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PODCAST · society

The Vault with Financielle

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

  1. 147

    “I’m Hiding £8,000 of Debt From My Partner…” | The Vault Episode 115

    We asked your biggest money regrets… and nobody is coming out of this unscathed 😭This week's dilemmas hit close to home:💸 "My Partner Doesn't Know About My Debt — When Do I Come Clean?"💸 "Should You Combine Finances Before Marriage?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

  2. 146

    “I Finally Got My Finances Together… Now I Want to Quit My Job” | The Vault Episode 114

    We asked: what do you spend money on that your partner doesn't know about… and the confessions were immaculate 😭This week we're getting into two very different but very real money moments:💸 "I Finally Got My Finances Together. Now I Want to Quit My Job."💸 "I'm Heartbroken, In Debt, and About to Lose My Home — Where Do I Start?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

  3. 145

    "Is It Too Late to Start Investing?” | The Vault Episode 113

    We asked you for your most ridiculous purchases… and the justifications did not disappoint 💀From designer bags bought out of spite, to $96 Vegas shots, to a saxophone purchased purely for wedding vibes… no one is safe in this episode 😭But underneath the chaos, we’re getting into some very real money conversations:💸 “My Partner Has Been Investing for Years. I Haven’t Started. Am I Already Behind?”💸 “My Shopping Habit Got Me Back in My Overdraft… Twice 😬”Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [email protected] 💌You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  4. 144

    “My Husband Secretly Saved Thousands… Should I Be Furious?” | The Vault Episode 112

    We asked married people to share what they wish they knew before getting married… and some of these answers might change how you think about relationships and money 👀This week, we’re diving into these money dilemmas:💸 “My Husband Has Been Secretly Saving Money Behind My Back — Should I Be Furious or Impressed?”💸 “New House, No Savings, and £14k of Debt — Where Do I Even Start?”Secrets, stress, and starting over… this episode really gets into the reality of managing money in relationships.Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [email protected] 💌You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸

  5. 143

    Introducing The Vault with Financielle!

    The Vault with Financielle is the safe space where we talk all things life and money, and no topics are off limits.Each week, host Lucy is joined by Laura and Holly, co-founders of Financielle, to talk through your real-life money dilemmas. The awkward ones, the messy ones, the "is this normal?" ones. With practical advice, honest conversations, and insights from Laura — Financielle's BBC finance expert — we're here to help women get their money sh*t together.Whether you're feeling confused, stressed, or just plain nosy about money, you're in the right place. Follow the show on Spotify and come join us in The Vault.

  6. 142

    “Should I Move Back to London If It Slows My Investing?” | The Vault Episode 111

    “I panic when my investments go down and have even sold at a loss”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “LISA or Pension at 34?”💸 ”Should I Move Back to London If It Slows My Investing?”Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  7. 141

    “Was This My Worst Money Decision Yet?” | The Vault Episode 110

    “I’ve downplayed my salary to make my friends feel more comfortable”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “We Bought a House… And Now Everything Feels Expensive”💸 ”Was This My Worst Money Decision Yet?”Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  8. 140

    “Should I Use My Inheritance to Clear Debt?” | The Vault Episode 109

    “I think I depend too much on my partner”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “What Should You Do With an Extra £250 a Month? Invest it or enjoy it?”💸 ”Should I Use My Inheritance to Clear Debt?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  9. 139

    “Should I Leave Everything To My Partner?” (Legacy Week Special) | The Vault Episode 108

    We’ve got a special episode for you as part of our Legacy Week at Financielle. This week, we’re focusing on getting your life admin sorted and making sure the people you love are protected 💙In this episode, we’re answering your real-life dilemmas:💸 “Do I leave everything to my husband… or protect my eldest?”💸 “I waited too long to get life insurance… is it too late?”💸 “We’ve just bought our first home… do we really need life insurance?”If you’ve been meaning to sort this kind of thing but keep putting it off, this episode will help you get started.Your Life Admin Checklist ✅ (#Aff)Write or update your will ✍️ Look into life insurance 💙 → Get a quote here Look into critical illness cover 💙 → Get a quote here💙 Financielle is an Introducer Appointed Representative of LifeSearch Partners Ltd, which is authorised and regulated by the Financial Conduct Authority. This information is for general guidance only and does not constitute financial advice.

