PODCAST · education
The Reframe
by The Reframe Podcast
Welcome to The Reframe!I’m Kathleen, a former biglaw litigator turned early retiree.Here we explore how to reframe our relationships. . . with our time, our money, and our stuff.Let’s hop OFF the hedonic treadmill -- examine all those scripts we’ve inherited -- and finally design a life on our own terms.
Episodes
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Ep. 125 - Nine Things I’ve Changed My Mind About in Retirement
I'm ten months into this early retirement gig and have some thoughts... specifically, five things I assumed I'd want to do when retired that have lost their luster, and four unexpected delights. Please reach out! I'd love to hear your thoughts. Instagram is…
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Ep. 124 - The Lure of the Upgrade: Using the Diderot Effect to Our Advantage
Have you ever purchased a new lamp, and suddenly the rest of the room feels shabby? And have you followed this feeling, only to find yourself upgrading everything? That is the Diderot Effect! And today we're going to address three principles to help flip the Diderot Effect on its head so, that we...
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Ep. 123 - Frugal Fall, or Abundant Autumn? Por Que No Los Dos?
An Abundant Autumn at Frugal Fall pricing? It IS possible, and easier than you might imagine! Today we discuss four principles for leaning luxuriously into this season, without breaking the bank for a porch full of artisanal pumpkins that are -- let's face it -- destined for the compost bin.…
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Ep. 122 - Ten Things I Am Loving in This Season of Life
This week, I share ten things I'm loving in this season of life -- from closet purges, to new morning routines, to a maybe-surprising vino selection. And more! What are you enjoying this season? Please reach out -- Instagram is Kathleen at The Reframe...
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Ep. 121 - Comparison Can Steal Our Joy… Or It Can Build Our Gratitude
We've all heard that comparison can steal our joy -- but can it help build our gratitude? This week, I argue yes -- if we just reframe our approach. Want more? Tune in! Please reach out! I'd love to hear your thoughts. Instagram is Kathleen at The Reframe...
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Ep. 120 - Retire Early, Live on Six Figures, and Pay $0 in Federal Taxes - Legally? Sean Mullaney CPA shares how. - Part 2
Curious about how to retire early while minimizing -- or maybe even eliminating -- your federal tax bill? Look no farther than Sean Mullaney, author of the fantastic new book Tax Planning To And Through Early Retirement. In this two-part series, Sean and I dive deep on FIRE planning, drawdown...
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Ep. 119 - Retire Early, Live on Six Figures, and Pay $0 in Federal Taxes - Legally? Sean Mullaney CPA shares how. - Part 1
Curious about how to retire early while minimizing -- or maybe even eliminating -- your federal tax bill? Look no farther than Sean Mullaney, author of the fantastic new book Tax Planning To And Through Early Retirement. In this two-part series, Sean and I dive deep on FIRE planning, drawdown...
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Ep. 118 - Becoming Astonishingly Alive, with psychology expert and author Jodi Wellman
Do you long for a life that's both wide and deep with joy and meaning? If you want to feel like less Busy Habit Zombie and more Astonishingly Alive, tune in this week to listen to U Penn trained Jodi Wellman share research-backed methods to zest up our days and deepen our sense of purpose. Want…
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Ep. 117 - Which of the Rules Are Fake?
Are you living by any "fake rules" -- and would life be better without them? This week we explore how to identify the rules we're following without thinking, and then we put them to the test. Are they helpful heuristics that guide our decision making, or are they habits that hinder us? And if the...
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Ep. 116 - Traveling As A Family For Four Months - Visiting Twenty Countries - And Spending $30 Per Person Per Day? Learn from the best, with Elisabeth Frost
Do you think it's impossible to explore Europe for $30 per person per day? In today's episode, lifestyle blogger Elisabeth Frost shares the details on how she and her family explored twenty European countries together over the course of four months, on a shoestring budget... and had a blast. You...
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Ep. 115 - Triple Dipping on Joy: The Three Delights of Travel
One trip, triple dip... on joy. That's the magic of travel. This week, we discuss how to maximize the joy of travel, with pointers ranging from the philosophical to the super practical and actionable. Ready to level up the joy you squeeze out of every itinerary? Look no farther. What are your…
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Ep. 114 - The Five Types of Hobbies — And Why and How To Pursue Them All
Hobbies aren't trivial pursuits of unserious people. Instead, they're powerful ways to invest in our physical, mental, and spiritual wellbeing. This week, we talk about the five types of hobbies, plus why -- and how -- you can pursue them all, without blowing up your calendar. What are your...
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Ep. 113 - What Life Metrics Do You Track?
