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Total Money Management

by Total Money Management

Join Steve, Tom, and Jacob as they dive into the real world of investing. From stocks and property to bonds and the global economy, we simplify complex ideas with bold insights, straight talk, and a touch of humour. Whether you're just starting out or refining your strategy, this podcast helps you grow your confidence, challenge the norms, and take control of your financial strategy. Follow @Totalmoneymanagement on Instagram for more.To develop your own investment strategy, email us at [email protected]

Publisher-supplied feed metadata · PodParley refreshed Jun 8, 2026 · Source feed

Episodes

  1. Episode 157: Templeton’s Chart: How to Invest When Everything Is Expensive

    Steve and Tom are flying without Jacob this week, covering the week ending 16 October 2026. They open with the French supermarket chain whose freezers went from minus five to fifty degrees, blamed on a cyber attack and actually caused by software nobody bothered to update, then the Norwegian…

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  2. Episode 156: What’s Your Edge? Timeframe, Volatility and Action

    Reports of a plague in Russia, Europe and China in a trade standoff, and the Middle East pulling in more players. Then the question we get most: how do you invest when the CAPE is 42? Steve, Tom and Jacob look at Australia's recession risk, government deficits and falling Gold Coast rents. They...

  3. Episode 155: Why Stock Picking Is So Hard (And What the Data Says About Risk)

    The RBA has raised rates again, property owners are weighing whether to sell, and a listener is rebalancing heifers. Against that backdrop, Jacob and Steve go through a risk hierarchy special. They start with how the industry defines risk (volatility and age-based risk tolerance) and ask whether...

  4. Episode 154: Greenland, Diesel Shortage Fears & the AI Cost Problem

    Is Australia exposed to a diesel supply shock? Why does Greenland matter to the US military? And are AI companies actually making money? In this week's Signals & Noise (week ending 25 September), we cover the Donroe Doctrine, oil price swings and Strait of Hormuz rumours, rising memory chip…

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  5. Episode 153: Dodgy Loans, Private Credit and Late-Cycle Signs

    Gold Coast broker Joel from Sunshine Finance joins Steve and Jacob to talk about the risks he sees on the lending front line, from property developments to private credit offers promising big returns. Joel comes from a construction background and says no before he says yes. He explains why...

  6. Episode 152: Grey Swans

    Masterclass link: https://www.totalmoneymanagement.com.au/Webinar-Anti-Fragile 25 years since 9/11, and the Middle East is heating up again. Steve and Jacob break down the Houthi attacks on Saudi Arabia, Iran's economic squeeze, and oil pushing toward $100 a barrel, then dig into why avoiding big...

  7. Episode 151: Cash Equals Options

    FREE WEBINAR LINK: https://www.totalmoneymanagement.com.au/Webinar-Anti-Fragile?cid=7c7b1153-bccd-4fad-aef2-c3812804fe4a This week Steve, Tom and Jacob open with three headlines that are more connected than they look: Iran calling for resolution under the weight of sanctions and inflation, the…

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  8. Episode 150: Sanctions, Oil and Three Years On

    150 episodes. Over three years of cutting through the noise together. To mark it, Steve, Tom and Jacob run through this week's biggest stories: new US sanctions on Iran and what they mean for oil, why Australia's fuel security is more fragile than the export numbers suggest, the real story behind...

  9. Ep 149: The World Order Is Breaking, and Why Australian Property Isn't Coming Back

    This week Steve, Jacob and Tom cover the shifting global order, why America is pulling back from being the world's policeman, and what that means for trade, tariffs and geopolitics. They also break down new bank lending data out of China, the risks building up in private credit and AI...

  10. Episode 148: The Anti-Fragile Investor Part 2

    Part 2 of the Anti-Fragile Investor. Steve Moriarty and Jacob Senior move from theory to practice, walking through Taleb's six operational principles, the barbell strategy, and why volatility drag makes one bad year worse than most investors realise. With CAPE at 42.5, the goal isn't to predict…

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  11. Episode 147: Oil Wars, Crypto Chaos and a $20 Billion Leverage Lesson

    Oil is swinging wildly as tensions in the Strait of Hormuz escalate and Trump pushes for a deal. A $116 million crypto hack just hit cold storage wallets across 5,200 addresses. And a 25 year old "genius" fund manager just got wiped out after leveraging 40x into AI stocks, a case study in exactly...

  12. Episode 146: The Antifragile Investor (Part 1)

    Markets can go sideways for ten or fifteen years. The CAPE ratio sits at 42. Global debt is stretched, and retail investors are piling into property, Bitcoin, and leveraged ETFs. So what happens next, and how do you position for it? In this special two-part episode, Steve Moriarty and Jacob…

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  13. Episode 145: The Property Game Is Over

    Oil just jumped 20% in a fortnight, the US market is priced for perfection, and Australian property looks like it has finally rolled over. Red flags are everywhere. Steve, Tom and Jacob run through the week that was: the broken ceasefire and the race toward nuclear, a market sitting 200% above...

  14. Episide 144: Everybody's Knackered: Oil, Chips and Chokepoints

    Steve, Tom and Jacob are back (with working microphones this time) to unpack a week where the cracks got harder to ignore. The Iran ceasefire has collapsed, tanker traffic through the Strait of Hormuz is running at a third of normal, and shipping insurance costs have jumped sevenfold. The lads...

