The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate

CMHC says Canada needs 4.7 million new homes to restore affordability and is only on track to build half that. So is BC real estate still unaffordable? In Episode 110 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee explain what that report actually means — and why BC is already in one of the most affordable markets in years, right now, today.   Then Geoff breaks down the question every BC buyer is really asking: condo, townhouse, or detached — which is right for your life in 5–10 years? Not just for your budget today.   What you'll learn: What the CMHC 4.7 million homes report actually means — and why it's a future warning, not today's reality Why BC is already in an affordable market: Abbotsford condos at $320K, ownership often cheaper than renting Condo total correction projected at 8.8% by year-end — and why recovery is expected from mid-2027 into 2028 Why RBC has called the BC market bottom 8 times — and what that tells you about trying to time BC real estate Condo vs townhouse vs detached in BC: the pros, cons, and who each is right for Why the BC townhouse market has been the most consistent segment in the Fraser Valley The missing middle: why townhomes are now attracting investors and first-time families alike How the BC property ladder actually works — condo to townhouse to detached Why buying at three-quarters of the way down beats trying to time the absolute bottom Geoff's personal story: bought his house in 1995, sold in 2021 for $1.4M more than he paid Hosted by Allister Carrington | BC Realtor, KIC Realty Inc | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Reverse mortgages in Canada are one of the most misunderstood and underused financial tools available to homeowners 55 and older — and in Episode 109 of The Real Deal Pod, BC mortgage broker Geoff Lee delivers the most practical breakdown of how they actually work, who qualifies, and what they can do for cash-strapped but equity-rich BC homeowners in retirement. A couple bought their Vancouver home in 1985 for $125,000. It's worth $1.9 million today. They're $850 short every month in retirement. They don't want to sell. That's the problem reverse mortgages are designed to solve — and Geoff walks through five real case studies showing exactly how.   What you'll learn: What a reverse mortgage in Canada actually is — and what it isn't Who qualifies: 55+, primary residence, home worth $200K+, property taxes current How you receive the funds: lump sum, monthly payments, or on-demand draws of $5,000+ The maximum you can access: up to 55% of your home's equity depending on age, location, and property type The tax question answered: reverse mortgage funds are NOT taxable and do NOT affect CPP, OAS, or GIS The myths busted: the bank does NOT own your home, your children are NOT necessarily losing their inheritance Five real case studies: retiring $850/month short, clearing $165K in debt, gifting a $150K down payment, funding a $80K accessibility renovation, and funding a $400K divorce buyout How home equity is your biggest hidden retirement fund — and why now is the time to understand it   Also in this episode: the August 2026 BC real estate stats (softest summer close in years), the Eclipse Condo Crisis legal update (consumer protection law holds against insolvency), and why BC homes are now $163K–$175K below their 2022 peak in real dollars.   Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Co-buying a home in BC — with a friend, sibling, partner, or parent — is one of the most searched strategies for getting into the BC real estate market right now. In Episode 108 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover how co-buying a BC mortgage actually works, what the real risks are, and exactly what every co-buyer needs to have in writing before they sign anything.   With the average BC home now $175,000 below its 2022 peak and Chilliwack condos back at $290,000–$299,000, BC affordability is the best it's been in nearly a decade. Co-buying is how many first-time buyers in the Fraser Valley and Metro Vancouver are making the math work.   What you'll learn: The BC co-buying mortgage basics: how combined income and pooled down payments work with a lender Why both co-buyers' debts matter as much as their income — and the formulas that determine your borrowing power What joint mortgage liability really means: if your co-buyer misses a payment, the lender comes after you for the full amount Why you need a written co-ownership agreement covering payments, expenses, major decisions, and the exit strategy — before you buy The exit questions to answer while everyone is still friends: what if one person wants to sell? What's the buyout process? What if neither qualifies alone? Buying with parents: co-signer vs. co-borrower, and how co-signing affects a parent's own future borrowing power First-time homebuyer privileges in a co-purchase: your PTT exemption, FHSA, and RRSP rights still apply even if your co-buyer isn't a first-time buyer The 4-year rental rule: how to re-qualify as a first-time BC homebuyer after renting BC affordability in real dollars: $175,000 below peak, and why talking in dollars matters more than percentages Vancouver's rise to #9 in North America for tech talent — and what it means for BC real estate demand The Victoria realtor fined $200,000 and suspended by BCFSA for affordable homeownership fraud Canada tariff update: what bank CEOs' Q3 earnings actually say about the economic impact Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Should you wait for BC mortgage rates to drop before buying? In Episode 107 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer that directly — and explain why the BC mortgage rate you find online is probably not the rate you'd actually qualify for.   As of August 21, 2026, the BC mortgage rate range runs from 3.55% to 4.75%. Which end you land on depends on four questions — what you're buying, what you're putting down, what amortization you choose, and whether it's owner-occupied or a rental. Most rate sites, lenders, and even some brokers skip these questions entirely, leaving buyers pre-approved in the wrong bucket with the wrong rate.   They also cover the CMHC mid-year 2026 housing forecast, which shows BC and Ontario headed in dramatically different directions — BC housing starts falling toward 2028 while Ontario's resale market is set to jump to around 77,000 sales. Allister explains why Ontario's HST relief drove that gap and why BC's equivalent grant doesn't replicate the math.   What you'll learn: • CMHC's mid-year 2026 forecast: BC housing starts falling, Ontario resale surging — and why • Why CMHC cites "high borrowing costs" as a drag — and why Allister and Geoff challenge that framing • The four BC mortgage rate buckets: insured, insurable, uninsurable, and investment • Why there are 20+ possible rates within those buckets — and how to know which one you're in • Why the sub-2% rates people are waiting for required a once-in-200-years pandemic • Canada's inflation at 3.2% — above the Bank of Canada's 1–3% target — and what that means for variable rate holders heading into the September 2nd meeting • What a 0.25% rate increase actually costs: on a $600,000 mortgage, about $83/month • Why today's BC mortgage rate environment is the new normal — and why treating it as temporary is costly • Renting vs. buying in BC: why ownership is often cheaper than renting at current prices and rates • The CMHC 100x net worth gap — condo owners in their 30s worth $440,000 vs. renters worth $44,000   Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Your BC mortgage is approved and your subjects are removed — but the deal isn't done until the completion date. In Episode 106 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover the 7 things BC homebuyers must not do between mortgage approval and closing, and follow up on the Cowichan land title ruling — one year on — with new polling that reveals what it has done to public trust in BC's fee simple property ownership system.   The BC mortgage pre-closing mistakes covered in this episode affect buyers at every price point: from first-time buyers in the Fraser Valley to move-up buyers across Metro Vancouver. Lenders have the right to perform an internal audit before completion. If your financial position has changed from the day your BC mortgage was approved, the deal can collapse — even after subjects are removed and everything feels certain.   What you'll learn: • Why "BC mortgage approved" does not mean "done" — and when the real risk window closes • The 7 things that can collapse a firm and binding BC real estate purchase before closing • Why financing a car, furniture, or anything on credit between approval and completion is dangerous • How $600/month in new payments removes $100,000 of borrowing power — and how $14,000 on a card does the same • What happens when a BC buyer changes jobs, goes commission, or becomes self-employed after approval • Why shuffling your down payment between accounts creates a documentation nightmare • Gifted down payments from overseas — what BC lenders require and when it has to be in a Canadian account • The Cowichan land title ruling one year later — what new BC polling reveals about public trust in fee simple ownership • Why the ruling was about public land, not private homes — and why that message has failed to reach BC property owners • How media framing and algorithm-driven content is shaping what BC homeowners believe about their property rights • The rule that protects every BC homebuyer: keep it boring until the day after completion   Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Can a basement suite rental income help you qualify for a bigger BC mortgage — or turn a declined BC mortgage application into an approval? In Episode 105 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer that question in full, then cover the July 2026 BC real estate stats and tackle the biggest question in the Fraser Valley and Metro Vancouver markets right now: after three years, why have BC buyers stopped buying — and what is it going to take to turn that around?   The July 2026 BC real estate numbers reversed June's gains almost entirely. Fraser Valley sales fell 9% year-over-year. Metro Vancouver condo sales dropped 18%. Prices remain flat to slightly down. And yet a Chilliwack condo that sold for $440K at the peak with a $35K down payment is now selling for $290K — with a $15K down payment. The affordability is there. The buyers aren't.   Geoff then delivers a practical breakdown of how BC basement suite and secondary suite rental income works in a mortgage application: what counts, what doesn't, how lenders verify it, the difference between add-back, offset, and DCR rental calculations, and why a BC mortgage broker with access to multiple lenders is essential when rental income is part of the picture.   What you'll learn: July 2026 Fraser Valley and Metro Vancouver real estate stats Why BC condo sales fell 18% in July — and what it means for buyers and sellers The Chilliwack condo affordability comparison: COVID peak vs. today Why BC buyers have spent 3 years rewiring their brains not to buy — and what Warren Buffett says about it How basement suite and carriage house rental income works in a BC mortgage application Suite requirements for lender recognition: separate entrance, kitchen, bathroom, bedroom Room and board vs. suite income — what conventional BC lenders won't recognize The three ways BC lenders calculate rental income: add-back, offset, and DCR calculator Existing tenant with lease vs. vacant suite needing a market rent letter — what each lender requires How rental income from a BC suite can turn a mortgage decline into an approval Why a BC mortgage broker with multi-lender access outperforms a single-bank specialist on rental income files Airbnb income and BC mortgage lenders — what's recognized and what's not What BC realtors can and can't do when it comes to helping you become a landlord   Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

