Senior Living Straight Talk

In this episode, Senior Community Relations Manager Pam Fultz discusses the shared mindset that often brings residents together in Life Plan Communities. She is joined by nationally recognized senior living and financial expert Brad Breeding, CFP®, founder of myLifeSite and author of Your Best Path Forward: A Practical Guide to Navigating Senior Living Options and Planning.Brad explains that Life Plan Communities, also known as continuing care retirement communities or CCRCs, are often attractive to proactive planners who want to make thoughtful decisions about their future. Together, Pam and Brad explore how commitment, community culture, financial planning, family involvement, and changing expectations among baby boomers all shape the senior living decision-making process.In this episode, they discuss:What Life Plan Communities are and how they differ from other senior living optionsWhy residents of Life Plan Communities often share a proactive, planning-focused mindsetHow continuing care agreements and priority access to care can provide peace of mindWhy community culture, resident engagement, and staff relationships matter when choosing a communityHow to compare senior living options beyond cost, including lifestyle, amenities, contracts, and long-term needsThe role adult children may play in helping parents evaluate senior living decisionsHow baby boomers are researching Life Plan Communities and asking more detailed questions before making a moveMemorable Quotes:“What’s the value of peace of mind, of kind of having a plan built into where you live?”“We’re here to support each other. We know that we’re all here because we’re planning ahead.”“There’s no such thing as the perfect solution, but finding the one that’s closest to perfect is really important.”“This was a gift to our children.”Resources:Learn more about Brad Breeding and myLifeSite: https://mylifesite.net/Explore Brad Breeding’s book, Your Best Path Forward: A Practical Guide to Navigating Senior Living Options and Planning: https://mylifesite.net/your-best-path-forward-a-practice-guide-to-senior-living-options-and-planningLearn more about Life Plan Communities at Vi: https://www.viliving.com/senior-living/options/about-life-plan-communitiesLearn more about continuing care retirement communities at Vi: https://www.viliving.com/continuum-of-care/ccrcFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of Senior Living Straight Talk, Pamela Fultz, Senior Community Relations Manager with Vi, speaks with Billie Porter, Certified Financial Planner, Certified Trust and Fiduciary Advisor, and President of the Naples location of Florida Trust Wealth Management, about the tax advantages of living in a Type A Life Plan Community. Their conversation explores how entrance fees and monthly service fees may create valuable medical expense deductions, while also helping older adults plan proactively for future care needs.They also discuss how these potential tax benefits fit into a broader financial and aging plan. Billie explains the differences between Type A, Type B, and Type C contracts, why Type A communities can offer more predictability, and why involving a CPA, estate planning attorney, and financial advisor early in the process can help residents make more informed decisions.In this episode, they discuss:The differences between Type A, Type B, and Type C Life Plan Community contractsHow a Type A contract can offer predictable future care and financial planningThe potential one-time tax deduction tied to a Type A entrance feeHow a portion of ongoing monthly service fees may qualify as a medical expense deductionWhy the 7.5% adjusted gross income medical expense threshold mattersThe importance of coordinating decisions with a CPA, estate planning attorney, and financial advisorWhy starting the planning process in the late 60s or early 70s may create more options and reduce future stressMemorable Quotes:“Type A are my favorite kind of CCRCs because of the tax benefits and the quality of care that you can receive in one of these properties.”“It’s not a one-size-fits-all.”“You can’t start early enough.”“Do it for yourself so you can have fun on that cruise ship on land, but also do it for your loved ones.”Resources:Florida Trust Wealth ManagementFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of Senior Living Straight Talk, host Pamela Fultz, Community Manager at Vi, welcomes Carrie Schroeder, Executive Director at Vi at The Glen, to discuss an exciting new initiative across Vi communities: Vista 360 Well-Being.Building on Vi’s long-standing commitment to resident wellness, Vista 360 shifts the focus from traditional wellness programming to a more expansive, personalized approach to overall well-being. With three guiding pillars—Empower, Elevate, and Enliven—Vista 360 integrates innovative experiences, cross-departmental service enhancements, and signature programs designed to help residents live fully, purposefully, and joyfully every day.In this episode, they discuss:The evolution from Vi’s “Living Well” initiative to the more holistic Vista 360 Well-Being modelThe difference between wellness (activities that support health) and well-being (how residents experience and feel about their lives overall)Vista 360’s three pillars—Empower, Elevate, and Enliven—and how they shape daily life at ViThe three signature experiences: Vista Explore (travel), Vista Enrich (brain vitality), and Vista Discover (experiential learning)Vi’s partnership with Orbridge to offer curated and exclusive travel opportunities for residentsCollaborations with leading experts including Pacific Neuroscience Institute, Aegis Therapies, Maggie Moon, Dividat, and SmartFitHow Vista 360 extends beyond programming to elevate service standards and empower both residents and team membersMemorable Quotes:“When I think of well-being, I think of that broader concept—it reflects how people feel and experience life overall.”“I don’t know if there is a typical day. It really falls to who the person is and what they need that day to bring them joy.”“Our constant challenge will be keeping those three pillars in the forefront—how do we empower, elevate, and enliven?”“If we’re not offering it, tell us what it is so we can offer it.”Resources:Learn more about Orbridge Travel: https://www.orbridge.com/Pacific Neuroscience Institute: https://www.pacificneuroscienceinstitute.org/Aegis Therapies: https://www.aegistherapies.com/Maggie Moon (The MIND Diet): https://maggiemoon.com/Dividat: https://dividat.com/SmartFit: https://www.smartfitinc.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Pam Fultz, Community Relations Manager at Vi, speaks with communications strategist and professional futurist Stephen Dupont about how Baby Boomers are reshaping expectations around retirement and senior living. With more than 30 years of experience in public relations and a master’s degree in foresight from the University of Houston, Stephen offers a unique perspective on generational shifts, technology adoption, and what it means for communities like Vi to stay ahead of the curve.Stephen and Pam explore how Baby Boomers differ from previous generations, both in mindset and lifestyle preferences, especially when it comes to aging, community living, and leveraging technology. They dive into why this generation is so influential—both economically and culturally—and how senior living providers can better cater to their dynamic, active lifestyles.In this episode, they discuss:Who the Baby Boomers are, including distinctions between early Boomers and Generation JonesWhy Baby Boomers are a crucial demographic for senior living communitiesThe economic power of Boomers, who hold over $85 trillion in household wealthHow Baby Boomers are entering retirement earlier and with a desire for more active, engaged lifestylesThe importance of community, volunteerism, and outdoor activity for this generationBoomers’ surprising comfort and fluency with technology and even AIHow Boomers are not only reshaping senior living but will help transform it for future generationsMemorable Quotes:“Boomers are probably the most active generation in history—they’re bikers, skiers, golfers, and more.”“This generation is not going to sit still. They’re choosing communities younger and expecting to stay active.”“Boomers don’t see this as the final chapter—they’re living big, bold lives with influence.”“They were the first to adopt personal computers, and now they’re using AI to create content.”Resources:Learn more about Stephen Dupont: https://stephendupont.coFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Vi Senior Community Relations Manager Pam Fultz welcomes back Dr. Joseph Casciani, psychologist and founder of the Living to 100 Club. With more than 35 years of experience in the aging field, Dr. Joe shares insights into what contributes to healthy longevity based on his extensive research and conversations with centenarians. From maintaining a positive mindset to incorporating daily movement and staying socially engaged, he offers practical strategies anyone can implement to enhance their chances of living a longer, more vibrant life.Dr. Joe emphasizes that while genetics play a role, lifestyle choices make the biggest difference. He discusses how habits like strength training, mental stimulation, and humor can contribute significantly to well-being and brain resilience as we age.In this episode, they discuss:Why 70% of longevity is influenced by lifestyle, not geneticsKey habits shared by centenarians, including humor and consistencyHow to foster a positive mindset and shift from decline to opportunityThe role of movement, sleep, and diet in healthy agingThe importance of taking initiative to build and maintain social connectionsBrain resilience tips, including aerobic activity and lifelong learningThe motivation behind the creation of the Living to 100 ClubMemorable Quotes:"Every morning I decide: Do I want to have a good day or a great day?""We have to shift the mindset from 'I'm getting old' to 'I'm still growing.'""Connection doesn't happen by accident—it happens by design.""The future should be bigger than the past."Resources:Living to 100 Club: https://www.livingto100.clubFind out more about Vi Living at our Website: https://www.viliving.com Hosted on Acast. See acast.com/privacy for more information.

