Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

When was the last time you genuinely did something for yourself? A face mask, a workout, a mental health day? We've fully embraced self-care as a culture — and that's a good thing. But there's a form of self-care almost no one is talking about, and it might be the one you need most. In this episode, Meghan and Maddie introduce the concept of financial self-care — small, intentional money habits that make your day-to-day life feel easier, calmer, and more in control. They break down the difference between reactive and proactive self-care, share specific habits across three categories (Make My Life Easier, Reduce My Stress, and Support My Future Self), and walk you through how to start a simple, sustainable routine — without spreadsheets, deprivation, or guilt. If money stress is the thing keeping you up at night, this is the conversation you've been waiting for. Resources Mentioned The Automation Episode: Build Your Money System in 30 Minutes — https://liveyourmoneystyle.podbean.com/e/money_automation/ Free 5-Day Expense Challenge — https://yourmoneystyle.myflodesk.com/5dayexpensereset Confident Investor Blueprint — https://yourmoneystyle.myflodesk.com/confidentinvestorblueprint The Best Budgeting Strategy You're Probably Not Using: Sinking Funds — https://liveyourmoneystyle.podbean.com/e/sinking_funds/ Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

It's mid-year, and that means it's time for a credit report check-in. In Week 18 of CFO Corner, we walk through why your credit report matters, the three major bureaus, and a simple strategy to monitor your credit all year long without paying for a service. Plus, get a step-by-step guide on what to look for when you pull your report - from personal info to payment history to suspicious inquiries. Twenty minutes today could save you thousands.    Resources: Free Credit Score Check   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

You had no intention of spending $200 this weekend. And then Friday happened. In this episode, we're talking about something nobody warns you about: the way your friends quietly shape your spending — and what to do about it without making it weird. We cover the four invisible patterns, the science behind why it happens, and the exact phrases to use when "no" feels heavy. Comment WORKSHOP for the Budget Blueprint details. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Summer is closer than you think  -  and this week's CFO Corner is your sign to check in on the money side of it before June sneaks up on you. In this 10-minute check-in, Meghan walks you through a simple summer vacation savings audit: what you're planning, what you've saved, and whether those two things actually line up. Here's what you'll do in this episode: Figure out your full summer picture  -  not just the big trip, but all the extra spending that comes with the season Check your vacation fund  -  the real balance, not the number you hope is there Close the gap  -  four realistic options if your savings don't quite match your plans Protect your fund  -  how to keep your vacation money safe between now and the trip Set up next year  -  the one move that makes summer saving painless going forward Summer should be fun and restorative  -  not something you're paying off in October. This episode helps you make sure it stays that way. 📎 Sinking Funds Episode (mentioned)  Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

We're airing our financial dirty laundry today  -  and we're not sorry about it. In this episode, Maddie and Meghan get real about the investing mistakes they made when they were just starting out. From maxing out a 401(k) without a plan, to leaving money sitting in cash for an entire year, to unknowingly choosing funds that quietly drained thousands in fees  -  they've been there. Here's what they messed up (so you don't have to): Mistake #1 (Maddie): Maxing out 401(k) contributions way too fast  -  before her budget could actually handle it Mistake #2 (Maddie): Investing before building an emergency fund  -  and the expensive math behind why that backfired Mistake #3 (Meghan): Rolling over a 401(k) into a new account… and then leaving the money sitting in cash for a full year Mistake #4 (Meghan): Picking investments based on past returns without ever looking at fees  -  and what that actually costs over 30 years The biggest takeaway? The biggest mistake you can make is not starting at all. Imperfect action always beats perfect planning. Ready to start the right way? Check out The Confident Investor Blueprint  -  a 7-day step-by-step guide designed to take you from "I should probably start investing" to actually doing it. Just $17. Link below. 📘 The Confident Investor Blueprint Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

