. In stage 4 lockdown, Billie shares the importance of going back to basics when it comes to budgeting, methods to re-assess spending habits, and some of the less conventional ways people can boost their wealth at this time. Thanks Billie, for sharing your insights with the nestegg podcast team! Have an investment story to share? Get in touch at [email protected] and you might get featured on an upcoming episode!
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65
A broker's perspective on current opportunities for savvy investors
This episode offers a lending-based insight into what's happening in the property market at the moment from the perspective of finance broker and managing director of Atelier Wealth, Aaron Christie-David. Aaron joins host Grace Ormsby in this episode of The nestegg Podcast to talk about the trends he's witnessing in the current lending environment, the level of stress among his investor clients, and the likelihood of a "September cliff" in light of extensions to stimulus packages. Aaron explains why chasing bargains isn't necessarily the best investment strategy, whether there are still opportunities for savvy investors in this marketplace, and why it's never been a better time for first home buyers.
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64
Property trends with Domain's senior research analyst
In this episode of The nestegg Podcast, Dr Nicola Powell unpacks the key trends she's uncovered in Domain's latest quarterly House Price Report. The senior research analyst joins host Grace Ormsby to talk about how the Australian property market is faring in the wake of the pandemic, what measures are in place to support the housing market through this crisis, and how buyer confidence has fluctuated over the last few months. Dr Powell shares her insights into the impacts of changes to stamp duty thresholds on price inflation, how lifestyle shifts are being reflect in her market research, and what she's forecasting for the coming months.
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63
Neobanks, consumer data right and the rise of digital
86 400, Australia's first smartbank, was established with the intention of building a genuine alternative to the big four banks. One year after being awarded its banking licence, the bank's CEO, Robert Bell, joins host Grace Ormsby to talk about what sets neobanks apart from traditional banks, how COVID-19 has impacted 86 400's procedures, and why there has been a shift in consumer preference towards digital communication when dealing with financial institutions. Tune in to this episode of The nestegg Podcast to hear how the bank works out which features its customers want, what 86 400 does with its customers' data, and how Australians could be managing their money better.
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62
Protecting yourself against cyber crime
According to Professor Asha Rao, while many individuals don't consider their data "important" enough to feel vulnerable to cyber security threats, it's precisely that attitude that is preyed upon by cyber criminals. The associate dean of mathematical sciences at RMIT University joins host Grace Ormsby on this episode of The nestegg Podcast to discuss the recent cyber attacks affecting the Australian government, the importance of remaining vigilant around cyber security, and the common scams that people should be wary of. Professor Rao explains how automated technology makes cyber crime more profitable, why the pandemic has increased our exposure risk to such threats, and what to do if you think you've compromised your cyber security.
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61
Preparing for tax time 2020
With the end of financial year fast approaching, Simon Chun, lead tax partner from Pitcher Partners, shares his insights into how Australians can best prepare themselves for tax time 2020. In this episode of The nestegg Podcast, Simon joins host Grace Ormsby to delve into the range of tax-related impacts of COVID-19 on different demographics, whether it's worthwhile to hire an accountant or tax adviser for tax lodgement purposes, and the important dates to be aware of over the coming months. Simon also explains how tax will work for those who have been receiving government stimulus packages, recommends steps for those with outstanding tax returns, and reveals his tips and tricks for making the tax return process as easy as possible.
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60
The state of super in the wake of the coronavirus
On this episode of The nestegg Podcast, the CEO of Industry Super Australia, Bernie Dean, shares his insights into the impact of COVID-19 on super funds. Bernie joins host Grace Ormsby to unpack how the economic downturn has been affecting different demographics, why many in the older age bracket are experiencing increased levels of anxiety, and what those people can do to preserve their nest egg and minimise their losses. Bernie also delves into Industry Super Australia's stance towards accessing superannuation early as part of the government's stimulus measures, whether now is a good time for people with the means to contribute extra to their super, and industry fund plans for a road to recovery for both their members and the national economy.
