Money & a Good Life

Have you ever noticed that you can do everything right with money but still feel like you're getting nowhere?You do the budgets. You save. You try to be disciplined. And yet, somehow, it still feels hard. Like you're second-guessing yourself.So what's going on?In this episode of Money & a Good Life, Steph and Ryan welcome back Bec Allan—money coach and mortgage broker who works with people who aren't necessarily bad with money, but feel stuck, overwhelmed, or quietly stressed about it, even when things look fine on paper.Bec explores why money can feel so difficult, especially when the world feels uncertain, and what we can actually change to make things feel easier.What we talk about:Bec's story from earlier in life, when she was pregnant with her daughterWhether Bec is seeing more money anxiety at the momentWhy behaviour matters more than knowledge for most peopleHow people can have the best budget in the world and still not follow itWhat financial safety actually feels likeHow to stay calm when things feel out of controlMaking money feel simpler when it usually feels complicated and overwhelmingWhere to start if you want to strip things backOne habit or shift that tends to have the biggest impact for clientsIf you're doing the "right" things financially but still feel stressed, anxious, or like you're getting nowhere, this conversation will help you understand why, and what to do about it.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Bec Allan, Mortgage Broker and Money CoachConnect with Bec on LinkedIn Follow Bec on InstagramVisit Chamberlain & Co’s website Our hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Early retirement sounds like the dream. No alarm clock. No commute. No bosses.But for some people, it also feels out of reach. And even if you could retire early, would you actually know what to do with your time?Because it turns out, stopping work is the easy part. Figuring out how to live well without it, that's where things get interesting.In this episode of Money & a Good Life, Steph and Ryan sit down with Christine "Wags" Wagner and Steve Kruk, a couple who both spent more than three decades at Ford before retiring in their 50s with teenage daughters, busy lives, and no intention of slowing down.They loved their jobs. But they realised they didn't want to wait any longer to actually live their lives.What we talk about:Why they walked away from long, successful careers they actually enjoyedWhy early retirement is as much about emotional readiness as financial preparednessWhether they had a plan to get outWhy people don't treat time with enough respectHow retirement gives you a clear sense that your days are finiteThe confronting reality of 7,300 days in a 20-year retirementWhy most people avoid thinking about finite time altogetherThe weird social reactions to early retirementBeing in the "hobby phase" and what that actually entailsFinding yourself busier than you were while workingPersonal goals they're trying to hitSetting collective and independent goals to balance big aspirations with day-to-day lifeHow new interests emerge (gardening, learning guitar, curating plants)The importance of investing in relationships and friendshipsLearning to spend money as a practiced skillRecognising that without health, life quality deterioratesTalking positively and proudly about being retiredIf you've ever questioned your own timeline or wondered whether early retirement is realistic, this conversation will challenge your assumptions and show you what's possible.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Chrstine Wagner & Steve Kruk Our hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

We all like to think we're rational when it comes to our finances.But the truth is, most of our money decisions are driven by emotion, family history, and psychology.So does that mean we're trapped by our brains? Forced to make illogical decisions from now until eternity? Not necessarily.In this episode of Money & a Good Life, Steph and Ryan sit down with Evan Lucas, behavioural finance specialist, media commentator, author of Mind Over Money, and host of the podcast Exchanges with Evan Lucas to explore how our emotions and cognitive biases affect our money decisions and why we sometimes act against our own best interests.If you've ever wondered why you keep making financial decisions you know aren't ideal, or how to build better financial habits that actually stick, this conversation reveals the psychology behind the patterns and how to change them.What we talk about:What behavioural finance is in simple terms and why it mattersCommon irrational financial decisions that sensible people makeWhy we continue making financial decisions we know aren't idealWhat's happening psychologically in those momentsWhat delayed return decisions are and why they're importantHow much of our financial behaviour is shaped by family history, heritage, and economic environmentBehavioural patterns across generations, how baby boomers handle finances differently to Gen XSeparating short-term market noise from long-term financial strategyFor people in their 40s or 50s juggling mortgages, ageing parents, and teenage kids—one financial behaviour Evan wishes more people would adoptWhat Evan has learned about how people really want to engage with money through his career communicating complex financial ideasIf you've ever self-sabotaged with money or struggled to stick with good financial habits, this episode will help you understand why it happens and what you can do about it.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Evan Lucas, behavioural finance specialist, media commentator, author of Mind Over Money, and host of the podcast Exchanges with Evan LucasFollow Evan on InstagramConnect with Evan on LinkedInVisit Evan’s website Our hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Today we're revisiting a topic that's greatly improved lives, including Steph's.It's probably the easiest change you can make to your finances with the greatest impact: cashflow.In this episode of Money & a Good Life, Steph and Ryan bring back Matt Rea to go through the fundamentals of cashflow and dig a little deeper into how it actually works in practice.If you've ever felt broke despite earning a good salary, struggled with lifestyle creep, or wondered why money feels so hard to manage, this conversation will give you the practical framework to change that.What we talk about:What cashflow actually is (and what people usually get wrong about it)Quick 101 on how to set up a cashflow systemUnderstanding what it costs you to liveSeparating fixed costs from discretionary expensesThe power of automating your finances"Pay yourself first" and what to do with surplus cashflowSetting up your own pool of discretionary moneyCan you be financially healthy without natural discipline?What happens when clients can't stick with a cashflow systemThe difference between earning more money and managing money betterWhy someone on a good salary can still feel constantly brokeWhy lifestyle creep feels invisible while it's happeningIf you want practical, actionable steps to take control of your money without feeling restricted, this episode breaks it down clearly.Here's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Matthew Rea, Senior Adviser/Partner, Tribeca Financial Connect with Matt here  Learn more/book a meeting here Our hosts:Ryan Watson, CEO, Tribeca Financial Connect with Ryan here Stephanie Coombes, podcast expert and media strategistConnect with Steph here Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