This week's CFO move is simple: increase just one savings goal by $25. Not your whole budget. Just one goal  -  your emergency fund, a travel fund, or your investment account. Then automate it and forget it. $25 a month is $300 a year. Small enough that you won't feel it, big enough to actually move the needle over time. 📌 Budget Blueprint Workshop Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Are you waiting to be noticed at work  -  or are you making sure you get seen? In this episode, Meghan and Maddie break down exactly how to advocate for yourself at work, from asking for that raise to positioning yourself for your next promotion. They dig into why self-advocacy is especially hard for women (and what the research actually says about it), then hand you a practical, no-fluff playbook you can start using this week. In this episode: The myths keeping you stuck and underpaid Why working hard isn't enough  -  and what to do instead How to track your wins and build your "receipts" The exact language to use when asking for a raise or promotion Why discomfort is actually a sign you're doing it right Resources mentioned: 📋 Your Performance Review Playbook 📝 Brag List Template Raises don't go to people with potential  -  they go to people who communicate their value. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Insurance is one of those things you set up once and forget about  - but a quick annual check-in can save you hundreds of dollars or catch a gap in coverage before you actually need it. This week on CFO Corner, Meghan walks you through a simple insurance review across the four main policy types most people have: auto, home or renters, life, and disability. No switching providers, no becoming an insurance expert. Just pulling up your policies and actually looking at them. In this episode: What to look for in your auto, home/renters, life, and disability policies How to think about your deductibles and whether they still make sense Two questions to ask yourself: when did you last shop around, and are you bundling? What to do with any savings you find (hint: be intentional) 📌 10 minutes. One action. Your money will thank you. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

The person you choose to build a life with is one of the biggest financial decisions you'll ever make  -  even if it doesn't feel that way. In this episode, Maddie and Megh break down how your partner shapes your money (and vice versa), the three financial personality types most people fall into, and how to spot green flags and red flags before money becomes a source of tension. Whether you're dating, in a relationship, or just thinking ahead  -  this one's for you. Topics covered: Why your partner influences your finances more than any budget app The 3 financial styles: Saver/Planner, Spender, and Avoider Day-to-day vs. long-term financial impact of a partner Easy conversation starters that don't feel awkward What to look for in a financially compatible partner 📌 Budget Blueprint Workshop Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

When did you last check what's actually coming out of your account every month? Not the big stuff - the $9.99 here, the $14.99 there, the app you forgot you signed up for in January. This week, Maddie walks you through the Unsubscribe and Cancel Audit - a simple 4-step process to find what you're paying for, cut what you don't need, and put that money somewhere with a purpose. The 4-Step Audit: Pull your bank and credit card statements (go back 60–90 days) Make a list of every recurring charge Ask three questions for each one Cancel, downgrade, or pause This week's challenge: Set aside 20–30 minutes, do the audit, and cancel at least one thing. Then drop Maddie a message - how much did you find? 🔗 Budget Blueprint Workshop Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Congrats on the raise! But here's the thing  -  if you don't have a plan, that extra money will quietly disappear into everyday spending without ever moving the needle on your wealth. In this quick episode, Meghan and Maddie walk you through a simple formula to make your raise actually work for you. What we cover: How to calculate your real take-home after taxes (hint: it's less than you think) The 50/30/20 raise formula: Future You / Needs / Wants How automation can make this happen without lifting a finger Why intentional spending is the antidote to lifestyle creep Resources mentioned: 🎙️ Episode 56: The Automation Episode  -  Build Your Money System in 30 Minutes 📊 Budget Blueprint Workshop This week's action steps: Calculate your actual take-home from your raise Decide your split Set up automation Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Three months into the year  -  how are your savings goals actually holding up? In this week's CFO Corner, Meghan walks you through a quick quarterly savings check-in: where you are, where you thought you'd be, and what (if anything) needs to shift. No perfection required  -  just 10 minutes of honest, intentional review. Because the best financial plan isn't the one you set in January. It's the one that still works for your life in March. In this episode: How to review your Q1 savings progress (without the guilt trip) What to do if life changed since you set your goals One small adjustment you can make today to stay on track You don't need to be perfect. You just need to be intentional. 🔗 Budget Blueprint Workshop 🔗 Set a Q2 calendar reminder for your next check-in! Come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and    Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Doing all the right things with your money  - but it doesn't feel like it yet? This episode is for you. Meghan and Maddie break down the six quiet shifts that happen when you start getting serious about your finances  - the ones that don't show up in your bank balance right away, but are genuinely changing your life. From pausing before you spend, to letting go of comparison, to building real confidence before the milestones ever arrive  - this is the Big Sister Talk you didn't know you needed. In this episode: Why the gap between doing the work and seeing results is actually the most important phase 6 signs you're growing financially (even when it doesn't feel like it) What to actually do if you're in this phase right now You're doing better than you think. Keep going. 🔗 Budget Blueprint Workshop 🔗 Episode 60: Why Your First $100K Feels Impossible  🔗 Episode 66: Why More Money Won't Make You Feel Confident 🔗 Episode 56: The Automation Episode — Build Your Money System in 30 Minutes 🔗 5-Day Expense Reset Challenge Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