A new study found that established immigrants in Canada are wealthier than Canadian-born households at every income level — and the entire gap traces back to BC real estate and home equity, not income or pensions. In Episode 104 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee unpack what that finding means for BC homebuyers today, then deliver the 10 biggest mistakes BC homebuyers are making in 2026 — the ones quietly costing people the wealth-building opportunity sitting right in front of them.   The Did You Know covers the immigrant wealth gap study, the 49% home equity advantage, and what it actually proves about BC real estate as a long-term wealth tool — including Geoff's real-world example of a Cultus Lake home that went from $411,000 in 2011 to $856,000 today.   The 10 mistakes cover everything from pre-approval and credit scores to BC property transfer tax exemptions, skipping home inspections on presales, making major financial changes mid-purchase, and the single most common question that costs BC buyers thousands — "what's the rate?" — without ever asking about mortgage portability, prepayment, or penalty calculations.   What you'll learn: Why established immigrants hold 49% more home equity than Canadian-born households at the same income level Why home equity — not salary — is how most BC households build long-term net worth The 10 biggest mistakes BC homebuyers make — from first-time buyers to move-up buyers BC property transfer tax exemptions: full exemption to $500K, sliding scale to $835K, new build to $1.1M How high credit utilization silently drags down your BC mortgage approval Why you should never skip a home inspection — especially on a BC presale The first-time homebuyer programs BC buyers aren't using (FHSA and RRSP Home Buyers' Plan) What the right BC power team looks like — and why "best of the best" isn't the same as "best for you" The homebuyer checklist: what to do, ask, and read before signing anything   If you're buying real estate in BC — for the first time or the tenth — this episode is the checklist you didn't know you needed.   Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

6 out of 10 BC homeowners break their mortgage within 3 years — and most of them only ever asked one question before signing: what's the rate? In Episode 103 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee explain why that single focus is the costliest mistake in BC mortgage borrowing, and what to ask instead. Geoff walks through a practical framework for future-proofing your BC mortgage: prepayment privileges, portability options, how BC mortgage penalties are calculated at big six banks versus credit unions and monoline lenders, and why the answers to these questions can mean the difference of thousands of dollars when life changes — a move, a divorce, a job relocation, an upsizing, or a debt restructure. They also cover the CREA 2026 national real estate forecast update, the Bank of Canada's sixth consecutive rate hold at 2.25%, and why a lower revised annual sales number actually signals stabilization — not decline — in the BC real estate and Fraser Valley markets. What you'll learn: CREA revises 2026 national sales forecast down 1.4% — what it really means for BC real estate Bank of Canada holds at 2.25% for six straight meetings — and why it matters for BC buyers National MLS Home Price Index stable May to June — first time since January 2025 Why asking "what's the rate?" is the wrong first question for a BC mortgage The 4 BC mortgage personality questions that protect you when life changes Why 6 in 10 BC homeowners break their mortgage within 3 years — and what triggers it BC mortgage penalty calculations: big six banks vs. credit unions vs. monoline lenders Prepayment privileges and portability — what to ask before signing any BC mortgage Real case study: $53K consumer debt restructured using home equity saves $3,000/month in BC The $300,000 average gifted family down payment — how BC parents are accessing home equity to help Why buying a 2-bedroom instead of a 1-bedroom is future-proofing your life, not just your mortgage   Hosted by Allister Carrington | Fraser Valley Realtor | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

How much income do you need to buy a home in BC? It's the question every buyer in the Fraser Valley and Metro Vancouver is asking — and in Episode 102 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer it with real numbers across Vancouver, the Fraser Valley, and Canada-wide. They also cover the June 2026 BC real estate stats, including a significant milestone: for the first time in years, detached homes, townhomes, and condos all saw year-over-year sales increases in Metro Vancouver. The Fraser Valley now sits 26% below its 2022 peak — and the sales-to-active ratio in Metro Vancouver has moved into balanced market territory at 14.6%. What you'll learn: June 2026 Fraser Valley real estate stats — benchmark pricing, days on market, inventory, and the sales-to-active ratio Metro Vancouver June 2026 update — 9.6% sales increase year-over-year and what it means How much income you need to buy a BC condo, townhome, or detached home — Vancouver and Canada-wide numbers The full BC mortgage borrowing power formula: income, debts, credit score, and down payment Why every $600 monthly payment takes $100,000 off your BC mortgage approval Why credit score matters as much as income on a BC mortgage application The stress test: how it works, when it applies, and the one time it doesn't Down payment strategy — when paying off consumer debt first gives you more buying power Why now may be the best time in years to buy real estate in BC — and why the media isn't saying it If you're a first-time buyer in the Fraser Valley, a move-up buyer watching the Metro Vancouver market, or simply trying to understand what you can actually afford in BC, this episode gives you the honest numbers and the full picture. Hosted by Allister Carrington | Fraser Valley Realtor | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

One BC family saved $2,100 a month at BC mortgage renewal — not by getting a lower rate, but by restructuring their consumer debt. Another saved $800. And 70% of BC homeowners renewing their mortgage this year will never have that conversation. In Episode 101 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee share what 15+ years and thousands of BC mortgage applications have taught them about what lenders actually look for — income, job stability, credit, and savings — and the mistakes that quietly cost BC borrowers thousands. They also cover a BC condo issue that directly affects 1.5 million British Columbians: the people running your strata corporation have zero mandatory training in BC. Ontario requires seven hours of free online training for every new condo director. BC requires nothing — yet. Allister and Geoff break down why this gap matters for every BC condo buyer, what it means for strata fees and special assessments, and why Ontario's 75–85¢ per square foot strata fee benchmark should make every BC condo owner ask harder questions about their building's financial health. What you'll learn: • The BC mortgage application truth: income matters, but job stability matters equally • The 2-2-2 credit rule that BC lenders look for — and why closing your cards hurts you • Why a 740 credit score with no active credit is still a red flag on a BC mortgage application • How small debts kill BC mortgage borrowing power — car loans, student loans, credit card balances • The real cost of the BC mortgage renewal loyalty tax — and how to fix it • Real case study: $38,000 in consumer debt restructured at renewal saves $2,100/month • Why qualifying for a BC mortgage doesn't mean you can afford it • BC strata councils: zero mandatory training, millions in responsibility • BC vs. Ontario strata fees — why BC's 30–50¢ per sq ft may be setting owners up for surprise assessments • The $511M unlicensed BC mortgage fraud case and the October rule changes coming If you own a BC condo, are coming up for BC mortgage renewal, or are buying a home in the Fraser Valley or Metro Vancouver, this episode covers what your bank and broker should already be telling you. Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

