Wealth Well Done

PODCAST · business

Wealth Well Done

You’ve heard the narrative that the super wealthy don’t pay taxes and the rich keep getting richer. Unless your net worth has reached family office status, you likely don’t have access to understand how they do it. In this weekly podcast designed for affluent stewards, we will go deep into the financial planning tactics of the high net worth community. You will learn how “the rich” pay so little in taxes, and how that can apply to you. You will learn how the wealthy invest differently than the standard investor. You will learn how the biggest philanthropists in the world maximize the assets they give. All of this will be shared through a lens of understanding the responsibility associated with wealth and its impact on you, your family, and the world around you.In one facet, Eric, in cooperation with his expert guests, will demystify the _complexities and share some of the best strategies in the categories below to help you make informed decisions and grow your wealth.Getting healthy

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    E101: Tactical Finance to Kingdom Calling: Reflections on 100 Episodes with On Air Brands

    After one hundred episodes of exploring the intersection of faith and finance, Eric Scovill reflects on the journey alongside the team behind the scenes—Erik Cabral, founder of On Air Brands, and Kailey Green, COO—who flip the script and interview Eric about how this show took shape and what he’s learned along the way.   This heartfelt conversation reveals the Holy Spirit's gentle nudging that led to the podcast's creation, the transformation from business content to ministry, and the profound impact of seeking God in all things. Eric shares how obedience to God's calling, even when uncomfortable, led to unexpected multiplication and blessing.   Learn how shifting perspective can literally slow down time and eliminate "bad days" from your experience…and most importantly, be encouraged to seek Jesus for who He really is–not just the pieces that fit comfortably into our theology.   0:00 Introduction 2:41 Hosting Takeover 4:58 The Holy Spirit's Gentle Nudging 8:15 Podcast as a Catalyst for Kingdom Work 11:35 Pushing Forward in Obedience When You Don't Feel Like It 15:19 Stories of Impact from Listeners 18:09 Faith Journey from Childhood Through Adulthood 24:39 How the Mission Evolved from Business to Ministry 31:42 Future Vision for Content and Speaking 36:42 Discerning God's Direction Through Prayer 45:46 Working with Ultra High Net Worth Clients and Heart Transformation 52:38 The Secret to Slowing Down Time Through Gratitude 1:02:43 Final Challenge   Resources Mentioned:   🌐 On Air Brands: https://onairbrands.com/  📚 Reese Howells Intercessor by Norman Grubb 📚 The Unseen Realm: Recovering the Supernatural Worldview of the Bible Hardcover by Michael S. Heiser

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    E100: What Every Believer Should Know About Deliverance with Pastor Nathan Rychener

    Are you unknowingly battling unseen forces?    Pastor Nathan Rychener joins Eric Scovill to unravel the often misunderstood realm of spiritual warfare and deliverance ministry. This eye-opening conversation challenges common misconceptions and equips believers with practical knowledge to confront negative spiritual influences.   Discover how sin can create vulnerabilities in our lives and learn the power of repentance in closing those entryways. Nathan shares compelling stories from his experiences, shedding light on manifestations and the transformative impact of setting captives free.   Whether you're skeptical or curious, this episode provides biblical insights to help you navigate the spiritual realm with confidence and authority. Uncover the truth about Jesus' commission to His followers and how it applies to believers today.   0:00 Introduction 5:13 Spiritual Entities and Their Reality 13:36 Legal Rights and Courtroom Analogies 18:25 The Process of Deliverance Ministry 25:46 Expelling Negative Spiritual Influences 37:39 The Importance of Post-Deliverance Discipleship 49:25 Closing Prayer Resources Mentioned:   "On the Road with the Holy Spirit" by Ken Fish

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    E99: What Every Believer Should Know About Spiritual Warfare with Pastor Nathan Rychener

    What if the most powerful weapons in spiritual warfare are not what you expect?    Pastor Nathan Rychener joins Eric Scovill to explore the profound impact of humility, fasting, and intercession in the battle against darkness. This episode challenges common misconceptions about spiritual warfare, emphasizing the importance of laying down our lives for Christ to truly advance His kingdom.   Gain insights into the biblical hierarchy of spiritual forces and learn why the spiritual realm is more real than we often perceive. Whether you're new to the concept of spiritual warfare or seeking to deepen your understanding, this conversation offers practical wisdom and transformative strategies to equip believers for the unseen battles all around us.   0:00 Introduction 5:57 The Reality of Spiritual Warfare 11:38 Hierarchy in the Spiritual Realm 17:24 Unconventional Weapons of Spiritual Warfare 23:52 The Power of Laying Down One's Life 30:56 Tongues as a Weapon Against Demons 36:28 The Unseen Reality of Spiritual Battle 42:15 Closing Thoughts on Spiritual Warfare Resources Mentioned:   Book: The Glory Within by Corey Russell

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    E98: The Thrill of Fully Following Christ with Sameed Osman (Part 2)

    What if the freedom you’re longing for is just on the other side of surrender?   In Part 2 of this powerful conversation, Sameed Osman shares how God transformed him from a skeptic into a vessel of healing, deliverance, and supernatural faith.   Building on his remarkable testimony, Sameed unpacks the reality of spiritual gifts, the purpose of deliverance, and how the Holy Spirit equips believers to walk in freedom and authority. From battling addiction to breaking free from identity-warping lies, this episode offers raw stories and practical wisdom for anyone seeking breakthrough.   Whether you're exploring spiritual gifts or desperate for freedom in a specific area of your life, this episode will challenge, equip, and stir your faith for what’s possible when you fully yield to God.   0:00 Introduction 5:07 Experiencing God's prophetic gifts and miracles 10:44 Miracles happening in America, not just abroad 16:04 Greater works promised by Jesus 21:55 Understanding deliverance ministry 27:18 Jesus' fierce strength and righteous anger 32:27 Setting people free through deliverance 38:01 How deliverance works in practice 43:39 Resources to learn more about deliverance 49:38 Building trust and experience with God   Resources Mentioned:   "A Deeper Walk" by Marcus Warner "Evangelicals Guide to Spiritual Warfare" by Charles H. Kraft

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    E97: The Thrill of Fully Following Christ with Sameed Osman (Part 1)

    “It’s better to be broken than crushed.”   Sameed Osman has held that reference to Matthew 21:44 through times of true brokenness, like when he gave up his old life as a Muslim and ended up on the street when he converted to Christianity.   Today, Eric Scovill sits down with Sameed to explore questions like identity, the risk and reward of following Jesus, and the meaning of “To live is Christ, to die is gain.”   Sameed’s testimony is a testament to the miracles and peace that come from surrendering one's will to God and following Him. Prepare to be inspired by Sameed's journey and discover how living fully for Christ can lead to unexpected blessings and a life filled with purpose and adventure.   0:00 Introduction 3:16 From Muslim to Christian: A powerful conversion story 11:23 Understanding Islam 17:36 How to build relationships with Muslims 24:57 Apologetics: Arming Christians for meaningful debates 31:40 Living fully for Christ 37:53 God's provision: Unexpected blessings and inheritance 42:37 Embracing the adventure of Christian living Resources Mentioned:   "On Guard" by William Lane Craig "Evidence That Demands a Verdict" by Josh McDowell "More Than a Carpenter" by Josh McDowell “Living Fearless" by Jamie Winship

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    E96: Intimacy with Jesus in Hostile Territory with Carole Ward (Part 2)

    What happens when we empty ourselves in full surrender to God?   In Part Two of this powerful conversation, Eric Scovill and Carole Ward dive into the often-misunderstood discipline of fasting—not as a religious exercise, but as a gateway to deeper intimacy with God, sharper discernment, and breakthrough-level prayer.   Carole, founder of Favor International, shares profound wisdom from decades of experience in both fasting and frontline ministry across Africa. She offers practical guidance on how to build fasting into your spiritual life—and why it’s so crucial for believers who want to live with heaven’s power on earth.   You’ll also hear incredible stories of what God is doing through Favor: reaching unreached people groups, rescuing the vulnerable, and discipling thousands across multiple nations. Carole’s testimony will stir your faith—and show you how you can join in the harvest.   This episode is a call to live fully surrendered, fully engaged, and fully empowered by the presence of God.   0:00 Introduction 5:31 Fasting practices at Favor International 10:14 Practical aspects of water-only fasting 25:56 Fasting with intention and petitions 31:59 Favor International's approach to discipleship 43:22 How listeners can support Favor International 48:52 Closing prayer for spiritual hunger and growth Resources Mentioned:   📚Book: Send Me Where No One Wants to Go :The Carole Ward Story By Barbara H. Martin https://www.amazon.com/Send-Me-Where-One-Wants/dp/1975711513 🌐Favor International : https://www.favorintl.org/

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    E95: Intimacy with Jesus in Hostile Territory with Carole Ward (Part 1)

    What happens when fear meets perfect love?   In this unforgettable episode, Eric Scovill sits down with Carole Ward, a third-generation missionary who has spent over 20 years in some of Africa’s most dangerous regions—places most people would run from, not toward. But by the grace of God, Carole doesn’t flinch.   With raw honesty and deep spiritual insight, she shares how an intimate, daily (hourly!) relationship with Jesus becomes the key to fearless living—even in the face of war and spiritual darkness.    Her stories of divine protection and miraculous provision are truly awe-inspiring, and Eric and Carole also discuss the practical wisdom behind these stories: how to hear God clearly, how to live from the "secret place," and how to walk boldly when everything around you says to retreat.   This episode is a call to deeper faith, deeper obedience, and a deeper understanding of what’s possible when you trust God with everything.   0:00 Introduction 5:08 Spiritual realm differences between Africa and West 19:29 Finding intimacy with God in the "closet" 24:00 Practicing Sabbath and following the Spirit's lead 36:21 Knowing God's face in times of need 41:29 Bringing light into the darkest places 46:52 Miracles and transformation in hostile territory   Resources Mentioned:   Book: Send Me Where No One Wants to Go   Book: Send Us Where No One Wants to Go   Favor International

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    E94: Giving Wisely and Obediently with Mike Childs