April 15th isn't just Tax Day  -  it's also the last day to make a 2025 IRA contribution. Miss it, and that window is gone forever. This week, Maddie breaks down everything you need to do before the deadline: how much you can still contribute to your IRA, how to make sure your 401(k) is working for you in 2026, and the simple math that shows why contributing more costs less than you think. You'll learn:  -  Why missing a contribution year costs far more than the dollar amount  -  IRA vs. 401(k): limits, deadlines, and which to prioritize  -  How pre-tax contributions mean $100/month only feels like $78  -  The 4 actions to take before April 15th Resources: Budget Blueprint Workshop   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

You got the raise. You're earning more. So why does it feel like you have less money than before? That's lifestyle inflation  -  and it's one of the quietest threats to building real wealth. In this episode, Meghan and Maddie break down exactly what it is, why it happens to almost everyone, and how to enjoy your money now without derailing the future you're building. Here's what we cover: What lifestyle inflation actually is and how it creeps in without you noticing The psychology behind why we spend more as we earn more What lifestyle inflation actually costs you long-term (the numbers will surprise you) How to recognize it in your own spending right now Five strategies to enjoy more of your income without inflating everything 🎯 This week's action: Pull up your last three months of spending and identify one category that has quietly grown alongside your income. Just notice it  -  no judgment required. 📋 Ready to build a budget that actually protects you from lifestyle inflation? Our Budget Blueprint Workshop walks you through it step by step  -  video training, Excel + Google Sheets templates, and a completed example. Link below. Read the full Show Notes Here!   5 Day Expense Challenge   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Tax season is here  -  and this week on CFO Corner, we're making sure you're ready. In this episode, Meghan walks you through a mid-March tax season checkpoint: confirming you have everything you need to file, your options for actually getting it done, and  -  most importantly  -  deciding what your refund is for before it hits your account. Here's what we cover: The key tax documents you should have by now (and what to do if something's missing) Your filing options  -  software, CPA, or free filing  -  and why filing early is always the move Four smart ways to use your tax refund: pay down debt, boost savings, invest it, or planned spending A quick strategy tip if you consistently get a large refund 🎯 This week's action: Decide what your refund is for right now  -  before it arrives. Write it down. Give it a job. 📋 Resources mentioned: TurboTax: https://refer.intuit.com/meghanlpartridge What to Do With Your Tax Refund (blog post): https://www.liveyourmoneystyle.com/post/what-to-do-with-your-tax-refund What to Do If You Win the Lottery episode: https://liveyourmoneystyle.podbean.com/e/winning_the_lottery/ Budget Blueprint Workshop: https://yourmoneystyle.myflodesk.com/budgetworkshop Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Have you ever made a budget, felt great about it, and abandoned it by week three? You're not alone  -  and it wasn't a willpower problem. It was a mindset and systems problem. In this episode, Maddie and Meghan break down why most budgets fail, the mindset shift that makes budgeting finally click, and how to build a system you can actually maintain long term. Here's what we cover: The reframe that changes how you think about budgeting for good The 5 most common budgeting mistakes (and how to fix them) Simple habits that keep your budget working month after month 📋 Want to put this into action? Our Budget Blueprint Workshop walks you through everything step by step  -  video training, Excel + Google Sheets templates, and a completed example budget. Link below. Your Budget Blueprint: Turn Your Paycheck Into A Plan Listen to our Sink Funds Episode Turbo Tax Referral   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

In this episode of CFO Corner, we're taking the spending categories you built last week and turning them into a real, working budget using the 50/30/20 framework. Here's what we cover: What the 50/30/20 rule actually means -  and how to make it work for your life How to sort your spending categories into Needs, Wants, and Future You The CFO mindset shift that changes how you think about budgeting A simple 4-step action plan to get your budget working this week 🎯 This week's action step: Sort your spending categories into Needs, Wants, and Future You -  and check if your percentages match your priorities. Your Budget Blueprint: Turn Your Paycheck Into A Plan   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

