The Word On Demand

Sometimes the battles our teens face are hidden — masked by distance, secrecy and behaviors we struggle to understand. On today’s show, Mark and Courtney sit down with two young women at Heartlight who share honest stories of pain, isolation and the search for trust. Whether it’s hiding self-harm or locking themselves away, both guests reveal how hard it was to let parents in — and how healing began when their families learned to listen and simply love. Tune in to hear their powerful journeys from silent suffering to finding hope for the future.To learn more about the Heartlight program, visit heartlightministries.org today.

Presented by Julie Busteed Do you ever feel like you’ll never get it all done? The to-do list just keeps growing, and there never seems to be enough time. I’ve certainly been there. There have been seasons when I had so many responsibilities that I felt like I simply couldn’t keep everything together. And when I finally slowed down, it wasn’t because I had chosen to rest. It was because I was completely exhausted and had nothing left to give. I want something different. I want healthier rhythms in my life. Rhythms that don’t require me to pour out until I collapse. Maybe you can relate. The interesting thing is I don’t struggle because I dislike rest. In fact, I enjoy it. My struggle is that rest can feel irresponsible. My thoughts run to: “What if I fall behind? What if I don’t get everything done? What if I disappoint someone or miss an opportunity?” Yet Scripture invites us to rest not because our work is unimportant, but because God is faithful. Every time we intentionally pause, we make a declaration: my security doesn’t come from my constant effort. It comes from the Lord God who never grows weary. The challenge is our culture celebrates busyness. When someone asks, “How are you?” how often do you answer, “Oh, I’m good just super busy!” Sometimes busyness becomes a badge of honor. It makes us feel productive, needed, and even important. But what is all that busyness doing to your soul? To your body? To your relationships? In God’s economy, busyness is never the goal. Faithfulness is. God cares far more about our relationship with him than about how many items are checked off the to do lists. Yes, he has given us meaningful work to do, but he has also commanded us to rest. I remember a season of my life when I said yes to almost everything. I enjoy helping people, so saying yes came naturally. I’d volunteer to help, pick up an extra shift, make a meal for someone in need—good things, worthwhile things. But there was a cost. As I looked honestly at my life, I realized that while I was caring well for everyone else, I was neglecting my own home and family. I liked being the person others could count on, but I wasn’t paying attention to what it was costing the people closest to me—or even myself. That’s when I realized I needed a new rhythm. Now, instead of automatically saying yes, I pause. I pray. I look at my calendar. I ask whether this is really what God is asking of me in this season. Sometimes the answer is yes. Sometimes it’s no. And that’s okay. Learning to rest isn’t about becoming less productive. It’s about trusting God enough to believe faithfulness is more important than constantly staying busy.

God gives us many means to hear His voice and see His work in our life.See omnystudio.com/listener for privacy information.

In 1953 Watson and Crick ignited the genetics revolution with their discovery of the double helix. Today a second revolution is underway thanks to the discovery of DNA’s mysterious partner in the elegant waltz of cellular life—the epigenome. The sophistication of that dance is astonishing researchers and upending the genetic paradigm. Thomas Woodward will join us to explore the latest in this unfolding revolution but goes a step further than other recent introductions to the subject.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.

He was known as the Prince of Preachers. He wrote 135 books. He was a philanthropist and a man who still casts a long shadow on the Church. Author and pastor, Ray Rhodes, gives a sweeping view of the life and ministry of Charles Haddon Spurgeon. What was he like at home? What was it like to experience one of his messages? Don’t miss the conversation on Chris Fabry Live. Featured resource:Spurgeon by Ray Rhodes Jr. August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

When Jesus returns, how will we know it’s really Him, not an impostor? As Alistair Begg often says, “The main things are the plain things, and the plain things are the main things.” On Truth For Life, we’ll examine the clear answers given in Scripture. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the series A Study in 1 Thessalonians, Volume 2’ • Learn more about our current resource, request your copy with a donation of any amount. • FREE AUDIOBOOK! In our polarized culture, disagreement is often seen as combative and offensive. What if there were a way to do it well? Download your free copy of The Art of Disagreeing by Gavin Ortlund and master how to disagree with kindness and influence. Request yours at ‘truthforlife.org/disagree.’ Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | X This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today’s program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!