For a lot of people, working with a financial adviser feels intimidating. Do I need advice? Am I "bad with money"? What actually happens?In this episode of Money & a Good Life, Steph and Ryan sit down with Rachael Holder Tribeca Adviser with psychology training and behavioural finance expertise to demystify the process.Rachael walks through the first three months of working with an adviser, explaining what happens, why it matters, and how it transforms your finances and wellbeing.If you've ever wondered what good financial advice should feel like, this conversation provides the roadmap, from building foundations to creating your plan to establishing the ongoing partnership where real transformation happens.What we talk about:When financial advice makes sense for your situationWhy people who think they're "terrible with money" usually aren'tWhy advisers start with your story before numbersExploring values, family situation, money mindset, hopes and fearsHow women carry guilt or feel behind and how to reframe itProviding clarity and reducing the emotional load around moneyUncovering short, medium, and long-term goalsThe "what does a good life look like for you?" conversationWhat information and documents you'll need to provideTurning insights into actionable strategiesWhy technical skill and trust both matterWhat it means for advisers to act in your best interestsHow regulation protects clientsUsing cashflow modelling to visualise your futureWhat clients discover when advisers "look under the bonnet"Tailoring strategies to your capacity and comfort with riskWhat a Statement of Advice (SoA) is and why it mattersHow the relationship evolves after the plan is in placeWhy real transformation happens after the first few monthsManaging decisions as they arise, school fees, redundancy, health eventsThe role of accountability and emotional supportNavigating difficult topics like wills and estate planningWhy years 1-3 build foundations and years 4+ deliver compounding benefitsThis episode removes the nervousness around the unknowns of engaging with an adviser and shows what good advice should feel like, both the qualitative side and the quantitative side.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Rachael Holder, Connect with Rachael on LinkedInLearn more about Rachael hereOur hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Midlife is supposed to be the time when things settle down.The kids grow up, careers feel stable, and life gets a little simpler. Right?Well, that's not always how it plays out.Careers shift, marriages strain, parents age, health changes, and suddenly you're rewriting the script entirely.In this episode of Money & a Good Life, Steph and Ryan sit down with Kate Halfpenny — columnist for The Age and Sydney Morning Herald, founder of Bad Mother Media, and author of Boogie Wonderland, to talk about what happens when midlife doesn't go to plan.Kate's memoir shares her sea change after COVID, her husband's struggle with alcoholism, navigating empty nesting and perimenopause, and starting a business in her mid-fifties after 40 years as an employee.This conversation mirrors what many of our listeners are experiencing — the messy, beautiful, challenging reality of midlife transformation.What we talk about:What drew Kate to journalism and her decades-long careerThe financial reality of being a writer that people misunderstandWhat inspired her to write Boogie WonderlandThe sea change decision post-COVID and the gap between expectation and realityRealities people should consider before making a sea changeHow midlife forces you to work out what you really want and go get itStarting Bad Mother Media in her mid-fifties after being an employee for 40 yearsWhy she chose the name "Bad Mother Media"What she's learned from running her own businessCreating a life on her own schedule with no boss, no 9-5Writing a book late in life while managing clients and a businessWhat she hopes people take away from her storyIf you're navigating midlife transitions, career changes, relationship challenges, or simply wondering how to thrive when life doesn't follow the script, this conversation offers honest insight and hope.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Kate Halfpenny, Columnist & Author Follow Kate on InstagramConnect with Kate on LinkedInVisit Kate’s website Buy Kate’s book – Boogie Wonderland Our hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Most people think that working in finance means having your money life sorted. But today's guest proves that even the experts aren't immune to burnout, financial stress, and major setbacks.For more than 20 years, Bec Allan built a career inside Australia's major banks. She climbed the ranks, built a reputation, and did everything "right."But behind the scenes, she was exhausted, stretched thin, and carrying the weight of being a single mum trying to hold everything together — including $80,000 of personal debt.In this episode of Money & a Good Life, Steph and Ryan sit down with Bec to talk about what happened when her corporate career ended abruptly, how she rebuilt her entire relationship with money, and why she now helps other women do the same.This is a conversation about financial burnout, debt recovery, empowerment, and what it really takes to build a calm, confident relationship with money.What we talk about:Bec's 20-year banking career and what led her to leave the corporate worldFinding herself $80,000 in debt as a single mumWorking two to three jobs for over two years to dig out of debtThe turning point moment on November 1st, 2018 with her daughterTransitioning from corporate burnout to building a money coaching businessWhy vulnerability is central to her work with clientsHelping clients shift from fear and scarcity to calm, grounded decision-makingCommon money behaviours and emotional patterns that hold women backClient transformation stories, from toxic debt cycles to purchasing homesFirst steps for people who feel overwhelmed, ashamed, or scared to look at their financesTaking a holistic approach that blends mindset, strategy, and emotionCreating values-aligned relationships with moneyIf you've ever felt trapped in a cycle of earning, spending, and striving without true financial peace, this conversation will show you there's another way.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Bec Allan, Mortgage Broker and Money CoachConnect with Bec on LinkedIn Follow Bec on InstagramVisit Chamberlain & Co’s website Our hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedIn Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Banking and global markets can sound distant, sometimes even irrelevant.But the reality is, bonds, interest rates and currencies shape almost everything in your day-to-day life. Your mortgage, your super, your cost of living, even airfares.In this episode of Money and a Good Life, we’re joined by Anthony Kritikides, Managing Director and Global Head of Institutional Sales at CBA Global Markets. Anthony sits at the centre of global financial markets, helping some of the world’s largest institutions navigate volatility, manage risk, and plan for what’s next.Together, we zoom out to the big picture, what’s happening in the economy right now, why markets feel so volatile, and what it all means for everyday Australians.Anthony breaks down complex topics in plain English, explaining how bonds work, why fixed income is back in focus, where interest rates may be heading, and what’s driving movements in the Australian dollar.If you’ve ever wondered “Why should I care about this?” this conversation connects the dots.In this episode, we cover:What bonds actually are and how governments and companies use themWhy fixed income has made a comebackWhat drives interest rate movements and how they affect households and businessesThe big forces moving the Australian dollarWhy super funds are investing more offshore and why currency mattersWhat Anthony thinks people should be paying more attention to right nowHere's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Anthony Kritikides, Managing Director and Global Head of Institutional Sales at CBA Global Markets Connect with Anthony on LinkedInOur hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

Sometimes Millennials get a bad wrap for how they manage their money.The narrative has been that they don't save and they'd rather spend on travel or avocado toast than build wealth.But is that really true?In this episode of Money & a Good Life, Steph and Ryan sit down with Jake Boulter, Senior Adviser at Tribeca and a Millennial who grew up in a family spanning four generations, from Boomers to Gen Z.Jake shares what Millennials really think about money, how their approach differs from other generations, and why housing instability has fundamentally shaped how his generation approaches wealth building.If you've ever struggled to see eye-to-eye with your adult children about finances, or if you're curious about how younger Australians are managing money in a changing world, this conversation offers intergenerational insights that might just bridge the gap.What we talk about:Growing up around four generations and noticing different money attitudesHow housing instability has defined Millennial attitudes toward wealthThe property market gap between generations and its lasting impactThe "Bank of Mum and Dad" and intergenerational wealth transferWhy Millennials are more values-driven with their money and investingWhether ethical investing is a passing trend or lasting shiftGetting financial information from social media, finfluencers, and TikTokThe stereotype about Millennials preferring crypto and ETFs over propertyHow generational differences shape advice conversationsIf you're navigating generational money differences, whether as a parent, advisor, or simply someone curious about how attitudes are shifting this conversation offers real insight without the stereotypes.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Jake Boulter, Senior Advisor at Tribeca FinancialConnect with Jake on LinkedIn here:  Jake Boulter | LinkedInOur hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

How do we make sure young people are leaving school ready to face the real world, not just academically, but financially as well?Because right now, the stats aren't great. Nearly half of all Australian adults are considered financially illiterate. But when it comes to young people? Things look even more concerning.Only 28% of teenage boys and just 15% of teenage girls demonstrate essential financial literacy skills.In this episode of Money & a Good Life, Steph and Ryan sit down with Dr Vivianne Nikou, Principal of Alphington Grammar School and passionate advocate for education that builds well-rounded, resilient young people.Viv shares how schools and parents can work together to create financially confident adults, what financial education looks like at different ages, and the practical skills every 18-year-old should have before they leave school.What we talk about:The concerning statistics on youth financial literacy in AustraliaWhy teenage girls lag behind boys in financial knowledgeHow digital money is changing young people's understanding of financesAt what age children should start learning about moneyMaking financial concepts relevant and engaging for different age groupsThe biggest challenges schools face delivering financial educationMoney conversations parents should be having with their kidsChanges needed in Australian financial educationIf you're a parent, educator, or simply care about the next generation's financial wellbeing, this conversation offers practical guidance and real solutions.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Dr Vivianne Nikou, Principal of Alphington Grammar School - School websiteConnect with Alphington Grammar on LinkedInOur hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

For a lot of people, retirement is a big financial unknown. Do I have enough super? Am I doing enough? Am I too late? What if I get there and hate it? In this episode of Money & a Good Life, Steph and Ryan sit down with James Wrigley, Melbourne based financial advisor, part-owner of First Financial, and author of Retire Life Ready, to talk about building wealth, shaping a retirement that actually feels good, and navigating the critical years just before you retire. James is known for making money matters simple and relatable. With over two decades of experience and a strong following on social media (over 200,000 across TikTok and Instagram), he helps thousands of Australians take control of their finances and get retirement-ready. What we talk about: Reframing what retirement could look like for your life Addressing the anxiety people feel in their 50s about "leaving it too late" Financial advice as more than numbers, it's about living well now and later Where to start if you're picking up Retire Life Ready  today If you're unsure about retirement, worried you're not doing enough, or wondering if it's too late to get on track, this conversation will show you that you're not alone, and there's always a path forward. Here's to your Good Life. And thanks for listening.  You can find us at https://www.tribecafinancial.com.au/  Our guest:  James Wrigley, Financial advisor, part-owner of First Financial, author of Retire Life Ready Learn more about James: Website | LinkedIn | TikTok: @iamjameswrigley | Instagram: @iamjameswrigley Buy ‘Retire Life Ready’ by James Wrigley here. Our hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