We're breaking down six pieces of popular money advice  - and asking whether any of it is actually right for you. Because most financial rules were built for extremes, and most people don't live there. In this episode: "You can't drive a nice car and build wealth"  - it depends on your plan, not the price tag "Renting is throwing money away"  - renting buys flexibility, which has real value "No travel until you're debt-free"  - sustainability matters more than intensity "Cut all fun spending"  - restriction leads to burnout; intention beats elimination "All debt is bad"  - interest rate is what matters, not the debt itself "Max your 401(k) first"  - only after the employer match and an emergency fund The bottom line: The smartest financial move is the one that fits your life  - not the one that follows someone else's rule. Money advice is a starting point  - not a rulebook. Resources Mentioned: Renting vs Buying Episode   Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

There might be hundreds  - or thousands  - of dollars sitting in your employer benefits package that you're not using. This week, we're fixing that. Meghan walks you through a simple benefits audit: retirement contributions, HSA and FSA accounts, wellness reimbursements, professional development funds, and more. No complicated decisions. Just a clear look at what's already available to you and one small move to make sure you're actually claiming it. Your total compensation isn't just your salary. Make sure you're using all of it. This week's action: Log into your benefits portal and find one thing you're not using  - then use it. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

The term "financial independence" gets thrown around a lot  -  but most of the conversation around it was never really designed for women. So this episode, we're redefining it. Financial independence isn't about retiring early or living on the bare minimum. It's about options. We break it into three real, achievable levels  -  and by the end, you'll know exactly where you stand and what to do next. Because financial independence isn't about escaping work. It's about escaping fear. Pick one action this week: calculate your annual expenses, check your emergency fund, or share this episode with a friend who needs the reframe. Resources Mentioned: Maddie’s Story Meghan’s Story Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

You've tracked your spending and built your budget  -  now it's time to use that information to build real security. This week we're calculating how many months of expenses your emergency fund actually covers, breaking down the simple math, clarifying what counts as "essential," and giving you a clear next step no matter where you're starting from. Because an emergency fund doesn't just protect your bank account. It protects your confidence. This week's action: Calculate your number and set a 90-day goal to grow it by one month. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

You can be doing everything "right" with money and still feel anxious. In this episode, we break down why financial confidence isn't about your numbers - it's about your relationship with them. We cover the three reasons good numbers don't equal confidence, and the four things that actually build it: awareness without judgment, systems that reduce mental load, a simple decision framework, and making your progress visible. Plus: one question, one action, and one mindset shift you can apply this week. Key reminder: Confidence is built through repetition, not milestones. Resources: The Automation Episode Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