Presented by Julie Busteed I’m sure you’ve heard the phrase “work-life balance”. When I hear it, I picture a seesaw, constantly trying to stay perfectly balanced. But if you’ve ever been on a seesaw, you know that’s not easy. There are always ups and downs. I’m not convinced that “balance” is the right goal. I think God calls us to something different—to healthy rhythms. Life has seasons. Some seasons are naturally busier than others, but how do we live out those seasons without always feeling exhausted, overwhelmed, and out of sync? The truth is, you and I were never created to live at full throttle all the time. We were created to regularly rest. We were created to practice Sabbath. But what does that really mean? And what does it look like in our lives today? Going back to the very beginning of Scripture, we see that God himself established the pattern. Genesis 2:3 says: Then God blessed the seventh day and made it holy, because on it he rested from all the work of creating that he had done. Think about that. God didn’t rest because he was tired. He rested because he was establishing a rhythm for his creation. A rhythm you and I are meant to follow. The Ten Commandments also references the Sabbath. Exodus 20 says: Remember the Sabbath day by keeping it holy. Six days you shall labor and do all your work, but the seventh day is a sabbath to the Lord your God. On it you shall not do any work…. God points back to creation as the reason. Just as he worked for six days and rested on the seventh, he calls us to do the same. Now, Sabbath certainly includes worship but notice that God also repeatedly emphasizes rest. He tells his people to stop working. To cease striving and to follow his example. And perhaps even more importantly, I think we need to change our mindset. Instead of thinking, “I have to take a day off,” what if we saw Sabbath as a weekly declaration that God is enough? It’s a way of saying, “God, you’re in control. The world keeps turning even when I stop working. I trust you to provide. I trust you with what didn’t finish today.” Sabbath isn’t primarily about following another rule. It’s about nurturing our relationship with God. It’s about trusting him enough to stop, worship, rest, and remember that he is the one who sustains our lives.

Throughout the Gospel of Luke, people heard Jesus teach, watched Him perform miracles, and saw firsthand who He was. But again and again, they were faced with a deeper question: Would they actually follow Him? Pastor Jonathan Laurie looks at how Pilate, Herod, and Barabbas each had very different reactions when they encountered Jesus Christ face-to-face. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

Anne shares from John 17.

What does it really mean to be rich? Paul writes an unconventional thank-you note, revealing where true and lasting wealth is actually found. In this message, Pastor Philip Miller observes three values that those who are truly rich hold. Let's discover what Paul considered more valuable than money could ever buy. This month's special offer is available for a donation of any amount. Get yours at https://moodyoffer.com or call us at 1-800-215-5001. Moody Church Media [https://www.moodymedia.org/], home of "Moody Church Hour" and "Living Hope," exists to bring glory to God through the transformation of lives. Dr. Philip Miller is the 17th Senior Pastor of The Moody Church. He is the featured speaker on "Living Hope" and "Moody Church Hour," with programs broadcasting on 700 outlets in the U.S. He and his wife Krista live in Chicago with their four children. Pastor Philip is passionate about proclaiming God's Word, cultivating healthy ministry, and investing in future leaders. SUPPORT: Tax Deductible Support: https://www.moodymedia.org/donate/ Become an Endurance Partner: https://endurancepartners.org/   SUBSCRIBE: YouTube: https://www.youtube.com/@MoodyChurchMedia Daily Devotional and Weekly Digest: https://www.moodymedia.org/newsletters/subscription/

Following Christ means having an active faith and loving others without holding back.See omnystudio.com/listener for privacy information.

