All Episodes
Winning Isn't Easy: Long-Term Disability ERISA Claims — 226 episodes
What Every Attorney Needs to Know Before They Stop Working (and File a Disability Claim)
Occupational Duties and the Hidden Standards of Disability Claims
The Hartford Playbook: Surveillance, IMEs, and Claim Terminations
When Life Changes Fast: How to Protect Your Financial Future (With Guest Glen Golish)
ERISA Disability Appeals: What the Insurance Company Hopes You Never Learn
Unum Exposed: The Tactics Behind Disability Claim Denials
When Disability Claims Get Reassessed: Vocational Reviews, DIY Legal Traps, and the Hidden Risks in Building Your Own Case
The Burden of Proof: Inside Neurological Disability Claims
When the Body Breaks but the Policy Doesn’t Listen
Burns and Long-Term Disability
The Technical Rules That Decide ERISA Disability Claims
When Expertise Isn’t Enough: A Doctor’s Disability Journey With Long COVID (With Guest Dr. Zeest Khan)
How Claimants Accidentally Destroy Their Own Disability Cases
Why ChatGPT Can’t Get Your ERISA Disability Claim Right (and What Actually Works)
When Insurance Companies Get It Wrong (and Sometimes Lose)
Asking AI for Real, Honest, and Legally Accurate Answers About Filing an ERISA Disability Claim Is Asking for a Claim Denial
Own Occupation vs. Any Occupation: How Carriers Twist Your Job - and the Law - Against You
Understanding Aplastic Anemia and Its Impact on Long-Term Disability
How Disability Carriers Manufacture Reasons to Deny Claims
When Carriers Weaponize Diagnoses
Technicalities, Traps, and Missed Deadlines
Long COVID and ERISA Disability: Avoiding Denials and Proving Your Claim
Pre-Existing Conditions and Cooperation Clauses: The Hidden Minefields in Long-Term Disability Policies
Fighting for Fairness: Navigating ERISA Disability Claims for Rare Disorders
The Ongoing Proof Trap: When Improvement, Doctors, and Daily Activities Kill Your Long-Term Disability Claim
The Language of Limitation: Russell Van Brocklen on What Dyslexia Research Teaches Us About Disability Claims
Vocational Evaluators and ERISA Disability: How Your Skills and Residual Functional Capacity Shape Your Claim
ERISA Disability Questions Answered: DOT, Sedentary Work, and Unemployment
Why Most Social Security Claims Matter to Your ERISA Disability Case
The Gold in Your Social Security File: How Disability Carriers Use It Against You
Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook
Winning Disability Claims: Lessons From Denials, Appeals, and Carrier Games
When Policy Limits Collide - Navigating Mental Nervous and Musculoskeletal Conditions in Long-Term Disability Claims
Navigating ERISA Disability Claims While Incarcerated
Inside Disability Law: Insights and Lessons with Attorney Kate MacKinnon
Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims
Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages
Frozen, Torn, or Unstable: Proving Shoulder Disability Claims
The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim
Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim
From Canes to Tech: Proving Disability with Assistive Devices
Disability Claims: Your Questions About the Medical Side, Answered
Disability Law, Explained: Tackling Your Most Pressing Questions
Getting Long-Term Disability Benefits for Stevens-Johnson Syndrome
When Your Disability Insurance Carrier Isn’t a Disability Specialist - What You Need to Know
Disability and Disputed Illnesses: Navigating Claims Without Full Medical Recognition
Vascular Malformations of the Brain
Understanding "Own Occupation" Benefits Under ERISA Disability Insurance
Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits
Hidradenitis Suppurativa
Medical Residents and Disability Insurance
Living with a Voice Disorder: Sue Payne on Spasmodic Dysphonia, the Disability Process, and Finding New Purpose
Applying for a Disability Insurance Policy
Questions About Disability Insurance, Policies, and Claims
Understanding CPET Examinations with Guest Dr. Betsy Keller
Should Your Workers’ Compensation Records Be Part of Your ERISA Disability Carrier’s File
Medical Treatment and Your Long-Term Disability Claim
Navigating Claims With Charcot-Marie-Tooth Disease (CMT)
Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims
Physical Therapists and Their Disability Claims
Understanding Policy and Plan Language and Terminology
Disability in the Modern World, Advocacy, and More with Guest Hollis Peirce
Exploring Various Occupations, and How Their Performer’s Claims Were Denied or Terminated
Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why
Denial and Termination Games That Carriers Play
The Interplay Between Physical and Mental Disabilities in An ERISA Disability Claim
The Importance of Nurse Consultants in Long-Term Disability Claims with Shannon Fenimore