It's time for some financial spring cleaning. In this week's episode, we're tackling scattered accounts, old 401(k)s, and financial clutter. You'll create a complete inventory of every financial account you have, identify what needs attention, and make a simple action plan to consolidate and simplify. No closures or transfers today - just clarity. In This Episode: How to inventory all your financial accounts Identifying accounts that no longer serve you Which old 401(k)s to consolidate Making a manageable action plan Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Pre-cut watermelon. Grocery delivery. Meal kits. DoorDash. House cleaners. We've never had more convenience at our fingertips - and we've never questioned our spending more. In this episode, we break down when paying for convenience is actually strategic, and when it's just autopilot spending draining your bank account. In This Episode: The 3 hidden costs of convenience spending When convenience is worth every penny (and when it's not) The "cost per hour" framework to make smarter decisions Real-life examples: house cleaners, coffee runs, meal kits & more 4 questions to ask before any convenience purchase Stop feeling guilty. Start spending intentionally. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Many budgets fail because the categories don't reflect real life. This week on CFO Corner, create 5-8 simple budget categories that match how you actually live - not someone else's template. Your budget should work for your life, not force your life to work for your budget. In This Episode: Why budget categories are decision-making tools (not just buckets) The sweet spot: 5-8 core categories How to build categories from your real spending Category bucket examples: Housing, Food, Transportation, Lifestyle, Savings, Fixed Bills, Flex How to customize for your current life season 5 common budget category mistakes to avoid Key Takeaway: Create categories that reflect how you actually spend, not how you think you should spend. Categories are guides, not rules. Build awareness first, not perfection. Your Action This Week: Create 5-8 budget categories. Ask: "Does this reflect my real spending or my aspirational spending?" Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Should you buy a house or keep renting? In this episode, Maddie and Meghan break down the real costs of both - beyond just the mortgage payment - and help you figure out what actually makes sense for YOUR life, timeline, and goals. This isn't about what looks good on paper. It's about making the housing decision that supports the life you want. Plus, Meghan shares the real story of her first condo purchase. In This Episode: Why the "American Dream" pressure doesn't work for everyone The real cost of renting (it's more predictable than you think) The real cost of owning (mortgage is just the starting point) Stability vs. flexibility: what are you prioritizing right now? Why timeline matters: the 7-year rule explained Hidden factors people forget (opportunity cost, maintenance, liquidity) When buying makes sense vs. when renting makes sense Key Insights: Your rent is the MAXIMUM you'll pay. Your mortgage is the MINIMUM. A $500K home at 6.168% interest = $978K total spent (including interest) Plan to stay 7+ years for buying to make financial sense That $100K down payment invested at 8% for 10 years = $216K vs. $134K in home equity at 3% appreciation Renting isn't "throwing money away" - it's paying for flexibility and lower risk Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Tax season is here! This week on CFO Corner, we're organizing your tax documents and reviewing W-2s and 1099s for accuracy. This 10-minute action prevents errors, delays, and last-minute stress. You're not filing taxes today - you're getting organized and catching mistakes early so everything runs smoothly later. In This Episode: Why organizing tax documents NOW saves hours later How to review W-2s and 1099s for accuracy What to check: names, SSN, amounts, employer info How to create one central tax folder (physical or digital) What to do if you spot errors (contact employers NOW) Creating a "still waiting on" tracking list What You'll Do: ✓ Review income forms for obvious errors ✓ Create one central tax folder ✓ Make a list of missing documents ✓ Set yourself up to stay ahead of deadlines Key Takeaway: This takes 10 minutes now but saves hours of chaos in April. This is how a CFO stays ahead of deadlines instead of reacting to them. Resources: Related Episode: Build Your 2026 Money Calendar Next week: Budget categories that fit YOUR life! Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Have you ever looked at your accounts and thought, "I'm doing everything right - why does this still feel so slow?" The first $100K is the hardest money you'll ever build. Maddie and Meghan explain why it feels so discouraging, what changes after you hit that milestone, and how to stay motivated before compounding kicks in. This episode validates your frustration and gives you the strategies to keep going. In This Episode: Why the first $100K feels impossible (3 core reasons) The math: Why early contributions do 90% of the work What actually changes after $100K (compounding becomes visible) 4 strategies to stay motivated during the slow phase Why you're not behind - you're just in the foundation-building stage Resources: Investment Calculator Investing Made Simple Guide (free download) Related Episode: The Automation Episode Related Episode: The Comparison Trap Related Episode: Calculating Your Net Worth Key Takeaway: The first $100K tests your patience. The rest rewards it. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Welcome to CFO Corner! This week, we're building your 2026 money calendar in just 10 minutes. This simple visibility tool shows when money moves in and out of your life - preventing missed payments, eliminating surprise expenses, and reducing financial stress all year long. Meghan guides you through setting it up step-by-step as you listen. In This Episode: Why a money calendar matters (and what it actually is) 5 simple steps to build your calendar in real time How to add paydays, bills, annual expenses, and tax dates Why this creates clarity without constant maintenance How to keep it updated with minimal effort What You'll Build: A simple tool that shows: ✓ When you're getting paid ✓ When bills are due ✓ Annual expenses before they hit ✓ Cash flow gaps to plan around ✓ Financial goals and milestones Key Takeaway: In less than 10 minutes, you'll build a tool your future self will use all year. No more missed payments. No more surprise expenses. Just clarity and confidence. Resources: Free 2026 Money Calendar Template Sinking Fund Episode CFO Corner Week 1 Episode Next week: Tax preparation made simple Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten

Should You Take a Pay Cut for Work-Life Balance? How to Decide You're exhausted and constantly thinking about work - but your paycheck looks great. Or you get an exciting offer with a lower salary. What do you do? This episode breaks down when taking less money for work-life balance makes financial sense, the red flags to watch for, and a practical framework to help you decide without regret. In This Episode: Why this decision is so common right now (burnout culture, shifting values) The hidden costs of high-stress roles you're not tracking When a pay cut can be a smart financial move Red flags: When NOT to take less money A 5-question decision framework you can use today Alternatives to consider before quitting How to make this choice intentionally, not reactively Key Takeaway: Money is meant to support your life - not trap you in one. The right choice is the one that supports your life now AND doesn't sabotage future you. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style