BC real estate just hit a milestone that should stop every buyer, investor, and homeowner in their tracks — and so did The Real Deal Pod. Episode 100. Vancouver's BC condo market now has 4,376 finished, empty, unsold condos — a 76% jump in 12 months and the highest level since the mid-1990s. This week, the federal and provincial governments announced a $3.2 billion plan to buy more than 2,200 of those vacant BC condos and convert them to affordable housing. In Episode 100, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down what that plan actually does, who it's designed to protect, and whether it will finally move the BC real estate market. Then Geoff walks through how BC homeowners with built-up equity can use it right now — without selling — to invest in BC rental properties, upgrade into a larger home, or build long-term wealth through smart leverage. What you'll learn: • Vancouver's BC condo oversupply crisis — 4,376 empty units, and why Burnaby and Richmond account for nearly half • The $3.2B government buyout plan — is it saving BC homebuyers or bailing out overleveraged BC developers? • Why a housing shortage and a housing surplus can exist in BC real estate at the same time • How BC homeowners can access home equity through refinancing and lines of credit — without selling • Real-world case study: $1M BC home, $500K mortgage, $300K equity put to work in BC investment property • Rental property vs. vacation property — what actually builds wealth in BC • Pre-sale risks in the BC market in 2026 and what BC investors need to understand • CMHC net worth data: own a BC home in your 30s ($440K) vs. rent ($44K) — and what that becomes by 65 • StatsCan Q1 2026: Canadian household net worth up 1.3% — BC housing still driving wealth 100 episodes. One message. Build your net worth. The best time to buy BC real estate is when you can. Hosted by Allister Carrington | BC Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

BC real estate is sitting at 11 of every 100 homes finding a buyer — and the mistakes happening inside that market are quietly costing BC homebuyers thousands of dollars. In Episode 99 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee deliver the May 2025 Fraser Valley and Metro Vancouver real estate stats, then go deep on the realtor mistakes they see every single week.   What you'll learn: • May 2025 Fraser Valley real estate — 1,124 sales, 10,000+ homes for sale, and prices down 7–9% by property type • The move-up buyer opportunity hiding in today's BC real estate market — and why the math works right now • Why first-time buyers in BC still aren't acting despite having the money and the market conditions • The BC realtor mistake that costs buyers most: showing homes to buyers without verified pre-approval documents • BC properties that may not qualify for mortgage financing — acreage over 10 acres, self-managed condos, flagged strata buildings, grow-ops, mobile homes, leasehold land, rural properties • Strata documents — what BC realtors are legally allowed to say, and the $30,000 special assessment surprise • Why strata fees (up to $900/month) are the number BC buyers forget to factor in • Conditions in purchase agreements — why removing them before they're met is one of the most dangerous mistakes a BC buyer can make • How to build the right power team for a BC home purchase: realtor, mortgage broker, solicitor   Plus — Episode 100 is next week. Something big is coming.   Hosted by Allister Carrington | Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

A BC developer hid a $12 million CRA judgment, lost their home warranty and building permit — and still tried to force pre-sale buyers to close. The Eclipse Condo Crisis in Burnaby is now a case study for every pre-sale buyer in BC, and in this episode of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down exactly what happened and what it means for you. They also cover BC's ongoing delay in accepting Ottawa's housing affordability deal — with eight major BC housing organizations, including BCREA, now formally urging the province to stop stalling on billions in federal assistance that could save BC homebuyers tens of thousands of dollars. And they flag the emerging townhome investment trend taking hold across Western Canada. Then Geoff delivers a thorough breakdown of BC mortgage rate holds: what a rate hold actually protects you from, why a pre-approval without verified documents is worthless, what happens when rates drop during your hold period, and why the lowest mortgage rate in BC isn't always the best mortgage product. What you'll learn: The Eclipse Condo Crisis — how a Burnaby pre-sale developer concealed a $12M CRA debt from buyers Why every BC pre-sale buyer needs independent realtor representation — regardless of market conditions Why BC is delaying the federal housing affordability deal while Ontario's program delivers results Why townhomes are becoming the go-to investment in Fraser Valley and across Western Canada BC mortgage rate holds: what they are, what they protect, and what they don't guarantee Why pre-approvals without documents can collapse deals — a real-world case study Full-frills vs. no-frills mortgages and why rate isn't everything If you're buying a pre-sale in BC, currently house hunting in the Fraser Valley, or in the process of getting a BC mortgage, this is the episode that could save you from a very costly mistake. Hosted by Allister Carrington | Fraser Valley Realtor, KIC Realty | www.AllisterCarrington.com and Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

BC housing affordability just became federal business — but can BC's provincial government actually deliver?   In Episode 97 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down PM Carney's proposed structural changes to BC housing, examine why every major BC housing policy to date has backfired, and make the case for why BC real estate in 2026 represents one of the most significant buying opportunities in a generation.   What you'll learn: What Carney's housing affordability plan for BC actually proposes — and what the Ontario model achieved Why BC housing policies like the Airbnb ban, home flipping tax, and foreign buyers ban hurt the market instead of helping it The CMHC net worth data every renter in BC needs to hear: owners at 65 have $1.3M, renters have $11,900 Why BC real estate will not crash — the economic and structural reasons The psychology behind why qualified BC buyers are sitting out: it's FOMAM, not affordability Where BC mortgage rates — fixed and variable — are likely heading in the next 3–5 years Why 2026 may be the window that future buyers look back on with regret If you're renting in the Fraser Valley or Metro Vancouver, or you're a BC real estate or mortgage professional serving first-time buyers, this is the episode that cuts through the noise.   Hosted by Allister Carrington | Realtor, KIC Realty | www.AllisterCarrington.com and Geoff Lee | Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

BC real estate posted its first year-over-year sales increase in over 12 months, and Fraser Valley real estate prices are stabilizing — so why aren't more BC renters making a move into homeownership? In this episode of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down the April 2025 BC real estate and Fraser Valley real estate stats, dig into what's really happening with the Metro Vancouver and BC condo market, and have an honest conversation about why so many qualified renters across BC still aren't buying. What you'll learn: April 2025 Fraser Valley real estate numbers — sales up 7% year over year, inventory 45% above the 10-year average Why detached homes are moving while the BC condo market struggles The psychology behind why first-time home buyers in BC hesitate — and how to break through it How a BC mortgage broker approaches turning renters into buyers using real numbers What first-time buyers in the Fraser Valley actually need to get started If you're renting in BC and wondering whether now is the right time to buy, or if you're a real estate or mortgage professional looking to better serve first-time buyers, this episode delivers the straight talk you need.   Hosted by Allister Carrington | Realtor, KIC Realty | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

Buying a condo or townhouse in BC? Read the strata documents—or risk buying a financial headache. In Episode 95 of The Real Deal Pod, Allister Carrington and Geoff Lees break down the real issues buyers, sellers, and Realtors® need to understand before purchasing a strata property. Inside this episode: ✔ How special levies can suddenly cost owners thousands ✔ Why contingency reserve funds matter more than most buyers realize ✔ What active lawsuits mean for financing approval ✔ Insurance red flags hidden in strata documents ✔ Rental-heavy buildings and lender concerns ✔ Why depreciation reports matter ✔ Property Disclosure Statements—and why honesty matters One overlooked document can become a very expensive mistake. If you're buying, selling, investing, or advising clients in BC real estate, this is essential listening. Stay informed. Stay empowered. Stay tuned. 🎧 Listen now on Spotify, Apple Podcasts, or wherever you listen.