    Is it truly better to give than to receive? …and what does listening to God have to do with it? Eric Scovill and Mike Childs dive into the heart of biblical stewardship, revealing how generosity can transform your life and finances.  This episode offers a refreshing perspective on wealth management, encouraging listeners to embrace a heart of giving and trust in God's provision. Whether you're managing a modest income or a vast estate, these insights will help you steward your resources with wisdom for a greater Kingdom impact. 0:00 Introduction 5:34 The heart of stewardship: A personal journey 11:24 Tactical strategies for charitable giving 18:28 Creative ways to pass on family businesses 24:18 Listening to the Holy Spirit in stewardship 28:35 Stewardship Resource Group's mission explained 30:22 Closing prayer for obedience and kingdom impact Resources Mentioned:   CIG Financial Services https://cigfinancialservices.com/ Stewardship Resource Group https://stewardshipresourcegroup.org/ 

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    E93: Redefining Stewardship with Mike Childs

    When financial advisor Mike Childs realized he was a “Christian advisor” but wasn’t necessarily giving Christian advice, everything changed. In this episode, Mike—CEO of CIG Financial Services—joins host Eric Scovill to challenge conventional thinking around money and invite believers to manage their resources through a biblical lens. No matter your income or net worth, this conversation offers practical, faith-driven insights to help you align your finances with God’s greater purpose. 0:00 Introduction 5:36 The impact of seeing parents give sacrificially 11:58 Stewardship across different levels of wealth 18:03 Balancing time, talent and treasure in stewardship 23:34 Shifting to provide Christian financial advice

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    E92: Staying Dependent on God When You Have Everything

    What does relying on God look like in the land of plenty?    Isaac Schafer and I discuss the dangers of financial abundance and how to maintain an open-handed approach to wealth.   Listen for a practical approach to checking your heart for alignment with God's purpose, even in a wealthy society. Be challenged to examine your "non-negotiables" and discover the definition of true financial freedom. 0:00 Introduction 5:07 Staying dependent on God as a biblical command 10:35 The parable of the rich fool and retirement 16:26 Dangers of having too much wealth 22:27 Practical ways to remain dependent on God 28:50 Confronting anxiety about finances 35:55 True financial freedom means living open-handed

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    E91: Pursuing Wealth with a Godly Heart with Isaac Schafer

    Sure, maybe money can buy (fleeting) happiness. But is our goal happiness, or is it God?   In this thought-provoking episode of Wealth Well Done, Eric Scovill and Pastor Isaac Schafer challenge listeners to examine their motives for wealth and the pursuit of it.   Eric and Isaac tackle tough questions head-on: Is making money inherently wrong? How can we pursue growth without losing sight of our true source of security? And what does it really mean to "seek first the kingdom of God" in our financial lives?   Prepare to be challenged, encouraged, and equipped with a fresh perspective on wealth that aligns with biblical principles and promotes true flourishing in all areas of life.   0:00 Introduction 5:03 Why we equate wealth with happiness 8:57 The biblical perspective on pursuing money 13:40 Addressing insatiable greed and status-seeking 19:31 Counseling those with unhealthy money mindsets 25:28 Challenging listeners to examine their hearts 30:34 Practical application of "seek first the kingdom" 34:33 Final thoughts on stewardship and purpose

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    E90: Fear Regret, Not Failure with Phil Moeller

    Could aligning your life with your faith transform your financial journey? Phil Moeller, a former Fortune 150 executive turned real estate investor, shares his inspiring story of leaving corporate America to pursue a purpose-driven life.  Discover how faith, courage, and vulnerability can guide you in making impactful decisions, whether in personal development or real estate investing. We also explore the concept of stewardship beyond just money, encompassing time, talent, and treasure.  0:00 Introduction 5:48 Courage to leave corporate America 11:29 Living life to the fullest 17:32 The power of vulnerability in groups 23:15 Real estate market in northwest Ohio 26:28 Advice for getting into real estate investing 31:23 Current real estate projects and operations 35:40 Stewardship beyond just money 38:40 “The Purpose Matrix” book and podcast 42:18 Prayer for impact and connecting with Phil Resources Mentioned: Book: The Go-Giver Phil’s website: moellerre.com Phil’s podcast: youtube.com/@philonpurpose

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    E89: The Narrow Path of True Stewardship

    Money isn't just about numbers—it's a spiritual journey that demands our full attention and submission to God's wisdom. In this eye-opening exploration of biblical stewardship, Eric Scovill challenges listeners to reexamine their relationship with wealth through a scriptural lens. Discover why true financial freedom comes not from accumulating more, but from aligning our hearts with God's purposes.   0:00 Introduction 5:14 Biblical foundations of stewardship and wealth 15:25 God's standards for giving and generosity 25:37 Challenges and rewards of biblical financial stewardship   Resources Mentioned:   www.storehouseassets.com

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    E88: Accepting the "Messy Manger" of Growth

    "Where there are no oxen, the manger is clean; but abundant crops come by the strength of the ox." -Proverbs 14:4   In this episode, Eric Scovill shares how this verse hit him like a ton of bricks for a business change God might be calling him to--a change that will invite a lot of "mess" into the currently-clean manger of his company. He shares his journey of pressing into the Lord, rather than resisting change or looking for the easy button.   Join Eric for a guided reflection and prayer, and explore how a shift in perspective can transform your life and faith.   00:00 Introduction 05:17 Embracing a challenging new business direction 10:23 Shifting perspective on God's calling 15:30 Finding gratitude in life's inconveniences 19:33 Guided reflection with the Holy Spirit 24:40 Surrendering to God's plan for growth   Resources Mentioned: John Eldridge's Pause App

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    E87: Understanding Nvidia's Market Impact with Isaac Schafer

    Can a single announcement from a Chinese company shake the tech industry to its core? Eric Scovill and Isaac Schafer explore the Nvidia-DeepSeek incident, revealing its impact on market dynamics and investor psychology. Discover how presidential policies might not influence stock returns as much as you think, and learn strategies for navigating market investments based on your time horizon and risk tolerance.   0:00 Introduction 5:08 Nvidia's market dominance and AI innovation 15:02 Presidential influence on stock market performance 20:15 Approaching the market: Time horizon matters 26:32 Trump's policies and potential economic ripples 31:20 The inescapable cycle of inflation and debt

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    Settling The Issue of Ownership: What it Means to be a Steward of God’s Resources with Cal Rychener

    Is it God’s will for you to be rich? God wants you to have enough so that not only are all of your needs met all the time, but that you have plenty to distribute to others.   In today's episode, you will hear Cal Rychener join Eric Scovill as they dive deep into the topic of settling the issue of ownership. They discuss the importance of remembering that God is the owner of everything and how money is not everything, but just a tool for God's purpose. They touch upon the sufficiency gospel, which emphasizes being rich in every way - body, soul, and spirit. Listen in and learn why having money is a good thing – as long as it is used in accordance with God's will.    00:00 Intro 03:35 Settling the Issue of Ownership: God’s Will is God’s Bill 14:05 Why Having Money is a Good Thing 19:37 The Sufficiency Gospel

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    E86: Carefully Interviewing Your Financial Team

    Navigating the complexities of building a financial team can be daunting. Are you confident your advisors align with your values and goals? Eric Scovill shares essential strategies for selecting financial advisors, lawyers, and accountants who can help support your kingdom mission. Learn how to ask the right questions, identify potential conflicts of interest, and ensure your team collaborates effectively. This episode offers empowering insights toward becoming “shrewd as a serpent” with your finances by building a supportive financial team around you.   0:00 Introduction 5:32 Choosing the right financial team 11:16 Evaluating investment advisors 21:58 Interviewing potential advisors effectively 27:04 Selecting the right lawyer 32:42 Finding a suitable CPA 38:47 Long-term perspective in financial planning

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    E85: Shrewd Tax Planning for 2025

    Jesus called us to be "shrewd as serpents and innocent as doves." Are you doing that when it comes to your taxes? In this episode, host Eric Scovill shares insight on how to fully leverage your CPA's expertise for maximizing tax benefits year-round. He shares practical ideas for organizing financial documents and highlights key strategies like the Augusta Rule and real estate professional status. Tune in and discover how to align your tax planning with biblical stewardship principles, ensuring you're a wise handler of resources.   0:00 Introduction 5:39 CPA engagement 11:16 Augusta Rule 16:51 Organizing tax documents 22:27 Understanding effective tax rates 28:03 Biblical stewardship

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    E84:Practical Application for Hearing God's Voice with Pastor Nathan Rychener

    Practically speaking, how can we increase our likelihood of hearing God’s voice? Join Eric Scovill as he welcomes back Pastor Nathan Rychener and his wife, Katherine, to explore practical ways to hear from the Lord more often and more clearly. May this conversation both challenge you to commit more of yourself to the Lord and also encourage you with stories of what’s possible when we deepen our relationship with Him, hear His voice, and steward His gifts well.   0:00 Introduction 5:01 Mentors and hearing God's voice 10:48 Intimacy with God 15:52 Daily practice with God's Word 21:56 Journaling 34:18 The Lord's Prayer 48:53 Practical steps to hear God's voice   Resources Mentioned: Book: Secrets of the Secret Place by Bob Sorge

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    E83: Recognizing God’s Voice with Pastor Nathan Rychener

    Can you discern God's voice amidst the noise of daily life? Do you believe He still speaks to people at all? Join host Eric Scovill as he welcomes Pastor Nathan Rychener and his wife Katherine to explore the profound journey of hearing and stewarding communication with God. This episode unpacks common misconceptions, the importance of grounding oneself in Scripture, and practical steps to enhance your receptivity to His voice. Whether you're seeking guidance for personal decisions or a deeper relationship with the Father, this conversation will leave you feeling eager to spend more time with Him!   0:00 Introduction 5:32 Defining God's voice 11:09 Catherine's journey 15:56 Nathan's perspective 19:03 Scriptural foundation 24:40 Balancing Spirit and Word 30:37 Intimacy with God 35:15 Practical steps   Resources Mentioned:   "Get Your Life Back" by John Eldridge "Secrets of the Secret Place" by Bob Sorge