When a relationship ends, dividing up the finances can be one of the most stressful and confusing parts of the process. Who owns what? What's been disclosed? What's being hidden? And what happens when something just doesn't feel right? In this episode of Money & a Good Life, Steph and Ryan sit down with Julie Garis, founder of Simple Split Financials and forensic accountant with many years of experience to talk about the financial side of separation and divorce that most people don't understand until they're in it. Julie helps people going through separation understand their complete financial picture, especially when things feel murky, hidden, or unclear. She knows this work intimately - not just professionally, but personally, having navigated her own divorce. What we talk about: What forensic accounting actually is and how it fits with family law Real examples of how Julie helps people in divorce cases What Julie learned from her own divorce and financial separation Common ways people try to hide assets during separation Creative strategies Julie has uncovered in her investigations Working with private investigators and valuing businesses What to do when something just "feels off" about your partner's finances Advice for someone who suspects their spouse is hiding assets When to bring in a forensic accountant How to protect yourself financially before and during divorce Common myths and misconceptions about financial settlements Why Julie does this work and what drives her If you're going through separation, preparing for one, or supporting someone who is, this conversation offers practical guidance for one of life's most challenging financial transitions. Here's to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest:  Julie Garis, Forensic Accountant at Simple Split Finances  Connect with Julie on LinkedIn here Learn more about Julie here Our hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

When you think about financial advice, what comes to mind? Numbers? Spreadsheets? Maybe superannuation or investments?But the best financial advice goes way beyond the money.In this episode of Money & a Good Life, Steph and Ryan sit down with Sean Birch - Financial Adviser & Director, former accountant, and someone who understands that financial planning is really about people, family, and legacy.Sean (or Birchy, as he's known) has that rare combination of a numbers brain and high emotional intelligence. He's built deep, long-standing relationships with his clients because he understands that advice isn't just about managing assets, it's about protecting what matters most.This conversation explores the emotional, human side of financial advice that most people don't talk about, but where some of the most powerful work happens.What we talk about:How Sean transitioned from accounting to financial adviceWhat he loves about the work and times he's made a real difference"Living legacy" - what it means and how it differs from traditional estate planningReal examples of helping families create living legacies (home ownership, investment education, business mentorship)How to involve children in financial planning in age-appropriate waysSupporting people who inherit and are scared of "getting it wrong"Facilitating delicate conversations between parents and adult children about moneyWhy young adults listen to advisers when they tune out their parentsBuilding trust with the next generation while respecting family dynamicsMaking financial planning relevant for young people (crypto, ethical investing, super)The "sandwich generation" juggling aging parents and childrenAustralia's $3.5 trillion intergenerational wealth transfer over the next 20 yearsPreparing families for gradual wealth transition versus sudden inheritanceMaking money a source of connection, not conflictThe role of adviser as advocate, protector, and trusted third partyIf you've ever wondered what truly excellent financial advice looks like, this conversation will show you it's about so much more than the numbers.Here's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/   Our guest:  Sean Birch, Senior Adviser & Director Connect with Sean on LinkedIn hereLearn more about Sean hereOur hosts:  Ryan Watson, CEO, Tribeca Financial   Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/     Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.   Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Have you ever felt stuck in your career? Like you're meant for something more but unsure how to make the leap?Or maybe you've tried to pivot before, only to end up right back where you started, frustrated and unfulfilled.In this episode of Money & a Good Life, Steph and Ryan sit down with Natalie Tran, Business and Career Transition Coach and founder of Transition With Purpose to talk about navigating career change without burning out or losing momentum.Natalie knows firsthand how complex career transitions can be. Starting as a Chartered Accountant, she's pivoted twice, once unsuccessfully, and once through a messy but transformative journey that led her to become a personal trainer and yoga instructor while building her coaching brand.Now with over 17 years in corporate finance and 10+ years in coaching, she helps professionals move from misaligned roles into purpose-driven careers and businesses.What we talk about:Natalie's two career pivots, one that didn't work and one that didWhat those experiences taught her about reinventionThe types of people who seek help transitioning careersWhether you need all the answers before making a leapWhy clarity comes through action, not just reflectionInteresting career changes Natalie has witnessedThe biggest mistakes people make rebranding themselves on LinkedInFirst small steps for someone stuck but terrified to leave their stable jobManaging redundancies and involuntary career changeThe mindset shift needed when change isn't your choiceAdvice for anyone overwhelmed but dreaming of changeIf you're feeling stuck, uncertain, or ready for something different, this conversation will show you that reinvention is rarely tidy—but it's always worth it.Here's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/   Our guest:  Natalie Tran, Career Transition CoachVisit Natalie’s website hereFollow Natalie on Instagram, Facebook & LinkedInOur hosts:  Ryan Watson, CEO, Tribeca Financial   Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/    Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.   Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

A lot of people start a business to create more freedom. More time, more flexibility, and more money.But instead, they end up overworked, underpaid, and overwhelmed.In this episode of Money & a Good Life, Steph and Ryan sit down with Betsy Westcott—financial wellness coach, keynote speaker, and media regular—to talk about how to actually become the boss of your business instead of feeling like it runs you.Betsy shares her Money Boss framework, the five steps to getting your business finances sorted, and why so many business owners neglect their own financial wellbeing while building something successful.What we talk about:How to know if your idea is worth turning into a businessBad reasons for jumping into business (and why they matter)Why the promise of freedom often becomes a trap of overworkThe biggest reasons business owners end up stressed and underpaidBetsy's five-step Money Boss framework for getting controlThe step most people get stuck onHow the nervous system and psychology shape our money decisionsIf you're running a business and feeling like it's running you, this conversation will help you take back control.Here's to your Good Life. And thanks for listening.Our guest:Betsy Wescott, qualified Financial Advisor, Mortgage Broker and Certified Money Coach.Follow Betsy: https://www.instagram.com/betsywestcott/Connect with Betsy: https://www.linkedin.com/in/betsywestcott/Visit Betsy’s website:  https://www.betsywestcott.com/Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

If your money situation is making you feel hopeless, this episode is for you.In this episode of Money & a Good Life, Steph and Ryan sit down with Mel Browne—bestselling author, financial educator, and someone who knows exactly what it's like to hit financial rock bottom and come out the other side.In her 30s, after a divorce, Mel had nothing. No rental bond. No money for wages. No business cashflow. She was living in a "frat house" with five flatmates and five-figures of debt, wondering how to start over in her late 30s.But instead of giving up, Mel chose to face her financial fears head-on. By her 40s, she'd completely turned things around and achieved financial independence.Now she helps others do the same, calling out BS in the finance world, challenging traditional advice, and helping women take control of their money without shame.What we talk about:Mel's journey from financial rock bottom to financial independenceThe practical first steps she took to turn things aroundHer 30-day financial detox concept and becoming a "conscious consumer"Why credit card points aren't worth it (despite the marketing)Her new book's controversial claim: budgets don't workWhy women in their 40s and 50s say "I don't have 30 years for compound interest" but men never doThe ageism that limits women's financial potentialThe lost superannuation that couples never considerWhat women in their 40s and over should be doing differentlyMoving from financial dire to financially wellIf you're feeling overwhelmed by your finances or wondering if it's too late to turn things around, this conversation will show you it's not.Resources:Mel’s case study – Do credit card points add upMel’s books – purchase hereMoney & a Good Life – Cashflow hacks episodeHere’s to your Good Life. And thanks for listening.  You can find us at https://www.tribecafinancial.com.au/   Our guest:  Mel Browne, Financial educator, bestselling author, and entrepreneurVisit Mel’s websiteFollow Mel on Instagram, Facebook & LinkedIn Our hosts:  Ryan Watson, CEO, Tribeca Financial   Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/    Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.   Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

