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All Episodes

Mortgagenomics Canada — 247 episodes · page 1 of 3

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Title
1

Buy it, then Renovate it - all on your mortgage

2

How to Predict Rising Interest Rates?

3

Can you buy Property if you are not a Canadian Citizen?

4

5 Big Headlines From This Week

5

Variable Rate Mortgages with Fixed Payments

6

Bank of Canada announces No Change

7

Reserving your Interest Rate

8

Canada 5th Largest Holder of US Debt

9

CUSMA Collapse

10

Inflation clocked in at 3%

11

Do You Need a Lawyer for Your Mortgage?

12

Independent Legal Advice

13

Gifted Down Payments - are they allowed?

14

Co-Signer or Guarantor - What's the Difference?

15

Keep your place and rent it out.

16

Canadian Bond Yields Pointing to December Rate Hike

17

The Pre-Approval Variables Nobody Checks

18

Time in the Market will always Beat Timing the Market

19

Mortgage Renewal Showdown

20

Qualifying for a Mortgage after Bankruptcy

21

The BoC Held Rates — But Read the Fine Print

22

Income Gross-Up for Mortgage Qualification in Canada

23

Canada May Jobs Report 2026

24

How Middle East tension affects your mortgage rate

25

Property Transfer Tax & GST exemptions in BC and AB

26

5yr fixed rate - a stable play?

27

Why Mortgage Qualification Feels Like Being Put on Trial

28

The Canadian Mortgage Market Is Quietly Changing

29

Mortgage Problems Nobody Warns You About During a Divorce

30

The hidden calories in todays mortgage rates...

31

Resetting Your First-Time Buyer Status After a Separation

32

A mortgage that qualifies you based on your assets

33

A mortgage with a strategic maturity date - the US Presidential election date

34

What Happens If My New Condo Appraises Substantially Lower?

35

Hurry up when completing a mortgage application!

36

GST Rebate Now in Effect

37

BoC Holds Rates… But Pressure Is Building

38

Vancouver: A Temporary Population Dip… or a Setup for the Next Wave?

39

How to avoid payment shock at renewal time

40

Fixed mortgage rates on the rise in Canada, heads up!

41

The Quiet Shift Happening Inside Canadian Homes

42

When Two Buyer Profiles Collide

43

First Time Homebuyer - do it again!

44

What Banks look for when reviewing your Condo Documents

45

Making changes to your land title

46

Vancouver Condo Market 2025: Is Now the Time to Buy?

47

Strategic Entry Points for First-Time Home Buyers in Vancouver

48

Want to to fix Canada's affordability crisis? Make mortgage payments tax deductible!

49

2025 Fall Mortgagenomic Update

50

Understanding Mortgage Rate Holds

51

Optimizing Debt Servicing Ratios for Mortgage Qualification

52

Mortgage qualification for self employed applicants in Canada

53

Mortgage Renewal Payment Shock in Canada

54

Mortgage Stress Test in Canada

55

Mortgage Brokers in Canada Explained 🇨🇦

56

Converting your variable rate mortgage to a fixed term- how many actually do it?

57

Real Estate Closing Costs - banks want proof you can pay for them

58

Buying a Property from a Family Member with $0 down

59

Nothing burger from Bank of Canada

60

GST relief for first-time home buyers on new homes valued up to $1.5 million

61

First-Time Homebuyers: You're not just getting in, you're getting ahead.

62

Biweekly mortgage payments...does it really make an impact?

63

Anxious Optimism: What's Really Happening in Vancouver Real Estate?

64

Canada's aging population embraces the concept of Reverse Mortgages

65

Vancouver Pre-Sale Condo Market - good or bad?

66

Calgary Market Update with Joe Oulovsky

67

The Rise of Multiplex Housing in Metro Vancouver: What Homeowners Need to Know

68

Two Buyer Groups set to move Real Estate Markets in Western Canada

69

Vancouver Market Update with Andrew Way

70

Alberta and BC First Time Home Buyers- Essentials

71

My Condo is Worth Less Than What I Bought It For—Should I Be Concerned?

72

Vancouver Market Update with Andrew Way (Jan 18/25)

73

Interest Rates & New Mortgage Rules set to move markets in 2025

74

3-Month Interest vs. IRD: Understanding Mortgage Break Penalties

75

Vancouver Real Estate Update with Andrew Way

76

Calgary Market Update with Jimmy Olandesca

77

Mortgage Break Penalties

78

Vancouver Market Update with Andrew Way

79

Calgary Market Update with Jimmy Olandesca

80

Edmonton Market Update with John Milakovic

81

Canadian real estate market - buy now, or wait?

82

Conquering the Barriers of Self Employed Mortgage Qualification

83

Edmonton Market Update with John Milakovic

84

The perfect mortgage for Canadian seniors aged 65 and older

85

30 year Amortization Makes a Comeback in Canada's Mortgage Sector

86

Vancouver Market Update with Andrew Way

87

Canada finally stands up to dirty money – too little too late?

88

The final quarter of 2024 is near, what lies ahead?

89

The power of Joint Tenancy and Tenancy in Common, Canada's population, and Alberta's oil!

90

30 year amortizations for First Time Home Buyers & BOC Rate Announcement ahead!

91

Funding a Divorce Settlement with Mortgage Proceeds

92

Qualifying for a mortgage while moving to Alberta

93

Enhanced mortgage qualification rules for New Canadians

94

How to build your credit history if you are new to Canada?

95

Is your mortgage renewal keeping you up at night?

96

Buy now, or wait for interest rates to drop further?

97

Mortgage Qualification for Pre-Sale Condos - be careful.

98

Rate forecast pointing to variable rate mortgages and weaker Canadian dollar

99

Deep diving into Vancouver & Calgary from a real estate and mortgagenomic perspective

100

Survival Guide for First-Time Home Buyers in Canada