All Episodes
Without the Bank Podcast — 278 episodes
The Art of Noticing: What The Noticer Taught Me About Marriage & Business (Ep. 278)
The Top Infinite Banking Questions Everyone's Asking — Answered (Ep. 277)
5 Money Lies That Are Silently Destroying Wealth (Ep. 276)
Can you really build your own family bank? (Ep. 275)
Is Infinite Banking Too Good to Be True? Answering the Hardest IBC Questions (Ep. 274)
The Dangerous Question Your Financial Agent Is Ignoring (Ep. 273)
It Sounds Like Free Money... But Is It? (Ep. 272)
The 401k Deal Nobody Would Take | Average vs Actual Returns (Ep. 271)
Your Spouse Dies — Now What? The Life Insurance Gap Nobody Warns You About (Ep. 270)
Why the Wealthy Never Stop Buying Life Insurance (Ep. 269)
Your 401k Isn't as Accessible as You Think (Ep. 268)
Gross Income Is a Lie — Here's What to Ask Instead (Ep. 267)
Why Being Debt-Free Could Leave You Broke (And What To Do Instead) (Ep. 266)
Stop Wasting $168,000 on Youth Sports; Do This Instead (Ep. 265)
The 401k Tax Bomb Nobody is Talking About (Ep. 264)
Why Life Insurance Is Not Optional (Ep. 263)
Why Your 401(k) Isn't Growing Like You Think (Ep. 262)
Paying Cash is Costing You Millions (Ep. 261)
The Truth About "No Money Down" Mortgages (Ep. 260)
Is College a Financial Trap? The Real Cost Parents Never Calculate (Ep. 259)
Banks Push Interest Rates Because They Fear This Alternative (Ep. 258)
Retirement Means "Taken Out Of Service" - And That's The Problem (Ep. 257)
Build Your Banking System Before You Buy Your Next Vehicle (Ep. 256)
Insurance Companies Are Denying More Claims Than Ever—Here's Why (Ep. 255)
Dividends vs. Interest: The Retirement Income Game Changer (Ep. 254)
Your Retirement at 65 Was Built On a Flawed Assumption (Ep. 253)
You Already Know Enough (So Why Aren't You Wealthy?) (Ep. 252)
Your Kids' $1,000 Account Has a Catch | Here's Why (Ep. 251)
Your Biggest Business Problem Isn't What You Think (Ep. 250)
The Financial Independence Trap Nobody Warns You About (Ep. 249)
Success Doesn't Look Like You Think (Ep. 248)
Whole Life vs. UL/IUL: Why Guarantees Win (Ep. 247)
Why You Don't Need $20 Million to Start Your Own Bank (Ep. 246)
Stop Chasing APR—What Really Drains Your Wealth (Ep. 245)
Why Your Policy Fails: The Grocery Store Money Lesson (Ep. 244)
How One Family Lost $1.2M to College Tuition (Ep. 243)
Kyle Busch Lost $8.5M... But It's Not What You Think (Ep. 242)
Hard Times Built Infinite Banking — Here's the Lesson You're Missing (Ep. 241)
Are You Saving Money the Wrong Way? (Ep. 240)
The Secret to Using the Same Dollar Twice (Legally) (Ep. 239)
How the Wealthy Make Their Money Work Twice as Hard (Ep. 238)
Lessons Learned in the IBC Journey (Ep. 237)
Ep. 236 - Compound vs. Uninterrupted, the Sequel
Ep. 235 - Big Check or Little Check?