On this episode, Vi Sr. Community Relations Manager, Pam Fultz talks with three residents of Vi senior living communities who made their decisions, at least somewhat based on a relative who has also resided in the community. We explore what it means to be a “legacy resident.”In this episode, they discuss:What it means to be a "legacy resident" at a continuing care retirement community (CCRC)How family members influenced residents’ decisions to choose Vi communitiesThe emotional and practical benefits of living near or following a relative into senior livingSocial activities and wellness programs that enhance community lifeUnique stories of friendships that transcend generationsThe inclusive and welcoming environment for both couples and single residentsResidents’ experiences during the COVID-19 pandemic and how the community supported themMemorable Quotes:“It was an easy decision when there were so many beautiful amenities and activities.”“There was never any doubt in our minds that this was the place we would come.”“Friends can become almost like family.”“You have to work hard at not feeling good because it's so pretty and there are so many things you can do.”Resources:Vi at La Jolla: https://www.viliving.com/communities/ca/la-jolla-vi-at-la-jollaVi at Bentley Village: https://www.viliving.com/communities/fl/naples-vi-at-bentley-villageFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of Senior Living Straight Talk, host Pam Fultz, Senior Community Relations Manager at Vi, welcomes back Ed Wollman, Estate Planning Attorney and Founding Partner of Wollman, Gehrke & Associates, P.A. Ed shares critical updates on estate planning and wealth transfer laws that will take effect in 2026, providing practical strategies for individuals and families looking to protect and preserve their wealth. He emphasizes the importance of proactive planning in light of new legislation, including the significant "OB3" bill.Listeners will gain insights into tax exemptions, charitable giving techniques, trust revisions, and the shifting landscape of income tax planning. Ed offers expert advice on how to adapt strategies now before the end-of-year deadlines, ensuring clients can maximize benefits before potential changes in the law.In this episode, they discuss:Key provisions of the OB3 (One Big Beautiful Bill) legislation impacting estate and gift tax lawsIncreased estate and gift tax exemption limits and what they mean for individuals and couplesThe strategic role of Qualified Charitable Distributions (QCDs), bunching strategies, and Roth conversionsUpdates to trust planning, including step-up in basis and general powers of appointmentBenefits of charitable lead trusts and charitable remainder trusts in estate planningWhy income tax planning is now as crucial as estate tax planningAsset protection strategies using irrevocable trustsMemorable Quotes:"Permanent doesn't always mean forever when it comes to tax law. Now is the time to plan.""If your accountant doesn't know what a QCD is, run to another accountant.""Charitable planning isn't just about giving—it's about giving smart.""The best defense to getting punched in the face is not being there in the first place."Resources:Estate Planning Audit, OB3 Special Report, and upcoming newsletter: https://www.probate-florida.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of Senior Living Straight Talk, host Pam Fultz welcomes back Jamie Shapiro, founder of Silver Linings Transitions, Certified Senior Advisor, and Certified Senior Move Manager. Jamie shares expert advice on how seniors and their families can preserve cherished memories through photo organization and restoration. From digitization tips to emotional considerations, this episode provides a step-by-step guide to tackling what can often feel like an overwhelming task.Listeners will learn practical tips to preserve fading photos, digitize memories for future generations, and organize family archives with confidence and ease. Whether preparing for a move or simply hoping to safeguard family history, Jamie offers guidance that is both actionable and compassionate.In this episode, they discuss:Why older photos deteriorate and how to prevent lossThe emotional and practical value of organizing family photosDigitizing options: smartphone apps, scanners, and professional camera scanningHow to sort and prioritize photos using the A-B-C methodStrategies to avoid feeling overwhelmed during the processTips on backing up digital files and the importance of redundancyHow to use meta-tagging and digital photo frames to bring photos to lifeMemorable Quotes:“Perfect is the enemy of done.”“If you ask most people what they’d grab in a fire, it’s the photos.”“Preserve them, preserve them. We want to stop the disintegration.”“There are so many creative things we can do now with photos.”Resources:Silver Linings Transitions: https://www.silverliningstransitions.com/The Photo Managers: https://thephotomanagers.com/Google PhotoScan App: https://play.google.com/store/apps/details?id=com.google.android.apps.photos.scannerSmugMug Photo Sharing: https://www.smugmug.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of Senior Living Straight Talk, host Pam Fultz speaks with Bryan Devore, Director of the Senior Division at Berkshire Hathaway HomeServices California Properties. With over two decades of experience, Bryan shares his expert insights on how seniors can successfully prepare their homes for sale when transitioning to smaller residences or senior living communities. From decluttering strategies to curb appeal tips and pricing strategies, Bryan offers a comprehensive guide to navigating the current real estate landscape.Whether you're a senior planning a move, or a family member helping with the transition, this episode provides valuable steps to ensure your home stands out in a competitive market.In this episode, they discuss:Why pre-sale home inspections are a critical first stepHow to determine which repairs or upgrades to makeThe value of staging a home versus leaving it emptyTips for decluttering and depersonalizing effectivelyImportance of curb appeal and exterior presentationThe role of professional photography and video in online listingsHow to set the right price based on market conditionsMemorable Quotes:"Less is best absolutely comes to play in real estate.""You don't have a second chance to make a first impression.""Staged homes can sell for three to five percent more than non-staged homes.""You're hiring someone for a job, so you want to be sure you're hiring the right person."Resources:Learn more about Bryan Devore: https://www.bryandevore.com/Berkshire Hathaway HomeServices California Properties: https://www.bhhscalifornia.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, Pamela Fultz welcomes Matt Wilson, founder and advisor of Next Level Senior Advisors and best-selling author of Simplifying the Senior Care Maze. Together, they delve into the profound emotional and physical benefits that senior living communities offer, from combating loneliness to increasing independence and quality of life.Matt shares his extensive experience helping families navigate the transition to community living, debunking common myths and highlighting the transformative impact of a supportive, engaging environment. Whether you're exploring senior living options for yourself or a loved one, this episode offers invaluable guidance and encouragement.In this episode, they discuss:The emotional toll of isolation and how community living alleviates itTop benefits of senior living, including social interaction, safety, and amenitiesThe importance of family involvement during and after the transitionCommon myths about senior communities and how to reframe themHow moving into a community can actually increase independenceThe significance of starting the senior living conversation earlyWhy finding the right "fit" in a community is key to a smooth transitionMemorable Quotes:“93% of families say, ‘I wish I would have done this sooner.’”“Senior living is not about losing independence — it’s about gaining freedom.”“Loneliness and isolation are more than emotional challenges; they impact cognitive health too.”“When you walk into the right community, it just feels like home.”Resources:Learn more about Next Level Senior Advisors: https://nextlevelsenioradvisors.comFind Matt Wilson's book Simplifying the Senior Care Maze on AmazonFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Technology is no longer just for younger generations—seniors are embracing it to stay informed, connected, and independent. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, speaks with John Guerra, Director of the FGCU Academy at Florida Gulf Coast University. They explore how older adults are integrating technology into daily life, from video chats with grandkids to online learning and health monitoring. With practical insights and surprising statistics, this conversation highlights how seniors are thriving in the digital age.In this episode, they discuss:Seniors Are More Tech-Savvy Than Ever: 90% of adults over 65 use the internet, and nearly the same percentage own smartphones.Common Tech Habits: Seniors are listening to podcasts, using social media, online banking, streaming videos, and joining virtual classes and support groups.How They Learn: Family support, peer teaching, online tutorials, and trial-and-error all play roles in helping seniors master tech.Trends in 2025: From wearables and telehealth to smart homes and streaming services, older adults are shaping and adopting new technology trends on their terms.Security and Safety Online: Practical advice to avoid scams, use password managers, and stay safe in an increasingly connected world.Teaching Tips for Families and Caregivers: How patience, simple language, and hands-on learning help empower seniors to embrace tech confidently.Memorable Quotes:“Seniors are not merely adopting, but actively embracing digital tools as integral parts of their daily lives.”“Once they grasp the purpose and benefit of technology, their adoption accelerates quickly.”“Technology is for you. It’s there to enrich your life, not to frustrate it.”“We are all learning together.”Resources:Explore the FGCU Academy: https://www.fgcu.edu/academy/Find step-by-step tech support at: https://seniorplanet.orgVisit Generations Online for beginner tutorials: https://www.generationsonline.orgFind out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Today’s seniors are redefining what it means to age well. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, speaks with Colin Milner, founder and CEO of the International Council on Active Aging (ICAA). With over two decades of experience leading the global conversation around health, wellness, and aging, Colin shares powerful insights about improving health span—not just lifespan—and how technology, mindset, and community are transforming the future of aging.In this episode, they discuss:The Evolution of Wellness in Aging: From outdated stereotypes to evidence-based practices that empower vibrant aging.The Shift Toward Wellness-Based Communities: Why 71% of senior living communities expect to be wellness-first by 2030.Innovative Technology Trends: Including wearables, virtual reality, AI, and even exoskeletons reshaping senior well-being.Health Span vs. Lifespan: Why the U.S. lags in health span and how simple lifestyle changes can help close the gap.The Power of Choice and Adaptability: How even small decisions later in life can improve quality of life and extend vitality.Embracing the Whole Self: How social, emotional, physical, and spiritual well-being are all essential to aging well.Memorable Quotes:"Aging itself is the greatest risk factor of all... but not living well is probably also a great tragedy.""You can always make an impact, always.""Wellness and our abilities flow back and forth. And it's trying to center that flow so that you are in a well state most of your life.""Who do you want to be? And how do you work backwards to get that?"Resources:Learn more about the International Council on Active Aging (ICAA): https://www.icaa.cc/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Moving to a Continuing Care Retirement Community (CCRC) is a major life transition, and for many, the most overwhelming part is deciding what to do with a lifetime’s worth of belongings. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, speaks with Jamie Shapiro, founder of Silver Linings Transitions, Certified Senior Advisor, and Certified Senior Move Manager about how to navigate the emotional and practical challenges of sorting, preserving, and letting go.In this episode, they discuss:Emotional Attachment to Possessions: Why letting go of items can feel like letting go of identity or legacy.The Cost of Avoidance: How not having these conversations can impact family relationships.Creative Solutions for Preserving Memories: Family Zoom show-and-tells, digitizing photos, and using tools like Artifcts.com.Letting Go Thoughtfully: Tips like the “dining room table test” and starting with “low-hanging fruit.”Advice for Estate Planners and Families: How professionals can encourage legacy planning through meaningful conversation.Humor and Empathy: The value of lightness and compassion during a deeply personal process.Memorable Quotes:“We feel like if our stuff carries on, then so will we.”“If you don't make those decisions for your family, you don't know what the aftermath is gonna be.”“Sometimes the picture of the item means just as much as the tangible item.”“You can't park two cars in a two-car garage, you might have an issue with stuff.”“It took you 50, 60 years to accumulate these things. Don't expect that you're going to make those decisions in one week.”Resources:Learn more about Jamie Shapiro and Silver Linings Transitions at: [Insert website link]Explore photo preservation at: https://thephotomanagers.com/Share stories of cherished items with: https://artifcts.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In this heartfelt episode, Pam Fultz, Senior Community Relations Manager at Vi, sits down with Bernie and Mary Surchketter, residents of Vi at The Glen, to talk about their journey toward choosing a Continuing Care Retirement Community (CCRC). They share how their years of research and thoughtful decision-making led them to Vi—and what they love most about their experience today.In this episode, they discuss:The Decision-Making Journey: How Bernie and Mary began their research 15 years before moving and why planning ahead made all the difference.Key Priorities in Their Search: The importance of healthcare access, nutrition, exercise opportunities, and resident happiness in choosing a CCRC.Why Vi Stood Out: How personal interactions, staff hospitality, and resident enthusiasm helped them make their final decision.The Value of Community and Sociability: Their positive experiences with fellow residents, engaging programming, and shared mealtimes.The Comfort of Care and Convenience: Onsite medical care, valet parking, and future healthcare options that bring peace of mind.Advice for Others: Why prospective residents shouldn’t wait too long to plan their transition to a life plan community.Memorable Quotes:"If you can't be happy here, you can't be happy anywhere.""We had very high expectations and they've been surpassed, which doesn't happen very often.""Nutrition, exercise, and sociability are the three—and the Vi is outstanding in all three.""Don't wait too long… We were lucky."Resources:Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Moving to a senior living community is a major transition that often involves downsizing—or as some prefer to call it, rightsizing. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, speaks with Lucian Robinson of Silver Threads Senior Relocation Specialists about how to make the process as smooth and stress-free as possible.In this episode, they discuss:The Importance of Early Planning: Why starting the downsizing process months in advance leads to a more successful move.Setting Goals for Rightsizing: Determining what to keep, donate, or pass down to family members.Managing Emotional Attachments: Strategies to navigate the sentimental challenges of letting go of long-held possessions.Professional Guidance vs. DIY Approach: The benefits of hiring a senior move manager, especially when family members are not nearby.National Resources for Finding Help: How organizations like the National Association of Senior Move Managers can connect seniors with relocation experts.Memorable Quotes:"One thing that we emphasize to our clients—the earlier the plan, the better the plan.""Making good choices is critical… It isn't an easy process, but working collaboratively makes it manageable.""The reason that people hire us is because it is a daunting, overwhelming task… We handle everything for our clients.""Most of the children of our clientele are very successful in their own right… and the grandchildren? They don’t want any of it!"Resources:Learn more about Silver Threads Senior Relocation Specialists: https://www.silverthreadsseniorrelocation.com/Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Aging is not a period of decline—it’s a time of growth, reinvention, and discovery. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, speaks with Dr. Joseph Casciani, founder of the Living to 100 Club. With more than 35 years of experience in aging and psychology, Dr. Casciani shares insights on embracing aging with a positive mindset and continuing to live a fulfilling and active life.In this episode, they discuss:Celebrating Wisdom and Sharing Knowledge: How seniors can reflect on their experiences, engage in intergenerational activities, and document their legacies.Lifelong Learning and New Hobbies: The benefits of taking on new challenges, learning new skills, and keeping the brain engaged.The Power of Social Connections: Why maintaining relationships and forging new ones can add years to life and improve overall well-being.Personal Reflection and Emotional Growth: Using mindfulness, gratitude, and letting go of past negativity to embrace the present.Redefining Purpose: Exploring ways to find meaning beyond past careers and roles to create a new self-definition in later years.Memorable Quotes:"We know that wisdom is a valuable asset and we all have wisdom in various shapes and forms.""Never too late, never too late—no matter where we are, whatever level we're at.""We need to think about, you know, trying out some new behaviors… stepping out of the comfort zone can make all the difference in terms of creating more energy in our lives.""Aging well is all about mindset. If we embrace positivity and resilience and curiosity, our senior years are much more rewarding and uplifting and surprising."Resources:Learn more about the Living to 100 Club: [Insert website link]Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