In this episode of Money and a Good Life, hosts Stephanie Coombes and Ryan Watson sit down with author, educator, and advocate Tammy Casselson to talk about her lived experience of financial abuse. From the outside, Tammy’s relationship looked perfect. But behind closed doors, she endured years of coercive control, including financial abuse that left her and her children facing homelessness. Tammy shares her very personal story of survival, the red flags to look out for, and the role that community, support, and financial literacy play in breaking the cycle of abuse. She also discusses her book, The Grimmest of Fairy Tales, which offers both a confronting and hopeful look at rebuilding after family violence. This conversation is a powerful reminder that financial abuse can happen to anyone — and that healing and independence are possible with the right support. In this episode, we cover: How coercive control and financial abuse creep in over time The devastating financial and emotional toll of abuse Why leaving can be the most dangerous time for survivors The importance of financial literacy and open conversations about money The role of community, empathy, and education in recovery Resources and Support: Tammy’s website The Grimmest of Fairy Tales (book) CWES – Centre for Women’s Economic Safety Good Shepherd Financial Abuse Hub | Call 1300 050 150 1800 RESPECT – 1800 737 732 Beyond Blue – 1300 22 46 36 Kids Helpline – 1800 55 18 00  Here’s to your Good Life. And thanks for listening.    You can find us at https://www.tribecafinancial.com.au/   Our guest:  Tammy Casselson, author, educator, advocate, and survivor Connect with Tammy on LinkedIn here. Follow Tammy on Instagram here.  Our hosts:  Ryan Watson, CEO, Tribeca Financial   Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/    Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.   Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

How often do you catch yourself saying, “I’ll do that one day”? One day you’ll travel. One day you’ll make time for yourself. One day you’ll chase the dream you’ve been putting off. But what if one day never comes? In this episode of Money and a Good Life, we’re joined by Kate Christie — time management specialist, bestselling author, and creator of The Life List. After losing her children’s father to cancer, Kate realised she could no longer defer joy. She set out to design a life on her terms — and now helps thousands of people reclaim their time and live more audaciously. Kate shares her philosophy on why you shouldn’t wait, how to shift from “someday” to “today." She also opens up about navigating , divorce, and reinvention in her 50s — and why time freedom and financial freedom go hand in hand. Whether you’re craving more balance, dreaming bigger, or just tired of feeling stuck, this episode will inspire you to start your own Life List today. What you’ll learn in this episode: The difference between a bucket list and a Life List Why women often struggle to prioritise themselves — and how to overcome it Kate’s favourite time-saving tips (and the biggest time wasters to ditch) How financial advice can help turn your Life List into reality Here’s to your Good Life. And thanks for listening.  You can find us at https://www.tribecafinancial.com.au/  Our guest:   Kate Christie Visit Kate’s website & buy her book: https://www.katechristie.com.au/ Connect with Kate: https://www.linkedin.com/in/kate-christie/ Follow Kate on Instagram: https://www.instagram.com/katechristieloves?igsh=MTd4dTNlZ2VhM3NtdA%3D%3D Our hosts:   Ryan Watson, CEO, Tribeca Financial   Follow Ryan: https://www.linkedin.com/in/r-watson/   Stephanie Coombes, podcast expert and media strategist   Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/     Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.   Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.   Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Most of us don’t want to think about what happens if we lose a partner. It’s uncomfortable. It feels far away. But Lahra Carey’s story shows why it’s a conversation we can’t afford to avoid. In this episode of Money & a Good Life, Steph and Ryan sit down with Lahra - entrepreneur, media strategist, and crisis expert to talk about the sudden death of her husband, Ben, and the financial mess that followed. Ben was a lawyer. Smart, successful. But he died without a valid will. Lahra was left grieving, raising three kids, and trying to untangle a financial situation she thought was simple, but wasn’t. This is a raw, honest conversation about what happens when life throws you the worst and you’re not prepared. Key topics covered: What happens when your partner dies without a will The emotional and financial aftermath of sudden loss Why Lahra had to take legal action against her own children The impact of grief on career and life plans How bank accounts and property ownership are affected by death Why women often aren’t across the family finances and how to change that The importance of having difficult conversations before it’s too late Lahra’s advice for building financial capability and confidence Whether you’re in a relationship, managing a household, or simply want to be better prepared for life’s unexpected turns, this episode will help you think differently about love, loss, and money. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our guest:  Lahra Carey  Connect with Lahra: https://www.linkedin.com/in/lahra-carey-gaicd-7563852/ Our hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/   Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Private school can offer great opportunities... but it also comes with a steep price tag. Do you ever wonder how families afford it?In this episode, we investigate the real costs of private education and how to manage them. Whether you're already paying private school fees or just starting to think about your children's future education, this conversation will help you get your head around the planning, saving and investing strategies that make it possible.We're joined by Pete Higgins, Senior Adviser and Partner at Tribeca Financial, who's not just an expert on financial planning but also a dad planning for his own kids' education.What we talk about:What private school fees actually cost in AustraliaThe full picture: uniforms, camps, travel, and moreHow Pete and his wife are planning for their own kids’ educationWhy grandparents are stepping in to help—and how to manage thatWhat to do when one parent wants private school and the other doesn’tSaving vs investing for education: what’s the difference?How education bonds work (and why they’re worth considering)Tips for managing school fees once you’re committedWhy it’s never too early to start planningKey takeaways:It's never too early to start planning for education costsEducation bonds offer significant tax advantages for families planning aheadGrandparent involvement is increasing and can be structured effectivelyThere are multiple ways to fund education - it's not one-size-fits-allThe best time to start planning was yesterday; the next best time is nowResources:Tribeca’s article: "The three golden rules for affording private school fees"Cost of Education Index 2025 – view here.Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest: Peter Higgins, Senior Advisor & Partner  Connect with Peter: https://www.linkedin.com/in/peter-higgins-planner/Learn more about Peter: https://www.tribecafinancial.com.au/financial-planners-northern-beaches-peter-higgins/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and mediastrategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as TribecaFinancial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is aregistered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended toinfluence decisions about investing or financial products. Our listeners shouldalways seek their own professional advice that considers their own personalcircumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Countrythroughout Australia, and we pay our respects to Elders past and present. 

