The Millionaires in Medicine Show

You make good money… so why doesn’t it feel like it?In this episode, Kristin unpacks the psychology behind money anxiety in high-earning medical professionals—why smart PAs, NPs, PharmDs, and physicians still avoid investing, overspend from burnout, or hoard cash “just in case.” You’ll start spotting the hidden money scripts you learned early, how they’re shaping your financial decisions today, and how to build awareness so your money plan finally matches your income.What if teaching your kids about money was as easy as reading a bedtime story?Millie’s Magic Coins helps busy medical parents build strong money habits early through a story kids actually love.Join the waitlist for early access and launch perks:https://www.millionairesinmedicine.com/milliesmagiccoins Inside this episode, you’ll hear:Why “money is just math” is incomplete (and what’s really driving your decisions)The childhood money messages that quietly become adult money habitsHow medicine’s delayed gratification + student loans can amplify scarcity + stressThe difference between “personal joy spending” vs “status signaling”Why loss aversion can keep high earners stuck in cashA simple exercise to identify your real-time money thoughts (and patterns)Kristin’s 4-question framework for challenging limiting money beliefsWhy financial literacy = self-awareness + behavior change (not just knowledge)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

What do you do after you’ve started contributing to your 401(k)… but still feel unsure if you’re actually on track?In this Q&A episode, Kristin answers real questions from PAs, NPs, and pharmacists on investing, burnout, salary growth, and what “catching up” really requires.Inside, you’ll hear:What to do next when your 401(k) is started but your plan still feels incompleteHow to think about emergency savings when you’re scared to investA practical way to evaluate burnout without accidentally wrecking your future planThe difference between “small tweaks” and a real systems overhaulHow to build confidence when the market (and life) feels unpredictableWant to be first in line for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book Resources & linksVIP waitlist for The PA Millionaire Path: https://www.millionairesinmedicine.com/book Coaching / application call link: https://www.millionairesinmedicine.com/coach Disclaimer:The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

Want to be first in line for The PA Millionaire Path: the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book If you’ve ever thought, “I love being a PA… but I can’t do full-time clinical forever,” this episode is for you.Kristin sits down with Emily Neher, a PA with nearly a decade across GI, surgery, ortho/trauma coverage, and advisory leadership—who made the jump into pharmaceutical industry and hasn’t looked back.Inside, you’ll hear:The real reason Emily left clinical medicine (and what finally pushed her to act)The biggest mistake clinicians make when job searching outside the hospitalHow to figure out which pharma/device companies to target using the things you already knowWhy LinkedIn cold messages work (and how to make them less awkward)The behind-the-scenes difference between commercial vs medical affairs rolesWhat it actually took to get hired (including the number of applications) and how to stay sane during the processThe “side adventures” that make you stand out even without industry experienceIf you want a real plan instead of guesswork, book an application call with the Millionaires in Medicine Team. We’ll assess where you are, identify your biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach

Become a VIP on our book launch! Join our VIP Waitlist here: https://www.millionairesinmedicine.com/book Most clinicians try to “fix money” by making one small move at a time.It feels responsible. It also usually changes nothing.In this solo episode, Kristin walks through what it actually looks like to overhaul your money systems in a way that finally moves the needle—by connecting income, debt, and investing into one plan (instead of treating them like separate problems).Inside, you’ll hear:The one reason “small improvements” still leave people stuckThe hidden gap most clinicians don’t realize they have until it’s expensiveThe student loan decision that looks smart short-term but gets brutal laterWhy “investing” can still lead to future lifestyle cutsIf you’re not 100% sure your plan is working, don’t guess.Book an application call with the Millionaires in Medicine Team and we’ll assess where you are, identify the biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach Want the perks? Join the VIP Waitlist.VIPs get the best bonuses and priority access when you purchase the book: https://www.millionairesinmedicine.com/book