What do you track, why, and what benefits do you derive from tracking? This week, we discuss tracking all the things, from finances to fitness, time to travel, and more. What do you track -- and why? Please reach out! I'd love to hear your thoughts. Instagram is...
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Ep. 112 - Rebuilding Neighborhood Sharing Economies: What, Why, and How
Want to build relationships with folks around you, reduce your clutter, and save a little cash? Look no farther than rebuilding our neighborhood sharing economies! Tune in for the what, why, and how of embarking on this super-wholesome and super-fun journey! Please reach out! I'd love to hear…
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Ep. 111 - What We Pay For — And What We Don’t — As a FIRE Family of Four
Let's get to the very personal part of personal finance: what do we care to spend money on, and what gets the cold spending shoulder? What gives us value, and what leave us feeling a bit "meh?" Whether you're interested in others' spending choices, or just looking for some fodder in considering...
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Ep. 110 - Field Notes from Six Months of Early Retirement
If you're curious about early retirement, tune in this week for a meaty episode reflecting on six months of life after the W2 ends. From structuring the days, to mindset shifts, to family reactions, this is the episode diving deep on two quarters of post-career freedom. Please reach out! I'd love...
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Ep. 109 - 2026 Goals - A Half-Year Update!
In Episode 83, I shared my 2026 goals in seven categories: : (1) health and wellness, (2) family, (3) solo fun, (4) friend fun, (5) giving, (6) creative projects, and (7) home and environment. Join this week for a half-year progress update! Please reach out! I'd love to hear your thoughts....
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Ep. 108 - The Reframe Is Two Years Old!
How old is that in podcast years? This week, tune in to hear reflections and suggestions gleaned from two years of podcasting. If you're interested in exploring this medium -- or just want to strategize on starting another Big Life Project -- tune in! Plus, a huge thanks to listeners and all of...
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Ep. 107 - Seven Small Financial Wins, And How To Score Them
Looking for some quick and satisfying financial wins? This week, I share five principles for identifying and achieving small financial wins, and seven examples of how they've applied recently in our home. Please reach out! I'd love to hear your thoughts. Instagram is...
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Ep. 106 - The 10 Advantages We Had On the Path to Financial Independence and Early Retirement
We all enjoy the story of the self-made person, right? The story is especially seductive when we can readily point to the sacrifices we've made on the road to reaching our goals. But at the same time, what advantages did we enjoy along the way? This week, I zero in on ten distinct advantages our...
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Ep. 105 - Systems: Life Savers, or Boat Anchors?
Let's be honest: although systems can be live savers, they can also be boat anchors. How to tell the difference, and what do do with systems that aren't serving us? This week, we talk about three questions to ask when deciding whether to design a new life system, and five areas where we just…
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Ep. 104 - The Houseplants-to-Heels Ratio: A Fun Little Metric for Finding Your Balance
Looking for casual, directional metrics to assess whether life is heading in your right direction? Tune in for some inspiration to develop your own life ratios, from "houseplants to heels" to "planes to games" and more. Please reach out! I'd love to hear your thoughts. Gmail is...
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Ep. 103 - Listener Questions!
From earning points and miles post-FIRE, to navigating health insurance in retirement, to favorite books and much more, tune in for this special listener question episode! Please reach out! I'd love to hear your thoughts. Gmail is [email protected], and Instagram is...
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Ep. 102 - We Retired at 44 & 45… Despite These Mistakes
Shhh, here's a secret: you don't have to bullseye all opportunities for financial optimization in order to retire early. In fact, we made nine notable "mistakes" along the way to reaching retirement in our mid-40s. Tune in to hear about those nine mistakes, plus the four Big Rocks that made it...
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Ep. 101 - Big Time with Laura Vanderkam: How to Develop a Sense of Time Abundance
Want to fall in love with your schedule, and develop a sense of time abundance? Then you won't want to miss this interview with time management expert Laura Vanderkam, author of the new book Big Time: A Simple Path to Time Abundance. We discuss principles and tactics for cultivating a calm sense…
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Ep. 100 - Considering Early Retirement? You Don’t Owe Anybody An Elevator Pitch For Your Next Stage
"So, how are you going to fill all those hours?" It's the perennial -- and sometimes stressful -- question asked of pretty much anyone calling it quits on the career before Medicare eligibility. Rather than fretting over the fact that we don't have a perfect answer, and worrying about others'...
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Special Crossover Episode: PARALLEL PLAY with LizGetsLoaded -- All Things Fashion!