What if two people shopping online saw two completely different prices for the exact same product—simply because of their buying habits? And what does it really mean to submit a subject-free offer when buying a home in British Columbia?   In this week’s episode of The Real Deal Pod, trusted Realtor Allister Carrington and mortgage expert Geoff Leeunpack two major conversations shaping today’s market:   ✅ Algorithmic pricing — how artificial intelligence may soon personalize pricing based on your behaviour, spending patterns, and online activity. ✅ Subject-free offers explained — when it makes sense, when it doesn’t, and how buyers can protect themselves. ✅ Pre-sale rescission periods and smart offer strategies. ✅ Why your power team matters more than ever—Realtor, mortgage broker, inspector, lawyer, and insurance advisor working together to protect your investment. ✅ Real market insight from the Fraser Valley spring market—what’s actually happening beyond the headlines.   This episode is packed with practical advice, thoughtful conversation, and straight talk designed to help buyers make confident, informed decisions.   Knowledge creates confidence. Preparation creates opportunity.   🎧 Listen now on Spotify, Apple Podcasts, YouTube, or your favourite podcast platform.   ➡️ Find out how we can help with your homeownership journey   Allister Carrington Realtor®, KIC Realty www.AllisterCarrington.com 📞 1.778.990.8703 ✉️ [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 📞 1.604.259.1486 ✉️ [email protected]

Should you buy now… or wait? That’s the question we’re hearing every day—and in this episode, we give you a clear framework to make the right decision based on today’s market. In Episode 92 of The Real Deal Pod, we break down what’s actually happening across the Fraser Valley and Greater Vancouver real estate market—and how interest rates, inventory, and buyer behaviour are shaping your opportunities right now. If you’ve been sitting on the sidelines, this will help you move forward with clarity. In this episode, you’ll learn: • What’s changing in the BC real estate market right now • How interest rates are impacting affordability and timing • When it makes sense to act—and when patience wins • Strategies to navigate (or avoid) multiple offers This is about more than information. It’s about helping you feel confident in your next move—whether that’s buying, selling, or waiting. 🎧 Listen now on Spotify, Apple Podcasts, or YouTube

Most real estate agents and mortgage brokers are posting… but not converting. In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee sit down with Jennifer Robertson (My Marketing Maven) to break down a clear, proven approach to real estate social media marketing that actually generates business. If you’ve been wondering why your content isn’t turning into conversations—or clients—this episode will give you the structure you’ve been missing. 💡 What you’ll learn: How to build a consistent social media strategy for real estate The exact formula for posts that drive engagement and leads Why likes don’t matter—and what actually does How to position your personal brand to build trust online When to outsource your marketing and focus on revenue-generating activities This isn’t about doing more. It’s about doing it right. If your goal is to attract clients, build authority, and create consistency in your business, this episode will show you how to start. 🎧 Press play and take control of your online presence.

What if your deal could fall apart… just days before you get the keys?   In Episode 91 of The Real Deal Pod, we break down two major shifts happening in today’s market—and what they mean for you as a buyer or homeowner.   First, we unpack Vancouver’s newest prefab housing project near Trout Lake. It’s being positioned as a faster, more affordable way to build—but is it really the solution? We walk through what prefab actually means, where the bottlenecks are showing up, and why this could reshape how housing gets delivered across BC.   Then we dive into one of the most important conversations you’re probably not having: what can go wrong in the final 7 days before closing.   Most buyers think they’re safe once conditions are removed. The reality? That’s when risk is at its highest.   Inside this episode:   How lenders re-check your file before funding The small decisions that can quietly kill your deal Why job changes, new debt, or even co-signing can cost you the home What a strong “power team” actually does to protect you     This episode is about staying informed, staying protected, and making confident decisions—right up to the finish line.   🎧 If you’re buying, refinancing, or planning your next move, this is one you don’t skip.   Follow & stay informed with weekly insights on real estate and mortgages in BC.

This week on The Real Deal Pod, Allister & Geoff take a deeper look at what’s holding today’s market back — and it’s not what most people think.   With home prices down from their peak and interest rates stabilizing, many Canadians are in a position to buy. So why aren’t they?   This episode explores: • The growing gap between ability and action in homeownership • How fear and uncertainty are shaping market behavior • What today’s pricing reset actually means for buyers and investors • A clear, practical guide to accessing home equity • Smart vs. risky ways to leverage your home for future growth   The takeaway is simple: When you understand the market, you move differently in it.   Follow the show for weekly insights that help you stay ahead — not behind.     Follow the podcast on: Apple Podcasts I Spotify I YouTube     Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, KIC Realty www.AllisterCarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]

On this episode of The Real Deal Pod, Allister and Geoff break down two important realities shaping the real estate market right now.   First, we unpack the latest February housing data from Metro Vancouver and the Fraser Valley. Sales are picking up month-over-month, but they’re still sitting well below historical averages. At the same time, inventory has climbed to levels we haven’t seen in years.   So what’s really happening?   Is this a slowdown… or simply a market resetting after years of intense competition?   Then Geoff shares a powerful real-life mortgage story that every buyer should hear.   A young couple with great income, savings, and stable jobs were declined for their mortgage after making an offer on a home. Instead of giving up, they sought another opinion — and what followed was a clear six-month strategy that turned their situation around.   In this episode you’ll learn:   • Why real estate inventory appears high right now • The surprising reason new listings are actually slowing down • How the spring market could reshape the rest of 2026 • The credit score lenders really want to see • The simple credit mistake that quietly kills mortgage approvals • Why buyers should always seek a second opinion after a decline   If you’re thinking about buying, selling, or simply trying to understand what’s really happening in today’s housing market, this episode gives you the clarity most headlines miss.   Because the truth is…   Real estate isn’t just about numbers. It’s about strategy, preparation, and having the right professionals guiding you along the way.     🎧 Listen to The Real Deal Pod every week for real estate insights, mortgage strategies, and real conversations about the market.    

In today’s market, many buyers are waiting for the “perfect time” — but history shows that waiting often comes with a hidden cost.   In Episode 88 of The Real Deal Pod, Allister and Geoff break down what’s really happening behind today’s real estate headlines, including the federal investigation into real estate practices, changing commission conversations, and the psychology preventing many buyers from moving forward.   This episode explains:   Why buyer hesitation is rising in today’s market The real impact of interest rates vs home prices What the federal real estate investigation actually means How market psychology affects timing decisions The hidden financial cost of waiting to buy     Real estate markets evolve. Confidence cycles change. But informed decisions always outperform emotional ones.   If you want clear, honest insights designed to help you move forward with confidence — this episode is for you.   🎙 Hosted by trusted Realtor® Allister Carrington and mortgage expert Geoff Lee. New episodes weekly covering real estate, mortgages, and market strategy across Greater Vancouver and the Fraser Valley.

This week on The Real Deal Pod, Allister & Geoff step beyond surface-level market talk and explore the forces shaping real estate from the ground up.   From provincial budget decisions to shifting ownership timelines, the conversation explains why affordability conversations don’t always match policy outcomes — and what that means for buyers, sellers, and investors moving forward.   You’ll learn: • How government decisions today influence tomorrow’s housing supply • Why construction costs and taxation matter to home prices • The evolving reality behind the “5-Year Rule” • How changing lifestyles and economic cycles are reshaping ownership strategies • Where opportunity may emerge as the market resets   Smart real estate decisions start with understanding the bigger picture.   🎧 Hit follow and stay informed with weekly insights from professionals working in the market every day.