This week we're turning awareness into action by setting 1-3 specific financial goals for the year. What You'll Do: Review insights from Week 1 (spending) and Week 2 (net worth) Choose 1-3 goals from these categories: Emergency Fund, Debt Payoff, Investing, or Savings Goal Write down each goal with a specific number and deadline Put goals somewhere visible to reference throughout the year Key Takeaway: Focus beats quantity. Pick 1-3 goals max that matter to YOUR life and priorities. Make them specific: "Save more" ❌ vs. "Save $3,000 for emergency fund" ✅ Next Week: Set up your Money Calendar to map out bills, paydays, and annual expenses for the entire year. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Description: This isn't a theory episode - it's a do-it-with-us episode. We're walking you through exactly how to automate your finances, from savings to retirement contributions to bill payments. Grab your phone or laptop and set up at least one automation while you listen. Even one small automated transfer will compound into thousands of dollars over time. What You'll Learn: The 4-tier automation hierarchy (what to automate first) Step-by-step instructions for automating savings, bills, retirement, and debt payments Common automation mistakes and how to avoid them How to increase your automation over time Action Items: Automate at least ONE financial task during this episode Review your automation quarterly and increase amounts gradually Resources Mentioned: Blog Post: How to Choose the Right Investment Account for You Free Download: Investing Made Simple Guide Contact: [email protected] Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

This week on CFO Corner, we're tackling something that sounds intimidating but is actually empowering: calculating your net worth. This isn't about judgment or where you think you should be - it's simply about knowing your starting point. In this episode, you'll learn: What net worth actually is (and why it matters) How to calculate your assets and liabilities Why your net worth is not your worth How to use this number without obsessing over it Your 10-minute action: Calculate your net worth and save it as your January 2026 baseline. Remember: The goal isn't a perfect net worth - it's an improving one. Progress over time matters more than where you started. Next week: We're covering how to set intentional financial goals for 2026 that actually connect to your life, not just numbers on a spreadsheet. Resources Mentioned: Listen to this Episode: Net Worth Explained: What It Is and Why It Matters Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Think wealth comes from big salaries and huge investment wins? Think again. In this episode, Maddie and Meghan reveal the small, repeatable decisions that actually build wealth over time - and why they're so easy to ignore. Learn about the compound effect (starting to invest at 25 vs. 35 costs you $260K!), the three categories of decisions that matter most, and why "I'll start when I make more" is the biggest trap. Plus, they share the small money decisions they wish they'd made earlier and which ones they're glad they stuck with. This isn't about perfection - it's about picking ONE small decision to make more intentional this week. What You'll Learn: Why starting to invest at 25 vs. 35 costs you over $260K The 3 categories of small decisions: automation, lifestyle defaults, and timing Why almost 50% of people earning $100K+ still live paycheck to paycheck How to escape the "when I make more" trap Which ONE small decision to focus on right now Coming Next Week: How to automate your finances step-by-step (what to automate first, how to set it up, common mistakes) Free Resources Mentioned: 50/30/20 Budget Builder Guide 5-Day Expense Reset Challenge It's not the big decisions. It's the quiet ones you repeat over and over. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Welcome to the first CFO Corner! This week, we're starting with the foundation: awareness. In less than 10 minutes, you'll track your December spending and discover exactly where your money went. No judgment or guilt - just the data you need to make better decisions moving forward. Meghan walks you through pulling up your statements, adding up your total spending, and identifying ONE thing to adjust this month. This is designed to be done IN REAL TIME while you listen. Whether this is your first CFO Corner or you're here every week, let's build this habit together. This Week's Action: Download December bank and credit card statements Calculate your total spending Notice your reaction (that feeling is information) Identify ONE area to adjust Resources Mentioned: Free 50/30/20 Budget Builder Guide Free 5-Day Expense Reset Challenge (find $900+ in hidden expenses!) Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

