All Episodes
The Vault with Financielle — 164 episodes
"I'm going into debt for my son's £400 school trip"
"I have $200k in my pension but only $1,300 in savings… Help"
"£90k debt and my husband has run out of money"
"I Want to Retire at 45 — Am I Delusional or Is FIRE Actually Achievable?” | The Vault Episode 127
"He Wants One Joint Account — I Have 10 Sinking Funds” | The Vault Episode 126
"I Was Gifted £50k and I'm Buying My First Home Alone” | The Vault Episode 125
"I Earn £50k But I Want to Take a £20k Pay Cut” | The Vault Episode 124
“Help! I’m inheriting £300k” | The Vault Episode 123
"Do we stay for the pension or leave for the life we actually want?” | The Vault Episode 122
"I earn £113k and I still don't know whether to rent or buy" | The Vault Episode 121
“What's the point of saving if life can take it all away?” | The Vault Episode 120
“I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong” | The Vault Episode 119
“My Friends Split Everything 50/50 — But We Don't All Earn the Same” | The Vault Episode 118
"I've Been Lying to My Partner About My Salary for Three Years” | The Vault Episode 117
"I'm Earning More Than Ever But I Have Nothing to Show for It" | The Vault Episode 116
“I’m Hiding £8,000 of Debt From My Partner…” | The Vault Episode 115
“I Finally Got My Finances Together… Now I Want to Quit My Job” | The Vault Episode 114
"Is It Too Late to Start Investing?” | The Vault Episode 113
“My Husband Secretly Saved Thousands… Should I Be Furious?” | The Vault Episode 112
Introducing The Vault with Financielle!
“Should I Move Back to London If It Slows My Investing?” | The Vault Episode 111
“Was This My Worst Money Decision Yet?” | The Vault Episode 110
“Should I Use My Inheritance to Clear Debt?” | The Vault Episode 109
“Should I Leave Everything To My Partner?” (Legacy Week Special) | The Vault Episode 108
“Should we reduce our mortgage term or keep investing?” | The Vault Episode 107
“My partner left and I’m £37,000 in credit card debt” | The Vault Episode 106
“Should I Pay Off My High-Interest Loan First — Or Save Instead?” | The Vault Episode 105
“I Sacrificed My Career for Our Family — Now I’m Being Punished for It” | The Vault Episode 104
“My Husband Earns More… So Why Am I the One in Debt?” | The Vault Episode 103
“Debt-Free vs Moving Abroad: Which Comes First?” | The Vault Episode 102
“Should I Sacrifice My Mental Health to Save Money?” | The Vault Episode 101
“I’m Trapped in My Overdraft After 20 Years” | The Vault Episode 100
"Do I Blow Three Months of Savings… or Risk Family Drama?" | The Vault Episode 99
“My Boyfriend Used Me for £3,000… What Do I Do Now?” | The Vault Episode 98
UNLOCKED: Modelling Your 2026 Money Goals – Real Plans, Real Numbers
NYE Chaos: Confessions, Goals & What to Do Next With Your Money | The Vault Episode 97
UNLOCKED: Goal Setting – How to Track Your Way to a 2026 Glow Up
“We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96
UNLOCKED: Ready for the Year Ahead – The Most Underrated Money Habit
“Should I Use Child Benefits For My Debts?” | The Vault Episode 95
UNLOCKED: Reset & Rebuild – How to Create a Budget You’ll Actually Stick To
“Do I Still Need My F**k-Off Fund?” | The Vault Episode 94
UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success
"I’m Scared To Move In With My New Partner" | The Vault Episode 93
Where to Start with Investing | The Vault Episode 92
"Should I Invest in my pension or property?" | The Vault Episode 91
“15 People to Buy For… and I’m Still Paying Off Debt” | The Vault Episode 90
“Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89
The Debt That Rose From the Dead | The Vault Episode 88
“I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” | The Vault Episode 87
“10 Days Until Payday and Nothing to Fall Back On” | The Vault Episode 86
A BIG ANNOUNCEMENT & “Is Wedding Debt Really Worth It?”| The Vault Episode 85
How Do We Keep Things Fair in Our Blended Family? | The Vault Episode 84
“My Boyfriend Spent £6,000 on OnlyFans” | The Vault Episode 83
”I earn more than my boyfriend and it’s starting to cause tension…” | The Vault Episode 82
”I’m an Accountant… and I’m Drowning in Debt” | The Vault Episode 81
”I’m £15k in Debt and Hiding It from My Husband” | The Vault Episode 80
“I Said Yes. He Still Asked My Husband.” | The Vault Episode 79
“Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 78
“Am I being pushed into the family business?” | The Vault Episode 77
“I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 76
“I Panicked And Bought A House” | The Vault Episode 75
"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74
“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73
Save Money or Travel the World? | The Vault Episode 72
“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71
Tips to Handle Money at Uni (Without the Stress)
If Your Partner Won’t Talk Money… RUN | The Vault Episode 70
Your First Month Without Credit: Survive + Thrive | The Vault Episode 69
"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68
UNLOCKED: Self-employed and behind, credit score warnings and balance transfers
"I Have My Emergency Fund… What Now?" | The Vault Episode 67
UNLOCKED: "Should we be getting married?" PLUS how to make a billion
We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66
UNLOCKED: Why you're overthinking pensions, PLUS how to retire early
"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65
UNLOCKED: premium bonds, debt free journeys and we got a follow up!