Canada’s housing market isn’t just being shaped by interest rates or affordability — it’s being shaped by what isn’t being built. 🏗️   In this week’s episode of The Real Deal Pod with Allister & Geoff, we break down one of the biggest hidden risks facing real estate over the next few years — slowing construction and how today’s market hesitation could quietly create tomorrow’s housing shortage.   We also dive into one of the most misunderstood mortgage strategies homeowners face when moving: porting your mortgage. Many Canadians assume it’s simple… but missing a few key details could cost thousands of dollars or derail your next move entirely.   If you’re planning to buy, sell, upgrade, downsize, or refinance — this episode gives you the clarity you didn’t know you needed.   🎧 Inside Episode 86: ✅ Why fewer housing starts today could mean stronger price pressure tomorrow ✅ What CMHC’s latest outlook really signals for buyers and sellers ✅ Why soft markets never last forever — and what history tells us next ✅ Mortgage porting explained in plain language ✅ The questions you must ask before choosing a mortgage lender ✅ Why planning for your future matters more than chasing today’s lowest rate   Real estate and mortgages move in cycles — and informed decisions always outperform emotional ones. Our goal is simple: help you understand the bigger picture so you can move forward with confidence.

Are buyers waiting… or recalibrating?   In this episode, we unpack: • A true view of Fraser Valley and Metro Vancouver housing trends • Why inventory is rising and sales are slowing in 2026 • The real reasons self-employed Canadians get declined • How stated income & alternative lending can be your advantage   Whether you’re self-employed, planning your first buy, or strategizing your next move — this is insight you won’t want to miss.     🎧 Follow & Subscribe to The Real Deal Pod   Available on Spotify, Apple Podcasts, and YouTube     📞 Work With Us   Allister Carrington – Realtor® | KIC Realty www.AllisterCarrington.com   Geoff Lee – Mortgage Broker | GLM Mortgage Group www.GLMmortgage.com  

Interest rates are holding steady. Condo inventory is rising. And many Canadians are still making mortgage decisions that quietly cost them tens of thousands of dollars.   In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down what’s actually happening in the Canadian housing and mortgage markets—and how to navigate 2026 with clarity and confidence.   We discuss why economists believe rates have likely bottomed out, what “flat rates” really mean for affordability, and why record levels of completed, unsold new homes are starting to shift leverage back toward buyers—especially in the condo market.   The conversation then turns to Mortgage Mistake #3: The Options Myth.   Most Canadians assume their bank is their best—or only—mortgage option. In reality, that belief can cost $15,000–$20,000+, even when the rate looks competitive.   You’ll learn why Canadians actually have hundreds of legitimate mortgage options, why most mortgages are broken before maturity, and how penalty structures—not rates—often determine the true cost of a mortgage. We walk through a real-world example where the same mortgage costs $23,000 to break at a major bank versus $4,000 with a monoline lender.   Same homeowner. Same mortgage. Very different outcome.   This episode is about protecting your cash flow, understanding your options, and making smarter long-term decisions—whether you’re a first-time buyer, renewing soon, or simply planning your next move.     🎧 Follow & Subscribe to The Real Deal Pod   Available on Spotify, Apple Podcasts, and YouTube     📞 Work With Us   Allister Carrington – Realtor® | KIC Realty www.AllisterCarrington.com   Geoff Lee – Mortgage Broker | GLM Mortgage Group www.GLMmortgage.com  

Canadian rents just recorded one of their largest increases since 1988 — and it’s happening at the same time headlines suggest housing costs are cooling. So what’s actually going on, and what does this mean for renters and homeowners in 2026?   In this episode of The Real Deal Pod, Realtor® Allister Carrington and Mortgage Broker Geoff Lee break down the latest inflation data, rising rent pressures, and the financial blind spots that are quietly costing Canadians thousands.   In this episode, we unpack: • Why rents just posted the 4th-largest increase since 1988 • The key difference between asking rent vs. rent actually being paid • How today’s condo pricing may be reshaping the rent-vs-buy decision • Why long-term net worth strongly favours ownership • The behavioural questions sellers should ask when hiring a Realtor • Mortgage Mistake #2: The Cash Flow Leak — how high-interest debt drains household finances • How restructuring debt into a mortgage can free up real monthly cash flow   This conversation is packed with real numbers, real examples, and practical insights to help Canadians make smarter housing and mortgage decisions — whether you’re renting, buying, selling, or reviewing your mortgage strategy this year.   🎙️ New episodes drop weekly. If you found this helpful, be sure to follow, download, and share with someone who needs it.     🎧 Follow & Subscribe to The Real Deal Pod   Available on Spotify, Apple Podcasts, and YouTube     📞 Work With Us   Allister Carrington – Realtor® | KIC Realty www.AllisterCarrington.com   Geoff Lee – Mortgage Broker | GLM Mortgage Group www.GLMmortgage.com   #CanadianRealEstate #RentsInCanada #RentVsBuy #MortgageAdvice #HousingAffordability #AllisterCarringtonRealEstate

The Real Deal Pod is back—and this is the conversation Canadians need to hear to start 2026 with clarity.   After one of the toughest real estate markets in decades, Realtor Allister Carrington and Mortgage Broker Geoff Lee unpack what actually happened in 2025 and what the data is telling us about the year ahead.   No hype. No fear. Just real numbers and clear perspective.   In this episode, we break down why prices are still well below their peak, why some housing segments will move before others, and how homeowners could lose tens of thousands of dollars simply by doing nothing at mortgage renewal.   If you’re buying, selling, renewing, or simply trying to make sense of the market—this episode will help you move forward with confidence.   You’ll learn:   Why the market needed a reset—and what that means for 2026 Where early momentum is building (and where it isn’t) Why condos are still correcting—and why that matters The biggest mortgage renewal mistake Canadians are making How the “loyalty tax” quietly costs homeowners $15,000–$30,000 When to start planning your next mortgage move Why 2026 is about life decisions, not speculation     Key takeaway: 2025 was the reset. 2026 is about execution.   Follow The Real Deal Pod for honest conversations about real estate, money, and long-term decision-making—without the noise.   ➡️  Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Royal LePage Little Oak www.AllisterCarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]        

In Episode 81, Allister and Geoff unpack one of the most heated housing conversations happening in British Columbia right now: the growing clash between Premier David Eby and Metro Vancouver mayors over density mandates, municipal control, infrastructure realities, and whether these policies are truly helping affordability — or creating chaos.   We also discuss how the Cowichan land title ruling is shifting behaviour in real time, leading to collapsed deals, nervous lenders, and a new level of uncertainty for investors, homeowners, and developers alike.   Then we bring it back to something every listener can relate to: The Psychology of Debt. Because mortgages aren’t just math. They’re emotional. They shape families, decisions, confidence, and quality of life. We explore mindset, stress, resilience, and how to make grounded choices even when the noise around you is loud.   Real talk. Real education. Real support. Whether you’re a homeowner, future buyer, investor, or simply trying to understand what’s happening in B.C. housing, this conversation is here to help you feel informed, steady, and supported.   If this episode helped bring clarity, confidence, or perspective — share it with someone who needs it.   🎧 Listen now wherever you get your podcasts: Spotify, Apple Podcasts, or Google Podcasts.   ➡️ Find out how we can help you with your homeownership journey! Allister Carrington Realtor, Royal LePage Little Oak www.AllisterCarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]   #TheRealDealPod #RealEstatePodcast #MortgagePodcast #RealEstateTalk #RealEstateAdvice #CanadianRealEstate #BCRealEstateNews #PropertyTalk #MarketInsightsBC #AllisterCarringtonRealEstate #GLMMortgageGroup #langleyrealtor