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    E82: Fasting for Body, Mind, and Spirit with Dr. Jake Hansen

    Can fasting and grounding truly transform your health? Dr. Jake Hansen joins Eric Scovill to discuss the profound impact of these practices, blending biblical insights with scientific evidence. Discover how fasting not only purifies the body but also enhances spiritual well-being, and learn the surprising benefits of grounding for mental and physical health.   Dr. Hansen shares compelling stories and studies, including the remarkable effects of intermittent fasting on conditions like diabetes and cancer. He also sheds light on the controversial topics of vaccines and food quality, urging listeners to scrutinize what they consume for better health outcomes.   This episode is packed with practical advice and thought-provoking discussions, offering listeners a chance to rethink their approach to health and wellness. Whether you're curious about the science behind these practices or seeking spiritual growth, this conversation provides valuable insights to guide your journey.   0:00 Introduction 3:16 Exploring health impacts of grounding and fasting 8:31 Spiritual and physical benefits of fasting 13:39 Scientific perspective on fasting 17:28 Understanding grounding 24:19 Evaluating organic food choices 26:37 Closing thoughts and future discussions   Resources Mentioned:   Ketone test strips Abundant Mind podcast Dr. Jake Hansen's website   Follow Dr. Jake Hansen Instagram LinkedIn  

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    E81: Today's Unique Health Crisis with Dr. Jake Hansen

    Today’s health crisis is not just physical—it’s a spiritual challenge for an entire generation. Host Eric Scovill is joined by Dr. Jake Hansen, who shares eye-opening insights from his practice that reveal the alarming trend of undeveloped spinal curves in children and its broader implications. Discover how the pervasive use of handheld devices is reshaping not just our necks but potentially our connection to faith and family. Tune in for practical strategies to counteract these effects, as well as overall encouragement for looking to Christ in all things!   0:00 Introduction 2:33 Building connections through faith 5:27 Jake's unique background explained 13:42 Impact of forced medical decisions 18:43 Alarming statistics on spinal health 23:28 Spiritual implications of physical health 30:49 Practical tips for a better spine 37:05 Thoughts on living like Christ   Resources: The Abundant Mind Podcast Restoration Chiropractic Dr. Jake Hansen's website Superbook BibleSocks Follow Dr. Jake Hansen Instagram LinkedIn

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    E80: Being Faithful With Your Business with Josh Fonger

    Is your business really yours...or is it His? There are two types of Christian professionals: those trying to do business in the world, and those inviting God to transform their work into a vessel for His eternal kingdom. It doesn't matter what industry you're in–if you hand God the keys to your business, He will use it in greater ways than you ever could.    In this part two episode, host Eric Scovill returns with Josh Fonger, founder of Fouth Soil Ventures, to discuss this profound shift in perspective that leads to long-term success. Together they discuss the power of aligning business practices with biblical values, the importance of prayer over fear, and the art of waiting on the Lord for strategic decisions. Whether you're a business owner or an employee, find out how to integrate your faith into your work and be a light in the marketplace.   0:00 Introduction 1:49 Aligning business with faith 10:03 Strategic patience in business growth 23:53 Networking and marketing with a Christian ethos 30:30 Integrating faith into professional life 33:47 Ideal clients for faith-driven business coaching Resources Mentioned:   Fourth Soil Ventures

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    E79: Kingdom-Minded Business Consulting with Josh Fonger

    How does your faith inform your business operations? Aligning your work with biblical principles could transform not just your bottom line, but your entire approach to leadership and growth. Join me as I welcome Josh Fonger, founder of 4th Soil Ventures, who shares his journey from real estate to faith-driven business consulting.    Josh reveals how the parable of the four soils inspired his mission to help companies multiply their impact by honoring God in every aspect of their operations. Discover Josh’s “100 Fold Framework,” a unique approach to integrating biblical wisdom into business strategy, and hear real-life examples of how this has helped companies thrive.   0:00 Introduction 1:12 The meaning behind the company name 4:27 Embracing faith in entrepreneurship 8:03 Encouragement for those feeling misaligned 12:03 The 100 Fold Framework 15:29 Balancing business growth and spiritual priorities 20:24 The power of prayer in decision-making 24:40 Seeking genuine counsel and avoiding false comfort 27:47 Preparing for economic changes 31:42 Encouragement for ongoing spiritual and business battles 35:37 Conclusion and preview of next episode   Resources Mentioned:   4th Soil Ventures The Parable of the Four Soils Michael Heiser's "The Unseen Realm" 1 Kings 22: Story of Micaiah and King Ahab  

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    E78: Aligning Your Dollars With Your Values

    In this episode of Wealth Well Done, Eric Scovill discusses the significance of biblically-responsible investing. You’ll discover how to “vote with your dollars” and identify which investments might be working for or against your values. Eric shares resources that will equip you to align your investments with your faith, rather than blindly investing in index funds. With a call to vigilance through continued prayer and fasting, you’ll leave this episode feeling equipped and encouraged to continue pursuing godly values in your finances, your politics, and beyond.   0:00 Intro 5:09 Economic Concerns 10:18 Investment Ethics 15:27 Screening Investments 20:36 Investment Strategies 25:45 Biblically Responsible Investing 27:18 Belief and Miracles   Resources: Partners for Ethical Care Inspire Insight American Conservative Values ETF Seek Invest (launching soon) Envoy Financial (Andrew Barlow) Blue Trust

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    E77: Stewarding Wealth Across Generations - Preparing Your Heirs for Inherited Wealth

    Look deeper than the technical details of estate planning and explore the biblical principles that should guide how we transfer wealth to the next generation.  Far too often, estate plans focus solely on tax strategies and asset protection, without considering the spiritual and relational impact on heirs. But the Bible warns against simply handing down wealth without also passing down wisdom. Listen as your host, Eric Scovill, unpacks practical ways to ensure your estate planning aligns with godly stewardship, cultivates responsibility in your heirs, and prepares them for the burden and privilege of inherited wealth.  [00:00] Introduction [02:38] Revocable living trusts and their benefits [06:30] Irrevocable trusts and their tax implications [12:50] Generation-skipping trusts and QTIP trusts [18:14] Community property and per stirpes vs. per capita [24:27] Step-up in basis and its political implications [27:57] Biblical considerations in estate planning [33:47] Seeking financial counsel from the Bible

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    E76: Essential Estate Planning Insights for Protecting Your Family's Future

    Safeguard your family's future by learning about the essential elements of effective estate planning in this episode. Discover the importance of selecting the right guardians and trustees to carry out your wishes, and learn about strategically timing asset distributions to your beneficiaries. Eric also discusses the value of crafting a personalized cover letter to communicate your core values and desires. [00:00] Introduction [03:03] Estate planning and establishing a living trust [08:18 ] Selecting guardians and trustees to carry out your wishes [11:02] Timing asset distributions to your beneficiaries [15:04] Crafting a personalized cover letter to communicate your values [17:48] Sample cover letter of a trust [25:30] Things to consider when establishing a trust [27:52] Sample calculations to determine appropriate trust funding

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    E75: Navigating Wealth and Faith From a Biblical Perspective

    Are your finances aligned with God’s word? In this episode, Eric Scovill explores some biblical teachings on wealth and faith. He challenges us to reflect on the true meaning of belief, the role of works, and the call to a deeper level of discipleship. Explore topics like the parable of the great banquet and the importance of loving God and neighbor. Listen now and let's grow together in our understanding of biblical stewardship.  [00:00] Introduction [02:35] How finances can be a measure of the heart [05:12] Statistics and biblical teachings on Christian giving [08:47] The concept of belief and works [14:55] The role of fear and reverence in faith [19:00] The danger of over-simplifying our faith [25:00] The role of repentance and relationship with God [31:28] The importance of loving God and our neighbors Resources Mentioned: The Treasure Principle by Randy Alcorn

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    Wealth Wisdom: Tax Strategies for Business Owners and Investors

    Taxes are one of the biggest expenses for business owners and investors. In this episode, we'll discuss strategies you can legally use to reduce your tax bill and keep more of the money you earn. We'll cover retirement accounts and how to maximize tax benefits, depreciation, and how real estate investors can lower their taxes, as well as tax credits and incentives for business owners. Learn how to partner with the IRS using legal tax loopholes and how to select a tax professional to help you implement strategies. Here are some topics from today’s discussion: The compound impact of taxes on your wealth How to qualify and select a CPA How to use the Augusta loophole How to partner with the IRS Roth IRA vs. traditional IRA  The 1031 exchange How to use accelerated depreciation How to use bonus depreciation to offset taxes   Episode Highlights: [02:46] The Compound Impact of Taxes on Your Wealth Effective tax planning can have a significant impact on your wealth. For instance, by reducing your taxable income from $600,000 to $50,000 and owing $50,000 in taxes instead of $200,000, you would have an extra $150,000 available for investment. Over time, compounding this additional amount at a growth rate of 12% can significantly boost your long-term net worth. Smart tax strategies and strategic investments can make a massive difference in securing your financial future. [06:07] Qualifying and Selecting a CPA: Strategies for Business Owners, Real Estate Investors, and Philanthropists Determine the Expertise Quality: When considering hiring a Certified Public Accountant (CPA), it's important to recognize that the expertise level can greatly impact both the service quality and the overall cost. To ensure you find the right CPA for your needs, take the time to qualify them through an interview-like process. Assess Proactivity: One way to evaluate a potential CPA is by understanding their approach to proactivity. Discuss with them how involved you and your financial team realistically plan to be and inquire about their go-to strategies for business owners, real estate investors, and philanthropists. Explore Philanthropy Strategies: If philanthropy is of interest to you, bring up the topic during the meeting with the CPA. They may introduce the concept of "bunching," which involves maximizing deductions by combining charitable contributions into a single year to surpass the standard deduction threshold. For example, instead of donating $15,000 to a charity each year, consider giving $30,000 every other year, taking advantage of higher deductions. Gift Appreciated Assets: Another strategy to discuss with your CPA is gifting appreciated assets instead of cash. By donating appreciated assets, such as stocks or property, you can increase your deduction while avoiding capital gains tax. This allows you to give more to the charity while reducing the government's share. Choosing the right CPA who understands your unique needs and can provide expert guidance on tax strategies specific to your situation is crucial for maximizing your financial outcomes. Make sure they are familiar with strategies specific to your situation, like S corps for business owners or opportunity zones for real estate investors. Finally, consider how up-to-date they are on the latest tax laws and incentives. An experienced CPA should stay on top of changes in the tax code. [34:19] How to Use Bonus Depreciation to Offset Taxes Bonus depreciation allows you to take upfront depreciation on passive income, potentially offsetting passive gains with large passive losses. If you can't fully utilize the passive loss in one year, it can be carried forward to future years. However, if you have real estate professional status, you can convert the passive loss into an active loss, offsetting active income instead. This allows you to reduce taxes at a higher rate compared to offsetting passive gains. Resources Mentioned: Nth Degree CPAs  