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59
A sense of optimism within the property sphere
After an initial period of extreme uncertainty, the rhetoric around the Australian property market appears to have shifted into a new phase in response to the ongoing coronavirus pandemic. On this episode of The nestegg Podcast, host Grace Ormsby is joined by the founder and CEO of Upside Realty, Adam Rigby, to delve into how COVID-19 has been affecting different demographics within the property sector, including renters, landlords, investors and retirees. Adam touches on the pros and cons of potentially removing stamp duty, his predictions for marketplace trends over the coming months, and the importance of picking quality over timing when considering an investment.
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58
Financial implications of the global health crisis
In the midst of the uncertainty and panic surrounding the global health crisis that is COVID-19, the financial market is similarly volatile. Managing director of Trilogy Funds Philip Ryan joins host David Stratford on this episode of The nestegg Podcast to discuss how hysteria affects the market, the implications of declining interest rates, and the types of assets that are considered safer investments. Philip reflects on the potential for finding investment value even in unpredictable times, the ongoing importance of portfolio diversification, and how panicking investors should respond to current headlines.
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57
Characteristics of successful investors
According to Michael McCarthy, chief market strategist at CMC Markets and host of The Artful Trader podcast, there are certain investor personality traits that seem to predict success in the sharemarket. In this episode of the nestegg Podcast, Michael joins host Grace Ormsby to outline exactly what these characteristics are, the difference between high-risk and low-risk appetites, and how investors can apply different strategies depending on their own personality type. Michael also explains how fear can be both helpful and a hindrance for confident decision making, why failure is a crucial process for investors seeking growth, and where budding investors can begin educating themselves about the markets.
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56
Debunking common myths around SMSFs
Self-managed super funds have seen a rapid increase in the last few years, with many people seeking transparent alternatives to traditional superannuation providers for their retirement planning. Chris Brycki founded the online investment adviser Stockspot to help people grow their wealth by providing access to low-cost, diversified portfolio opportunities. SMSFs are an attractive avenue for investors; however, they require active attention to regulation and administration. Chris joins host Grace Ormsby on this episode of the nestegg Podcast to share data that disproves common misconceptions around SMSFs, explain why simple investment solutions generally provide better results, and emphasise the importance of generating an investment strategy when setting up one's own SMSF.
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55
The importance of mindset in the investment game
Learn to Trade founder Greg Secker's investment journey began with him working in IT on a trading floor supporting the largest currency trader in London. With no real knowledge of finance and a $5,000 gift from his mother, Greg entered the trading game. He joins the nestegg Podcast to discuss his journey to success. Having previously joined the show to share how he is making a full-time income in only a few hours a week, Greg Morgan also joins host David Stratford to share how Learn to Trade set him on the path towards financial success, and why mindset and positivity is key to success as a trader. The pair will discuss why the current climate is the perfect time to be trading, explain the 5-3-1 rule and why it is so important, and reveal what the best investors are doing to cement their success. You can keep up to date with what Learn to Trade are up to at learntotrade.com.au Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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54
The benefits of defensive investing in the current financial climate
Portfolio manager at Lazard Asset Management Aaron Binsted joins host Grace Ormsby in this episode of the nestegg Podcast to dissect Australia's current "soft" financial climate, and why defensive investing could be the right strategy for a multitude of investors. Aaron defines defensive investing, comparing it to conservative investment options; analyses the types of investors who should be considering it as an investment strategy; and provides examples of industries where Lazard Asset Management predicts growth for investors also delving into the criteria they assess investments against. With diversification an important part of a thriving investment portfolio, Aaron reveals some of the diversification mistakes that investors make, what SMSF investors should consider when selecting investment opportunities, and how investment decisions can impact an individual's portfolio. Thanks Aaron, for sharing your insights with the nestegg podcast team! You can stay up-to-date with what Aaron is up to at lazardassetmanagement.com Have an investment story to share? Get in touch at [email protected] you might get featured on the next episode.