Canada’s housing market is shifting — and if you’re a homeowner, buyer, or investor, you need to understand what’s coming.   In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down the biggest trends affecting real estate and mortgages today:   Federal housing spending cuts and how they impact affordability across Canada. Fraser Valley market update — sales trends, rising inventory, and what it means for buyers and sellers. Mortgage insights from Geoff — lender behaviour, upcoming renewal challenges, and key strategies to protect your financing. Real-world impacts — what these shifts mean for homebuyers, investors, and anyone planning to enter the market in 2025.   Allister and Geoff deliver actionable insights, practical advice, and the inside perspective you won’t get from headlines alone. Whether you’re buying, selling, or investing, this episode will help you make smarter real estate decisions in the year ahead.   🎧 Listen now wherever you get your podcasts: Spotify, Apple Podcasts, or Google Podcasts.   ➡️ Find out how we can help you with your homeownership journey! Allister Carrington Realtor, Royal LePage Little Oak www.AllisterCarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]   #TheRealDealPod #RealEstatePodcast #MortgagePodcast #RealEstateTalk #RealEstateAdvice #CanadianRealEstate #BCRealEstateNews #PropertyTalk #MarketInsightsBC #AllisterCarringtonRealEstate #GLMMortgageGroup #EmpowerAdviseRepresent #HousingMarketCanada #LangleyRealtor

Want to understand today’s BC real estate market, pre-sale condo updates, and how your credit score affects mortgage approval? In this episode, Allister Carrington and Geoff Lee break down the latest insights for buyers, investors, and first-time homebuyers in Fraser Valley, Metro Vancouver, and across BC.   0:00 – Intro 1:15 – Canada’s Mutual Recognition Agreement (MRA) – How new interprovincial policies could impact housing affordability, competition, and buyers moving across provinces. 15:30 – Belvedere Pre-Sale Update – A closer look at the recent 25% flash-sale and creditor-protection filing. What buyers need to know before purchasing a pre-sale property in BC. 25:45 – The Role of Credit Scores in Mortgage Approval – Geoff Lee explains why your credit score is crucial, how lenders evaluate it, and steps to strengthen your mortgage application.   Whether you’re buying your first home, investing in BC real estate, or tracking Fraser Valley and Metro Vancouver market trends, this episode gives actionable insights to help you make smarter decisions in 2025 and beyond.   🎧 Listen on Spotify | Apple Podcasts | YouTube Music 💬 Subscribe for weekly insights on real estate and mortgage trends across B.C.   Hosts: Allister Carrington – Realtor, Royal LePage Little Oak www.AllisterCarrington.com | 1.778.990.8703 | [email protected] Geoff Lee – Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com | 1.604.259.1486 | [email protected]   #TheRealDealPod #RealDealPodcast #AllisterCarrington #GeoffLees #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

In this week’s episode of The Real Deal Pod with Allister and Geoff, we sit down with Sonya Madsen Mills, a seasoned HR expert who brings more than 25 years of experience to the table. Whether you’re a real estate professional, a mortgage broker, or a small business owner, this conversation delivers the clarity you need to stay compliant and prepared for the changes coming in 2025.   From essential HR practices to the biggest compliance mistakes small businesses make, Sonya breaks down what every owner needs to know—without the overwhelm. We also talk about what’s new next year, including the latest requirements around sick leave, wage transparency, and documentation.   If you want your business to thrive, attract strong talent, and reduce risk, this episode is a must-listen. 🎧   ⬇️ Tune in now on Spotify, Apple, or YouTube!     ➡️ Today’s Guest Sonya Madsen Mills Founder, Madsen HR Consulting Services www.madsenhrconsulting.ca 1.604.842.8199 [email protected]    ➡️ Need support on your homeownership journey? We’re here to help.   Allister Carrington Realtor, Royal LePage Little Oak www.allistercarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]   #TheRealDealPod #RealDealPodcast #AllisterCarringtonRealEstate #GLMMortgageGroup #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

In this episode, Allister and Geoff kick things off with a festive conversation about Christmas décor, holiday traditions across Canada and the U.S., and why the season always seems to sneak up on us. From there, they dive straight into the real estate story dominating conversations across the Lower Mainland: Vancouver’s condo market is entering one of its most uncertain periods in decades.   A new report from PwC and the Urban Land Institute reveals a challenging road ahead, with developers pivoting, projects pausing, and inventory climbing. Allister breaks down what’s driving the slowdown — shrinking margins, rising construction costs, tightened immigration policies, and shifting population patterns — and how these forces are reshaping the strategy of developers and investors across the region.   Geoff offers his perspective from the lending side, unpacking what this environment means for buyers, sellers, and investors, and why the ripple effects may last longer than most expect.   Together, they explore:   Why developers are shifting toward purpose-built rentals How tighter immigration policies may trigger Vancouver’s first population decline in 40 years The long-term opportunity some developers see despite the slowdown The surprising struggle in the rental market and why vacancies are rising Whether FIFA 2026 could ease the hotel sector’s recovery — or expose deeper problems How government policy, short-term rental restrictions, and market confidence all intersect The layers of economic pressure that have brought the condo market to this point   Then, in the Insights with Allister segment, Allister delivers a timely breakdown for homeowners: How to position your home for a strong sale during the winter months. He shares practical, high-impact strategies that help sellers stand out during the coldest season — when buyers are fewer, but more motivated than ever.   🎙️ Hosts • Allister Carrington — Realtor® | Royal LePage Little Oak • Geoff Lee — Mortgage Broker, GLM Mortgage Group   #TheRealDealPod #RealDealPodcast #AllisterCarringtonRealEstate #GLMMortgageGroup #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee dive into BC’s housing market trends, buyer opportunities, and common misconceptions about timing the market.   Highlights: Fraser Valley market update: sales climbing but inventory remains high Average home prices across Fraser Valley and Metro Vancouver, including benchmark price changes Why timing the market matters less than perspective Common buyer fears in 2025: rates, market uncertainty, and Bank of Canada announcements Why today’s buyers may have better payment scenarios than during COVID   Did You Know? October brought a welcome uptick in Fraser Valley sales, but Metro Vancouver continues to see high inventory and lower sales—making it a buyer’s market in both regions.   Call to Action: 🎧 Listen now on Apple Podcasts, Spotify, or YouTube   ➡️  Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Royal LePage Little Oak www.allistercarrington.com 1.778.990.8703 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group www.GLMmortgage.com 1.604.259.1486 [email protected]   #TheRealDealPod #RealDealPodcast #AllisterCarringtonRealEstate #GLMMortgageGroup #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee unpack the growing conversation around “housing affordability” — and why government policy may be addressing the symptom, not the source.   From Metro Vancouver’s staggering 326% home price increase over the past 30 years to the Minister of Housing’s recent claim that “average home prices must fall to restore affordability,” Allister and Geoff break it down with clarity, insight, and perspective.   They also tackle the rise in mortgage fraud, the myths about “average prices,” and what these realities mean for today’s homeowners, buyers, and investors.   🎧 Tune in to learn:   Why average home prices can’t drop without real price correction How market demand, supply, and policy truly interact What agents and buyers should be watching heading into 2026   💡 Did ya know? Trying to lower the national average home price without actual price drops is like saying you want the temperature of the room to drop — but no one should feel colder.   🎙️ Hosts: Allister Carrington, Realtor® – Royal LePage Little Oak Geoff Lee, Mortgage Broker – GLM Mortgage Group   #TheRealDealPod #RealDealPodcast #AllisterCarringtonRealEstate #GLMMortgageGroup #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

This week, Allister Carrington and Geoff Lee unpack two major real estate stories rocking British Columbia — one rooted in legal history, and the other in mortgage reality.   ⚖️ Part 1 – The Landmark Lulu Island Title Decision Allister explains the Supreme Court ruling that granted Aboriginal title to the Cowichan Nation over parts of Lulu Island in Richmond — marking the first time Aboriginal title has been affirmed in an urban area of the Lower Mainland.   💰 Part 2 – Bridge Loans Demystified Geoff breaks down the most misunderstood mortgage tool in real estate: bridge financing. Learn when it works, when it doesn’t, and what clients often get wrong.   It’s an episode that brings together law, lending, and learning — helping you stay informed, confident, and ready to guide your clients.   🎧 Listen now to The Real Deal Pod — where we Empower. Advise. Represent.   #TheRealDealPod #RealDealPodcast #AllisterCarringtonRealEstate #GLMMortgageGroup #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast