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    E74: Exploring the Depths of Praying in Jesus' Name

    Have you ever wondered about the true meaning and power behind praying "in Jesus' name"? In the latest episode of the Wealth Well Done Podcast, Eric Scovill is joined once again by Pastor Isaac Schafer as they dive deep into the biblical concept of "name theology" and what it means to align our prayers with the character and will of Christ. Take this challenge to move beyond the mindless repetition of these words and truly understand the weight and significance they carry. [00:00] Introduction [03:46] Biblical references and challenges to salvation [09:25] How salvation is evidence of our love for Yahweh [14:47] The power and meaning of  “in Jesus’ name” [18:11] Understanding the name theology [23:45] How to pray in Jesus’ name [28:32] Praying in accordance to who Jesus is [35:39] A prayer for listeners

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    E73: Reconciling the Gentle and Fierce Nature of Jesus

    In this episode, Eric Scovill sits down with Pastor Isaac Schafer as they delve into the multifaceted portrayal of Christ in Scripture, exploring the tension between the gentle, loving Jesus and the fierce, conquering King. How do we reconcile these seemingly contradictory aspects of His character?  Join us as we unpack the depth and complexity of the Savior's nature, and discover the importance of pursuing a relationship with the unchanging God who demands our utmost loyalty and devotion. [00:00] Introduction [04:16] Exploring Psalm 40 and its implications [11:00] The dual spiritual nature of the cross [16:55] Reconciling God’s wrath and mercy [23:21] What it means to understand with discernment [29:28] The need for a balanced view of Jesus [33:50] Defining loyalty to Yahweh [39:15] Having the intention to really know Yahweh   Resources Mentioned: Gentle and Lowly by Dane Ortlund

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    E72: Empowering Families Through Ethical Technology and Homeschooling

    The Freespoke team is back again, joining Eric Scovill, to tackle the critical issues of our time. From combating information suppression and the dangers of pornography, to the transformative power of homeschooling, this episode is a must-listen for anyone seeking to navigate the digital landscape with wisdom and discernment. In a world where information is power, the battle for truth has never been more crucial. Prepare to be inspired and empowered as we explore practical and spiritual ways to steward our wealth and our lives well. [00:00] Introduction [02:23] The truth behind information suppression happening today [06:42] The role of pornography and technology in society [12:27] How Freespoke is combating child porn and child sexual abuse [21:39] Homeschooling as a choice for education [29:55] Choosing to homeschool out of freedom, not fear [35:43] Navigating political searches and information Resources Mentioned: www.freespoke.com  Fight the New Drug

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    E71: Navigating the Digital Landscape with Freespoke

    In a world where information is power, how can we ensure we're accessing the truth? In this episode, we dive into the world of online search and information consumption, exploring the challenges posed by the current digital landscape and the solutions offered by Freespoke, a search engine competitor to Google.  From the importance of balanced perspectives and critical thinking to the need for privacy protection and reliable information, this conversation sheds light on the complexities of navigating the digital age and empowering ourselves and our families to make informed decisions. Here are some topics from today’s discussion: Introducing Freespoke and its unique approach to search Addressing the fear and information overload during COVID-19 Balancing holistic and Western medicine perspectives The role of social media and influencers in shaping information The importance of debate and critical thinking Practical steps for seeking and evaluating information The benefits of Freespoke in providing balanced, privacy-focused search Episode Highlights: [03:14] A Balanced, Privacy-Focused Search Alternative Freespoke aims to provide a balanced, privacy-focused alternative to Google  by always showing both left and right perspectives on topics, fully protecting user privacy, and avoiding the display of pornographic content. It also aims to address the challenges of finding alternative perspectives on topics and protecting children's online safety, which many parents, especially mothers, are concerned about as young kids gain increased access to the internet. [11:02] Navigating Health Information During COVID-19 The COVID-19 pandemic amplified the challenge of navigating health information, as the overwhelming influx of data and lack of critical thinking skills led many, especially mothers, to struggle with discerning truth from misinformation. [35:48] Freespoke Aims to Provide Balanced Search Results by Highlighting Both Sides of Issues Search engines operate at a fundamental level based on recency and relevancy. This means that the search engine algorithm is designed to prioritize and display the most recent and relevant results for a given search query. However, this can sometimes lead to mainstream or popular sources being favored over less well-known but potentially valuable alternative perspectives. Kristen explained that Freespoke aims to address this by ensuring that both left-leaning and right-leaning content are presented side-by-side, allowing users to see a more balanced view on various topics. Resources Mentioned: www.freespoke.com 

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    E70: Stewarding Your Health and Wealth: Practical Wisdom from a Naturopathic Perspective

    Are you ready to uncover the lies you've been told about your health and discover a transformative path forward? In this episode, Eric Scovill is joined again by Dr. Ryan Hewkin, a Christian chiropractor and co-host of the Natural Parents Podcast, who shares his transformative journey toward true health.  Diving deep into the biblical principles of stewardship, Ryan unveils the three biggest lies we've been told about our well-being and the practical steps we can take to reclaim our God-given vitality. From the power of nutrition and fasting to the importance of naturopathic and chiropractic care, this conversation offers a holistic, faith-based approach to optimal wellness. Here are some topics from today’s discussion: The three biggest lies about health: pills make you healthy, symptoms always require treatment, and your health is someone else's responsibility The remarkable benefits of fasting, both from a physical and spiritual perspective The role of naturopaths in addressing root causes and the importance of finding the right practitioner The history and philosophy of chiropractic care, and how it can impact overall health Episode Highlights: [08:34] The Importance of Consuming Real, Natural Foods When you eat an apple or another whole food, your body recognizes the organic compounds and knows exactly how to break them down and utilize them. However, with highly processed foods that contain long lists of artificial ingredients, your body struggles to properly metabolize these foreign substances, leading to potential health issues. Ryan says you don't need to spend a lot of money to eat well - simply focus on whole, minimally processed foods from nature that can provide far more nutritional value than the cheap, shelf-stable options found in packages.  [13:44] The Power of Fasting Delving into the benefits of fasting, Ryan explains how it can improve glucose sensitivity, allowing the body to better regulate blood sugar levels. He highlights the spiritual aspect of fasting – the opportunity to grow in reliance on God's sustenance and to humble oneself before the Lord. He shares remarkable stories of how fasting can even aid the body in consuming harmful cells, showcasing the remarkable design of the human body. [26:18] The Three Biggest Lies We’re Told About Health Dr. Hewkin identifies the three major lies we've been told about health: (1) that pills make you healthy, (2) that symptoms always require treatment, and (3) that your health is someone else's responsibility. He emphasizes the disconnect between the high medical spending in the U.S. and the poor health outcomes, challenging the notion that more pills and procedures are the answer. Instead, he encourages us to trust our body's innate ability to heal itself and take responsibility for our own well-being. Resources Mentioned: https://excelsiorhealthcenters.com/  The Natural Parents Podcast

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    E69: Unlocking the Body's Wisdom with Dr. Ryan Hewkin

    Are you listening to your body’s wisdom? In this inspiring episode, let’s dive deep into the wonders of the human body and explore the holistic approach to health and wellness with renowned natural health expert, Dr. Ryan Hewkin.  Prepare to be amazed as Ryan shares his wealth of knowledge on the incredible design of our bodies, the importance of gut health, and practical steps to optimize your overall well being. He also challenges conventional wisdom and sheds light on the biblical perspective of health, empowering us to become better stewards of the temple that is our physical body.  Here are some topics from today’s discussion: The biblical perspective on health and the order of priorities The powerful role of fevers in fighting infections The intricate brain-gut axis and its impact on mental health 7 practical steps to support overall health and wellness The importance of rest, hydration, and movement for optimal physiological function Challenging conventional wisdom and embracing a more holistic approach to wellness   Episode Highlights: [07:43] Natural Health is True Health Ryan challenged the dichotomy between conventional and alternative medicine, recognizing true health aligns with how our bodies were designed by God. He acknowledged modern advancements but emphasized a conservative, biblically-rooted approach that sees the body as a temple, fearfully and wonderfully made. By aligning our lives with God's design, we can unlock optimal wellbeing and become better stewards of our physical bodies. [08:36] Natural Health is True Health In a chiropractic school experiment, Ryan grew bacteria in petri dishes at different temperatures. At normal body temperature, the bacteria thrived, but when the temperature was raised to mimic a fever, the bacteria were completely inhibited and unable to grow. This is because higher temperatures disrupt the delicate balance of bacterial cells, affecting their cellular structures and processes. Our bodies use this same mechanism when we experience a fever, creating an inhospitable environment that slows or stops the spread of harmful microbes. It is the perfect example of just one way that our body is always working for us, not against us. [20:10] The Brain-Gut Connection and Its Impact on Mental Health The brain and the gut are intimately connected through the brain-gut axis, a communication pathway mediated by the vagus nerve. This intricate relationship means that the health of our gut can significantly impact our mental wellbeing, influencing conditions like anxiety and depression. By understanding the crucial role of gut health and the body's natural defenses, we are empowered to take a more proactive approach to supporting both our physiological and psychological well being. Addressing gut health is essential for optimizing overall health and unlocking the mind-body connection. [27:17] 7-Step Guide to Gut Health and Beyond Adaptability: Getting checked by a neurologically focused chiropractor and practicing breathing exercises to help the nervous system adapt to stress. Detoxification: Working with a functional medicine or root cause practitioner to identify and remove toxins, heavy metals, parasites, and other underlying issues. Nutrition: Focusing on consuming nutrient-dense, whole foods to nourish the body. Hydration: Drinking filtered water to avoid environmental toxins present in tap water. Rest: Prioritizing quality sleep and establishing a healthy sleep-wake cycle. Mindfulness: Taking time for self-reflection and being attuned to the body's needs. Movement: Engaging in physical activity to support the body's natural functions. Resources Mentioned: https://excelsiorhealthcenters.com/  The Natural Parents Podcast

