Mic'd Up with Midland

Mike Lange, President of Large Financial Advisors (LFA), Inc., joins the podcast to share why his partnership with Midland National continues to deliver for his business and his clients.With more than 25 years in the industry, Mike shares how his approach has strengthened client relationships and created new opportunities for growth. In this episode, we cover:How Mike and LFA approach building and growing their businessWhat makes the Midland National partnership work and who it’s best suited forHow the Midland Direct model supports advisors through products, service, and relationshipsWhy the right partnership can simplify your business and elevate the client experience

Hear from one of Midland National’s top agents, Ty Young, as he breaks down three critical keys to valuing, buying, and selling a practice. Drawing from extensive acquisition experience, Ty shares practical insight into what makes a transition successful for both buyers and sellers.In this episode, we cover:What drives real business valueHow to evaluate an acquisition opportunityKey considerations when preparing to sellWays buyers can create future growth

In this special episode of Mic’d Up with Midland, we’re joined by Dr. Julie Bell, Founder and President of The Mind of a Champion, to highlight what it takes to perform at your best when it matters most.With experience coaching top athletes, executives, and business professionals, she shares practical strategies for maintaining peak performance in a fast-moving, high-pressure industry.In this episode, we cover:Julie’s journey into mindset and performance coachingHow top performers maintain momentum without burning outWhat coaching in the moment looks like and why it mattersHow to keep winning as markets and conditions evolve

In this special episode of Mic’d Up with Midland, Nick Schmidt, Marketing Consultant with AcquireUp, shares how financial professionals can use event marketing to drive strategic growth and stronger results. You’ll hear:The role event marketing plays in supporting seminars and workshopsHow AcquireUp blends research and strategy to drive resultsBest practices that help advisors stand outWays these tools can support your business at any stage

In this special episode, Kristy Smith, General Manager of Advisor Solutions, Broadridge, discusses how financial professionals partnering with Midland National can use Broadridge’s marketing solutions to grow their business and stay competitive, including:What makes Broadridge’s value stand outHow Broadridge can help elevate your book of businessHow you can start working with Broadridge

In this episode of Mic’d Up with Midland, Ryan Mentzer reveals five smart ways to put AI to work in your business. From cutting out friction to automating routine tasks, AI helps streamline operations, boost productivity, and enhance client interactions. Ryan makes it clear: AI isn’t here to replace jobs; it’s here to elevate them. Tune in to learn how adopting AI today can keep your business efficient and competitive tomorrow.

In this episode of Mic’d Up with Midland, Drew Harden, CEO and Founder of Blue Compass, explores the transformative power of artificial intelligence in business. He shares how AI can streamline operations, enhance customer experiences, and fuel innovation, while stressing the need for thoughtful integration to maximize benefits and mitigate challenges. The conversation features real-world examples of companies successfully leveraging AI to gain a competitive edge, making this episode a practical guide for businesses navigating the evolving AI landscape.

Drew Harden, CEO and Founder of Blue Compass, is back for another episode, and this time he’s diving into what makes teams truly thrive: Culture. Tune in to hear how building a strong workplace culture can transform your business from the inside out. Drew shares the five key elements of great culture, how to hire with culture in mind, and simple leadership strategies you can use right now to build a thriving, high-performing team.

Hear from Jeff Mills and Lee Chepenik, National Sales Advisors at Marketing by Innovation (MBI) Direct Mail + Digital, for an in-depth conversation about how financial professionals can supercharge their outreach.Whether you're already working with Midland National or just exploring your options, Jeff and Lee break down exactly how MBI helps financial professionals elevate their client engagement, streamline their marketing strategies, and drive real results.

Tune in as Justin Woodvine, Director, Onboarding Manager, and Brett Walderbach, Regional Vice President, break down the first half of 2025. In this episode, they’ll cover:Product standouts and how The Index Standard® is driving interestRecruiting momentum and agent engagement winsKey milestones from the first half of the yearWhat to watch for in the months ahead 

Tune in as Gene Hauser, Associate Vice President of Annuity Product, discusses why there’s no better time than now to talk fixed index annuities (FIAs) with your clients—and how FIAs can serve as a valuable foundation for a strong retirement portfolio.