This week on The Real Deal Pod, Allister and Geoff dive into two headlines stirring up big conversations in B.C. real estate: ➡️ The surprising population decline — the first of its kind in Canada this year — and what’s really driving it. ➡️ The new OSFI capital rules that could shape how banks lend and how buyers qualify in 2026 and beyond.   From affordability pressures and interprovincial migration to the ripple effects on housing demand and mortgage rates — this episode unpacks how all these moving parts connect.   Plus, in this week’s “Did Ya Know” segment, Allister shares eye-opening data straight from Statistics Canada: B.C. was the only province to see its population dip in the first half of 2025. The duo breaks down what that means for homeowners, developers, and the future of real estate in the province.   🎧 Tune in for real talk, real data, and real insights — all to help you make smarter moves in today’s evolving market.   #BCRealEstate #MortgageNews #CanadianHousingMarket #TheRealDealPod #EmpowerAdviseRepresent

This week, Allister and Geoff break down two hot-button topics shaking up B.C.’s real estate scene — the growing wave of condo special levies and the latest OSFI capital rule changes that could shape mortgage lending into 2026. From depleted reserve funds and $7,000-plus repair bills hitting condo owners to the federal regulator’s push for stability in uncertain times — this episode takes you inside what’s really going on behind the headlines. Tune in as Allister shares the real-world implications for homeowners, buyers, and investors across B.C., while Geoff unpacks what these financial shifts mean for your next mortgage renewal. If you own a strata property, plan to buy one, or simply want to stay ahead of the next market curve — this episode is your inside track to smarter real estate decisions in 2025 and beyond. 🎧 Listen now and discover how to protect your investment — before policy and repair costs catch you off guard. #TheRealDealPod #AllisterCarringtonRealEstate #EmpowerAdviseRepresent   #BCRealEstate #VancouverRealEstate #YVRRealEstate   #BCStrata #CondoLevies #MortgageNews #BCHousingMarket #LangleyRealEstate

BC is facing political tension, a housing crunch, and healthcare strain—and it’s all hitting home. In Episode 71 of The Real Deal Pod, Allister & Geoff cut through the noise with insights that matter for homeowners, buyers, and industry pros.   Here’s what you’ll hear:   📉 Politics in BC – Premier Eby’s approval rating sinks, and why British Columbians are frustrated. 🏠 Housing crisis – municipalities missing targets, developers pulling back, and the infrastructure gap. 🏥 Healthcare wait times – solutions from licensing internationally trained doctors to rethinking clinics. 💰 Mortgages for newcomers – Geoff shares how immigrants and work-visa holders can still qualify for home financing.   And the closer? Geoff is off to Italy—while Allister is going to sneak into his luggage. 🇮🇹✈️😂   🎧 Listen now for mentorship, momentum, and mic-drop moments. Don’t forget to subscribe, share, and stay tuned.   Follow the hosts:   Allister Carrington – Realtor, Royal LePage Little Oak 🌐 www.AllisterCarrington.com | 📧 [email protected] | 📞 1.778.990.8703   Geoff Lee – Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com | 📧 [email protected] | 📞 1.604.259.1486   #TheRealDealPod #Podcast #VancouverRealEstate #VancouverMortgageBroker #GLMMortgageGroup #AllisterCarringtonRealEstate #FraserValleyRealtor #LangleyRealtor #HousingCrisis #MortgageTips #CanadianPolitics #BCRealEstate

Canadian real estate is in the middle of one of the biggest housing corrections ever—but what does that mean for buyers, sellers, and homeowners? 🏡📉   In Episode 70 of The Real Deal Pod, Allister Carrington (Realtor) and Geoff Lee (Mortgage Broker) break down:   Why Canadian home prices have dropped 24% since 2022 What’s happening right now in the Fraser Valley and Greater Vancouver markets Why affordability feels worse than it did back in 2017 Debt strategies that could free up monthly cash How downturns create huge opportunities for smart buyers and investors   If you’re looking for clear, real, and actionable insights on the Canadian housing market—this episode is for you.     ⏱️ Chapters   0:00 – Welcome back + back-to-school chat 🎓 3:12 – Did You Know? Canada’s housing correction explained 7:40 – Fraser Valley market update (August 2025) 12:05 – Greater Vancouver market update 16:45 – Affordability vs. 2017: why it feels worse now 21:30 – Mortgage renewals & debt strategies 💰 28:55 – How downturns create buying opportunities 34:20 – Final thoughts + next steps   ➡️ Find out how we can help you with your homeownership journey!   👤 Your Hosts: Allister Carrington – Realtor, Royal LePage Little Oak | AllisterCarrington.com Geoff Lee – Mortgage Broker, GLM Mortgage Group | GLMmortgage.com   #CanadianHousingMarket #FraserValleyRealEstate #VancouverRealEstate #RealDealPod #MortgageTips #HomeBuyingCanada #HousingMarketUpdate

Is real estate investing still worth it in 2025? In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break it down.   First, we explore why Chilliwack, BC has become one of Canada’s top spots for quality of life—transforming from a pass-through town into a vibrant community where families are thriving.   Then, we dive into the real numbers behind buying your first rental property. From cash flow challenges to long-term equity growth, Allister and Geoff share real-world insights, examples, and strategies that every first-time investor needs to hear.   ✅ Learn how to spot opportunity in shifting markets ✅ Discover why community matters as much as square footage ✅ Get clarity on whether owning a rental is right for you   🎧 Tune in now on Spotify, Apple Podcasts, and YouTube!   ➡️ Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Royal LePage Little Oak 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📧 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📧 [email protected]   #VancouverMortgageBroker #GLMMortgageGroup #MortgageBroker #Realtor #AllisterCarringtonRealEstate #RealEstate #LangleyRealtor #RealDealPod #InvestInRealEstate #BCRealEstate #ChilliwackLiving #RentalPropertyTips #CanadianRealEstate #HomeOwnershipJourney

We’ve hit Episode 68 of The Real Deal Pod—a milestone most podcasts never reach—and we’re celebrating with some of the most important real estate and mortgage insights you need to know.   In this episode: 🏡 Pre-Sales & Realtors – Why it’s critical to have a realtor represent you, especially during the deficiency walkthrough. 💰 Mortgage Portability – How to transfer your mortgage to a new property without surprises. 🔑 Bridge Financing – What it really is, when it applies, and why not every lender offers it. 📊 Mortgage Options – The features that matter more than just your rate.   Whether you’re buying, selling, or planning your next move, this episode will give you the clarity and confidence to make smarter decisions.   🎧 Tune in now on Spotify, Apple Podcasts, or YouTube!   ➡️ Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Fraser Valley Real Estate 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📩 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📩 [email protected]   #VancouverMortgageBroker #GLMMortgageGroup #MortgageBroker #Realtor #AllisterCarringtonRealEstate #RealEstate #LangleyRealtor #TheRealDealPod #MortgageTips #HomeBuyingCanada

Canadian home prices have grown nearly 7× faster than wages since 1981—and the gap is only getting wider. In Episode 67 of The Real Deal Pod, Allister Carrington and Geoff Lee break down what this means for buyers, sellers, and investors right now.   We cover: 🔹 Wages vs. Housing Prices: The Stats Canada numbers you need to know. 🔹 Variable Mortgages Explained: Static vs. adjustable rates, and the truth about “trigger rates.” 🔹 Affordability Challenges: Why short-term politics make long-term solutions so difficult. 🔹 Winning Strategies: Budgeting tips, prepayment privileges, and how to shave years off your mortgage.   Whether you’re navigating the market today or planning for the future, this episode gives you the insights to make confident moves.   🎧 Listen now on Spotify, Apple Podcasts, or watch on YouTube.   ➡️ Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Royal LePage Little Oak 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📧 [email protected]   #VancouverMortgageBroker #GLMMortgageGroup #MortgageBroker #realtor #allistercarringtonrealestate #realestate #langleyrealtor #housingmarketupdate #mortgagetips #canadahousing #realestatenews #housingaffordability #mortgagerates #homebuyingtips