The truth is, for a lot of couples, money is one of those conversations people try to avoid. But here's the thing - that's not a great idea. You should be talking about money, how you manage it, and yes, even what happens if you break up. In this episode of Money & a Good Life, Steph and Ryan sit down with Rob Devlin, Head of Advice and Partner at Tribeca Financial, to tackle one of the most crucial yet avoided topics in relationships: money. Rob brings his unique blend of financial expertise and emotional intelligence to guide us through the complex world of relationships and finances. With his natural ability to connect with clients and his experience helping people navigate some of life's most challenging financial transitions, Rob shares practical wisdom on everything from starting those awkward money conversations to building financial systems that work for couples. Key topics covered: When and how to start talking about money in relationships The consequences of avoiding financial conversations with your partner Practical strategies for combining finances without losing independence Cashflow setups that work (and don't work) for committed couples The importance of having an "exit plan" and discussing difficult scenarios Financial considerations for those who find themselves unexpectedly alone Building financial capability and confidence, not just knowledge Whether you're in a new relationship wondering when to bring up money, a long-term couple looking to improve your financial communication, or someone preparing for unexpected life changes, this episode provides honest, practical guidance for navigating money in relationships. Here's to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Resources: ASIC's MoneySmart website (free courses and calculators) ATO's financial education resources Services Australia's financial information services FAAA consumer resources Australian Securities Exchange (ASX) education courses Women's financial workshops (many banks offer these) Our guest: Robert Devlin, Head of Advice & Partner at Tribeca Financial  Rob’s LinkedIn: https://www.linkedin.com/in/robert-devlin-799b4a58/ Our hosts: Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Is the 5-day workweek outdated?With burnout on the rise and workplaces scrambling to retain talent, the 4-day workweek is gaining serious momentum. But does it actually work? And how do we design workplaces where people feel fulfilled, not just productive?In this episode of Money & a Good Life, Ryan and Steph dive deep into the future of work with Christian Miran - an expert in organisational transformation and the architect behind Medibank's groundbreaking 4-day workweek pilot.Christian brings over 20 years of experience transforming how organisations think, feel, and connect. This conversation explores how fewer working hours can actually boost productivity, why psychological safety matters more than ever in uncertain times, and practical strategies for combating systemic burnout. Key topics covered:The reality of implementing 4-day work weeks in major corporationsWhy burnout has become a systemic issue affecting entire organisationsThe difference between productivity and fulfillment at workWhy traditional performance-focused cultures often backfireHow to start conversations about workplace flexibility and changeWhat you'll learn:Common objections to reduced working hours and how to address themThe toxic habits leaders need to stop immediatelyHow to advocate for change in your own workplaceWhether you're an employee feeling burnt out, a manager considering workplace innovation, or a business owner curious about the future of work, this episode offers practical insights for creating work environments where people and businesses truly thrive.Related topics:Work-life balanceOrganisational transformationEmployee wellbeingWorkplace productivityLeadership developmentBurnout preventionPsychological safetyFuture of workFour-day work weekDistractions -  https://www.oliverburkeman.com/distractionHere's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Christian MiranChristian’s LinkedIn: https://www.linkedin.com/in/christianmiran/Contact Christian: [email protected] Our hosts:Ryan Watson, CEO, Tribeca FinancialFollow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

When you hear the word vulnerability, what comes to mind? For a long time, vulnerability was seen as a weakness. Something to hide if you wanted to succeed in your career, in sport, or even in life. But what if being vulnerable is actually one of your greatest strengths? In this episode of Money & a Good Life, hosts Ryan Watson and Stephanie Coombes sit down with Brad Fox, former AFL player, business mentor, and Chairman of Tribeca Financial to explore how vulnerability can unlock growth, build resilience, and deepen connection. Together, they unpack: Why vulnerability is key to effective leadership How being open about your money challenges can improve your financial wellbeing The shift from "powering through" to "showing up" especially in high-performance environments Why vulnerability matters in the adviser-client relationship How letting your guard down can lead to transformation in both your personal and financial life Brad shares personal stories from his time in elite sport and business, and reflects on how embracing vulnerability has shaped the way he leads, lives, and helps others thrive. Whether you're navigating your finances, leading a team, or simply trying to be more human in a complex world, this conversation will remind you that strength and softness can go hand in hand. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our guest: Brad Fox, Chairman Tribeca Financial, Managing Director Smart Brave Consulting Connect with Brad: linkedin.com/in/bradfox1 Visit Brad’s website: smartbraveconsulting.com Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.   

If you’re a regular listener to our podcast, you know that we like to take a bigger picture when it comes to money; looking at the impact it has on our lives and the good (and sometimes) not so good that can come with it.  Well today we’re going to talk about a subject that’s definitely on the good side of the money topic – investing! And who better for Steph to grill than her fellow co-host and Tribeca CEO Ryan. Having confessed that her knowledge of investing is limited to boring dates with blokes who day trade as a hobby, Steph uncovers plenty of gold from Ryan such as: the importance of knowing your risk profile; whether it’s a good idea to sink your spare cash into your home loan offset, an investment, or a mix of both; and his top tips for investing and the common mistakes to avoid.  Some highlights: What is a risk profile, and why does it matter when investing?  Why checking your investments every day might actually hold you back  Ryan’s 5 C’s of investing to help you build a strong foundation  ETFs explained simply, how they pool your money and spread the risk  How much do you really need to start investing? The answer might surprise you  Is day trading investing or gambling in disguise?  Why compound interest is the ultimate power move  Kevin and Garry’s biggest investment mistakes—and what we can learn from them  Why comparing your financial journey to others is a losing game  If you’re kicking goals with your finances and ready to do the same with your investments, there’s certainly a lot to gain from the insights in this episode. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

We all go into relationships hoping for the best. But sometimes, despite our best efforts, things don't work out as planned.If you're facing a separation or divorce, you're already dealing with enough emotional upheaval. The last thing you need is financial chaos on top of it all.In this episode of Money and a Good Life, hosts Ryan and Steph tackle this difficult but important topic with Angela Harbinson, founder of The Separation Guide – a tech platform designed to make separation easier on everyone involved.Angela brings both professional expertise and personal insight to help navigate what can feel like an overwhelming process, covering:Why financial planning matters even in de facto relationshipsCommon mistakes people make during separation (and how to avoid them)Different types of separation and what each means for your financesWhich assets can actually be divided and how to find out what you're entitled toThe essential checklist for anyone going through separationProfessional support options like divorce coaches and financial advisorsHelpful technology and apps that can simplify the processSelf-care strategies for getting through this challenging timeWhether you're just considering separation, in the middle of the process, or helping a friend navigate their own breakup, this episode provides practical guidance for protecting your financial future while prioritising your wellbeing.Related topicsDivorce and separationProperty settlementFinancial planning after breakupCo-parenting financesLegal separation processesRelationship breakdownAsset divisionSupport servicesHere's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Angela Harbinson, Founder of The Separation GuideVisit The Separation Guide’s website: https://www.theseparationguide.com.au/Angela's LinkedIn: https://www.linkedin.com/in/angela-harbinson-31726012/Our hosts:Ryan Watson, CEO, Tribeca FinancialFollow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

What truly makes a life well lived? It’s a big question, but one worth unpacking. Speaker, author, and coach Anna Glynn joins us again to explore the big principles that underpin your Good Life, including how to discover your true purpose and what it really means to thrive. Anna specialises in sustainable high-performance, and her insights are backed by research that can help you live with more intention and fulfillment. Anna guides us through practical strategies for building a life that feels genuinely meaningful. We dive deep into the concept of purpose - not just as a buzzword, but as a guiding force that can shape your decisions, boost your wellbeing, and give your life direction even when everything else feels uncertain. If you’re craving more meaning, better habits, or just want to feel like you’re on the right track, this episode is your guide to thriving. In this episode you'll learn more about: How to identify and prioritise your core values  Why energy, both physical and mental, is one of your most valuable resources and how to manage it effectively Practical strategies for discovering your purpose when you feel lost or uncertain How to rebuild your sense of purpose after major life transitions like retirement, career changes, or becoming a parent What it truly means to thrive and how to cultivate personal agency in your life Evidence-based approaches for building habits that actually stick Whether you’re rethinking your direction or just wanting to get more out of life, this episode will give you a thoughtful (and practical) perspective on what it means to thrive. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest:  Anna Glynn, Speaker, Author & Coach  Connect with Anna: linkedin.com/in/anna-glynn-mapp-0797b639  Visit Anna’s website: https://annaglynn.com.au/  Our hosts:  Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/  Stephanie Coombes, podcast expert and media strategist  Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Have you ever found yourself in a money disagreement with your partner and wondered, “How did we even get here?”In this episode of Money & a Good Life, Ryan and Steph sit down with returning guest Suzanne Alexander—Certified Financial Coach and founder of Mindful Finances—to unpack the real reasons couples clash over money. Spoiler: it’s not just about the numbers.Suzanne explains how our earliest experiences shape our “money stories,” and how those stories can quietly influence our relationships. From emotional triggers to avoidance patterns, she shares why financial conversations can feel so loaded—and how to make them less so.Suzanne dives deep into the emotional side of money, sharing practical advice on:Why money conversations trigger such strong emotional responsesHow to start difficult financial conversations without defensivenessThe key questions every couple should be asking each otherWhat to do when you uncover unhealthy money behavioursHow to handle financial imbalances in relationshipsCommon patterns behind couples' money conflictsHow understanding your money stories can transform your relationshipWhether you're in a new relationship or decades in, this episode will help you build a stronger, more connected financial future together.Related topicsRelationship financesMoney communicationFinancial planning for couplesMoney psychologyFinancial conflict resolutionCouples therapyMoney mindsetJoint financial goalsHere's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Suzanne Alexander, Certified Financial Coach, Money Mentor, and Financial Literacy Advocate, Founder of Mindful FinancesSuzanne’s LinkedIn: https://www.linkedin.com/in/suzanne-alexander-42a6788/Suzanne’s website: https://mindfulfinances.com.au/Our hosts:Ryan Watson, CEO, Tribeca FinancialFollow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