Want to build wealth for your kids but feel stuck between 529 plans, UTMA/UGMA, and a custodial Roth IRA?In this episode, Kristin sits down with Dee Komaromi, CPA (founder of Kids Money Academy) to break down the most common investing account options for kids—and how to choose based on what you actually want the money to do.Inside, you’ll hear:How Dee uses UTMA/UGMA as an “investing sandbox” (and why FAFSA + “kiddie tax” matters)A simple allowance system kids can follow: save / spend / give / invest (plus a 100% match strategy that makes kids want to invest)When a custodial Roth IRA is possible (and the key requirement: earned income)The “hire your kids” play—what must be true so it’s legitimate and clean if you ever need to prove itThe new “T account” basics (what Dee shared, what’s known, and what’s still evolving)Guest bioDee Komaromi is a CPA, mom of two, and the founder of Kids Money Academy, a platform dedicated to helping parents raise millionaire kids with generous hearts. She teaches parents how to invest for their children and build long-term wealth intentionally. She also helps families normalize money conversations at home through practical tools, investing education, and her signature Money Chit-Chat Conversation Cards.Kids Money Academy: www.kidsmoneyacademy.com Instagram: https://www.instagram.com/kidsmoneyacademy/ DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. It is not medical, legal, financial, or investment advice.If you’re trying to build a real plan (student loans, investing, and the “what do we do next?” decisions) and you want an expert set of eyes on your numbers, book a call with the Millionaires in Medicine Team. We’ll help you spot the gaps, pick the right next step, and map out a path you can actually follow.Apply here for the coaching program here: https://www.millionairesinmedicine.com/coach

Most clinicians are “investing” with no idea what number they’re actually trying to hit.In this solo episode, Kristin walks through the simplest way to calculate your financial independence number using inflation, a retirement income target, and the classic 4% rule—so you stop guessing and start building a plan that actually works.Inside, you’ll hear:What financial independence really means (it’s not a vibe, it’s math)Why ignoring inflation is the mistake that quietly wrecks retirement plansA simple example that lands at a $5.5M target number (and how it’s calculated)Why “replace expenses” can backfire for both high spenders and new gradsThe hidden costs people forget to plan for (healthcare + long-term care)Why investing fees matter more than most people realize when you run the mathNot knowing your number isn’t neutral. It’s how people end up years behind without realizing it.Links & Resources Download our Financial Freedom Guide and learn how to turn a six-figure salary into real net worth (without working more).Apply to our coaching program so our team can evaluate your current plan, estimate your gap, and outline what coaching would look like for your situation.DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re a PA who’s curious about non-clinical income (or you’ve wondered if there’s a real path out of full-time clinical work) this episode is your starting point.Kristin sits down with Susan Ferrero, a PA with 20 years of experience who built a full-time career in medical-legal consulting through expert witness work and behind-the-scenes case review for attorneys. She also sits on the board for the American Association of PAs in Legal Medicine.Inside, you’ll hear:What expert witness work actually is (and what attorneys hire you to do)The difference between testifying as an expert vs behind-the-scenes medical record reviewRealistic hourly rate ranges for PAs and what affects pricingWhether you need to be practicing clinically to qualify (and why it varies)How attorneys find experts (directories vs LinkedIn vs cold outreach)How to market yourself without sounding “salesy” (and why your CV + LinkedIn matter)Other medical-legal lanes beyond malpractice (personal injury, criminal defense, fact witness)If you want a plan for building non-clinical income without guessing, coaching is your next best step. We’ll help you map a strategy that fits your goals, your timeline, and your current clinical reality. Book a call with the Millionaires in Medicine Team here: [COACHING LINK]Links & Resources📌 Book a call with the MiM Team: https://www.millionairesinmedicine.com/coachSusan’s website: medlawpa.com Susan on LinkedIn: https://www.linkedin.com/in/susan-ferrero-pa-c-66100b19/ Organizations / directories mentioned:Expert Institute directory: https://www.expertinstitute.com/resources/expert-witness-directory/ APALM: https://www.apalm.net/ Guest BioSusan Ferrero is a physician assistant with 20 years of experience across multiple specialties, including emergency medicine, orthopedics, and urgent care. She left clinical practice two years ago to found Ferrero Medical Consulting, a firm that specializes in interpreting healthcare records for legal professionals and clarifying the medical aspects of their cases. She currently works full-time as a medical-legal consultant and is passionate about mentoring other PAs interested in this type of work.DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re on an income-driven repayment plan and you’re not 100% sure what path you’re on, you could be walking into a six-figure mistake.Kristin sits down with Kaitlin Hile (PharmD, BCCP) to answer the student loan questions clinicians keep asking—what’s happening with SAVE, how RAP works, how recertifying income changes your payment, and how people accidentally end up in taxable loan forgiveness with a massive tax bill.Inside, you’ll hear:What’s actually replacing SAVE and what to expect with RAPThe recertification detail most people miss (tax return vs pay stub)How pre-tax moves can lower your payment (when you recertify the right way)The PSLF eligibility check that prevents “false confidence”The difference between PSLF vs taxable forgiveness, and why the tax bill shocks peopleWhether PSLF still looks safe—and the real risk most borrowers ignoreIf you’re not 100% clear on your repayment path and your total cost, don’t guess.Book a call with the Millionaires in Medicine Team and we’ll map your student loan strategy, confirm your PSLF eligibility (if relevant), and make sure you’re not set up for an ugly surprise laterLinks & ResourcesBook a coaching callPSLF Employer Search Tool (Federal Student Aid)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re applying to PA school (or starting soon), this episode can save you years of stress and a lot of money.Kristin and Kaitlin, together with Savanna Perry of The PA Platform, break down the biggest student loan changes impacting future PAs, including what’s happening with SAVE, what the new RAP plan means, and why your program cost + debt-to-income ratio matters more than most people realize.Inside, you’ll hear:The 4 paths for student loan repayment (standard, accelerated, PSLF, taxable forgiveness)Why debt-to-income ratio should shape the school you chooseWhat it means that SAVE is going away and RAP becomes the main IDR optionHow PSLF eligibility actually works (and how to look up employers)The new borrowing caps and why PA “professional degree” status mattersPrivate student loan risks (co-signers, discharge rules, interest rates) and how to think about it smartlyLinks & Resources:Book a call with the Millionaires in Medicine Team to learn about personalized coaching, where we map your investing + student loan + income strategy into one cohesive plan.PSLF Employer Search Tool (Federal Student Aid)Marit salary data (PA/NP compensation research)Guest / Speaker InfoKaitlin Hile — clinical pharmacy specialist with specialty training in federal student loan strategy.Savanna Perry, PA-C — Dermatology PA and the founder of The PA PlatformDisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re a PA, NP, PharmD, or physician and you’re not investing yet (or your “investing” is just a small 401(k) percentage), this episode is the wake-up call.Kristin breaks down the real math behind delayed investing and why medical professionals are uniquely at risk of waiting. Not because you’re doing anything “wrong,” but because time is the part of investing you can’t get back.Inside, you’ll hear:The opportunity cost most clinicians never calculate (and why it’s so expensive)A simple example showing how a 10-year delay can cost you about $1,000,000Why “I’ll start after the loans / the house / the wedding / the baby” creates a future problemThe mindset trap medicine creates after years of delayed earningWhat to focus on if you want work to be optional earlier than your 60sWant help building your money systems (and factoring in debt)?Want a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Grab Kristin’s free guide here: https://www.millionairesinmedicine.com/investfinancialfreedom