The new year offers a fresh opportunity to prioritize wellness and aging gracefully. In this episode, Pam Fultz, Senior Community Relations Manager at Vi, hosts a discussion with Carrie Bloemers, the System Director of Wellness at Lee Health. Carrie shares her expertise on enhancing physical and mental well-being for seniors in 2025.In this episode, they discuss:Physical Activity as a Cornerstone of Healthy Aging: How regular movement improves strength, balance, and cognition while preventing falls and hospitalizations.Healthy Eating Habits: Practical tips for making nutritious food choices to manage chronic conditions and support overall well-being.Prioritizing Sleep: The vital role of restful sleep in maintaining immune health, metabolism, and cognitive function.Mental Wellness and Resiliency: Strategies like meditation, journaling, and social connectedness to foster emotional health and adaptability.Encouraging Lifelong Wellness: Inspiring seniors to take proactive steps toward improving their quality of life and energy levels, regardless of age.Memorable Quotes:"We've all heard the phrase, use it or lose it, right? And that is very imperative for our muscles, for our strength. Then those muscles in turn help us keep our balance and help us stay stable on our feet, help prevent things like falls and accidents in the future that keep us out of the hospital.""Food is a tool that we can use to help manage our health. It also can help us stay healthy. It can help manage those chronic conditions we may have, and it's a super important tool for just our overall well-being.""Sleep is really important for our cognition and memory as we age as well.""Your lifestyle is going to have an overall impact on how you feel, your energy levels, your quality of life, especially as you think about how you're going to spend your next five, 10 years, next couple decades."Resources:Learn more about wellness strategies from Lee Health at their website.Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Applying to a Continuing Care Retirement Community (CCRC) involves significant preparation and organization. In this episode, host Vivian Arias, Community Relations Manager at Vi, speaks with Diana Kahn, a Certified Financial Planner (CFP) and the “Financial Pharmacist,” about best practices for helping clients navigate this complex process. Drawing from decades of experience and personal insights, Diana shares actionable advice to ease the transition.In this episode, they discuss:Key Team Members for Preparation: The importance of creating a collaborative team of financial and legal advisors to guide the application process.Essential Documents: Gathering and organizing critical paperwork, such as tax returns, investment statements, real estate records, and trust agreements.Recovering Missing Assets: How to locate unclaimed 401(k) plans and other financial resources using tools like the Secure Act 2.0 database and missingmoney.com.Protecting Clients' Finances: Implementing safeguards such as credit locks, updating beneficiaries, and preparing for seamless account access.Digital and Physical Organization Tips: Recommendations for managing documents, including using estate planning kits, creating virtual folders, or self-made solutions like a “gray box.”Memorable Quotes:"When organizing assets for a CCRC application, assembling a strong advisory team is crucial to ensuring a smooth process for the client.""Missingmoney.com is an invaluable resource for finding forgotten financial assets. It’s a treasure hunt with potentially rewarding outcomes.""Ensuring credit security and assigning account access can protect aging clients from scams during their transition to a new living arrangement."Resources:Connect with Diana Kahn, the “Financial Pharmacist,” on LinkedIn https://www.linkedin.com/in/diana-kahn-cfp%C2%AE-0ba50426Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