So, what is the hymn “Come Thou Fount” referring to with this obscure and unfamiliar phrase about raising an Ebenezer?  When you hear the word Ebenezer, you probably think of Scrooge from Dicken’s Christmas Carol. Not too many people name their sons Ebenezer these days. But in Scripture we find this word in 1 Samuel 7:12:  Then Samuel took a stone and set it up between Mizpah and Shen. He named it Ebenezer, saying, “Thus far has the Lord helped us.”  Literally the word Ebenezer means “Stone of Help.” Samuel set up—or raised—this stone as a memorial, a marker-stone, to commemorate the Israelite victory over the Philistines. This was not a stone to be worshiped; it was not to make a certain place holy, like a Mecca. But Samuel knew well that the Israelites were very prone to forget God’s goodness and blessings. So, he raised this stone as an everlasting reminder of how God had helped them win this victory.  I’d like to talk about Ebenezer stones—or stones of remembrances—for our own lives, by looking at the life of Moses. There were some definite Ebenezer stones in his life—stones of remembrance, stones when God helped him. And these turning points in his life relate to ours as well. As we look at Moses’ stones of remembrance, consider how your own life may have some similar ones.  The Stone of Salvation  You are no doubt familiar with the story of how Moses’s life was saved as a baby by a very creative mother and sister. When Pharaoh’s daughter saw baby Moses in the basket on the Nile, she took him into Pharaoh’s home and raised him as one of her own. He was physically saved, so there would be a Stone of Salvation for Moses.  Do you have a Stone of Salvation? I’m talking about salvation from the penalty of your sins. Can you tell of a time when you were made aware of your sins, where you were convicted of your sinful condition, and you knew you could not save yourself?   If you have not yet set up your stone of salvation, here’s all you have to do:   If you declare with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you profess your faith and are saved (Romans 10:9-10).  The Stone of Shame  As Moses grew to manhood, he was educated as an Egyptian with all the privileges that came from being raised as Pharaoh’s daughter. But he never forgot that he was one of God’s chosen people, so he wanted to help his people. Pharaoh kept the Jewish people in bitter servitude, and they were sorely mistreated. One day when Moses saw an Egyptian beating one of his Hebrew brothers, he killed the Egyptian and hid his body in the sand. He thought he was doing the right thing to defend his countryman, but the next day, when he saw two Hebrews fighting each other and tried to stop them, they turned on him and said, Who m

As we draw closer to God, the evidence of spiritual growth becomes visible in our daily life.See omnystudio.com/listener for privacy information.

It’s a "Best of Chris Fabry Live" conversation as verbivores unite! A verbivore enjoys words and you'll have fun as listeners tell the truth about their unknowing mispronunciations. Some listeners said a word incorrectly for years. The stories will make you smile and might bring a little learning to the Radio Backyard Fence. Hear an hour of verbal fun about mispronounced words on Chris Fabry Live. August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

We’re counting down the Top 20 songs in Christian music this week, including some big moves up the chart and several newer songs making their way toward the top. William also remembers the extraordinary life and faith of Dolly Parton, including her long history with the GMA Dove Awards and collaborations with Christian artists. You’ll hear about Jamie MacDonald’s new song inspired by *The Chosen* and a new biblical movie executive-produced by Michael W. Smith. Plus, we have a special Dolly Parton and Zach Williams 20XTRA, reveal last week’s Future Fan Favorite winner, introduce two new songs for your vote, and spotlight Arizona Hope Radio in Flagstaff and Prescott, Arizona. Which song reaches number one? Listen to find out! 20 The Countdown Magazine is listener-supported. Visit 20thecountdown.com to help us with our mission of spreading the Gospel around the world through music, one countdown at a time!

You may have watched or are planning to stream the movie "Young Washington" by Angel Studios. Well, wouldn't it be interesting to hear what the esteemed historian, Dr. W.B. Allen thinks too? This is a conversation you don't want to miss today on the Public Square®.  Topic: Rediscovering American History The Public Square® Long Format Program with hosts Wayne Shepherd and Dave Zanotti.  thepublicsquare.com Release Date: Friday, August 28th, 2026  

What are the Ten Commandments? Why are they so important for not just Jesus-followers, but the whole of humanity? Dr. Jay, the Truth Barista, and Amazing Larry begin a new series on “Living in the 10 – Living life God’s way.” Frothy Thoughts with the Truth Barista Visit HighBeam Ministry, The Truth Barista Check out the Frothy Thoughts Blog! Check out The Truth Barista Books! Check out The Truth Barista YouTube Channel!