The empowering conversation that can give your aging parents more independence, dignity, and joy in their later years.Australia’s population is aging. It’s projected that in the next 30 years the proportion of people over 65 will reach 22 per cent. What this means is more and more middle-aged Australians (those typically 45 - 64 years old) will find themselves thrust into the role of managing the care for parents or elderly relatives.But there’s a problem. Many of us shy away from the conversation about what those elderly years are going to look like – and the options for maintaining a quality way of life – until we’re forced to when a crisis hits.That’s where our very special guest, Nick McDonald from Prestige Inhome Care, can help. Nick is one of Australia’s leading voices in removing the stigma and confusion around navigating the complex world of elder care, in particular advocating for living independently with dignity at home.In this in-depth discussion with Ryan and Steph, Nick answers in simple terms the most frequently asked questions around aged care, from the government schemes available and costs involved, through to the steps for accessing support and how to get the conversation going within the family. Nick also shares his very personal story of managing the care for his mother with dementia and how that shaped his own view towards caring for our aged.What you'll learn:How to start the conversation about aging care with resistant parentsWhy home care is increasingly becoming the preferred alternative to nursing homesUnderstanding government funding options that make in-home care affordableRed flags to watch for when choosing care providersSimple first steps to introduce care services that elderly parents will acceptHow staying at home improves quality of life and family relationshipsThe importance of estate planning and documenting wishes earlyHere’s to your Good Life (and your elderly loved ones). And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Nick McDonald, CEO and Founder, Prestige Inhome CareConnect with Nick: https://www.linkedin.com/in/nick-mcdonald-36777426/Visit Nick’s website: https://www.prestigeinhomecare.com.au/ Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

Are you feeling undervalued at work? Wondering if there's a higher-paying job or a more fulfilling career path out there for you?In this episode of Money & a Good Life, hosts Ryan and Steph are joined by career change expert Leah Lambart from Relaunch Me to explore high-paying jobs in Australia, the skills in demand, and how you can successfully transition into a more lucrative role.With years of experience helping professionals negotiate better salaries, pivot industries, and redefine success, Leah unpacks:How to research if you're being paid what you're truly worthHigh-demand skill combinations commanding top salaries in 2025Lesser-known career paths with unexpectedly lucrative compensationInternational opportunities for Australian professionals seeking higher earningsFinding the right balance between high income and job satisfactionWhich high-paying careers don't require extensive educationBuilding flexible "portfolio careers" for multiple income streamsWhether you're actively job hunting, feeling stuck in your current role, or simply curious about the most lucrative career options in Australia, this episode will help you take charge of your career and earning potential.Related topicsCareer developmentSalary negotiationJob market trendsHigh-income skillsCareer transition strategiesFinancial planningProfessional developmentCompensation packagesHere’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest: Leah Lambart, Career and Interview Coach, Director of Relaunch Me  Visit Leah’s website: Relaunch Me  Connect with Leah: https://www.linkedin.com/in/leahlambartcareercoach/  Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

Are you thinking about making that big move overseas to work, or are you already settling into expat life? How good would it be to get a firsthand account of what to expect and prepare for, as well as the bonus of finding out what financial considerations you need to factor in?  Well this next 20 minutes is all for you! Joining Ryan and Steph on the Money & a Good Life couch today is Daniel Nel, who worked remotely with Tribeca from South Africa before taking the plunge in 2023 to move down under and join the team in Melbourne. For this podcast, Dan’s perspective is particularly insightful as it comes from someone not just relocating for work and all that brings, but also from experiencing it as a financial adviser making him expertly equipped to help others. There’s lots to unpack (pardon the pun) in this episode, from the culture shock of settling into a new way of life and the emotional impact that can have on individuals and families; the challenge of living in ‘two worlds’ as you build an expat career while staying connected to your home country; to the practicalities of dealing with new banking and lending systems, managing investments and money between countries, setting up healthcare and insurances, and learning new financial systems and terminology. What you'll learn about moving overseas: Immigration costs: The hidden expenses of visa applications, permanent residency processes, and unexpected fees Currency exchange challenges: Managing the impact of exchange rates  Banking across borders: Setting up financial systems in your new country  International tax implications: Understanding how taxation works between countries  Budgeting for visits home: Practical tips for maintaining family connections without breaking the bank Career transitions: Realistic expectations about qualifications, career trajectory, and income adjustments when starting over With Dan’s wealth of experience and knowledge as both an immigrant and financial adviser, it’s not surprising he’s a sort after specialist on this topic – and now a welcome addition to our podcast. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest: Daniel Nel, financial adviser, Tribeca Connect with Dan: https://www.linkedin.com/in/danielnel/  Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

A few years ago Sacha French was going to her job as a radio producer thinking it was going to be just like any other day. Everyone was acting normally. Well, as normally as can be expected when you’re working with radio stalwarts Hughesy and Kate. But this was NOT going to be a normal day for Sacha. At one point in the show, Hughesy and Kate called her into the studio, gave her a birthday card, and got her to read it out loud live on air. What was written inside would change the course of her life dramatically. Just like that her crippling $80,000 student debts were gone.  But that’s not where the story ends, as our hosts Ryan and Steph uncover in this uplifting chat with Sacha. Armed with this incredible gift of financial freedom, Sacha starts on a journey of self-discovery taking her from a single mum struggling with financial uncertainty to controlling her own destiny through investing in the stock market, buying her first home, and becoming a strong advocate for women’s financial literacy.  If you’ve dreamed of a better life and looking for some inspiration to get there, make sure you give this episode a listen.In this episode you’ll hear:·       How Sacha’s $80,000 student debt was paid off live on air·       The emotional impact of financial relief and what came next·       Why Sacha’s so passionate about improving women’s financial literacy·       How a group of friends helped Sacha gain confidence in investing·       Practical advice for anyone looking to take control of their financesIf you or anyone you know is looking for support, you can contact: Financial Counselling Australia National Debt HelplineFind a financial counsellor MoneySmart website Centrelink Head to Health - A Dept of Health website about understanding mental health and financial safety are strongly linked, with resources. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our guest:Sacha French, Executive Producer Connect with Sacha: linkedin.com/in/sacha-french-416875Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

We’re all about taking positive actions on this podcast when it comes to decisions around your money, career and future. But in this week’s episode, we thought we’d look at the other side of the coin. What is the cost of taking no action?Helping us tackle this question from both a financial and life perspective is Chairman of Tribeca Brad Fox, who’s experiences as a professional AFL player (and current local senior coach), business mentor, and President of the Association of Financial Planners, makes him an expert on enabling decision making. Given one out of ten people seek advice from a financial adviser; Brad, Ryan and Steph unpack what holds people back from asking for help with their finances. The reasons are varied, from being unsure about the value of financial advice or lack of trust in the industry, to feeling embarrassed or uncomfortable to talk about their situation. In looking at the costs of this inaction (money, time, wellbeing), Brad shares some inspiring stories of where honest and candid conversations with a trusted adviser have stripped away these barriers, transforming lives and choices for the better. It comes back to taking that first step to reach out, which is often the hardest thing to do – but ultimately the most rewarding.Here’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Brad Fox, Chairman Tribeca Financial, Managing Director Smart Brave Consult-ingConnect with Brad: linkedin.com/in/bradfox1Visit Brad’s website: smartbraveconsulting.comOur hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