As the year-end approaches, tax planning is top of mind for many seniors. In this episode, host Vivian Arias sits down with Nadia Keric, a Certified Financial Planner specializing in family wealth management, estate planning, and charitable giving strategies, to discuss the most impactful tax changes for seniors to consider before 2025.In this episode, they discuss:Required Minimum Distributions (RMDs): Key points for compliance, including how timing can maximize interest and minimize penalties.Charitable Giving from RMDs: How seniors with charitable interests can leverage RMDs for tax advantages.Tax Bracket Strategies: Managing various income sources to optimize tax brackets, potentially reducing tax liabilities.Tax Deductions in Life Plan Communities: Leveraging the initial and ongoing medical expense deductions available in Life Plan Communities.Estate Planning Changes: Important changes to the federal estate tax exemption and strategies for high-net-worth individuals ahead of 2025.Year-End Checklist: Essential actions for seniors to maximize tax benefits, including tracking medical expenses, charitable contributions, and reviewing capital gains implications.Memorable Quotes:"For clients with charitable intent, using RMDs to make direct donations can provide a significant tax advantage.""Transitioning to a Life Plan Community offers ongoing medical expense deductions, often overlooked but highly beneficial for tax savings.""Upcoming changes to the estate tax exemption and tax brackets mean now is the time to plan for a seamless transition into the post-2025 landscape."Resources:Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Choosing the right senior living community is a big decision, and knowing the financial stability of the community is essential! Today’s guest, Joe Chambers, the AVP of Sales for Vi, discusses how to determine the financial stability of a Continuing Care Retirement Community (CCRC). Joe has more than 30 years of experience in the senior living industry, including 15 years with Vi in various roles.In this episode, they talk about:The importance of knowing occupancy rates when evaluating senior living communitiesHow to check the financial stability of different senior living optionsThe difference between for-profit and not-for-profit senior living communitiesKey questions to ask to ensure that a senior living community is financially stableThe impact of state regulations on the financial stability of senior living communitiesVi Living’s position as a debt-free CCRC and the benefits it provides to the residentsMemorable Quotes:“Occupancy is the main driver for the financial success of any senior living community because occupancy drives the monthly fees that pay the bills that provide the lifestyle that the residents have signed up for.”“You want to make sure that that community is going to be there for you when you need that care, right? So make sure that not only have they had a history of positive financials, but they’re also going to continue to have that.”“If you’re going to choose to live in a senior living community, that’s in theory for the rest of your life; you want to make sure that community is financially stable for the rest of your life.”“At Vi, we’re completely debt-free, so we’re a bit of an anomaly in the industry. We operate completely debt-free, and our residents do not pay debt service, which is a benefit.”Resources:Joe Chambers on LinkedIn: https://www.linkedin.com/in/joe-chambers-1302817Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