Money is never just about money, and work is never just about a paycheck. Scripture teaches that God owns everything, gives us the ability to earn, and calls us to work with integrity because ultimately, we serve Christ. Howard Dayton, Founder of Compass Financial Ministry and author of Business God’s Way, says those truths should shape not only how Christians manage money, but how we earn it in the first place. Remember Who You’re Really Working For The foundation of biblical earning begins with recognizing that God owns everything and that He is ultimately the One we serve. Colossians 3:23-24 says: “Whatever you do, work heartily, as for the Lord and not for men… You are serving the Lord Christ.” That applies whether you own a business, work for a large company, serve in ministry, or earn a paycheck somewhere in between. Your employer may sign the check, but your work is ultimately an act of service to Christ. Even the ability to earn is a gift from God. Deuteronomy 8:18 reminds us: “You shall remember the Lord your God, for it is he who gives you power to get wealth.” That perspective guards against pride when things go well. Our abilities, opportunities, creativity, and strength are all resources God has entrusted to us. Let Integrity Define Your Work If we represent Christ in the workplace, honesty should characterize everything we do. For business owners, that means treating customers, employees, vendors, and even competitors with integrity. For employees, it means giving an honest day’s work, using company resources responsibly, and refusing to take what does not belong to us—even when no one would notice. Jesus said in Matthew 5:16: “Let your light shine before others, so that they may see your good works and give glory to your Father who is in heaven.” Our conduct at work can either reinforce or undermine the faith we profess. Biblical integrity means doing what is right because we belong to Christ, not simply because honesty is good for business. Plan Wisely Without Presuming on Tomorrow Running a business or managing a career requires planning. Scripture affirms the value of order and thoughtful preparation. 1 Corinthians 14:40 says, “All things should be done decently and in order.” While the immediate context concerns worship in the church, the broader principle reminds us that order and intentionality have value. At the same time, good planning should never become confidence that we control the future. James 4:13-14 warns those who say, “Today or tomorrow we will go into such and such a town and spend a year there and trade and make a profit,” reminding them, “You do not know what tomorrow will bring.” Christians should plan carefully while holding those plans with open hands. We prepare responsibly, but we remain dependent on God. Make Generosity Part of the Business Plan Many biblical principles such as honesty, diligence, and planning are also recognized as sound business practices. Generosity, however, can run against the world’s instinct to accumulate and protect as much as possible. Proverbs 11:24-25 says: “One gives freely, yet grows all the richer; another withholds what he should g

The Bible not only describes foolish behavior for us, but it also gives clear guidance on how we should respond to foolish people. Here’s another principle for dealing with foolish people: Principle #3 – Don’t argue with foolish people. 2 Timothy 2:23-24: Don’t have anything to do with foolish and stupid arguments, because you know they produce quarrels. And the Lord’s servant must not quarrel; instead, he must be kind to everyone, able to teach, not resentful. You will be tempted to argue with a foolish person. All your emotions will lead you in that direction. They bring out the worst in us, so you need to pray for patience and self-control. If you allow them to drag you into an argument, they have brought you down to their level, and you will never win that argument. You will just end up in great frustration. Someone has said: “Never tell a fool that he is a fool. All you’ll have is an angry fool.”  Principle #4 – Protect yourself from the resentment and anger caused by foolish people. Proverbs 27:3 (NLT): A stone is heavy and sand is weighty, but the resentment caused by a fool is heavier than both. In her book, Foolproofing Your Life, my friend, Jan Silvious gives good advice about setting boundaries for the foolish people in your life. She says to think of living in a castle, with a moat around it and a drawbridge over that moat. When you see that foolish person coming at you, think of pulling up that drawbridge. It may be a mental or emotional drawbridge, or actually putting some space between you and that person, but learn to set those boundaries.[1] Yes, you have responsibilities toward some foolish people. Yes, you must interact with some foolish people. Yes, you can’t avoid all foolish people. But it is your responsibility to protect yourself from their words, their actions, their accusations, and their behavior. As Jan puts it, if you have to feed them, use a long-handle spoon. Well, there is a lot we can learn from Scripture on how to deal with foolish people. [1] Jan Silvious, Foolproofing Your Life: Wisdom for Untangling Your Most Difficult Relationships (Colorado Springs: WaterBrook Press, 1998).

