Skip to content
Mortgagenomics Canada cover art

All Episodes

Mortgagenomics Canada — 247 episodes · page 2 of 3

#
Title
101

The key to qualifying for a single-family dwelling in Vancouver - the basement suite

102

I bet you didn't know this about the RRSP First Time Home Buyer Program

103

BC and Alberta are ramping up in more ways than one

104

Overlooked Mortgage Qualification Criteria

105

Maternity Leave, Child Support, and Canada Child Benefits - can you use them to qualify for a mortgage?

106

Interest Rates, Affordability, Zoning, and the 2026 FIFA World Cup!

107

Is your Mortgage Pre-Approval Optimized for Maximum Purchasing Power?

108

Interprovincial Mortgage Brokers

109

The Truth Behind Mortgage Pre-Approvals and Rate Guarantees

110

Mortgages, Real Estate, and Life in 2024

111

Mortgage Qualification Hacks for Self-Employed Applicants

112

Spouses with different residency statuses who want to purchase a home together

113

Foreign Buyer Tax, Prohibition Act, and Mortgage Qualification

114

What's the difference between a mortgage renewal and a mortgage refinance?

115

Does Switching Banks for Mortgage Renewal Cost Me Anything?

116

Financing conditions are due in 7 days!

117

The Power of "Addition by Subtraction" in Mortgage Qualification

118

Rock-bottom interest rates...how do you get one?

119

Mortgage Programs in Canada for Dentists, Veterinarians, and Optometrists who are in the process of or completing residency/fellowship

120

InTheNews-NoHike+RateDrop?+DealsImWorkingOn!

121

Is now the right time to choose a variable rate mortgage?

122

Mortgage Rate Holds: Banker or Mortgage Broker

123

Mortgage coming due?

124

Mortgage Programs in Canada for Doctors who are in the process of or completing residency/fellowship

125

What today's rising bond yields mean for your mortgage rates

126

Work Permit Holders and Homebuying: Can Gifted Money Cover Your Down Payment?

127

Inflationary Pressures and Mortgage Rates: How Canadians Can Prepare

128

From Business Owner to Homeowner: Self-Employed Mortgage Essentials

129

BOCAnnouncementRecap+WhatToDoGoingForward?

130

From the desk of a mortgage broker (Aug 28, 2023)

131

Does your residential property fulfill the lender’s eligibility criteria?

132

Time is Running Out: Repay Your CEBA Loan and Save with Mortgage Refinancing

133

The Second Home Mortgage

134

InTheNews- July12BofC+ BuildingIsExpensive+ AlbertaAffordability

135

Good Bye Vancouver, Hello Calgary!

136

The 5% Down Payment Mortgage

137

InTheNews- What the Bank of Canada doesn’t tell you

138

AvoidingForeclosure+LowRates+Leaseholds+FirstTimersInVancouver!

139

RefinanceMyMortgage?+RentVSBuy+SocialCrisis+RateHolds!

140

SubjectFreeWithConditions?+GoAlbertaGo+Porting+MortgagesForPresaleCondos

141

ImmigrationStats+BlackSwanSpringEvent+LiveDeals+MortgageOptionsForPensioners

142

Upcoming mortgage renewal have you stressed about payment shock?

143

Qualifying for an Investment Property Mortgage

144

Expanded Details of the Foreign Real Estate ban in Canada

145

Permanent Residents in Canada have 5 years to take advantage of this mortgage qualification program

146

If I had to pick a mortgage right now, it would be…

147

Can I use Part-Time Income to qualify for a mortgage?

148

How to reduce your mortgage payment in a rising interest rate environment

149

2 year Prohibition on the Purchase of Residential Property by Non-Canadians

150

What's all this talk about Calgary?

151

Mortgage Rate Holds

152

Options for variable rate mortgage holders with trigger rates and trigger points

153

Undecided about how to proceed with your mortgage renewal?

154

Temporary Residents, Mortgage Qualification, and Foreign Buyer Tax in Canada

155

What's it like qualifying for a mortgage in 2022, so far?

156

Increasing Rates, Fixed-Payment Variables and Maximizing your Income Qualification

157

Eligibility for Temporary Residents seeking a mortgage in Canada with less than 20% down payment

158

What is considered a proper mortgage pre approval?