As you get older, estate planning becomes important. But let’s be honest – it can also be pretty daunting. That’s why it’s crucial to have the right team of professionals in your corner, guiding you through the process.  Today’s guest on the show is Ed Wollman, Estate Planning Attorney - Board Certified in Wills, Trusts & Estates by The Florida Bar and Founding Partner of Wollman, Gehrke & Associates, P.A. law firm. Pam sits down with Ed Wollman to discuss building a solid Trust Dream Team as part of your estate planning.In this episode, they talk about:Trust dream team – a group of professionals working together to help you with estate planningWho should be in the trust dream team – financial advisor, accountant, attorney, insurance agent, etcImportance of selecting the right team members through interviews and credential checksImportance of communication and regular group meetings among team membersChallenges and best practices around involving family members in the processImportance of clear communication and understanding between clients and advisorsMemorable Quotes:“We can’t all be experts in everything, so we need to surround ourselves with the experts that make us feel comfortable.”“One of the things that is pretty obvious is now that the Internet has become so prevalent. Everything’s faster, and everything is digital, and everything’s available. So everyone thinks you can get the answers online, but nothing beats personal touch.”“We don’t read each other’s minds. If you get a feeling like you’re being either ignored, or you need extra, or you’re being provided with too much information, just communicate. This is your money. This is your life. This is your family. Please communicate and let your team know how you feel about how things are going.”Resources:Edward E. Wollman | Naples Estate Planning Lawyer: https://www.probate-florida.com/our-firm/our-attorneys/edward-e-wollman/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