Ep. 234 - More Than a Policy: Creating Cash Flow When You're Starting from Scratch
Ep. 233 - Savings is Not Making You Money
Ep. 232 - The Truth About Becoming an Agent
Ep. 231 - Concept Over Numbers
Ep. 230 - Avoiding Taxes
Ep. 229 - Don't Be a Shitty Bank Owner
Ep. 228 - Proof Universal Life Lapses
Ep. 227 - Cash Flow vs. Net Worth
Ep. 226 - Scarcity Thinking is Killing Your Wealth
Ep. 225 - The High Cost of Doing it All Yourself
Ep. 224 - Prepare for Partnerships to Die
Ep. 223 - Codie Sanchez Meets Infinite Banking
Ep. 222 - The IUL Illusion
Ep. 221 - Don't Bank on Bad Habits
Ep. 220 - The "Cheap" Life Insurance That Could Leave You Broke
Ep. 219 - 3 Things That Truly Matter When Buying a Policy
Ep. 218 - Roth or Whole Life? The Better Tool for IBC
Ep. 217 - Dave Ramsey Isn't Wrong: Addressing Inflation
Ep. 216 - Wealth is Relative... and Squirrels, with Tarisa Shelton
Ep. 215 - Holding Life Insurance to a Different Standard, with Tarisa Shelton
Ep. 214 - 6 Ways Life Insurance Premiums Are Like Mortgage Payments, with Tarisa Shelton
Ep. 213 - Use It or Lose It, with Tarisa Shelton
Ep. 212 - Real Estate Views: Banks vs. Investors, w/ Tarisa Shelton
Ep. 211 - Our Personal Real Estate Experiences, with Tarisa Shelton
Ep. 210 - Having Equity in the Wrong Place, with Tarisa Shelton
Ep. 209 - How Nelson Nash's Real Estate Story is Relevant Today, with Tarisa Shelton
Ep. 208 - Meet Tarisa Shelton
Ep. 207 - Infinite Banking for Entrepreneurs and Business Owners
Ep. 206 - Use Retirement Now, Don't Segregate Your Money
Ep. 205 - Does Your Agent Really Know IBC?
Ep. 204 - Stop Asking Why, Start Asking How
Ep. 203 - Spending vs. Investing
Ep. 202 - Do Banks Care About Policy Loans?
Ep. 201 - What if I Can't Pay My Premium?
Ep. 200 - Don't Judge a Book by it's Cover
Ep. 199 - It's Not One & Done
Ep. 198 - Loan Interest & Making Loan Payments
Ep. 197 - The Noise is Loud
Ep. 196 - Are You Stealing the Peas?
Ep. 195 - What Should I Take a Loan For?
Ep. 194 - The Truth
Ep. 193 - Uninsurable & Too Old?
Ep. 192 - Intro to Becoming Your Own Banker
Ep. 191 - Pt 2 of IBC Hang-Ups
Ep. 190 - 5 Hangups of IBC
Ep. 189 - For the Love of Pete, They Are Lying!
Ep. 188 - Why Aren't You Being Told?
Ep. 187 - Imagination
Ep. 186 - Dividends Do Get Paid
Ep. 185 - Why Business Costs Always Reach the Consumer
Ep. 184 - Self-Insuring
Ep. 183 - I Understand, BUT...
Ep. 182 - Discounted Dollars
Ep. 181 - What Does "You Become the Banker" Really Mean?
Ep. 180 - Riches in the Niches
Ep. 179 - IBC vs. Traditional Banking
Ep. 178 - Why IBC Shines During Market Downturns
Ep. 177 - Premium First or Loan First?
Ep. 176 - Banks Know
Ep. 175 - Prepare in the Good Times for the Bad Times
Ep. 174 - Who Are You Taking Advice From?
Ep. 173 - Client Interview: Justin Freswick
Ep. 172 - Term Insurance is NOT the Worst
Ep. 171 - What Did Dave Ramsey Say?
Ep. 170 - How to Treat Capital Investments
Ep. 169 - Passive Investors Manipulate the Market
Ep. 168 - Selling is Not Bad; Get Over It!
Ep. 167 - Paying Cash for College
Ep. 166 - Economy Update (with German Passion!)
Ep. 165 - Short Memories Equal Lost Money
Ep. 164 - What Do You Love, and Do You Have the Motivation?
Ep. 163 - 3 Types of Interest: Uninterrupted Compounding is King!
Ep. 162 - What Are PUAs?
Ep. 161 - No Deal in Life Insurance
Ep. 160 - Together = Success
Ep. 159 - Reading the Book is Key
Ep. 158 - What is Coaching Worth to You?
Ep. 157 - Automatic 401K Enrollment
Ep. 156 - Younger Is Not Always Better
Ep. 155 - Failures and Deserving
Ep. 154 - Out of the Mouths of Advisors
Ep. 153 - Use It or Lose It
Ep. 152 - Be Real and Think Big
Ep. 151 - The Disease of More
Ep. 150 - It's Really Easy When You Quit Making It So Hard
Ep. 149 - Is it the Bankers' Fault?