In this episode of Mic’d Up with Midland, host Mike Odor sits down with Drew Harden—CEO and Founder of Blue Compass, keynote speaker, and digital marketing expert. Drew shares why your digital presence is more important than ever, how it shapes your personal brand, and why online visibility is today’s version of word-of-mouth. Tune in for this can’t-miss conversation!

Midland National is raising the bar on service and technology—and in the latest episode of Mic’d Up with Midland, you’ll hear exactly how. Mike Pietig, Senior VP of Shared Services, and Lonny Koehlmoos, AVP of Business Intelligence, share a bold new service roadmap and practical digital tools built with your success in mind.

Catch our latest podcast episode as we shine a light on women and wealth in honor of Women’s History Month. Hear from Dr. Barb Provost, Founder of Purse Strings, as she shares her expert insights on how financial professionals can best support the unique goals and challenges women face when planning for retirement. Tune in for a powerful discussion on:Dr. Barb’s career journey and the experiences that shaped her missionThe story behind Purse Strings and how it empowers financial professionalsWhy building strong relationships with female clients is essential for long-term success

In this episode of Mic’d Up with Midland, host Mike Odor welcomes Bobby Johnson, VP & Chief Distribution Officer for the Midland National Life division, for his podcast debut! Tune in as Bobby shares insights on:The unique partnership between Midland National & SIAG/LifeHow innovation drives our product development and what’s on the horizon for 2025The value of our incentive trips and a sneak peek at upcoming destinationsWhy partnering with Midland National can take your business to the next levelThis is an episode packed with tips, updates, and inspiration you won’t want to miss!

Tune in as Distribution Officer, Bryce Biklen, reveals the 2026 Midland Summit location and shares why Midland National is poised for success in 2025. Hear his insights on: • Our standout year in 2024 • The strength of Midland National’s diverse product portfolio • The transformative impact of employee ownership • And so much more!

Learn more about Midland National’s remarkable year! Hear how we continue to stand out with unique products, get the latest updates on recruitment efforts, and learn about the transformative impact of employee ownership. Discover the innovative tools making business easier than ever and so much more. It’s a must-listen for anyone looking to stay ahead in 2024 and beyond!

Hear from one of Midland National's top financial professionals, Raul Lizalde, as he delves into his personal journey with transition planning, reveals effective strategies for growing your business, and highlights what makes the Midland Direct Model a standout choice.

Mike Odor gives you an inside look at his professional journey and personal passions. Don’t miss out on this chance to get to know the voice behind the mic!

Tune in as Lori Seaton, Director of Strategic Business Development, discusses the powerful benefits of family financial meetings, emphasizing the advantages of the triple-win scenario.Resources:  Family financial meetings for the win-win-win article

Tune in as Lori Bochner, VP of Marketing, shares an overview of the latest and upcoming marketing efforts, including:• An inside look into the Marketing and Sales partnership• Home-office events and how they support your business goals• 2024 achievements and upcoming plans for the rest of the year• Our 3-5 year road map; an exciting future ahead!

Tune in as Richard Macari, Head of Insurance Index Solutions, and Alex Gropper, Head of Structuring and QIS at Nasdaq, share key topics, including:• A general discussion on the simplicity, transparency, and performance of the Nasdaq-100 Volatility ControlTM Index• Next-gen volatility forecasting with Salt Financial• A deep dive into Nasdaq and how it could play a major part in a client's allocation strategy• And much more!Resources:MNL RetireVantage enhancements | New Indexes and crediting method options

Tune in as Justin Woodvine, National Onboarding Manager and Brett Walderbach, Regional Vice President share a mid-year recap, including:• Insights from the viewpoint of a new agent• A high-level update of what’s happening in the field• An overall distribution perspective• And much more!

Tune in as Gene Hauser, Associate Vice President of Annuity Product, shares why now is a good time to discuss fixed index annuities (FIA) with your clients and how FIAs can be a valuable part of your clients’ retirement portfolio.

Join Tyler Brown, our AVP of Government Affairs, as he shares his initial impressions of the Department of Labor’s new Fiduciary Rule.