Welcome to a special limited series: Parallel Play with Liz of LizGetsLoaded and Kathleen from The Reframe! Pull up a chair as Liz and I swap stories about our approaches to finding clothing and dressing ourselves for the day. Who thrifted in college, and who only started in her 30s? What were...
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Ep. 99 - Micro Experiments in Right-Sizing Our Spending
Curious about how to rein in the spending, but feeling intimidated by the idea of large or permanent changes? Enter the micro-experiment in how to right-size our spending. Nothing scary, nothing overwhelming: just fun data-gathering exercises to help us move towards our bigger goals. Please reach...
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Special Crossover Episode: PARALLEL PLAY with LizGetsLoaded -- Fitness Spending!
Welcome to a special limited series: Parallel Play with Liz of LizGetsLoaded and Kathleen from The Reframe! Today’s Battle Royale: fitness spending. Are you camp $3000 annually, camp $30 a year, or somewhere in between? Find Liz everywhere on the internet as LizGetsLoaded, including her…
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Ep. 98 - Cultivating Signature Style: How a few intentional choices can create coherence, reduce decision fatigue, and make life more fun
Signature style isn't reserved for the impossibly soigné sophisticates gracing the pages of Vogue. We can all cultivate signature style -- in our closets, in our homes, and in our lives more broadly. Not only is the process pure fun, but it has practical payoffs too, by simplifying life and...
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Special Crossover Episode: PARALLEL PLAY with LizGetsLoaded -- Spending Tracking
Welcome to a special limited series: Parallel Play with Liz of LizGetsLoaded and Kathleen from The Reframe! Pull up a chair as Liz and I roast each other about our approaches to expense tracking. Which one of us in the maniac who knows where every penny has gone for 20+ years, and which one...
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Ep. 97 - Why We Hold On To Things (Even When They Hold Us Back): The Endowment Effect
This week, we explore the "endowment effect" -- a very real bias that leads us to overvalue what we have, simply because it's ours. From that cute pair of shoes gathering dust in our closets, to the professional identities we've invested decades in, this hidden force shapes how we value pretty…
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Special Crossover Episode: PARALLEL PLAY with LizGetsLoaded -- Goal Setting
Welcome to a special limited series: Parallel Play with Liz of LizGetsLoaded and Kathleen from The Reframe! In today's special crossover episode, join Liz and me as we compare and contrast our approaches to goal setting. Whether you’re team S.M.A.R.T. Goals or prefer a more whimsical approach,...
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Special Crossover Episode: PARALLEL PLAY with LizGetsLoaded -- Fitness Tracking
Welcome to a special limited series: Parallel Play with Liz of LizGetsLoaded and Kathleen from The Reframe! In today's special crossover episode, join Liz and me as we debate all things fitness tracking. We square off on Oura rings v. leather-bound notebooks, sleep scores v. vibe checks, and much...
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Ep. 96 - The $32 Style Reset: A weeklong experiment with thrift shopping, color analysis, and rediscovering my closet
Feeling a bit blah when you get dressed in the morning? Me too. At least until I undertook a one-week, five-step challenge to rediscover delight in getting dressed. Tune in for a step-by-step guide to undertake your own style reset! Please reach out! I'd love to hear your thoughts. Gmail is...
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Ep. 95 - Annual Food Spending for a Food-Loving FIRE Family
Who doesn't love snooping on others' spending? Tune in to hear all the details about what we spent on food and alcohol in 2025 as a food-loving, slightly globe-trotting, FIRE-focused family of four! From grocery strategy to travel tips to philosophy on restaurant eating, this is the episode where…
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Ep. 94 - Reframing Career with Ashley, a FI-Minded, Travel-Hacking, DIY-ing Physician
You won't want to miss this episode with Ashley, an ER physician who retrained to specialize in palliative care. Tune in to hear all about designing and executing a mid-career reframe, how to shake free of the fear that comes with such a bold move, and how these changes can fundamentally reshape...
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Ep. 93 - Strategies for Crushing A "No New Things" Challenge
We have so much stuff -- too much stuff -- right? But have you considered a No New Things Challenge? Whether you're craving a hard reset on a shopping habit, get jazzed by the idea of a creative challenge, or want to take a stand against unethical production practices, a No New Things Challenge…
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Ep. 92 - Reframing Career with Meg and Kerri, Podcasters in Their Second Acts
This is Part Two of an interview series, where I discuss reframing our careers and approaches to life at critical junctures. This week, tune in to hear from Meg and Kerri of the Redesigning Health and Home podcast as they share all about the transitions from being home with kids, to...