Ep. 148 - Using Inheritance & Retirement Funds
Ep. 147 - Are You a Lazy Investor?
Ep. 146 - 3 Hidden 401k Facts
Ep. 145 - Is This Legal and Legit?
Ep. 144 - Talking about Rates of Return... AGAIN!
Ep. 143 - Family Money
Ep. 142 - Biggest Mistake: Human Error
Ep. 141 - Jealousy Kills Curiosity
Ep. 140 - The Karwells on Short-Term Rentals
Ep. 139 - What Character Are You?
Ep. 138 - Premiums Equal Income
Ep. 137 - What Does Dave Do?
Ep. 136 - Should Married Couples Have Separate Accounts?
Ep. 135 - Big, Big Mistake
Ep. 134 - Rebecca Undem: Growing Small Towns
Ep. 133 - When to Start a New Policy
Ep. 132 - When & What to Use Cash Value For
Ep. 131 - Two Risk Factors
Ep. 130 - Second to Die/Last to Die Policies
Ep. 129 - Premium Flexibility Can Be Bad
Ep. 128 - I Don't Hate Term Life Insurance
Ep. 127 - Insurance Company Updates
Ep. 126 - Haven't Drank the Kool-Aid
Ep. 125 - Approach is Everything
Ep. 124 - Pick Your Hard
Ep. 123 - Generation vs. Generation
Ep. 122 - Credit Score
Ep. 121 - Bonus Money Doesn't Make You Debt Free
Ep. 120 - Infinite Wealth Podcast Interview
Ep. 119 - FAQs
Ep. 118 - Bankers
Ep. 117 - Dream Big
Ep. 116 - Not A Salesperson
Ep. 115 - Lies, Lies, Lies, with Chris Kirkpatrick
Ep. 114 - Modified Endowment Contract (MEC)
Ep. 113 - Windfalls
Ep. 112 - 3 Types of IBC-ers
Ep. 111 - Real Examples of Why Universal Life is Not Good
Ep. 110 - NNI Council and Taxes on Loan Interest
Ep. 109 - Action Leads to Success
Ep. 108 - Are Life Insurance Companies Financially Secure?
Ep. 107 - NEED-to-Know for Business Starters
Ep. 106 - Building Now is Important
Ep. 105 - How Does Banking Work & Affect IBC
Ep. 104 - 5 Principals of IBC
Ep. 103 - How to Introduce IBC to Friends and Family
Ep. 102 - Whole Life Myths vs. Reality
Ep. 101 - Policy Loan Rate Changes
Ep. 100 - From the Horse's Mouth: Clay Summers Interview
Ep. 99 - The Value of Blue Collar Jobs & Trades
Ep. 98 - Are You Too Old, Key-Man Policies, and Buy-Sell Policies
Ep. 97 - James Neathery Interview: Two Passionate IBC Practitioners
Ep. 96 - 1035ing Cash Value
Ep. 95 - Life Insurance & CDs as Collateral for Bank Loans
Ep. 94 - Inflation & Your Future Income
Ep. 93 - Why Funeral Planning is Important
Ep. 92 - Inflation Kills Progress for Employees
Ep. 91 - Common Questions
Ep. 90 - When to Hire Employees
Ep. 89 - Where Does the Extra Interest Money Go?
Ep. 88 - FAQ's
Ep. 87 - Mass Confusion
Ep. 86 - Borrowing Against Cash Value
Ep. 85 - Inflation and Security of Life Insurance Companies
Ep. 84 - Small Businesses Should Make Money
Ep. 83 - Working Genius for Your Business/Farm
Ep. 82 - Early Withdrawal from an IRA
Ep. 81 - Discerning IBC through Social Media Noise
Ep. 80 - Staying True to IBC
Ep. 79 - Imagination Makes it Make Sense
Ep. 78 - IBC is for Business & Personal Use
Ep. 77 - BYOB Review: The Monetary Value of a College Education
Ep. 76 - BYOB Review: An Even Distribution of Age Classes
Ep. 75 - Don't Blame the Concept
Ep. 74 - Business Entity Structures
Ep. 73 - The Unseen of Generational Wealth
Ep. 72 - Financial PTSD
Ep. 71 - BYOB Review: "But, Can I Get A Better ROR?"
