All Episodes
Moody's Talks - Focus on Finance — 139 episodes
Credit Risk Transfers a Net Positive for European and US banks, For Now
Traditional Banks Gear Up for Digital Future
The Outlook for Banking Systems Amid Trade Tensions, Economic Risks
The Forces Driving Web3 Adoption
Banks Brace for Emerging Tech Risks
Digital finance growth on tap in 2025; cyber risk will rise in year ahead
Finance companies will benefit from steady economic activity, easing inflation in 2025
Factors behind the stable 2025 outlooks for global life and P&C insurance
Why our 2025 outlook for China’s financial institutions is negative
Global banking outlook is stable on solid economic growth, monetary policy easing
Blockchain connectivity advancements spur growth of DeFi and tokenization use cases
Bank funding of private credit grows in rapid step with sector capital-raising
Using blockchain to help anyone move money anywhere, fast and cheaply
Banks and insurers in Europe and Asia-Pacific face rising commercial real estate risks
Alternative data and AI power real-time earnings and macroeconomic estimates
Global reinsurance outlook turns positive on favorable risk/return dynamics
Muni loans and bonds at the cutting edge of financial technology
Moody’s insurance conferences throw spotlight on interest rates, inflation
Dubai’s new regulator for virtual assets aims for order in digital finance
US banks and life insurers face commercial real estate risks
Blockchain, unchained: Institutional adoption is a leading indicator of blockchain expansion
Insurers’ allocations to private credit will grow in all regions
Japan’s regional banks face rate rises; India’s non-bank finance companies see loan growth
Credit-risk transfer transactions’ prominence grows as regulations evolve
Deepfakes pose real credit risk to corporations, financial institutions and governments
Shift to T+1 settlement has near-term risks, long-term benefits for US securities sector
As individual investors drive growth in private markets, risks also rise
US homeowners insurers raise prices as inflation and weather-related losses take a toll
Tokenization is bridging traditional and digital finance
Green finance takes on greenwashing
Basel Endgame will smooth real estate cycles, create opportunities for non-bank lenders
Banks and financial regulators work to stay ahead of rising cyber threats
Outlook negative for US banks, deteriorating in Europe, mixed in Asia
Fast Finance: Klarna’s rapid AI boost bodes well for other banks
As growth of private credit in Europe picks up, so does competition from banks
Convective storms batter US P&C Insurers
AI's transformation of banking; plus, FHLBank reforms, fallout from Evergrande liquidation
Digital finance slowly advances towards interoperability and standardization
Global outlook for non-bank finance companies negative on continued asset quality strains and weak profitability
Global P&C insurance outlook is negative, global life insurance outlook is stable
Physical climate risks cloud insurers' risk management; enhanced climate disclosures benefit banks
Banks will feel the squeeze from tight financial conditions, slowing economies in 2024
China’s aging population poses risks to banks and insurers, but new products could help
Rising rates create risks for banks globally, universal banks have sound funding and liquidity
Private lenders pile up cash, compete for LBOs, driving up risk
Real estate sector stress raises risks for banks in China and Vietnam
Digital bonds: a potentially disruptive technology slowly gets off the ground
Global reinsurance outlook stable as reinsurers raise prices, shift risks to primary insurers
Japan’s banks ready for rate rise, Sweden’s face real estate risk, Swiss local deposits are stable
China’s soft economic recovery raises contingent liability risks from LGFVs
FedNow could increase deposit flight risk; high rates raise UK mortgage lenders' asset, social risks
Middle-market CLOs, BDCs and closed-end funds present different credit risks
Moody’s US Insurance and Asset Management Conference, featuring Guggenheim CIO Anne Walsh
Commercial real estate downturn could weaken US life insurers’ portfolio asset quality
Emerging markets banks face decarbonization risks; global reinsurers’ price hikes boost profits
China property outlook turns stable from negative; insurers and mortgage lenders face limited credit risk from the property sector
China’s post-COVID reopening is positive for domestic mortgage borrowers, some Asia-Pacific banks
Fed policy tightening will keep clamps on US banks’ credit; change may be afoot in global payments
Antitrust fears weaken insurers’ net zero alliance
Global electric vehicle surge is a bumpy ride for insurance, auto finance, state highway bonds
With markets on edge, Credit Suisse rescue protects senior creditors; plus, some fintechs thrive
US bank failures have ripple effects worldwide
Emerging markets banks go digital to counter fintech threat
Crypto firms’ fortunes ebb, but technology advances; Russia’s aircraft seizures grip stakeholders
Inflation drives negative outlook for European P&C insurance; higher interest rates keep life stable
Japan dashes away from cash; India’s public sector banks bounce back
Emerging markets banks face foreign currency risks; shockwaves spread in crypto asset markets
Outlook negative for finance companies globally in 2023 on tighter funding and rising asset risk
Global P&C insurance outlook turns negative; global life insurance outlook stays stable
Strong balance sheets keep global banks on stable outlook despite macroeconomic gloom