Find out what you need to know about the trends in the annuity market this year and beyond from Linda Durman, VP of Annuity Product Development and Inforce Management

Tune in to our latest podcast episode featuring an exceptional panel of female leaders including:   Lori Bochner, Vice President of SIAG and Corporate Marketing, Lori Seaton, Director of Strategic Business Development, Sam Hart, Director of Marketing Content Strategy, andKate Long, Sr. Marketing Content Strategist, as they discuss focusing on the  Great Wealth Transfer and the new retirement landscape for female consumers.

Tune in as Kevin Mechtley, VP of Business Development and Chief Innovation Officer, and Aaron Podschun, Director and Innovation Actuary, discuss the power of innovation and share a high-level business development update highlighting all the most recent Midland National product changes and how they impact our agents and their clients.

Tune in as our Chief Distribution Officer, Bryce Biklen shares a glimpse into 2024, including:What does 2024 look like for Midland NationalWhat our agents can anticipate for product innovation/direction in 2024Why we’re still focused on and committed to our unique distribution modelAnd much more!

Tune in to hear more about Midland National’s RECORD-BREAKING year, including:What sets our fan-favorite products apart from the competitionMidland National's recruitment, and why agents are drawn to choose usA deep dive into what’s happening in the field, and much moreSammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.The MNL Income Planning Annuity® 10 is issued on base contract form AS200A/ICC19-AS200A or appropriate state variation including all applicable endorsements and riders.MNL IndexBuilder® is a fixed index annuity issued on base contract form AS145A/ICC16-AS145A.MVA or appropriate state variation including all applicable endorsements and riders.1. Premium bonus and enhanced premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus and enhanced premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus and enhanced premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins. The premium bonus and enhanced premium bonus are not recaptured in the event of death of the annuitant. No premium bonus or enhanced premium bonus recapture will occur on any penalty-free withdrawal amount under the nursing home confinement waiver or on any rider charge.2. Rider cost is 0.95% of accumulation value at each contract anniversary during the surrender charge period. Rider charge may vary by state.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.36270Y

Tune in as Tyler Brown, Director of Government Affairs, provides an update on the newest Fiduciary Rule, including a high-level overview of what the new Fiduciary Rule is, what the Five-Part Test for Fiduciary Status and why it’s so important, and an explanation of the rule-making process, and when to expect a final rule.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Cody Lodermeier, Regional Onboarding Manager, shares some of the most common misconceptions or myths about FIAs and how our agents can help their clients benefit from them.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.1.        Product features, riders and index options may not be available in all states or on all products.MNL IndexBuilder® base contract form AS145A/lCC16-AS145A.MVA or appropriate state variation is issued by Midland National, West Des Moines, IA. This product, its features and riders may not be available in all states.  Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.Listen to part 1 here.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.   This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of Midland National. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with Midland National and receive commissions on the sales of Midland National insurance products. They were not compensated for their endorsement.As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that Midland National does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Lori Seaton, Director of Strategic Business Development, discusses her article 'Income Planning: Child’s Play?' and why it’s important for agent’s clients not to play games with their retirement.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.1.       Source: Plante Moran blog – September 11, 2023Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.All survey responses were submitted anonymously with permission to use in advertising. The opinions are their own and not necessarily those of Midland National.The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of Midland National. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with Midland National and receive commissions on the sales of Midland National insurance products. They were not compensated for their endorsement.As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that the Midland National does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best

Listen as Lori Seaton, Director of Strategic Business Development, and Lauren Jackson, Strategic Product Consultant, share more about what sets IndexBuilder® apart and how it can help clients plan for the ‘what ifs’ they may face in retirement.Click here for the IndexBuilder® Webinar Link---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.MNL IndexBuilder® is a fixed index annuity issued on base contract form AS145A/ICC16-AS145A.MVA or appropriate state variation including all applicable endorsements and riders.*Enhanced crediting methods in exchange for a strategy charge. ABR not available in CA and VT. 1. Premium bonus and enhanced premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus and enhanced premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus and enhanced premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins. The premium bonus and enhanced premium bonus are not recaptured in the event of death of the annuitant. No premium bonus or enhanced premium bonus recapture will occur on any penalty-free withdrawal amount under the nursing home confinement waiver or on any rider charge.2. Rider cost is 0.95% of accumulation value at each contract anniversary during the surrender charge period. Rider charge may vary by state.3. Known as a strategy fee annual percentage in the contract. In exchange for the charge, an enhanced participation rate is received. The charge is multiplied by the number of years in the crediting term and is deducted once each term from the accumulated value allocated to the enhanced participation rate method. The charge will be deducted once each term at the earliest of any partial withdrawal that exceeds the penalty-free amount, a full surrender or the end of the term. The strategy charge will be deducted regardless of the interest credited to the contract and can lead to loss of premium in certain scenarios. Strategy charges are considered a partial surrender outside of the available penalty-free amount and fo