What would you do if you won the lottery tomorrow? Americans spent over $100 billion on lottery tickets in 2024, but sudden money doesn't equal financial security without the right plan. In this episode, Meghan and Maddie break down the exact steps to take if you receive a windfall - from pausing before making any moves to building your advisory team, understanding taxes, and creating a sustainable plan. Plus, they share what THEY would actually do if they won (including the fun splurges and hard decisions). Whether you play the lottery, are expecting an inheritance, or just love "what if" scenarios, these principles apply to any windfall. What You'll Learn: The biggest mistake lottery winners make (and how to avoid it) How to set boundaries when everyone wants a piece Why these principles work for ANY windfall (bonus, inheritance, etc.) Resources Mentioned: Budget Builder Investing Made Simple Guide The best financial decisions are rarely made in a rush. Take your time, get good advice, and let your values lead. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]  

NEW SERIES ALERT! Introducing CFO Corner - your weekly 10-minute money check-in. One small action across 5 pillars: income, budgeting, saving, investing & debt. No overwhelm. No deep dives. Just consistent progress. Drops every Thursday. Subscribe so you don't miss Episode 1!   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Do you remember your 2025 money goals? If you're drawing a blank, you're not alone, 52% of Americans didn't even set financial resolutions, and of those who did, only 27% stuck with them. In this episode, we reveal why most New Year money goals fail fast (23% quit by week one!) and what actually creates lasting financial progress. Learn why habits matter more than big targets, how to build systems that work, and the simple checklist to run through before setting ANY financial goal for 2026. This isn't about working harder - it's about working smarter. Free Resources Mentioned: Reset Your Expenses Challenge - Join the challenge HERE! 50/30/20 Budget Builder Guide Become the CFO of Your Life: 7 Principles for Financial Confidence Start small. Start thoughtfully. Build one habit, then grow from there. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Feeling behind financially as we head into 2026? You're not alone, and you're not actually behind. In this episode, we break down why so many people feel this way, how to reframe what "behind" really means, and the hidden cost of letting that pressure drive your decisions. This isn't about catching up it's about getting aligned. Learn what being "in control" actually looks like, how to avoid January burnout, and the first small step to take when everything feels overwhelming. You don't need to be ahead in 2026. You just need to feel aligned. Resources Mentioned: Reset Your Expenses Challenge (starts December 27th) - Join the challenge HERE! Stop Comparing Your Finances: How to Beat Money Dysmorphia Become the CFO of Your Life: 7 Principles for Financial Confidence Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Join the challenge HERE!   Simple habits = $1,600+ saved per year. Join the FREE Reset Your Expenses Challenge starting Dec 27! 5 days, 5-minute videos, 10-minute action steps. Find forgotten subscriptions, stop money leaks & take control of your spending without feeling restricted.  Each day you'll get:  ✅ A short video from Meghan (under 5 minutes)  ✅ One simple action step (takes less than 10 minutes)  ✅ Real examples and guidance to apply it to YOUR budget   By the end of 5 days, you'll have: Identified real savings (hundreds or even thousands of dollars) A clear process you can return to anytime More control over where your money goes Join the challenge

What if you managed your personal finances the way successful companies manage theirs? In this episode, I'm sharing 7 CFO principles that will transform how you think about money from reactive to intentional, from chaotic to confident. Learn why budgets aren't restrictive, how to track cash flow like a pro, and why reviewing your finances for just 10 minutes a month changes everything. These aren't complicated strategies, they're practical mindset shifts that make money feel clearer and calmer. What You'll Learn: The 7 CFO principles that keep companies profitable (and how to apply them to your life) Why a budget is a plan, not a punishment How to align your money with your actual life goals The power of a 10-minute monthly money check-in Free Resources Mentioned: Balanced Budget Builder Money Clarity Guide You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Got a year-end bonus coming? Don't let it disappear into thin air! In this episode, Meghan walks you through exactly how to make your bonus work for you with simple formulas and real-life examples. Learn how to calculate your real take-home amount, discover the 5 smartest ways to use your bonus, and get allocation formulas that remove all the guesswork. Whether you're paying off debt, building savings, or treating yourself, this episode will help you create a plan in under 30 minutes. Free Resources Mentioned: Crush Your Debt Tracker Save With Intention Tracker Investing Made Simple Guide You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Feeling financially behind? This episode reveals five research-backed signs that prove you're crushing it with money even if it doesn't feel that way. The 5 Signs: You Have Emergency Savings No Credit Card Debt You Track Your Money You're Investing Bills Paid On Time Why This Matters: Stop comparing yourself to social media highlights. The only comparison that counts is you vs. your own goals. Financial stability creates freedom for life's unexpected moments. Resources: Crush Your Debt Tracker Budget Builder Guide Investing Made Simple Guide Subscribe to the Deeply Invested Newsletter for weekly money mindset tips, and share this episode with anyone who needs the reminder that their financial journey is uniquely theirs. You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Stuck in the scroll-and-spiral cycle? This episode tackles the financial comparison trap and gives you actionable strategies to break free. What You'll Learn: What "money dysmorphia" is and why it's affecting younger generations The psychology behind why we compare ourselves financially How social media amplifies comparison culture Mindset shifts to focus on your own financial progress Actionable steps to create SMART financial goals that work for YOU How to curate your social media for a healthier money mindset Why comparing yourself to your past self is the only comparison that matters Key Takeaways: ✓ Comparison is human nature, don't blame yourself for falling into the trap ✓ Social media shows highlight reels, not reality ✓ Your financial journey should work for you, not look like anyone else's ✓ Set goals based on your values, not someone else's milestones ✓ Take social media breaks and unfollow accounts that don't serve you ✓ Celebrate YOUR progress on everything from debt payoff to emergency fund milestones Action Items: Take the free Your Money Style Quiz to understand your financial strengths Write down 3 things you're proud of financially Read A Step-by-Step Guide to Setting Smart Savings Goals and create your goals Find an accountability partner to keep you grounded Audit your social media follows and protect your peace Subscribe to the Deeply Invested Newsletter for weekly money mindset tips, and share this episode with anyone who needs the reminder that their financial journey is uniquely theirs. You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