Spiritual growth isn’t about achieving perfection—it’s about genuine transformation.See omnystudio.com/listener for privacy information.

The culture around us looks at aging as a steep decline from relevance to irrelevance. But Jen Wilkin says the Bible gives us a compelling and hopeful perspective on aging. How do we embrace our age instead of fighting to stay young? How do we follow the biblical injunction to number our days aright? Don’t miss the encouragement for all ages, coming up on Chris Fabry Live. Featured Resource:Dust to Dust: Aging Wisely in an Anti-Aging World by Jen Wilkin August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.    Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

How important is your heart? Pastor Colin talks about 6 Bible passages that underline the importance of your heart.

The important issue we must consider is how we should respond to these foolish people. Our normal response is anger and frustration. But what does God want us to do? Let’s see what the Bible says. How are we to respond to foolish behavior? Pray for them. God can change anybody. Don’t ever give up. You can’t change them, but you can pray for God to change them. Keep the right attitude and motivation toward foolish people. It’s easy to become judgmental and arrogant toward them. Remember, God loves them as much as he loves you. Be prepared to set boundaries and protect yourself from being harmed by foolish people. Now, here are some Scriptures that give us further guidance on how God wants us to respond to the foolish people in our lives. Principle #1 – Don’t try to change them with advice. Proverbs 23:9 (NLT): Don’t waste your breath on fools, for they will despise the wisest advice. You may present the most logical, clear, helpful presentation of the right thing they should do, but they will not have ears to hear. If you keep trying to offer your advice, to persuade them with words, you will be continually frustrated. Principle #2 – Don’t give them honor or luxury. Proverbs 19:10: It is not fitting for a fool to live in luxury – how much worse for a slave to rule over princes! Proverbs 26:1: Like snow in summer or rain in harvest, honor is not fitting for a fool. Foolish people are easily spoiled and generally have no regard for taking care of possessions. They can ruin a car, a home, and clothes with no shame or concern. Giving them things will not solve their problems, though they want to get anything they can. They will ask for and expect gifts. To give them undeserved honor of any kind is neither smart nor helpful. To give them places of honor is to invite trouble. They don’t know how to handle honor or responsibility.

New research shows that when financial counsel aligns with our faith, trust deepens, anxiety decreases, and success begins to mean more than investment performance. On the next Faith & Finance Live, Rob West and Sharon Epps unpack what these findings mean for faithful stewardship. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

We live in a world confused about sexuality. So how do parents help pre-teenagers? Author and educator, Dr. Christopher Yuan has a new approach from The Holy Sexuality Project. It’s a first-of-its-kind animated discipleship series helping preteens discover God's design for identity, sexuality, gender, and following Jesus. Don’t miss Chris Fabry Live! Featured Resource:The Holy Sexuality Project: Preteen Series August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.  Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

Why has God given us liberty? And how will we answer to God for the freedom He has entrusted to us? In today’s message, Pastor Cucuzza brings a special sermon that challenges us to use our freedom to serve God faithfully—not just today, but every day.

What does it mean to become a true Christian? What would that look like in actual practice? Pastor Colin talks about four marks of genuine conversion.

In this episode, David Wollen looks at the necessity of the new birth and what the Great Awakening can teach us about proclaiming the gospel while pursuing unity in Christ.

Take a look at Joni's painting up close here! --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Some people seem to dabble at prayer. “Lord, bless everybody everywhere, amen.” Others get on their knees and pray earnestly, whole-heartedly, passionately. Prayer can actually energize our faith . . . and faith can energize our prayers. And today on A NEW BEGINNING, Pastor Greg Laurie helps us move to a more immersive, more rewarding experience in talking with God. We’ll learn some important principles that’ll take us there. It’s a good time to take notes. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

You know exactly what your spouse needs to work on. But what if you're missing the bigger narrative? Based on his books When Sinners Say I Do and I Still Do, author and pastor Dave Harvey joins Dave and Ann Wilson for an honest conversation about marriage blind spots, self-awareness, and the hidden habits keeping you stuck. See cru.org/us/en/about/privacy FamilyLife’s Privacy Policy