Ep. 70 - Wills, Trusts, and Controlling from the Grave
Ep. 69 - BYOB Review: Cost of Acquisition
Ep. 68 - Who, Not How
Ep. 67 - BYOB Review: The Retirement Trap
Ep. 66 - BYOB Review: Capitalizing Your System & Implementation
Ep. 65 - Knowledge Has Value
Ep. 64 - BYOB Review: Expanding the System to Accommodate All Income
Ep. 63 - Is Your Pension Safe?
Ep. 62 - Rolling Death Benefit and Generational Wealth
Ep. 61 - The Sky is Falling - Market Crash
Ep. 60 - Universal, Variable, and Indexed Life Insurance
Ep. 59 - BYOB Review: How to Start Building Your Own Banking System
Ep. 58 - Players v. Pretenders
Ep. 57 - Learn About Demographics, with Ken Gronbach
Ep. 56 - Life Insurance is Not an Investment
Ep. 55 - Client Interview: Ty Eschenbaum
Ep. 54 - BYOB Review: Creating an Entity
Ep. 53 - Seen and Unseen
Ep. 52 - Premium is the Solution
Ep. 51 - 401K Trick and Saving to Retirement
Ep. 50 - Owning Policies on Other People
Ep. 49 - Marriage & Money
Ep. 48 - Cash Flow
Ep. 47 - Policies on Kids & 529 Plans
Ep. 46 - BYOB Review: Use It or Lose It
Ep. 45 - Liquidity of Money is Important
Ep. 44 - Compartmentalizing Money
Ep. 43 - Financial PTSD Causing You to Avoid Money Issues
Ep. 42 - BYOB Review: The Arrival Syndrome
Ep. 41 - BYOB Review: The Golden Rule
Ep. 40 - Know Your Numbers
Ep. 39 - BYOB Review: Parkinson's Law & Willie Sutton's Law
Ep. 38 - Growing Your Business through Marketing
Ep. 37 - Avoiding Taxes
Ep. 36 - Key Man Policies
Ep. 35 - Client Interview: Jim Moffitt
Ep. 34 - "Becoming Your Own Banker" Book Review: Chapter 6: Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance
Ep. 33 - "Becoming Your Own Banker" Book Review: Chapter 5: Creating a Bank Like the Ones You Already Know About
Ep. 32 - Don't Be Part of the Problem
Ep. 31 - We All Graduate; It's Just a Question of When
Ep. 30 - Getting Into Bed With the Gov't
Ep. 29 - The Cost of Not Using an IBC Certified Agent
Ep. 28 - Money Doesn't Disappear, It Transfers
Ep. 27 - "Becoming Your Own Banker" Book Review: Chapter 4: The Problem
Ep. 26 - Lack of Product is the Problem
Ep. 25 - Borrowing from One Policy to Start Another
Ep. 24 - "Becoming Your Own Banker" Book Review: Chapters 2-3: Imagination & The Grocery Store
Ep. 23 - "Becoming Your Own Banker" Book Review: Chapter 1, Pt. 2: How the Infinite Banking Concept Got Started
Ep. 22 - Take Responsibility
Ep. 21 - Why Dave Leaves His Fans Broke
Ep. 20 - "Becoming Your Own Banker" Book Review: Chapter 1
Ep. 19 - Flexability in Premium Payments
Ep. 18 - Should You Be Overpaying on Debt?
Ep. 17 - "Becoming Your Own Banker" Book Review: Introduction
Ep. 16 - Biden Tax Proposal to Rid the Step Up Basis
Ep. 15 - Investing vs IBC: Liquidity, Control, and Guarantees
Ep. 14 - Using a Whole Life Policy During Retirement
Ep. 13 - Types of Life Insurance & Why Whole Life
Ep. 12 - Is IBC a Scam?
Ep. 11 - Find Your Niche
Ep. 10 - Types of Interest
Ep. 9 - When Can I Stop Paying Premium?
Ep. 8 - Where Do I Find the Money?
Ep. 7 - Seed vs. Harvest
Ep. 6 - How Banks Make Money
Ep. 5 - Cash is NOT King; Cash FLOW Is!
Ep. 4 - What is IBC?
Ep. 3 - Being an Honest Banker
Ep. 2 - Conditioned Thinking
Ep. 1 - Introduction