Nearly 70,000 people left BC last year – the largest exodus in three decades – and 77% were under 40. Young professionals, families, and skilled workers are leaving for more affordable provinces, raising serious questions about BC’s future.   In this episode of The Real Deal Pod, Allister & Geoff dive into: • The Stay With BC campaign findings – housing costs, high taxes, low wages, and strained public services. • The rise of co-ownership as a creative solution (and what to know legally before jumping in). • Why the province is struggling to retain the next generation of talent – and what needs to change.   If you care about housing affordability, market shifts, and real solutions, this is an episode you’ll want to share. 🎧 Download now on Spotify, Apple Podcasts, or YouTube.   ➡️ Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Fraser Valley Real Estate 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📧 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📧 [email protected]   #HousingCrisisBC #StayWithBC #RealDealPod #VancouverRealEstate #BCExodus #HomeAffordability #CanadianRealEstate #CoOwnership

Think curb appeal is just about looks? Think again.   In Episode 65 of The Real Deal Pod, Allister and Geoff sit down with Victor Kulla, co-owner of Huckleberry Landscape Design, to uncover how simple exterior upgrades can seriously boost your bottom line.   Victor shares how his team helps sellers and realtors across Surrey, Delta, Langley, and White Rock transform properties in just 2 hours—no major reno required. We talk ROI, buyer psychology, and how landscaping can make or break that critical first impression.   🔑 What You’ll Learn:   Why buyers decide within the first 7 steps of a showing The 100–500% ROI potential of smart curb appeal Quick wins sellers can implement in a single afternoon What realtors should look for when recommending service providers     This isn’t fluff—it’s about strategic improvements that sell homes faster and for more money.   Want the curb appeal edge?   ➡️ Connect with Today’s Guest: Victor Kulla Co-Owner, Huckleberry Landscape Design www.huckleberrylandscape.ca   🎧 Listen now on Spotify, Apple, or wherever you get your podcasts.   ➡️ Find out how we can help you on your path to homeownership!   Allister Carrington Realtor®, Fraser Valley Real Estate 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📩 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📩 [email protected]   #RealDealPod #CurbAppealMatters #HomeSellingTips #HuckleberryLandscaping #BCRealEstate #AllisterCarringtonRealEstate #RealEstateStrategy #PodcastForHomeowners #VancouverMortgageBroker #GLMMortgageGroup #MortgageBroker #LangleyRealtor #RealtorTips #PropertyValueBoost #SpotifyPodcast #ApplePodcast

In Episode 64 of The Real Deal Pod, Allister and Geoff tackle three major forces shaping the Canadian real estate market right now:   ✅ Canada’s population growth slowdown — what it means for home prices, immigration policy, and long-term demand. ✅ Bank of Canada rate predictions — will they hold steady or make a move? ✅ Real talk for home buyers, sellers, and anyone renewing a mortgage in 2025.   Geoff shares how to avoid renewal traps, payment shock, and missed opportunities, while Allister unpacks why some sellers still won’t negotiate—and how buyers can leverage that to their advantage.   📍 Whether you’re in the market or advising clients, this episode breaks it all down with clarity, humour, and strategy.   🎧 Listen on Apple, Spotify, YouTube, or your go-to podcast app.   🔔 Don’t forget to follow, like, and share—so you never miss The Real Deal.   ➡️  Find out how we can help you with your homeownership journey!   Allister Carrington Realtor, Fraser Valley Real Estate 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📩 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📩 [email protected]   #RealDealPod #RealEstateCanada #MortgageRenewalTips #VancouverHousingMarket #AllisterCarringtonRealEstate #GLMMortgageGroup #BuySmartSellSmart #EmpowerAdviseRepresent

In Episode 63 of The Real Deal Pod: With Allister & Geoff, we tackle the age-old debate—is it better to rent or buy in today’s market?   Using a $500,000 condo as a real-world example, Allister and Geoff break down the true costs and long-term benefits of each option. You’ll learn why owning a home—even with a higher monthly payment—can unlock serious equity and long-term financial gains, while renting may be more costly than it seems when you look at the bigger picture.   🔑 PLUS: At the 47:06 mark, Allister shares why building your “Power Team”—a trusted group of real estate, mortgage, and financial professionals who collaborate—is critical to your success. Learn how to spot red flags and avoid getting conflicting advice that could cost you thousands.   ✅ Perfect for first-time buyers, renters on the fence, and anyone looking to build wealth through smart real estate decisions.   🎧 Tune in now on Spotify, Apple Music, or YouTube to hear how to make informed decisions that build real financial freedom.   ➡️ Find out how we can help you on your path to homeownership!   Allister Carrington Realtor®, Fraser Valley Real Estate 🌐 www.AllisterCarrington.com 📞 1.778.990.8703 📩 [email protected]   Geoff Lee Mortgage Broker, GLM Mortgage Group 🌐 www.GLMmortgage.com 📞 1.604.259.1486 📩 [email protected]   #VancouverMortgageBroker #GLMMortgageGroup #MortgageBroker #Realtor #AllisterCarringtonRealEstate #RealEstate #LangleyRealtor #RealEstatePodcast #RentingVsBuying #PowerTeamSuccess #HomeownershipGoals #RealEstateTips #WealthBuilding #CanadianRealEstate

The condo market in 2025 is sending shockwaves through Vancouver and Toronto. With a 37% drop in Vancouver and a 75% drop in Toronto since 2022—and inventory doubling—many owners feel trapped and investors are pulling back. So… what’s really going on?   In Episode 62 of The Real Deal Pod, hosts Allister Carrington and Geoff Lee sit down with David Marchioro, property manager and founder of Parallel Property Solutions, to unpack:   Why condos are struggling to sell (and rent) The ripple effect on townhomes and detached homes Smart strategies for screening tenants in a high-vacancy market What quality property management looks like in 2025 How to protect your investment when uncertainty is the only constant     Whether you’re a condo owner, investor, landlord, or just watching the headlines—this episode is packed with expert insight and practical advice to help you stay ahead of the curve.     🎧 Available on Spotify, Apple Podcasts, YouTube, and all major platforms.   🔗 Connect with today’s guest: David Marchioro Founder, Parallel Property Solutions 🌐 www.parallelpropertysolutions.com     👉 Need help navigating this market? Let’s talk: Allister Carrington | Realtor® 📧 [email protected] 🌐 www.AllisterCarrington.com   Geoff Lee | Mortgage Broker, GLM Mortgage Group 📧 [email protected] 🌐 www.GLMmortgage.com   #VancouverRealEstate #GLMMortgageGroup #MortgageBroker #AllisterCarringtonRealEstate #LangleyRealtor #CondoMarket2025 #RealEstatePodcast #RealEstateInvesting #TenantScreening #RentalPropertyManagement #TheRealDealPod #EmpowerAdviseRepresent

This week on The Real Deal Pod, Allister & Geoff break down what’s really happening in the Fraser Valley housing market:   🏠 Sales are slow — despite falling prices and tons of inventory 💡 Buying power simplified: What income, debt, and monthly payments really mean 🔑 Renting vs. buying in 2025 — who’s really coming out ahead? 📉 Why bad economic news = good mortgage news   Whether you’re in the market or on the fence, this episode will help you cut through the noise and make smart moves.   👉 Download and listen now. You’ll be smarter in 47 minutes.   #RealEstatePodcast #MortgageTalk #FraserValleyRealEstate #HomeBuying2025 #CanadaDayRecap #GLMMortgage #AllisterCarrington #RealDealPod