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    E68: Navigating the Complexities of Hedge Fund Investing with Tom Costello

    Unlock the power of hedge funds in crypto. In this episode, Eric Scovill continues the conversation with industry veteran Tom Costello to explore the world of hedge funds and their unique strategies, particularly in the rapidly evolving cryptocurrency market.  As an experienced quant and former hedge fund manager, Tom shares his expertise on how accredited investors can navigate the complexities of this space and potentially unlock new opportunities for wealth creation. Here are some topics from today’s discussion: Understanding the role and benefits of hedge funds for accredited investors Tom Costello's extensive background in traditional finance and hedge fund management The unique carry trade strategy employed by Bedrock Digital Assets, Tom's cryptocurrency-focused hedge fund Evaluating hedge fund performance using financial databases and third-party validation Bridging the gap between traditional finance and the cryptocurrency industry Episode Highlights: [05:16] The Stark Contrast Between Top-Tier and Underperforming Hedge Funds The top-tier hedge funds, like Citadel and Tudor, consistently generate billions in profits each year, never losing money, while the smaller, retail-oriented hedge funds that frequently open and close often struggle and lose money, as the large funds have access to immense resources and are run by impeccably honest managers, in contrast to the smaller funds that are more prone to risky or unethical behavior. [09:49] The Role and Benefits of Hedge Funds The role of hedge funds is to provide accredited investors with positive cash flow that is uncorrelated to their other investments. Hedge funds are designed to act as a hedge, smoothing out volatility and delivering consistent performance regardless of market conditions. However, success depends on finding a skilled, reliable fund manager capable of executing this strategy effectively. [40:55] Profiting from Market Inefficiencies Tom views the hedge fund industry as the most competitive environment, likening it to the Roman gladiator pits. He explains that Bedrock Digital Assets' strategy is to identify mistakes and inefficiencies in the market, particularly the "huge volatility" engineered into the cryptocurrency space, and then find ways to capitalize on them. Leveraging his 30 years of experience in traditional finance, Costello aims to provide accredited investors with a stable, low-volatility investment option by profitably exploiting these market inefficiencies. Resources Mentioned: Bedrock Digital Assets

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    E67: Navigating Economic Uncertainty with Tom Costello

    Worried about your investments in these uncertain times?  In this episode, Eric Scovill sits down with financial expert Tom Costello to discuss the current state of the economy and the challenges facing investors. From the impact of government policies to the role of the Federal Reserve, Tom provides valuable insights that can help listeners navigate the uncertain times ahead. Whether you're an individual investor or simply interested in the broader economic landscape, get insights that could help you navigate the road ahead. Here are some topics from today’s discussion: The influence of presidential elections on the stock market The Federal Reserve's tools and their effectiveness in managing the economy The growing national debt and the trade-off between inflation and default Japan's economic struggles and the potential for hyperinflation in the US The importance of responsible financial behavior and the role of God in personal and governmental decision-making Episode Highlights: [05:37] The Impact of Presidential Elections on the Stock Market Tom shares his perspective on how the personalities and policies of presidential candidates can influence the stock market. He argues that while the individual characteristics of candidates may not have a significant impact, their approach to taxation and government spending can have far-reaching consequences. Tom highlights the contrasting views of Donald Trump and Kamala Harris, with Trump favoring a more hands-off approach to the economy and Harris advocating for increased government control. [13:47] The Federal Reserve's Role in Managing the Economy Tom explains the Federal Reserve’s dual mandate of keeping unemployment low and maintaining positive economic growth. It has several key tools to manage the economy, including adjusting interest rates and serving as a lender of last resort. By raising or lowering interest rates, the Fed can influence borrowing costs and economic activity.  Additionally, the Fed's ability to provide emergency funding to financial institutions helps maintain system stability. However, the Fed must carefully balance these tools, as overly aggressive rate hikes could trigger recession, while low rates could fuel inflation. It's a delicate equilibrium the Fed must continuously navigate to foster sustainable growth and price stability. [26:21] The Growing National Debt and the Threat of Hyperinflation The United States' national debt has now reached over $35 trillion. The government now faces a difficult trade-off between allowing high inflation to gradually erode the real value of this massive debt burden, or the alternative of a selective default, which could have catastrophic global economic consequences. Drawing parallels to Japan's own struggles with an aging population, declining growth, and the need to keep interest rates artificially low to avoid bankrupting the government, Tom warns of the very real dangers of hyperinflation taking hold in the U.S. as well. 

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    E66: Uncover the Spiritual Depths of the Bible: From Genesis to Revelation

    Unlock the hidden depths of Scripture and be transformed by the power of God's Word. Join Eric Scovill and Pastor Isaac Schafer as they dive deep into the rich theological tapestry of the Bible.  Discover how God uses imperfect people and angels to carry out His divine purposes and learn how Revelation can awaken believers to spiritual realities and anchor them in the victory of Jesus. Also, gain insight into the foundational role of Genesis in understanding God's plan for humanity, from creation to the brokenness introduced by rebellion. Don't miss this insightful discussion on navigating the spiritual battle, beautifying the church through evangelism, and balancing violence and peace. Here are some topics from today’s discussion: Exploring the concept of "other gods" and the term "Elohim" in the ancient Near East God's use of imperfect people and angels to accomplish His plans The symbolism and cultural context of the book of Revelation The foundational role of Genesis in understanding God's plan for humanity Beautifying the church through rescuing people from other gods Balancing violence and peace in spiritual warfare Episode Highlights: [06:40] God's Use of Imperfect Beings and the Significance of Revelation The Bible reveals that God uses imperfect beings, both people and angels, to accomplish His will, challenging the Western perspective of a monotheistic God. This challenges the traditional view that God only works through perfect vessels, as the Bible clearly shows Him partnering with flawed individuals to carry out His divine purposes. God's use of imperfect beings is a testament to His sovereignty and the importance of relationship, as He desires willing partners rather than mere machines. [12:18] The Significance of Revelation's Symbolism and Context The book of Revelation is significant, as it is rich in symbolism that must be understood within its ancient cultural context. Approaching Revelation with this perspective reveals its purpose to awaken believers to the spiritual reality around them, anchor them in the victory of Jesus, and call them to action, rather than simply frightening them with end-times speculation. [15:17] The Foundational Role of Genesis Genesis 1-11 serves as a prologue to the entire Bible, setting the stage and context for the rest of God's redemptive work. Genesis establishes the physical and spiritual foundations that the rest of the Scriptures build upon – from the creation of the world to the brokenness introduced by human rebellion. [20:24] The Importance of Filling the Earth and Subduing Chaos As God's image-bearers, we are called to take His nature and multiply the environment of flourishing that He created in Eden across the entire earth. The implication is that there was something outside of Eden that needed to be subdued - the chaos that resulted from rebellion against God. Our role as God's representatives is to execute His will for global flourishing, creating an environment where there is free access to everything that will help and nothing that will hurt.  [25:07] Beautifying the Church Through Evangelism The key to beautifying the church is rescuing people from the influence of other gods and inviting them into the family of God. This goes beyond creating an aesthetically pleasing community, but focuses on the spiritual transformation that occurs when people are delivered from serving false gods and brought into the light of Christ's kingdom. The church is not meant to be a perfect, polished institution, but a gathering of redeemed image-bearers working to multiply God's flourishing across the earth.

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    E65: Balancing Faith and Discernment in a Divided World

    As the lines between the physical and spiritual realms continue to blur, how can Christians responsibly engage with the pressing issues of our time without succumbing to extremism or oversimplification?  In this episode, Eric Scovill sits down with Isaac Schafer, a pastor and theological scholar known for his balanced, biblical perspective. Together, they delve into the complex interplay between the spiritual and practical realms, navigating the challenges of current events through the lens of God's truth.  From the assassination attempt on President Trump to the nuances of salvation and holiness, this conversation explores the delicate balance required to address sensitive topics with wisdom and discernment. Here are some topics from today’s discussion: Navigating the bias and spiritual influences in current events Understanding the concept of "footholds" and demonic influence Exploring the simplicity and complexity of salvation Examining the Old Testament perspective on holiness and the cross Finding balance when addressing cultural and spiritual issues as Christians   Episode Highlights: [09:16] How Human Choices Can Open Doors for Demonic Influence The concept of "footholds" refers to how our choices and thought patterns can open the door for demonic influence. The most basic form of a foothold is a way of thinking that goes against God's instructions, such as indulging in alcohol despite biblical warnings against drunkenness. True change comes from renewing the mind to align with God's will, as the enemy first attacks our thought life in an attempt to lead us down a path of rebellion that can then invite more severe spiritual oppression. [11:13] The Spiritual World and Its Rebellion Against God The biblical teaching is that God first created the spiritual realm, including angels who later rebelled against Him. When humans also rebel against God, it opens the door for a partnership between physical and spiritual rebellion, which inevitably leads to chaos and destruction. The importance is placed on believing the Bible's account of the spiritual world and not relying solely on external teachings or interpretations. [19:21] Exploring the Simplicity and Complexity of Salvation Salvation itself is not complicated - it is about acknowledging Jesus as Lord. However, there are additional layers and nuances that can make it appear more complex. The key is being able to distill the core of salvation down to its most fundamental parts, while still appreciating the richness and depth of the biblical teachings on the topic. True mastery comes from understanding the overall canon of Scripture and being able to communicate the essence of salvation in a clear, concise way. [26:39] The True Meaning of Holiness The biblical understanding of holiness is not merely about being sinless, but about being designated as holy and set apart by God. Just because someone is free from sin does not automatically make them holy in God's sight. True holiness can only come from being designated as such by the one who is holy - God himself.   