Listen as Sarah Theis, Vice President and Chief Strategy Officer, shares more information on how agents can help save the day for their clients by signing up for Midland+ text notifications. Click Here for the Midland+ Flyer (log-in required):  http://www.midlandnational.com/documents/35453/f54c9b28-f204-1f1d-e95c-c37e7321c43a ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Mike Pietig, Vice President of Annuity New Business & Suitability Operations shares more information about the Annuity e-Biz rebrand, formerly known as Annuity e-App, and how some of its new features can help benefit agents and their book of business. ---Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen to Kevin Mechtley, VP of business development and chief innovation officer, discuss his article 'The Sword or the Shield?' and how agents can help win the “new longevity. You can access the full article here.---Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.Apple Inc., and Spotify are independent third-party companies and are not affiliated with Midland National® Life Insurance Company. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index. 

Listen as Mike Odor, VP of Annuity Sales at Midland National, explains why now is a great time to share MNL IndexBuilder®  Fixed Index Annuity with your clients. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.MNL IndexBuilder® is a fixed index annuity issued on base certificate/contract form AS145A/ ICC16-AS145A.MVA or appropriate state variation including all applicable endorsements and riders. 1. Assumes 2% premium bonus special on MNL IndexBuilder 10. The premium bonus increase may be modified or discontinued at any time without notice. All decisions are at the sole discretion of Midland National® and all decisions are final. No exceptions will be made. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins. The premium bonus is not recaptured in the event of death of the annuitant. No premium bonus recapture will occur on any penalty-free withdrawal amount, required minimum distributions (by current company practice*) or under the nursing home confinement waiver, or on any rider charge.*A feature offered “by current company practice” is not a contractual guarantee of this annuity contract and can be removed or changed at any time.

In-house media experts Chris Nelson and Mike Jefferson delve deeper into their new podcast series, A/V Shop Talk. In this episode, Chris and Mike discuss the origins of their podcast, highlights of the series, and why it’s so popular with agents.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional. 

Listen as Lori Bochner, VP of Marketing , discusses our research on women and their relationships with financial professionals in retirement planning. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional. 1.       Based on 2021 Midland National® Life Insurance Company Empowered Study. The general consumer study was conducted Jan.-Feb. 2021, and included 622 total respondents, both men and women, age 40 and above. The agent study was conducted Jan.-Feb. 2021, and included 339 contracted agents including both men and women. Analysis is for educational purposes only. The experience of the participants of the 2021 Study may not be representative of the experience of all.

Director of Government Affairs, Tyler Brown, joined us in February to discuss the SECURE 2.0. Act. The SECURE 2.0 Act was recently signed into law and is a bipartisan package of retirement policy reforms. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company. Neither Midland National® Life Insurance Company, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.

Chief Distribution Officer, Bryce Biklen, joined us in January to discuss 2022 successes and provide a look ahead of 2023.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for l optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods  could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.1. Midland National was originally founded as Dakota Mutual in 1906. A.M. Best is a large, third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company’s ability to meet its financial obligations. The ratings apply to Midland National’s financial strength and claims-paying ability. A) A.M. Best rating affirmed on July 29, 2022. For the latest rating, access ambest.com. B) Awarded to Midland National as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global rating assigned Feb. 26, 2009 and affirmed on May 25, 2022. D) Fitch Ratings, a global leader in financial information services and credit ratings, on Dec. 8, 2022, assigned an Insurer Financial Strength rating of A+ Stable for Midland National. This rating is the fifth highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, access fitchratings.com.