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53
Planning for tomorrow's lifestyle today
In this episode of the nestegg podcast, David Stratford has a chat with Aberdeen Standard Investments head of retirement and product strategy for Australia, Jason Nyilas to discuss all things retirement. Investors will learn the importance of financial advice in retirement, since the default pension options available don't always match up with personal expectations. Jason also weighs in on whether the impending retirement income covenant goes far enough in supporting individual member needs.
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52
Is history repeating itself? How to harness markets past
In this episode of the nestegg podcast, David Stratford sits down with Trilogy Funds Management's managing director Philip Ryan to discuss all things markets. Investors will learn how the application of lessons learnt from past trends and investment mistakes can help them to better inform themselves about today's economic world. Philip also shares his expertise to unpack the unpredictability of recessions, the impact made by commodities on countries and how investors can still get ahead in the current market climate.
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51
Aligning our values with our money
In this episode of the Nest Egg Podcast, David Stratford sits down with Future Super CEO Simon Sheikh to discuss all things ethical investing. Investors will learn how ethical investing goes beyond 'doing the right thing' and incorporates technology, healthcare and educational services. Simon also shares the importance of active investment and why we are on the edge of the 'right side of history' as the major countries move towards a more sustainable future. You can keep up to date with what Simon is up to at https://www.myfuturesuper.com.au Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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50
Trading in the era of Twitter
With 10 years trading experience, learn to trades' Gurdas Sidhu joins host David Stratford to talk all things trading and the effect a single tweet from President Trump can have on the market. Gurdas reflects on how he has gotten to where he is today, the benefits of mentors for younger traders and the importance of understanding why you are losing. Gurdas also touches on the current trade war between the US and china, his opinion on crypto currencies and advice for investors when the market in moving in a downward direction. Thanks Gurdas, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Gurdas is up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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49
Bitcoin and why we "aint seen nothing yet"
In this episode of the Nest Egg podcast, host David Stratford is joined by CEO & co-founder of Amber Aleks Svetski to talk all things Bitcoin, Blockchain and the crypto world we are moving towards. Aleks reveals why he continues to buy Bitcoin every day, his opinion on the stigma surrounding cryptocurrencies and the difference between Bitcoin now and in its peak. He also discusses his thoughts on Facebook's new currency Libra and the knock-on effect it has had for other cryptocurrencies. Thanks Aleks, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Aleks is up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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48
All things Robo, Artificial Intelligence (AI) and Exchange-traded fund (ETF)
Host David Stratford is joined by Kanish Chugh, Co-Head of sales from ETF Securities and Richard lightbound CEO of EMEA Asia for Robo Global to discuss the Robo global index and the way Robo global stitches into ETF Securities. Richard reveals the core parts of the Robo global index, how they are giving investors exposure to underlying technology's, how technology is being deployed as product in society and changes in the world of commercial business. Thanks Kanish & Richard, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Kanish is up to HERE and Richard, HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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47
Why investors shouldn't be afraid of a slow down in the market
In this episode of the Nest Egg podcast, host David Stratford is joined by equity strategist Julia Lee from Bell Direct. Julia reveals where she is currently investing, her top tips to buying shares and discusses her role at Bell Direct. Julia discusses how investors can build a diversified portfolio in a low-interest-rate environment, explains why a market slow down doesn't mean doom and gloom, and why right now is a great time to be an investor. Thanks Julia, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Julia is up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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46
Making a full-time income in just a few hours a day a few days a week
Greg Morgan's workday has changed significantly from his time in news television. In the latest episode of The Nest Egg Podcast, he reflects on one workday where he broadcast the capture of Saddam Hussein in Baghdad to the world, then on a more recent workday where he traded by the pool in Bali for a few hours, paying for the expenses of that holiday in just a few hours. Greg joins host David Stratford to share the story of his start in trading, how he has turned it into a lucrative career - even turning down a CEO job to pursue his interest in trading - and why he sees it as a vehicle to a healthy retirement. He will share the mistakes he made early on in his trading history, where he sought education and how that education has shifted his investment strategies, and discuss how he developed a strategy with a 90 percent success rate. Thanks Greg, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Greg is up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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45