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    E64: Balancing Faith, Family, and Wealth with Daniel Del Real

    Are you struggling to balance your financial success with your faith and family life? In this episode, Eric Scovill sits down with Daniel Del Real, a successful Christian entrepreneur who's cracked the code on integrating wealth, faith, and family.  Daniel, founder of the Del Real Group and a prominent figure in the Gobundance community, shares his journey and the valuable lessons he's learned along the way. From biblical perspectives on wealth management to practical strategies for prioritizing family amidst a thriving career, this episode is a must-listen for anyone seeking to live a purpose-driven, balanced life. Here are some topics from today’s discussion: Biblical perspective on managing money and relationships Developing faith through regular Scripture reading and prayer  Practicing stewardship and delayed gratification Importance of humility and "controlled strength" in leadership Finding accountability and support as a Christian business leader Intentionally prioritizing family time in a busy world Overcoming fear to pursue goals and personal growth Episode Highlights: [13:34] Stewardship and Delayed Gratification in Wealth Management Daniel emphasizes the importance of stewardship in managing wealth, sharing how he practices delayed gratification. He explains that when he started his business, he put himself on a fixed salary to experience living on a set income while investing the rest. Daniel stresses the concept that ownership stinks stewardship, highlighting the importance of realizing that money is just flowing through you rather than belonging to you.  [20:19] Controlled Strength: Balancing Humility and Power in Leadership Daniel introducesthe concept of "controlled strength." He emphasizes that true humility isn't about being weak or meek, but rather about having power and ability and choosing to exercise it with restraint. Daniel encourages us to pursue strength and make an impact, but then to exercise humility with that power. He explains that this combination of strength and humility is what makes for true, impactful leadership. Daniel draws parallels to Christ's example, noting how Jesus could have arrived on a stallion but chose a donkey, demonstrating humility while still possessing ultimate power. [32:11] Prioritizing Family in a Busy World Daniel shares his approach to intentional family life, discussing how he and his wife have prioritized time with their children and parents despite the demands of a successful business. He emphasizes the importance of setting clear priorities, stating, "If you don't prioritize what's important to you, society will." Daniel explains their decision to homeschool their children and how he integrates his family into his work life. He stresses the significance of modeling good behavior, particularly in honoring one's parents, as this is the only commandment with a promised reward. Daniel describes how he intentionally spends time with his parents, vacationing and talking with them regularly, to set an example for his children. He highlights the importance of being present for his children's activities and prioritizing family time over other interests. Resources Mentioned: https://www.thedelrealgroup.com/ Gobundance The Blue Zones

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    E63: Silencing Distractions and Staying Focused: Daniel Del Real on Risk, Preparation and Achieving Goals

    How do you go from immigrant roots to becoming the #1 real estate team leader in California? In this episode, Eric Scovill sits down with Daniel Del Real to discuss managing money from a biblical perspective and his journey of faith in business.  As the #1 team leader in the state for over a decade, Daniel discusses how living a life of service and accountability has allowed him to achieve extraordinary success while staying grounded in his faith. Daniel also reflects on risk, preparation, and staying focused during challenges through applying the lessons of his faith to both his personal life and highly ranked real estate team. Here are some topics from today’s discussion: Importance of accountability in goals and one's faith walk Daniel’s approach to hiring: values over faith Why sometimes progress doesn’t look like progress The 4 C’s of learning Reframing risk to withstand adversity Communicative knowledge versus revealed knowledge Episode Highlights: [09:08] The Power of Gratitude and Service While it is amazing to live life with an attitude of gratitude, actively serving others in humility with a spirit of servitude "kicks doors down" and opens up greater opportunities for success and accomplishment. Channeling your gratitude outward through meaningful service towards others takes it to a higher level and allows you to achieve more by helping people. [10:00] The Power of Accountability Statistics show that having specific accountability with someone increases the likelihood of achieving one's goals from 20% to 95%. Daniel notes that the highest level of accountability comes from one's relationship with God. He also focuses on creating measurable commitments for employees and scheduling regular check-ins to provide clarity on steps to stay on track. [13:33] Hiring Based on Core Values Over Faith When hiring for his team, Daniel says he does not directly screen for faith but rather looks for people whose core values and principles align with the organization's culture, rooted in biblical teachings. Through leading by example and answering questions about how challenges are addressed, the faith of some originally non-believing employees has deepened. Daniel's priority is protecting the culture by ensuring new hires fit with their shared vision and methods of operating. [18:51] When Progress Doesn't Look Like Progress Daniel talks about how progress may not always look obvious. He uses building Legos as an example, where daily steps seem repetitive but are making forward movement. Daniel stresses staying faithful to your vision and plan, as progress involves times where it doesn't look like any advancement. But persevering each day through invisible steps will lead to achieving your goal, even if the end result isn't visible yet. His message: keep working, even when progress feels invisible. [26:30] The 4 C’s of Learning Commitment - Committing to do something bigger Courage - Earning courage by walking in some form of fear Capability - Learning what you're capable of through facing fears Capacity - Discovering your limits and how far you can go Daniel explains these four stages are something we go through both in business and in our faith walk. Committing to a goal means facing fears, which helps us learn what we're capable of and build up our capacity through challenging ourselves.  [35:17] The Difference Between Hearing and Experiencing: Communicative vs. Revealed Knowledge Daniel emphasizes the importance of developing "revealed knowledge" through directly experiencing difficulties and having one's faith tested, rather than solely gaining "communicative knowledge" from others. He explains revealed knowledge provides true understanding that can be relied on when facing challenges, as it has been strengthened through personal trials, unlike knowledge that is simply heard but not lived out. Resources Mentioned: https://www.thedelrealgroup.com/

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    E62: Getting Run Over by the Grace Train: Deeper Discipleship's Impact on Home, Heart and Business

    How has deepening your relationship with God impacted other aspects of your life? Tune in this week to hear Eric Scovill and Erik Cabral get real about the ripple effects of a maturing faith. In this second part of their talk, these leaders dive into practical examples of navigating spiritual growth within marriage, parenting, and business.  Part two of their discussion will tackle candid stories of strengthening faith at different paces than loved ones. Walk away empowered by their wisdom on partnering through life's changes hand in hand with God. Don't miss this chance to feel understood and equipped for your own spiritual race. Here are some topics from today’s discussion: Navigating spiritual misalignment in marriage Modeling Christ-like behavior through adversity Homeschooling as a way to pass on Christian values Christianity in a business setting, with a focus on prayer and faith Bringing God into the workplace Impacting a multitude of people through faith and influence Episode Highlights: [04:41] Navigating Spiritual Misalignment in Marriage  Eric shares his experience of when his faith began to deepen at a faster pace than his wife's initial journey. While he tried different approaches to encourage her spiritual growth, it led to tension between them until he surrendered the situation to the Holy Spirit. It took years, but eventually his wife also started her own transformational process without any pushing from Eric. This story highlights the challenges that can come when spouses are not perfectly synchronized in their faith. [16:29] Modeling Christ-Like Behavior Through Adversity By pausing to consider how Jesus would respond instead of reacting instinctively, Erik is making an effort to treat others with the same patience, wisdom, and love that Christ displayed. Asking "What would Jesus do?" helps ensure his interactions and decisions are in line with Jesus' example of treating all people with dignity, compassion, and grace – embodying Christ-like characteristics in his daily life and interactions with others. [20:19] Homeschooling as a Way to Pass on Christian Values Erik alludes to not handing children over to the state for education, referring to "Caesar" and "Romans" from the Bible. He acknowledges agendas and programming in public schools that as a homeschooling family, they want to avoid exposing their kids to. Through homeschooling their own children, Erik and his wife aim to be conscious of what their children are taught, rather than leaving it up to outside influences that could undermine the faith-based upbringing they are providing at home.  [24:15] Christianity in a Business Setting Erik shares that he now prays with his Christian COO and other employees each day in meetings. While he has not yet incorporated prayer into larger team meetings, he plans to do so in the future. Erik expresses that most of his clients and team members are now also Christian. By openly bringing his faith into the workplace through prayer, Erik has been able to attract like-minded clients and staff and build a culture centered around his Christian beliefs. Resources Mentioned: On Air Brands

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    E61: The Moment of Transformation: What Happens When Faith Takes Over

    Have you ever experienced a moment that completely altered the course of your life?  In this episode, Eric Scovill is joined by Erik Cabral, founder of successful podcast production company On Air Brands. Erik opens up about his spiritual journey from a Catholic upbringing to a life-changing encounter with God. Erik holds nothing back, sharing how fully embracing his beliefs sparked personal growth. Learn how strengthening faith impacted his marriage, parenting, and business leadership. Gain valuable perspective on allowing spirituality to influence all relationships. Erik's transparent account offers insight that may strengthen your own spiritual path. Don't miss this inspiring conversation on the powerful ways our faith can reshape us. Here are some topics from today’s discussion: Erik's upbringing and early spiritual experiences A defining moment of connection with God Internal changes and external perceptions Improving personal conduct and overcoming temptations Pruning toxic influences and embracing God fully Effects on marriage, parenting, business Episode Highlights: [09:59] Receiving God's Call to "Spread Love" Erik shares that he kept questioning his purpose and felt another internal pull or calling. He says the message he received from God was "You're here to spread love" - not through words, but through a feeling deep in his heart. Erik conveys how this experience gave him a clear sense of mission that has guided him ever since, which was to spread love in everything he does. It's a very personal account of receiving divine revelation and clarity about his life's work.   [15:15] Embracing Humility Through Faith When praised for changes, he cries knowing it's not by his efforts alone. Erik sees himself as a "vessel" for God's work, simply following God's lead rather than taking credit. His faith reshaped his mindset from self-importance to acknowledging God's role, demonstrating humility's importance in Erik's journey. [23:32] Growth in Language, Temptations, and Self-Care Through Deepening Faith Erik touches on eliminating swearing from his language, an area he had previously been working to improve. Erik also reflects candidly on struggles with lust and temptation, while prioritizing caring for his "temple" or health. Erik discusses the devil's temptation tactics through technology and pornography accessibility. He notes the symbolic parallels between the Apple logo and Eden's serpent. Erik advocates awareness of such temptations and avoiding platforms that perpetuate them.  [32:35] Pruning Gossip for Progress Erik discusses how even as part of his spiritual growth journey, he noticed gossip occurring among some Christian mothers in his homeschool community. While their faith seemed strong, he recognized gossip was not constructive behavior. This led Erik to make an effort to "prune" or remove gossip from his own life as he sought to strengthen his relationship with God.  Resources Mentioned: On Air Brands Elysium Therapeutics Renu Environmental FYREBX E37: Challenging American Christianity: Living Out Our Faith Fully E43: Building a Portfolio for Stewardship: Public and Private Market Strategies Conversations with God by Neale Donald Walsch