Banking system braced as Fed’s second round of quantitative tightening ramps up
Blowback from FTX failure is contained to crypto sphere as wary banks maintain distance for now
Banks, insurers aim for net zero emissions as risks rise from extreme weather, carbon transition
Indian banks brace for rising rates; effects of China’s slowdown spill over to Asia-Pacific banks
European and UK banks, Asia-Pacific insurers grapple with rising interest rates
US insurers, global reinsurers face heavy losses from Hurricane Ian
Bleak house: Swedish banks, US mortgage insurers face weakening property sectors
Cryptoasset regulation: putting the ‘stable’ back in stablecoin
Positive outlook for Vietnamese banks; moderate inflation will boost Southeast Asian banks’ margins
High oil prices, economic recovery boost prospects for Islamic banks, GCC funds
Reinsurers’ price hikes counterbalance rising losses from natural catastrophes, claims inflation
Russian energy squeeze raises risks for European banks; Credit Suisse restructures
ECB rate rise benefits European banks; Citibanamex sale will change Mexico’s banking landscape
Apple wades deeper into finance; Australia’s “super” sector flourishes
China's financial institutions help stabilize economy; inflation boosts some emerging markets’ banks
Private credit fuels asset managers’ AUM growth, as banks cede corporate loan share to non-banks
Cryptocurrencies may not help evade sanctions; Invasion of Ukraine raises cyber insurers' risks
US public pension funds risk more than insurers with private market investments
US health insurers tackle mental health; Asian insurers under revised capital rules
Inflation risks rising for financial institutions
Prolonged Ukraine crisis threatens financial institutions; life insurers face long COVID
Banking system outlooks stable as military conflict in Ukraine blunts global recovery
Chile’s president has plans for pensions; cryptocurrency gets regulation
Tesla launches auto insurance; sanctions on Russia rattle aircraft lessors, ABS
Russia’s invasion of Ukraine shocks banking systems
Russia’s invasion of Ukraine raises risks for global insurers
Global cybersecurity rules tighten; digital banks expand worldwide
African banks begin to emerge from pandemic gloom
High dollarization poses rising risks for banks in emerging markets; US eyes central bank digital currency
Technology is driving new business models for insurance
Global life and P&C insurance outlooks stable as economies recover
Global banks’ 2022 outlook is stable on strong capital, low credit losses
Economy drives stable 2022 outlooks for global asset managers, emerging markets banks
Insurers bet on illiquid assets; global banks step up cybersecurity
Growth of private credit has systemic implications
Cyber insurance: as losses rise, the industry ponders uninsurable risks
How can banks, insurers, and asset managers reduce their vast financial exposure to carbon intensive industries?
Biggest banks emerge stronger from pandemic and ready to face heightened competition
Digital financial landscape threatens banks’ role as intermediaries
Decrypting Coinbase: financial strength supports credit in emerging, uncertain sector
Reinsurance outlook is back to stable; fintech adoption jolts Korea’s insurers
COVID-19 resurgence raises asset risks for Southeast Asian and Indian banks
Korea’s Kakao Bank demonstrates Big Tech’s potential threat to incumbent lenders
Transformation of US health insurers brings greater revenue, higher leverage
Stablecoins multiply, adding competition in financial services
Inflation’s return is a net positive for global banks, US life insurers
Industry outlooks for global insurance and asset management return to stable in strengthening economy
Climate change casts a cloud on bank asset quality and financial strength
Regulators again try to rein in money market funds’ systemic risks
Inflation rattles emerging markets finance; government support slips for petro state banks
US life insurance industry transforms itself through M&A
Asset managers find new frontiers for growth; African banks’ environmental risk rises
Outlook for many banking sectors across the globe turns stable as economies start to recover
Cybersecurity is strongest at larger financial institutions and those with good cyber communication
Financial regulators sharpen climate risk focus, asset managers see ESG investments bloom
Pivotal changes lie ahead for US financial market infrastructure, German and Indian banks
Developed world demographic trends threaten financial firms’ revenue growth
As China opens markets, foreign securities, asset management firms seek rewards
Outlook stable for global investment banks, negative for most global finance companies
Outlook negative for global banks, life insurance, reinsurance; stable for P&C insurance
Pandemic drives negative outlook for global asset managers, emerging markets financial institutions
Coronavirus-driven economic shock weakens insurance and bank assets
Digital disruption opens emerging markets opportunity for banks, sparks competition in developed economies
Policy shift risks transforming US health insurers; global insurers gird for climate risk
Banks’ battle with low rates goes global; financial institutions prepare to leave Libor
Large global banks prepared to weather pandemic; Latin American banks’ asset quality at risk
Coronavirus shock turns reinsurance outlook negative and accelerates life insurers digital transformation
Coronavirus turns up heat on European insurers and India’s public-sector banks
Pandemic amps up banks’ cyber risk, jolts money fund markets