“Do I Really Need an Emergency Fund?” | The Vault Episode 64
UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!
“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63
Unlocked: Cheap Dates + Mini Q&A
“What Should I Do With My Bonus?” | The Vault Episode 62
UNLOCKED: Debt free journey shout outs
“Should I Be Able to Manage My Money by Now?” | The Vault Episode 61
UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered
"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60
UNLOCKED: Should I Still Be Investing?! (After This Week’s Madness)
”Are Holidays the New Car Finance?” + How to Travel Debt-Free | The Vault Episode 59
UNLOCKED: Managing Money with a Neurodivergent Brain (ADHD, Autism & More)
“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58
UNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions Answered
“I Feel Like I’ve Wasted My 20s!” | The Vault Episode 57
UNLOCKED: Debt Shame Is Keeping You Stuck—Here’s How to Overcome It
“My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 56
UNLOCKED: The Truth About Property Investment
"I'm a London Shopaholic in the Trenches!" | The Vault Episode 55
UNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off Debt
Don't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 54
UNLOCKED: The #1 Money Mistake? Not Protecting Yourself
Saving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 53
UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered
Save for the Future or Enjoy Life Now? | The Vault Episode 52
UNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!)
The Pink Tax & What To Do With Savings | The Vault Episode 51
UNLOCKED: How to Stop Impulse Spending & Save More Money
Is Valentine’s Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 50
UNLOCKED: Why Investing Isn’t Scary—And Why You Need to Start Now
Early Retirement And Guilt-Free Spending | The Vault Episode 49
UNLOCKED: Why Everyone Should Track Their Net Worth (Not Just the Rich)
The Truth About Budgeting, Downsizing, And Lending Money | The Vault Episode 48
UNLOCKED: Why You’re Sh*t at Saving Money (And How to Fix It)
“£60K Debt And My Boyfriend Won’t Accept Help” | The Vault Episode 47
UNLOCKED: Why Debt Is Holding You Back
"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46
UNLOCKED: How to Set Money Goals You Will REACH!
Can You Build Wealth Without A High Income? | The Vault Episode 45
UNLOCKED: How To ACTUALLY Budget - A Step By Step Guide
2025: The Year We Get Money Right | The Vault Episode 44
UNLOCKED: The Secret To Managing Money As A Couple
Spoiler: Cutting Out Coffees Won’t Make You Rich | The Vault Episode 43
UNLOCKED: The Dark Side Of 'Buy Now Pay Later' & Overconsumption
How To Get Out Of ‘F*ck It’ Mode | The Vault Episode 42
UNLOCKED: The Financielle Method
"I Feel Behind With Money Compared To My Family & Friends” | The Vault Episode 41
Sinking Funds vs Savings - What’s The Difference? | The Vault Episode 40
“I've Been Hiding £17,000 Of Debt Since We Started Dating” | The Vault Episode 39
How To Escape Car Finance & Start Saving Money | The Vault Episode 38
Luxury Items, Setting Boundaries and Life-Changing Money | The Vault Episode 37
"How Do I Financially Recover From My Breakup?” | The Vault Episode 36
Managing Money With ADHD | The Vault Episode 35
“I’m Too Busy To Save Money” | The Vault Episode 34
Should I Pay Off My Ex’s Debt? | The Vault Episode 33
“My Male Colleagues Got Payrises, But I Didn’t” | The Vault Episode 32
“He Earns More, But We Pay 50:50” | The Vault Episode 31
“I Was Forced To Spend My Savings” | The Vault Episode 30
How to Save for Christmas, Travel, and Become Debt-Free | The Vault Episode 29
How To Feel Financially Free | The Vault Episode 28
🔥FIRE🔥: Financial Independence, Retire Early | The Vault Episode 27
Should Couples Combine Finances? | The Vault Episode 26
The Truth About Mortgages, Financial Freedom and Sibling Rivalry | The Vault Episode 25
Help! I’m Financially Tied To My Ex | The Vault Episode 24
I Suddenly Have Money - What Should I Do? | The Vault Episode 23
Should I Use My Savings To Clear My Debt? | The Vault Episode 22
How To Avoid Arguing About Money | The Vault Episode 21
Should My Husband Stop Lending Money to His Parents? | The Vault Episode 20
“I’m Addicted To Buy Now, Pay Later” - How To Manage Debt And Ditch Side Hustles | The Vault Episode 19
How To Stop Comparing Yourself | The Vault Episode 18
How To Handle Jealous Friends | The Vault Episode 17
£90K Debt At 56! How Do I Feel Better About Money? | The Vault Episode 16
My Parents Are £50,000 In Debt! How Do I Help?! | The Vault Episode 15
The Credit Card Ick | The Vault Episode 14
We Can't Afford To Have Kids | The Vault Episode 13
How To Ditch Debt And Break Free | The Vault Episode 12
Being Frugal Won't Make You Rich | The Vault Episode 11
Credit Scores Are BULLSH*T! | The Vault Episode 10
Pyramid Schemes TARGET WOMEN | The Vault Episode 9
Save Now, Buy Later | The Vault Episode 8
How Do I Stop Spending Money?! | The Vault Episode 7
My Boyfriend Has A 'Get Out' Fund | The Vault Episode 6
No one is coming | The Vault Episode 5
I can't afford to be a bridesmaid | The Vault Episode 4
My best friend is a leech | The Vault Episode 3
100k? I want the RECEIPTS! | The Vault Episode 2
Am I his Sugar Momma? | The Vault Episode 1