If retirement is on your mind, how does it make you feel? Excited. Nervous. Daunted. All of the above.If you have mixed feelings about retirement, you’re not alone. That’s because many people are unsure of what their life after work will look like… and if they’ll be ready. Will I have enough money? What are the choices I really have? Will I find a new purpose? How do I make sure my retirement years are secure and fulfilling?As Head of Advice and a Partner at Tribeca, Rob Devlin relishes answering these big questions – and most importantly – giving people the confidence of knowing they can really make their retirement years count. In sitting down with Steph and Ryan, Rob takes us through the common pitfalls people face and how to avoid them, why a “spend more” mentality can unlock you’re retirement potential, and how the right financial strategies can open up a world of choices and opportunities.In this episode you’ll learn more about:Why people often underestimate their retirement potential and how mindset shifts can open up more options The common concern of "how long will my money last?" and practical approaches to address this anxiety How retiring rarely means a complete "hard stop" - many retirees find parttime work, volunteering, or new hobbies Why financial advisors often encourage clients to spend more in retirement rather than less How factors like no mortgage payments and reduced tax burden create more financial freedom The importance of couples having open conversations about their retirement expectations and lifestyle goals Practical examples of how retirees stay engaged and active - from working a Bunnings to driving courtesy busesWhether you’re in retirement, it’s just around the corner, or you’re wanting to start putting future plans in place, this episode is definitely worth every minute.Here’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Rob Devlin, Head of Advice, Partner, Tribeca Connect with Rob: linkedin.com/in/robert-devlin-799b4a58Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

So you’re doing OK financially. You’ve been streaming our podcasts and you’re ready to start talking to a financial planner to help manage and maximise your money. Well get cosy and listen up.In this week’s value-packed episode, Ryan and Steph are joined by the super impressive Matt Hale (a regular in Australia’s Top 50 influential advisers) to identify what you need to look for (and avoid) in a financial planner. They leave no stone unturned as they dive into:What actually makes a good financial advisor (and what makes one not so good)The specific qualifications a legitimate advisor needs to have (and how to verify them)Green flags that tell you you've found a winnerEssential questions to ask early in your journey togetherWhether personality matching matters (spoiler: it does!)Red flags of a financial advisorWhen it's time to reassess if your current advisor relationship is still working for you.At the end of the day it all comes down to trust. And we trust this episode will help you find the right financial planner for you.Here’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Matt Hale, Financial advice & mortgage broking, Managing Director of Rising TideConnect with Matt: linkedin.com/in/matthalertVisit Matt’s website: risingtidefinancial.com.auOur hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence deci-sions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Austral-ia, and we pay our respects to Elders past and present. 

What’s your earliest memory with money? Was it when the tooth fairy paid you a visit?  Or when you were given your first lot of pocket money. Maybe it was when you heard your parents utter that priceless phrase: ‘money doesn’t grow on trees you know!’ Why’s all this important? Our views and reactions to money are formed from the ripe young age of just seven. So all these experiences and memories – what we call our money stories – can have a long-lasting impact on how we approach our finances. Both positively and negatively.  To help Ryan and Steph uncover the full story about money stories, we’ve enlisted the expert help of money coach and mindset mentor Suzanne Alexander. In this engrossing chat we identify some of the most common negative attitudes to money, why it’s good to be aware of your own story, how to work out which money persona you fit into (avoidance, worship, status, vigilance), and what you can do to turn your negative money story into a positive one. The 8 money types by Deborah price  The Innocent – Avoids financial responsibility and relies on others for money decisions, often overwhelmed by financial matters. The Victim – Blames financial struggles on past experiences or external factors, often feeling powerless and seeking rescue. The Warrior – Strategic, goal-oriented, and decisive with money, focused on financial success and control. The Martyr – Prioritises others' financial needs over their own, often feeling unappreciated and emotionally attached to their sacrifices. The Fool – Takes financial risks impulsively, seeking quick wins but often lacking discipline and long-term strategy. The Creator/Artist – Struggles with a love/hate relationship with money, often seeing it as a barrier to authenticity or creativity. The Tyrant – Uses money as a tool for power and control, often driven by fear and a deep sense of scarcity. The Magician – Master of financial transformation, blending knowledge, strategy, and intuition to create abundance. Redefining failure Spnax CEO Sara Blakely https://youtu.be/OZEPbyIA8XI?si=JODsIqICw4wzaPnw Here's to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/ Our guest: Suzanne Alexander, Money coach and mindset mentor  Connect with Suzanne: https://www.linkedin.com/in/suzanne-alexander-42a6788/ Visit Suzanne’s website: https://mindfulfinances.com.au/  Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.   

Mistakes. It’s one of the best ways to learn, right? But that doesn’t mean it’s any fun when you’re the one making the blunder. That’s why we thought we’d give you a helping hand by putting a spotlight on some common money errors, so you can learn from someone else’s mistakes and avoid falling into the same traps. Joining Ryan and Steph to shine a light on these money misfortunes is Tribeca’s Andrew White, who bravely shares his own experiences along with examples that he’s heard and seen from his years in financial advice. From getting ripped off online, falling for a scam, to taking a backseat on finances in a relationship, there’s a wealth of learnings to take away from this episode. Here are some of the most common money mistakes that Andrew shares: Taking a backseat on finances (independently or in a relationship) Loyalty doesn’t always pay Ignoring superannuation Golden handcuffs: Staying in a job for the paycheck Neglecting financial wellbeing Avoiding money conversations Not planning for the unexpected Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our guest: Andrew White, Advisor  Connect with Andrew: linkedin.com/in/andrew-white-72783588 Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

How do you feel about your finances? Be honest. Do you feel in control and heading in the right direction? Or are you just getting by week by week? Maybe you just prefer not to think about it. Whatever financial headspace you’re in at the moment, you’re sure to get your money’s worth from the next 28 minutes.That’s because this week’s episode is all about Financial Wellbeing, where Ryan and Steph sit down with Positive Psychology expert Anna Glynn to dig deep into this most talked about but often misunderstood financial buzzword of our times. They unpack questions like: Does money really buy happiness, or can happiness actually create more money for you? What is financial wellbeing in simple terms and how can you rate your own and improve it? And why is talking about and understanding our relationship with money so important to achieving our goals and living with a strong sense of financial freedom and security.What is financial wellbeing?Financial wellbeing is defined as a state of being wherein you; have control over your finances, have the capacity to absorb a financial shock, have the freedom to make choices to enjoy life and are on track to meet your goals.   When these four factors are in alignment, you then arrive at two very strong emotional responses; a sense of security and feeling of freedom. Maslow’s hierarchy of needsAbraham Maslow's hierarchy of needs outlines a model suggesting that human motivation arises from five key levels: physiological, safety, love and belonging, esteem, and self-actualisation. According to this theory, individuals achieve greater fulfillment and drive as they progress through these stages.What are money scripts Money stories are the personal narratives that we hold about money and are shaped by experiences, upbringing, and cultural influences. These stories influence how we perceive, manage and relate to money and can impact our financial decisions and behaviours. Rating your financial wellbeingIf there’s one thing you should do after listening to this episode, it’s to rate your financial wellbeing. Grab a pen and paper and mark yourself out of 10 on the following questions.Do you feel like you have control over your financesDo you have the financial freedom to make choices to enjoy lifeDo you have the capacity to absorb a financial shockAre you on track to meet your financial goalsHere’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Anna Glynn, Speaker, Author & Coach Connect with Anna: linkedin.com/in/anna-glynn-mapp-0797b639 Visit Anna’s website: https://annaglynn.com.au/Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