  10. 138

    “Should we reduce our mortgage term or keep investing?” | The Vault Episode 107

    Re-releasing this episode due to a technical issue with the previous upload. Everything else is the same!“My friend owes me money and seems to have forgotten but I’m too scared to mention it to her”… jail or no jail? 🚨👀If you’re the friend who always ends up fronting the money for group plans, this one’s for you. We mentioned ⁠⁠⁠Collctiv⁠⁠⁠ – a simple way to collect money for things like birthdays, hen dos, trips, or shared tickets without the awkward chasing. It keeps everything organised, automated, and stops the organiser being left out of pocket.This week, we’re diving into these money dilemmas:💸 “Should we reduce our mortgage term or keep investing?”💸 ”Do I share my inheritance as an unmarried cohabited couple?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email ⁠[email protected]⁠ 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at ⁠financielle.com⁠ 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at ⁠Lifesearch⁠**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  11. 137

    “My partner left and I’m £37,000 in credit card debt” | The Vault Episode 106

    “I upgraded my phone even though my old one worked perfectly”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “My partner left and I’m £37,000 in credit card debt”💸 ”My job expenses pushed me £5,000 into debt”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Check out the Money MOT in the Financielle app 🤑Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  12. 136

    “Should I Pay Off My High-Interest Loan First — Or Save Instead?” | The Vault Episode 105

    “I booked a holiday before checking if I could actually afford it”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I’ve got a high-interest loan, should I overpay or save instead?”💸 ”Our retirement plans have changed forever and I don’t know how to plan now”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

  13. 135

    “I Sacrificed My Career for Our Family — Now I’m Being Punished for It” | The Vault Episode 104

    This week, we’re diving into these money dilemmas:💸 “Is it possible to have a positive breakup?”💸 “I sacrificed my career and now I’m being punished for it”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸#AD Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial or co-parenting aspects of separation.Enjoyed this episode?Listen to The Divorce Podcast where Kate Daly and her guests look at relationships and separation from different angles, including emotional, legal and social.

  14. 134

    “My Husband Earns More… So Why Am I the One in Debt?” | The Vault Episode 103

    “I avoid talking about money with my partner because it’s too awkward”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “Am I Overthinking Baby Savings?”💸 ”My Husband Earns More… So Why Am I the One in Debt?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  15. 133

    “Debt-Free vs Moving Abroad: Which Comes First?” | The Vault Episode 102

    “I compare my money journey to people online”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I Quit My Job… And Then They Offered Me Everything I Wanted”💸 ”Debt-Free vs Moving Abroad: Which Comes First?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  16. 132

    “Should I Sacrifice My Mental Health to Save Money?” | The Vault Episode 101

    “I haven’t asked for a pay rise because I feel guilty”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I Was Scammed Out of £4k… What Do I Do Now?”💸 ”Should I Sacrifice My Mental Health to Save Money?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

  17. 131

    “I’m Trapped in My Overdraft After 20 Years” | The Vault Episode 100

    “I keep all my money in cash because investing scares me” … jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I Have $200k in My Pension but Only $1,300 in Savings… Help”💸 ”I’m trapped in My Overdraft After 20 Years”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

  18. 130

    "Do I Blow Three Months of Savings… or Risk Family Drama?" | The Vault Episode 99

    Send us a text“My long term partner doesn’t know I have a f off fund” … jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I’m Covering Everything Alone While He Dodges Child Support”💸 ”Do I Blow Three Months of Savings… or Risk Family Drama?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch* The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  19. 129

    “My Boyfriend Used Me for £3,000… What Do I Do Now?” | The Vault Episode 98

    Send us a textThis week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas:💸 ”I feel a credit card purchase coming on…”💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.*The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  20. 128

    UNLOCKED: Modelling Your 2026 Money Goals – Real Plans, Real Numbers

    Send us a textToday, we’re turning goals into plans.In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing.We start with a quick refresher on why modelling works:It shows whether your goals are realisticIt highlights what needs to change to reach themSmall routine tweaks compound into massive resultsYou need a plan that fits into your everyday lifeThen Laura walks through multiple real-life scenarios, including:A single mum with a once-in-a-lifetime opportunity to buy her home with a gifted 10% deposit, and how to balance that against consumer debtA 25-year-old torn between maximising her LISA for a first home and starting long-term investingA listener navigating a debt-free journey while saving for a wedding, and how to balance progress with joyAlong the way, Laura talks through trade-offs, priorities, risk, mindset, and why “perfect” plans aren’t the goal, sustainable ones are.Takeaways:What goal modelling really revealsWhy most money goals fail (no numbers behind them)Why now is the time to model your own goals before JanuaryIf you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoalsConnect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  21. 127

    NYE Chaos: Confessions, Goals & What to Do Next With Your Money | The Vault Episode 97