What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the Denial or Termination of Your Disability Claim
How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim
An Update on Long COVID Long-Term Disability Claims
Insights Into Life with a Disability with Ken Kunken
More on Sedgwick, P2
Long-Term Care Health Benefits and Your Disability Insurance Policy
What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim
The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits
Interstitial Cystitis
More on UNUM, P4
Diseases - What You Must Know About Getting Benefits for Them, What Carriers Don’t Understand about Them, and How Carriers Will Wrongfully Deny Claims for Them
Disorders Impacting Brain Health, P2
Traps in Activity of Daily Living (ADL) Forms
Back and Neck Disorders
ERISA Regulations, P2 - What Disclosures Must ERISA Disability Carriers or Plans Make to You in a Denial or Termination Letter, and More
More on Multiple Sclerosis, P4
Return to Work and Disability Duration Guidelines
Vestibular Disorders - Dizziness, Meniere's Disease, and Benign Paroxysmal Positional Vertigo
The Horrible Impact That a Workers’ Compensation Claim Settlement and Separation Agreement Can Have on Your Long-Term Disability Claim - Plus, What You Should Do if Your Employer Demands That You Sign a Severance Agreement
More UNUM Cases Throughout the United States
More on Chronic Fatigue and COVID
The Intersection of SSDI and ERISA, P2 - Vocational Evaluation
Sedgwick - Everything You Need to Know about This Disability Carrier
The Intersection of SSDI and ERISA, P1 - The Vocational Games That Are Played in an ERISA Case
Comparing and Contrasting Medical Tips in ERISA and Social Security Disability
ERISA Disability Claims - What Celebrities Can Teach You
Mental Illness and the Mental Nervous Condition Limitation
Hot Topics in Short-Term Disability and Long-Term Disability, P3
Field Form Mistakes, P4 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
More on Parkinson's Disease - Exploring Parkinson's Disability Claims Further
Field Form Mistakes, P3 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
Brain Injury - What You Need to Know Regarding Traumatic Brain Injuries and Disability
The Interaction between You, Your Doctor, and the Disability Carrier in Your ERISA Claim
Having a Life When You Are Collecting Long-Term Disability - Plus, More on Surveillance
Lincoln - Exploring and Dissecting Lincoln Financial's History and Handling of Claims
An Overview of Social Security Disability, P2 - More on What You Need to Know about the Social Security Disability Claims Process
Tips and Tricks When Filing Your ERISA Disability Claim - Insider Secrets Regarding the ERISA Disability Claims Process
An Overview of Social Security Disability, P1 - What You Need to Know about the Social Security Disability Claims Process
Getting Notice to the Disability Carrier - Understanding the Beginning Steps of a Disability Claim
Migraine - Covering What You Need to Know about This Common, Yet Disabling Medical Condition
Tools in the Disability Carrier's Claim Denial Toolbox - Be Aware of These Deadly Pitfalls
UNUM Cases Throughout the United States - Exploring and Dissecting UNUM's Handling of Disability Claims
Postural Orthostatic Tachycardia Syndrome - Investigating the Disabling Properties of POTS, and Breaking Down POTS Disability Claims
Regular Care of a Doctor - Understanding the Vitality of Medical Treatment in a Disability Claim
Determining the Worth of a Long-Term Disability Claim - What Factors into the Value of a Claim
Full and Fair Review / Statutory Obligation - A Denied Policyholder's Claim Lifeline
Multiple Sclerosis - An Overview of MS and Disability Claims
Surveillance - A Disability Carrier's Number One Tool
Offsets, Benefits, and IRAs - Understanding Their Impact on Your Long-Term Disability Claim
Medical Proof and Long-Term Disability Claims
Business Bankruptcy and Disability Policies - Chatting with Bankruptcy Attorney Kristina Feher
Neuropathic Disorders, and Disorders Causing Pain or Neuropathic Pain - P2
More on ERISA Disability Claims and Multiple Sclerosis
Neuropathic Disorders, and Disorders Causing Pain or Neuropathic Pain - P1
Moyamoya Disease - Exploring Moyamoya Disease and ERISA Disability Claims
Disorders Impacting Brain Health - An Overview of Brain Health and ERISA Disability Claims
More on UNUM Disability Claims - Dissecting the Claims Handling of Insurance Carrier UNUM
Answering Questions on ERISA ADL Forms - Tips and Tricks for Disability Forms
Doctors and Disability - How Doctors Can Destroy Their Disability Claim, Lose Their License, and Go to Jail by Doing Work as a Peer Review Doctor with Attorney Jonathan Rose
Your Obligation to Get Medical Care - Understanding Medical Expectations in an ERISA Disability Claim
Multiple Sclerosis Claims - Discussing MS Disability Claims with USF Health's Dr. Natalie Moreo