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    E60: Converting Waste to Value: Renu Environmental's Pathway to a Circular Plastics Economy

    Ready to invest in the circular economy? On this week's episode, Eric Scovill continues his discussion with Alex Smith of Renu Environmental about their innovative solutions to plastic waste. Renu's patented pyrolysis technology converts plastic into oil without emissions, circulating resources back into the economy.  Alex explains how carbon and plastic credits incentivize emission reductions by funding offsetting projects. Also, learn about Renu's multi-pronged business model, which provides sustainable recycling options for plastic producers while generating returns through private impact investments. Discover this opportunity to both support environmental solutions and plastic waste diversion through private markets. Here are some topics from today’s discussion: The global plastic waste problem and lack of recycling Environmental financial assets like carbon and plastic credits Renu Environmental's consulting, trading, and technology business pillars God's instructions in Genesis to care for the earth Renu's pyrolysis technology and small footprint recycling machines Potential returns from investing in Renu's pre-money valuation Episode Highlights: [03:33] The Immense Scale of the Global Plastic Waste Problem Approximately 400 million tons of plastic are produced annually worldwide, yet only about 10% of that plastic actually gets recycled. The rest ends up in landfills or the environment. The Great Pacific Garbage Patch is an example of a major issue created by plastic waste. It’s a floating island of plastic debris in the Pacific Ocean that is the size of the entire U.S. state of Texas.  [08:14] How Environmental Financial Assets Incentivize Emissions Reduction Environmental credits provide a key source of funding for sustainability projects. By generating and selling credits to offsetting buyers, these assets support initiatives like recycling, renewable energy and other ventures addressing environmental issues that may struggle to attract traditional investment. The credit market enables valuable green solutions to be realized through this innovative financing mechanism. [16:29] Renu Environmental's Three-Pronged Business Model Renu Environmental operates under three key business pillars - consulting, trading, and technology. The consulting arm provides services to help companies reduce their environmental footprint organically or through credit purchases. Renu also houses an in-house trading desk that assists with the sale of environmental credits. On the technology side, Renu has developed a patented pyrolysis process that converts plastic waste into oil using small footprint machines, which are either deployed at Renu's own conversion facilities or leased to end users for on-site recycling. [24:00] Renu's Efficient Pyrolysis Technology Renu has developed a patented pyrolysis process to convert plastic waste into oil using compact machines. Each machine processes 10,000 tons of plastic per year within a small 3000 square foot footprint. Renu plans to both operate their own conversion facilities as well as lease machines to end users for on-site recycling, providing a sustainable solution for plastic producers through their efficient pyrolysis technology. Resources Mentioned: Renu Environmental

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    E59: A Zero-Emissions Pathway to Recycling Plastics at Scale

    You won't believe the plastic waste stats - did you know 250 garbage trucks of plastic enter the environment every hour? Spanning land and sea, the scale of humanity's plastic waste problem is immense.  In this episode, Eric Scovill sits down with Alex Smith, founder of Renu Environmental, to discuss how to address the global plastic waste problem through private equity investment in circular recycling methods. Alex discusses his company's groundbreaking technology that recycles plastic waste into new plastic products with zero emissions – definitely a game-changer! Here are some topics from today’s discussion: The scale of the plastic waste problem globally and in the US Limitations of traditional plastic recycling methods Advancements in pyrolysis technology for plastic recycling Renu Environmental's zero-emissions plastic recycling process Potential for creating a circular plastic economy Episode Highlights: [04:15] The Staggering Scale of the Global Plastic Waste Problem The scale of the global plastic waste problem is immense. An astounding 2.4 billion pounds of plastic waste is exported annually from the US alone, with over 900 million tons already accumulated in landfills. Plastic usage is projected to triple globally by 2050 based on current trends, with the equivalent of 250 garbage trucks full of plastic being dumped into the environment every hour. Unless addressed, the unchecked rise of plastic pollution will continue to damage the planet. [08:10] The Challenges of Mechanical Plastic Recycling Each time plastic is mechanically recycled, it deteriorates in quality. Plastic can only be recycled a few times before it is destined for landfill. Additionally, bottle manufacturers are only able to use a certain percentage of recycled plastic in their products, unlike paper which can be 100% recycled material. These limitations mean that mechanical recycling alone cannot create a truly circular system for plastic waste. [11:17] Plastic Waste and Its Impact on the Environment Around 22 million tonnes of plastic leak into the environment each year - equivalent to 250 garbage trucks daily. The Great Pacific Garbage Patch, larger than Texas, is described as a huge accumulation in the Pacific Ocean. Much plastic comes from countries improperly disposing of waste in rivers and oceans, threatening wildlife that consumes microplastics.  [21:41] Advancing Pyrolysis: Renu Environmental's Proprietary Emissions-Free Plastic Recycling Process Advancements in pyrolysis technology for plastic recycling are discussed. Early methods simply burned plastics but the technology has significantly advanced. Renu Environmental works with an inventor with over 30 years experience researching pyrolysis. Their proprietary technology precisely heats plastic in an oxygen-free vacuum through thermal decomposition, allowing plastic types to break down at precise temperatures capturing vapors without emissions. Previous methods emitted significantly but Renu Environmental's process eliminates emissions. Resources Mentioned: Renu Environmental

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    E58: FYREBX: Innovating Fire Safety with Sean Henry

    Did you know all it takes is a single spark to ignite a wildfire threatening countless lives and homes?  This week, Eric and Isaac are back with FYREBX Sean Henry to discuss the multibillion dollar scale of the global fire industry from a business perspective. They explore how the industry works to both fight fires and mitigate wildfire risks, as well as how FYREBX is innovating solutions to address the escalating challenges faced by firefighters worldwide. Tune in to learn more about the billion dollar challenges of wildfire management and how this pioneering company is rising to meet the escalating crisis with life-saving innovations. Here are some topics from today’s discussion: The multi-billion dollar scale of the fire industry Sean's experience fighting fires that led to the idea for FYREBX How FYREBX works and its advantages over traditional fire fighting methods Stories of FYREBX in action saving lives and property Future plans to expand FYREBX's impact Episode Highlights: [02:36] The Multibillion Dollar Scale of the Fire Industry The fire industry encompasses far more than frontline firefighting. It includes extensive land management, fuels reduction work, and rebuilding after fires. Government wildfire budgets alone reach billions annually. Insurance costs for reconstruction are also immense. A wide range of services from logging to fire equipment manufacturing contribute to the industry's multibillion-dollar scale, demonstrating wildfires' enormous economic and social impacts. [03:28] The Inspiration for FYREBX Sean discusses how his experience battling wildfires showed him the limitations of existing firefighting equipment. Crews needed a portable water source that could access remote areas, but trailers were unsafe and inefficient. This inspired Sean to design FYREBX, a collapsible water tank that fits on any vehicle.  [11:25] A Life Saved: A Logger's Story   A logger was masticating brush when a stray spark ignited a blaze. With winds fanning the flames, the fire quickly grew out of control. Just in time, the man was able to deploy his new FYREBX unit. It allowed him to safely douse the flames before the fire reached a dangerous size, saving himself and potentially surrounding lands from catastrophe. [19:20] Protecting Resources at a Controlled Burn FYREBX is now used by fire departments across North America. Sean details a recent controlled burn where FYREBX demonstrated its ability to safely fight fires and protect valuable trees from wildfire damage. Fire experts were impressed and many departments are adding FYREBX to their arsenals. [38:48] Understanding Capital Efficiency Companies that can effectively deploy additional funds to generate high returns while minimizing ongoing investment needs are highly attractive. Features like adaptable product designs allowing expansion into new markets on a single platform, partnerships enabling large-scale production through outsourced manufacturing, healthy profit margins producing profits from each additional unit, and recurring revenue streams producing cash flows with limited reinvestment needs – all signal a business's ability to grow substantially while requiring only incremental additional funding. This maximizes returns on investments and is a prime characteristic private equity firms seek in potential portfolio companies. Resources Mentioned: FYREBX

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    E57: Fighting Fires on the Frontlines: A Conversation with Wildland Firefighter Equipment Innovator Sean Henry of FYREBX

