Total Money Management

Part 2 of the Anti-Fragile Investor. Steve Moriarty and Jacob Senior move from theory to practice, walking through Taleb's six operational principles, the barbell strategy, and why volatility drag makes one bad year worse than most investors realise. With CAPE at 42.5, the goal isn't to predict the next crash, it's to build a portfolio that benefits when one arrives.Companion paper: Join Signals & Noise (free weekly newsletter): totalmoneymanagement.com.auTake the investor personality assessment: totalmoneymanagement.com.au/Enneagram-typesJoin the S&N Premium community: totalmoneymanagement.com.au/offers/PrbobKT9This podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642.

Oil is swinging wildly as tensions in the Strait of Hormuz escalate and Trump pushes for a deal. A $116 million crypto hack just hit cold storage wallets across 5,200 addresses. And a 25 year old "genius" fund manager just got wiped out after leveraging 40x into AI stocks, a case study in exactly what Buffett warned about decades ago.This week Steve, Tom and Jacob break down what's actually moving markets, why leverage is the fastest way to turn a good thesis into a bad outcome, and the real maths behind compounding your money (spoiler: it's slower than you think).Want the charts, the numbers and the full breakdown behind everything we cover on the show? Join the free Signals & Noise newsletter at totalmoneymanagement.com.au and get it straight to your inbox every week.If this episode was useful, the biggest favour you can do us is leaving a quick review. It genuinely helps more people find the show.This podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642.

Markets can go sideways for ten or fifteen years. The CAPE ratio sits at 42. Global debt is stretched, and retail investors are piling into property, Bitcoin, and leveraged ETFs. So what happens next, and how do you position for it?In this special two-part episode, Steve Moriarty and Jacob Senior lay out an investment philosophy built to work through the entire market cycle, not just the good years. Drawing on Nassim Taleb's Incerto, the Kelly Criterion, and the risk-first thinking of investors like Ed Thorpe, Steve explains what separates fragile portfolios from robust ones, and robust ones from truly antifragile ones. You'll hear why the "time the market versus time in the market" debate is a false choice, the two scenarios Steve thinks are most likely from here (a GFC-style crash, or a Japan-style deleveraging that grinds asset prices lower over ten to twenty years), and how Taleb's three categories, coffee cups, weights, and everything in between, apply to the assets sitting in your portfolio right now.Part 2 will cover how to actually build the portfolio.If you want to think differently about your money, learn more about our approach at totalmoneymanagement.com.au, or take our free investor personality assessment at totalmoneymanagement.com.au/Enneagram-types to find out what kind of investor you are.This podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642.

Oil just jumped 20% in a fortnight, the US market is priced for perfection, and Australian property looks like it has finally rolled over. Red flags are everywhere.Steve, Tom and Jacob run through the week that was: the broken ceasefire and the race toward nuclear, a market sitting 200% above trend with Buffett quietly selling, the private credit boom regulators are now worried about, and why 25 years of property gains may be ending. Then the part most people skip: how to keep your head when markets turn, using System 1 and System 2 thinking, a written plan, and a longer time frame.Free newsletter: https://www.totalmoneymanagement.com.auFull show notes: https://www.totalmoneymanagement.com.au/Episode145 Follow and leave a review to help us grow.General information and education only, not financial advice. Total Money Management | AFSL 568642

Steve, Tom and Jacob are back (with working microphones this time) to unpack a week where the cracks got harder to ignore.The Iran ceasefire has collapsed, tanker traffic through the Strait of Hormuz is running at a third of normal, and shipping insurance costs have jumped sevenfold. The lads explain why "oil" isn't one thing, why China's demand drop saved us last time, and why a genuine supply shock may still be creeping up on us.Then it's over to Korea, where the stock market swung wildly all week and the CAPE ratio has bolted from 17 to 44 in twelve months. Compare that with Indonesia, Brazil and Turkey sitting near 10, and the case for emerging markets and commodities starts to write itself.Plus: the AI earnings problem nobody wants to talk about, semiconductors now making up 20% of the S&P 500, what Buffett's IBM exit really tells us, and why margin debt at $1.5 trillion should have your attention. The title says it all: every country holds a chokepoint, and everybody's knackered.Watch Your Edge: markets can go sideways for 15 years or more. The era of quick capital gains is over, and the game is shifting to income and yield.Subscribe to the free Signals & Noise newsletter: https://www.totalmoneymanagement.com.au/Want to go deeper? Join Signals & Noise Premium for weekly analysis, Stock Thoughts, and our monthly live coaching call.This podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642.

Episode 143: A TMM MonologueThe ceasefire didn't hold, and neither did the calm. This week Steve flies solo (audio only) with a look at what the renewed Iran-US conflict means for oil, helium and fertiliser supply, and why the uncertainty premium is back in commodity markets.Also in this episode:Debt is piling up on both sides of the ledger: margin lending, leveraged ETFs and an options boom, all while the CAPE sits at 42, four and a half standard deviations above trend. Steve explains why that combination calls for caution, not prediction.Military spending is booming across the US, Europe, Japan and Australia, and governments competing for copper, iron ore and aluminium is one more reason we like commodities, and especially energy, over the long term.The OECD says the Australian economy is in trouble. Steve pushes back on the doom narrative, looks at the productivity debate, and unpacks what falling house prices might really signal.Plus, in Watch Your Edge: buy and hold wasn't always gospel. When strawberries are $15 a punnet, you skip the strawberries. The same logic applies to overpriced markets, and holding cash while you wait is not missing out.Subscribe to the free Signals & Noise newsletter: totalmoneymanagement.com.auWant the charts, data and full analysis behind this episode? Join Signals & Noise Premium: totalmoneymanagement.com.au/offers/UoT6mohZ/checkoutNot sure what kind of investor you are? Take the TMM investor personality assessment: totalmoneymanagement.com.au/Enneagram-typesThis podcast is for informational purposes only and does not constitute financial advice. Total Money Management | AFSL 568642