Timing Issues in ERISA Disability Claims
Communicating during Your ERISA Disability Claim
Medicare 101 - Plus, Open Enrollment Information with Hunter Walton
Disability Insurance Claim Tips Everyone Can Understand
Employment Issues and ERISA Claims
How Financial Planning Interacts with Disability Claims - Discussions with Financial Planner Greg Black
What You Need to Know about ERISA Regulations in Disability Claims
Exploring More on Multiple Sclerosis ERISA Disability Claims
Autonomic Dysfunction, POTS, ME/CFS, MCAS, and EDS - Your Eligibility for Social Security Disability Benefits
Rheumatoid Arthritis, Fibromyalgia, and Chronic Fatigue - Exploring ERISA Long-Term Disability Claims
Chiari Malformation and Chiari Malformation Disability Claims
Two Mistakes Your Doctor Can Make That Can Kill Your ERISA Claim
Cancer ERISA Disability Claims
More on United Mutual of Omaha - Insurance Carrier Spotlight
ERISA 510 Retaliation Claims
More on Lyme Disease and Epstein-Barr Virus
Gastrointestinal Diseases in Disability Claims
UNUM - Revisiting and Exploring UNUM's ERISA Disability Claims Handling
Hot Topics in Short-Term Disability and Long-Term Disability, P2
UNUM and ME / CFS Fibromyalgia Claims
Insurance Carrier Spotlight - MetLife Disability
Attorneys and Their Long-Term Disability Claims
Fibromyalgia and Subjective Medical Evidence Claims
The Sedentary Employment Game
Insurance Carrier Spotlight - The Hartford
Neuropsychological Testing and Brain Mapping - Understanding the Role of Cognitive Testing in Long-Term Disability Claims
Disability 101 - Plus, Having a Meaningful Dialogue with the Disability Carrier
Degenerative Conditions of the Shoulder and Knee - Interviewing Dr. David Braun
Insurance Carrier Spotlight - Reliance Standard
Hot Topics in Short-Term Disability and Long-Term Disability, P1
How to Hire an Attorney for ERISA Long-Term Disability Claims
Occupational Factors That Disability Insurance Carriers Consider When Applicants Apply for Disability – Exploring Verifiable Occupational Duties and Professional Licenses
How Social Security and Long-Term Disability Claims Interact
Understanding the Standard of Review - Why It Matters in Your ERISA Long-Term Disability Claim
More on ME / CFS and Fibromyalgia - Plus, How Carriers Misuse Policy Clauses
Long-Term Disability Claims Based on Shoulder Problems - Impingements, Torn Tendons / Rotator Cuffs, Bone Spurs, Bursitis, and Post-Surgical Musculoskeletal Disorders
The Crossroads Between ERISA Disability and Life Insurance Claims
UNUM’s past Claims Handling - How It Can Inform You of the Tactics They Will Continue to Use in the Future
How Disability Carriers Cherry-Pick Claims for Denial Justifications
More on ME / CFS and Fibromyalgia - Meeting the Onerous Elimination Period in Your Policy, and the Lengths Carriers Will Go to in Order to Deny Your Claim
Job Status, Situational Factors, and More - What Disability Carriers Do with These to Determine Your Occupation, and How That Can Impact Your Disability Case
Social Media, Criminal Background Checks, and Unemployment - What Disability Carriers Do with These to Determine Your Occupation, and How That Can Impact Your Disability Case
How Disability Carriers Evaluate Your Initial Application - Understanding the Three Approaches That Will Be Employed
UNUM and Their Claims Denial Tactics - What Disability Insurance Policyholders Need to Know
Student Loan Update - How It Impacts Your Disability, with Special Guest Karen Cody-Hopkins
Aetna and Their Claims Denial Tactics - What Disability Insurance Policyholders Need to Know
The Common and Disabling Symptoms of Multiple Sclerosis - What Carriers Are Looking for in Your Medical Records, and What They Will Overlook to Justify a Claims Denial
The Games Carriers Play with Your Social Security and Retirement Benefits
Misrepresentations on Your Disability Enrollment Forms - How They Can Destroy Your Disability Claim
More on Myalgic Encephalomyelitis / Chronic Fatigue Syndrome (ME / CFS) Disability Claims
What Every Attorney Needs to Know about Long-Term Disability Insurance - Plus, the Three Ways to Purchase a Disability Plan or Policy
Hearing Loss, Tinnitus, and Meniere’s Disease - How Disability Insurance Carriers View These Disability Claims
What Every Physician Needs to Know about Buying Long-Term Disability Insurance Policies - Plus, How This Applies at Any Stage of Their Career
Hot Topics - Disability Claims and Jobs (What You Need to Consider When You Are Thinking about Quitting Your Job and Applying for Disability, or When You Get a New Job)
What Small Business Owners Need to Know about Applying for Disability Insurance Benefits - Plus, What Not to Do after Winning Your Claim
Disability Claims for Nurses - The Disability Insurance Claims Processes Most Common in a Nurse’s Disability Claim