    Ever wonder what it takes to battle the monster wildfires raging across the American West?  In this episode, veteran firefighter Sean Henry sheds some light on the grueling realities of fighting fires on the frontlines. From harrowing close calls to innovative new strategies, Sean shares candid stories from his decades battling blazes in California.  He also explains what drove him to start FYREBX and how his new gear is helping equip firefighters with cutting-edge tools. So fire up this podcast to get a no-holds-barred look at the challenges facing our wildland heroes—and one man working to help them fight fire with fire. Here are some topics from today’s discussion: Understanding fuels reduction strategies  Innovative strategies for battling intense wildfires Inspiration for starting FYREBX to support firefighters New gear and tools helping crews combat the flames Giving firefighters a voice through a podcast Episode Highlights: [04:12] Understanding Fuels Reduction to Manage Wildfire Risk Fuels reduction refers to management practices that aim to reduce the amount of combustible materials available to burn, such as trees, brush, grass, and dead vegetation, which are collectively known as wildland fuels. When fire needs fuel to spread, reducing the amount of available fuel helps to control and contain fires. Some key aspects of fuels reduction discussed in the episode include removing ladder fuels to prevent fire from spreading from the forest floor up into tree canopies, performing prescribed burns to reduce surface fuels, and using equipment like masticators and dozers to thin out vegetation. [08:12] Contributory Factors to The Recent Increase in Catastrophic Forest Fires Weather events - Prolonged drought conditions across many regions have stressed trees and reduced soil moisture levels. This has made forests more susceptible to disease, insect infestation, and intense fire activity even when rain returns.  Mismanagement of lands - Past policies restricting logging and controlled burns led to an accumulation of excess vegetation and fuels in forests. At the same time, decreased management has allowed ladder fuels to develop. These conditions have increased fire intensity and made blazes more difficult to control when ignited. [15:05] The Evolution of Wildfire Fighting: Meeting Today's Intense Fire Conditions The way wildfires are fought has progressed significantly over the years. In the past, fires on federal land were often left to burn small and slow, allowing nature to take its course. However, with climate change leading to hotter, drier conditions and a buildup of fuels, this approach is no longer viable. Today, immediate air support is deployed when new fires are detected to quickly get water or retardant on the flames before they can grow out of control. On the ground, specialized hotshot crews cut containment lines and lay hose rapidly. Large bulldozers carve wider firelines through dense vegetation. Coordinated attack strategies now involve thousands working together to battle major fires and protect communities. [27:40] Giving Firefighters a Voice Through a Podcast Sean felt strongly that wildland firefighters' stories needed to be shared more widely. He is thinking about launching a podcast called "Wild Wild Side" where he could conduct in-depth, hour-long interviews with crews from various agencies. Sean wants listeners to truly get to know firefighters as individuals - learning about their backgrounds, how they got their start in the industry, and what a typical day fighting fires entails. Most importantly, he wants to give them a platform to tell gripping, first-hand accounts from the firelines and allow their voices to be heard. Resources Mentioned: FYREBX

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    E56: Tackling the Opioid Crisis through Innovation and Partnership

    Is a scientific breakthrough finally on the horizon in the battle against opioids? In this episode, we’re joined again by Greg Sturmer and Tom Jenkins of Elysium Therapeutics to discuss Elysium's groundbreaking work to develop new drug technologies aimed at curbing the opioid epidemic.  Greg and Tom explain how a personal tragedy close to home sparked their mission to make an impact. They dive into the science behind Elysium's O2P and SOOPR technologies, designed to prevent opioid abuse and overdose while providing life-saving reversal effects.  Don't miss this fascinating discussion on cutting-edge efforts to tackle the epidemic and the role of strategic partnerships in advancing life-saving solutions. Here are some topics from today’s discussion: Elysium Therapeutics' mission and molecular engineering approach O2P technology for preventing opioid abuse and overdose  SOOPR technology providing long-acting overdose reversal The investment side of things Episode Highlights: [03:36] The Spark That Led to Their Interest in The Opioid Crisis Greg shares how a personal tragedy in their community sparked their focus on the opioid crisis. Two children were killed after being hit by a driver under the influence of opioids, fueling their drive to make an impact.  [06:16] How O2P Works O2P was designed to utilize the known opioid hydrocodone, but with molecular modifications, where it only releases the drug when you swallow it and your stomach breaks it down. This prevents other ways of taking it, like snorting or injecting, and protects against overdose by limiting how much gets in your system if you take too many. Clinical tests showed that even with a huge extra dose, O2P kept people's exposure below lethal levels. Plus, it only may need once-a-day dosing instead of multiple times like other opioids, lowering the risks of misuse. [25:01] SOOPR - Solving the Need for a Longer-Lasting Overdose Reversal Agent When treating an opioid overdose, time is critical since the person has already stopped breathing and is becoming hypoxic. While Narcan rapidly reverses IV drugs like heroin, its short hour-long effect isn't ideal for today's long-acting fentanyl taken orally. SOOPR was designed through preclinical testing to last 5-10x longer, allowing it to fully cover fentanyl's extended danger period from oral use - a window Narcan alone can't address due to its brief lifespan. Both work fast to resuscitate overdoses, but SOOPR's prolonged protection is key to reversing modern potent synthetics. [35:52] Investing in Elysium Elysium Therapeutics has benefited greatly from their lead investor Mesa Verde Venture Partners, known for their strong track record in life sciences investing. Over half of Mesa Verde's portfolio companies have experienced liquidity events like acquisition or IPO, demonstrating their ability to identify promising opportunities. Mesa Verde's expertise in evaluating and supporting biotech ventures through development has provided invaluable guidance and validation to Elysium as it works to advance its important new technologies. Resources Mentioned: Elysium Therapeutics Mesa Verde Venture Partners

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    E55: The Opioid Epidemic: Origins, Impacts, and Alternative Pain Treatment Options

    Are you ready to discover the future of pain treatment? Scientists may have just made a breakthrough that could revolutionize pain treatment and stop the opioid epidemic in its tracks. The future of pain relief and stopping this tragic epidemic has never looked brighter. In this episode, Eric Scovill sits down with Tom Jenkins and Greg Sturmer of Elysium Therapeutics to discuss solutions to the opioid crisis. If successful in clinical trials, this discovery may finally offer a real solution to end the tragic opioid epidemic for good. Eliminating the risks of misuse – this could be a game-changer!  Here are some topics from today’s discussion: The progression to addiction The shift from acute to chronic use of opioids The pendulum swing How opioid addiction can affect anyone Fentanyl production and its devastating effects   Episode Highlights: [11:18] The Progression to Addiction Tom discusses how opioid addiction often starts with prescription drugs and progresses from there. He explains that people don't just suddenly decide to use heroin - it begins with being prescribed opioids for legitimate pain and having leftover pills. Taking extra doses for their euphoric effects can lead to misuse and abuse as people seek out more pills from friends and family. This establishes a cycle of reinforcement that drives further-seeking behaviors and sets people up for addiction. [20:30] The Shift from Acute to Chronic Opioid Use The opioid crisis began in the 1990s when two major changes occurred. First, pain became the fifth vital sign in healthcare, increasing focus on pain management. Around the same time, Purdue Pharma released OxyContin, making opioids more suitable for long-term chronic pain through a controlled-release formulation. This shifted prescribing from predominantly acute, short-term pain to chronic pain and increased opioid prescriptions dramatically. While aiming to improve patient care, this unintendedly fueled the rise in prescription opioid abuse and overdoses. [23:14] The Swing Back Towards Control In 2011-2012, there was a "pendulum swing" in response to the worsening opioid crisis. Where focus had moved to chronic pain management and opioid exposure, the pendulum swung back towards controlling opioid use and abuse. Prescriptions dropped 44% as doctors became more hesitant. However, fatal overdoses remained the same because the pharmaceutical industry had not developed safer alternatives and formulations.  [44:42] Fentanyl Production and Its Devastating Effects The opioid crisis has impacted virtually everyone. Greg notes that 90% of overdoses are from swallowing pills, not injection or insufflation as many assume. This is due to the proliferation of illicit fentanyl pills on the market of varying and often lethal potency. People unknowingly take more to feel the effects, not realizing the risks. As such, the crisis is difficult to address because opioid abuse cannot be easily identified - it affects everyday people across all demographics rather than just the stereotypical addict.  Resources Mentioned: Elysium Therapeutics

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    E54: Rediscovering Biblical Manhood and Restoring God's Church

    Are you prepared to defend your faith and family? This week, Greg Downey returns to join Eric and explore biblical perspectives on masculinity, spiritual warfare, and standing up for truth. With transparency and heart, Greg and Eric examine problems plaguing churches today. They also dive into what it truly means to be a godly man and father in today's world. Whether you're a seasoned leader or just starting your career, gain practical insights into strengthening your moral foundation and preparing for challenges. Here are some topics from today’s discussion: Loyalty and defense in marriage Defining biblical masculinity vs. toxic masculinity A father's responsibility to protect his family spiritually  Major issues plaguing the modern church Episode Highlights: [03:50] What is Biblical Masculinity? Real masculinity involves loyalty to one's spouse through honoring the marriage covenant before God, as well as integrity in business dealings. Masculinity also means protecting and providing for one's family - not just financially but spiritually and physically, including defending them from threats or harm. Greg notes men are called to balance each other out with their spouse through mutual support. Overall, biblical manhood entails honoring one's role to defend the family spiritually, physically and financially.  [10:09] What It Means to Protect Your Family Spiritually Greg discusses protecting one's family spiritually by not leaving children's spiritual education solely to others. He emphasizes spending dedicated nightly time reading Scripture and telling Bible stories to impart understanding from a young age. Greg also stresses the importance of children comprehending spiritual warfare and discerning good from evil, while fathers set a godly example through upright conduct to aid children in learning discernment. [20:56] The State of the Modern Church Greg notes how in many churches, the focus seems to be on converting people but providing little discipleship beyond weekly sermons. He also observes how misogyny and lack of accountability have allowed spiritual abuse to take place. The church would do well to return to its roots as small fellowship groups rather than large productions. [31:21] The Church's Evolution: How Paganism Influenced Modern Denominations Greg shares his experience visiting the Vatican and uncovering how pagan rituals and idols became incorporated into Catholicism over time. While understanding the political motivations, it went against God's command to destroy all idols. The church must guard against man's tendency to organize beyond what Scripture prescribes. Resources Mentioned: Purim Ventures

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ABOUT THIS SHOW

You’ve heard the narrative that the super wealthy don’t pay taxes and the rich keep getting richer. Unless your net worth has reached family office status, you likely don’t have access to understand how they do it. In this weekly podcast designed for affluent stewards, we will go deep into the financial planning tactics of the high net worth community. You will learn how “the rich” pay so little in taxes, and how that can apply to you. You will learn how the wealthy invest differently than the standard investor. You will learn how the biggest philanthropists in the world maximize the assets they give. All of this will be shared through a lens of understanding the responsibility associated with wealth and its impact on you, your family, and the world around you.In one facet, Eric, in cooperation with his expert guests, will demystify the _complexities and share some of the best strategies in the categories below to help you make informed decisions and grow your wealth.Getting healthy

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