  15. Episode 143: A TMM Monologue

    Episode 143: A TMM Monologue The ceasefire didn't hold, and neither did the calm. This week Steve flies solo (audio only) with a look at what the renewed Iran-US conflict means for oil, helium and fertiliser supply, and why the uncertainty premium is back in commodity markets. Also in this…

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  16. Episode 142: Mastering the Markets Special

    Buffett said if you can't manage your emotions, you can't manage your money. This week we prove him right. Steve, Tom and Jacob break down Howard Marks' Mastering the Market Cycle: the three stages of every boom and bust, why the CAPE at 42 stacks the odds against US stocks, and why you never…

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  17. Episode 141: Super, randomness, volatility

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  18. Episode 140: Pumping up the share price - young people have had a gutful

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  19. Special Episode: A conversation with Dr Dan Soobratty

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  20. Episode 139: ASX nightmares, long SOXS, short SOXS, not advice!

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  21. Episode 138: Tax, volatility & kids are becoming more conservative

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  22. Episode 137: Bubbles, managing resources & the economics of AI

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  23. Episode 136: Opportunities in commercial property, Putin pulls out & Steve responds to Luca

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  24. Episode 135: Budget, Trump meets Xi Jinping & America on the decline

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  25. Episode 134: Warren Buffett and the fat pitch

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  26. Ask the Expert: Jarrod from Atlas Property

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  27. Episode 133: Make it as simple as possible

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  28. Episode 132: How to make money - but first a long overdue bashing of trumps former sidepiece

    Most investors do not have an information problem. They have a decision-making problem. Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing. This is not a…

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  29. Episode 131: Recession risk - the government has to keep people employed

    Most investors do not have an information problem. They have a decision-making problem. Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing. This is not a…

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  30. Episode 130: Lockdowns, war and little orange men

    Most investors do not have an information problem. They have a decision-making problem. Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing. This is not a…

    more
  31. Episode 129: God humans are stupid

    Most investors do not have an information problem. They have a decision-making problem. Every week, Steve Moriarty, Tom Hill, and Jacob Senior from Total Money Management help you cut through the noise and think more clearly about markets, money, risk, and long-term investing. This is not a…

    more
  32. Episode 128: Will work for food

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  33. Episode 127: America has been carrying the burden

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  34. Episode 126: We shouldn't get excited about oil - but this is our job

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  35. Episode 125: We could be looking at a serious bout of inflation

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  36. Episode 124: Only bet when the odds are in your favour

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  37. Special Episode: Community questions part 1

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more
  38. Episode 123: It always involves debt, it's going to be really, really ugly

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  39. Episode 122: The coming decade will be a wild ride - with plenty of opportunity

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  40. Episode 121: Keep your eye on immigration

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

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  41. Episode 120: Tom went to Vegas but Steve earns (humble) bragging rights

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently. This podcast is for education only and not financial…

    more
  42. Episode 119: AI will change the world - but that time is a long way off

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently. This podcast is for education only and not financial…

    more
  43. Episode 118: Trying to save the world with pen, paper & solar panels

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently. This podcast is for education only and not financial…

    more
  44. Episode 117: The cycle has turned, globalisation is dead

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently. This podcast is for education only and not financial…

    more
  45. Special: Past Present Future

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they dive into what really drives markets. From practical investing frameworks to timeless principles and everyday money lessons, this show helps you think clearly and invest confidently. This podcast is for education only and not financial…

    more
  46. Special: How to learn about investing

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more
  47. Episode 116: The free market isn't working

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more
  48. Episode 115: We're stuffed, Merry Christmas!

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more
  49. Episode 114: Eating Sh*t: The worst thing you can do for your portfolio

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more
  50. Episode 113: There's times when you've got to sit out of the game

    Join Steve Moriarty, Tom Hill, and Jacob Senior as they unpack the world of investing—from market moves and strategies to timeless principles and everyday money wins. Whether you’re just starting out or deep into your investing journey, we’re here to educate, challenge, and inspire. 🚫…

    more

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ABOUT THIS SHOW

Join Steve, Tom, and Jacob as they dive into the real world of investing. From stocks and property to bonds and the global economy, we simplify complex ideas with bold insights, straight talk, and a touch of humour. Whether you're just starting out or refining your strategy, this podcast helps you grow your confidence, challenge the norms, and take control of your financial strategy. Follow @Totalmoneymanagement on Instagram for more.To develop your own investment strategy, email us at [email protected]

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Total Money Management

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Frequently Asked Questions

How many episodes does Total Money Management have?

Total Money Management currently has 152 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Total Money Management about?

Join Steve, Tom, and Jacob as they dive into the real world of investing. From stocks and property to bonds and the global economy, we simplify complex ideas with bold insights, straight talk, and a touch of humour. Whether you're just starting out or refining your strategy, this podcast helps you...

How often does Total Money Management release new episodes?

Total Money Management publishes regularly with 152 episodes available. Check the episode list for the typical release schedule.

Where can I listen to Total Money Management?

You can listen to Total Money Management on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Total Money Management?

Total Money Management is created and hosted by Total Money Management.
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