The Bible has a lot to say about foolish behavior. For example, they handle money recklessly, they quarrel frequently and pick fights, they tend to be lazy and lack focus and ambition. And sadly, they never seem to learn from past experiences. Proverbs 27:22 says, Though you grind a fool in a mortar, grinding them like grain with a pestle, you will not remove their folly from them. With all the trouble they bring on themselves, fools still never seem to learn. No matter how bad the consequences of their behavior are, they repeat the same things again. The Bible also tells us about the consequences and effects of foolish behavior on other people. A foolish person brings trouble on his family (Proverbs 11:29), and parents of a foolish child are in for heartache. Proverbs 10:1 says: A wise son brings joy to his father, but a foolish son grief to his mother. Also, a foolish person on the job can wreak havoc. Proverbs 26:10 says: Like an archer who wounds at random is he who hires a fool or any passer-by. Foolish people cause problems and present unique challenges. Whether you work with or for someone who behaves foolishly or have a family member or friend who fits that description, they can cause you many hours of pain, confusion, anger, and frustration. I urge you to think of the people in your life who demonstrate some of these foolish characteristics, perhaps write their names down, and begin to pray for them. Remember, no one is in your life by accident, and God has a purpose for allowing them in your life. Your challenge is to see the big picture from God’s eyes and know how to respond in a godly way.

God’s Word reminds us of the joy and freedom of belonging to Jesus.See omnystudio.com/listener for privacy information.

Reverse mortgages continue to carry a negative reputation, but faithful stewardship means evaluating financial tools based on how they work today. On the next Faith & Finance Live, Rob West and Harlan Accola explain why many Christians remain hesitant. They also discuss how a modern, FHA-insured reverse mortgage could fit into a thoughtful retirement plan. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

We are presenting part 2 of our happiness conversation. This time, happiness and your children. Dr. Jonathan Eckert believes the pursuit of happiness is making our kids miserable. He says there is a happiness crisis we’re facing as parents and the antidote is to help children embrace struggle and adversity so they can become resilient, joyful and happy. Hear the encouragement on Chris Fabry Live. Featured Resource:The Happiness Crisis by Jonathan Eckert August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

How do you interact with a person who’s hostile to the gospel? Pastor Colin looks at 3 question-and-answer sessions with Jesus, to learn how he handles these conversations.

Reverse mortgages have carried a negative reputation for years, especially among Christians who are cautious about debt. But as with any financial tool, faithful stewardship calls us to understand how it works before deciding whether it belongs in a financial plan. Harlan Accola leads the reverse mortgage team at Movement Mortgage, a FaithFi underwriter. He joined the show today to explain why reverse mortgages remain controversial, how today’s Home Equity Conversion Mortgage (HECM) differs from older products, and when it might play a useful role in retirement planning. Why Are Christians Hesitant About Reverse Mortgages? For many believers, the hesitation begins with debt itself. Scripture repeatedly encourages wisdom, contentment, and caution in financial matters, so borrowing against a home's equity can feel contrary to good stewardship. There is also the lingering reputation of earlier reverse mortgage products. Many people remember stories involving high costs, confusing terms, or homeowners facing difficult circumstances later in life. Accola says those concerns are understandable. “I felt the same way in the past before I understood them,” he said. But he argues that many people are evaluating today’s federally insured reverse mortgages based on older versions of the product—or confusing them with other home-equity arrangements that work very differently. That makes it important to understand exactly which product is being considered and how its protections, costs, and obligations work. What Is a HECM? The most common type of reverse mortgage is the Home Equity Conversion Mortgage, or HECM, which is insured by the Federal Housing Administration. Unlike a traditional mortgage, a HECM generally does not require the borrower to make monthly principal and interest payments. Instead, the loan balance typically grows over time and becomes due when the borrower no longer occupies the home as a principal residence, sells the property, or dies. The homeowner still retains ownership of the home and remains responsible for obligations such as property taxes, homeowners insurance, and property maintenance. HECMs also include protections designed specifically for older homeowners. Borrowers must complete independent counseling before obtaining the loan, and the loans are non-recourse, meaning the borrower or heirs generally will not owe more than the home's value when the loan is repaid. Certain eligible non-borrowing spouses may also be able to remain in the home after the borrowing spouse dies, provided they meet program requirements. Those features make today’s HECM significantly different from some of the products that contributed to reverse mortgages’ poor reputation in earlier decades. Turning Home Equity Into Retirement Flexibility For many retirees, a home represents one of their largest assets. Yet that wealth is often difficult to use without selling the property or taking on more debt. A reverse mortgage can potentially convert a portion of that equity into accessible funds. One possible benefit is improved monthly cash flow. Eliminating a required mortgage payment could help a retiree living on reduced income balance a budget without turning to credit cards or other higher-cost borrowing. Reverse mortgage proceeds may also provide additional resources for expenses such as home repairs, healthcare, or long-term care. A HECM line of credit can offer another form of flexibility. For example, retirees may be able to draw from home equity during a market downturn rather than selling investments after they have declined in value. Used carefully, that could give an investment portfolio more time to recover. Home equity might also help preserve