    Send us a textHappy new yeaaaaar! 🎆This week, we’re playing a NYE edition of “Jail or No Jail” with your money confessions 👀 Then we chat through our personal money goals, celebrate an amazing money win and jump into a listener dilemma:💸 “I’ve changed my financial life - now what?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  22. 126

    UNLOCKED: Goal Setting – How to Track Your Way to a 2026 Glow Up

    Send us a textWe’re finally at the goal-setting part of the journey — and this isn’t about overwhelming yourself with huge targets you forget by February. It’s about building goals that fit into your monthly routine so you actually hit them.In this episode, Laura talks about:Why we all love a fresh start but lose motivation fastWhy most goals never get reached (too vague, too many, no plan)How tracking progress creates healthy dopamineWhy micro tracking leads to macro resultsWhy 2026 is about long-term, sustainable glow ups, not overnight onesThe power of seeing your progress visually with debt, net worth and goal trackersLaura also shares some of her own goals for 2026; from investing more intentionally (LISA, S&S ISA, JISA) to getting the mortgage down and building a lifestyle where saving, spending, investing and giving all work together.Takeaways:Your 2026 glow up is trackable.Tracking is the difference between wishing and doing.Next week, we’ll be modelling some of the Financielle community’s goals and showing how to turn them into realistic, achievable plans.If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoalsConnect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  23. 125

    “We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96

    Send us a textHo ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! We also share a Twixmas money checklist to help you reset between Christmas and New Year, and dive into a community dilemma we know so many of you will relate to:“We’ve overspent this Christmas” 🫣If money feels a bit heavy right now, you’re not alone, and this episode is here to help you feel calmer, clearer and more in control going into the new year.Links to things we mentioned in the episode:Reflect on 2025 with: UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success Take back control of your money with our digital course: The Money Playbook Use code NEWYEAR for 25% OFF Send this to your self-employed friendsConnect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

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    UNLOCKED: Ready for the Year Ahead – The Most Underrated Money Habit

    Send us a textUNLOCKED Week 3: Ready for the Year AheadLast week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry).In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you.In this episode, Laura covers:Why sinking funds are her favourite under-the-radar money habitThe “unexpected” costs that show up every single year (MOTs, birthdays, holidays, Christmas…)Why sinking funds are elite money behaviourHow they remove guilt, overspending and last-minute stressWhy people resist them (yes, they can feel boring… and revealing)How sinking funds create emotional stability, not just financial stabilityHow to set them up using tools like Starling, Monzo and RevolutWhy the Financielle community pushed for the sinking fund tracker and how to use itIf you want to change your spending habits in 2026, you need sinking funds. Save now. Buy later. Feel calmer all year long.If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.#moneystory #sinkingfunds #Financielle #TheVaultUnlocked #personalfinanceforwomenConnect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

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    “Should I Use Child Benefits For My Debts?” | The Vault Episode 95

    Send us a text“Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Do I sacrifice take-home pay for a bigger pension?”💸 ”Should I use child benefits for my debts?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

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    UNLOCKED: Reset & Rebuild – How to Create a Budget You’ll Actually Stick To

    Send us a textUNLOCKED Week 2: Reset & RebuildThis week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong.In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money.We get into:- Why people don’t stick to budgets (hint: they’re not built for *your* life)- Why a budget isn’t about being strict- How the Financielle budgeting method actually works- The psychology behind it: structure → safety → confidence- Breaking the “new year, new budget I’ll never look at again” curse- How to make budgeting sustainable and enjoyable- How Laura and Carl approach their own check-ins and what really matters each monthYou don’t need the perfect plan — just one you can adjust each month to fit your life, your season and your goals.And your budget tool? It’s the heart of your 2026 routine.If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.Join the community by downloading the Financielle App 💖📲 #moneystory #Financielle #TheVaultUnlocked #budgetingroutine #personalfinanceforwomen Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  27. 121

    “Do I Still Need My F**k-Off Fund?” | The Vault Episode 94

    Send us a text“Spending your younger years travelling is shortsighted” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I increase my credit card allowance?”💸 ”Should I still have an F-off fund?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  28. 120

    UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success

    Send us a textWelcome to The Vault Unlocked with Laura from Financielle! We’re kicking off a five-week Unlocked series, and first up is all about ✨reflection✨. Looking back at your money habits can feel awkward and icky, but it’s the secret to actually getting ahead.In this episode, Laura dives into:- Why we avoid checking our accounts- Why a “fresh start” doesn’t magically fix everything- The patterns you only spot when you zoom out- How to shift from “I was so sh*t with money” to “this is actually useful information”She also shares her own reflections — from overspending on food shops to dipping into savings — and why automating her money has been a game-changer.One honest look back can set you up for a better year ahead.If you enjoyed this episode, subscribe to Financielle, leave a review, and join the conversation in the comments or in the Financielle App community. 💖Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  29. 119