A “saturated market” doesn’t mean you have to settle. And randomly applying on job boards usually isn’t the fastest path to a great offer.In Episode 4, Kristin sits down with Brent Bargen from MyDermRecruiter to talk job search strategy, contract negotiation, and how clinicians can find better-fit roles (with better terms) in 2026.Inside, you’ll hearWhat the 2026 hiring market looks like and why demand is still strong for cliniciansHow recruiters see jobs before they hit public job boardsThe “non-negotiables” list to make before you apply anywhereThe compensation models that confuse clinicians most (and what to ask so you don’t get burned)Non-compete red flags, including the language that quietly expands the radiusWhen it’s worth paying for contract review and what pricing typically looks likeA smarter way to use LinkedIn so your network works for youWant a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Guest BioBrent Bargen has been a driving force behind myDermRecruiter’s growth and success since 2021. With a Bachelor of Science in Business Administration, focused on Finance, from the University of Missouri-Columbia, and over a decade of experience in business and management, Brent brings a unique blend of strategic insight and financial expertise. At myDermRecruiter, he focuses on improving processes, increasing efficiency, and ensuring both clients and dermatology professionals achieve their goals. Brent is passionate about helping Dermatology PAs and NPs navigate compensation and career negotiations with confidence, empowering them to make informed decisions that advance their careers.Connect with Brent:https://mydermrecruiter.comhttps://www.linkedin.com/company/mydermrecruiter-mymdrecruiter/?viewAsMember=truehttps://www.facebook.com/myDermRecruiter1/https://www.instagram.com/mydermrecruiter/https://www.tiktok.com/@mydermrecruiterhttps://x.com/myDermJobs