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Are you in need of hope today? Are life’s ups and downs threatening to take the fight out of you or someone you love? Before you throw in the towel, join Chip as he shares how to find joy - even in the midst of really tough times.ResourcesMessage NotesSpecial OffersConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookYouTubePartner With UsDonate Online888-333-6003

Is there anyone in your life you consider to be a foolish person? I imagine you can think of someone. It’s important for us to recognize foolish behavior and respond to it correctly. Let’s look at how the Bible defines a person who is foolish: Quick-Tempered Fools show their annoyance at once, but the prudent overlook an insult (Proverbs12:16). It is foolish behavior to lose your temper. A foolish person will say and do all kinds of foolish things because of his/her temper. Their temper is often notorious. Acts Impetuously and Without Regard for Consequences Wise people think before they act; fools don’t and even brag about it! (Proverbs 13:16). A wise man fears the Lord and shuns evil, but a fool is hotheaded and reckless (Proverbs 14:16). Do you know someone who does or says whatever pops into their head, without any regard for how it affects their future, other people, their pocketbook, etc.? Foolish people have little regard for consequences; they live totally for the pleasure of the moment. And they brag about it! Talks endlessly, brags, spouts off frequently The wise person makes learning a joy; fools spout only foolishness (Proverbs 15:2 NLT). A fool finds no pleasure in understanding but delights in airing his own opinions (Proverbs 18:2). Proverbs 10:19 reminds us: When words are many, sin is not absent, but he who holds his tongue is wise. Jesus warned us that everyone will have to give account on the day of judgment for every careless word they have spoken (Matthew 12:36). Foolish people have an opinion on anything and everything. Even though they may have very little knowledge, they always have an opinion. And of course, they are very vocal about their opinion with little regard for anyone else’s opinion. Refuses Advice, Accountability and/or Discipline A fool spurns a parent’s discipline, but whoever heeds correction shows prudence (Proverbs 15:5). A fool never accepts advice or correction of any kind. They are unteachable. And they refuse needed disciplines in their lives like being on time, fulfilling their promises, being accountable for their actions, being dependable, following through and following up. These are not very complimentary descriptions, are they? If you have some foolish people in your life, ask God to help you respond appropriately.

Jesus is our standard in giving. He made Himself nothing in order to give us everything. In this message from 2 Corinthians 8, Pastor Lutzer identifies five characteristics of the generous people at Macedonia. Why were the Macedonian believers able to give out of their severe trial and poverty? This month's special offer is available for a donation of any amount. Get yours at https://rtwoffer.com or call us at 1-888-218-9337. Moody Church Media [https://www.moodymedia.org/], home of "Running To Win," exists to bring glory to God through the transformation of lives. Erwin W. Lutzer is Pastor Emeritus of The Moody Church in Chicago, where he served as Senior Pastor for 36 years. He is a prolific author of over seventy books. A clear expositor of the Bible, he is the featured speaker on "Running To Win" and "Songs In The Night," with programs broadcasting on over a thousand outlets in the U.S. and across more than fifty countries in seven languages. He and his wife, Rebecca, live in the Chicago area. They have three grown children and eight grandchildren.   SUPPORT: Tax Deductible Support: https://www.moodymedia.org/donate/ Become an Endurance Partner: https://endurancepartners.org/   SUBSCRIBE: YouTube: https://www.youtube.com/@MoodyChurchMedia Daily Devotional and Weekly Digest: https://www.moodymedia.org/newsletters/subscription/

Every small step toward God can lead us into deeper intimacy with Him.See omnystudio.com/listener for privacy information.