    "I’m Scared To Move In With My New Partner" | The Vault Episode 93

    Send us a text“Using a boyfriend to fund your lifestyle is embarrassing” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Is my job costing me too much?”💸 ”I’m scared to move in with my new partner after losing everything once before”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  30. 118

    Where to Start with Investing | The Vault Episode 92

    Send us a text#ad A special investing episode, brought to you with our friends at AJ Bell Dodl 📲🤑The Financielle team walk you through their personal investing journey and chat through community dilemmas. If you're curious about investing and want to get started - this episode’s for you. 🫵💰Thanks to our episode sponsors Dodl. The low-cost, little-effort app designed to help you on your investing journey. You can download the app here https://dodl.onelink.me/uBIb/zl3xxzv7Just remember, investing comes with both risk and reward.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  31. 117

    "Should I Invest in my pension or property?" | The Vault Episode 91

    Send us a text“30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I just won a car…”💸 ”Should I Invest in my pension or property?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site. Chapters:00:00 Welcome to the Vault00:15 Cozy Studio Vibes00:52 Jigsaw Puzzle Addiction04:30 Childcare Controversy09:30 Winning a Car Dilemma18:53 Entering Competitions: Worth the Cost?19:07 Community Wins and Personal Finance Success Stories19:28 The Importance of Emergency Funds20:00 Building and Maintaining an Emergency Fund21:19 Balancing Fun and Financial Goals22:06 Planning for Potential Emergencies22:58 Insurance and Emergency Funds: Finding the Right Balance23:52 Sinking Funds and Financial Peace of Mind26:24 Pension vs. Property: A Financial Dilemma28:14 Financial Advice for Young Professionals32:35 The Power of Diversification and Future Planning36:39 Understanding and Maximizing Pension Contributions38:41 Closing Thoughts and EncouragementThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  32. 116

    “15 People to Buy For… and I’m Still Paying Off Debt” | The Vault Episode 90

    Send us a text“There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”15 People to Buy For… and I’m Still Paying Off Debt”💸 ”I’ve fixed my money situation… but I still don’t trust myself around sales”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.Chapters:00:00 Welcome to the Vault00:14 Wardrobe Talk00:40 Prepping for Christmas01:22 Budgeting and Financial Awareness02:43 Family and Social Dynamics06:01 Gift Giving Challenges09:38 Christmas Shopping Strategies15:04 The True Meaning of Christmas16:10 The Voucher Dilemma16:58 Thoughtful Gifting Ideas18:16 Charity Over Gifts21:54 Secret Santa Strategies24:51 Handling Black Friday Temptations34:59 Conclusion and Final ThoughtsThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  33. 115

    “Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89

    Send us a text“M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Can I afford business class and if so, am I allowed to treat myself?”💸 ”Rebuilding My Finances From Scratch After Losing My Job”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.Chapters:00:00 Intro00:12 Nail Check and Personal Grooming01:55 Controversial Opinion: Expensive Carrots03:03 M&S Christmas Catalog Discussion10:05 Business Class Dilemma12:37 Navigating Airline Choices and Costs14:02 Community Wins and Success Stories14:44 Rebuilding Finances After Job Loss19:42 The Importance of an Emergency Fund23:23 Balancing Expenses and Savings26:06 Dilemma: Managing Fixed Expenses28:19 Final Thoughts and EncouragementThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  34. 114

    The Debt That Rose From the Dead | The Vault Episode 88

    Send us a textHappy Halloween! 🎃“We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas:👻 ”My ‘Dream Home’ is a Haunted House” 🧟‍♀️ “The Debt That Rose From the Dead”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.Chapters:00:00 Intro00:24 Halloween Vibes and Decorations00:50 Impulse Spending Confessions02:28 DIY Autumn Crafts06:06 Halloween Memories and Traditions12:02 The Haunted House Dilemma17:56 Realizing the True Cost of Home Renovations18:50 Balancing Home Maintenance and Happiness19:44 Budgeting Tips for Home Buyers23:57 The Importance of Tracking Finances28:02 Protecting Your Loved Ones with a Will30:09 Dealing with Unexpected DebtThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  35. 113

    “I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” | The Vault Episode 87

    Send us a text“You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should we contribute equally to our Christmas Sinking Fund?”💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  36. 112

    “10 Days Until Payday and Nothing to Fall Back On” | The Vault Episode 86

    Send us a text“You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”10 Days Until Payday and Nothing to Fall Back On”💸 ”A £9 a month payrise is just an insult!”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  37. 111