“It’s a marathon not a sprint.” You’ve no doubt heard this term and probably said it yourself, especially if you follow a sporting team that’s started off the season slowly and you’re hoping they’ll build momentum. So what has this got to do with a financial podcast? Plenty. Tribeca’s Ben Jongebloed is known as the Marathon Man in the office, having completed five with more to come. But it wasn’t until he got serious about his running and started working with a coach that he realised the parallels with his marathon journey and his role as a Senior Advisor at Tribeca. In this energetic chat with Ryan and Steph, Ben runs through (pardon the pun) the similarities between the coach-athlete and adviser-client relationship, from putting plans in place to achieve your goals and adjusting when needed, keeping you accountable and supported when things get challenging, and helping you stay motivated and on track.  You’re sure to come away feeling empowered to strive for your personal best, whether that’s with your finances or in work/personal life. It may even inspire you to put on your running shoes! Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest: Ben Jongebloed, Senior Advisor at Tribeca Connect with Ben: linkedin.com/in/bjongebloed Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

Starting a family is one of those life-changing decisions. Nothing can match it. But like any big decision – and they don’t get much bigger – you need to go into it with your eyes fully wide open. Especially when it comes to your finances. Did we mention that estimates for raising a child to 18 years of age range anywhere between $160K to $549K?  In this must-listen podcast for new parents, Steph and Ryan take you through all the ins and outs of planning financially for a family to make sure you’re in the best possible position to enjoy your new baby… without the money stress. Things like when is the best time to take stock of your finances? What leave entitlements or schemes are available to you, and how does that work with your superannuation? How important is getting control of your cashflow as a new parent? And what are the proactive ways you can build up savings such as education or investment bonds? There’s so much to think about if you’re having children. This episode is a great resource to help you get your finances in line before things get hectic… and your sleep goes out the window. Trust us on that one. Here’s to your Good Life. And thanks for listening.  You can find us at https://www.tribecafinancial.com.au/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/  Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

It’s the most wonderful time of the year again – the festive season. Although you can also call it the spending season; with the likes of Black Friday, Cyber Monday, and countless other sales making it far more easier to give, give and keep on giving. And that’s not even talking about fitting in all the family and work celebrations.So how do you keep your spending from blowing out so the only thing you have to worry about on Christmas Day is getting that nap in on the couch after eating way to much at lunch!  Answering this Christmas conundrum is our co-host Ryan Watson, who digs deep into his bag of festive spending tips help us all out. Tips like setting realistic financial goals at the outset, considering experience gifts such as cooking a special meal or babysitting, providing a meaningful donation instead of an item (that also has the added benefit of a tax deduction), or looking at family-wide agreements like Kris Kringle for adults or kids-only gift giving. By putting some of these great insights into action, you’ll be able to have your (Christmas) cake and eat it too knowing your spending is under control and you can fully enjoy everything this time of year brings. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.   

When you’ve got a bill to pay, how do you feel? Does your heart start to race or your hands get clammy? Do you put off looking at your bank account… because you’re worried about what’s in there? Or what’s NOT in there. If any of this sounds familiar you’re not alone. Money anxiety is common in Australia and we need to have more open conversations about it. Which is exactly what we’re about to do in this episode of Money & a Good Life.To chat about this important subject, Ryan and Steph are joined by Brad McEwan, a highly respected former sports presenter, professional storyteller, and active mental health advocate. Brad’s personal story with mental health & money is both compelling and inspiring, and sure to connect with many people on a deep level.  His insights, together with Ryan’s wealth of experience around financial wellbeing and reducing money anxiety, adds up to a podcast of real worth and value. Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/If you or someone you know needs help, is struggling, or wants more information, here are some organisations to contact: Financial Counselling Australia: https://www.financialcounsellingaustralia.org.au/ National Debt Helpline: https://ndh.org.au/ Find a financial counsellor: https://ndh.org.au/talk-to-a-financial-counsellor/find-a-financial-counsellor/ Head to Health Dept of Health website about understanding mental health and financial safety are strongly linked, with resources: https://www.headtohealth.gov.au/meaningful-life/feeling-safe-stable-and-secure/finances Moneysmart website: https://moneysmart.gov.au/ Beyond blue, mental health and financial wellbeing https://www.beyondblue.org.au/mental-health/financial-wellbeing  Lifeline: Call 13 11 14 Additional resource: Employee financial wellness survey 2023 PwC: https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html Our guest: Brad McEwan, Professional storyteller and mental health advocate: www.bradmcewan.com  Connect with Brad: https://www.linkedin.com/in/bradmcewan/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Can you distill twenty years of financial advice in just over twenty minutes? This is the challenge we set our resident expert and host Ryan Watson in this episode of Money & a Good Life. Joining Ryan in this quest is regular co-host Steph, who digs deep into Ryan’s treasure trove of experience from paper boy to CEO to come up with his top five money lessons. And he certainly comes up with some gold. Nuggets like being true to yourself by ‘running your own financial race’ for a better relationship with money, resisting quick sugar hits through choosing the ‘tortoise’ over the ‘hare’ approach for your investments and savings, and how structure is the key to building strong habits and a greater sense of financial wellbeing.With all these lessons and more, this is easily the best twenty minutes you’ll spend today (and it’s free).  Here’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present. 

How are you with setting goals…and following through with them? If you’ve struggled in the past – especially when they’re based around money – you’re not alone. You can thank the good old brain and its reward systems for not making it as straightforward as you’d think to set effective goals. Thankfully, in this week’s episode goalsetting guru and financial advisor Rachael Holder is here to help, unpacking the psychology behind creating and achieving goals, and how to set good ones. Alongside our ever-inquisitive hosts Ryan and Steph, you’ll discover why having a money goal is important in the first place, how your money scripts shape the way you think and act (and why understanding this can be a game-changer), and what makes SMART goals so – smart.   Join us for an entertaining and insightful episode of Money & a Good Life, where the ultimate goal is to help you achieve your own.  Here’s to your Good Life. And thanks for listening. You can find us at https://www.tribecafinancial.com.au/  Our guest: Rachael Holder, Financial Adviser, Tribeca Financial  Connect with Rachael: https://www.linkedin.com/in/rachaelholder09/ Our hosts: Ryan Watson, CEO, Tribeca Financial  Follow Ryan: https://www.linkedin.com/in/r-watson/ Stephanie Coombes, podcast expert and media strategist Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Resources:Goal setting strategies: https://www.tribecafinancial.com.au/key-principles-goal-setting/Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions. Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.  

Can spenders become savers? How do you actually take control of your cashflow? And is it OK to have a savings plan that allows you to still enjoy little vices like a coffee (or two) a day – and not feel guilty about it? With cost of living on everyone’s minds, Ryan Watson and Stephanie Coombes talk to cashflow crusader and Tribeca Senior Adviser Matthew Rea about some simple, lifesaving hacks to help people take charge of their cashflow. In this engaging and insightful chat they cover the secrets to mastering the art of purposeful spending, why you should avoid the trap of keeping up with the Joneses (and Kardashians), and the simple steps you can take today to relieve the strain of making lots of tiny decisions about money.If you’re looking at ways to free up cash, or want to get ahead of the game rather than falling behind, this is an episode you can’t afford to miss.Here’s to your Good Life. And thanks for listening.You can find us at https://www.tribecafinancial.com.au/Our guest:Matthew Rea, Senior Adviser/Partner, Tribeca Financial Connect with Matt: https://www.linkedin.com/in/financial-adviser-melbourne/Learn more/book a meeting: https://www.tribecafinancial.com.au/best-financial-planners-matthew-rea/Our hosts:Ryan Watson, CEO, Tribeca Financial Follow Ryan: https://www.linkedin.com/in/r-watson/Stephanie Coombes, podcast expert and media strategistFollow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/ Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd. Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.