The key to successful aging could be as simple as choosing the right retirement community. Continuing Care Retirement Communities (CCRCs) are more than just a place to retire – they offer a wealth of health benefits that can help seniors age more successfully. Tony Galvin, AVP of Living Well for Vi, discusses the health benefits of living at a CCRC – a supportive environment, improved physical and cognitive well-being, and a holistic approach to aging. In this episode, they talk about:The health benefits of living at a continuing care retirement community (CCRC)Living well philosophy and approach of Vi Living to support holistic wellness for residentsThe value of involving residents in the programming and activity choices to make experiences relevant and motivating for themThe role of healthy eating, cooking, and nutrition in supporting cognitive well-being and social interaction for aging seniorsProgramming and aging well trends that will become popular as baby boomers move into CCRCsThe need to provide evidence-based, research-driven wellness programmingMemorable Quotes:“Seniors that live in CRCs, in particular, those kind of like Vi that have robust health and wellness programming and initiatives, age more successfully than those that don’t.”“The relationship aspect of what it means to live at a life plan community, at a CCRC, is probably really the cornerstone of why there’s so much benefit.”Resources:Tony Galvan on LinkedIn: https://www.linkedin.com/in/tony-galvan-7674b02b/ Find out more about Vi Living at our Website: https://www.viliving.com/  Hosted on Acast. See acast.com/privacy for more information.

Mellany Hanson, Gerontologist and Lifestyle Director for Vi, discusses how Vi supports the cognitive health and well-being of its residents through the Brain Vitality Studio. Mellany also talks about the concept of exergaming, how it can help aging adults with cognition, and the importance of brain health. She explains how the community at Vi uses a holistic approach to help residents maintain their cognitive and physical abilities.In this episode, they talk about:Exergaming and how can it help aging adults with cognitionVi’s Brain Vitality Studio to focus on cognitive and motor skill trainingThe six pillars of AARP’s Global Council on brain health and how they impact brain healthThe concept of dual-tasking — combining cognitive and physical tasks to improve brain healthTypes of activities in Vi’s Brain Vitality StudioKey findings from the case study conducted at a Vi community and how it guides the development of programming for the Brain Vitality StudioThe partnership between Vi and the Pacific Neuroscience Institute Foundation and its benefits for the residentsMemorable Quotes:“Our goal at Vi is to provide the information and environment that adults want so they can achieve a brain-healthy lifestyle.” “As people live longer. We need clear, science-based ways to support brain health. And we know that lifestyle choices, such as dual tasking, can have a profound impact on our brain health.”Resources:Pacific Neuroscience Institute Website: https://www.pacificneuroscienceinstitute.org/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

As people age, it becomes challenging to find purpose post-retirement. But, research shows having a sense of purpose is key to healthy aging. Continuing Care Retirement Communities (CCRCs) may help provide that purpose. Jonathan Schwartz, founder of Partner in Aging, discusses how CCRCs help seniors embrace new opportunities, passions, and connections in retirement to achieve purpose and fulfilment in life!In this episode, they talk about:How having a sense of purpose is linked to a longer and healthier lifeHow CCRCs help residents find purpose and live longer & healthier livesBlue Zones areas (where people live longer & healthier lives) and some traits common to those areasHarvard University study on what makes for a long, happy, and healthy lifeWhy would someone consider a CCRC instead of aging in place at home if they can afford home careHow can CCRCs help to make a person’s quality and quantity of life betterMemorable Quotes:“The single biggest predictor for a long, happy, healthy life is the relationships that we have. And as we age, we start to lose our community, we lose our connections, and moving into a CCRC can absolutely enhance that, which is so important for healthy, happy living.”“Just because I’m 77 years old does not mean I still don’t have hopes, dreams, and aspirations.”Resources:Partner in Aging Website: https://partnerinaging.com/ Jonathan Schwartz on LinkedIn: https://www.linkedin.com/in/jonathan-schwartz-b2a1771a/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Today’s guest on the show is Jeneissy Azcuy, the Senior Vice President of Marketing, Communications & Education Outreach of South Florida PBS. She discusses the impact of senior influencers on PBS, the voice of seniors, what it means to PBS, and the rising interest in artificial intelligence and neuro-arts among seniors. Tune in to learn about how PBS engages seniors and enhances their lives through various programs and interactive experiences!In this episode, they talk about:How PBS understands the needs and wants of seniors and incorporate them into their broadcast and live programmingSome senior-focused programs PBS has created recently — health research series, shows about menopause, arts, etc.The new AI for Seniors program of PBSWhat baby boomers and the next generation of seniors mean for PBSHow PBS engages and stimulates seniors using art, music, and the upcoming Leonardo da Vinci documentaryMemorable Quotes:“Using art in all its forms to help people with mental health and be continued to be engaged and stimulated by the content.”“We continuously try to adapt their programming strategy based on their input and their needs. And we really try to be a valuable community resource to enhance their quality of life.”“We’re constantly thinking of how to immerse our viewers in our content so that it’s not passive watching or passive listening. It’s active and immersive. You actually get to do things with what you just learned. So you want to enjoy it, you learn from it, and now you apply. And that is so wonderful and so beneficial for the brain.”Resources:Jeneissy Azcuy on LinkedIn: https://www.linkedin.com/in/jeneissyazcuy/ South Florida PBS Website: https://www.wpbt2.org/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Join Theresa Latosh as she interviews Dr. Taib Rawi, President and CEO of Aligned Geriatrics, about the role continuing care retirement communities (CCRCs) play in supporting the overall health & well-being of senior living residents as they age. Tune in to know how CCRCs empower seniors to healthy aging of both body and mind in place with customized care that meets their evolving needs.In this episode, they talk about:Challenges the current aging population is facing in today’s healthcare system and how CCRC addresses themHow does living in a CCRC help sustain the health of its residentsBenefits of living in a CCRC model — on-site medical care and care teams familiar with residents’ needs, which help sustain their health as they ageHow does living in a CCRC impact intellectual, emotional, and social well-beingHow does a CCRC bring together a sense of collective wellness for its residentsMemorable Quotes:“Living within these communities as CCRCs provide opportunities for lifelong learning for educational workshops, oftentimes having speakers coming in from different healthcare organizations, and engaging with our residents to promote ongoing critical thinking and creativity.”“CCRC provides a supportive environment for residents to continue forming meaningful connections and maintaining a social support network that allows them to engage with their peers.”Resources:Dr. Taib Rawi on LinkedIn: https://www.linkedin.com/in/drtaibrawi/ Aligned Geriatrics Website: https://alignedgeriatrics.com/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