159

Refinancing your home to purchase a rental property

160

Co-Signers, Guarantors, Joint Tenants, and Tenants in Common

161

Qualifying for a mortgage when relocating to another province

162

Your mortgage pre-approval doesn’t include leased land | 100,000’s of foreign nationals became Permanent Residents in Canada…see ya later foreign buyer tax! | wtf…rate’s didn’t go up?! | are variable rate mortgages a bad play right now?

163

Property Disclosure Statements | 10 random buyer profiles in Calgary & Vancouver real estate market | I think Prime Rate is going up on Jan 26 | Rate predictions for 2022

164

Mortgage Renewals | Politics & Onion Peeling | Whats worse? Rising interest rates or rising inflation? | Time to move to Calgary? | Interest Rate wrap up

165

BulletproofMortgagePreApprovals | Relax, you've been stress tested! | 122,748 New Canadians | City Hall & Pitchforks |

166

Mortgages for Self Employed | Let the recovery begin | Oil royalties are UP | Prime Rate stays same

167

Loan-to-value ratios mean everything | watch succession and yellowstone | list your home on thursdays | mortgage qualification = guilty until proven innocent | interest rates

168

Rental Property Mortgages | Investors flooding market? | Going long on rates | Real Estate & Currency

169

Cash Back Mortgages | Bank of Canada wavering on projected rate rise? | the ever expanding fixed-variable rate spread - its big | ditch general news, embrace sports and business news

170

Subprime Mortgages still around? | Canada + population density = Bahamas | BC is Canada's destination

171

Dealing with rising interest rates | Is affordability in Vancouver hopeless? | economic life without Alberta oil = not good

172

Buying a home while selling your current one | Canada set to increase mortgage rates in 2022 | current 5yr & VRM rates |

173

BC Provincial Nominee & mortgage qualification | 2bed rent is like $680k mortgage | New Zealand crushes real estate NIMBYs | BabyBoomers not for sale

174

How To Get the LOWEST possible PAYMENT | what does transitory inflation mean? | fixed or variable? | income required to buy a single family home in Vancouver and minimum downpayment? | the ultimate solution to Vancouver's affordability crisis

175

Fixed Variable rate mortgages, rising sea level = lower real estate price, Govt debt ceiling increase

176

8 Power Tips for First Time Home Buyers | $100k=$460kmortgage |RentvsBuy |InterProvincialMigration | BiddingWars

177

New To Canada mortgages | Liberal Party promises: tax flippers, ban foreign purchases, reduce down payment | Evergrande shrapnel Canada bound?

178

ModernMonetaryTheory=cheap money (and inflation!) | Minimum down payment on $1M homes

179

Co-Signers, Guarantors, Foreign Buyer Tax, Vancouver City Hall building fees addiction, & interest rates

180

Readvanceable Mortgages, 38 year olds set to rule the world, and shrinking global population

181

YVR set for another explosion, global warming, interest rates & why lenders need your T4?

182

Buyers market-but for a limited time, the Rule of 72, and what to do when the bank says NO?

183

Can a Temporary Resident qualify for a mortgage while working in Canada?

184

The Trudeau's and their place in financing history, and implications of adding someone to title during a mortgage refinance

185

5.25%, the 80's, banks making a crap load of $$, and buying another home with 5% down

186

June 1 stress test, easing of guidelines and 11th Hour Mortgage Qualification Collapses!

187

Multiple Real Estate Triggers, AB&BC GDPs, and tax deductible mortgages

188

Selling Real Estate to Family Members

189

High Net Worth Mortgage - increasing your borrowing power with your assets

190

Reverse Mortgages & Intergenerational Wealth Transfer

191

Are employment probationary periods deal killers?

192

More stress coming to the mortgage stress test on June 1?

193

Why April is a critical time for self employed applicants

194

Inter Family Real Estate Transactions & Gifted Equity

195

Immigration and Mortgages

196

Purchasing with no financing conditions...OMG!

197

Mortgage income qualification sources you probably weren’t aware of

198

Massive Mortgage Penalty?

199

Rent-to-Own Real Estate

200

Things you probably didn’t know about the RRSP First Time Home Buyer Plan