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Ep. 91 - Local Love Days: A Hint of Delight in Deep, Dark Winter
Want to beat the winter blues -- support local businesses -- and deepen your ties within the community? Look no farther than a Local Love Day! Tune in this week to learn about organizing and running a day chock-a-block with local adventure, tasty food, and awesome conversations. Please reach out!...
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Ep. 90 - Low Stakes Hot Takes (Points and Miles Edition)
Tune in for a fun -- and maybe ever-so-slightly spicy -- set of against-the-grain opinions on points and miles earning. From signup bonus strategy to annual fee justifications to *gasp* Hyatt, let's get controversial! Warning: this episode has a little low-grade swearing, so beware little ears if...
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Ep. 89 - Reframing Career with Kristin, A FI-Focused Social Worker Turned Award-Winning Realtor
You won't want to miss this conversation with Kristin Weekley. Kristin is an award-winning Boston-area realtor on a thought-provoking financial independence journey. Tune in to hear Kristin's insights on charting your own path, in personal finance and in real estate. Please reach out! I'd love…
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Ep. 88 - What's In My Wallet? Earning Points and Miles as a FIRE Family
Each year, we all face the card strategy questions: what should stay, and what should go? Tune in this week to hear my slightly unconventional approach to points and miles earning in 2026, from the POV of a FIRE family looking to minimize annual fees while maximizing earnings. Please reach out!…
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Ep. 87 - Friction Is Our Friend (For Getting Stuff Done)
Let's talk friction -- specifically, how understanding it can help us dial in systems and build lives we love. This week, we discuss five friction questions: where do I want to (1) increase it, (2) decreased it, (3) reallocate it, (4) reassess it, and (5) embrace it. Please reach out! I'd love to...
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Ep. 86 - Winter As a Feature, Not a Bug?
Anyone else tend towards a little winter gloom? If so, tune in this week to hear a rundown of science- and mindset-based ways to see winter as a feature of our annual rhythms, rather than a bug. All suggestions come from the book How to Winter: Harness Your Mindset to Thrive on Cold, Dark, Or...
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Ep. 85 - Listener Questions, Answered!
This week, let's discuss four sets of listener questions on a range of topics: 1. Setting kids up for financial success (including credit card authorized users, allowances, Roth IRAs, and the pros and cons of brokerages for minors); 2. Making the best use of small Instacart and DashPass credits...
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Ep. 84 - "Analogue" Is My 2026 Word of the Year
Is it trending among the zoomers? Perhaps. Is it a through-line in my 2026 goals? Absolutely! Tune in to hear all about "analogue" as a Word of the Year: what it means, what it doesn't mean, and how it will play out in practice. Please reach out! Gmail is [email protected], and...
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Ep. 83 - Let's Talk 2026 Goals!
Comin' in hot with seven joyful and adventure-filled categories this year: (1) health and wellness, (2) family, (3) solo fun, (4) friend fun, (5) giving, (6) creative projects, and (7) home and environment. Please reach out! Gmail is [email protected], and Instagram is...
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Ep. 82 - 2025 Goals Recap: The Good, the Bad, and the Surprising
It's that time of year! I shared my 2025 goals way back in episode 30, and now it's time to review successes, flops, and everything in between. Please reach out! Gmail is [email protected], and Instagram is Kathleen at The Reframe Podcast.
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Ep. 81 - 13 Things I Learned From A Year of Thrifting Fashion
Tune in to hear 13 lessons -- from practical to philosophical -- that I learned from a year of thrifting fashion! No new clothing purchases made their way into my closet this year, but plenty of new-to-me gems did, along with a new appreciation for living la vida secondhand. Please reach out!…
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ABOUT THIS SHOW
Welcome to The Reframe!I’m Kathleen, a former biglaw litigator turned early retiree.Here we explore how to reframe our relationships. . . with our time, our money, and our stuff.Let’s hop OFF the hedonic treadmill -- examine all those scripts we’ve inherited -- and finally design a life on our own terms.
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The Reframe Podcast
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Frequently Asked Questions
How many episodes does The Reframe have?
The Reframe currently has 132 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Reframe about?
Welcome to The Reframe!I’m Kathleen, a former biglaw litigator turned early retiree.Here we explore how to reframe our relationships. . . with our time, our money, and our stuff.Let’s hop OFF the hedonic treadmill -- examine all those scripts we’ve inherited -- and finally design a life on our own...
How often does The Reframe release new episodes?
The Reframe publishes regularly with 132 episodes available. Check the episode list for the typical release schedule.
Where can I listen to The Reframe?
You can listen to The Reframe on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Reframe?
The Reframe is created and hosted by The Reframe Podcast.
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