If you want to pass down your assets to your loved ones, gifting is a great way. But there are certain laws and restrictions that you need to be aware of. Today’s guest, Diana Kahn, talks about the things you need to know about gifting to heirs — the laws and limits of gifting, taxable and non-taxable gifts, what and when to gift, and more!Diana Kahn is the president and founder of the Financial Pharmacist. She has nearly three decades of experience as a certified financial planner.In this episode, they talk about:Gifting to heirs tax laws and limits in the United StatesGifts that are not taxable and the tax limits and triggersThe pros and cons of gifting to heirs during one’s lifetime vs. waiting until the estate is settled after deathVehicles available for gifting to heirs — 529 plan, paying medical/education expenses, etcThe concept of an ethical will to pass down family stories, values, legacy, etc.Is planned gifting to heirs only for the wealthyFactors to indicate that your gifting strategy is in placeMemorable Quotes:“If the money can stay with the family, why should it go to Uncle Sam?” “Planned giving to heirs is not only for the very wealthy... gifting strategies are for everybody.” “No clients should give gifts to the extent that it really hampers their own downtime years or their own retirement years.”Resources:Financial Pharmacist Website: https://www.thefinancialpharmacist.com/ Diana Kahn on LinkedIn: https://www.linkedin.com/in/diana-kahn-cfp%C2%AE-0ba50426/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

When you plan for retirement, researching senior living communities is an important step. But there are many factors to consider when choosing the right fit. Brad Breeding is back in this episode to discuss important factors to consider when researching senior living communities. He gave helpful guidance on evaluating costs, contract types, and intrinsic values to help you choose the best-fitting senior living option.Brad worked as a financial advisor for 12 years before becoming a financial planner. While doing this, he saw that older people and their families needed help with senior living choices. So, he created a website called myLifeSite.net. It helps people make smart decisions about senior living.In this episode, they talk about:Financial nuances of living in a type A life plan community beyond entrance fees and monthly costsThe cost for future healthcare in a type A life plan communityHow senior living contracts and definitions vary from state to stateThe intrinsic value of living in a type A life plan communityShould people research senior living communities on their own or have a team to help with the decisionChoosing a senior living community is about more than just a place to liveMemorable Quotes:“When you're looking at a really any retirement community, particularly a continuing care or life care community, it's more than just finding a place to live. It's more of how to live and about having a plan and a lifestyle and a culture.”"One of the things we always hear is the people, the relationships, the friendships, the support network, all of that is very important."Resources:myLifeSite Website: https://mylifesite.net/ Brad Breeding on LinkedIn: https://www.linkedin.com/in/bradbreeding1/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

In today’s segment, we are discussing – Living to 100 with Dr. Joseph Casciani, who has a 35-year history in aging as a psychologist and manager of mental health practices. He has developed mental health training for California’s nursing homes, been the clinical lead for a multi-state group practice for patients in nursing homes, and managed his own multi-state company.In 2018, he extended his professional interest in aging to his new venture, the Living to 100 Club.In this episode, we discuss:Ways in which engagement occurs in senior living communitiesActivities in senior living communities that help lessen loneliness and isolation for seniorsFactors that can help people live to 100The idea of “longevity bonus” and seeing senior years as a time of opportunity rather than declineImportance of maintaining a positive mindset and a sense of purpose as people ageStatistics on the number of people reaching the age of 100 or olderRole of senior living communities in promoting engagement, social activities, and mental/cognitive challenges that can help people achieve milestones like living to 100Memorable Quotes:“I’m not looking to add years to my life, but life to my years.”“Successful aging means to me staying positive even when things get in the way.” Resources:Living to 100 Club Website: https://livingto100.club/ Dr. Joseph M. Casciani on LinkedIn: https://www.linkedin.com/in/jcasciani/ Find out more about Vi Living at our Website: https://www.viliving.com/  Hosted on Acast. See acast.com/privacy for more information.