Human ambition is often rooted in pride. But “holy ambition”? That’s something else! When your ambitions aren’t about your own glory but God’s, you’ll find Him to be a source of empowerment that you can’t get anywhere else.  Pastor and radio teacher Chip Ingram will join us to dive into the story of Nehemiah, a humble servant of the king who became a leader of his people. Nehemiah could have kept his comfortable position in the palace, but instead he chose a radical path that allowed him to do amazing things for God. You can too! But you’re going to have to take some risks. And that means you’ve got to put aside fear or pride and start acting on your holy ambitions.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.

Our financial lives stand or fall on the foundation we choose. Jesus said the wise man built his house on the rock; when the storm came, the house stood (Luke 6:48). The same is true of our financial lives. On the next Faith & Finance Live, Rob West and John Cortines describe how to build a financial house on the wisdom of God’s Word. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

We are beginning a two-day series on happiness. First, from across the pond, pastor and author Andrew Wilson will talk about what happiness is, where to find it, and how to make it last forever. Is there a distinction between happiness and joy? What are the common myths the culture feeds us about the topic? Don't miss the practical discussion on Chris Fabry Live. Resource Mentioned:Happiness: What It Is, Where to Find It, and How to Make It Last Forever by Andrew Wilson August thank you gift:Resolve Conflict and Find Peace and Hope with Adult Children by Kathy Koch Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

You have a friend (or a loved one) who’s not yet a Christian, and they’re dying. What could you say to encourage them? Pastor Colin gives us some powerful words of wisdom and love to share.

The Bible clearly describes foolish behavior and warns us about it. Some people behave foolishly on a sporadic basis; others are consistently foolish. As we talk about foolish people, we need to be aware that we could be talking about ourselves as well. None of us is exempt from any of these foolish characteristics. I spent ten years doing my own thing, walking away from my commitment to Jesus Christ, and I shake my head as I think of how foolishly I behaved in those years. We will look to God’s Word to define foolish behavior for ourselves and look again to tell us what our responsibility is when we deal with that kind of person. Not all foolish people have all these characteristics. You may know foolish people with only one of these traits, but it is so pronounced that it consumes them. What is foolish behavior? Denying, disregarding, or rebelling against God The fool says in his heart “There is no God” (Psalm 14:1). It is very foolish to ignore the living God. In fact, nothing could be more foolish. And this applies not only to those who are outright atheists or agnostics but also to those who live as though there is no God. If you asked them, many would say, “I believe there is a God.” But nothing in their life or lifestyle shows any acknowledgement of God. They live as though God does not exist. The Bible says they are fools. Slandering, lying, deceiving He who conceals his hatred has lying lips, and whoever spreads slander is a fool (Proverbs 10:18). Foolish people don’t hesitate to lie. They are big on running other people down. Their mouths often get them into trouble. Just think of the foolish people you know. Isn’t their mouth one of their biggest problems? When our mouths are out of control, we, too, are foolish.

The Bible is a book, but it is not just a book. __________ For more resources visit breakpoint.org. 

Though storms may rage around us, Jesus is still present—He is our calm within the storm.See omnystudio.com/listener for privacy information.

Do you have a long-term vision for those your life will influence? Jani Ortlund has a long-term vision. She tells us why she’s thinking 200 years down the road.As our thanks for your gift of any amount this month:Finding Beauty in Every Season."Finding Beauty in Every System: 30 Reflections to Start Your Day" invites women to begin each morning with quiet encouragement, biblical truth, and reminders of God’s faithfulness through every season of life.Give today