The holidays are supposed to feel joyful — but for many young professionals, they bring financial pressure, guilt, and a whole lot of stress. In this episode, we break down how to shop intentionally this season without blowing your budget or sacrificing meaningful moments. We cover why holiday overspending is so common, how to create a values-aligned spending plan, thoughtful gift alternatives that don’t cost a ton, and practical ways to avoid impulse purchases. You’ll also hear our personal “Worth It or Not?” holiday spending confessions and quick tips to reset for the new year. Takeaway Question: What’s one intentional decision you can make this week to reduce holiday spending stress? You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Taylor Swift didn’t just become a billionaire because she’s talented — she became one because she’s strategic. In this episode, we break down the business moves that turned Taylor into one of the most powerful women in the world — and how you can apply the same principles to your own financial life. From owning your masters to creating momentum and investing for the long game, this episode turns pop culture into personal finance inspiration. You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Open enrollment season is here — and if choosing a healthcare plan makes your head spin, this episode’s for you. Meghan breaks down exactly what to look for when comparing healthcare plans so you can pick one that fits your budget, lifestyle, and peace of mind. From understanding premiums and deductibles to weighing the pros and cons of HSAs vs. FSAs, you’ll walk away knowing how to make a confident, money-smart choice this enrollment season. You’ll learn: 💡 How to evaluate your personal health needs before comparing plans 💡 What those confusing terms — premium, deductible, out-of-pocket max — really mean 💡 When a high-deductible health plan (HDHP) makes sense (and when it doesn’t) 💡 The difference between HSAs and FSAs — and how to use each to your advantage 💡 How to align your healthcare decisions with your financial goals Grab our FREE Healthcare Plan Comparison Tool to make this year’s open enrollment your easiest yet. You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: [email protected]

Ever get hit with a bill you knew was coming but still weren’t ready for? You’re not alone — and there’s a simple fix. In this episode of Deeply Invested, Meghan breaks down the power of sinking funds — what they are, how to set them up, and why they’re a total game changer for your budget. From car taxes to holiday spending, you’ll learn how to plan ahead, stay consistent, and finally stop feeling blindsided by “surprise” expenses. Grab the free Balanced Budget Builder mentioned in this episode to start your own sinking funds today! You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]

Ever felt behind because you don’t have “1x your salary saved by 30”? You’re not alone — and that number might not even apply to you. In this episode,we break down why one-size-fits-all savings goals can be misleading, how to figure out your own ideal savings number, and what actually matters most for building financial confidence. You’ll learn how to set realistic goals for your emergency fund, short-term dreams, and long-term financial independence — without falling into the comparison trap. Plus, we’ll share two free tools to help you take action: 👉 Save with Intention Tracker 👉 Lifestyle Retirement Number Template 👉 Balanced Budget Builder   If you’ve ever wondered “Am I saving enough?” — this episode will help you find clarity, not panic. You can read the full show notes here.   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: [email protected]