Brad Breeding returns to discuss planning for future care as aging becomes a reality. He discusses what long-term care is and who needs it. Brad also provides practical guidance for planning and budgeting for future long-term care expenses in retirement.Brad worked as a financial advisor for 12 years before becoming a financial planner. While doing this, he saw that older people and their families needed help with senior living choices. So, he created a website called myLifeSite.net. It helps people make smart decisions about senior living.In this episode, they talk about:What is long-term care, and who needs long-term careThe needs and eligibilities of long-term careStatistics on people who will need long-term care planningClarification on whether long-term care is given at home or in facilitiesTypical duration of a person's stay in long-term careThe cost of long-term care and how it varies across different types of care and locationsThe costs of long-term care in a Life Plan communityMemorable Quotes:"We're all aging at this point. So planning for future care is a really important topic for us." "The reality is that people of any age can need long term care whether it's a result of a disability or an accident." Resources:myLifeSite Website: https://mylifesite.net/ Brad Breeding on LinkedIn: https://www.linkedin.com/in/bradbreeding1/ Find out more about Vi Living at our Website: https://www.viliving.com/  Hosted on Acast. See acast.com/privacy for more information.

In this episode, Pam is joined by Brad Breeding, a Senior Living financial expert, author, and speaker renowned for his insights into Senior Living and financial planning. The two discuss the factors that set the best life plan communities apart.Brad started his career as a financial advisor and dedicated twelve years to this field before becoming a financial planner. During this period, he recognized that older people and their families required assistance in making important senior living decisions. To address this need, he established myLifeSite.net, a website that offers valuable tools and information to empower families to make informed choices about senior living arrangements.In this episode, they talk about:The importance of a positive resident-management relationshipThings prospective residents should look for in lifestyle opportunities when it comes to programs and activities at a life plan communityThe importance of financial stability and transparency in a retirement communityEvaluating the quality of on-site healthcare facilitiesCreating a checklist for comparison between communitiesDetermining the monthly affordability of a retirement communityConsidering the long-term affordability of a community by evaluating its impact on savings and investment The importance of understanding CCRC contract models and cost of care when planning for retirementMemorable Quotes:"One of the big appeals of a CCRC is knowing you have that peace of mind and knowing that care is there for you when you need it.""When you're thinking about care that you may need in the future, just know that in different communities, the cost and what you're going to pay for that care can be different."Resources:myLifeSite Website: https://mylifesite.net/ Brad Breeding on LinkedIn: https://www.linkedin.com/in/bradbreeding1/ Find out more about Vi Living at our Website: https://www.viliving.com/ Hosted on Acast. See acast.com/privacy for more information.

Pam engages in a conversation with Senior Living expert Bruce Rosenblatt, founder of Senior Housing Solutions, to shed light on Continuing Care Retirement Communities (CCRCs), also referred to as life plan communities. Bruce provides valuable insights into the distinctions between Type A, Type B, and Type C CCRCs, and shares essential advice on the ideal timing for clients to consider moving into one.In this episode, they talk about:Definition and types of continuing care retirement communities (CCRCs)The misconceptions around CCRC acronymsUnderstanding Type A, Type B, and Type C CCRCsThe financial advantages of Type A life plan communitiesThe importance of planning ahead for CCRCsFactors to consider when choosing a senior living communityMemorable Quotes:"Type A CCRC is the gold standard for securing lifelong care." "It's better to be five years too early than five minutes too late." "Find a senior living community that aligns with your lifestyle and preferences." Resources:VI LivingLinks Mentioned:Senior Housing Solutions Website Bruce Rosenblatt on LinkedIn Don't miss out! Rate, review, and subscribe to Senior Living Straight Talk for new ideas and creative solutions to empower your clients. Hosted on Acast. See acast.com/privacy for more information.

Join Pam in an enlightening conversation with guest Nadia Keric, a Certified Financial Planner from Raymond James Family Wealth Planning Group, as they discuss the tax advantages of A Life Plan Communities. The two explore the unique opportunities available to retirees in Type A Life Care Communities and deductions for entrance fees and ongoing monthly expenses, benefiting retirees in these communities.In this episode, they talk about:Tax advantages available for living in a Type A life plan communityThe IRS allows medical expense deductions for the prepayment of future medical careOne-time entrance fee deduction for residents and its benefitsOngoing medical expense deductions and their impact on tax rates and benefitsPotential variations in state income tax benefits for community residentsMemorable Quotes:"Most individuals and very few professionals are aware of the tax advantages of living in a Type A life plan community." "A Type A life care community is a continuing care contract that allows a resident to prepay for future medical care, creating a consistent and predictable monthly expense for them."  "The deduction for a portion of the entrance fee can offset some or all of the income that residents have in the year they move in, resulting in a refund of income taxes." Resources:VI LivingLinks Mentioned:Nadia Keric on LinkedInRaymond James WebsiteDon't miss out! Rate, review, and subscribe to Senior Living Straight Talk for new ideas and creative solutions to empower your clients. Hosted on Acast. See acast.com/privacy for more information.

Join us for the debut episode of Senior Living Straight Talk Hosted by Vi as we dive into the world of estate planning with esteemed attorney Edward Wollman—an expert attorney in wills, trusts, and estates, and the founding partner of the Wollman Gehrke & Associates PA law firm. Attorney Wollman provides valuable insights and expert guidance on the process of creating a thorough estate plan.In this episode, they talk about:The six essential documents that should be included in a thorough estate planProper titling of assets to carry out clients’ estate plansConsistency between clients' scheduled plan of wealth distribution and estate planning documents with their current family dynamicsThe importance of having proper estate plans in place for clientsThe significance of including planning for long-term care in estate plansMemorable Quotes:"The durable power of attorney is an extraordinarily important document while you're living. It stops when you stop." "Make sure your client has a financial plan, make sure they understand how long their assets are going to last and how they're going to take care of themselves." "It's so important that you work with your advisors, your financial advisor, your accountant and your lawyer to make sure that their assets are titled properly."Resources:VI LivingLinks Mentioned:Edward Wollman on LinkedInWollman, Gehrke & Associates, P.A. WebsiteWollman, Gehrke & Associates, P.A. on FacebookDon't miss out! Rate, review, and subscribe to Senior Living Straight Talk for new ideas and creative solutions to empower your clients. Hosted on Acast. See acast.com/privacy for more information.