Buffett said if you can't manage your emotions, you can't manage your money. This week we prove him right. Steve, Tom and Jacob break down Howard Marks' Mastering the Market Cycle: the three stages of every boom and bust, why the CAPE at 42 stacks the odds against US stocks, and why you never need to pick the bottom.🧠 What type of investor are you? Take the 2-minute quiz 👉 https://www.totalmoneymanagement.com.au/Quiz📰 Free newsletter 👉 https://www.totalmoneymanagement.com.au/📊 Signals & Noise Premium 👉 https://www.totalmoneymanagement.com.au/offers/PrbobKT9/checkoutGeneral information only, not personal advice. Total Money Management, AFSL 568642.

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com....📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com....📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com....📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com....📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com....📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com....📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com....📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com....📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com....📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com....📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Most investors do not have an information problem. They have a decision-making problem.Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing.This is not a podcast about chasing hot tips, reacting to headlines, or pretending anyone can predict the future.It is about building a better investing framework.We cover market cycles, valuation, portfolio structure, investor behaviour, risk management, and the principles that help you protect capital and make calmer decisions when everyone else is emotional.If you want to become a more disciplined investor, start with our free Investor Personality Map.It will help you understand how you naturally make decisions with money, where your strengths are, and where your blind spots may be costing you.Take the free Investor Personality Map hereTo learn more about Total Money Management and how to work with us, visit:https://www.totalmoneymanagement.com.au/Follow us on Instagram:@totalmoneymanagementDisclaimer:This podcast is provided by Total Money Management Pty Ltd, AFSL 568642, for educational purposes only. The information does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.

Most investors do not have an information problem. They have a decision-making problem.Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing.This is not a podcast about chasing hot tips, reacting to headlines, or pretending anyone can predict the future.It is about building a better investing framework.We cover market cycles, valuation, portfolio structure, investor behaviour, risk management, and the principles that help you protect capital and make calmer decisions when everyone else is emotional.If you want to become a more disciplined investor, start with our free Investor Personality Map.It will help you understand how you naturally make decisions with money, where your strengths are, and where your blind spots may be costing you.Take the free Investor Personality Map hereTo learn more about Total Money Management and how to work with us, visit:https://www.totalmoneymanagement.com.au/Follow us on Instagram:@totalmoneymanagementDisclaimer:This podcast is provided by Total Money Management Pty Ltd, AFSL 568642, for educational purposes only. The information does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.

Most investors do not have an information problem. They have a decision-making problem.Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing.This is not a podcast about chasing hot tips, reacting to headlines, or pretending anyone can predict the future.It is about building a better investing framework.We cover market cycles, valuation, portfolio structure, investor behaviour, risk management, and the principles that help you protect capital and make calmer decisions when everyone else is emotional.If you want to become a more disciplined investor, start with our free Investor Personality Map.It will help you understand how you naturally make decisions with money, where your strengths are, and where your blind spots may be costing you.Take the free Investor Personality Map hereTo learn more about Total Money Management and how to work with us, visit:https://www.totalmoneymanagement.com.au/Follow us on Instagram:@totalmoneymanagementDisclaimer:This podcast is provided by Total Money Management Pty Ltd, AFSL 568642, for educational purposes only. The information does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.

Most investors do not have an information problem. They have a decision-making problem.Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing.This is not a podcast about chasing hot tips, reacting to headlines, or pretending anyone can predict the future.It is about building a better investing framework.We cover market cycles, valuation, portfolio structure, investor behaviour, risk management, and the principles that help you protect capital and make calmer decisions when everyone else is emotional.If you want to become a more disciplined investor, start with our free Investor Personality Map.It will help you understand how you naturally make decisions with money, where your strengths are, and where your blind spots may be costing you.Take the free Investor Personality Map hereTo learn more about Total Money Management and how to work with us, visit:https://www.totalmoneymanagement.com.au/Follow us on Instagram:@totalmoneymanagementDisclaimer:This podcast is provided by Total Money Management Pty Ltd, AFSL 568642, for educational purposes only. The information does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is provided by Total Money Management Pty Ltd (AFSL 568642) for educational purposes only. It does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek independent advice before acting. Past performance is not a reliable indicator of future performance.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫 Disclaimer: This podcast is for educational purposes only and should not be considered financial advice.Subscribe to our free resources:📰 The Week That Was – weekly market insights direct to your inbox:👉 ⁠⁠Sign up here⁠⁠: https://www.totalmoneymanagement.com.au/offers/ChShAoo8/checkout📘 The Four C’s eBook – your guide to becoming a confident investor:👉 ⁠⁠Download free⁠⁠: https://www.totalmoneymanagement.com.au/opt-in-cb27e4e0-1e89-4b63-834c-70e07beb4319📲 Follow us on Instagram for daily tips, behind-the-scenes content & updates:👉 ⁠⁠@totalmoneymanagement⁠⁠🌐 Learn more: ⁠⁠www.totalmoneymanagement.com.au⁠

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.General advice only AFSL: 568642To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio

Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently.This podcast is for education only and not financial advice.To access all our free resources, community links, and updates, visit:👉 totalmoneymanagement.com.au/tmm-link-in-bio