A job can look perfect on paper… then quietly wreck your schedule, your confidence, and your income.In Episode 3, Kristin shares the contract traps that burn medical professionals—especially PAs, NPs, PharmDs, and physicians, when they sign too fast (or ask the wrong questions).Inside, you’ll hear:The one conversation most clinicians skip before accepting an offerThe hidden “scope + pay” mismatch that leads to boredom, burnout, or bothThe contract clauses that can box you in later (even outside of clinical work)What notice periods and non-competes really mean for your lifeHow to use a job post as a red-flag detector before you commitIf you’re about to sign your first contract (or you’re switching roles) listen to this before you say yes.Want a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Find out if you're underpaid: https://youtu.be/RRh-XLaH4uMPrefer something you can skim before signing?I turned this episode into a free PDF called The Contract Trap that walks you through growth paths, mentorship, comp ramps, and non-compete fine print—all in one place.

Want a cash-flowing real estate strategy that actually makes sense for healthcare people?In Episode 2, Kristin sits down with Dr. Alex Schloe to unpack Residential Assisted Living (RAL)—an investing model that blends senior care impact with real estate cash flow.Inside, you’ll hear:What RAL actually is (and why it’s not the “big facility” most people imagine)The 4 ways to invest... starting from most passive to more hands-onThe part of the deal that matters more than the property (and how people mess it up)What it can cost to start, plus creative paths like seller financing and SBA financing (when applicable)The biggest pitfalls: licensing, zoning, reserves, and operator riskIf you’re a PA, NP, PharmD, or physician looking for a cash-flowing investment strategy beyond traditional rentals—this episode gives you a clear framework for getting started.Ready to build a real money plan?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Guest: Dr. Alexander David Schloe — Christian, husband, father, multifaceted real estate investor/entrepreneur, Air Force veteran, and family medicine physician. Host of Physicians and Properties Podcast and co-host of The RAL Room Assisted Living Podcast.Instagram: https://www.instagram.com/aschloe3/LinkedIn: https://www.linkedin.com/in/alexander-schloe-md/Facebook: https://www.facebook.com/alex.schloe

Most medical professionals feel like they’re “doing everything right” with money—so why does it still feel like you’re behind?In Episode 1, Kristin breaks down the three investing lies that keep medical professionals stuck—and how they quietly derail long-term wealth (even when you’re doing “all the right things”).Inside, you’ll hear:The most common “I’m too busy” investing trap (and what it costs long-term)The retirement math most clinicians never run until it’s too lateThe student loan move that feels smart… but can be insanely expensive over timeWhy a real money plan needs income strategy + student loan strategy + investing strategy working togetherIf you want a real money plan, you need three pieces working together: an investing system, a student loan strategy, and an income strategy built around a life-centered goal (what you want your Tuesdays to look like in 5 years).Ready for help implementing?Book a call with the Millionaires in Medicine Team to learn about personalized coaching, where we map your investing + student loan + income strategy into one cohesive plan.“Want a quick-reference version of this episode? Grab the free ‘3 Investing Lies That Are Costing You Millions’ guideA huge thank-you to WCG CPAs & Advisors for supporting this episode.They’re one of the few CPA firms that truly specialize in medical professionals — from 1099 clinicians needing entity strategy, to people navigating PSLF, backdoor Roths, and tax-efficient real estate moves.

Welcome to The Millionaires in Medicine Show—the podcast for PAs, NPs, PharmDs and other medical professionals who want to build wealth with intention, strategy, and confidence.In this trailer episode, you’ll hear what the Millionaires in Medicine Show is all about and why financial education is essential for today’s healthcare professionals. If you’ve ever felt overwhelmed by student loan debt, unsure how to invest, or frustrated that no one taught you about tax strategy or wealth building in medical training, this podcast was created for you.Each week, we break down the financial topics that matter most to high-earning medical professionals, including:Strategic student loan management for high income earnersIncome growth and professional development beyond your clinical salaryInvesting fundamentals, including stocks, bonds, and real estateTax planning strategies for high earners in medicineBuilding multiple income streams while staying aligned with your medical careerCreating long-term financial independence and generational wealthYou’ll hear honest conversations with medical professionals, investors, and financial industry experts who are navigating medicine and money at a high level—without hype, shame, or get-rich-quick schemes.The Millionaires in Medicine Show is designed for healthcare professionals who want:More control over their financesSmarter money decisionsLess stress around debt and taxesAnd a clear path to wealth that supports their life and valuesIf you’re ready to stop guessing with your money and start making strategic financial moves, you’re in the right place.🎧 Subscribe to The Millionaires in Medicine Show and start building wealth with the same intention you bring to your medical career.