    A BIG ANNOUNCEMENT & “Is Wedding Debt Really Worth It?”| The Vault Episode 85

    Send us a textWE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas:💸 ” I can’t bring myself to spend”💸 ” Is Wedding Debt Really Worth It?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  38. 110

    How Do We Keep Things Fair in Our Blended Family? | The Vault Episode 84

    Send us a text#ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping."You should never ask family about what’s in the will, it’s rude" -  we unpack this week’s controversial opinion, then dive into your dilemmas:💸 "I don't want my husband's new partner to get ANYTHING!"💸 ”How Do We Keep Things Fair in Our Blended Family?”One of the best ways to protect the people you love is by putting a plan in place for when you’re gone.And thanks to a partnership between Octopus Legacy and charities across the UK, it’s easier than ever.You can write or update your will, and a charity of your choice will cover the cost, up to £150, so you can get a simple will fully paid for by their charity partners, or get a will with a trust at a discounted rate.You can write your will over the phone, face-to-face or online. Many people choose to leave a gift to charity in their will as a thank you for covering the cost, but this isn’t required to claim the offer.Get started here ✨Make sure to check out the legacy week episode we mentioned! Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  39. 109

    “My Boyfriend Spent £6,000 on OnlyFans” | The Vault Episode 83

    Send us a text“You don’t need to buy something just because it “dropped”” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Pay My Credit Card Off Every Month — Is It Okay to Collect Points?”💸 ”My boyfriend spent £6,000 on OnlyFans – we were meant to be saving for a house”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  40. 108

    ”I earn more than my boyfriend and it’s starting to cause tension…” | The Vault Episode 82

    Send us a text“Proposals are starting to look like PR stunts instead of personal milestones” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should You Relocate for Better Earning Potential?”💸 ”I earn more than my boyfriend and it’s starting to cause tension…”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  41. 107

    ”I’m an Accountant… and I’m Drowning in Debt” | The Vault Episode 81

    Send us a text“We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m in the build phase and I feel stuck”💸 ”I’m an Accountant… and I’m Drowning in Debt”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  42. 106

    ”I’m £15k in Debt and Hiding It from My Husband” | The Vault Episode 80

    Send us a textHello there! Here are the links to the episodes we mentioned:✨ How to budget when you're self employed [https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D]✨ Why you're overthinking pensions [https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D]🍼 Also, as promised, the maternity leave blog: [https://www.financielle.com/your-ultimate-guide-to-money-and-parental-leave/]Coming up in this episode... “Stop waiting around for inheritance to change your life” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m freelance and have no clue how much tax I should be saving. I’m panicking”💸 ”I’m £15k in Debt and Hiding It from My Husband”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  43. 105

    “I Said Yes. He Still Asked My Husband.” | The Vault Episode 79

    Send us a text“You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Can You Bounce Back from a Credit Default?💸 ”Builders will only listen to my husband”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  44. 104

    “Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 78

    Send us a text“The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Do I Stay in a Toxic Job for a Big Payoff?”💸 ”How much should I really have in my emergency savings?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  45. 103

    “Am I being pushed into the family business?” | The Vault Episode 77

    Send us a text“You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Is My Emergency Fund Just Wasting Away?”💸 ”Am I being pushed into the family business?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  46. 102

    “I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 76

    Send us a text“You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m jealous of people who get more help with their children”💸 ”I Said I’d Help Plan the Hen Do, Not Pay for It”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  47. 101

    “I Panicked And Bought A House” | The Vault Episode 75

    Send us a text“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I went into panic mode and purchased a new house”💸 ”I Can’t Afford a Car Without Finance — What Should I Do?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  48. 100

    "He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74

    Send us a text“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Boyfriend doesn’t have a house deposit but I do”💸 ”How Do I Help My Mum Without Taking Over?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  49. 99

    “Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73

    Send us a text“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

  50. 98

    Save Money or Travel the World? | The Vault Episode 72

    Send us a text“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I buy my next car in cash or finance it?”💸 ”Do I keep saving or go live my 20s?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

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ABOUT THIS SHOW

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

HOSTED BY

Financielle

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Frequently Asked Questions

How many episodes does The Vault with Financielle have?

The Vault with Financielle currently has 50 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is The Vault with Financielle about?

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

How often does The Vault with Financielle release new episodes?

The Vault with Financielle has 50 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to The Vault with Financielle?

You can listen to The Vault with Financielle on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts The Vault with Financielle?

The Vault with Financielle is created and hosted by Financielle.
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