How savvy investors are turning otherwise idle cash into a wealth creation tool
In this episode of the Nest Egg podcast, host David Stratford is joined by both CEO of IPO Wealth, Ewan Laughlin, and managing director of Mayfair 101, James Mawhinney, to reveal how they are helping individuals grow wealth by better distributing the money that they already have. Ewan will unpack the model that IPO Wealth is implementing, the benefits of generating a financial return using its wealth model, and the significant growth that it has seen over the past 12 months. James will analyse the types of people attracted to this style of investment, discuss the implications that the upcoming federal election could have on the property market and those looking to invest in it, and the importance of customer transparency throughout the investment process. Thanks Ewan and James, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Ewan is up to HERE and James, HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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44
Making the benefits of corporate bonds accessible to the everyday investor
In this episode of the Nest Egg podcast, Richard Murphy, CEO and Co-Founder of the XTB range of corporate bond securities on ASX joins host David Stratford. Richard outlines exactly what an XTB is, and how they have made corporate bonds - previously out of reach to most of us - available to the everyday Australian investor on the ASX. Richard will discuss the predictable nature of the bond market and the growth of "safe money" investment options, why diversification is so important, and the mistake that many of us fall into when attempting to diversify their portfolio. He unpacks risk management, how to calculate an XTB investment return before investing, and discusses the similarities and differences between corporate bond XTBs and term deposits for those focused on fixed income. Thanks Richard, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Richard is up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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43
Just how defensive is your portfolio really?
In this episode of the Nest Egg podcast, Gopi Karunakaran, portfolio manager for Ardea Investment Management, speaks with host David Stratford about the current spotlight on the fixed income markets and also some top investment tips you can add to your portfolio and the way you invest yourself. Gopi gives a real breakdown into the theme of the total investment market across how portfolios are can potentially become unbalanced and for investors who are too heavily weighted in equities, you could be taking on more risk than you had originally hoped for. We highlighted the reality of a new age of how the market has dramatically shifted since the GFC and covered the topical question of when fixed income also might not fully protect you when we enter a market downturn. Gopi also gives us his thoughts on how fixed income could be used as a foundational platform to open the doors of creating a broader and much more diversified portfolio inclusive of other assets for 2019. To dive deeper into Gopi's insights and to follow Ardea's investment philosophy you can visit them HERE. Thanks Marcus, for sharing your insights with the Nest Egg podcast team! Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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42
Unpacking the findings of the SMSF Trading Trends Report
In this episode of the Nest Egg podcast, Marcus Evans, CBA's head of SMSF customers, speaks with host David Stratford about the results of the latest CommSec SMSF Trading Trends Report and evaluates the happenings of "a tough six-month period" on the stock market. Marcus will reveal how the report is generated, what fundamentals are analysed and compared, and how judgments and hypotheses are reached. He will also discuss some of the changes that have been observed surrounding particular stock popularity and performance, and address how growth in the ETF education sector may have impacted the SMSF market. Finally, Marcus will reflect on how a declining property sector has impacted the stock market, why any investment should always come back to the fundamentals, and how you can find out more about the CommSec SMSF Trading Trends Report. You can source a copy of the report from https://bit.ly/2Cehlz8 Thanks Marcus, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what CommSec are up to HERE Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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41
Is your investment strategy factual or fictional?
In this episode of the Nest Egg podcast, Steven Glass, deputy portfolio manager of the international equities fund Pengana, joins host David Stratford to reflect on his investing background and reveal how you can leverage investor psychology to your advantage. Steven will discuss the dangers of an oversaturation of data surrounding the market and reveal why it is in fact a long-term perspective that should shape your decisions, yet also why your strategy needs to be flexible so as to reflect what is happening in the market - often against what other investors are doing. Finally, Steven will share how Pengana is structuring its portfolio, why he places importance on "time on the ground" with the various companies and prospects involved, and share his insights into the opportunities likely to present themselves into 2019. Thanks Steven, for sharing your insights with the Nest Egg podcast team! You can keep up to date with what Pengana are up to at pengana.com Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.
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