The Pitfalls of Social Media - Understanding the Impact of Social Media Use on an ERISA Long-Term Disability Claim
Functional Capacity Evaluations - The Impact They Can Have on Your Disability Claim
The Importance of Attending Physician Statement Forms - Understanding the Role of These Forms in Your Long-Term Disability Insurance Claim
United of Omaha and Their Claims Denial Tactics - What Disability Insurance Policyholders Need to Know
Fibromyalgia and Your Long-Term Disability Claim
How Much Are You Going to Be Entitled To - Understanding Payment / Compensation When Filing a Claim for Long-Term Disability Benefits
MetLife and Their Claims Denial Tactics - What Disability Insurance Policyholders Need to Know
Medical Records and Your Attending Physician Statement Forms - How the Contents of Your Medical Records, and Your Attending Physician Statement Forms, Can Be Used by the Disability Insurance Carrier to Deny Your Claim
All about ME / CFS Claims - The Common Reasons These Disability Insurance Claims Get Denied, How the Carrier Reacts to These Claims, and How the Mishandling of These Claims Can Inform the Future of Long-Term COVID-19 Disability Claims
What You Need to Know as a Prudential Disability Insurance Policyholder
The Intersection of Long-Term Disability and Personal Finances - Taxability and Overpayments, with Special Guest Larry Weinstein
Filing for Bankruptcy as a Recipient of Disability Benefits - What Long-Term Disability Policyholders Need to Know
Field Form Mistakes, P2 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
Field Form Mistakes, P1 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
Parkinson's and Long-Term Disability Claims
What You Need to Know about ADL Forms - Understanding the Forms That the Disability Insurance Carrier Will Require You to Fill Out, and How They Can Be Used to Deny or Terminate Your Claim for Benefits
Attending Physician Statements - What an Attending Physician Statement Is, and How It Can Make or Break Your Case from the Start
The Intersections between Disability and Employment Law - Chatting with Special Guest Attorney Marcus Castillo
Work History Forms - What You Need to Know about the Work History Forms the Disability Carrier Sends You during the Application Process
Wills and Estate Planning - Why Those Living with Disability Should Consider Having a Will, and What You Should Know About Estate Planning, Featuring Estate Planning Attorney Autumn Hancock
What You Need to Know about the Long-Term Disability Application Process - The Work History Forms, and the Definition of Your Occupation
The Impact of Filing for Divorce on the Disability Insurance Benefits Process - Chatting with Special Guest, Attorney Kristina Feher
Adequate Proof of Loss - What You Need to Know about Providing Your Disability Insurance Carrier with Adequate Proof of Loss
Why You Need to Know What Is in Your Disability Policy - Knowing Your Policy before You Stop Working and Apply for Benefits
The Difference in the Standard of Disability between Social Security Disability Claims and Long-Term Disability Insurance Policies
The Importance of the Individual Definitions of Terms in an ERISA Long-Term Disability Insurance Policy
The Games That Disability Insurance Carriers Will Play Concerning the Last Day a Policyholder Was at Work When Trying to Avoid Paying Their Disability Benefits
What You Need to Know about Long-Term Disability Policy Riders - How They Can Enhance Your Policy
Diabetes - The Evaluation Process Disability Insurance Carriers Use in Every Diabetes Long-Term Disability Claim for Benefits
Mental / Nervous Policy Limitations - How Disability Insurance Carriers Will Use Mental / Nervous Policy Limitations to Limit the Payment of Benefits
Liberty Mutual - The Games Liberty Mutual Will Play When Trying to Deny a Long-Term Disability Policyholder’s Claim
Mutual of Omaha - What You Need to Know as a Mutual of Omaha Long-Term Disability Policyholder
Breast Cancer - What You Need to Know about How Disability Insurance Carriers Handle Breast Cancer Disability Claims
Elimination Periods - What an Elimination Period Is in a Long-Term Disability Insurance Policy, and How It Can Destroy Your Claim
How Disability Insurance Carriers Take Advantage of Their Policyholders and the Preexisting Condition Exclusion
How ERISA Offsets for Social Security Disability Benefits Can Destroy the Value of an ERISA Disability Policy
Offset Provisions - How Offset Provisions Can Ruin the Value of Your Long-Term Disability Claim
ERISA Welfare Benefits - The Seven Things Disability Policyholders Need to Know about ERISA Welfare Benefits
What to Do if Your Short-Term Disability Claim Has Been Denied before You’ve Been Paid
The Unwritten Truths about Short-Term Disability
The Differences between Group and IDI Policies
Beginning Isn't Easy